Bank Holding Companies with the Largest U.S. Consumer Loan Portfolios

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Bank Holding Companies with the Largest U.S. Consumer Loan Portfolios

Bank Holding Companies with the Largest U.S. Consumer Loan PortfoliosOn March 31, 2007. Dollars in thousands
Published June 24, 2008

Rank   Total consumer loans Residential mortgage loans All other consumer loans Consumer loans as
% of total loans
Total Home equity
lines of credit
First mortgages
and home loans
1Q 2007 vs. 1Q 2006 1Q 2007 vs. 1Q 2006 1Q 2007 vs. 1Q 2006 1Q 2007 vs. 1Q 2006 1Q 2007 vs. 1Q 2006 1Q 2007 vs. 1Q 2006
1 Bank of America Corp. Charlotte $478,690,871   23.2% $338,790,350   31.0% $78,914,040   22.1% $259,876,310   34.0% $139,900,521   7.5% 63.2%   60.8%
2 Citigroup Inc. New York 415,904,000   14.3 230,402,000   18.9 25,873,000   9.1 204,529,000   20.3 185,502,000   9.1 56.2   56.5
3 JPMorgan Chase & Co. New York 276,701,000   0.0 156,844,000   4.7 61,898,000   12.1 94,946,000   0.4 119,857,000   -5.6 58.5   60.0
4 Wachovia Corp. Charlotte 257,566,000   89.9 224,398,000   115.0 27,022,000   4.8 197,376,000   151.1 33,168,000   6.0 58.3   46.1
5 Wells Fargo & Co. San Francisco, Calif. 226,730,000   -3.1 156,560,000   -8.3 62,755,000   36.6 93,805,000   -24.8 70,170,000   10.8 63.2   66.7
6 HSBC North America Holdings Inc. Mettawa, Ill. 218,859,341   5.2 133,170,390   0.8 7,902,382   -4.9 125,268,008   1.2 85,688,951   12.7 77.4   78.5
7 Citizens Financial Group Inc. Providence, R.I. 76,893,420   1.7 53,809,879   5.2 11,141,165   -18.6 42,668,714   13.8 23,083,541   -5.6 71.2   72.7
8 SunTrust Banks Inc. Atlanta 70,162,007   2.3 57,380,098   5.7 14,039,685   1.8 43,340,413   7.1 12,781,909   -10.7 53.6   53.8
9 U.S. Bancorp Minneapolis 66,222,000   8.7 39,552,000   5.1 11,365,000   1.9 28,187,000   6.5 26,670,000   14.4 44.5   43.3
10 Capital One Financial Corp. McLean, Va. 64,980,385   33.6 17,736,275   203.1 1,771,545   92.0 15,964,730   223.9 47,244,110   10.4 67.7   83.0
11 National City Corp. Cleveland 53,590,479   -17.5 46,860,257   -19.1 16,589,086   -19.0 30,271,171   -19.2 6,730,222   -4.0 48.6   57.0
12 BB&T Corp. Winston-Salem, N.C. 39,112,667   7.3 29,399,088   6.1 4,177,336   -10.6 25,221,752   9.5 9,713,579   11.4 45.8   47.8
13 Regions Financial Corp. Birmingham, Ala. 37,584,086   66.4 31,813,084   65.1 11,234,666   120.6 20,578,418   45.1 5,771,002   73.9 39.3   37.5
14 Fifth Third Bancorp Cincinnati 33,104,723   5.6 20,885,969   2.8 9,840,985   0.6 11,044,984   4.9 12,218,754   10.6 43.4   43.5
15 PNC Financial Services Group Inc. Pittsburgh 28,619,295   13.6 23,424,782   9.5 6,562,225   5.8 16,862,557   10.9 5,194,513   37.3 43.8   48.6
16 Taunus Corp. New York 27,649,000   347.8 26,856,000   382.5 12,000   NA 26,844,000   382.3 793,000   30.4 41.3   21.2
17 BancWest Corp. Honolulu 24,037,172   3.9 12,796,281   3.9 1,670,174   -2.6 11,126,107   4.9 11,240,891   4.0 51.9   53.0
