Bank Holding Companies with the Largest U.S. Consumer Loan Portfolios

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Bank Holding Companies with the Largest U.S. Consumer Loan Portfolios

Bank Holding Companies with the Largest U.S. Consumer Loan PortfoliosOn June 30, 2008. Dollars in thousands
Published December 10, 2008

Rank   Total consumer loans Residential mortgage loans All other consumer loans Consumer loans as
% of total loans
Total Home equity lines of credit First mortgage
and home loans
2Q '08 vs. 2Q '07 2Q '08 vs. 2Q '07 2Q '08 vs. 2Q '07 2Q '08 vs. 2Q '07 2Q '08 vs. 2Q '07 2Q '08 2Q '07
1 Bank of America Corp. Charlotte $528,451,587 5.8% $358,212,277 1.5% $98,858,385 20.6% $259,353,892 -4.2% $170,239,310 16.0% 59.3% 63.4%
2 Citigroup Inc. New York 455,984,000 3.0 230,870,000 -3.7 30,135,000 12.5 200,735,000 -5.7 225,114,000 11.0 55.5 55.5
3 JPMorgan Chase & Co. New York 280,548,000 -0.5 158,290,000 -1.6 69,754,000 9.5 88,536,000 -8.9 122,258,000 1.0 49.5 56.4
4 Wachovia Corp. Charlotte 275,983,000 6.9 233,342,000 4.2 29,926,000 21.2 203,416,000 2.1 42,641,000 24.2 55.2 57.1
5 Wells Fargo & Co. San Francisco 250,044,000 5.3 174,476,000 5.1 68,059,000 6.4 106,417,000 4.3 75,568,000 5.7 58.8 62.8
6 HSBC North America Holdings Inc. Mettawa, Ill. 193,089,276 -10.2 108,831,739 -14.4 6,703,323 -9.9 102,128,416 -14.7 84,257,537 -4.1 71.2 76.2
7 U.S. Bancorp Minneapolis 77,876,000 13.4 44,277,000 8.0 13,445,000 16.0 30,832,000 4.9 33,599,000 21.2 45.9 45.7
8 Citizens Financial Group Inc. Providence, R.I. 74,288,225 -3.6 52,772,051 -2.9 11,938,310 9.1 40,833,741 -5.9 21,516,174 -5.5 66.6 70.7
9 SunTrust Banks Inc. Atlanta 63,733,402 -8.1 50,887,689 -10.3 15,726,998 10.0 35,160,691 -17.2 12,845,713 2.2 48.6 52.8
10 Capital One Financial Corp. McLean, Va. 60,973,826 -3.3 12,558,497 -23.2 1,649,866 -10.3 10,908,631 -24.8 48,415,329 3.7 62.5 66.5
11 National City Corp. Cleveland 50,699,925 -7.5 44,490,589 -8.7 18,057,337 4.6 26,433,252 -16.0 6,209,336 2.1 43.0 48.0
12 BB&T Corp. Winston-Salem, N.C. 42,583,457 5.1 31,780,107 4.1 5,041,369 19.8 26,738,738 1.6 10,803,350 8.1 44.5 45.8
13 Regions Financial Corp. Birmingham, Ala. 35,651,865 -4.4 29,808,231 -6.0 12,722,641 12.1 17,085,590 -16.1 5,843,634 4.6 35.9 38.9
14 Fifth Third Bancorp Cincinnati 32,922,896 -2.2 22,447,390 7.1 10,349,757 7.0 12,097,633 7.2 10,475,506 -17.6 38.1 43.5
15 PNC Financial Services Group Inc. Pittsburgh 30,567,177 1.7 24,696,522 -0.8 7,273,534 9.6 17,422,988 -4.6 5,870,655 14.0 40.6 44.6
16 BancWest Corp. Honolulu 27,086,091 10.0 15,137,276 16.6 2,145,903 27.5 12,991,373 15.0 11,948,815 2.6 50.8 52.1
