Bank Holding Companies with the Largest Credit Card Loan Portfolios

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Bank Holding Companies with the Largest Credit Card Loan Portfolios

Bank Holding Companies with Largest Credit Card Loan PortfoliosOn June 30, 2016. Dollars in thousands.
Published October 3, 2016

Rank   Credit card loans Total loans
and leases
June 30 Year earlier Change
1 Citigroup Inc. New York $125,944,483 $119,204,927 5.7% $589,007,126
2 JPMorgan Chase & Co. New York 109,211,111 104,600,499 4.4 799,166,277
3 Bank of America Corp. Charlotte, N.C. 87,832,183 88,702,553 -1.0 840,613,178
4 Capital One Financial Corp. McLean, Va. 81,204,741 73,516,572 10.5 212,642,393
5 Synchrony Financial Stamford, Conn. 58,654,381 NA NA 61,141,761
6 Discover Financial Services Riverwoods, Ill. 51,408,508 49,227,571 4.4 64,805,191
7 American Express Co. New York 46,075,338 52,957,795 -13.0 95,756,478
8 Wells Fargo & Co. San Francisco 30,757,437 27,987,252 9.9 878,210,106
9 U.S. Bancorp Minneapolis 18,534,471 15,989,633 15.9 244,992,712
10 United Services Automobile Association San Antonio 16,329,224 15,754,749 3.6 43,405,943
11 TD Group US Holdings LLC Wilmington, Del. 8,762,159 NA NA 125,084,489
12 First National of Nebraska Inc. Omaha 4,758,104 4,282,824 11.1 12,462,767
13 PNC Financial Services Group Inc. Pittsburgh 3,868,184 3,573,208 8.3 190,380,620
14 Fifth Third Bancorp Cincinnati 1,957,338 2,032,108 -3.7 85,402,089
15 BB&T Corp. Winston-Salem, N.C. 1,603,401 1,542,692 3.9 130,384,496
16 Citizens Financial Group Inc. Providence, R.I. 1,245,530 1,285,727 -3.1 94,043,024
17 SunTrust Banks Inc. Atlanta 1,060,708 842,448 25.9 129,869,540
18 Popular Inc. Hato Rey, Puerto Rico 1,004,615 1,035,533 -3.0 20,955,458
19 Regions Financial Corp. Birmingham, Ala. 1,002,809 891,297 12.5 74,110,187
20 United National Corp. Sioux Falls, S.D. 881,513 772,322 14.1 1,755,762
21 KeyCorp Cleveland 732,157 677,492 8.1 57,916,334
22 Commerce Bancshares Inc. Kansas City, Mo. 679,402 675,507 0.6 11,826,597
23 HSBC North America Holdings Inc. New York 601,703 612,148 -1.7 80,672,367
24 BBVA Compass Bancshares Inc. Houston 548,607 532,480 3.0 55,671,326
25 BMO Financial Corp. Chicago 369,891 381,208 -3.0 62,082,414
26 M&T Bank Corp. Buffalo, N.Y. 347,385 315,847 10.0 79,758,320
27 John Deere Capital Corp. Reno, Nev. 335,267 310,629 7.9 26,246,111
28 Huntington Bancshares Inc. Columbus, Ohio 323,428 178,201 81.5 48,041,923
29 Santander Holdings USA Inc. Boston 283,065 271,978 4.1 75,531,339
30 First Citizens BancShares Inc. Raleigh, N.C. 272,216 260,996 4.3 18,765,457
31 First BanCorp. San Juan, Puerto Rico 256,133 269,165 -4.8 8,018,627
32 UMB Financial Corp. Kansas City, Mo. 243,588 257,515 -5.4 9,094,479
33 First Hawaiian Inc. Honolulu 224,090 342,398 -34.6 10,080,113
34 Santander BanCorp San Juan, Puerto Rico 201,788 215,471 -6.4 3,571,556