18 Barclays Group US Inc. Wilmington, Del. 20,259,484   736.1 16,052,373   NA 0   NA 16,052,373   NA 4,207,111   73.6 74.8   32.4
19 KeyCorp Cleveland 20,044,701   -12.1 12,135,561   -18.4 7,167,833   -12.0 4,967,728   -26.2 7,909,140   -0.2 28.7   32.3
20 Popular Inc. Hato Rey, Puerto Rico 16,534,000   -1.3 11,853,000   -4.2 276,000   -8.3 11,577,000   -4.1 4,681,000   6.8 50.3   53.3
21 M&T Bank Corp. Buffalo 15,285,182   6.1 10,723,406   9.6 4,153,057   1.2 6,570,349   15.7 4,561,776   -1.4 35.1   35.3
22 Harris Financial Corp. Wilmington, Del. 15,181,994   8.2 10,251,857   9.6 2,972,669   -1.2 7,279,188   14.7 4,930,137   5.3 46.4   50.5
23 UnionBanCal Corp. San Francisco 15,001,281   6.2 14,797,916   6.6 2,299,328   3.7 12,498,588   7.1 203,365   -16.3 40.3   42.0
24 Huntington Bancshares Inc. Columbus, Ohio 12,909,413   -1.8 9,764,291   -5.0 3,063,098   -19.4 6,701,193   3.5 3,145,122   9.5 48.6   49.7
25 First Horizon National Corp. Memphis 11,597,927   -6.9 11,259,191   -6.6 4,712,349   -13.2 6,546,842   -1.2 338,736   -17.1 46.0   50.3
26 TD Commerce Bank Portland, Maine 10,618,680   -3.0 7,340,503   -1.9 2,712,948   -10.3 4,627,555   3.9 3,278,177   -5.3 39.8   42.6
27 Northern Trust Corp. Chicago 10,280,664   2.0 8,596,119   2.2 1,627,722   -0.1 6,968,397   2.7 1,684,545   0.8 47.5   50.3
28 Marshall & Ilsley Corp. Milwaukee 10,055,667   2.0 9,078,767   3.6 2,168,577   -17.8 6,910,190   12.9 976,900   -10.8 23.8   28.0
29 BBVA USA Bancshares Inc. The Woodlands, Tex. 9,686,100   4.4 5,689,823   15.5 1,826,798   10.6 3,863,025   17.9 3,996,277   -8.2 38.8   39.8
30 Webster Financial Corp. Waterbury, Conn. 7,234,902   -4.2 7,203,502   -4.2 1,584,666   0.7 5,618,836   -5.5 31,400   -4.5 56.7   59.0
31 TCF Financial Corp. Wayzata, Minn. 6,901,054   7.8 6,649,274   8.5 1,237,341   -6.5 5,411,933   12.6 251,780   -7.5 59.4   59.3
32 Zions Bancorp. Salt Lake City 6,573,620   4.2 5,738,400   4.4 1,432,341   20.0 4,306,059   0.1 835,220   3.2 18.3   20.2
33 RBC Bancorp. Raleigh 5,837,856   18.6 5,436,206   19.1 1,829,622   19.3 3,606,584   19.0 401,650   11.9 36.8   38.5
34 Associated Banc-Corp Green Bay, Wis. 5,269,495   -11.5 4,399,344   -11.9 1,533,344   -3.8 2,866,000   -15.7 870,151   -9.2 35.3   38.2
35 Synovus Financial Corp. Columbus, Ga. 4,796,673   7.9 4,139,837   9.3 1,420,139   15.5 2,719,698   6.3 656,836   -0.1 18.9   19.7
36 Comerica Inc. Dallas 4,522,986   11.4 3,869,011   14.0 1,398,378   1.3 2,470,633   22.8 653,975   -1.9 9.4   9.0
37 First BanCorp. San Juan, Puerto Rico 4,478,500   6.7 2,778,102   13.3 22,793   33.8 2,755,309   13.2 1,700,398   -2.6 40.3   32.0
38 Commerce Bancshares Inc. Kansas City, Mo. 4,423,715   9.3 2,187,267   8.5 419,073   -3.5 1,768,194   11.8 2,236,448   10.2 43.1   44.3
39 R and G Financial Corp. Hato Rey, Puerto Rico 4,360,582   10.8 4,091,236   10.0 103,820   -11.2 3,987,416   10.6 269,346   25.3 56.2   55.1