17 KeyCorp Cleveland 21,916,712 6.6 13,011,345 4.2 7,589,382 6.0 5,421,963 1.7 8,905,367 10.4 28.2 28.9
18 Barclays Group U.S. Inc. Wilmington, Del. 21,270,031 -13.0 11,966,843 -38.9 0 NA 11,966,843 -38.9 9,303,188 91.9 67.2 77.7
19 UnionBanCal Corp. San Francisco 18,164,746 16.7 17,969,651 17.1 3,050,983 30.5 14,918,668 14.6 195,095 -6.6 39.5 41.2
20 Huntington Bancshares Inc. Columbus, Ohio 17,746,830 34.5 13,117,003 31.5 4,116,772 38.1 9,000,231 28.7 4,629,827 44.0 42.9 48.6
21 TD Banknorth Inc. Portland, Maine 16,861,390 64.5 13,048,797 85.4 3,874,923 45.6 9,173,874 109.5 3,812,593 18.8 35.5 38.7
22 Harris Financial Corp. Wilmington, Del. 16,859,809 9.2 11,748,244 12.3 3,575,591 20.1 8,172,653 9.2 5,111,565 2.7 44.3 45.6
23 M&T Bank Corp. Buffalo 16,520,414 6.7 10,884,590 1.5 4,458,376 7.9 6,426,214 -2.5 5,635,824 18.6 33.6 35.4
24 BBVA USA Bancshares Inc. The Woodlands, Tex. 13,209,763 32.7 8,334,854 40.8 2,430,490 28.4 5,904,364 46.7 4,874,909 20.7 36.2 39.1
25 Marshall & Ilsley Corp. Milwaukee 12,907,259 25.0 11,638,479 25.3 2,460,122 18.0 9,178,357 27.3 1,268,780 23.2 25.7 23.8
26 Northern Trust Corp. Chicago 12,079,516 12.6 9,873,232 11.5 1,850,727 12.7 8,022,505 11.3 2,206,284 17.7 42.1 44.6
27 First Horizon National Corp. Memphis 11,869,269 -1.5 11,513,957 -2.6 4,488,225 -2.2 7,025,732 -2.9 355,312 58.9 47.9 46.9
28 Popular Inc. Hato Rey, Puerto Rico 9,738,000 -39.0 6,158,000 -45.3 843,000 103.6 5,315,000 -51.0 3,580,000 -23.9 35.2 48.8
29 RBC Bancorp. USA Raleigh 7,645,209 32.5 7,205,826 33.8 2,559,609 40.9 4,646,217 30.1 439,383 14.3 36.3 36.8
30 TCF Financial Corp. Wayzata, Minn. 7,484,461 8.1 7,411,034 9.5 1,620,524 26.2 5,790,510 5.6 73,427 -52.8 57.7 59.1
31 Zions Bancorp. Salt Lake City 6,953,226 6.0 6,184,998 7.4 1,910,482 27.6 4,274,516 0.3 768,228 -4.1 16.6 17.8
32 Webster Financial Corp. Waterbury, Conn. 6,770,702 -4.7 6,696,130 -4.9 1,752,769 9.4 4,943,361 -9.1 74,572 10.1 53.0 55.5
33 Associated Banc-Corp Green Bay, Wis. 5,718,254 6.9 4,891,359 9.1 1,351,522 -11.9 3,539,837 20.0 826,895 -4.5 35.3 35.1
34 Bank of New York Mellon Corp. 5,715,000 51.2 4,837,000 41.0 335,000 371.8 4,502,000 34.0 878,000 151.6 11.3 9.8
35 Synovus Financial Corp. Columbus, Ga. 5,510,854 12.9 4,837,061 14.8 1,651,366 14.8 3,185,695 14.7 673,793 1.4 19.9 19.0
36 Commerce Bancshares Inc. Kansas City, Mo. 4,875,927 8.7 2,270,588 1.9 462,353 7.6 1,808,235 0.6 2,605,339 15.4 42.6 42.8
37 First BanCorp. San Juan, Puerto Rico 4,863,380 7.4 3,314,502 16.3 29,695 17.5 3,284,807 16.3 1,548,878 -7.6 39.9 40.3
38 Comerica Inc. Dallas 4,794,083 5.8 4,009,948 2.1 1,510,085 17.8 2,499,863 -5.5 784,135 29.6 9.3 9.3
