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Bank Holding Companies with the Largest Credit Card Loan Portfolios

November 07, 2022, 4:30 p.m. EST 1 Min Read
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Source: S&P Global

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Bank Holding Companies with the Largest Credit Card Loan Portfolios
Rank Company City State Credit card loans
Jun. 30 ($000)		 Credit card loans
Year earlier ($000)		 Change % Gross Loans and Leases
Jun. 30 ($000)		 Gross Loans and Leases
Year earlier ($000)
1 Citigroup Inc. New York N.Y. $149,445,000 $139,585,000 7.1 $692,214,000 $705,215,000
2 JPMorgan Chase & Co. New York N.Y. 146,478,000 126,126,000 16.1 1,162,519,000 1,100,578,000
3 Capital One Financial Corporation McLean Va. 110,177,873 96,864,389 13.7 297,259,133 256,119,063
4 Bank of America Corporation Charlotte N.C. 85,795,000 75,599,000 13.5 1,071,263,000 974,901,000
5 Discover Financial Services Riverwoods Ill. 79,064,075 68,719,798 15.1 99,305,432 87,674,441
6 Synchrony Financial Stamford Conn. 78,062,000 74,429,000 4.9 82,674,000 78,374,000
7 American Express Company New York N.Y. 74,771,000 60,592,000 23.4 155,477,000 125,421,000
8 Wells Fargo & Company San Francisco Calif. 41,222,000 34,936,000 18.0 951,420,000 878,384,000
9 Barclays US LLC New York N.Y. 25,975,000 19,719,000 31.7 48,013,000 43,389,000
10 U.S. Bancorp Minneapolis Minn. 24,726,000 21,816,000 13.3 336,312,000 302,768,000
11 United Services Automobile Association San Antonio Tex. 14,224,000 14,427,856 -1.4 41,715,000 41,748,054
12 TD Group US Holdings LLC Wilmington Del. 13,056,584 12,228,358 6.8 174,414,619 171,208,935
13 The Goldman Sachs Group, Inc. New York N.Y. 12,055,000 5,606,000 115.0 245,844,000 208,090,000
14 First National of Nebraska, Inc. Omaha Neb. 6,961,972 5,607,544 24.2 18,173,341 16,189,604
15 The PNC Financial Services Group, Inc. Pittsburgh Pa. 5,795,105 5,705,353 1.6 312,020,963 296,951,209
16 Truist Financial Corporation Charlotte N.C. 3,244,000 3,259,000 -0.5 307,300,000 289,494,000
17 Citizens Financial Group, Inc. Providence R.I. 1,818,882 1,492,737 21.8 159,653,493 126,247,269
18 Fifth Third Bancorp Cincinnati Ohio 1,762,569 1,792,882 -1.7 121,365,873 113,463,557
19 United National Corporation Sioux Falls S.D. 1,533,018 1,355,366 13.1 3,225,409 2,949,147
20 Ally Financial Inc. Detroit Mich. 1,225,000 0 N/A 129,255,000 112,626,000
21 Regions Financial Corporation Birmingham Ala. 1,172,000 1,131,000 3.6 94,049,000 85,251,000
22 Popular, Inc. Hato Rey P.R. 967,000 886,000 9.1 30,193,000 28,923,000
23 KeyCorp Cleveland Ohio 966,650 922,942 4.7 114,193,695 102,905,143
24 Huntington Bancshares Incorporated Columbus Ohio 612,535 547,557 11.9 118,660,750 113,295,681
25 M&T Bank Corporation Buffalo N.Y. 599,208 531,218 12.8 128,486,120 97,113,432
26 John Deere Capital Corporation Madison Wis. 596,303 590,990 0.9 39,687,314 36,479,864
27 Commerce Bancshares, Inc. Kansas City Mo. 558,102 586,358 -4.8 15,693,094 15,663,961
28 BMO Financial Corp. Chicago Ill. 413,856 372,524 11.1 94,789,871 84,241,194
29 BNP Paribas USA, Inc. New York N.Y. 330,446 252,969 30.6 64,842,353 68,779,807
30 First BanCorp. San Juan P.R. 297,289 292,617 1.6 11,229,475 11,420,293
31 First Citizens BancShares, Inc. Raleigh N.C. 279,473 274,664 1.8 67,769,753 32,797,420