40 Santander BanCorp San Juan, Puerto Rico 4,190,924   16.5 2,915,410   17.3 17   -5.6 2,915,393   17.3 1,275,514   14.6 59.5   53.3
41 Valley National Bancorp Wayne, N.J. 4,058,260   2.6 2,651,559   -0.3 337,094   -18.0 2,314,465   2.9 1,406,701   8.6 49.0   48.5
42 Citizens Republic Bancorp Inc. Flint, Mich. 4,006,776   59.5 2,985,060   99.7 775,371   27.4 2,209,689   149.3 1,021,716   0.5 43.2   44.8
43 Bank of New York Mellon Corp. 3,807,000   -46.9 3,479,000   -41.9 72,000   -96.5 3,407,000   -12.6 328,000   -72.3 9.9   17.6
44 New York Private Bank and Trust Corp. 3,804,465   -11.2 3,770,188   -11.9 3,410   -3.6 3,766,778   -11.9 34,277   421.8 55.1   66.6
45 Bank of Hawaii Corp. Honolulu 3,778,806   0.9 3,089,272   2.0 672,511   -12.6 2,416,761   6.9 689,534   -3.7 57.9   59.7
46 Colonial BancGroup Inc. Montgomery, Ala. 3,762,662   -17.8 3,532,315   -18.9 609,408   -4.2 2,922,907   -21.4 230,347   5.0 23.5   27.7
47 City National Corp. Beverly Hills 3,673,523   9.9 3,324,008   9.3 388,279   14.4 2,935,729   8.7 349,515   15.9 34.5   34.9
48 First Citizens BancShares Inc. Raleigh 3,667,886   0.5 2,322,256   -0.7 1,301,311   -4.3 1,020,945   4.2 1,345,630   2.8 35.9   37.2
49 Fulton Financial Corp. Lancaster, Pa. 3,500,026   12.6 3,009,607   16.5 533,497   -11.1 2,476,110   24.8 490,419   -6.4 32.8   31.3
50 FirstMerit Corp. Akron 3,223,365   0.1 1,738,750   0.8 701,559   -8.3 1,037,191   8.0 1,484,615   -0.6 46.0   47.8
51 Investors Bancorp MHC Short Hills, N.J. 3,190,371   25.5 3,188,639   25.5 20,886   -22.6 3,167,753   26.0 1,732   13.8 93.8   96.8
52 BancorpSouth Inc. Tupelo, Miss. 3,017,674   1.6 2,398,956   -7.3 381,832   24.8 2,017,124   -11.7 618,718   62.2 34.3   40.0
53 NewAlliance Bancshares Inc. New Haven, Conn. 2,921,514   25.2 2,878,296   24.4 256,818   -6.5 2,621,478   28.6 43,218   121.5 64.9   65.7
54 Trustmark Corp. Jackson, Miss. 2,901,639   -6.0 1,931,877   -12.1 268,464   -5.2 1,663,413   -13.1 969,762   8.8 43.0   50.6
55 Wilmington Trust Corp. Del. 2,688,512   5.1 1,393,344   9.6 398,578   -3.0 994,766   15.6 1,295,168   0.7 33.2   33.8
56 Arvest Bank Group Inc. Bentonville, Ark. 2,592,429   -1.8 1,865,263   -2.5 210,384   1.7 1,654,879   -3.0 727,166   0.2 41.2   44.7
57 BBVAPR Holding Corp. San Juan, Puerto Rico 2,376,067   7.6 1,029,638   22.9 0   NA 1,029,638   22.9 1,346,429   -1.8 57.9   58.9
58 Eastern Bank Corp. Boston 2,375,049   -6.0 1,405,957   -4.5 198,016   -15.0 1,207,941   -2.5 969,092   -8.1 54.8   55.8
59 First Citizens Bancorp. Inc. Columbia, S.C. 2,353,098   4.2 1,802,161   4.6 505,705   5.7 1,296,456   4.1 550,937   3.1 60.7   61.9
60 Pacific Capital Bancorp Santa Barbara, Calif. 2,229,930   21.5 1,710,855   22.7 264,603   -3.4 1,446,252   29.1 519,075   17.8 38.7   36.9
61 Provident Financial Services Inc. Jersey City, N.J. 2,208,550   -4.7 2,029,156   -4.5 68,196   -24.7 1,960,960   -3.6 179,394   -6.8 58.7   62.1