39 Colonial BancGroup Inc. Montgomery, Ala. 4,754,139 0.6 4,493,112 0.2 662,062 8.3 3,831,050 -1.1 261,027 8.1 27.2 27.0
40 Valley National Bancorp Wayne, N.J. 4,397,707 11.8 2,766,022 13.6 320,715 -2.2 2,445,307 16.1 1,631,685 8.8 48.6 48.1
41 City National Corp. Beverly Hills 4,219,975 11.6 3,815,075 11.6 495,334 21.0 3,319,741 10.3 404,900 11.5 34.7 34.3
42 Investors Bancorp MHC Short Hills, N.J. 4,213,592 26.1 4,210,797 26.1 27,270 28.2 4,183,527 26.1 2,795 56.2 89.8 92.8
43 Santander BanCorp San Juan, Puerto Rico 3,961,847 -7.5 2,830,624 -4.2 3 -82.4 2,830,621 -4.2 1,131,223 -14.7 58.2 61.1
44 First Citizens BancShares Inc. Raleigh 3,961,382 4.9 2,623,562 8.7 1,638,049 19.2 985,513 -5.1 1,337,820 -1.8 35.0 36.0
45 Doral GP Ltd. San Juan, Puerto Rico 3,822,416 NA 3,714,209 NA 0 NA 3,714,209 NA 108,207 NA 70.4 NA
46 Bank of Hawaii Corp. Honolulu 3,820,432 1.3 3,169,290 2.3 693,938 4.7 2,475,352 1.7 651,142 -3.3 58.5 57.3
47 New York Private Bank and Trust Corp. 3,656,906 -0.7 3,625,664 -1.4 3,310 -10.4 3,622,354 -1.4 31,242 363.6 49.5 51.5
48 Citizens Republic Bancorp Inc. Flint, Mich. 3,629,333 -7.1 2,631,720 -8.8 696,252 -3.7 1,935,468 -10.5 997,613 -2.5 38.0 42.0
49 R&G Financial Corp. Hato Rey, Puerto Rico 3,575,005 -20.4 3,313,199 -21.3 22,609 -78.2 3,290,590 -19.9 261,806 -6.4 58.8 57.5
50 Fulton Financial Corp. Lancaster, Pa. 3,481,243 4.8 3,108,179 9.3 686,560 28.2 2,421,619 4.9 373,064 -22.0 29.8 30.5
51 NewAlliance Bancshares Inc. New Haven 3,260,997 8.8 3,234,875 9.4 258,909 8.2 2,975,966 9.5 26,122 -34.1 65.8 65.1
52 BancorpSouth Inc. Tupelo, Miss. 3,166,592 5.0 2,637,756 0.8 470,500 16.9 2,167,256 -2.1 528,836 32.5 32.8 33.3
53 FirstMerit Corp. Akron 3,140,933 -2.7 1,692,534 -3.4 692,812 -2.2 999,722 -4.3 1,448,399 -1.9 43.3 45.4
54 Wilmington Trust Corp. Del. 3,019,050 11.5 1,480,982 4.9 434,597 6.3 1,046,385 4.2 1,538,068 18.8 32.4 32.3
55 Trustmark Corp. Jackson, Miss. 2,812,354 -5.6 1,817,879 -7.3 325,708 13.3 1,492,171 -10.8 994,475 -2.4 39.9 43.2
56 Arvest Bank Group Inc. Bentonville, Ark. 2,763,648 6.2 1,901,644 2.6 234,605 7.6 1,667,039 2.0 862,004 15.0 38.2 41.2
57 Taunus Corp. New York 2,760,000 -91.9 1,509,000 -94.7 0 -100.0 1,509,000 -94.6 1,251,000 -77.1 7.3 48.4
58 BOK Financial Corp. Tulsa 2,749,615 18.0 1,716,194 14.2 169,486 22.8 1,546,708 13.3 1,033,421 24.8 21.8 19.9
59 First Citizens Bancorp. Inc. Columbia, S.C. 2,547,264 12.0 1,974,110 14.5 628,392 17.3 1,345,718 13.2 573,154 4.2 56.6 57.1
60 F.N.B. Corp. Hermitage, Pa. 2,535,622 19.3 1,902,953 24.9 265,397 25.5 1,637,556 24.8 632,669 5.1 45.1 49.4
61 BBVA PR Holding Corp. San Juan, Puerto Rico 2,462,522 0.8 1,147,558 3.1 0 NA 1,147,558 3.1 1,314,964 -1.2 56.8 58.6
