Bank Holding Companies with the Largest U.S. Consumer Loan Portfolios

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Bank Holding Companies with the Largest U.S. Consumer Loan Portfolios

Bank Holding Companies with the Largest U.S. Consumer Loan PortfoliosOn June 30, 2007. Dollars in thousands
Published June 24, 2008

Rank   Total consumer loans Residential mortgage loans All other consumer loans Consumer loans as
% of total loans
Total Home equity
lines of credit
First mortgages
and home loans
2Q 2007 vs. 2Q 2006 2Q 2007 vs. 2Q 2006 2Q 2007 vs. 2Q 2006 2Q 2007 vs. 2Q 2006 2Q 2007 vs. 2Q 2006 2Q 2007 vs. 2Q 2006
1 Bank of America Corp. Charlotte $499,581,595   16.4% $352,830,383   19.0% $81,972,110   17.0% $270,858,273   19.5% $146,751,212   10.8% 63.4%   62.5%
2 Citigroup Inc. New York 442,509,000   17.1 239,730,000   18.6 26,784,000   9.1 212,946,000   20.0 202,779,000   15.3 55.5   56.0
3 JPMorgan Chase & Co. New York 281,910,000   5.0 160,856,000   4.0 63,686,000   11.7 97,170,000   -0.6 121,054,000   6.4 56.4   59.0
4 Wachovia Corp. Charlotte 258,185,000   92.4 223,839,000   115.2 24,690,000   -4.3 199,149,000   154.6 34,346,000   13.7 57.1   45.3
5 Wells Fargo & Co. San Francisco 237,543,000   7.7 166,030,000   7.5 63,968,000   2.0 102,062,000   11.2 71,513,000   8.3 62.8   64.7
6 HSBC North America Holdings Inc. Mettawa, Ill. 215,061,658   -0.5 127,181,867   -6.5 7,438,574   -15.3 119,743,293   -5.9 87,879,791   9.8 76.2   77.7
7 Citizens Financial Group Inc. Providence, R.I. 77,098,726   0.7 54,332,011   3.8 10,937,581   -13.4 43,394,430   9.2 22,766,715   -5.9 70.6   71.9
8 SunTrust Banks Inc. Atlanta 69,319,709   0.1 56,749,086   1.0 14,303,659   2.9 42,445,427   0.4 12,570,623   -3.7 52.8   52.8
9 U.S. Bancorp Minneapolis 68,703,000   9.3 40,982,000   5.7 11,594,000   3.5 29,388,000   6.6 27,721,000   15.2 45.7   43.6
10 Capital One Financial Corp. McLean, Va. 63,048,573   24.3 16,342,831   175.9 1,839,395   105.5 14,503,436   188.4 46,705,742   4.2 66.5   83.2
11 National City Corp. Cleveland, Ohio 54,819,176   -12.6 48,735,962   -13.8 17,261,087   -12.7 31,474,875   -14.4 6,083,214   -2.2 48.0   55.1
12 BB&T Corp. Winston-Salem, N.C. 40,533,460   7.7 30,535,816   6.7 4,207,400   -7.4 26,328,416   9.3 9,997,644   10.9 45.8   46.9
13 Regions Financial Corp. Birmingham, Ala. 37,303,416   61.2 31,719,184   59.6 11,344,745   122.0 20,374,439   38.0 5,584,232   71.3 38.9   37.5
14 Taunus Corp. New York 33,958,000   193.6 28,496,000   159.1 471,000   NA 28,025,000   154.8 5,462,000   863.3 48.3   34.9
15 Fifth Third Bancorp Cincinnati 33,669,214   5.5 20,953,916   0.8 9,672,885   -2.3 11,281,031   3.6 12,715,298   14.3 43.5   43.4
16 PNC Financial Services Group Inc. Pittsburgh, Pa. 30,050,200   19.1 24,901,643   16.0 6,635,545   7.0 18,266,098   19.6 5,148,557   36.6 44.6   47.9
17 BancWest Corp. Honolulu 24,627,538   5.1 12,979,991   4.6 1,682,804   -3.2 11,297,187   5.9 11,647,547   5.6 52.1   52.8
