Bank Holding Companies with the Largest Credit Card Loan Portfolios

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Bank Holding Companies with the Largest Credit Card Loan Portfolios

Bank Holding Companies with Largest Credit Card Loan PortfoliosOn Dec. 31, 2011. Dollars in thousands.
Published April 26, 2012

Rank   Credit card loans Total loans
and leases
Dec. 31 Year earlier Change
1 Citigroup Inc. New York $151,478,000 $159,104,000 -4.8% $677,941,000
2 JPMorgan Chase & Co. New York 121,699,000 128,391,000 -5.2 742,373,000
3 Bank of America Corp. Charlotte, N.C. 117,035,121 141,250,473 -17.1 961,825,565
4 American Express Co. New York 62,621,000 60,850,475 2.9 102,886,000
5 Capital One Financial Corp. McLean, Va. 58,590,523 52,525,837 11.5 136,490,457
6 Discover Financial Services Riverwoods, Ill. 47,773,150 46,231,088 3.3 58,762,498
7 HSBC North America Holdings Inc. Buffalo, N.Y. 30,912,865 33,582,899 -8.0 134,391,513
8 Wells Fargo & Co. San Francisco 22,905,000 22,384,000 2.3 819,326,000
9 U.S. Bancorp Minneapolis 17,366,000 16,808,000 3.3 214,465,000
10 Barclays Delaware Holdings LLC Wilmington 12,037,818 10,234,851 17.6 12,163,911
11 First National of Nebraska Inc. Omaha 3,882,412 3,453,343 12.4 10,391,409
12 PNC Financial Services Group Inc. Pittsburgh 3,536,436 3,474,407 1.8 162,162,292
13 Fifth Third Bancorp Cincinnati 1,966,566 1,885,840 4.3 83,971,659
14 BB&T Corp. Winston-Salem, N.C. 1,723,875 1,758,155 -1.9 111,204,569
15 Citizens Financial Group Inc. Providence, R.I. 1,493,490 1,525,900 -2.1 87,381,176
16 Popular Inc. Hato Rey, Puerto Rico 1,230,000 1,135,000 8.4 25,314,000
17 Regions Financial Corp. Birmingham, Ala. 986,610 0 NA 78,882,840
18 TD Bank US Holding Co. Portland, Maine 938,758 806,427 16.4 80,706,029
19 Commerce Bancshares Inc. Kansas City, Mo. 789,285 831,603 -5.1 9,211,004
20 United National Corp. Sioux Falls, S.D. 631,729 645,598 -2.1 1,262,176
21 BBVA USA Bancshares Inc. Houston 582,244 534,375 9.0 42,113,035
22 SunTrust Banks Inc. Atlanta 540,236 514,585 5.0 124,876,476
23 BMO Financial Corp. Wilmington, Del. 483,470 285,089 69.6 54,859,405
24 BancWest Corp. San Francisco 393,606 410,619 -4.1 52,063,947
25 UMB Financial Corp. Kansas City, Mo. 326,882 322,208 1.5 4,970,558
26 Synovus Financial Corp. Columbus, Ga. 273,098 284,971 -4.2 20,282,420
27 First Citizens BancShares Inc. Raleigh, N.C. 245,303 264,660 -7.3 14,036,328
28 Santander BanCorp San Juan, Puerto Rico 215,011 230,505 -6.7 5,679,533
29 Simmons First National Corp. Pine Bluff, Ark. 189,970 190,329 -0.2 1,760,820
30 M&T Bank Corp. Buffalo, N.Y. 170,957 50,564 238.1 60,096,005
31 Arvest Bank Group Inc. Bentonville, Ark. 160,392 148,326 8.1 7,406,894
32 Zions Bancorp. Salt Lake City 157,775 139,983 12.7 37,460,860
33 First Horizon National Corp. Memphis, Tenn. 148,726 155,550 -4.4 16,812,215
34 FirstMerit Corp. Akron, Ohio 144,395 149,739 -3.6 9,059,901
