Bank Holding Companies with the Largest Credit Card Loan Portfolios

August 08, 2022, 1:54 p.m. EDT 1 Min Read

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				Credit card loans			Total loans and leases
Rank	Company	City	State	Mar. 31($000)	Year earlier($000)	Change(%)	Mar. 31($000)
1	Citigroup Inc.	New York	N.Y.	$144,390,000	$136,182,000	6.0	$709,782,000
2	JPMorgan Chase & Co.	New York	N.Y.	134,716,000	117,726,000	14.4	1,141,775,000
3	Capital One Financial Corporation	McLean	Va.	103,971,904	92,911,568	11.9	281,621,276
4	Bank of America Corporation	Charlotte	N.C.	80,944,000	72,786,000	11.2	1,042,583,000
5	Synchrony Financial	Stamford	Conn.	78,642,000	73,245,000	7.4	82,962,000
6	Discover Financial Services	Riverwoods	Ill.	73,617,753	67,144,718	9.6	93,473,726
7	American Express Company	New York	N.Y.	69,506,000	56,296,000	23.5	145,308,000
8	Wells Fargo & Company	San Francisco	Calif.	38,639,000	34,246,000	12.8	926,929,000
9	U.S. Bancorp	Minneapolis	Minn.	23,171,000	20,872,000	11.0	322,255,000
10	Barclays US LLC	New York	N.Y.	21,627,000	18,906,000	14.4	45,523,000
11	United Services Automobile Association	San Antonio	Tex.	13,884,000	14,404,942	-3.6	40,508,000
12	TD Group US Holdings LLC	Wilmington	Del.	12,681,290	12,150,487	4.4	169,417,448
13	The Goldman Sachs Group, Inc.	New York	N.Y.	10,814,000	4,793,000	125.6	243,049,000
14	First National of Nebraska, Inc.	Omaha	Neb.	6,064,143	5,470,116	10.9	17,240,737
15	The PNC Financial Services Group, Inc.	Pittsburgh	Pa.	5,618,214	4,903,957	14.6	295,990,711
16	Truist Financial Corporation	Charlotte	N.C.	3,227,000	3,245,000	-0.6	294,248,000
17	Citizens Financial Group, Inc.	Providence	R.I.	1,721,420	1,479,032	16.4	133,059,285
18	Fifth Third Bancorp	Cincinnati	Ohio	1,690,122	1,810,459	-6.6	118,481,043
19	United National Corporation	Sioux Falls	S.D.	1,488,994	1,284,218	15.9	3,068,646
20	Regions Financial Corporation	Birmingham	Ala.	1,133,000	1,111,000	2.0	90,013,000
21	Ally Financial Inc.	Detroit	Mich.	1,035,000	0	NA	125,836,000
22	KeyCorp	Cleveland	Ohio	930,098	909,302	2.3	108,301,514
23	Popular, Inc.	Hato Rey	P.R.	916,000	884,000	3.6	29,436,000
24	Huntington Bancshares Incorporated	Columbus	Ohio	559,245	535,538	4.4	115,407,635
25	M&T Bank Corporation	Buffalo	N.Y.	557,794	509,870	9.4	91,808,392
26	Commerce Bancshares, Inc.	Kansas City	Mo.	544,579	593,832	-8.3	15,467,922
27	John Deere Capital Corporation	Reno	Nev.	529,538	492,394	7.5	37,185,454
28	BMO Financial Corp.	Chicago	Ill.	386,741	356,492	8.5	90,260,110
29	BNP Paribas USA, Inc.	New York	N.Y.	291,931	243,080	20.1	69,439,256
30	First BanCorp.	San Juan	P.R.	288,391	306,373	-5.9	11,125,610
31	First Citizens BancShares, Inc.	Raleigh	N.C.	273,353	270,848	0.9	65,605,320
32	RBC US Group Holdings LLC	Toronto	#N/A	250,822	169,319	48.1	70,980,695
33	UBS Americas Holding LLC	New York	N.Y.	239,779	199,322	20.3	94,488,932
