Bank Holding Companies with the Largest U.S. Consumer Loan Portfolios

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Bank Holding Companies with the Largest U.S. Consumer Loan Portfolios

Bank Holding Companies with the Largest U.S. Consumer Loan PortfoliosOn Sept. 30, 2007. Dollars in thousands
Published January 30, 2008

  Consumer loans as
Rank   Total consumer loans Residential mortgage loans Home equity loans All other consumer loans % of total loans
3Q 2007 3Q 2006 Change 3Q 2007 3Q 2006 Change 3Q 2007 3Q 2006 Change 3Q 2007 3Q 2006 Change 3Q 2007 3Q 2006
1 Bank of America Corp. Charlotte $532,510,690 $436,016,382 22.1% $379,724,407 $300,922,343 26.2% $86,757,443 $71,546,774 21.3% $152,786,283 $135,094,039 13.1% 64.8% 62.7%
2 Citigroup Inc. New York 454,534,000 386,665,000 17.6 242,550,000 208,782,000 16.2 27,514,000 25,102,000 9.6 211,984,000 177,883,000 19.2 53.2 55.8
3 JPMorgan Chase & Co. New York 286,789,000 272,009,000 5.4 166,357,000 153,142,000 8.6 64,853,000 58,246,000 11.3 120,432,000 118,867,000 1.3 55.2 58.7
4 Wachovia Corp. Charlotte 265,257,000 136,530,000 94.3 227,961,000 105,372,000 116.3 23,968,000 25,317,000 -5.3 37,296,000 31,158,000 19.7 55.8 44.7
5 Wells Fargo & Co. San Francisco 246,796,000 225,115,000 9.6 170,258,000 156,380,000 8.9 65,365,000 62,825,000 4.0 76,538,000 68,735,000 11.4 62.7 64.7
6 HSBC North America Holdings Inc. Prospect Heights, Ill. 214,687,198 217,241,142 -1.2 124,709,673 133,913,670 -6.9 7,110,839 8,723,071 -18.5 89,977,525 83,327,472 8.0 73.6 77.7
7 Citizens Financial Group Inc. Providence, R.I. 77,113,370 77,022,614 0.1 54,484,322 53,327,543 2.2 10,892,705 12,037,784 -9.5 22,629,048 23,695,071 -4.5 69.6 71.8
8 U.S. Bancorp Minneapolis 70,721,000 64,299,000 10.0 41,682,000 39,105,000 6.6 11,831,000 11,222,000 5.4 29,039,000 25,194,000 15.3 46.0 43.7
9 SunTrust Banks Inc. Atlanta 66,915,613 70,498,101 -5.1 54,099,919 57,593,585 -6.1 14,598,774 14,014,617 4.2 12,815,694 12,904,516 -0.7 51.7 53.1
10 Capital One Financial Corp. McLean, Va. 63,348,632 53,752,766 17.9 15,378,465 5,972,219 157.5 1,848,306 860,469 114.8 47,970,167 47,780,547 0.4 65.1 83.8
11 National City Corp. Cleveland 60,780,495 59,866,733 1.5 54,565,931 53,352,315 2.3 18,575,321 18,817,277 -1.3 6,214,564 6,514,418 -4.6 49.0 53.2
12 BB&T Corp. Winston-Salem, N.C. 41,232,638 38,254,273 7.8 31,015,994 28,858,261 7.5 4,263,886 4,350,486 -2.0 10,216,644 9,396,012 8.7 45.8 46.7
13 Regions Financial Corp. Birmingham, Ala. 36,937,619 22,523,612 64.0 31,054,624 19,275,717 61.1 11,497,354 4,922,017 133.6 5,882,995 3,247,895 81.1 38.7 36.5
14 Fifth Third Bancorp Cincinnati 34,059,925 32,209,598 5.7 20,864,068 20,987,863 -0.6 9,596,561 9,972,060 -3.8 13,195,857 11,221,735 17.6 43.1 43.3
