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Bank Holding Companies with the Largest Credit Card Loan Portfolios

February 08, 2021, 2:49 p.m. EST 1 Min Read
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Bank Holding Companies with the Largest Credit Card Loan Portfolios
Rank Company City State Credit card loans
Sep. 30		 Credit card loans
Year earlier		 Credit card loans
Change		 Total loans
and leases
Sep. 30
1 Citigroup Inc. New York N.Y. $140,371,000 $158,514,000 -11.4 $682,353,000
2 JPMorgan Chase & Co. New York N.Y. 125,694,000 143,620,000 -12.5 1,020,384,000
3 Capital One Financial Corporation McLean Va. 97,566,605 104,618,011 -6.7 251,656,222
4 Bank of America Corporation Charlotte N.C. 79,834,000 94,946,000 -15.9 1,002,075,000
5 Synchrony Financial Stamford Conn. 75,203,000 87,399,000 -14.0 78,525,000
6 Discover Financial Services Riverwoods Ill. 69,494,838 73,798,695 -5.8 88,661,189
7 American Express Company New York N.Y. 57,568,000 69,846,000 -17.6 113,930,000
8 Wells Fargo & Company San Francisco Calif. 36,021,000 39,629,000 -9.1 945,595,000
9 U.S. Bancorp Minneapolis Minn. 21,898,000 23,890,000 -8.3 314,603,000
10 Barclays US LLC New York N.Y. 20,519,000 25,830,000 -20.6 40,173,000
11 United Services Automobile Association San Antonio Tex. 15,943,070 18,671,023 -14.6 46,019,702
12 TD Group US Holdings LLC Wilmington Del. 12,614,292 13,668,860 -7.7 176,320,045
13 PNC Financial Services Group, Inc. Pittsburgh Pa. 5,483,944 5,852,763 -6.3 251,087,197
14 Truist Financial Corporation Charlotte N.C. 3,500,000 2,271,000 54.1 312,149,000
15 Goldman Sachs Group, Inc. New York N.Y. 3,361,000 1,303,000 157.9 159,329,000
16 Fifth Third Bancorp Cincinnati Ohio 2,086,767 2,467,239 -15.4 113,053,935
17 Citizens Financial Group, Inc. Providence R.I. 1,581,912 1,743,278 -9.3 128,615,149
18 United National Corporation Sioux Falls S.D. 1,299,127 1,384,326 -6.2 2,850,490
19 Regions Financial Corporation Birmingham Ala. 1,189,000 1,322,000 -10.1 89,545,000
20 HSBC North America Holdings Inc. New York N.Y. 1,106,931 1,307,725 -15.4 65,603,125
21 KeyCorp Cleveland Ohio 970,216 1,104,883 -12.2 105,548,049
22 Popular, Inc. Hato Rey P.R. 937,000 1,042,000 -10.1 29,270,000
23 BBVA USA Bancshares, Inc. Houston Tex. 907,793 936,147 -3.0 66,434,066
24 Commerce Bancshares, Inc. Kansas City Mo. 647,893 766,743 -15.5 16,460,410
25 Huntington Bancshares Incorporated Columbus Ohio 593,095 768,567 -22.8 82,459,201
26 John Deere Capital Corporation Reno Nev. 554,519 512,972 8.1 34,172,018
27 M&T Bank Corporation Buffalo N.Y. 542,686 592,594 -8.4 98,447,048
28 BMO Financial Corp. Chicago Ill. 374,243 430,829 -13.1 87,949,186
29 First BanCorp. San Juan P.R. 327,647 284,565 15.1 11,891,053
30 First Citizens BancShares, Inc. Raleigh N.C. 282,330 318,739 -11.4 32,965,449
31 BNP Paribas USA, Inc. New York N.Y. 257,931 232,956 10.7 67,832,984