32 Santander Holdings USA, Inc. Boston Mass. 256,362 232,721 10.2 93,018,959 93,817,006
33 UBS Americas Holding LLC New York N.Y. 250,800 226,782 10.6 98,301,510 82,269,945
34 MUFG Americas Holdings Corporation New York N.Y. 241,338 204,504 18.0 78,657,485 79,567,685
35 RBC US Group Holdings LLC Toronto #N/A 220,592 171,093 28.9 73,931,410 65,349,586
36 HSBC North America Holdings Inc. New York N.Y. 211,849 828,608 -74.4 58,841,343 57,192,526
37 First Hawaiian, Inc. Honolulu Hawaii 194,915 193,688 0.6 13,262,961 13,105,026
38 Synovus Financial Corp. Columbus Ga. 194,290 196,178 -1.0 42,122,459 38,986,934
39 SoFi Technologies, Inc. San Francisco Calif. 192,825 N.A. N/A 8,199,591 N.A.
40 UMB Financial Corporation Kansas City Mo. 179,492 178,116 0.8 18,972,908 16,916,093
41 Arvest Bank Group, Inc. Bentonville Ark. 176,059 151,553 16.2 14,342,883 14,326,602
42 Simmons First National Corporation Pine Bluff Ark. 156,683 154,586 1.4 15,150,386 11,422,366
43 Associated Banc-Corp Green Bay Wis. 118,855 103,900 14.4 26,582,094 24,108,083
44 First Horizon Corporation Memphis Tenn. 99,386 106,786 -6.9 57,409,725 57,670,698
45 Ameriprise Financial, Inc. Minneapolis Minn. 97,073 92,486 5.0 7,986,077 9,040,332
46 Hancock Whitney Corporation Gulfport Miss. 78,549 77,549 1.3 21,891,267 21,238,737
47 Central Bancompany, Inc. Jefferson City Mo. 77,332 67,038 15.4 10,880,056 10,446,278
48 Fishback Financial Corporation Brookings S.D. 76,462 39,726 92.5 3,006,648 2,689,250
49 First Interstate BancSystem, Inc. Billings Mont. 74,791 64,421 16.1 17,300,495 9,915,963
50 Independent Bankers Financial Corporation Farmers Branch Tex. 66,708 N.A. N/A 1,220,302 N.A.
51 FirstBank Holding Company Lakewood Colo. 62,300 59,474 4.8 15,278,263 13,368,008
52 Dollar Mutual Bancorp Pittsburgh Pa. 62,102 58,150 6.8 8,097,652 7,846,855
53 Pinnacle Financial Partners, Inc. Nashville Tenn. 52,701 36,298 45.2 26,426,464 22,980,746
54 Northwest Bancshares, Inc. Columbus Ohio 50,879 49,769 2.2 10,435,674 10,312,508
55 OFG Bancorp San Juan P.R. 44,074 49,150 -10.3 6,744,249 6,545,757
56 Trustmark Corporation Jackson Miss. 31,693 29,507 7.4 11,147,575 10,651,120
57 Midland Financial Co. Oklahoma City Okla. 25,175 23,868 5.5 26,638,889 25,424,826
58 First Command Financial Services, Inc. Fort Worth Tex. 23,720 21,554 10.0 377,909 365,007
59 First Financial Bancorp. Cincinnati Ohio 21,776 20,630 5.6 9,442,461 9,543,056
60 Nicolet Bankshares, Inc. Green Bay Wis. 19,153 14,088 36.0 4,983,738 2,831,566
61 First Bancorp Southern Pines N.C. 18,660 15,153 23.1 6,248,463 4,801,306
62 Banner Corporation Walla Walla Wash. 17,992 17,048 5.5 9,525,990 9,725,922
63 SouthState Corporation Winter Haven Fla. 17,929 0 N/A 28,009,146 24,204,524
64 Farmers & Merchants Investment, Inc. Lincoln Neb. 16,323 13,640 19.7 4,726,289 4,335,687
65 Prosperity Bancshares, Inc. Houston Tex. 16,220 14,399 12.6 18,208,844 19,251,785
66 German American Bancorp, Inc. Jasper Ind. 16,073 13,536 18.7 3,658,540 3,088,149
67 Johnson Financial Group, Inc. Racine Wis. 16,057 14,463 11.0 4,179,169 4,232,590
68 Republic Bancorp, Inc. Louisville Ky. 15,419 14,754 4.5 4,401,961 4,611,054
69 Valley National Bancorp New York N.Y. 14,749 10,747 37.2 43,579,125 32,616,710
70 Watford City Bancshares, Inc. Watford City N.D. 14,111 11,545 22.2 3,732,081 3,062,487