15 PNC Financial Services Group Inc. Pittsburgh 29,744,213 25,266,719 17.7 24,503,557 21,385,886 14.6 6,683,237 6,182,067 8.1 5,240,656 3,880,833 35.0 43.2 47.5
16 Barclays Group US Inc. Wilmington, Del. 28,327,401 12,509,949 126.4 22,942,999 9,173,017 150.1 0 0 NA 5,384,402 3,336,932 61.4 74.0 69.7
17 Taunus Corp. New York 27,129,000 13,286,000 104.2 19,854,000 12,709,000 56.2 216,000 0 NA 7,275,000 577,000 1160.8 45.3 35.6
18 BancWest Corp. Honolulu 25,246,299 23,748,993 6.3 13,364,877 12,431,701 7.5 1,740,449 1,708,479 1.9 11,881,422 11,317,292 5.0 52.4 52.6
19 KeyCorp Cleveland 20,934,890 23,145,931 -9.6 12,524,573 14,901,111 -15.9 7,139,393 7,797,428 -8.4 8,410,317 8,244,820 2.0 28.4 31.8
20 Huntington Bancshares Inc. Columbus, Ohio 17,830,623 13,121,702 35.9 13,911,290 10,153,188 37.0 3,904,138 3,351,241 16.5 3,919,333 2,968,514 32.0 44.1 49.2
21 UnionBanCal Corp. San Francisco 16,100,924 14,662,102 9.8 15,892,232 14,438,464 10.1 2,362,918 2,249,561 5.0 208,692 223,638 -6.7 40.5 41.1
22 Popular Inc. Hato Rey, Puerto Rico 16,039,000 16,225,000 -1.1 11,248,000 11,590,000 -3.0 549,000 258,000 112.8 4,791,000 4,635,000 3.4 48.1 51.1
23 M&T Bank Corp. Buffalo 15,852,006 14,649,856 8.2 10,792,809 10,249,928 5.3 4,153,804 4,289,508 -3.2 5,059,197 4,399,928 15.0 35.4 34.8
24 Harris Financial Corp. Wilmington, Del. 15,637,293 14,573,239 7.3 10,656,999 9,747,219 9.3 3,023,536 2,975,785 1.6 4,980,294 4,826,020 3.2 45.7 48.5
25 First Horizon National Corp. Memphis 11,363,287 11,757,984 -3.4 10,990,013 11,384,277 -3.5 4,643,242 5,077,862 -8.6 373,274 373,707 -0.1 44.7 47.5
26 Northern Trust Corp. Chicago 10,950,444 10,428,058 5.0 9,060,532 8,633,953 4.9 1,665,286 1,675,027 -0.6 1,889,912 1,794,105 5.3 44.0 49.0
27 Marshall & Ilsley Corp. Milwaukee 10,645,515 10,196,017 4.4 9,543,475 9,138,233 4.4 2,049,121 2,423,279 -15.4 1,102,040 1,057,784 4.2 23.7 24.7
28 BBVA USA Bancshares Inc. The Woodlands, Tex. 10,171,152 9,493,609 7.1 6,140,786 5,399,604 13.7 1,944,649 1,738,499 11.9 4,030,366 4,094,005 -1.6 39.7 38.7
29 TD Banknorth Inc. Portland, Maine 10,129,123 10,645,891 -4.9 6,845,845 7,322,957 -6.5 2,634,861 2,813,597 -6.4 3,283,278 3,322,934 -1.2 38.0 41.2
30 TCF Financial Corp. Wayzata, Minn. 7,120,269 6,652,862 7.0 6,926,331 6,470,284 7.0 1,349,988 1,268,579 6.4 193,938 182,578 6.2 59.2 58.9
31 Webster Financial Corp. Waterbury, Conn. 7,023,798 7,917,364 -11.3 6,958,884 7,884,353 -11.7 1,626,017 1,574,014 3.3 64,914 33,011 96.6 55.6 59.4
32 Commerce Bancorp Inc. Cherry Hill, N.J. 6,833,772 6,055,466 12.9 6,369,470 5,676,066 12.2 785,640 880,362 -10.8 464,302 379,400 22.4 39.9 40.9