35 Zions Bancorp. Salt Lake City 161,629 149,392 8.2 38,425,926
36 Simmons First National Corp. Pine Bluff, Ark. 150,720 156,906 -3.9 4,544,992
37 Synovus Financial Corp. Columbus, Ga. 149,220 158,162 -5.7 20,881,899
38 First Horizon National Corp. Memphis, Tenn. 115,339 116,049 -0.6 16,857,213
39 BancWest Holding Inc. San Francisco 113,710 NA NA 50,866,282
40 Arvest Bank Group Inc. Bentonville, Ark. 107,894 98,474 9.6 8,431,144
41 Associated Banc-Corp Green Bay, Wis. 86,130 80,761 6.6 18,109,795
42 Hancock Holding Co. Gulfport, Miss. 80,786 70,414 14.7 14,486,367
43 BancorpSouth Inc. Tupelo, Miss. 78,556 80,968 -3.0 9,718,319
44 Independent Bankers Financial Corp. Farmers Branch, Texas 73,318 73,943 -0.8 927,525
45 FirstBank Holding Co. Lakewood, Colo. 63,512 61,975 2.5 8,301,082
46 First Interstate BancSystem Inc. Billings, Mont. 59,665 58,184 2.5 4,876,024
47 Central Bancompany Inc. Jefferson City, Mo. 52,471 48,169 8.9 6,861,902
48 OFG Bancorp San Juan, Puerto Rico 51,457 52,440 -1.9 4,086,787
49 Bank of Hawaii Corp. Honolulu 49,388 37,045 33.3 7,610,481
50 RBC USA Holdco Corp. New York 38,457 NA NA 27,931,384
51 Iberiabank Corp. Lafayette, La. 36,175 52,872 -31.6 13,471,945
52 Trustmark Corp. Jackson, Miss. 33,924 35,045 -3.2 7,169,944
53 First Command Financial Services Inc. Fort Worth, Texas 28,739 30,490 -5.7 255,414
54 Mercantil Commercebank Holding Corp. Coral Gables, Fla. 26,624 24,645 8.0 4,976,207
55 Midland Financial Co. Oklahoma City 24,222 22,688 6.8 8,915,627
56 Pinnacle Financial Partners Inc. Nashville, Tenn. 24,141 10,007 141.2 6,445,613
57 MB Financial Inc. Chicago 24,127 20,202 19.4 9,948,181
58 Northwest Bancshares Inc. Warren, Pa. 23,539 20,260 16.2 6,581,693
59 First Financial Bancorp. Cincinnati 20,516 21,680 -5.4 5,146,248
60 Great Western Bancorp Inc. Sioux Falls, S.D. 17,506 NA NA 7,761,892
61 BankGuam Holding Co. Hagatna 17,097 16,433 4.0 1,046,002
62 Banner Corp. Walla Walla, Wash. 15,772 14,337 10.0 6,702,678
63 First Bancorp Southern Pines, N.C. 15,540 13,519 14.9 2,345,239
64 W.T.B. Financial Corp. Spokane, Wash. 14,992 14,718 1.9 3,322,348
65 Merchants Financial Group Inc. Winona, Minn. 14,128 13,002 8.7 1,212,250
66 Prosperity Bancshares Inc. Houston 12,236 12,489 -2.0 8,694,657
67 Watford City Bancshares Inc. N.D. 11,229 11,185 0.4 1,538,212
68 Johnson Financial Group Inc. Racine, Wis. 10,989 9,851 11.6 3,130,849
69 United Bankshares Inc. Charleston, W.Va. 10,879 9,374 16.1 9,396,605
70 Republic Bancorp Inc. Louisville, Ky. 10,707 9,835 8.9 3,411,169
71 First Security Bancorp Searcy, Ark. 9,848 9,695 1.6 1,917,766
72 Farmers & Merchants Investment Inc. Lincoln, Neb. 8,650 8,390 3.1 2,524,636
73 Hills Bancorp. Iowa 8,343 8,103 3.0 1,962,373
74 Trinity Capital Corp. Los Alamos, N.M. 8,076 8,804 -8.3 731,394
75 Bank Mutual Corp. Milwaukee 7,448 7,487 -0.5 1,696,834