32 Santander Holdings USA, Inc. Boston Mass. 233,337 467,024 -50.0 93,924,684
33 MUFG Americas Holdings Corporation New York N.Y. 229,351 306,569 -25.2 85,785,090
34 First Hawaiian, Inc. Honolulu Hawaii 201,431 244,910 -17.8 13,534,638
35 UBS Americas Holding LLC New York N.Y. 196,707 249,126 -21.0 66,852,169
36 UMB Financial Corporation Kansas City Mo. 187,122 216,339 -13.5 15,961,155
37 Synovus Financial Corp. Columbus Ga. 186,211 174,951 6.4 40,393,984
38 Simmons First National Corporation Pine Bluff Ark. 163,741 180,286 -9.2 14,210,169
39 RBC US Group Holdings LLC Toronto #N/A 161,365 206,250 -21.8 61,247,717
40 Arvest Bank Group, Inc. Bentonville Ark. 145,553 150,432 -3.2 14,829,012
41 First Horizon Corporation Memphis Tenn. 114,122 101,855 12.0 60,761,545
42 Associated Banc-Corp Green Bay Wis. 104,598 118,420 -11.7 25,153,252
43 Ameriprise Financial, Inc. Minneapolis Minn. 89,173 91,774 -2.8 7,950,191
44 Hancock Whitney Corporation Gulfport Miss. 83,534 98,537 -15.2 22,343,836
45 Central Bancompany, Inc. Jefferson City Mo. 69,967 76,914 -9.0 10,377,394
46 First Interstate BancSystem, Inc. Billings Mont. 69,918 80,328 -13.0 10,288,522
47 Dollar Mutual Bancorp Pittsburgh Pa. 60,937 63,665 -4.3 7,558,096
48 OFG Bancorp San Juan P.R. 59,620 47,192 26.3 6,814,453
49 FirstBank Holding Company Lakewood Colo. 58,048 68,630 -15.4 13,051,065
50 Northwest Bancshares, Inc. Warren Pa. 51,386 56,217 -8.6 10,798,922
51 Pinnacle Financial Partners, Inc. Nashville Tenn. 36,716 42,840 -14.3 22,572,447
52 Trustmark Corporation Jackson Miss. 30,060 34,774 -13.6 11,277,101
53 Midland Financial Co. Oklahoma City Okla. 25,284 29,750 -15.0 22,682,162
54 First Financial Bancorp. Cincinnati Ohio 21,220 21,104 0.5 10,269,817
55 First Command Financial Services, Inc. Fort Worth Tex. 21,215 25,712 -17.5 370,690
56 Banner Corporation Walla Walla Wash. 17,907 21,609 -17.1 10,349,855
57 Green Dot Corporation Pasadena Calif. 14,749 18,643 -20.9 29,137
58 Republic Bancorp, Inc. Louisville Ky. 14,373 17,722 -18.9 5,051,126
59 Johnson Financial Group, Inc. Racine Wis. 14,362 16,460 -12.7 4,806,819
60 First Bancorp Southern Pines N.C. 13,835 29,420 -53.0 4,862,776
61 Great Western Bancorp, Inc. Sioux Falls S.D. 13,141 15,949 -17.6 10,105,144
62 Prosperity Bancshares, Inc. Houston Tex. 13,082 14,473 -9.6 20,795,641
63 W.T.B. Financial Corporation Spokane Wash. 12,045 16,045 -24.9 5,871,073
64 First Commonwealth Financial Corporation Indiana Pa. 11,979 12,280 -2.5 6,987,714
65 Farmers & Merchants Investment, Inc. Lincoln Neb. 11,942 11,956 -0.1 4,372,867
66 Nicolet Bankshares, Inc. Green Bay Wis. 11,940 11,991 -0.4 2,917,177
67 Watford City Bancshares, Inc. Watford City N.D. 11,478 13,748 -16.5 2,880,513
68 German American Bancorp, Inc. Jasper Ind. 10,717 11,101 -3.5 3,249,120
69 First Security Bancorp Searcy Ark. 10,143 11,404 -11.1 2,900,320
70 Hills Bancorporation Hills Iowa 9,197 11,270 -18.4 2,796,070