62 Susquehanna Bancshares Inc. Lititz, Pa. 2,393,563 72.9 1,998,645 83.9 279,909 139.5 1,718,736 77.2 394,918 32.8 25.9 24.8
63 Boston Private Financial Holdings Inc. 2,391,490 17.0 2,277,728 18.1 303,161 26.7 1,974,567 16.9 113,762 -1.6 42.6 44.5
64 South Financial Group Inc. Greenville, S.C. 2,373,653 6.6 1,543,846 8.4 583,497 12.5 960,349 6.1 829,807 3.4 22.6 22.1
65 Provident Financial Services Inc. Jersey City 2,354,715 1.0 2,208,275 2.4 91,493 3.5 2,116,782 2.3 146,440 -16.1 55.1 56.7
66 National Penn Bancshares Inc. Boyertown, Pa. 2,323,094 94.5 2,101,322 85.8 328,392 69.2 1,772,930 89.2 221,772 248.9 37.9 32.0
67 United Bankshares Inc. Charleston, W.Va. 2,214,132 8.2 1,877,549 10.2 536,466 11.7 1,341,083 9.6 336,583 -1.6 37.9 42.5
68 Sterling Financial Corp. Spokane 2,194,471 13.4 1,691,103 12.6 89,314 -15.0 1,601,789 14.6 503,368 16.5 23.2 22.3
69 NBT Bancorp Inc. Norwich, N.Y. 2,079,474 8.4 1,312,817 2.0 171,828 5.8 1,140,989 1.4 766,657 21.4 57.7 55.9
70 Eastern Bank Corp. Boston 2,042,447 -12.4 1,229,366 -11.7 205,010 6.2 1,024,356 -14.6 813,081 -13.4 52.0 54.4
71 Park National Corp. Newark, Ohio 2,024,794 6.3 1,403,508 5.4 262,826 7.7 1,140,682 4.9 621,286 8.3 46.4 46.2
72 FirstBank Holding Co. Lakewood, Colo. 1,986,977 12.4 1,888,067 12.6 212,252 28.8 1,675,815 10.9 98,910 7.8 54.1 57.0
73 Community Bank System Inc. De Witt, N.Y. 1,949,173 7.4 1,336,754 5.8 90,124 -6.8 1,246,630 6.8 612,419 10.9 66.7 65.6
74 Old National Bancorp Evansville, Ind. 1,835,851 -3.3 1,147,059 -3.6 245,249 -2.8 901,810 -3.8 688,792 -2.9 38.7 39.0
75 Provident Bankshares Corp. Baltimore 1,807,011 1.2 1,424,352 1.9 712,201 16.8 712,151 -9.7 382,659 -1.2 42.9 45.3
76 Pacific Capital Bancorp Santa Barbara, Calif. 1,800,145 -9.4 1,647,215 -8.8 287,353 9.7 1,359,862 -11.9 152,930 -15.4 31.6 36.5
77 Irwin Financial Corp. Columbus, Ind. 1,793,970 -8.5 1,771,285 -7.8 413,915 -9.7 1,357,370 -7.1 22,685 -44.4 32.9 35.4
78 Central Bancompany Inc. Jefferson City, Mo. 1,731,843 5.0 1,236,776 5.3 221,134 18.4 1,015,642 2.8 495,067 4.5 30.9 31.9
79 Wintrust Financial Corp. Lake Forest, Ill. 1,723,309 9.4 1,392,990 11.1 829,811 20.9 563,179 -0.6 330,319 2.8 23.6 22.9
80 First Commonwealth Financial Corp. Indiana, Pa. 1,702,437 -4.6 1,235,334 -4.1 234,757 33.0 1,000,577 -10.0 467,103 -5.9 41.4 48.6
81 United Community Banks Inc. Blairsville, Ga. 1,692,405 4.1 1,521,655 5.4 373,112 12.9 1,148,543 3.2 170,750 -6.4 28.4 27.0
82 First Banks Inc. Clayton, Mo. 1,684,533 10.1 1,613,290 10.8 387,870 34.0 1,225,420 5.0 71,243 -2.8 18.6 19.1
83 FBOP Corp. Oak Park, Ill. 1,665,917 28.7 1,627,383 29.0 903,849 41.6 723,534 16.2 38,534 17.2 12.5 12.6