34	Santander Holdings USA, Inc.	Boston	Mass.	238,358	227,807	4.6	92,103,730
35	HSBC North America Holdings Inc.	New York	N.Y.	221,881	937,397	-76.3	56,144,959
36	MUFG Americas Holdings Corporation	New York	N.Y.	220,659	209,222	5.5	80,775,730
37	First Hawaiian, Inc.	Honolulu	Hawaii	190,457	193,140	-1.4	12,891,743
38	Synovus Financial Corp.	Columbus	Ga.	188,247	181,554	3.7	40,893,071
39	UMB Financial Corporation	Kansas City	Mo.	172,549	173,422	-0.5	17,732,084
40	Arvest Bank Group, Inc.	Bentonville	Ark.	165,454	145,149	14.0	13,756,754
41	SoFi Technologies, Inc.	San Francisco	Calif.	153,830	NA	NA	7,209,702
42	Simmons First National Corporation	Pine Bluff	Ark.	152,692	154,841	-1.4	12,046,798
43	Associated Banc-Corp	Green Bay	Wis.	111,182	98,945	12.4	24,623,508
44	First Horizon Corporation	Memphis	Tenn.	97,932	105,703	-7.4	56,037,462
45	Ameriprise Financial, Inc.	Minneapolis	Minn.	91,586	88,245	3.8	7,807,981
46	Hancock Whitney Corporation	Gulfport	Miss.	75,921	78,836	-3.7	21,383,999
47	First Interstate BancSystem, Inc.	Billings	Mont.	73,522	64,604	13.8	17,132,861
48	Central Bancompany, Inc.	Jefferson City	Mo.	71,289	64,269	10.9	10,578,483
49	Independent Bankers Financial Corporation	Farmers Branch	Tex.	66,226	NA	NA	1,186,134
50	Fishback Financial Corporation	Brookings	S.D.	63,178	31,716	99.2	2,849,914
51	FirstBank Holding Company	Lakewood	Colo.	60,129	55,195	8.9	14,278,983
52	Dollar Mutual Bancorp	Pittsburgh	Pa.	59,593	57,292	4.0	7,856,096
53	Northwest Bancshares, Inc.	Columbus	Ohio	48,617	49,815	-2.4	10,141,484
54	Pinnacle Financial Partners, Inc.	Nashville	Tenn.	47,288	35,688	32.5	24,601,629
55	OFG Bancorp	San Juan	P.R.	45,144	52,067	-13.3	6,606,205
56	Trustmark Corporation	Jackson	Miss.	30,016	29,060	3.3	10,638,246
57	Midland Financial Co.	Oklahoma City	Okla.	25,235	23,761	6.2	26,673,626
58	First Command Financial Services, Inc.	Fort Worth	Tex.	22,373	20,593	8.6	373,289
59	First Financial Bancorp.	Cincinnati	Ohio	21,408	20,315	5.4	9,254,287
60	Banner Corporation	Walla Walla	Wash.	20,741	16,428	26.3	9,210,847
61	Nicolet Bankshares, Inc.	Green Bay	Wis.	17,894	12,301	45.5	4,693,079
62	First Bancorp	Southern Pines	N.C.	16,603	14,674	13.1	6,074,000
63	Prosperity Bancshares, Inc.	Houston	Tex.	16,450	13,719	19.9	18,067,524
64	Farmers & Merchants Investment, Inc.	Lincoln	Neb.	15,581	12,372	25.9	4,608,993
65	German American Bancorp, Inc.	Jasper	Ind.	15,536	12,609	23.2	3,665,127
66	Johnson Financial Group, Inc.	Racine	Wis.	15,265	13,791	10.7	4,081,970
67	Republic Bancorp, Inc.	Louisville	Ky.	14,655	14,200	3.2	4,418,280
68	Valley National Bancorp	New York	N.Y.	13,666	9,357	46.1	35,442,037
69	Watford City Bancshares, Inc.	Watford City	N.D.	12,816	11,119	15.3	3,527,354
70	ServisFirst Bancshares, Inc.	Birmingham	Ala.	11,536	9,070	27.2	9,899,360
71	W.T.B. Financial Corporation	Spokane	Wash.	11,055	11,462	-3.6	5,451,588