71 ServisFirst Bancshares, Inc. Birmingham Ala. 8,595 8,040 6.9 8,530,026
72 United Bankshares, Inc. Charleston W.Va. 8,373 9,532 -12.2 18,742,315
73 Valley National Bancorp Wayne N.J. 8,080 7,476 8.1 32,624,836
74 CNB Financial Corporation Clearfield Pa. 7,766 7,393 5.0 3,349,478
75 Heartland Financial USA, Inc. Dubuque Iowa 7,765 8,441 -8.0 9,193,920
76 Spend Life Wisely Company, Inc. Durant Okla. 6,900 6,326 9.1 8,040,184
77 F.N.B. Corporation Pittsburgh Pa. 6,748 7,108 -5.1 26,372,306
78 Central Bancshares, Inc. Lexington Ky. 6,534 7,535 -13.3 2,378,244
79 Heritage Financial Corporation Olympia Wash. 6,473 7,274 -11.0 4,674,980
80 Pinnacle Bancorp, Inc. Elkhorn Neb. 6,266 7,551 -17.0 9,659,362
81 Hope Bancorp, Inc. Los Angeles Calif. 5,360 8,394 -36.1 13,129,395
82 First Community Bankshares, Inc. Bluefield Va. 5,253 4,890 7.4 2,194,995
83 FirstSun Capital Bancorp Denver Colo. 5,246 6,405 -18.1 3,947,217
84 WSFS Financial Corporation Wilmington Del. 5,083 4,932 3.1 9,525,040
85 HBT Financial, Inc. Bloomington Ill. 5,065 5,755 -12.0 2,303,362
86 Amarillo National Bancorp, Inc. Amarillo Tex. 5,037 5,648 -10.8 5,098,033
87 Enterprise Financial Services Corp Clayton Mo. 4,314 5,293 -18.5 6,140,339
88 Alpine Banks of Colorado Glenwood Springs Colo. 4,262 4,685 -9.0 3,233,858
89 Dickinson Financial Corporation II Kansas City Mo. 4,234 NA NA 2,408,210
90 American National Corporation Omaha Neb. 3,990 4,970 -19.7 3,496,919
91 American Bancor, Ltd. Dickinson N.D. 3,948 4,419 -10.7 1,550,454
92 Ocean Bankshares, Inc. Miami Fla. 3,735 3,236 15.4 3,747,888
93 MidWestOne Financial Group, Inc. Iowa City Iowa 3,719 4,691 -20.7 3,550,528
94 People's United Financial, Inc. Bridgeport Conn. 3,295 0 NA 45,646,272
95 First Financial Corporation Terre Haute Ind. 3,267 3,325 -1.7 2,753,499
96 Wilson Bank Holding Company Lebanon Tenn. 3,214 3,012 6.7 2,333,710
97 Heartland BancCorp Whitehall Ohio 3,117 3,631 -14.2 1,182,701
98 Hometown Community Bancorp, Inc. Morton Ill. 2,705 2,995 -9.7 2,972,857
99 Business First Bancshares, Inc. Baton Rouge La. 2,569 26 9,780.8 3,096,255
100 First Midwest Bancorp, Inc. Chicago Ill. 2,393 0 NA 14,739,511
101 First Bancshares, Inc. Hattiesburg Miss. 2,264 0 NA 3,179,887
102 QCR Holdings, Inc. Moline Ill. 2,191 3,958 -44.6 4,248,766
103 East West Bancorp, Inc. Pasadena Calif. 2,182 2,097 4.1 37,441,277
104 1867 Western Financial Corporation Stockton Calif. 1,881 2,138 -12.0 2,009,466
105 Glacier Bancorp, Inc. Kalispell Mont. 1,851 2,110 -12.3 11,766,668
106 Ambank Company, Inc. Sioux Center Iowa 1,673 1,654 1.1 1,247,557
107 BTC Financial Corporation Des Moines Iowa 1,515 1,544 -1.9 4,265,314
108 South Plains Financial, Inc. Lubbock Tex. 1,494 1,546 -3.4 2,364,741
109 SNBNY Holdings Limited Gibraltar #N/A 1,288 2,808 -54.1 2,733,012
110 Hawthorn Bancshares, Inc. Jefferson City Mo. 1,205 1,732 -30.4 1,287,051
111 Bar Harbor Bankshares Bar Harbor Maine 1,003 932 7.6 2,708,690