62 South Financial Group Inc. Greenville, S.C. 2,190,515   -16.7 1,402,714   -9.4 503,854   -5.6 898,860   -11.4 787,801   -27.1 22.1   27.0
63 BOK Financial Corp. Tulsa 2,139,072   15.5 1,385,946   12.7 131,215   9.5 1,254,731   13.1 753,126   21.1 19.2   20.1
64 F.N.B. Corp. Hermitage, Pa. 2,120,811   -1.3 1,511,096   0.1 215,612   -1.9 1,295,484   0.5 609,715   -4.7 49.8   56.1
65 United Bankshares Inc. Charleston, W.Va. 2,038,152   -4.3 1,694,222   -4.0 483,911   -14.2 1,210,311   0.8 343,930   -5.7 43.2   45.4
66 Boston Private Financial Holdings Inc. 1,997,025   17.6 1,889,561   18.8 229,546   12.2 1,660,015   19.7 107,464   0.3 44.7   45.1
67 Irwin Financial Corp. Columbus, Ind. 1,945,739   -1.3 1,892,826   -0.8 469,972   -24.0 1,422,854   10.3 52,913   -17.7 35.6   38.2
68 Old National Bancorp Evansville, Ind. 1,905,281   -0.4 1,203,155   2.5 270,147   -14.8 933,008   8.9 702,126   -5.1 38.9   39.6
69 Sterling Financial Corp. Spokane 1,894,747   25.1 1,479,788   17.7 118,471   -32.2 1,361,317   25.8 414,959   61.3 22.2   28.5
70 Park National Corp. Newark, Ohio 1,877,910   12.0 1,328,057   12.2 244,529   6.9 1,083,528   13.5 549,853   11.4 45.9   50.5
71 NBT Bancorp Inc. Norwich, N.Y. 1,871,875   6.8 1,269,388   3.6 163,548   -21.1 1,105,840   8.6 602,487   14.2 55.1   54.0
72 First Commonwealth Financial Corp. Indiana, Pa. 1,832,101   0.9 1,312,389   8.7 173,836   -10.6 1,138,553   12.4 519,712   -14.6 49.5   49.7
73 Provident Bankshares Corp. Baltimore 1,782,362   -2.3 1,382,417   -0.9 579,349   -4.5 803,068   1.9 399,945   -6.9 45.7   49.0
74 Community Bank System Inc. De Witt, N.Y. 1,760,176   9.7 1,223,557   14.7 98,201   -13.9 1,125,356   18.1 536,619   -0.3 65.6   66.6
75 FirstBank Holding Co. Lakewood, Colo. 1,701,206   10.1 1,615,386   9.9 154,362   10.8 1,461,024   9.8 85,820   13.6 58.3   66.2
76 Riverside Banking Co. Fort Pierce, Fla. 1,631,607   12.9 914,230   17.1 183,600   32.4 730,630   13.7 717,377   8.0 63.7   67.0
77 Central Bancompany Inc. Jefferson City, Mo. 1,579,480   -3.4 1,104,958   -1.3 167,716   1.1 937,242   -1.7 474,522   -8.0 33.8   35.5
78 Wintrust Financial Corp. Lake Forest, Ill. 1,575,772   14.6 1,240,132   13.2 682,012   9.4 558,120   18.2 335,640   19.9 23.6   24.9
79 United Community Banks Inc. Blairsville, Ga. 1,555,251   10.6 1,385,077   11.3 303,811   15.7 1,081,266   10.1 170,174   5.2 28.6   30.6
80 First Banks Inc. Clayton, Mo. 1,523,621   -1.4 1,451,592   -2.6 277,848   6.9 1,173,744   -4.6 72,029   31.5 19.2   21.6
81 Republic Bancorp Inc. Louisville 1,473,613   7.2 1,443,262   7.0 259,029   -0.2 1,184,233   8.7 30,351   17.6 63.5   64.9
82 IberiaBank Corp. Lafayette, La. 1,450,873   40.5 1,073,903   46.2 85,975   7.7 987,928   50.9 376,970   26.6 46.5   52.4
83 Chemical Financial Corp. Midland, Mich. 1,448,610   5.5 1,171,588   4.4 121,099   -12.7 1,050,489   6.8 277,022   10.2 51.6   50.9
