Bank Holding Companies with the Largest Credit Card Loan Portfolios

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Bank Holding Companies with the Largest Credit Card Loan Portfolios
Credit card loans Total loans and leases
Rank Company City State Mar. 31($000) Year earlier($000) Change(%) Mar. 31($000)
1 Citigroup Inc. New York N.Y. $144,390,000 $136,182,000 6.0 $709,782,000
2 JPMorgan Chase & Co. New York N.Y. 134,716,000 117,726,000 14.4 1,141,775,000
3 Capital One Financial Corporation McLean Va. 103,971,904 92,911,568 11.9 281,621,276
4 Bank of America Corporation Charlotte N.C. 80,944,000 72,786,000 11.2 1,042,583,000
5 Synchrony Financial Stamford Conn. 78,642,000 73,245,000 7.4 82,962,000
6 Discover Financial Services Riverwoods Ill. 73,617,753 67,144,718 9.6 93,473,726
7 American Express Company New York N.Y. 69,506,000 56,296,000 23.5 145,308,000
8 Wells Fargo & Company San Francisco Calif. 38,639,000 34,246,000 12.8 926,929,000
9 U.S. Bancorp Minneapolis Minn. 23,171,000 20,872,000 11.0 322,255,000
10 Barclays US LLC New York N.Y. 21,627,000 18,906,000 14.4 45,523,000
11 United Services Automobile Association San Antonio Tex. 13,884,000 14,404,942 -3.6 40,508,000
12 TD Group US Holdings LLC Wilmington Del. 12,681,290 12,150,487 4.4 169,417,448
13 The Goldman Sachs Group, Inc. New York N.Y. 10,814,000 4,793,000 125.6 243,049,000
14 First National of Nebraska, Inc. Omaha Neb. 6,064,143 5,470,116 10.9 17,240,737
15 The PNC Financial Services Group, Inc. Pittsburgh Pa. 5,618,214 4,903,957 14.6 295,990,711
16 Truist Financial Corporation Charlotte N.C. 3,227,000 3,245,000 -0.6 294,248,000
17 Citizens Financial Group, Inc. Providence R.I. 1,721,420 1,479,032 16.4 133,059,285
18 Fifth Third Bancorp Cincinnati Ohio 1,690,122 1,810,459 -6.6 118,481,043
19 United National Corporation Sioux Falls S.D. 1,488,994 1,284,218 15.9 3,068,646
20 Regions Financial Corporation Birmingham Ala. 1,133,000 1,111,000 2.0 90,013,000
21 Ally Financial Inc. Detroit Mich. 1,035,000 0 NA 125,836,000
22 KeyCorp Cleveland Ohio 930,098 909,302 2.3 108,301,514
23 Popular, Inc. Hato Rey P.R. 916,000 884,000 3.6 29,436,000
24 Huntington Bancshares Incorporated Columbus Ohio 559,245 535,538 4.4 115,407,635
25 M&T Bank Corporation Buffalo N.Y. 557,794 509,870 9.4 91,808,392
26 Commerce Bancshares, Inc. Kansas City Mo. 544,579 593,832 -8.3 15,467,922
27 John Deere Capital Corporation Reno Nev. 529,538 492,394 7.5 37,185,454
28 BMO Financial Corp. Chicago Ill. 386,741 356,492 8.5 90,260,110
29 BNP Paribas USA, Inc. New York N.Y. 291,931 243,080 20.1 69,439,256
30 First BanCorp. San Juan P.R. 288,391 306,373 -5.9 11,125,610
31 First Citizens BancShares, Inc. Raleigh N.C. 273,353 270,848 0.9 65,605,320
32 RBC US Group Holdings LLC Toronto #N/A 250,822 169,319 48.1 70,980,695
33 UBS Americas Holding LLC New York N.Y. 239,779 199,322 20.3 94,488,932