76 Cascade Bancorp Bend, Ore. 6,703 4,317 55.3 1,717,705
77 Central Bancshares Inc. Lexington, Ky. 6,654 6,305 5.5 1,539,226
78 Pinnacle Bancorp Inc. Omaha, Neb. 6,612 7,276 -9.1 6,026,389
79 German American Bancorp Inc. Jasper, Ind. 6,542 5,940 10.1 1,771,087
80 Fishback Financial Corp. Brookings, S.D. 6,419 6,230 3.0 1,485,474
81 Dickinson Financial Corp. II Kansas City, Mo. 6,329 6,785 -6.7 1,064,846
82 Sunflower Financial Inc. Salina, Kan. 5,970 6,062 -1.5 1,246,737
83 Valley National Bancorp Wayne, N.J. 5,930 6,429 -7.8 14,869,852
84 Heritage Financial Corp. Olympia, Wash. 5,673 5,212 8.8 2,281,090
85 West Suburban Bancorp Inc. Lombard, Ill. 5,652 6,292 -10.2 932,376
86 National Bankshares Inc. Blacksburg, Va. 5,344 5,103 4.7 569,053
87 Fidelity BancShares N.C. Inc. Fuquay-Varina, N.C. 5,303 5,467 -3.0 839,422
88 Hope Bancorp Inc. Los Angeles 5,127 1,027 399.4 5,948,398
89 MidSouth Bancorp Inc. Lafayette, La. 5,117 5,232 -2.2 1,137,549
90 CNB Financial Corp. Clearfield, Pa. 4,802 4,611 4.1 1,492,693
91 Emprise Financial Corp. Wichita, Kan. 4,335 4,197 3.3 992,714
92 Longview Financial Corp. Texas 4,177 4,327 -3.5 1,664,273
93 Amarillo National Bancorp Inc. Texas 4,134 3,727 10.9 2,735,126
94 American Bancor Ltd. Dickinson, N.D. 4,073 4,326 -5.8 998,784
95 First Community Bancshares Inc. Bluefield, Va. 3,969 2,678 48.2 1,623,587
96 SVB Financial Group Santa Clara, Calif. 3,765 3,611 4.3 17,073,862
97 ATBancorp Dubuque, Iowa 3,751 3,437 9.1 1,038,893
98 ServisFirst Bancshares Inc. Birmingham, Ala. 3,657 2,503 46.1 4,097,091
99 D.L. Evans Bancorp Burley, Idaho 3,594 3,499 2.7 713,259
100 People's Utah Bancorp American Fork 3,472 3,965 -12.4 1,001,960
101 Farmers & Merchants Bancorp Inc. Archbold, Ohio 3,267 3,294 -0.8 659,860
102 Community Bancshares Inc. McArthur, Ohio 3,261 2,877 13.3 551,791
103 Tampa Bay Banking Co. Tampa, Fla. 3,130 3,010 4.0 838,719
104 Heartland Bancorp Inc. Bloomington, Ill. 3,118 2,128 46.6 1,803,577
105 American National Corp. Omaha, Neb. 2,964 0 NA 2,039,157
106 Alpine Banks of Colorado Glenwood Springs 2,907 2,092 39.0 1,767,186
107 1st Summit Bancorp of Johnstown Inc. Pa. 2,819 2,574 9.5 439,166
108 First Volunteer Corp. Chattanooga, Tenn. 2,813 2,609 7.8 602,739
109 Heartland BancCorp Gahanna, Ohio 2,811 2,632 6.8 525,588
110 CNB Corp. Conway, S.C. 2,718 2,644 2.8 425,176
111 EverBank Financial Corp Jacksonville, Fla. 2,691 2,992 -10.1 22,258,629
112 Renasant Corp. Tupelo, Miss. 2,680 0 NA 5,624,232
113 Manhattan Banking Corp. Kan. 2,666 2,352 13.3 1,113,091
114 Ironhorse Financial Group Inc. Muskogee, Okla. 2,635 2,743 -3.9 919,552
115 TrustCo Bank Corp NY Glenville 2,610 1,685 54.9 3,012,242
116 Intrust Financial Corp. Wichita, Kan. 2,571 90,672 -97.2 2,434,497
117 Clayton HC Inc. Knoxville, Tenn. 2,550 2,441 4.4 858,077
118 Hometown Community Bancorp Inc. Morton, Ill. 2,536 2,480 2.3 2,118,867