71 ServisFirst Bancshares, Inc. Birmingham Ala. 12,490 11,038 13.2 10,620,771 8,655,841
72 W.T.B. Financial Corporation Spokane Wash. 11,299 11,648 -3.0 5,685,124 5,675,804
73 CNB Financial Corporation Clearfield Pa. 11,049 8,453 30.7 3,910,596 3,480,373
74 Hills Bancorporation Hills Iowa 10,947 9,784 11.9 2,807,899 2,700,452
75 Green Dot Corporation Austin Tex. 10,896 13,919 -21.7 45,251 44,613
76 First Security Bancorp Searcy Ark. 10,432 10,760 -3.0 3,432,747 3,154,977
77 WSFS Financial Corporation Wilmington Del. 9,888 6,871 43.9 11,552,889 8,398,239
78 First Commonwealth Financial Corporation Indiana Pa. 8,717 10,834 -19.5 7,132,630 6,760,065
79 United Bankshares, Inc. Charleston W.Va. 8,651 7,940 9.0 19,191,084 17,464,828
80 F.N.B. Corporation Pittsburgh Pa. 7,995 6,927 15.4 28,209,020 25,288,212
81 Heartland Financial USA, Inc. Dubuque Iowa 7,833 7,891 -0.7 10,697,021 10,052,809
82 Ocean Bankshares, Inc. Miami Fla. 7,628 6,517 17.0 4,158,626 3,833,547
83 Fidelity BancShares (N.C.), Inc. Fuquay-Varina N.C. 7,090 N.A. N/A 1,870,494 N.A.
84 Heritage Financial Corporation Olympia Wash. 7,073 6,396 10.6 3,875,375 4,210,269
85 Pinnacle Bancorp, Inc. Omaha Neb. 7,066 6,272 12.7 10,783,891 9,799,309
86 Amarillo National Bancorp, Inc. Amarillo Tex. 7,030 5,347 31.5 5,832,056 5,164,351
87 Central Bancshares, Inc. Lexington Ky. 6,913 6,399 8.0 2,116,857 2,401,843
88 HBT Financial, Inc. Bloomington Ill. 5,562 4,706 18.2 2,457,138 2,158,070
89 First Community Bankshares, Inc. Bluefield Va. 5,544 5,159 7.5 2,299,798 2,153,731
90 SNBNY Holdings Limited Gibraltar #N/A 5,124 4,156 23.3 3,237,233 2,872,891
91 FirstSun Capital Bancorp Denver Colo. 4,985 5,003 -0.4 5,449,181 3,931,354
92 Alpine Banks of Colorado Glenwood Springs Colo. 4,707 4,212 11.8 3,623,699 3,389,717
93 Home Bancorp, Inc. Lafayette La. 4,558 N.A. N/A 2,230,220 N.A.
94 Glacier Bancorp, Inc. Kalispell Mont. 4,491 1,726 160.2 14,433,592 11,336,458
95 Dacotah Banks, Inc. Aberdeen S.D. 4,454 976 356.4 2,470,929 2,327,173
96 Heartland BancCorp Whitehall Ohio 4,440 3,560 24.7 1,211,589 1,149,477
97 MidWestOne Financial Group, Inc. Iowa City Iowa 4,397 3,778 16.4 3,616,143 3,336,305
98 First Financial Corporation Terre Haute Ind. 4,342 3,448 25.9 2,892,489 2,570,956
99 Dickinson Financial Corporation II Kansas City Mo. 4,176 4,170 0.1 2,501,440 2,203,272
100 Enterprise Financial Services Corp Clayton Mo. 4,038 4,198 -3.8 9,273,791 7,232,030
101 Wilson Bank Holding Company Lebanon Tenn. 3,914 3,293 18.9 2,791,737 2,424,449
102 East West Bancorp, Inc. Pasadena Calif. 3,787 2,526 49.9 46,820,334 41,062,502
103 Hope Bancorp, Inc. Los Angeles Calif. 3,694 4,486 -17.7 14,622,425 13,478,546
104 Stock Yards Bancorp, Inc. Louisville Ky. 3,522 2,020 74.4 4,887,370 4,211,933
105 Longview Financial Corporation Longview Tex. 3,454 N.A. N/A 2,833,568 N.A.
106 American National Corporation Omaha Neb. 3,119 3,561 -12.4 3,822,999 3,386,232
107 Hometown Community Bancorp, Inc. Morton Ill. 2,821 2,662 6.0 2,687,795 2,740,972
108 Bravera Holdings Corp. Dickinson N.D. 2,758 4,424 -37.7 1,809,158 1,636,439
109 Tampa Bay Banking Company Tampa Fla. 2,693 N.A. N/A 1,488,599 N.A.
110 Business First Bancshares, Inc. Baton Rouge La. 2,432 2,289 6.2 4,124,670 2,862,307