33 Zions Bancorp. Salt Lake City 6,675,740 6,473,914 3.1 5,860,858 5,666,435 3.4 1,560,892 1,287,175 21.3 814,882 807,479 0.9 17.6 19.2
34 RBC Centura Banks Inc. Raleigh 5,817,437 5,120,854 13.6 5,443,421 4,772,215 14.1 1,838,155 1,485,301 23.8 374,016 348,639 7.3 37.2 38.9
35 Associated Banc-Corp Green Bay, Wis. 5,341,991 5,811,641 -8.1 4,475,316 4,871,502 -8.1 1,506,661 1,599,833 -5.8 866,675 940,139 -7.8 35.1 37.8
36 Bank of New York Mellon Corp. New York 5,317,000 8,091,000 -34.3 4,435,000 6,914,000 -35.9 321,000 2,044,000 -84.3 882,000 1,177,000 -25.1 10.4 19.3
37 Synovus Financial Corp. Columbus, Ga. 5,067,820 4,636,826 9.3 4,407,731 3,964,279 11.2 1,501,745 1,291,850 16.2 660,089 672,547 -1.9 19.5 19.0
38 R and G Financial Corp. Hato Rey, Puerto Rico 4,920,101 5,765,756 -14.7 4,622,070 5,515,139 -16.2 103,355 108,881 -5.1 298,031 250,617 18.9 60.0 61.7
39 Commerce Bancshares Inc. Kansas City, Mo. 4,657,798 4,287,875 8.6 2,266,687 2,184,654 3.8 440,879 434,456 1.5 2,391,111 2,103,221 13.7 43.3 43.6
40 First BanCorp. San Juan, Puerto Rico 4,583,691 4,374,496 4.8 2,927,152 2,623,415 11.6 27,266 20,514 32.9 1,656,539 1,751,081 -5.4 40.6 40.2
41 Comerica Inc. Dallas 4,569,596 4,036,640 13.2 3,969,496 3,445,703 15.2 1,287,858 1,258,296 2.3 600,100 590,937 1.6 9.2 8.7
42 Santander BanCorp San Juan, Puerto Rico 4,310,501 4,034,214 6.8 2,983,420 2,776,410 7.5 5 18 -72.2 1,327,081 1,257,804 5.5 61.2 60.3
43 Valley National Bancorp Wayne, N.J. 4,013,295 3,998,093 0.4 2,489,991 2,660,091 -6.4 318,479 367,881 -13.4 1,523,304 1,338,002 13.8 47.9 48.1
44 Colonial BancGroup Inc. Montgomery, Ala. 3,885,088 4,609,569 -15.7 3,642,465 4,374,283 -16.7 593,875 634,545 -6.4 242,623 235,286 3.1 23.6 27.4
45 First Citizens BancShares Inc. Raleigh 3,867,119 3,699,646 4.5 2,492,118 2,371,257 5.1 1,454,658 1,331,055 9.3 1,375,001 1,328,389 3.5 35.9 36.5
46 City National Corp. Beverly Hills 3,866,670 3,565,932 8.4 3,519,205 3,211,339 9.6 404,869 384,816 5.2 347,465 354,593 -2.0 34.6 35.6
47 Citizens Republic Bancorp Inc. Flint, Mich. 3,853,533 2,530,400 52.3 2,827,461 1,491,416 89.6 706,239 541,055 30.5 1,026,072 1,038,984 -1.2 41.5 43.9
48 Bank of Hawaii Corp. Honolulu 3,815,573 3,766,331 1.3 3,126,455 3,069,162 1.9 671,682 828,625 -18.9 689,118 697,169 -1.2 57.7 57.9
49 New York Private Bank and Trust Corp. 3,648,764 4,021,784 -9.3 3,641,608 4,015,072 -9.3 3,638 3,234 12.5 7,156 6,712 6.6 50.8 58.6
50 Investors Bancorp MHC Short Hills, N.J. 3,574,941 3,046,449 17.3 3,573,053 3,044,759 17.4 22,974 22,792 0.8 1,888 1,690 11.7 92.2 95.2
51 Doral GP Ltd. San Juan, Puerto Rico 3,467,238 NA NA 3,358,443 NA NA 0 NA NA 108,795 NA NA 69.9 NA
52 Fulton Financial Corp. Lancaster, Pa. 3,332,378 3,536,322 -5.8 2,866,547 3,022,555 -5.2 538,573 568,536 -5.3 465,831 513,767 -9.3 30.0 33.5