84 Riverside Banking Co. Fort Pierce, Fla. 1,621,390 -1.5 933,558 1.1 206,668 9.2 726,890 -1.0 687,832 -4.7 61.5 63.0
85 WesBanco Inc. Wheeling, W.Va. 1,617,731 19.1 1,304,794 18.2 213,022 30.7 1,091,772 16.0 312,937 23.1 44.4 47.8
86 Hancock Holding Co. Gulfport, Miss. 1,597,799 10.2 1,008,985 13.7 246,216 21.8 762,769 11.3 588,814 4.7 41.9 42.1
87 Iberiabank Corp. Lafayette, La. 1,550,569 3.4 1,158,623 5.0 125,719 36.9 1,032,904 2.2 391,946 -1.0 42.9 45.8
88 Independent Bank Corp. Ionia, Mich. 1,493,456 7.3 1,036,024 2.7 118,479 -5.7 917,545 3.8 457,432 19.4 57.6 55.0
89 Chemical Financial Corp. Midland, Mich. 1,488,928 0.6 1,192,336 0.0 114,033 -3.3 1,078,303 0.4 296,592 2.6 52.1 52.8
90 Republic Bancorp Inc. Louisville 1,467,242 -1.1 1,438,773 -1.2 289,468 8.0 1,149,305 -3.3 28,469 9.1 62.2 63.1
91 First Interstate BancSystem Inc. Billings, Mont. 1,374,393 17.3 704,063 25.6 133,853 51.7 570,210 20.8 670,330 9.6 30.1 33.6
92 Whitney Holding Corp. New Orleans 1,346,428 3.2 1,135,528 3.8 140,491 4.8 995,037 3.7 210,900 -0.1 16.9 17.7
93 Bremer Financial Corp. St. Paul 1,295,822 11.7 989,368 15.5 449,488 41.9 539,880 0.0 306,454 0.8 23.4 22.6
94 Glacier Bancorp Inc. Kalispell, Mont. 1,241,337 9.4 1,093,503 11.0 358,432 26.9 735,071 4.6 147,834 -0.9 32.5 33.5
95 UMB Financial Corp. Kansas City, Mo. 1,163,299 -11.8 488,190 21.8 322,088 37.8 166,102 -0.5 675,109 -26.5 28.2 33.2
96 Community Trust Bancorp Inc. Pikeville, Ky. 1,160,488 1.6 716,834 1.4 84,259 -9.1 632,575 3.0 443,654 2.0 51.0 51.5
97 Central Pacific Financial Corp. Honolulu 1,147,975 17.7 951,385 21.8 149,116 0.2 802,269 26.8 196,590 1.4 27.4 24.5
98 W Holding Co. Inc. Mayaguez, Puerto Rico 1,128,878 -0.6 795,993 2.3 6,434 42.0 789,559 2.0 332,885 -6.8 12.1 12.3
99 Harleysville National Corp. Pa. 1,117,545 13.0 1,013,359 12.9 317,722 25.6 695,637 8.0 104,186 14.0 44.7 47.5
100 City Holding Co. Charleston, W.Va. 1,085,666 3.5 1,040,034 3.8 177,330 -7.3 862,704 6.5 45,632 -3.7 62.0 60.6
101 International Bancshares Corp. Laredo, Tex. 1,077,202 8.1 861,817 11.1 11,657 2.9 850,160 11.2 215,385 -2.3 18.9 19.4
102 Cullen/Frost Bankers Inc. San Antonio 1,068,721 7.2 708,504 12.1 101,174 17.8 607,330 11.2 360,217 -1.1 12.8 13.4
103 Oriental Financial Group Inc. San Juan, Puerto Rico 1,058,102 1.0 1,035,008 1.7 1,415 11.7 1,033,593 1.7 23,094 -24.1 86.0 81.8
104 Independent Bank Corp. Rockland, Mass. 1,048,145 15.4 866,438 26.7 250,077 29.8 616,361 25.4 181,707 -18.9 40.7 45.9
105 Johnson Financial Group Inc. Racine, Wis. 1,010,104 20.7 927,028 23.6 294,818 15.5 632,210 27.8 83,076 -4.6 23.8 24.7