35 Intrust Financial Corp. Wichita, Kan. 125,520 130,275 -3.6 2,161,578
36 BancorpSouth Inc. Tupelo, Miss. 90,278 92,459 -2.4 8,957,905
37 Independent Bankers Financial Corp. Irving, Texas 81,621 77,895 4.8 655,062
38 Capitol Bancorp. Inc. Britton, S.D. 76,605 59,170 29.5 464,052
39 FirstBank Holding Co. Lakewood, Colo. 75,465 76,942 -1.9 5,197,192
40 Amalgamated Investments Co. Chicago 62,814 66,181 -5.1 362,180
41 First Interstate BancSystem Inc. Billings, Mont. 60,933 60,891 0.1 4,185,674
42 Hancock Holding Co. Gulfport, Miss. 60,097 9,186 554.2 11,261,078
43 BBVA PR Holding Corp. San Juan, Puerto Rico 57,954 54,444 6.4 3,701,262
44 First Citizens Bancorp. Inc. Columbia, S.C. 54,410 55,037 -1.1 4,573,254
45 Iberiabank Corp. Lafayette, La. 49,866 40,998 21.6 7,541,050
46 Trustmark Corp. Jackson, Miss. 41,691 42,013 -0.8 6,150,841
47 Western Alliance Bancorp. Phoenix 38,907 45,600 -14.7 4,787,136
48 Central Bancompany Inc. Jefferson City, Mo. 34,843 33,505 4.0 5,957,040
49 First Niagara Financial Group Inc. Buffalo, N.Y. 27,288 15,455 76.6 16,567,073
50 First Financial Bancorp. Cincinnati 26,188 28,000 -6.5 4,046,525
51 Mercantil Commercebank Holding Corp. Coral Gables, Fla. 20,360 16,201 25.7 4,171,897
52 W.T.B. Financial Corp. Spokane, Wash. 19,195 17,737 8.2 2,641,312
53 Union First Market Bankshares Corp. Bowling Green, Va. 19,006 17,119 11.0 2,893,406
54 S&T Bancorp Inc. Indiana, Pa. 18,387 18,325 0.3 3,132,609
55 Hopkins Financial Corp. Mitchell, S.D. 16,102 18,016 -10.6 373,612
56 Doral Financial Corp. San Juan, Puerto Rico 14,247 17,719 -19.6 6,251,390
57 Banner Corp. Walla Walla, Wash. 12,539 11,731 6.9 3,306,105
58 Coppermark Bancshares Inc. Oklahoma City 12,440 13,124 -5.2 915,540
59 BankGuam Holding Co. Hagatna 12,192 0 NA 740,761
60 QCR Holdings Inc. Moline, Ill. 12,086 11,810 2.3 1,200,745
61 City National Corp. Los Angeles 11,823 10,639 11.1 13,791,239
62 United Bankshares Inc. Charleston, W.Va. 11,519 12,025 -4.2 6,240,612
63 Trinity Capital Corp. Los Alamos, N.M. 11,230 11,554 -2.8 1,241,119
64 First Security Bancorp Searcy, Ark. 11,001 10,739 2.4 1,678,008
65 Merchants Financial Group Inc. Winona, Minn. 10,496 9,580 9.6 767,734
66 Watford City Bancshares Inc. N.D. 10,184 8,971 13.5 715,360
67 Valley National Bancorp Wayne, N.J. 9,122 9,732 -6.3 9,832,303
68 West Suburban Bancorp Inc. Lombard, Ill. 9,073 9,614 -5.6 984,145
69 Hills Bancorp. Iowa 8,948 8,692 2.9 1,716,681
70 Sunflower Financial Inc. Salina, Kan. 8,673 7,938 9.3 866,440
71 Johnson Financial Group Inc. Racine, Wis. 8,631 7,567 14.1 2,907,024
72 Republic Bancorp Inc. Louisville, Ky. 8,580 8,213 4.5 2,289,687
73 First Bancorp Troy, N.C. 8,556 8,650 -1.1 2,437,227
74 Pinnacle Bancorp Inc. Central City, Neb. 8,386 9,250 -9.3 4,077,694
75 S.B.C.P. Bancorp Inc. Cross Plains, Wis. 8,027 7,655 4.9 599,669
76 Central Bancshares Inc. Lexington, Ky. 8,023 7,995 0.4 1,674,287