53 FirstMerit Corp. Akron 3,202,183 3,288,071 -2.6 1,733,730 1,781,525 -2.7 699,006 738,950 -5.4 1,468,453 1,506,546 -2.5 45.3 47.2
54 Charles Schwab Corp. San Francisco 3,093,069 8,619,516 -64.1 3,036,740 7,318,678 -58.5 1,186,060 1,378,029 -13.9 56,329 1,300,838 -95.7 21.7 44.3
55 BancorpSouth Inc. Tupelo, Miss. 3,086,297 3,107,425 -0.7 2,615,452 2,689,386 -2.7 390,921 324,518 20.5 470,845 418,039 12.6 33.7 39.5
56 NewAlliance Bancshares Inc. New Haven 3,073,617 2,526,836 21.6 3,037,922 2,510,064 21.0 236,400 251,463 -6.0 35,695 16,772 112.8 65.7 66.8
57 Trustmark Corp. Jackson, Miss. 2,958,730 2,918,206 1.4 1,890,120 1,991,383 -5.1 305,194 277,394 10.0 1,068,610 926,823 15.3 42.0 43.8
58 Wilmington Trust Corp. Del. 2,736,262 2,671,310 2.4 1,432,610 1,381,702 3.7 408,619 435,683 -6.2 1,303,652 1,289,608 1.1 32.7 34.2
59 Arvest Bank Group Inc. Bentonville, Ark. 2,648,181 2,691,927 -1.6 1,850,990 1,961,978 -5.7 214,739 219,522 -2.2 797,191 729,949 9.2 41.1 44.5
60 BBVAPR Holding Corp. San Juan, Puerto Rico 2,459,304 2,301,568 6.9 1,145,102 912,070 25.5 0 0 NA 1,314,202 1,389,498 -5.4 58.3 59.2
61 BOK Financial Corp. Tulsa 2,403,312 1,966,656 22.2 1,550,302 1,288,879 20.3 135,242 129,703 4.3 853,010 677,777 25.9 20.5 19.7
62 Provident Financial Services Inc. Jersey City, N.J. 2,374,276 2,264,465 4.8 2,206,084 2,078,663 6.1 83,840 77,610 8.0 168,192 185,802 -9.5 56.2 60.3
63 First Citizens Bancorp. Inc. Columbia, S.C. 2,334,013 2,350,743 -0.7 1,777,272 1,793,823 -0.9 565,174 499,851 13.1 556,741 556,920 0.0 57.0 62.0
64 Eastern Bank Corp. Boston 2,252,778 2,522,744 -10.7 1,356,194 1,468,749 -7.7 188,332 209,988 -10.3 896,584 1,053,995 -14.9 53.9 54.7
65 United Bankshares Inc. Charleston, W.Va. 2,249,267 2,105,710 6.8 1,877,790 1,755,791 6.9 505,820 525,066 -3.7 371,477 349,919 6.2 40.3 44.3
66 South Financial Group Inc. Greenville, S.C. 2,214,585 2,269,173 -2.4 1,396,288 1,493,232 -6.5 519,632 510,284 1.8 818,297 775,941 5.5 21.7 23.8
67 Boston Private Financial Holdings Inc. 2,159,362 1,899,349 13.7 2,036,316 1,780,075 14.4 260,404 230,141 13.1 123,046 119,274 3.2 42.8 45.7
68 F.N.B. Corp. Hermitage, Pa. 2,130,056 2,204,500 -3.4 1,518,106 1,554,169 -2.3 209,727 220,389 -4.8 611,950 650,331 -5.9 48.8 51.9
69 Pacific Capital Bancorp Santa Barbara, Calif. 2,012,052 1,974,631 1.9 1,844,289 1,558,708 18.3 257,464 267,640 -3.8 167,763 415,923 -59.7 36.2 37.0
70 Irwin Financial Corp. Columbus, Ind. 1,954,356 1,875,150 4.2 1,918,813 1,823,470 5.2 444,408 512,297 -13.3 35,543 51,680 -31.2 34.4 35.6
71 Sterling Financial Corp. Spokane 1,952,092 1,676,538 16.4 1,496,788 1,362,975 9.8 97,381 112,176 -13.2 455,304 313,563 45.2 21.9 26.1