119 F.N.B. Corp. Pittsburgh 2,365 1,931 22.5 13,132,246
120 Hamilton State Bancshares Inc. Hoschton, Ga. 2,354 1,800 30.8 1,068,572
121 United Bank Corp. Barnesville, Ga. 2,256 1,968 14.7 547,780
122 Peoples Financial Services Corp. Scranton, Pa. 2,195 2,415 -9.1 1,319,792
123 Whitaker Bank Corp. of Kentucky Lexington 2,173 2,201 -1.2 814,646
124 1867 Western Financial Corp. Stockton, Calif. 2,148 2,185 -1.7 1,417,126
125 Farmers National Banc Corp. Canfield, Ohio 2,116 1,725 22.6 1,225,286
126 United Financial Bancorp Inc. Glastonbury, Conn. 2,111 543 288.8 4,299,788
127 Wilson Bank Holding Co. Lebanon, Tenn. 2,080 2,849 -27.0 1,440,311
128 National Bank of Indianapolis Corp. 2,059 2,192 -6.1 1,142,513
129 Assabet Valley Bancorp Hudson, Mass. 2,044 1,758 16.3 934,597
130 NEB Corp. Fond du Lac, Wis. 1,993 2,032 -1.9 976,340
131 Texas Independent Bancshares Inc. Texas City 1,978 2,031 -2.6 416,093
132 First Bank Corp Fort Smith, Ark. 1,954 1,915 2.1 927,036
133 First NBC Bank Holding Co. New Orleans 1,939 1,842 5.3 3,396,267
134 Platte Valley Financial Service Cos. Inc. Scottsbluff, Neb. 1,920 1,703 12.7 770,798
135 TCF Financial Corp. Wayzata, Minn. 1,863 1,956 -4.7 16,065,409
136 First Guaranty Bancshares Inc. Hammond, La. 1,834 1,851 -0.9 809,464
137 Nicolet Bankshares Inc. Green Bay, Wis. 1,832 219 735.1 1,412,270
138 SNBNY Holdings Ltd. Gibraltar, N.Y. 1,803 1,745 3.3 2,479,409
139 Durant Bancorp Inc. Okla. 1,779 1,147 55.1 1,979,332
140 Blackhawk Bancorp. Inc. Milan, Ill. 1,761 1,640 7.4 475,969
141 Kentucky Bancshares Inc. Paris 1,760 1,612 9.2 589,941
142 QCR Holdings Inc. Moline, Ill. 1,658 1,550 7.0 1,732,419
143 Southside Bancshares Inc. Tyler, Texas 1,643 1,731 -5.1 2,153,574
144 First Financial Corp. Terre Haute, Ind. 1,571 0 NA 1,624,375
145 Hawthorn Bancshares Inc. Jefferson City, Mo. 1,515 1,452 4.3 831,571
146 International Bancshares Corp. Laredo, Texas 1,505 1,765 -14.7 5,362,387
147 Home Bancorp Inc. Lafayette, La. 1,470 1,578 -6.9 1,109,747
148 North American Bancshares Inc. Sherman, Texas 1,452 1,880 -22.8 1,373,547
149 Westbrand Inc. Minot, N.D. 1,420 1,477 -3.9 541,415
150 Ambank Co. Inc. Sioux Center, Iowa 1,416 1,391 1.8 873,329
151 CenterState Banks Inc. Winter Haven, Fla. 1,321 0 NA 2,882,566
152 Arbor Bancorp Inc. Ann Arbor, Mich. 1,295 1,018 27.1 808,005
153 473 Broadway Holding Corp. Saratoga Springs, N.Y. 1,290 NA NA 634,018
154 Chemung Financial Corp. Elmira, N.Y. 1,194 1,367 -12.7 1,082,970
155 MutualFirst Financial Inc. Muncie, Ind. 1,182 1,239 -4.6 1,005,581
156 First Federal Bancorp Inc. Lake City, Fla. 1,141 1,189 -4.1 636,953
157 BTC Financial Corp. Des Moines, Iowa 1,137 735 54.6 2,955,989
158 Heartland Financial USA Inc. Dubuque, Iowa 1,124 346 224.7 5,017,483
159 Summit Financial Group Inc. Moorefield, W.Va. 1,097 974 12.7 1,061,689
160 Citizens Financial Services Inc. Mansfield, Pa. 1,075 NA NA 640,088