112 International Bancshares Corporation Laredo Tex. 770 1,203 -36.0 7,589,235
113 Waterstone Financial, Inc. Wauwatosa Wis. 738 682 8.2 1,822,742
114 First Internet Bancorp Fishers Ind. 660 750 -12.0 3,089,122
115 ConnectOne Bancorp, Inc. Englewood Cliffs N.J. 626 799 -21.7 6,271,767
116 Fremont Bancorporation Fremont Calif. 586 419 39.9 3,864,043
117 Equity Bancshares, Inc. Wichita Kan. 545 896 -39.2 2,734,766
118 Mercantile Bank Corporation Grand Rapids Mich. 438 433 1.2 3,350,543
119 TriCo Bancshares Chico Calif. 366 300 22.0 4,832,907
120 Education Loan Finance, Inc. Farragut Tenn. 348 373 -6.7 3,275,514
121 Premier Financial Bancorp, Inc. Huntington W.Va. 346 18 1,822.2 1,268,481
122 Investar Holding Corporation Baton Rouge La. 296 353 -16.1 1,829,680
123 First of Long Island Corporation Glen Head N.Y. 280 323 -13.3 3,036,118
124 Seacoast Banking Corporation of Florida Stuart Fla. 268 329 -18.5 5,931,075
125 Discount Bancorp, Inc. New York N.Y. 232 448 -48.2 7,084,180
126 Customers Bancorp, Inc. West Reading Pa. 223 87 156.3 16,605,279
127 Stifel Financial Corp. Saint Louis Mo. 217 170 27.6 12,101,007
128 First Busey Corporation Champaign Ill. 208 1,436 -85.5 7,209,083
129 SVB Financial Group Santa Clara Calif. 129 371 -65.2 38,413,891
130 Berkshire Hills Bancorp, Inc. Boston Mass. 107 99 8.1 8,999,932
131 Republic First Bancorp, Inc. Philadelphia Pa. 64 129 -50.4 2,687,564
132 Midland States Bancorp, Inc. Effingham Ill. 58 705 -91.8 5,003,966
133 Dime Community Bancshares, Inc. Bridgehampton N.Y. 53 38 39.5 4,649,473
Washington Federal, Inc. Seattle Wash. 53 0 NA 12,960,468
135 Bank Leumi Le-Israel Corporation New York N.Y. 46 113 -59.3 5,440,951
136 RBB Bancorp Los Angeles Calif. 41 NA NA 2,846,851
137 Pacific Premier Bancorp, Inc. Irvine Calif. 22 24 -8.3 13,453,749
138 BancFirst Corporation Oklahoma City Okla. 15 32 -53.1 6,660,694
139 Columbia Banking System, Inc. Tacoma Wash. 6 12 -50.0 9,713,354
140 Fulton Financial Corporation Lancaster Pa. 1 1 0.0 19,139,373
141 1st Source Corporation South Bend Ind. 0 0 NA 5,648,026
215 Holding Company Minneapolis Minn. 0 0 NA 654,342
Allegiance Bancshares, Inc. Houston Tex. 0 0 NA 4,613,544
Ally Financial Inc. Detroit Mich. 0 0 NA 118,469,000
Amboy Bancorporation Old Bridge N.J. 0 0 NA 1,693,822
Amerant Bancorp Inc. Coral Gables Fla. 0 20,795 -100 5,924,617
American National Bankshares Inc. Danville Va. 0 455 -100 2,092,883
Ameris Bancorp Atlanta Ga. 0 0 NA 16,358,482
ANB Corporation Terrell Tex. 0 0 NA 2,497,850
Apple Financial Holdings, Inc. New York N.Y. 0 0 NA 10,771,446
Arrow Financial Corporation Glens Falls N.Y. 0 0 NA 2,592,455
Atlantic Union Bankshares Corporation Richmond Va. 0 0 NA 14,435,822
Axos Financial, Inc. Las Vegas Nev. 0 0 NA 11,162,553
Banc of California, Inc. Santa Ana Calif. 0 0 NA 5,679,851
Bancorp, Inc. Wilmington Del. 0 0 NA 4,437,097