18 Barclays Group US Inc. Wilmington, Del. 24,439,781   77.1 19,592,401   80.7 0   NA 19,592,401   80.7 4,847,380   63.9 77.7   78.2
19 KeyCorp Cleveland 20,559,650   -10.5 12,490,197   -16.5 7,157,523   -10.9 5,332,674   -22.9 8,069,453   0.5 28.9   32.1
20 Popular Inc. Hato Rey, Puerto Rico 15,968,000   -6.4 11,264,000   -10.3 414,000   47.9 10,850,000   -11.6 4,704,000   4.5 48.8   52.9
21 UnionBanCal Corp. San Francisco 15,560,059   7.9 15,351,149   8.2 2,338,211   3.8 13,012,938   9.0 208,910   -10.0 41.2   41.5
22 M&T Bank Corp. Buffalo 15,479,803   6.1 10,725,987   5.8 4,133,201   -3.9 6,592,786   13.0 4,753,816   6.8 35.4   35.1
23 Harris Financial Corp. Wilmington, Del. 15,435,206   8.1 10,458,284   9.3 2,977,135   -0.3 7,481,149   13.6 4,976,922   5.7 45.6   49.6
24 Huntington Bancshares Inc. Columbus, Ohio 13,191,262   -0.4 9,975,031   -3.1 2,980,673   -14.2 6,994,358   2.6 3,216,231   9.3 48.6   49.7
25 First Horizon National Corp. Memphis 12,046,928   -1.9 11,823,320   -0.5 4,590,631   -13.5 7,232,689   10.0 223,608   -44.9 46.8   49.3
26 Northern Trust Corp. Chicago 10,727,798   3.6 8,852,976   2.6 1,641,767   -2.5 7,211,209   3.8 1,874,822   8.2 44.6   48.6
27 Marshall & Ilsley Corp. Milwaukee 10,321,706   2.4 9,291,649   2.4 2,084,161   -17.6 7,207,488   10.1 1,030,057   2.1 23.8   24.9
28 TD Commerce Bank Portland, Maine 10,249,853   -4.2 7,039,769   -5.4 2,660,748   -8.7 4,379,021   -3.2 3,210,084   -1.4 38.7   41.3
29 BBVA USA Bancshares Inc. The Woodlands, Tex. 9,956,488   5.8 5,918,333   14.2 1,893,555   11.2 4,024,778   15.7 4,038,155   -4.6 39.1   38.8
30 Webster Financial Corp. Waterbury, Conn. 7,106,730   -7.4 7,039,009   -7.9 1,602,325   1.2 5,436,684   -10.3 67,721   105.0 55.5   59.1
31 TCF Financial Corp. Wayzata, Minn. 6,923,938   5.3 6,768,482   7.3 1,284,516   -1.1 5,483,966   9.5 155,456   -42.0 59.1   58.9
32 Zions Bancorp. Salt Lake City 6,558,339   2.2 5,757,364   2.4 1,497,237   17.6 4,260,127   -2.1 800,975   0.8 17.8   19.6
33 RBC Bancorp. Raleigh 5,770,916   15.2 5,386,634   15.7 1,816,154   20.2 3,570,480   13.6 384,282   8.9 36.8   38.4
34 Associated Banc-Corp Green Bay, Wis. 5,349,636   -9.1 4,483,905   -9.3 1,533,616   -4.4 2,950,289   -11.6 865,731   -8.4 35.1   38.1
35 Synovus Financial Corp. Columbus, Ga. 4,879,746   6.1 4,214,966   7.5 1,438,411   14.0 2,776,555   4.4 664,780   -1.8 19.0   19.3
36 Colonial BancGroup Inc. Montgomery, Ala. 4,725,275   -9.4 4,483,844   -10.2 611,059   -6.7 3,872,785   -10.7 241,431   8.1 27.0   29.9
37 Comerica Inc. Dallas 4,530,659   13.1 3,925,568   14.6 1,281,544   -2.8 2,644,024   25.6 605,091   4.2 9.3   8.6
38 First BanCorp. San Juan, Puerto Rico 4,526,928   4.8 2,850,724   10.9 25,277   39.8 2,825,447   10.7 1,676,204   -4.1 40.3   39.7
39 R and G Financial Corp. Hato Rey, Puerto Rico 4,488,865   -19.3 4,209,149   -20.8 103,575   -7.2 4,105,574   -21.1 279,716   14.5 57.5   61.8