72 Park National Corp. Newark, Ohio 1,942,221 1,707,469 13.7 1,352,760 1,183,232 14.3 249,309 219,544 13.6 589,461 524,237 12.4 46.5 50.4
73 NBT Bancorp Inc. Norwich, N.Y. 1,937,321 1,871,586 3.5 1,287,859 1,277,858 0.8 159,266 174,322 -8.6 649,462 593,728 9.4 56.6 55.5
74 Old National Bancorp Evansville, Ind. 1,884,230 1,851,259 1.8 1,178,656 1,136,047 3.8 246,813 294,779 -16.3 705,574 715,212 -1.3 39.6 39.1
75 Community Bank System Inc. De Witt, N.Y. 1,853,852 1,750,485 5.9 1,289,987 1,187,610 8.6 92,744 107,981 -14.1 563,865 562,875 0.2 66.4 65.8
76 FirstBank Holding Co. Lakewood, Colo. 1,825,795 1,635,811 0.1 1,729,523 1,550,129 0.1 174,523 150,704 0.2 96,272 85,682 0.1 0.6 0.6
77 Provident Bankshares Corp. Baltimore 1,806,801 1,820,921 -0.8 1,421,076 1,399,496 1.5 633,377 591,648 7.1 385,725 421,425 -8.5 44.5 48.2
78 First Commonwealth Financial Corp. Indiana, Pa. 1,749,269 1,950,561 -10.3 1,268,313 1,374,613 -7.7 177,938 185,508 -4.1 480,956 575,948 -16.5 47.8 51.1
79 Riverside Banking Co. Fort Pierce, Fla. 1,675,337 1,612,617 3.9 935,946 888,967 5.3 195,215 167,544 16.5 739,391 723,650 2.2 62.8 63.9
80 United Community Banks Inc. Blairsville, Ga. 1,661,616 1,492,893 11.3 1,483,053 1,321,159 12.3 336,169 285,994 17.5 178,563 171,734 4.0 27.8 29.9
81 Central Bancompany Inc. Jefferson City, Mo. 1,655,503 1,637,511 1.1 1,150,842 1,132,370 1.6 206,173 170,789 20.7 504,661 505,141 -0.1 30.4 34.9
82 Wintrust Financial Corp. Lake Forest, Ill. 1,565,988 1,626,548 -3.7 1,215,252 1,281,592 -5.2 693,948 691,130 0.4 350,736 344,956 1.7 22.6 25.2
83 IberiaBank Corp. Lafayette, La. 1,505,290 1,093,816 37.6 1,098,556 787,412 39.5 98,733 69,928 41.2 406,734 306,404 32.7 44.7 49.9
84 First Banks Inc. Clayton, Mo. 1,502,779 1,673,624 -10.2 1,430,840 1,608,492 -11.0 293,002 278,888 5.1 71,939 65,132 10.5 18.5 21.7
85 Republic Bancorp Inc. Louisville 1,489,599 1,419,432 4.9 1,462,952 1,397,883 4.7 274,424 255,666 7.3 26,647 21,549 23.7 62.1 64.1
86 Chemical Financial Corp. Midland, Mich. 1,487,657 1,476,592 0.7 1,197,216 1,187,497 0.8 115,543 128,410 -10.0 290,441 289,095 0.5 52.7 51.9
87 Hancock Holding Co. Gulfport, Miss. 1,480,123 1,380,212 7.2 901,258 840,141 7.3 207,411 131,497 57.7 578,865 540,071 7.2 41.9 43.9
88 Susquehanna Bancshares Inc. Lititz, Pa. 1,446,362 1,316,969 9.8 1,150,156 1,000,675 14.9 123,954 85,996 44.1 296,206 316,294 -6.4 24.8 23.9
89 Independent Bank Corp. Ionia, Mich. 1,409,320 1,365,153 3.2 996,707 991,353 0.5 124,841 143,015 -12.7 412,613 373,800 10.4 55.5 50.3
90 WesBanco Inc. Wheeling, W.Va. 1,344,897 1,439,569 -6.6 1,084,677 1,175,675 -7.7 165,026 177,736 -7.2 260,220 263,894 -1.4 48.0 49.2
91 FBOP Corp. Oak Park, Ill. 1,332,238 1,093,001 21.9 1,298,578 1,061,607 22.3 668,590 458,724 45.7 33,660 31,394 7.2 13.1 10.9
