Bank Holding Companies with the Largest Credit Card Loan Portfolios

May 09, 2022, 2:29 p.m. EDT 1 Min Read

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Rank	Company	City	State	Credit card loans Sep. 30	Credit card loans Year earlier	Credit card loans Change	Total loans and leases Sep. 30
1	Citigroup Inc.	New York	N.Y.	$149,080,000	$147,009,000	1.4	$705,150,000
2	JPMorgan Chase & Co.	New York	N.Y.	137,951,000	129,662,000	6.4	1,137,371,000
3	Capital One Financial Corporation	McLean	Va.	110,261,820	101,124,203	9.0	283,227,397
4	Bank of America Corporation	Charlotte	N.C.	81,524,000	78,708,000	3.6	1,039,425,000
5	Synchrony Financial	Stamford	Conn.	80,990,000	78,456,000	3.2	85,101,000
6	Discover Financial Services	Riverwoods	Ill.	74,206,084	71,315,140	4.1	93,685,012
7	American Express Company	New York	N.Y.	70,496,000	60,119,000	17.3	145,118,000
8	Wells Fargo & Company	San Francisco	Calif.	38,453,000	36,664,000	4.9	915,502,000
9	U.S. Bancorp	Minneapolis	Minn.	23,551,000	22,346,000	5.4	319,803,000
10	Barclays US LLC	New York	N.Y.	21,908,000	20,532,000	6.7	45,016,000
11	United Services Automobile Association	San Antonio	Tex.	14,474,000	15,832,111	-8.6	41,366,000
12	TD Group US Holdings LLC	Wilmington	Del.	13,552,899	13,477,788	0.6	168,215,789
13	The Goldman Sachs Group, Inc.	New York	N.Y.	8,579,000	4,703,000	82.4	247,291,000
14	First National of Nebraska, Inc.	Omaha	Neb.	6,052,745	5,740,854	5.4	16,759,116
15	The PNC Financial Services Group, Inc.	Pittsburgh	Pa.	5,816,787	5,428,328	7.2	290,631,410
16	Truist Financial Corporation	Charlotte	N.C.	3,419,000	3,565,000	-4.1	294,325,000
17	Fifth Third Bancorp	Cincinnati	Ohio	1,765,531	2,005,859	-12.0	116,464,768
18	Citizens Financial Group, Inc.	Providence	R.I.	1,589,837	1,611,998	-1.4	131,631,131
19	United National Corporation	Sioux Falls	S.D.	1,550,394	1,429,616	8.4	3,122,451
20	Regions Financial Corporation	Birmingham	Ala.	1,184,000	1,213,000	-2.4	88,774,000
21	KeyCorp	Cleveland	Ohio	971,405	988,989	-1.8	105,151,035
22	Ally Financial Inc.	Detroit	Mich.	953,000	0	NA	122,817,000
23	Popular, Inc.	Hato Rey	P.R.	926,000	926,000	0.0	29,092,000
24	Commerce Bancshares, Inc.	Kansas City	Mo.	575,410	655,078	-12.2	15,184,974
25	M&T Bank Corporation	Buffalo	N.Y.	573,792	558,618	2.7	92,912,452
26	Huntington Bancshares Incorporated	Columbus	Ohio	569,711	595,058	-4.3	113,596,806
27	John Deere Capital Corporation	Reno	Nev.	551,146	515,156	7.0	35,671,391
28	HSBC North America Holdings Inc.	New York	N.Y.	399,075	1,065,979	-62.6	57,505,566
29	BMO Financial Corp.	Chicago	Ill.	394,533	387,539	1.8	88,713,616
30	First BanCorp.	Santurce	P.R.	290,226	319,824	-9.3	11,095,813