106 First Financial Bancorp. Cincinnati 990,235 -8.5 863,917 -5.3 272,428 9.0 591,489 -10.6 126,318 -25.9 37.0 42.4
107 Westamerica Bancorp. San Rafael, Calif. 988,556 -3.3 512,026 -5.6 42,494 -9.8 469,532 -5.1 476,530 -0.7 40.7 40.5
108 First Midwest Bancorp Inc. Itasca, Ill. 982,318 -1.2 899,485 3.0 376,441 1.4 523,044 4.2 82,833 -31.6 19.0 20.2
109 Bangor Bancorp MHC Maine 972,684 0.0 585,227 15.8 197,174 4.6 388,053 22.5 387,457 -17.1 57.2 61.2
110 Amcore Financial Inc. Rockford, Ill. 960,618 0.0 603,316 -6.3 176,794 -1.0 426,522 -8.3 357,302 12.8 24.7 23.8
111 Cambridge Financial Group Inc. Mass. 945,129 -0.8 943,809 -0.8 62,848 6.7 880,961 -1.3 1,320 -7.2 64.1 67.0
112 MB Financial Inc. Chicago 927,536 12.2 697,065 -3.9 355,779 3.2 341,286 -10.3 230,471 127.9 15.5 15.1
113 S&T Bancorp Inc. Indiana, Pa. 925,758 41.1 841,665 45.2 80,357 43.8 761,308 45.4 84,093 10.0 26.7 23.9
114 Apple Financial Holdings Inc. New York 906,530 17.8 884,052 18.8 35,103 -7.8 848,949 20.2 22,478 -10.5 61.8 61.2
115 Salem Five Bancorp Mass. 906,308 8.9 862,831 9.3 136,151 9.8 726,680 9.2 43,477 2.2 49.2 50.5
116 Washington Trust Bancorp Inc. Westerly, R.I. 897,840 4.6 843,362 3.7 152,339 9.4 691,023 2.6 54,478 18.9 52.6 57.5
117 First Bancorp Troy, N.C. 883,461 10.9 798,927 11.4 215,674 19.3 583,253 8.7 84,534 6.5 40.7 44.1
118 Camden National Corp. Maine 883,083 45.5 871,789 45.9 132,615 19.2 739,174 52.0 11,294 18.3 57.8 51.0
119 First Merchants Corp. Muncie, Ind. 882,919 -9.7 721,532 -6.4 88,024 -1.6 633,508 -7.1 161,387 -21.8 29.2 34.8
120 Fidelity Southern Corp. Atlanta 854,719 5.9 99,842 10.1 45,431 -4.6 54,411 26.4 754,877 5.3 56.5 57.4
121 First American Bank Corp. Elk Grove Village, Ill. 852,814 -2.9 837,230 -2.5 552,006 -0.9 285,224 -5.5 15,584 -22.4 39.9 42.3
122 MainSource Financial Group Inc. Greensburg, Ind. 841,886 -3.7 724,198 -3.2 118,224 7.7 605,974 -5.0 117,688 -6.6 49.5 54.2
123 United National Corp. Sioux Falls, S.D. 833,099 1.3 102,017 3.4 13,563 23.0 88,454 1.0 731,082 1.1 75.8 78.2
124 StellarOne Corp. Charlottesville, Va. 825,531 130.0 753,548 129.0 190,453 91.6 563,095 145.1 71,983 141.6 35.8 29.8
125 PrivateBancorp Inc. Chicago 817,000 11.9 721,917 14.4 135,086 22.0 586,831 12.8 95,083 -4.2 12.7 19.6
126 BancFirst Corp. Oklahoma City 815,362 5.9 530,413 3.1 37,422 -4.0 492,991 3.7 284,949 11.5 31.3 32.8
127 Cathay General Bancorp Los Angeles 812,211 24.0 796,595 25.1 155,607 43.1 640,988 21.4 15,616 -14.8 11.1 10.6
128 Banner Corp. Walla Walla, Wash. 809,815 26.1 717,459 28.5 124,536 47.6 592,923 25.1 92,356 10.1 20.4 17.8
129 Renasant Corp. Tupelo, Miss. 808,985 27.0 738,194 31.9 176,796 27.9 561,398 33.2 70,791 -8.3 31.3 31.6