84 Hancock Holding Co. Gulfport, Miss. 1,401,922   5.2 848,749   5.3 132,185   5.0 716,564   5.3 553,173   5.2 42.2   44.8
85 WesBanco Inc. Wheeling, W.Va. 1,380,731   -5.0 1,129,311   -5.5 164,716   -11.5 964,595   -4.4 251,420   -2.4 48.5   49.4
86 Independent Bank Corp. Ionia, Mich. 1,369,563   1.9 1,001,769   4.6 128,333   -17.6 873,436   8.9 367,794   -4.8 54.3   50.8
87 Susquehanna Bancshares Inc. Lititz, Pa. 1,330,694   -13.8 1,027,824   -16.3 104,523   -33.8 923,301   -13.7 302,870   -4.1 24.7   30.6
88 UMB Financial Corp. Kansas City, Mo. 1,321,839   6.8 376,702   42.2 208,534   66.6 168,168   20.4 945,137   -2.8 33.8   36.0
89 Whitney Holding Corp. New Orleans 1,278,527   12.0 1,070,114   15.7 134,378   9.2 935,736   16.7 208,413   -3.7 17.6   17.5
90 FBOP Corp. Oak Park, Ill. 1,246,958   43.5 1,213,470   44.8 603,814   176.9 609,656   -1.6 33,488   7.1 12.1   9.2
91 National Penn Bancshares Inc. Boyertown, Pa. 1,209,220   8.8 1,148,108   9.4 195,716   -12.3 952,392   15.2 61,112   -0.6 32.9   32.7
92 First Charter Corp. Charlotte 1,186,030   -7.6 1,128,420   -7.0 410,815   -13.4 717,605   -2.9 57,610   -17.5 33.5   42.5
93 Bremer Financial Corp. St. Paul 1,152,964   -3.5 831,525   -1.5 338,728   -17.4 492,797   13.5 321,439   -8.2 23.2   25.5
94 First Interstate BancSystem Inc. Billings, Mont. 1,142,036   15.5 544,346   34.1 86,115   4.3 458,231   41.7 597,690   2.6 34.0   31.7
95 First National Bank Holding Co. Scottsdale, Ariz. 1,128,001   36.7 1,119,181   37.0 54,743   118.3 1,064,438   34.4 8,820   7.6 28.0   25.9
96 Community Trust Bancorp Inc. Pikeville, Ky. 1,111,381   4.4 686,580   5.2 92,786   -9.1 593,794   7.8 424,801   3.3 51.2   50.6
97 W Holding Co. Inc. Mayaguez, Puerto Rico 1,100,766   1.7 718,487   -2.4 4,536   NA 713,951   -3.1 382,279   10.5 12.1   13.3
98 First Financial Bancorp. Cincinnati 1,095,111   -21.1 909,283   -16.5 234,143   1.6 675,140   -21.3 185,828   -37.9 43.8   53.1
99 Glacier Bancorp Inc. Kalispell, Mont. 1,078,546   16.8 933,820   19.6 265,291   15.0 668,529   21.5 144,726   1.7 33.6   36.0
100 City Holding Co. Charleston, W.Va. 1,040,713   1.2 994,952   2.8 199,443   -20.7 795,509   11.0 45,761   -24.4 61.5   63.4
101 International Bancshares Corp. Laredo, Tex. 1,031,501   -7.6 786,554   -8.9 11,534   -30.9 775,020   -8.5 244,947   -2.9 19.8   24.0
102 First Midwest Bancorp Inc. Itasca, Ill. 1,024,190   -22.4 887,761   -19.8 389,726   -14.2 498,035   -23.6 136,429   -36.0 20.5   26.2
103 Westamerica Bancorp. San Rafael, Calif. 1,018,409   0.1 556,645   -4.3 49,770   -17.5 506,875   -2.8 461,764   6.1 40.4   38.5
104 Oriental Financial Group Inc. San Juan, Puerto Rico 1,004,591   21.5 971,644   22.9 988   -75.5 970,656   23.4 32,947   -9.3 80.9   87.1
105 Cullen/Frost Bankers Inc. San Antonio 1,000,903   9.7 626,755   8.7 86,183   6.9 540,572   9.0 374,148   11.4 13.4   14.0
106 Harleysville National Corp. Pa. 977,112   -0.6 888,508   0.3 239,448   21.9 649,060   -5.9 88,604   -8.4 47.3   49.1