31	First Citizens BancShares, Inc.	Raleigh	N.C.	283,375	292,750	-3.2	32,470,263
32	BNP Paribas USA, Inc.	New York	N.Y.	280,388	262,036	7.0	66,093,008
33	UBS Americas Holding LLC	New York	N.Y.	256,342	225,638	13.6	89,729,145
34	Santander Holdings USA, Inc.	Boston	Mass.	238,724	241,868	-1.3	92,330,835
35	RBC US Group Holdings LLC	Toronto	#N/A	230,917	173,970	32.7	70,375,143
36	MUFG Americas Holdings Corporation	New York	N.Y.	210,608	226,900	-7.2	81,141,972
37	Synovus Financial Corp.	Columbus	Ga.	204,151	202,097	1.0	40,062,600
38	First Hawaiian, Inc.	Honolulu	Hawaii	197,567	207,052	-4.6	12,962,537
39	UMB Financial Corporation	Kansas City	Mo.	181,526	189,338	-4.1	17,172,148
40	Arvest Bank Group, Inc.	Bentonville	Ark.	169,439	154,612	9.6	13,872,630
41	Simmons First National Corporation	Pine Bluff	Ark.	160,575	170,501	-5.8	12,048,859
42	Associated Banc-Corp	Green Bay	Wis.	113,499	105,862	7.2	24,361,587
43	First Horizon Corporation	Memphis	Tenn.	104,379	117,228	-11.0	56,039,383
44	Ameriprise Financial, Inc.	Minneapolis	Minn.	96,895	94,112	3.0	7,757,354
45	Hancock Whitney Corporation	Gulfport	Miss.	79,500	84,635	-6.1	21,227,729
46	Central Bancompany, Inc.	Jefferson City	Mo.	74,405	72,633	2.4	10,390,163
47	First Interstate BancSystem, Inc.	Billings	Mont.	64,908	70,226	-7.6	9,374,005
48	Dollar Mutual Bancorp	Pittsburgh	Pa.	62,249	62,062	0.3	7,749,995
49	FirstBank Holding Company	Lakewood	Colo.	61,904	59,673	3.7	13,806,265
50	Northwest Bancshares, Inc.	Columbus	Ohio	50,532	52,221	-3.2	10,018,861
51	OFG Bancorp	San Juan	P.R.	46,793	56,188	-16.7	6,485,248
52	Pinnacle Financial Partners, Inc.	Nashville	Tenn.	45,002	37,747	19.2	23,477,753
53	Fishback Financial Corporation	Brookings	S.D.	41,019	NA	NA	2,872,638
54	Trustmark Corporation	Jackson	Miss.	31,670	31,972	-0.9	10,556,871
55	Midland Financial Co.	Oklahoma City	Okla.	24,974	27,002	-7.5	26,942,294
56	First Command Financial Services, Inc.	Fort Worth	Tex.	23,402	22,247	5.2	371,399
57	First Financial Bancorp.	Cincinnati	Ohio	22,551	22,773	-1.0	9,317,781
58	Banner Corporation	Walla Walla	Wash.	18,457	18,053	2.2	9,181,250
59	First Bancorp	Southern Pines	N.C.	17,426	15,557	12.0	6,161,975
60	Nicolet Bankshares, Inc.	Green Bay	Wis.	16,176	12,449	29.9	4,827,421
61	Prosperity Bancshares, Inc.	Houston	Tex.	15,468	13,952	10.9	18,616,144
62	Farmers & Merchants Investment, Inc.	Lincoln	Neb.	15,409	12,468	23.6	4,576,106
63	Johnson Financial Group, Inc.	Racine	Wis.	15,297	14,178	7.9	4,172,752
64	Republic Bancorp, Inc.	Louisville	Ky.	14,510	14,196	2.2	4,548,639
65	German American Bancorp, Inc.	Jasper	Ind.	14,357	11,637	23.4	3,014,849
66	Watford City Bancshares, Inc.	Watford City	N.D.	13,163	11,594	13.5	3,365,883