92 Bremer Financial Corp. St. Paul 1,321,814 1,213,779 8.9 1,005,642 884,020 13.8 447,903 383,347 16.8 316,172 329,759 -4.1 24.9 24.8
93 UMB Financial Corp. Kansas City, Mo. 1,296,993 1,357,892 -4.5 424,013 346,067 22.5 259,796 166,790 55.8 872,980 1,011,825 -13.7 32.7 35.6
94 Alabama National BanCorp. Birmingham 1,288,439 1,237,412 4.1 1,196,705 1,156,427 3.5 369,421 373,072 -1.0 91,734 80,985 13.3 22.3 25.3
95 Whitney Holding Corp. New Orleans 1,285,443 1,228,871 4.6 1,076,873 1,015,693 6.0 133,911 116,518 14.9 208,570 213,178 -2.2 17.2 17.9
96 First Interstate BancSystem Inc. Billings, Mont. 1,195,051 1,016,875 17.5 573,647 410,297 39.8 92,096 87,460 5.3 621,404 606,578 2.4 33.9 31.0
97 National Penn Bancshares Inc. Boyertown, Pa. 1,175,931 1,214,940 -3.2 1,105,114 1,159,714 -4.7 191,490 209,027 -8.4 70,817 55,226 28.2 31.1 33.8
98 Community Trust Bancorp Inc. Pikeville, Ky. 1,152,332 1,101,550 4.6 712,814 681,428 4.6 89,517 97,882 -8.5 439,518 420,122 4.6 51.5 51.1
99 First Charter Corp. Charlotte 1,130,924 1,219,293 -7.2 1,085,113 1,158,300 -6.3 389,558 443,772 -12.2 45,811 60,993 -24.9 32.4 39.3
100 Glacier Bancorp Inc. Kalispell, Mont. 1,129,804 997,858 13.2 982,649 858,274 14.5 293,830 253,248 16.0 147,155 139,584 5.4 32.4 34.9
101 W Holding Co. Inc. Mayaguez, Puerto Rico 1,121,136 1,097,812 2.1 772,077 686,516 12.5 4,338 3,973 9.2 349,059 411,296 -15.1 11.9 12.8
102 KNBT Bancorp Inc. Bethlehem, Pa. 1,117,123 1,033,771 8.1 955,484 850,433 12.4 59,082 59,417 -0.6 161,639 183,338 -11.8 61.4 64.9
103 First Financial Bancorp. Hamilton, Ohio 1,066,935 1,211,334 -11.9 907,651 977,899 -7.2 258,704 245,595 5.3 159,284 233,435 -31.8 41.1 48.2
104 City Holding Co. Charleston, W.Va. 1,050,341 1,031,883 1.8 1,003,001 983,437 2.0 187,630 220,072 -14.7 47,340 48,446 -2.3 61.1 60.8
105 Oriental Financial Group Inc. San Juan, Puerto Rico 1,046,214 869,548 20.3 1,017,064 827,142 23.0 1,604 962 66.7 29,150 42,406 -31.3 86.7 73.3
106 Cullen/Frost Bankers Inc. San Antonio 1,043,221 885,105 17.9 651,267 553,544 17.7 88,223 75,088 17.5 391,954 331,561 18.2 13.9 13.5
107 Westamerica Bancorp. San Rafael, Calif. 1,030,221 1,003,266 2.7 536,039 572,400 -6.4 46,076 54,653 -15.7 494,182 430,866 14.7 41.0 39.3
108 Central Pacific Financial Corp. Honolulu 1,018,794 902,290 12.9 815,925 716,937 13.8 149,920 153,023 -2.0 202,869 185,353 9.5 24.8 23.8
109 Harleysville National Corp. Pa. 1,018,664 999,400 1.9 923,203 913,442 1.1 270,338 236,877 14.1 95,461 85,958 11.1 48.6 49.1
110 International Bancshares Corp. Laredo, Tex. 995,334 1,052,000 -5.4 758,083 800,968 -5.4 11,230 14,197 -20.9 237,251 251,032 -5.5 19.0 21.4