40 Commerce Bancshares Inc. Kansas City, Mo. 4,484,182   10.0 2,227,380   8.3 429,567   -0.3 1,797,813   10.6 2,256,802   11.7 42.8   43.4
41 Santander BanCorp San Juan, Puerto Rico 4,281,204   11.9 2,955,718   10.1 17   -5.6 2,955,701   10.1 1,325,486   16.0 61.1   58.9
42 Valley National Bancorp Wayne, N.J. 3,933,476   -2.0 2,434,447   -8.6 328,042   -16.1 2,106,405   -7.3 1,499,029   11.0 48.0   48.1
43 Citizens Republic Bancorp Inc. Flint, Mich. 3,908,805   54.9 2,885,472   93.1 723,312   26.8 2,162,160   134.0 1,023,333   -0.6 42.0   43.9
44 City National Corp. Beverly Hills 3,782,078   9.6 3,419,051   9.1 409,505   12.4 3,009,546   8.7 363,027   14.6 34.3   35.1
45 Bank of New York Mellon Corp. 3,780,000   -52.2 3,431,000   -48.5 71,000   -96.6 3,360,000   -26.3 349,000   -72.2 9.8   18.0
46 First Citizens BancShares Inc. Raleigh 3,775,170   1.9 2,412,814   1.5 1,374,212   0.4 1,038,602   3.1 1,362,356   2.6 36.0   36.9
47 Bank of Hawaii Corp. Honolulu 3,770,227   0.0 3,096,532   1.2 662,598   -13.1 2,433,934   5.9 673,695   -5.2 57.3   58.4
48 New York Private Bank and Trust Corp. 3,683,707   -11.5 3,676,968   -11.5 3,695   10.1 3,673,273   -11.5 6,739   -7.1 51.5   63.8
49 Investors Bancorp MHC Short Hills, N.J. 3,340,942   18.2 3,339,153   18.2 21,269   -14.1 3,317,884   18.5 1,789   11.7 92.8   95.2
50 Fulton Financial Corp. Lancaster, Pa. 3,322,138   -5.5 2,843,917   -5.2 535,746   -9.0 2,308,171   -4.3 478,221   -7.1 30.5   34.1
51 FirstMerit Corp. Akron 3,229,199   -0.5 1,752,892   0.5 708,650   -6.1 1,044,242   5.5 1,476,307   -1.6 45.4   47.3
52 BancorpSouth Inc. Tupelo, Miss. 3,014,651   -0.9 2,615,545   -1.2 402,577   25.3 2,212,968   -4.9 399,106   1.8 33.3   39.9
53 NewAlliance Bancshares Inc. New Haven, Conn. 2,997,488   21.2 2,957,863   20.5 239,366   -9.2 2,718,497   24.1 39,625   115.9 65.1   66.6
54 Trustmark Corp. Jackson, Miss. 2,978,960   3.5 1,960,533   -0.2 287,364   4.3 1,673,169   -0.9 1,018,427   11.5 43.2   46.9
55 Wilmington Trust Corp. Del. 2,707,549   2.9 1,412,398   5.7 408,666   -3.2 1,003,732   9.8 1,295,151   0.1 32.3   33.6
56 Arvest Bank Group Inc. Bentonville, Ark. 2,602,907   -2.1 1,853,207   -5.2 218,097   -0.6 1,635,110   -5.8 749,700   6.8 41.2   44.3
57 BBVAPR Holding Corp. San Juan, Puerto Rico 2,443,073   5.3 1,112,589   20.4 0   NA 1,112,589   20.4 1,330,484   -4.7 58.6   59.5
58 Provident Financial Services Inc. Jersey City, N.J. 2,331,738   1.2 2,157,208   2.3 88,398   5.4 2,068,810   2.1 174,530   -9.9 56.7   61.1
59 BOK Financial Corp. Tulsa 2,330,903   20.9 1,502,727   17.7 138,051   7.2 1,364,676   18.9 828,176   27.2 19.9   19.7
60 Eastern Bank Corp. Boston 2,330,749   -8.8 1,392,121   -6.2 193,020   -12.3 1,199,101   -5.1 938,628   -12.3 54.4   55.3
61 First Citizens Bancorp. Inc. Columbia, S.C. 2,274,307   -1.3 1,724,470   -2.3 535,812   9.3 1,188,658   -6.7 549,837   1.7 57.1   62.2