67	Valley National Bancorp	New York	N.Y.	12,843	8,809	45.8	34,293,173
68	ServisFirst Bancshares, Inc.	Birmingham	Ala.	12,155	9,632	26.2	9,534,048
69	W.T.B. Financial Corporation	Spokane	Wash.	11,949	11,583	3.2	5,536,075
70	Green Dot Corporation	Texas City	Tex.	11,484	14,828	-22.6	58,763
71	First Security Bancorp	Searcy	Ark.	11,169	10,643	4.9	3,158,756
72	First Commonwealth Financial Corporation	Indiana	Pa.	11,151	12,360	-9.8	6,857,813
73	Hills Bancorporation	Hills	Iowa	10,834	9,901	9.4	2,666,248
74	CNB Financial Corporation	Clearfield	Pa.	9,935	8,115	22.4	3,635,641
75	United Bankshares, Inc.	Charleston	W.Va.	8,913	8,938	-0.3	18,528,064
76	Heartland Financial USA, Inc.	Dubuque	Iowa	8,617	8,240	4.6	9,976,212
77	WSFS Financial Corporation	Wilmington	Del.	8,049	6,158	30.7	8,014,977
78	F.N.B. Corporation	Pittsburgh	Pa.	7,748	7,410	4.6	25,263,985
79	Pinnacle Bancorp, Inc.	Elkhorn	Neb.	7,255	6,426	12.9	10,261,913
80	Ocean Bankshares, Inc.	Miami	Fla.	6,759	4,882	38.4	3,977,549
81	Central Bancshares, Inc.	Lexington	Ky.	6,756	6,638	1.8	2,080,708
82	Heritage Financial Corporation	Olympia	Wash.	6,611	6,442	2.6	3,817,138
83	Amarillo National Bancorp, Inc.	Amarillo	Tex.	6,345	5,362	18.3	5,609,644
84	First Community Bankshares, Inc.	Bluefield	Va.	5,566	5,658	-1.6	2,165,570
85	FirstSun Capital Bancorp	Denver	Colo.	5,316	5,377	-1.1	4,141,062
86	Old Second Bancorp, Inc.	Aurora	Ill.	5,212	NA	NA	3,426,685
87	HBT Financial, Inc.	Bloomington	Ill.	5,207	5,162	0.9	2,504,631
88	Glacier Bancorp, Inc.	Kalispell	Mont.	4,762	2,887	64.9	13,492,828
89	Alpine Banks of Colorado	Glenwood Springs	Colo.	4,704	4,461	5.4	3,408,334
90	Bravera Holdings Corp.	Dickinson	N.D.	4,619	3,958	16.7	1,691,338
91	Dickinson Financial Corporation II	Kansas City	Mo.	4,428	4,399	0.7	2,279,215
92	Enterprise Financial Services Corp	Clayton	Mo.	4,269	4,482	-4.8	9,024,031
93	SNBNY Holdings Limited	Gibraltar	#N/A	4,171	1,253	232.9	3,288,748
94	MidWestOne Financial Group, Inc.	Iowa City	Iowa	4,165	4,078	2.1	3,257,929
95	Hope Bancorp, Inc.	Los Angeles	Calif.	4,130	5,097	-19.0	14,051,792
96	First Financial Corporation	Terre Haute	Ind.	3,908	3,161	23.6	2,815,895
97	Wilson Bank Holding Company	Lebanon	Tenn.	3,782	3,447	9.7	2,507,781
98	Heartland BancCorp	Whitehall	Ohio	3,677	3,346	9.9	1,175,639
99	East West Bancorp, Inc.	Pasadena	Calif.	3,516	2,486	41.4	42,712,919
100	American National Corporation	Omaha	Neb.	3,462	3,938	-12.1	3,583,369
101	Hometown Community Bancorp, Inc.	Morton	Ill.	2,916	2,845	2.5	2,711,821
102	Columbia Bank MHC	Fair Lawn	N.J.	2,644	33	7,912.1	6,361,962
103	Tampa Bay Banking Company	Tampa	Fla.	2,613	NA	NA	1,465,649