130 Capital City Bank Group Inc. Tallahassee, Fla. 798,871 -8.4 553,043 -12.3 150,761 6.5 402,282 -17.7 245,828 1.8 41.7 45.2
131 First Busey Corp. Urbana, Ill. 797,895 35.7 747,584 36.5 117,538 66.6 630,046 32.1 50,311 24.6 25.2 29.7
132 Prosperity Bancshares Inc. Houston 790,548 5.7 664,151 6.7 22,907 47.7 641,244 5.7 126,397 0.5 23.9 23.5
133 Sandy Spring Bancorp Inc. Olney, Md. 779,008 7.8 719,286 10.5 237,115 11.5 482,171 10.1 59,722 -17.1 31.9 33.1
134 Simmons First National Corp. Pine Bluff, Ark. 773,714 5.7 399,936 4.7 15,656 3.7 384,280 4.7 373,778 6.8 40.3 40.0
135 Ocean Bankshares Inc. Miami 760,088 15.6 736,588 16.0 86,897 0.4 649,691 18.5 23,500 4.8 20.5 15.0
136 Arrow Financial Corp. Glens Falls, N.Y. 750,920 2.1 414,599 4.8 47,752 1.6 366,847 5.2 336,321 -0.9 70.6 72.2
137 Integra Bank Corp. Evansville, Ind. 745,554 -6.9 583,291 -5.4 168,256 9.0 415,035 -10.2 162,263 -11.9 30.9 36.0
138 Utrecht-America Holdings Inc. New York 743,267 14.4 684,237 16.2 231,990 7.8 452,247 21.0 59,030 -2.6 4.4 3.9
139 Fremont Bancorp. Calif. 738,730 9.0 730,889 8.9 379,753 38.1 351,136 -11.4 7,841 13.9 43.1 38.7
140 MetLife Inc. New York 732,466 14.2 692,717 42.2 29,392 107.3 663,325 40.2 39,749 -74.2 1.2 1.1
141 W.T.B. Financial Corp. Spokane 731,219 15.0 651,247 16.9 306,038 28.0 345,209 8.5 79,972 1.8 23.4 22.4
142 SCBT Financial Corp. Columbia, S.C. 717,340 13.1 606,829 20.8 196,274 42.8 410,555 12.5 110,511 -16.3 31.7 34.6
143 Rockville Financial MHC Inc. Vernon Rockville, Conn. 716,768 7.4 706,096 7.4 85,075 -0.6 621,021 8.6 10,672 6.8 59.6 61.9
144 Pinnacle Bancorp Inc. Central City, Neb. 712,581 6.7 562,751 6.6 68,022 15.6 494,729 5.4 149,830 7.0 19.8 20.3
145 Capitol Bancorp Ltd. Lansing, Mich. 705,693 33.3 651,936 33.9 183,914 28.6 468,022 36.2 53,757 26.0 15.4 13.9
146 American National Corp. Omaha 704,251 0.4 218,936 -4.2 68,312 -2.5 150,624 -5.0 485,315 2.6 53.6 52.5
147 First Financial Corp. Terre Haute, Ind. 701,104 2.1 407,503 -2.9 25,795 4.4 381,708 -3.4 293,601 10.1 48.0 48.6
148 NewBridge Bancorp Greensboro, N.C. 692,877 74.1 596,643 76.4 214,522 99.0 382,121 65.9 96,234 61.1 44.0 50.1
149 Tompkins Financial Corp. Ithaca, N.Y. 687,722 16.6 607,652 19.0 103,407 15.5 504,245 19.8 80,070 1.3 41.6 43.3
150 Lakeland Bancorp Inc. Oak Ridge, N.J. 686,725 7.3 604,078 9.8 87,608 -0.9 516,470 11.8 82,647 -8.1 34.6 37.3


Note: Ranked by sum of consumer and residential mortgages, where residential mortgages include home equity loans. Based on data from FRY9C filed by top-tier bank holding companies with the Federal Reserve.
Source:

SNL Financial
, Charlottesville, Va.
© 2008 American Banker