BancPlus Corporation Ridgeland Miss. 0 0 NA 3,460,659
Bangor Bancorp, MHC Bangor Maine 0 0 NA 3,900,759
Bank of Hawaii Corporation Honolulu Hawaii 0 0 NA 11,810,622
Bank of Marin Bancorp Novato Calif. 0 0 NA 2,107,991
Bank of New York Mellon Corporation New York N.Y. 0 0 NA 55,382,000
Bank7 Corp. Oklahoma City Okla. 0 0 NA 883,538
BankUnited, Inc. Miami Lakes Fla. 0 0 NA 23,783,131
BCI Financial Group, Inc. Miami Fla. 0 0 NA 12,449,794
Beal Financial Corporation Plano Tex. 0 0 NA 5,052,804
Bessemer Group, Incorporated New York N.Y. 0 0 NA 796,433
Blackhawk Bancorp, Inc. Beloit Wis. 0 0 NA 692,997
BOK Financial Corporation Tulsa Okla. 0 0 NA 24,071,875
Boston Private Financial Holdings, Inc. Boston Mass. 0 0 NA 7,237,643
BOU Bancorp, Inc. Ogden Utah 0 0 NA 1,397,780
Bremer Financial Corporation Saint Paul Minn. 0 0 NA 10,708,955
Bridgewater Bancshares, Inc. Saint Louis Park Minn. 0 0 NA 2,259,228
Broadway Bancshares, Inc. San Antonio Tex. 0 0 NA 2,569,662
Brookline Bancorp, Inc. Boston Mass. 0 0 NA 7,396,358
Bryn Mawr Bank Corporation Bryn Mawr Pa. 0 0 NA 3,681,258
Byline Bancorp, Inc. Chicago Ill. 0 0 NA 4,423,566
Cadence Bancorporation Houston Tex. 0 0 NA 13,519,656
Cambridge Bancorp Cambridge Mass. 0 NA NA 3,291,665
Cambridge Financial Group, Inc. Cambridge Mass. 0 0 NA 4,189,130
Camden National Corporation Camden Maine 0 0 NA 3,315,291
Canandaigua National Corporation Canandaigua N.Y. 0 0 NA 3,031,066
Cape Cod Five Mutual Company Hyannis Mass. 0 0 NA 3,306,870
Capital City Bank Group, Inc. Tallahassee Fla. 0 0 NA 2,114,722
Capitol Federal Financial, Inc. Topeka Kan. 0 0 NA 7,234,795
Carver Bancorp, Inc. New York N.Y. 0 0 NA 464,199
Cass Information Systems, Inc. Saint Louis Mo. 0 0 NA 944,557
Cathay General Bancorp Los Angeles Calif. 0 0 NA 15,600,320
CBTX, Inc. Houston Tex. 0 0 NA 2,966,289
Central Bancshares, Inc. Muscatine Iowa 0 0 NA 741,383
Central Pacific Financial Corp. Honolulu Hawaii 0 0 NA 5,054,588
Century Bancorp, Inc. Medford Mass. 0 0 NA 2,998,478
Charles Schwab Corporation San Francisco Calif. 0 0 NA 45,899,000
Chemung Financial Corporation Elmira N.Y. 0 0 NA 1,540,552
Chesapeake Financial Shares, Inc. Kilmarnock Va. 0 0 NA 639,622
CIB Marine Bancshares, Inc. Brookfield Wis. 0 0 NA 613,846
CIBC Bancorp USA Inc. Chicago Ill. 0 0 NA 34,777,597
CIT Group Inc. New York N.Y. 0 0 NA 37,375,996
Citizens Bancorp Investment, Inc. Lafayette Tenn. 0 0 NA 621,655
Citizens Union Bancorp of Shelbyville, Inc. Shelbyville Ky. 0 0 NA 716,362
City Holding Company Cross Lanes W.Va. 0 0 NA 3,663,507
Civista Bancshares, Inc. Sandusky Ohio 0 0 NA 2,054,196

Note: Top-tier bank holding companies only, based on Y-9C filings with the Fed. Figures for prior periods are not adjusted for mergers and acquisitions.

Rankings include only companies current as of Feb. 5, 2021

© 2021 American Banker

Source:

https://www.spglobal.com/en/

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