62 South Financial Group Inc. Greenville, S.C. 2,226,542   -1.6 1,424,202   -6.6 518,641   -1.3 905,561   -9.4 802,340   8.9 22.1   23.8
63 F.N.B. Corp. Hermitage, Pa. 2,125,159   -4.0 1,523,291   -2.8 211,450   -8.2 1,311,841   -1.8 601,868   -6.9 49.4   52.5
64 United Bankshares Inc. Charleston, W.Va. 2,045,777   -4.5 1,703,640   -4.4 480,484   -11.5 1,223,156   -1.4 342,137   -4.6 42.5   44.5
65 Boston Private Financial Holdings Inc. 2,044,579   12.9 1,928,952   14.2 239,305   9.7 1,689,647   14.8 115,627   -5.4 44.5   45.8
66 Pacific Capital Bancorp Santa Barbara, Calif. 1,986,681   4.4 1,805,817   20.9 261,959   -5.7 1,543,858   27.0 180,864   -55.8 36.5   36.5
67 Irwin Financial Corp. Columbus, Ind. 1,961,124   11.7 1,920,358   13.5 458,589   -8.9 1,461,769   23.0 40,766   -36.3 35.4   34.8
68 Sterling Financial Corp. Spokane 1,934,612   27.7 1,502,502   21.5 105,116   -13.1 1,397,386   25.2 432,110   55.5 22.3   27.2
69 NBT Bancorp Inc. Norwich, N.Y. 1,918,936   6.2 1,287,180   1.7 162,445   -12.3 1,124,735   4.2 631,756   16.5 55.9   54.0
70 Park National Corp. Newark, Ohio 1,905,643   11.6 1,332,008   11.4 244,123   8.9 1,087,885   12.0 573,635   12.2 46.2   50.7
71 Old National Bancorp Evansville, Ind. 1,898,956   -0.1 1,189,432   2.1 252,198   -18.2 937,234   9.4 709,524   -3.5 39.0   39.0
72 Community Bank System Inc. De Witt, N.Y. 1,815,559   11.2 1,263,438   17.0 96,684   -10.5 1,166,754   20.1 552,121   -0.3 65.6   66.8
73 Provident Bankshares Corp. Baltimore 1,785,493   -2.6 1,398,205   -0.9 609,692   0.7 788,513   -2.1 387,288   -8.3 45.3   48.6
74 First Commonwealth Financial Corp. Indiana, Pa. 1,784,317   -0.3 1,288,089   7.7 176,490   -6.9 1,111,599   10.5 496,228   -16.6 48.6   48.6
75 FirstBank Holding Co. Lakewood, Colo. 1,768,244   9.8 1,676,477   9.6 164,763   8.1 1,511,714   9.7 91,767   14.5 57.0   63.4
76 Central Bancompany Inc. Jefferson City, Mo. 1,648,737   1.1 1,174,938   3.9 186,693   11.7 988,245   2.6 473,799   -5.2 31.9   35.1
77 Riverside Banking Co. Fort Pierce, Fla. 1,645,510   8.7 923,652   15.5 189,217   23.6 734,435   13.6 721,858   1.1 63.0   67.0
78 United Community Banks Inc. Blairsville, Ga. 1,625,718   11.8 1,443,212   12.3 330,357   20.5 1,112,855   10.1 182,506   8.1 27.0   30.1
79 Wintrust Financial Corp. Lake Forest, Ill. 1,574,765   1.0 1,253,317   0.4 686,616   5.4 566,701   -5.1 321,448   3.5 22.9   25.2
80 First Banks Inc. Clayton, Mo. 1,529,334   -6.2 1,456,064   -7.3 289,523   5.4 1,166,541   -10.0 73,270   21.5 19.1   21.5
81 IberiaBank Corp. Lafayette, La. 1,499,039   41.5 1,102,984   46.1 91,824   22.5 1,011,160   48.7 396,055   30.0 45.7   51.8
82 Republic Bancorp Inc. Louisville 1,483,076   4.2 1,456,980   3.9 268,069   4.7 1,188,911   3.8 26,096   18.4 63.0   64.8
83 Chemical Financial Corp. Midland, Mich. 1,480,752   4.0 1,191,811   4.0 117,966   -11.2 1,073,845   5.9 288,941   4.1 52.8   51.5