111 Bangor Bancorp MHC Maine 995,045 NA NA 542,477 NA NA 193,798 NA NA 452,568 NA NA 59.8 NA
112 First Midwest Bancorp Inc. Itasca, Ill. 988,773 1,104,395 -10.5 878,647 930,710 -5.6 366,671 420,552 -12.8 110,126 173,685 -36.6 20.1 21.8
113 First Merchants Corp. Muncie, Ind. 968,399 975,747 -0.8 774,218 760,510 1.8 86,394 100,978 -14.4 194,181 215,237 -9.8 33.7 36.9
114 Cambridge Financial Group Inc. Mass. 956,530 939,651 1.8 955,135 938,164 1.8 58,993 61,450 -4.0 1,395 1,487 -6.2 66.3 65.6
115 Amcore Financial Inc. Rockford, Ill. 947,625 999,771 -5.2 634,979 691,719 -8.2 166,943 177,177 -5.8 312,646 308,052 1.5 24.0 25.2
116 First American Bank Corp. Elk Grove Village, Ill. 897,136 851,707 5.3 877,229 831,458 5.5 561,410 584,556 -4.0 19,907 20,249 -1.7 42.0 43.7
117 Independent Bank Corp. Rockland, Mass. 896,267 1,008,391 -11.1 682,931 740,443 -7.8 196,737 207,868 -5.4 213,336 267,948 -20.4 45.1 49.2
118 MainSource Financial Group Inc. Greensburg, Ind. 871,432 894,292 -2.6 744,338 764,062 -2.6 110,631 113,011 -2.1 127,094 130,230 -2.4 52.3 56.6
119 Salem Five Bancorp Mass. 858,244 853,320 0.6 815,051 818,819 -0.5 125,021 131,252 -4.7 43,193 34,501 25.2 51.5 55.6
120 Washington Trust Bancorp Inc. Westerly, R.I. 853,642 855,787 -0.3 808,401 813,920 -0.7 139,732 147,897 -5.5 45,241 41,867 8.1 56.3 59.8
121 United National Corp. Sioux Falls, S.D. 853,117 751,884 13.5 99,874 87,729 13.8 11,215 11,173 0.4 753,243 664,155 13.4 79.3 77.8
122 Capital City Bank Group Inc. Tallahassee 851,405 917,938 -7.2 602,838 679,152 -11.2 141,032 147,618 -4.5 248,567 238,786 4.1 44.7 45.7
123 Johnson Financial Group Inc. Racine, Wis. 839,964 854,296 -1.7 766,024 784,282 -2.3 258,681 248,209 4.2 73,940 70,014 5.6 23.9 27.5
124 First Busey Corp. Urbana, Ill. 832,272 581,884 43.0 773,412 542,599 42.5 109,495 83,477 31.2 58,860 39,285 49.8 27.4 30.5
125 Fidelity Southern Corp. Atlanta 824,254 735,286 12.1 93,583 85,584 9.3 46,878 46,256 1.3 730,671 649,702 12.5 57.8 55.8
126 First Bancorp Troy, N.C. 802,681 788,009 1.9 721,934 716,482 0.8 180,926 178,189 1.5 80,747 71,527 12.9 43.6 46.3
127 Apple Financial Holdings Inc. New York 798,679 NA NA 781,914 NA NA 36,585 NA NA 16,765 NA NA 62.6 NA
128 Integra Bank Corp. Evansville, Ind. 797,990 793,187 0.6 618,204 590,305 4.7 155,147 136,295 13.8 179,786 202,882 -11.4 34.6 44.1
129 MB Financial Inc. Chicago 790,626 910,001 -13.1 740,214 770,579 -3.9 343,595 381,791 -10.0 50,412 139,422 -63.8 14.0 17.6
130 BancFirst Corp. Oklahoma City 780,150 793,701 -1.7 509,561 526,275 -3.2 37,942 41,682 -9.0 270,589 267,426 1.2 32.5 34.0
131 Renasant Corp. Tupelo, Miss. 776,781 723,941 7.3 695,173 646,277 7.6 172,130 92,641 85.8 81,608 77,664 5.1 29.7 40.4