107 First Merchants Corp. Muncie, Ind. 969,626   1.6 759,048   1.0 90,544   -12.8 668,504   3.2 210,578   4.0 35.5   38.2
108 Central Pacific Financial Corp. Honolulu 948,741   8.1 753,306   8.9 144,105   11.6 609,201   8.3 195,435   4.8 24.0   24.0
109 Independent Bank Corp. Rockland, Mass. 947,342   -9.8 708,446   -5.2 198,373   -7.5 510,073   -4.3 238,896   -20.9 47.5   51.5
110 AMCORE Financial Inc. Rockford, Ill. 946,523   -3.1 640,859   -3.5 180,123   0.5 460,736   -5.0 305,664   -2.4 23.7   25.7
111 Cambridge Financial Group Inc. Cambridge, Mass. 939,490   4.2 938,030   4.2 59,497   -6.0 878,533   4.9 1,460   0.8 67.2   65.7
112 Johnson Financial Group Inc. Racine, Wis. 889,381   14.2 813,011   15.8 250,536   -2.4 562,475   26.3 76,370   -0.2 26.8   26.6
113 Capital City Bank Group Inc. Tallahassee, Fla. 878,177   -7.2 641,805   -8.8 140,345   -1.4 501,460   -10.7 236,372   -2.5 44.7   46.0
114 MainSource Financial Group Inc. Greensburg, Ind. 866,505   39.4 742,606   48.1 106,009   3.0 636,597   59.8 123,899   2.8 55.3   53.1
115 First American Bank Corp. Elk Grove Village, Ill. 863,826   8.4 844,774   8.7 564,367   -6.6 280,407   62.3 19,052   -2.2 43.0   43.0
116 Washington Trust Bancorp Inc. Westerly, R.I. 861,454   1.9 817,014   0.9 142,548   -9.6 674,466   3.5 44,440   23.2 58.5   59.5
117 Salem Five Bancorp Salem, Mass. 832,756   2.2 794,062   1.1 125,735   -5.0 668,327   2.3 38,694   31.7 51.7   56.6
118 MB Financial Inc. Chicago 816,375   69.1 736,127   60.0 359,752   52.6 376,375   67.7 80,248   254.0 15.3   12.4
119 First Bancorp Troy, N.C. 799,098   7.6 721,140   7.2 182,474   19.9 538,666   3.5 77,958   12.1 44.9   47.7
120 BancFirst Corp. Oklahoma City 766,860   -3.1 510,623   -0.8 39,664   -8.2 470,959   -0.1 256,237   -7.3 32.8   34.3
121 United National Corp. Sioux Falls, S.D. 760,486   13.2 93,446   21.5 10,914   1.5 82,532   24.8 667,040   12.1 77.9   79.2
122 Fidelity Southern Corp. Atlanta 759,906   5.3 88,899   -37.1 47,962   0.8 40,937   -56.4 671,007   15.6 55.5   61.7
123 Integra Bank Corp. Evansville, Ind. 759,871   -5.7 569,495   -5.2 135,929   -1.9 433,566   -6.2 190,376   -6.9 42.4   46.1
124 Apple Financial Holdings Inc. New York 753,859   NA 733,012   NA 40,403   NA 692,609   NA 20,847   NA 62.9   NA
125 Prosperity Bancshares Inc. Houston 744,649   72.7 612,897   65.5 16,407   19.8 596,490   67.2 131,752   117.0 22.9   27.6
126 Simmons First National Corp. Pine Bluff, Ark. 735,495   3.0 374,938   7.5 14,338   -8.7 360,600   8.3 360,557   -1.3 40.7   42.1
127 Arrow Financial Corp. Glens Falls, N.Y. 731,354   1.1 392,554   5.0 46,970   -10.2 345,584   7.5 338,800   -3.1 72.1   72.6
128 MetLife Inc. New York 708,021   -30.5 508,772   -13.0 6,403   53258.3 502,369   -14.1 199,249   -54.1 1.3   2.1
129 PrivateBancorp Inc. Chicago 707,213   -0.8 608,837   1.0 104,476   -2.5 504,361   1.7 98,376   -10.4 19.7   25.5