84 Hancock Holding Co. Gulfport, Miss. 1,449,571   7.1 887,350   7.9 202,133   55.2 685,217   -0.9 562,221   5.8 42.1   44.5
85 Independent Bank Corp. Ionia, Mich. 1,392,235   3.1 1,009,148   4.8 125,605   -15.7 883,543   8.5 383,087   -1.0 54.9   50.3
86 Susquehanna Bancshares Inc. Lititz, Pa. 1,384,186   -16.4 1,086,757   -18.9 116,856   -38.5 969,901   -15.6 297,429   -6.2 24.8   28.8
87 WesBanco Inc. Wheeling, W.Va. 1,357,924   -6.3 1,103,718   -7.0 162,938   -10.7 940,780   -6.4 254,206   -2.9 47.8   49.6
88 UMB Financial Corp. Kansas City 1,319,417   4.0 400,688   44.3 233,735   72.4 166,953   17.4 918,729   -7.3 33.2   35.2
89 Whitney Holding Corp. New Orleans 1,304,838   6.8 1,093,809   9.0 134,038   9.0 959,771   9.0 211,029   -3.1 17.7   17.7
90 FBOP Corp. Oak Park, Ill. 1,293,946   36.5 1,261,071   37.4 638,155   99.4 622,916   4.2 32,875   8.9 12.6   9.9
91 National Penn Bancshares Inc. Boyertown, Pa. 1,194,512   3.4 1,130,954   2.6 194,111   -8.7 936,843   5.3 63,558   19.9 32.0   33.0
92 First Interstate BancSystem Inc. Billings, Mont. 1,171,918   15.7 560,357   35.8 88,231   1.9 472,126   44.8 611,561   1.8 33.6   31.1
93 Bremer Financial Corp. St. Paul 1,160,570   -2.4 856,545   -0.4 316,687   -20.0 539,858   16.3 304,025   -7.5 22.6   24.7
94 First Charter Corp. Charlotte 1,150,556   -8.8 1,097,497   -8.2 397,396   -15.5 700,101   -3.5 53,059   -19.1 32.3   40.9
95 Community Trust Bancorp Inc. Pikeville, Ky. 1,142,034   5.6 707,094   6.0 92,646   -7.5 614,448   8.4 434,940   5.0 51.5   50.5
96 W Holding Co. Inc. Mayaguez, Puerto Rico 1,135,392   6.5 778,351   13.3 4,530   NA 773,821   12.7 357,041   -5.9 12.3   12.9
97 Glacier Bancorp Inc. Kalispell, Mont. 1,134,275   17.6 985,143   20.6 282,491   15.7 702,652   22.7 149,132   1.3 33.5   35.7
98 First Financial Bancorp. Cincinnati 1,082,306   -19.3 911,810   -14.6 249,992   4.0 661,818   -20.0 170,496   -37.6 42.4   50.8
99 City Holding Co. Charleston, W.Va. 1,048,986   1.4 1,001,612   2.7 191,262   -18.2 810,350   9.3 47,374   -20.5 60.6   62.4
100 Oriental Financial Group Inc. San Juan, Puerto Rico 1,047,762   3.1 1,017,336   4.0 1,267   -71.1 1,016,069   4.4 30,426   -21.1 81.8   87.5
101 Westamerica Bancorp. San Rafael, Calif. 1,022,134   1.2 542,135   -6.1 47,133   -16.5 495,002   -5.0 479,999   11.0 40.5   39.1
102 Cullen/Frost Bankers Inc. San Antonio, Tex. 996,572   11.5 632,267   11.7 85,887   8.6 546,380   12.2 364,305   11.2 13.4   13.6
103 International Bancshares Corp. Laredo, Tex. 996,159   -6.5 775,593   -5.9 11,332   -29.5 764,261   -5.4 220,566   -8.5 19.4   22.1
104 First Midwest Bancorp Inc. Itasca, Ill. 994,210   -13.3 873,085   -8.1 371,083   -15.0 502,002   -2.3 121,125   -38.3 20.2   22.7
105 Harleysville National Corp. Pa. 988,644   0.0 897,224   -0.8 253,064   26.2 644,160   -8.5 91,420   9.2 47.5   48.6
106 First Merchants Corp. Muncie, Ind. 977,669   2.0 771,234   2.8 89,495   -13.1 681,739   5.4 206,435   -1.1 34.8   36.9