72	CNB Financial Corporation	Clearfield	Pa.	10,937	7,875	38.9	3,757,926
73	Green Dot Corporation	Austin	Tex.	10,750	11,843	-9.2	49,831
74	First Commonwealth Financial Corporation	Indiana	Pa.	10,675	10,901	-2.1	6,962,618
75	Hills Bancorporation	Hills	Iowa	10,424	9,142	14.0	2,692,495
76	First Security Bancorp	Searcy	Ark.	10,153	10,203	-0.5	3,307,086
77	SouthState Corporation	Winter Haven	Fla.	9,299	0	NA	26,686,803
78	WSFS Financial Corporation	Wilmington	Del.	8,550	6,205	37.8	11,417,453
79	United Bankshares, Inc.	Charleston	W.Va.	8,398	7,999	5.0	18,732,126
80	Heartland Financial USA, Inc.	Dubuque	Iowa	7,995	7,605	5.1	10,200,070
81	F.N.B. Corporation	Pittsburgh	Pa.	7,427	6,687	11.1	27,093,732
82	Fidelity BancShares (N.C.), Inc.	Fuquay-Varina	N.C.	7,077	NA	NA	1,795,518
83	Ocean Bankshares, Inc.	Miami	Fla.	6,987	5,400	29.4	3,937,871
84	Amarillo National Bancorp, Inc.	Amarillo	Tex.	6,744	4,908	37.4	5,525,427
85	Heritage Financial Corporation	Olympia	Wash.	6,726	6,448	4.3	3,822,320
86	Pinnacle Bancorp, Inc.	Elkhorn	Neb.	6,638	5,627	18.0	10,436,603
87	Central Bancshares, Inc.	Lexington	Ky.	6,557	6,080	7.8	2,079,946
88	First Community Bankshares, Inc.	Bluefield	Va.	5,504	5,145	7.0	2,244,296
89	HBT Financial, Inc.	Bloomington	Ill.	5,028	4,632	8.5	2,489,562
90	FirstSun Capital Bancorp	Denver	Colo.	4,956	4,938	0.4	4,372,731
91	Old Second Bancorp, Inc.	Aurora	Ill.	4,907	NA	NA	3,410,445
92	Glacier Bancorp, Inc.	Kalispell	Mont.	4,830	5,972	-19.1	13,782,303
93	SNBNY Holdings Limited	Gibraltar	#N/A	4,705	2,329	102.0	3,222,948
94	Alpine Banks of Colorado	Glenwood Springs	Colo.	4,369	3,904	11.9	3,419,346
95	Home Bancorp, Inc.	Lafayette	La.	4,179	NA	NA	2,166,330
96	MidWestOne Financial Group, Inc.	Iowa City	Iowa	4,075	3,757	8.5	3,256,501
97	East West Bancorp, Inc.	Pasadena	Calif.	4,069	2,211	84.0	44,113,135
98	Dickinson Financial Corporation II	Kansas City	Mo.	4,009	3,761	6.6	2,356,031
99	Enterprise Financial Services Corp	Clayton	Mo.	3,957	4,148	-4.6	9,060,343
100	Heartland BancCorp	Whitehall	Ohio	3,947	3,296	19.8	1,154,583
101	First Financial Corporation	Terre Haute	Ind.	3,927	3,107	26.4	2,804,653
102	Stock Yards Bancorp, Inc.	Louisville	Ky.	3,811	0	NA	4,857,087
103	Hope Bancorp, Inc.	Los Angeles	Calif.	3,788	4,657	-18.7	14,182,430
104	Dacotah Banks, Inc.	Aberdeen	S.D.	3,743	0	NA	2,306,145
105	Wilson Bank Holding Company	Lebanon	Tenn.	3,684	3,319	11.0	2,648,758
106	Longview Financial Corporation	Longview	Tex.	3,288	NA	NA	2,721,352
107	American National Corporation	Omaha	Neb.	3,150	3,619	-13.0	3,665,690
108	Bravera Holdings Corp.	Dickinson	N.D.	2,906	4,041	-28.1	1,702,751
109	Hometown Community Bancorp, Inc.	Morton	Ill.	2,859	2,710	5.5	2,649,921
110	Tampa Bay Banking Company	Tampa	Fla.	2,610	NA	NA	1,419,192
111	United Community Bancorp, Inc.	Chatham	Ill.	2,277	NA	NA	1,780,645
112	Business First Bancshares, Inc.	Baton Rouge	La.	2,267	2,213	2.4	3,772,596