104	Dacotah Banks, Inc.	Aberdeen	S.D.	2,565	0	NA	2,334,999
105	Business First Bancshares, Inc.	Baton Rouge	La.	2,485	2,499	-0.6	3,198,537
106	1867 Western Financial Corporation	Stockton	Calif.	2,230	2,132	4.6	1,859,985
107	Ambank Company, Inc.	Sioux Center	Iowa	2,077	1,751	18.6	1,275,671
108	South Plains Financial, Inc.	Lubbock	Tex.	1,909	1,577	21.1	2,514,084
109	BTC Financial Corporation	Des Moines	Iowa	1,826	1,596	14.4	3,972,689
110	Stock Yards Bancorp, Inc.	Louisville	Ky.	1,612	0	NA	4,177,972
111	Hawthorn Bancshares, Inc.	Jefferson City	Mo.	1,536	1,316	16.7	1,304,382
112	The First Bancshares, Inc.	Hattiesburg	Miss.	1,486	2,239	-33.6	2,969,165
113	Summit Financial Group, Inc.	Moorefield	W.Va.	1,309	NA	NA	2,761,619
114	Bar Harbor Bankshares	Bar Harbor	Maine	1,047	1,024	2.2	2,537,434
115	Fremont Bancorporation	Fremont	Calif.	1,027	646	59.0	3,941,245
116	International Bancshares Corporation	Laredo	Tex.	960	863	11.2	7,209,152
117	Washington Federal, Inc.	Seattle	Wash.	824	100	724.0	14,766,083
118	Customers Bancorp, Inc.	West Reading	Pa.	787	244	222.5	14,568,885
119	Equity Bancshares, Inc.	Wichita	Kan.	742	557	33.2	3,159,841
120	Waterstone Financial, Inc.	Wauwatosa	Wis.	725	700	3.6	1,520,310
121	Mercantile Bank Corporation	Grand Rapids	Mich.	654	474	38.0	3,469,576
122	First Internet Bancorp	Fishers	Ind.	633	670	-5.5	2,935,407
123	Stifel Financial Corp.	Saint Louis	Mo.	525	361	45.4	18,087,783
124	TriCo Bancshares	Chico	Calif.	471	400	17.8	4,920,090
125	ConnectOne Bancorp, Inc.	Englewood Cliffs	N.J.	373	631	-40.9	6,838,600
126	Peoples Bancorp Inc.	Marietta	Ohio	357	0	NA	4,485,391
127	Discount Bancorp, Inc.	New York	N.Y.	345	287	20.2	8,535,445
128	Republic First Bancorp, Inc.	Philadelphia	Pa.	321	75	328.0	2,527,885
129	The First of Long Island Corporation	Glen Head	N.Y.	298	244	22.1	3,105,036
130	Seacoast Banking Corporation of Florida	Stuart	Fla.	289	319	-9.4	5,956,820
131	Investar Holding Corporation	Baton Rouge	La.	281	317	-11.4	1,872,632
132	Primis Financial Corp.	McLean	Va.	172	NA	NA	2,339,986
133	Berkshire Hills Bancorp, Inc.	Boston	Mass.	75	85	-11.8	6,831,957
134	Pacific Premier Bancorp, Inc.	Irvine	Calif.	26	22	18.2	14,308,509
135	RBB Bancorp	Los Angeles	Calif.	22	37	-40.5	3,141,952
136	Dime Community Bancshares, Inc.	Hauppauge	N.Y.	20	25	-20.0	9,250,154
137	BancFirst Corporation	Oklahoma City	Okla.	15	12	25.0	6,194,218
138	Fulton Financial Corporation	Lancaster	Pa.	1	1	0.0	18,360,891

Note: Top-tier bank holding companies only, based on Y-9C filings with the Fed. Figures for prior periods are not adjusted for mergers and acquisitions.

Rankings include only companies current as of May 6, 2022

Source: https://www.spglobal.com/en/