107 Central Pacific Financial Corp. Honolulu 975,267   9.4 781,355   11.0 148,796   9.0 632,559   11.5 193,912   3.3 24.5   24.0
108 Bangor Bancorp MHC Bangor, Maine 972,586   NA 505,197   NA 188,464   NA 316,733   NA 467,389   NA 61.1   NA
109 AMCORE Financial Inc. Rockford, Ill. 960,665   -2.8 643,958   -4.5 178,578   0.6 465,380   -6.3 316,707   0.7 23.8   25.3
110 Cambridge Financial Group Inc. Cambridge, Mass. 952,498   2.2 951,075   2.2 58,900   -3.9 892,175   2.6 1,423   -1.0 67.0   65.1
111 Independent Bank Corp. Rockland, Mass. 908,153   -12.1 684,024   -8.6 192,660   -10.1 491,364   -8.0 224,129   -21.2 45.9   50.5
112 First American Bank Corp. Elk Grove Village, Ill. 878,696   7.2 858,609   7.3 556,820   -6.2 301,789   45.9 20,087   2.4 42.3   43.2
113 First National Bank Holding Co. Scottsdale, Ariz. 876,444   -11.7 864,579   -12.2 41,301   14.6 823,278   -13.3 11,865   61.3 23.3   28.8
114 MainSource Financial Group Inc. Greensburg, Ind. 874,066   -2.3 747,995   -2.4 109,792   -54.0 638,203   20.9 126,071   -1.8 54.2   57.6
115 Capital City Bank Group Inc. Tallahassee, Fla. 871,879   -7.2 630,289   -9.9 141,508   -4.7 488,781   -11.3 241,590   0.7 45.2   45.8
116 Washington Trust Bancorp Inc. Westerly, R.I. 858,766   1.2 812,962   0.7 139,256   -9.0 673,706   3.0 45,804   12.1 57.5   59.2
117 Johnson Financial Group Inc. Racine, Wis. 836,961   1.9 749,846   -0.1 255,167   1.7 494,679   -1.0 87,115   23.1 24.7   27.0
118 Salem Five Bancorp Salem, Mass. 831,975   0.0 789,453   -1.0 124,030   -7.1 665,423   0.2 42,522   23.2 50.5   56.3
119 MB Financial Inc. Chicago 826,396   74.1 725,261   59.9 344,721   50.1 380,540   69.9 101,135   378.3 15.1   11.9
120 United National Corp. Sioux Falls, S.D. 822,064   14.3 98,615   19.4 11,031   -4.7 87,584   23.3 723,449   13.6 78.2   77.9
121 Fidelity Southern Corp. Atlanta 807,458   7.0 90,669   -38.5 47,633   0.5 43,036   -57.0 716,789   18.1 57.4   60.5
122 Integra Bank Corp. Evansville, Ind. 800,858   -0.4 616,622   3.1 154,400   11.2 462,222   0.7 184,236   -10.5 36.0   44.8
123 First Bancorp Troy, N.C. 796,787   3.0 717,445   2.2 180,728   7.3 536,717   0.7 79,342   10.7 44.1   47.2
124 BancFirst Corp. Oklahoma City 769,928   -2.1 514,428   -0.7 38,982   -8.1 475,446   -0.1 255,500   -4.7 32.8   33.6
125 Apple Financial Holdings Inc. New York 769,448   NA 744,334   NA 38,071   NA 706,263   NA 25,114   NA 61.2   NA
126 Prosperity Bancshares Inc. Houston 747,918   46.7 622,194   41.9 15,512   5.6 606,682   43.2 125,724   76.0 23.5   23.1
127 Arrow Financial Corp. Glens Falls, N.Y. 735,235   1.8 395,733   4.0 46,987   -7.5 348,746   5.8 339,502   -0.6 72.2   72.6
128 Simmons First National Corp. Pine Bluff, Ark. 732,064   2.5 381,954   5.5 15,097   0.2 366,857   5.7 350,110   -0.5 40.0   40.8
129 PrivateBancorp Inc. Chicago 730,161   6.2 630,862   7.0 110,693   2.9 520,169   7.9 99,299   1.0 19.6   23.2