111 United Community Bancorp, Inc. Chatham Ill. 2,354 N.A. N/A 1,806,764 N.A.
112 Ambank Company, Inc. Sioux Center Iowa 2,252 1,919 17.4 1,349,192 1,206,511
113 1867 Western Financial Corporation Stockton Calif. 2,206 2,089 5.6 1,984,840 1,839,711
114 South Plains Financial, Inc. Lubbock Tex. 1,932 1,803 7.2 2,618,442 2,383,400
115 First Federal Bancorp, Inc. Lake City Fla. 1,829 N.A. N/A 990,244 N.A.
116 BTC Financial Corporation Des Moines Iowa 1,788 1,480 20.8 4,345,903 3,925,148
117 Washington Federal, Inc. Seattle Wash. 1,777 283 527.9 15,738,044 13,641,362
118 The National Bank of Indianapolis Corporation Indianapolis Ind. 1,772 N.A. N/A 1,640,128 N.A.
119 Hawthorn Bancshares, Inc. Jefferson City Mo. 1,571 1,271 23.6 1,429,544 1,296,381
120 The First Bancshares, Inc. Hattiesburg Miss. 1,530 1,878 -18.5 3,134,219 3,044,497
121 BancPlus Corporation Ridgeland Miss. 1,359 0 N/A 5,184,206 3,518,865
122 First Bancshares, Inc. Merrillville Ind. 1,332 0 N/A 5,059,417 4,584,855
123 Summit Financial Group, Inc. Moorefield W.Va. 1,292 N.A. N/A 2,977,120 N.A.
124 Fremont Bancorporation Fremont Calif. 1,246 852 46.2 4,445,483 3,648,824
125 United Community Banks, Inc. Blairsville Ga. 1,150 0 N/A 14,581,908 11,488,940
126 International Bancshares Corporation Laredo Tex. 1,035 908 14.0 7,027,130 7,387,536
127 Bar Harbor Bankshares Bar Harbor Maine 1,009 1,027 -1.8 2,730,813 2,523,502
127 Equity Bancshares, Inc. Wichita Kan. 1,009 505 99.8 3,225,160 2,821,244
129 Stifel Financial Corp. Saint Louis Mo. 998 309 223.0 20,723,489 14,595,916
130 Customers Bancorp, Inc. West Reading Pa. 885 698 26.8 15,664,354 16,967,022
131 Waterstone Financial, Inc. Wauwatosa Wis. 694 672 3.3 1,485,135 1,650,220
132 Columbia Bank MHC Fair Lawn N.J. 658 1,605 -59.0 6,983,885 6,019,009
133 Mercantile Bank Corporation Grand Rapids Mich. 646 423 52.7 3,736,764 3,276,561
134 First Internet Bancorp Fishers Ind. 622 594 4.7 3,113,707 2,985,195
135 Discount Bancorp, Inc. New York N.Y. 587 432 35.9 8,699,974 7,721,943
136 TriCo Bancshares Chico Calif. 478 488 -2.0 6,114,637 4,950,617
137 The First of Long Island Corporation Glen Head N.Y. 335 271 23.6 3,335,547 2,953,405
138 Republic First Bancorp, Inc. Philadelphia Pa. 307 183 67.8 2,764,824 2,550,251
139 Seacoast Banking Corporation of Florida Stuart Fla. 264 283 -6.7 6,555,753 5,479,842
140 Investar Holding Corporation Baton Rouge La. 261 275 -5.1 1,916,395 1,947,820
141 ConnectOne Bancorp, Inc. Englewood Cliffs N.J. 241 593 -59.4 7,285,605 6,427,757
142 Primis Financial Corp. McLean Va. 104 157 -33.8 2,644,893 2,286,355
143 Berkshire Hills Bancorp, Inc. Boston Mass. 78 68 14.7 7,804,513 7,492,553
144 Pacific Premier Bancorp, Inc. Irvine Calif. 37 26 42.3 15,103,388 13,601,265
145 RBB Bancorp Los Angeles Calif. 19 30 -36.7 3,157,514 2,839,490
146 BancFirst Corporation Oklahoma City Okla. 17 11 54.5 6,621,231 6,207,262
147 Old National Bancorp Evansville Ind. 10 0 N/A 29,579,865 13,834,822
148 CRB Group, Inc. Fort Lee N.J. 3 N.A. N/A 7,230,669 N.A.

Note: Top-tier bank holding companies only, based on Y-9C filings with the Fed. Figures for prior periods are not adjusted for mergers and acquisitions.

Rankings include only companies current as of Nov. 4, 2022

© 2022 American Banker

Source: https://www.spglobal.com/en/

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