77 American State Financial Corp. Lubbock, Texas 7,787 7,695 1.2 1,211,890
78 NewBridge Bancorp Greensboro, N.C. 7,649 7,749 -1.3 1,207,920
79 Fishback Financial Corp. Brookings, S.D. 7,492 7,533 -0.5 1,170,816
80 Utrecht-America Holdings Inc. New York 7,000 8,368 -16.3 26,692,000
81 Discount Bancorp Inc. New York 6,752 5,696 18.5 3,833,297
82 DCB Financial Corp Lewis Center, Ohio 6,667 6,317 5.5 359,760
83 National Bankshares Inc. Blacksburg, Va. 6,605 6,470 2.1 591,535
84 Travelers Rest Bancshares Inc. S.C. 6,515 0 NA 305,619
85 The Bank of Kentucky Financial Corp. Crestview Hills 6,492 6,037 7.5 1,140,321
86 Cashmere Valley Financial Corp. Cashmere, Wash. 6,393 6,309 1.3 587,013
87 Villages Bancorp. Inc. The Villages, Fla. 6,313 6,490 -2.7 352,838
88 National Americas Holdings LLC New York 6,229 7,067 -11.9 5,441,234
89 Park Bancorp. Inc. Madison, Wis. 5,924 6,064 -2.3 596,806
90 Farmers and Merchants Investment Inc. Lincoln, Neb. 5,797 5,140 12.8 1,958,951
91 The Tampa Banking Co. Fla. 5,720 5,327 7.4 606,893
92 Commerce Bank and Trust Holding Co. Topeka, Kan. 5,704 6,420 -11.2 604,125
93 Univest Corp. of Pennsylvania Souderton 5,621 4,661 20.6 1,449,563
94 Fidelity Bancshares N.C. Inc. Fuquay-Varina 5,525 5,265 4.9 820,068
95 Anchor Bancorp Inc. Lacey, Wash. 5,465 0 NA 315,662
96 German American Bancorp Inc. Jasper, Ind. 5,425 4,920 10.3 1,142,478
97 International Bancshares Corp. Laredo, Texas 5,413 4,273 26.7 5,053,475
98 Skagit State Bancorp Inc. Burlington, Wash. 5,309 5,421 -2.1 354,286
99 Dickinson Financial Corp. II Kansas City, Mo. 5,297 3,719 42.4 860,423
100 MidSouth Bancorp Inc. Lafayette, La. 5,200 5,318 -2.2 746,457
101 Neighbor Insurance Agency Inc. Marion, Iowa 5,097 4,925 3.5 392,854
102 ServisFirst Bancshares Inc. Birmingham, Ala. 4,967 3,592 38.3 1,848,601
103 Longview Financial Corp. Texas 4,893 6,497 -24.7 1,117,630
104 MB Financial Inc. Chicago 4,741 109 4,249.5 5,955,722
105 Mesaba Bancshares Inc. Grand Rapids, Minn. 4,689 4,646 0.9 567,251
106 CU Bank Shares Inc. Farmers Branch, Texas 4,556 6,761 -32.6 397,781
107 Oriental Financial Group Inc. San Juan, Puerto Rico 4,555 4,342 4.9 1,744,219
108 Emprise Financial Corp. Wichita, Kan. 4,529 4,123 9.8 739,621
109 CNB Financial Corp. Clearfield, Pa. 4,412 4,106 7.5 851,477
110 NBH Holdings Corp. Boston 3,991 4,076 -2.1 2,290,526
111 Central Bancorp. Provo, Utah 3,941 3,932 0.2 360,836
112 Liberty Shares Inc. Hinesville, Ga. 3,857 3,804 1.4 551,701
113 D.L. Evans Bancorp Burley, Idaho 3,839 3,625 5.9 562,591
114 American Bancor Ltd. Dickinson, N.D. 3,798 3,886 -2.3 467,117
115 Southern Utah Bancorp. Cedar City 3,750 3,645 2.9 395,288
116 Southern National Banks Inc. Fort Walton Beach, Fla. 3,660 4,162 -12.1 150,154
117 Farmers and Merchants Bancorp Inc. Archbold, Ohio 3,607 3,559 1.3 506,402
118 Cascade Bancorp Bend, Ore. 3,575 3,934 -9.1 899,649
119 Eastern Virginia Bankshares Inc. Tappahannock 3,472 2,694 28.9 734,531