161 United Community Bancorp Inc. Chatham, Ill. 1,074 1,091 -1.6 1,096,817
162 Magnolia Banking Corp. Ark. 1,037 809 28.2 930,443
163 East West Bancorp Inc. Pasadena, Calif. 1,033 1,471 -29.7 21,887,559
164 Lake Sunapee Bank Group Newport, N.H. 1,033 946 9.2 1,123,909
165 FNB Bancorp South San Francisco 1,023 NA NA 665,147
166 Olympic Bancorp Inc. Port Orchard, Wash. 1,014 NA NA 541,480
167 Bank First National Corp. Manitowoc, Wis. 1,005 993 1.1 904,763
168 First Breckinridge Bancshares Inc. Irvington, Ky. 995 NA NA 550,157
169 American Bancorp. Inc. Sapulpa, Okla. 963 1,296 -25.7 363,242
170 Cardinal Financial Corp. McLean, Va. 911 883 3.2 3,255,520
171 Mackinac Financial Corp. Manistique, Mich. 891 612 45.6 653,797
172 Farmers Capital Bank Corp. Frankfort, Ky. 804 779 3.1 862,641
173 First Internet Bancorp Fishers, Ind. 798 849 -6.0 1,041,669
174 Bank Leumi Le-Israel Corp. New York 776 788 -1.6 3,698,867
175 CBS Banc-Corp. Russellville, Ala. 775 661 17.3 546,079
176 First Fidelity Bancorp Inc. Oklahoma City 738 440 67.9 756,101
177 ConnectOne Bancorp Inc. Englewood Cliffs, N.J. 673 894 -24.7 3,043,852
178 First of Long Island Corp. Glen Head, N.Y. 671 512 31.0 2,120,604
179 Shore Bancshares Inc. Easton, Md. 608 579 5.1 739,792
180 Falcon Bancshares Inc. Laredo, Texas 577 621 -7.2 580,015
181 Landrum Co. Columbia, Mo. 544 0 NA 1,404,670
182 Central Valley Community Bancorp Fresno, Calif. 531 591 -10.3 568,553
183 WSFS Financial Corp. Wilmington, Del. 424 461 -8.0 3,518,767
184 SmartFinancial Inc. Knoxville, Tenn. 421 NA NA 697,384
185 CIT Group Inc. New York 407 0 NA 29,785,647
186 Mercantile Bank Corp. Grand Rapids, Mich. 368 376 -2.2 2,144,326
187 Discount Bancorp Inc. New York 359 5,039 -92.9 4,932,473
188 Oconomowoc Bancshares Inc. Wis. 346 287 20.7 661,468
189 Bank Iowa Corp. West Des Moines 341 285 19.5 692,923
190 Vision Bancshares Inc. Laredo, Texas 314 275 14.0 696,993
191 Horizon Bancorp Michigan City, Ind. 313 0 NA 1,753,019
192 HCBF Holding Co. Inc. Fort Pierce, Fla. 300 0 NA 907,115
193 Peoples Bancorp Bellingham, Wash. 230 266 -13.7 1,155,510
194 Western Alliance Bancorp. Phoenix 208 369 -43.5 11,602,940
195 Southern National Bancorp of Virginia Inc. McLean 204 236 -13.5 818,477
196 MVB Financial Corp. Fairmont, W.Va. 183 579 -68.4 1,098,478
197 Lakeland Bancorp Inc. Oak Ridge, N.J. 176 10 1,676.9 3,115,518
198 Glacier Bancorp Inc. Kalispell, Mont. 169 478 -64.6 4,912,934
199 First State Bancshares Inc. Farmington, Mo. 162 0 NA 1,371,497
200 Seacoast Banking Corp. of Florida Stuart 125 0 NA 2,374,667

Note: Top-tier bank holding companies only, based on Y-9C filings with the Fed. Figures for prior periods are not adjusted for mergers and acquisitions. Rankings include only companies current as of Sept. 30, 2016.
Source:

SNL Financial
, Charlottesville, Va.
© 2016 American Banker