130 Sandy Spring Bancorp Inc. Olney, Md. 722,816   -6.9 650,738   -6.9 212,626   4.0 438,112   -11.4 72,078   -7.0 33.1   43.3
131 American National Corp. Omaha 701,336   6.1 228,522   0.3 70,043   9.9 158,479   -3.5 472,814   9.2 52.5   51.4
132 First Financial Corp. Terre Haute, Ind. 686,363   1.5 419,718   1.3 24,707   -4.0 395,011   1.7 266,645   1.7 48.6   48.8
133 Fremont Bancorp. Calif. 678,000   22.4 671,113   22.7 275,007   -8.8 396,106   61.3 6,887   -1.5 38.7   38.1
134 Pinnacle Bancorp Inc. Central City, Neb. 668,138   4.2 528,132   5.5 58,836   2.0 469,296   6.0 140,006   -0.7 20.3   20.8
135 Rockville Financial MHC Inc. Vernon Rockville, Conn. 667,447   7.2 657,451   6.5 85,621   -5.9 571,830   8.7 9,996   83.5 61.9   64.6
136 Ocean Bankshares Inc. Miami 657,244   8.4 634,814   9.5 86,554   11.7 548,260   9.2 22,430   -15.8 15.0   12.8
137 S&T Bancorp Inc. Indiana, Pa. 655,989   7.5 579,571   7.2 55,879   -17.8 523,692   10.8 76,418   9.8 23.9   23.3
138 Cathay General Bancorp Los Angeles 655,212   18.9 636,881   19.1 108,771   -12.8 528,110   28.8 18,331   12.8 10.6   10.2
139 Utrecht-America Holdings Inc. New York 649,674   111.6 589,062   115.7 215,167   86.8 373,895   136.7 60,612   78.9 3.9   1.4
140 Banner Corp. Walla Walla, Wash. 642,262   26.3 558,369   21.0 84,389   70.8 473,980   15.1 83,893   77.9 17.8   18.0
141 MetLife Inc. New York 641,550   -30.6 487,266   -13.0 14,178   118050.0 473,088   -15.5 154,284   -57.6 1.1   1.8
142 Lakeland Bancorp Inc. Oak Ridge, N.J. 640,223   3.2 550,247   4.8 88,392   -15.7 461,855   9.9 89,976   -5.7 37.3   43.5
143 Renasant Corp. Tupelo, Miss. 636,978   -9.8 559,773   -11.1 138,185   72.9 421,588   -23.3 77,205   1.0 31.6   40.0
144 W.T.B. Financial Corp. Spokane 635,730   18.9 557,174   19.7 239,018   27.9 318,156   14.3 78,556   13.5 22.4   20.8
145 SCBT Financial Corp. Columbia, S.C. 634,296   -1.0 502,250   -1.6 137,464   -4.2 364,786   -0.7 132,046   1.4 34.6   38.2
146 TriCo Bancshares Chico, Calif. 631,647   0.6 485,375   0.1 289,175   1.0 196,200   -1.1 146,272   2.3 41.9   43.1
147 Dickinson Financial Corp. II Kansas City, Mo. 630,121   6.5 568,698   5.9 101,130   -0.4 467,568   7.4 61,423   12.1 16.9   17.6
148 Amarillo National Bancorp Inc. Tex. 625,699   22.7 229,643   13.5 2,894   -24.5 226,749   14.2 396,056   28.7 33.9   36.7
149 Union Bankshares Corp. Bowling Green, Va. 620,300   5.4 449,062   2.4 119,681   16.2 329,381   -1.8 171,238   14.3 37.3   38.0
150 Seacoast Banking Corp. of Florida Stuart, Fla. 616,380   8.7 535,288   11.8 56,563   7.8 478,725   12.3 81,092   -8.5 33.9   35.1


Note: Ranked by sum of consumer and residential mortgage loans, where residential mortgage loans include home equity loans. Based on data from FRY9C filed by top tier bank holding companies with the Federal Reserve.
Source:

SNL Financial
, Charlottesville, Va.
© 2008 American Banker