120 Washington Banking Co. Oak Harbor 3,399 3,359 1.2 1,104,332
121 TCF Financial Corp. Wayzata, Minn. 3,310 3,659 -9.5 14,164,576
122 CNB Corp. Conway, S.C. 3,282 3,225 1.8 484,022
123 Penseco Financial Services Corp. Scranton, Pa. 3,242 3,327 -2.6 631,522
124 Hometown Community Bancorp Inc. Morton, Ill. 3,190 2,791 14.3 1,627,479
125 Wilson Bank Holding Co. Lebanon, Tenn. 3,168 3,160 0.3 1,140,064
126 Somerset Trust Holding Co. Pa. 3,139 2,911 7.8 396,286
127 Uwharrie Capital Corp Albemarle, N.C. 3,130 0 NA 368,633
128 ATBancorp Dubuque, Iowa 3,060 2,990 2.3 940,664
129 Community Bancshares Inc. McArthur, Ohio 3,053 2,965 3.0 458,428
130 People's Utah Bancorp American Fork 3,006 2,880 4.4 599,987
131 Solvay Bank Corp. N.Y. 2,973 2,933 1.4 372,017
132 First Paragould Bankshares Inc. Ark. 2,962 3,036 -2.4 507,611
133 F&M Bank Corp. Timberville, Va. 2,813 2,771 1.5 512,113
134 Town Financial Corp. Hartford City, Ind. 2,785 2,486 12.0 199,574
135 1867 Western Financial Corp. Stockton, Calif. 2,753 2,599 5.9 1,008,697
136 First National Bank Group Inc. Edinburg, Texas 2,726 3,223 -15.4 2,381,739
137 Texas Independent Bancshares Inc. Texas City 2,602 3,064 -15.1 334,049
138 Ohio Valley Banc Corp. Gallipolis, Ohio 2,591 2,069 25.2 598,308
139 Commonwealth Bancshares Inc. Shelbyville, Ky. 2,582 2,544 1.5 625,638
140 First Guaranty Bancshares Inc. Hammond, La. 2,535 2,458 3.1 573,743
141 1st Summit Bancorp of Johnstown Inc. Pa. 2,467 2,269 8.7 379,554
142 National Bank of Indianapolis Corp. 2,431 2,202 10.4 953,585
143 Metro Bancorp Inc. Camp Hill, Pa. 2,373 373 536.2 1,446,027
144 Hanmi Financial Corp. Los Angeles 2,368 2,494 -5.1 2,096,543
145 First Volunteer Corp. Chattanooga, Tenn. 2,361 2,451 -3.7 464,690
146 Mid Illinois Bancorp Inc. Peoria 2,357 2,347 0.4 349,243
147 Whitaker Bank Corp. of Kentucky Lexington 2,312 2,167 6.7 1,140,049
148 Heartland BancCorp Gahanna, Ohio 2,277 2,032 12.1 392,773
149 Bankmanagers Corp. Milwaukee 2,252 1,484 51.8 612,907
150 SouthCrest Financial Group Inc. Thomaston, Ga. 2,240 2,282 -1.8 298,811
151 One American Corp. Vacherie, La. 2,231 2,241 -0.4 444,957
152 First Bank Lubbock Bancshares Inc. Texas 2,222 0 NA 365,844
153 FMB Bancshares Inc. Lakeland, Ga. 2,216 2,045 8.4 449,836
154 Farmers and Merchants Bankshares Inc. Stuttgart, Ark. 2,201 2,025 8.7 322,814
155 First Community Bancshares Inc. Batesville, Ark. 2,194 2,154 1.9 560,124
First NBC Bank Holding Co. New Orleans 2,194 35 6,168.6 1,667,538
157 Arthur Financial Corp. Union, S.C. 2,186 2,094 4.4 394,227
158 Trust No. 3 Under the Will of Charles Henderson Troy, Ala. 2,185 2,216 -1.4 485,605
159 NEB Corp. Fond du Lac, Wis. 2,134 2,151 -0.8 823,145
160 North American Bancshares Inc. Sherman, Texas 2,095 2,146 -2.4 1,120,876
161 Four Oaks Fincorp Inc. N.C. 2,092 2,048 2.1 603,495
162 Southside Bancshares Inc. Tyler, Texas 2,085 2,058 1.3 1,090,782