132 First National Bank Holding Co. Scottsdale, Ariz. 773,111 1,155,832 -33.1 759,578 1,149,911 -33.9 39,124 36,076 8.4 13,533 5,921 128.6 19.8 30.9
133 Simmons First National Corp. Pine Bluff, Ark. 756,367 742,461 1.9 385,398 371,245 3.8 15,152 15,283 -0.9 370,969 371,216 -0.1 40.2 41.4
134 Prosperity Bancshares Inc. Houston 750,196 510,109 47.1 622,037 442,540 40.6 15,927 13,650 16.7 128,159 67,569 89.7 24.0 23.0
135 Arrow Financial Corp. Glens Falls, N.Y. 744,107 719,369 3.4 397,073 384,884 3.2 45,634 49,624 -8.0 347,034 334,485 3.8 71.9 72.5
136 Fremont Bancorp. Calif. 735,760 648,941 13.4 728,527 641,888 13.5 300,215 323,282 -7.1 7,233 7,053 2.6 43.9 42.0
137 Sandy Spring Bancorp Inc. Olney, Md. 735,550 797,311 -7.7 667,403 723,569 -7.8 214,359 199,066 7.7 68,147 73,742 -7.6 33.3 43.4
138 PrivateBancorp Inc. Chicago 728,337 733,160 -0.7 647,378 633,180 2.2 115,809 107,451 7.8 80,959 99,980 -19.0 19.5 23.3
139 Wauwatosa Holdings Inc. Wis. 713,986 730,781 -2.3 713,773 730,645 -2.3 38,707 43,939 -11.9 213 136 56.6 51.3 53.8
140 American National Corp. Omaha 710,357 654,456 8.5 225,177 232,084 -3.0 71,495 67,796 5.5 485,180 422,372 14.9 52.8 51.1
141 First Financial Corp. Terre Haute, Ind. 692,514 680,687 1.7 419,440 422,578 -0.7 25,643 25,940 -1.1 273,074 258,109 5.8 48.5 48.8
142 Pinnacle Bancorp Inc. Central City, Neb. 690,915 640,498 7.9 546,796 499,001 9.6 60,910 56,246 8.3 144,119 141,497 1.9 20.6 20.7
143 Cathay General Bancorp Los Angeles 688,511 570,647 20.7 666,918 556,269 19.9 103,363 128,639 -19.6 21,593 14,378 50.2 10.7 10.4
144 Rockville Financial MHC Inc. Vernon Rockville, Conn. 684,453 639,864 7.0 673,400 633,298 6.3 84,427 92,557 -8.8 11,053 6,566 68.3 60.8 62.2
145 Ocean Bankshares Inc. Miami 680,592 626,891 8.6 657,462 601,412 9.3 87,961 78,123 12.6 23,130 25,479 -9.2 16.2 13.2
146 S&T Bancorp Inc. Indiana, Pa. 672,830 620,457 8.4 599,026 548,519 9.2 55,975 62,436 -10.3 73,804 71,938 2.6 24.5 23.7
147 Amarillo National Bancorp Inc. Tex. 665,596 541,900 22.8 232,439 211,099 10.1 2,889 2,974 -2.9 433,157 330,801 30.9 34.3 36.4
148 Banner Corp. Walla Walla, Wash. 658,440 467,632 40.8 573,139 418,309 37.0 86,538 54,282 59.4 85,301 49,323 72.9 18.2 16.1
149 Lakeland Bancorp Inc. Oak Ridge, N.J. 657,062 632,345 3.9 567,519 538,010 5.5 86,276 99,599 -13.4 89,543 94,335 -5.1 36.8 42.1
150 TriCo Bancshares Chico, Calif. 649,257 639,504 1.5 501,064 491,490 1.9 306,504 285,448 7.4 148,193 148,014 0.1 42.3 42.4


Note: Ranked by sum of consumer and residential mortgage loans, where residential mortgage loans include home equity loans. Based on data from FRY9C filed by top tier bank holding companies with the Federal Reserve.
Source:

SNL Financial
, Charlottesville, Va.
© 2008 American Banker