113	Ambank Company, Inc.	Sioux Center	Iowa	2,255	1,764	27.8	1,280,972
114	1867 Western Financial Corporation	Stockton	Calif.	2,133	1,977	7.9	1,905,708
115	South Plains Financial, Inc.	Lubbock	Tex.	1,822	1,590	14.6	2,483,230
116	BTC Financial Corporation	Des Moines	Iowa	1,818	1,513	20.2	4,042,358
117	First Federal Bancorp, Inc.	Lake City	Fla.	1,729	NA	NA	1,009,121
118	The National Bank of Indianapolis Corporation	Indianapolis	Ind.	1,626	NA	NA	1,594,777
119	The First Bancshares, Inc.	Hattiesburg	Miss.	1,584	1,762	-10.1	2,980,739
120	Hawthorn Bancshares, Inc.	Jefferson City	Mo.	1,563	1,243	25.7	1,334,832
121	Summit Financial Group, Inc.	Moorefield	W.Va.	1,427	NA	NA	2,850,886
122	Washington Federal, Inc.	Seattle	Wash.	1,368	198	590.9	15,268,478
123	BancPlus Corporation	Ridgeland	Miss.	1,246	0	NA	4,762,489
124	United Community Banks, Inc.	Blairsville	Ga.	1,080	0	NA	14,391,396
125	Fremont Bancorporation	Fremont	Calif.	988	722	36.8	4,049,874
126	Bar Harbor Bankshares	Bar Harbor	Maine	946	956	-1.0	2,657,406
127	International Bancshares Corporation	Laredo	Tex.	910	894	1.8	7,048,276
128	Customers Bancorp, Inc.	West Reading	Pa.	863	468	84.4	14,073,519
129	Equity Bancshares, Inc.	Wichita	Kan.	820	473	73.4	3,244,152
130	Waterstone Financial, Inc.	Wauwatosa	Wis.	658	660	-0.3	1,363,667
131	Mercantile Bank Corporation	Grand Rapids	Mich.	606	446	35.9	3,570,535
132	First Internet Bancorp	Fishers	Ind.	605	595	1.7	2,914,771
133	Stifel Financial Corp.	Saint Louis	Mo.	581	290	100.3	19,332,708
134	TriCo Bancshares	Chico	Calif.	488	429	13.8	5,853,005
135	Columbia Bank MHC	Fair Lawn	N.J.	438	121	262.0	6,478,082
136	Discount Bancorp, Inc.	New York	N.Y.	431	266	62.0	8,673,192
137	ConnectOne Bancorp, Inc.	Englewood Cliffs	N.J.	314	580	-45.9	6,990,715
138	The First of Long Island Corporation	Glen Head	N.Y.	292	236	23.7	3,226,325
139	Seacoast Banking Corporation of Florida	Stuart	Fla.	275	306	-10.1	6,471,832
140	Investar Holding Corporation	Baton Rouge	La.	250	88	184.1	1,877,444
141	Republic First Bancorp, Inc.	Philadelphia	Pa.	199	138	44.2	2,571,208
142	Primis Financial Corp.	McLean	Va.	158	155	1.9	2,393,669
143	Berkshire Hills Bancorp, Inc.	Boston	Mass.	71	73	-2.7	7,267,623
144	Pacific Premier Bancorp, Inc.	Irvine	Calif.	27	25	8.0	14,747,101
145	RBB Bancorp	Los Angeles	Calif.	18	34	-47.1	3,221,674
146	BancFirst Corporation	Oklahoma City	Okla.	17	13	30.8	6,504,904
147	Dime Community Bancshares, Inc.	Hauppauge	N.Y.	4	31	-87.1	9,266,902
148	CRB Group, Inc.	Fort Lee	N.J.	3	NA	NA	7,316,664
149	Fulton Financial Corporation	Lancaster	Pa.	1	1	0.0	18,503,245

Note: Top-tier bank holding companies only, based on Y-9C filings with the Fed. Figures for prior periods are not adjusted for mergers and acquisitions.

Rankings include only companies current as of Aug. 5, 2022

Source: https://www.spglobal.com/en/