130 American National Corp. Omaha 683,079   4.8 227,299   1.3 68,268   8.6 159,031   -1.5 455,780   6.6 51.8   51.6
131 First Bancshares Inc. Whiting, Ind. 681,038   13.4 640,449   9.1 74,198   5.7 566,251   9.5 40,589   206.2 61.3   58.4
132 First Financial Corp. Terre Haute, Ind. 677,139   0.8 422,336   3.9 24,671   -5.4 397,665   4.5 254,803   -3.8 48.6   48.6
133 Sandy Spring Bancorp Inc. Olney, Md. 672,942   -17.5 600,054   -18.2 200,733   -0.8 399,321   -24.9 72,888   -10.5 32.9   46.5
134 Fremont Bancorp. Calif. 670,169   9.5 662,471   9.6 256,323   -34.4 406,148   90.2 7,698   3.2 40.8   41.2
135 Rockville Financial MHC Inc. Vernon Rockville, Conn. 660,460   10.9 651,428   10.2 88,506   2.9 562,922   11.5 9,032   103.3 62.5   63.9
136 SCBT Financial Corp. Columbia, S.C. 649,164   2.6 515,055   2.9 140,487   -1.3 374,568   4.6 134,109   1.4 35.7   38.9
137 Pinnacle Bancorp Inc. Central City, Neb. 648,763   4.0 508,246   4.6 53,557   -0.5 454,689   5.2 140,517   2.1 20.3   21.0
138 Renasant Corp. Tupelo, Miss. 644,374   -7.2 563,612   -8.2 130,909   90.5 432,703   -20.6 80,762   0.5 33.6   40.9
139 Ocean Bankshares Inc. Miami 644,144   12.0 619,605   12.9 85,337   8.3 534,268   13.6 24,539   -6.6 14.0   12.6
140 S&T Bancorp Inc. Indiana, Pa. 639,242   7.8 566,493   7.8 57,500   -18.8 508,993   11.9 72,749   8.1 23.4   23.3
141 Lakeland Bancorp Inc. Oak Ridge, N.J. 636,840   6.5 546,253   8.4 90,150   -16.8 456,103   15.3 90,587   -3.6 38.5   44.6
142 Cathay General Bancorp Los Angeles 634,359   25.4 616,768   25.7 111,263   -10.0 505,505   37.7 17,591   16.7 10.8   10.1
143 TriCo Bancshares Chico, Calif. 628,581   2.1 480,596   0.9 276,183   -3.1 204,413   6.9 147,985   6.2 42.0   44.0
144 Seacoast Banking Corp. of Florida Stuart, Fla. 612,830   35.9 527,979   42.4 51,378   20.7 476,601   45.2 84,851   5.8 35.0   33.6
145 Dickinson Financial Corp. II Kansas City, Mo. 612,477   5.3 553,723   4.3 98,615   -6.8 455,108   7.1 58,754   15.9 16.4   18.3
146 Camden National Corp. Camden, Maine 606,500   5.5 597,117   5.7 113,768   -37.9 483,349   26.7 9,383   -7.1 50.5   47.4
147 Union Bankshares Corp. Bowling Green, Va. 602,008   8.8 439,694   6.5 112,388   20.6 327,306   2.3 162,314   15.8 37.1   38.4
148 W.T.B. Financial Corp. Spokane 600,645   22.7 525,815   24.8 217,674   34.0 308,141   19.1 74,830   9.8 22.0   20.4
149 First Co. Bancorp Inc. Collinsville, Ill. 596,498   -0.2 547,902   1.2 23,487   -10.4 524,415   1.8 48,596   -14.1 73.4   73.8
150 Peoplesbancorp MHC Holyoke, Mass. 590,013   15.9 584,366   15.8 35,720   -19.3 548,646   19.2 5,647   25.8 57.3   56.1


Note: Ranked by sum of consumer and residential mortgage loans, where residential mortgage loans include home equity loans. Based on data from FRY9C filed by top tier bank holding companies with the Federal Reserve.
Source:

SNL Financial
, Charlottesville, Va.
© 2008 American Banker