34 Santander Holdings USA, Inc. Boston Mass. 238,358 227,807 4.6 92,103,730
35 HSBC North America Holdings Inc. New York N.Y. 221,881 937,397 -76.3 56,144,959
36 MUFG Americas Holdings Corporation New York N.Y. 220,659 209,222 5.5 80,775,730
37 First Hawaiian, Inc. Honolulu Hawaii 190,457 193,140 -1.4 12,891,743
38 Synovus Financial Corp. Columbus Ga. 188,247 181,554 3.7 40,893,071
39 UMB Financial Corporation Kansas City Mo. 172,549 173,422 -0.5 17,732,084
40 Arvest Bank Group, Inc. Bentonville Ark. 165,454 145,149 14.0 13,756,754
41 SoFi Technologies, Inc. San Francisco Calif. 153,830 NA NA 7,209,702
42 Simmons First National Corporation Pine Bluff Ark. 152,692 154,841 -1.4 12,046,798
43 Associated Banc-Corp Green Bay Wis. 111,182 98,945 12.4 24,623,508
44 First Horizon Corporation Memphis Tenn. 97,932 105,703 -7.4 56,037,462
45 Ameriprise Financial, Inc. Minneapolis Minn. 91,586 88,245 3.8 7,807,981
46 Hancock Whitney Corporation Gulfport Miss. 75,921 78,836 -3.7 21,383,999
47 First Interstate BancSystem, Inc. Billings Mont. 73,522 64,604 13.8 17,132,861
48 Central Bancompany, Inc. Jefferson City Mo. 71,289 64,269 10.9 10,578,483
49 Independent Bankers Financial Corporation Farmers Branch Tex. 66,226 NA NA 1,186,134
50 Fishback Financial Corporation Brookings S.D. 63,178 31,716 99.2 2,849,914
51 FirstBank Holding Company Lakewood Colo. 60,129 55,195 8.9 14,278,983
52 Dollar Mutual Bancorp Pittsburgh Pa. 59,593 57,292 4.0 7,856,096
53 Northwest Bancshares, Inc. Columbus Ohio 48,617 49,815 -2.4 10,141,484
54 Pinnacle Financial Partners, Inc. Nashville Tenn. 47,288 35,688 32.5 24,601,629
55 OFG Bancorp San Juan P.R. 45,144 52,067 -13.3 6,606,205
56 Trustmark Corporation Jackson Miss. 30,016 29,060 3.3 10,638,246
57 Midland Financial Co. Oklahoma City Okla. 25,235 23,761 6.2 26,673,626
58 First Command Financial Services, Inc. Fort Worth Tex. 22,373 20,593 8.6 373,289
59 First Financial Bancorp. Cincinnati Ohio 21,408 20,315 5.4 9,254,287
60 Banner Corporation Walla Walla Wash. 20,741 16,428 26.3 9,210,847
61 Nicolet Bankshares, Inc. Green Bay Wis. 17,894 12,301 45.5 4,693,079
62 First Bancorp Southern Pines N.C. 16,603 14,674 13.1 6,074,000
63 Prosperity Bancshares, Inc. Houston Tex. 16,450 13,719 19.9 18,067,524
64 Farmers & Merchants Investment, Inc. Lincoln Neb. 15,581 12,372 25.9 4,608,993
65 German American Bancorp, Inc. Jasper Ind. 15,536 12,609 23.2 3,665,127
66 Johnson Financial Group, Inc. Racine Wis. 15,265 13,791 10.7 4,081,970
67 Republic Bancorp, Inc. Louisville Ky. 14,655 14,200 3.2 4,418,280
68 Valley National Bancorp New York N.Y. 13,666 9,357 46.1 35,442,037
69 Watford City Bancshares, Inc. Watford City N.D. 12,816 11,119 15.3 3,527,354
70 ServisFirst Bancshares, Inc. Birmingham Ala. 11,536 9,070 27.2 9,899,360
71 W.T.B. Financial Corporation Spokane Wash. 11,055 11,462 -3.6 5,451,588