163 Intermountain Community Bancorp Sandpoint, Idaho 2,076 2,068 0.4 522,651
164 Mountain National Bancshares Inc. Sevierville, Tenn. 2,031 2,275 -10.7 316,584
165 BNC Bancorp Thomasville, N.C. 2,008 1,956 2.7 1,719,946
166 First Bank Corp Fort Smith, Ark. 1,999 1,903 5.0 1,044,259
167 Pacific Financial Corp. Aberdeen, Wash. 1,972 1,893 4.2 489,534
168 Chemung Financial Corp. Elmira, N.Y. 1,955 2,020 -3.2 798,391
169 Lone Star National Bancshares-Texas Inc. McAllen 1,950 1,746 11.7 1,255,657
170 The Bank of Southside Virginia Corp. Carson 1,929 1,877 2.8 282,476
171 Eastwood Financial Corp. Rochester, Minn. 1,883 1,813 3.9 339,241
172 473 Broadway Holding Corp. Saratoga Springs, N.Y. 1,881 1,964 -4.2 472,520
173 BankFirst Capital Corp. Macon, Miss. 1,803 1,778 1.4 541,542
174 First Trust Corp. New Orleans 1,752 1,532 14.4 531,874
175 First National Security Co. DeQueen, Ark. 1,746 1,802 -3.1 585,141
176 Ambank Co. Inc. Sioux Center, Iowa 1,706 1,590 7.3 682,666
177 Baylake Corp. Sturgeon Bay, Wis. 1,675 1,662 0.8 633,266
178 Diboll State Bancshares Inc. Texas 1,666 1,753 -5.0 493,735
179 Kentucky Bancshares Inc. Paris 1,664 1,560 6.7 412,492
180 Bridge Capital Holdings San Jose, Calif. 1,632 1,193 36.8 762,027
181 Community and Southern Holdings Inc. Carrollton, Ga. 1,631 4,181 -61.0 965,399
182 Southwest Missouri Bancorp. Inc. Carthage 1,628 1,660 -1.9 384,326
183 Plumas Bancorp Quincy, Calif. 1,612 1,622 -0.6 294,340
184 Old Line Bancshares Inc. Bowie, Md. 1,530 0 NA 543,039
185 Community Bank of South Florida Inc. Homestead 1,526 1,412 8.1 357,246
186 Platte Valley Financial Service Cos. Inc. Scottsbluff, Neb. 1,521 1,516 0.3 534,126
187 Highlands Bankshares Inc. Abingdon, Va. 1,513 1,564 -3.3 408,355
188 Tennessee State Bancshares Inc. Pigeon Forge 1,507 1,586 -5.0 484,464
189 Ironhorse Financial Group Inc. Muskogee, Okla. 1,487 1,356 9.7 610,805
190 Westbrand Inc. Minot, N.D. 1,478 1,584 -6.7 348,225
191 Home State Bancorp Loveland, Colo. 1,459 1,496 -2.5 322,928
192 SNBNY Holdings Ltd. New York 1,407 1,283 9.7 1,741,030
193 Summit Financial Group Inc. Moorefield, W.Va. 1,352 1,431 -5.5 983,229
194 CNB Bancshares Inc. Sevierville, Tenn. 1,348 1,310 2.9 580,278
195 Hawthorn Bancshares Inc. Lee's Summit, Mo. 1,340 1,191 12.5 842,930
196 Security National Corp. Omaha, Neb. 1,330 1,467 -9.3 411,929
197 Citizens Bankshares Inc. Farmington, N.M. 1,325 1,301 1.8 197,251
198 American Bancorp. Inc. Sapulpa, Okla. 1,322 1,323 -0.1 315,944
199 Newfield Bancorp Inc. N.J. 1,318 1,207 9.2 333,132
200 Valley Financial Corp. Roanoke, Va. 1,281 1,205 6.3 508,586


Note: Top-tier bank holding companies only, based on Y-9C filings with the Fed. Figures for prior periods are not adjusted for mergers and acquisitions. Rankings include only companies current as of Dec. 31, 2011.
Source:

Financial Information Systems LLC

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