72 CNB Financial Corporation Clearfield Pa. 10,937 7,875 38.9 3,757,926
73 Green Dot Corporation Austin Tex. 10,750 11,843 -9.2 49,831
74 First Commonwealth Financial Corporation Indiana Pa. 10,675 10,901 -2.1 6,962,618
75 Hills Bancorporation Hills Iowa 10,424 9,142 14.0 2,692,495
76 First Security Bancorp Searcy Ark. 10,153 10,203 -0.5 3,307,086
77 SouthState Corporation Winter Haven Fla. 9,299 0 NA 26,686,803
78 WSFS Financial Corporation Wilmington Del. 8,550 6,205 37.8 11,417,453
79 United Bankshares, Inc. Charleston W.Va. 8,398 7,999 5.0 18,732,126
80 Heartland Financial USA, Inc. Dubuque Iowa 7,995 7,605 5.1 10,200,070
81 F.N.B. Corporation Pittsburgh Pa. 7,427 6,687 11.1 27,093,732
82 Fidelity BancShares (N.C.), Inc. Fuquay-Varina N.C. 7,077 NA NA 1,795,518
83 Ocean Bankshares, Inc. Miami Fla. 6,987 5,400 29.4 3,937,871
84 Amarillo National Bancorp, Inc. Amarillo Tex. 6,744 4,908 37.4 5,525,427
85 Heritage Financial Corporation Olympia Wash. 6,726 6,448 4.3 3,822,320
86 Pinnacle Bancorp, Inc. Elkhorn Neb. 6,638 5,627 18.0 10,436,603
87 Central Bancshares, Inc. Lexington Ky. 6,557 6,080 7.8 2,079,946
88 First Community Bankshares, Inc. Bluefield Va. 5,504 5,145 7.0 2,244,296
89 HBT Financial, Inc. Bloomington Ill. 5,028 4,632 8.5 2,489,562
90 FirstSun Capital Bancorp Denver Colo. 4,956 4,938 0.4 4,372,731
91 Old Second Bancorp, Inc. Aurora Ill. 4,907 NA NA 3,410,445
92 Glacier Bancorp, Inc. Kalispell Mont. 4,830 5,972 -19.1 13,782,303
93 SNBNY Holdings Limited Gibraltar #N/A 4,705 2,329 102.0 3,222,948
94 Alpine Banks of Colorado Glenwood Springs Colo. 4,369 3,904 11.9 3,419,346
95 Home Bancorp, Inc. Lafayette La. 4,179 NA NA 2,166,330
96 MidWestOne Financial Group, Inc. Iowa City Iowa 4,075 3,757 8.5 3,256,501
97 East West Bancorp, Inc. Pasadena Calif. 4,069 2,211 84.0 44,113,135
98 Dickinson Financial Corporation II Kansas City Mo. 4,009 3,761 6.6 2,356,031
99 Enterprise Financial Services Corp Clayton Mo. 3,957 4,148 -4.6 9,060,343
100 Heartland BancCorp Whitehall Ohio 3,947 3,296 19.8 1,154,583
101 First Financial Corporation Terre Haute Ind. 3,927 3,107 26.4 2,804,653
102 Stock Yards Bancorp, Inc. Louisville Ky. 3,811 0 NA 4,857,087
103 Hope Bancorp, Inc. Los Angeles Calif. 3,788 4,657 -18.7 14,182,430
104 Dacotah Banks, Inc. Aberdeen S.D. 3,743 0 NA 2,306,145
105 Wilson Bank Holding Company Lebanon Tenn. 3,684 3,319 11.0 2,648,758
106 Longview Financial Corporation Longview Tex. 3,288 NA NA 2,721,352
107 American National Corporation Omaha Neb. 3,150 3,619 -13.0 3,665,690
108 Bravera Holdings Corp. Dickinson N.D. 2,906 4,041 -28.1 1,702,751
109 Hometown Community Bancorp, Inc. Morton Ill. 2,859 2,710 5.5 2,649,921
110 Tampa Bay Banking Company Tampa Fla. 2,610 NA NA 1,419,192
111 United Community Bancorp, Inc. Chatham Ill. 2,277 NA NA 1,780,645
112 Business First Bancshares, Inc. Baton Rouge La. 2,267 2,213 2.4 3,772,596
113 Ambank Company, Inc. Sioux Center Iowa 2,255 1,764 27.8 1,280,972
114 1867 Western Financial Corporation Stockton Calif. 2,133 1,977 7.9 1,905,708
115 South Plains Financial, Inc. Lubbock Tex. 1,822 1,590 14.6 2,483,230
116 BTC Financial Corporation Des Moines Iowa 1,818 1,513 20.2 4,042,358
117 First Federal Bancorp, Inc. Lake City Fla. 1,729 NA NA 1,009,121
118 The National Bank of Indianapolis Corporation Indianapolis Ind. 1,626 NA NA 1,594,777
119 The First Bancshares, Inc. Hattiesburg Miss. 1,584 1,762 -10.1 2,980,739
120 Hawthorn Bancshares, Inc. Jefferson City Mo. 1,563 1,243 25.7 1,334,832
121 Summit Financial Group, Inc. Moorefield W.Va. 1,427 NA NA 2,850,886
122 Washington Federal, Inc. Seattle Wash. 1,368 198 590.9 15,268,478
123 BancPlus Corporation Ridgeland Miss. 1,246 0 NA 4,762,489
124 United Community Banks, Inc. Blairsville Ga. 1,080 0 NA 14,391,396
125 Fremont Bancorporation Fremont Calif. 988 722 36.8 4,049,874
126 Bar Harbor Bankshares Bar Harbor Maine 946 956 -1.0 2,657,406
127 International Bancshares Corporation Laredo Tex. 910 894 1.8 7,048,276
128 Customers Bancorp, Inc. West Reading Pa. 863 468 84.4 14,073,519
129 Equity Bancshares, Inc. Wichita Kan. 820 473 73.4 3,244,152
130 Waterstone Financial, Inc. Wauwatosa Wis. 658 660 -0.3 1,363,667
131 Mercantile Bank Corporation Grand Rapids Mich. 606 446 35.9 3,570,535
132 First Internet Bancorp Fishers Ind. 605 595 1.7 2,914,771
133 Stifel Financial Corp. Saint Louis Mo. 581 290 100.3 19,332,708
134 TriCo Bancshares Chico Calif. 488 429 13.8 5,853,005
135 Columbia Bank MHC Fair Lawn N.J. 438 121 262.0 6,478,082
136 Discount Bancorp, Inc. New York N.Y. 431 266 62.0 8,673,192
137 ConnectOne Bancorp, Inc. Englewood Cliffs N.J. 314 580 -45.9 6,990,715
138 The First of Long Island Corporation Glen Head N.Y. 292 236 23.7 3,226,325
139 Seacoast Banking Corporation of Florida Stuart Fla. 275 306 -10.1 6,471,832
140 Investar Holding Corporation Baton Rouge La. 250 88 184.1 1,877,444
141 Republic First Bancorp, Inc. Philadelphia Pa. 199 138 44.2 2,571,208
142 Primis Financial Corp. McLean Va. 158 155 1.9 2,393,669
143 Berkshire Hills Bancorp, Inc. Boston Mass. 71 73 -2.7 7,267,623
144 Pacific Premier Bancorp, Inc. Irvine Calif. 27 25 8.0 14,747,101
145 RBB Bancorp Los Angeles Calif. 18 34 -47.1 3,221,674
146 BancFirst Corporation Oklahoma City Okla. 17 13 30.8 6,504,904
147 Dime Community Bancshares, Inc. Hauppauge N.Y. 4 31 -87.1 9,266,902
148 CRB Group, Inc. Fort Lee N.J. 3 NA NA 7,316,664
149 Fulton Financial Corporation Lancaster Pa. 1 1 0.0 18,503,245

Note: Top-tier bank holding companies only, based on Y-9C filings with the Fed. Figures for prior periods are not adjusted for mergers and acquisitions.

Rankings include only companies current as of Aug. 5, 2022

© 2022 American Banker

Source: https://www.spglobal.com/en/