Banking Companies with Highest Multiples of Net Income to Salary, Benefits
May 28, 2010, 2:44 p.m. EDT 1 Min Read
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Banking Companies with Highest Multiples of Net Income to Salary, Benefits
Banking Companies with Highest Multiples of Net Income to Salary, BenefitsOn Dec. 31, 2009. Dollars in thousands | |||||
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Rank | Multiple | Net income | Salary and benefits | Return on average assets | |
1 | SBT Bancshares Inc. Dallas | 10.15 | $25,750 | $2,537 | 4.12% |
2 | NRBC Holding Corp. Chicago | 9.07 | 36,721 | 4,047 | 3.11 |
3 | Educational Services of America Inc. Knoxville, Tenn. | 6.98 | 10,452 | 1,497 | NA |
4 | Central Bancorp Inc. Garland, Texas | 6.13 | 160,410 | 26,171 | 8.87 |
5 | Republic Bancorp Co. Oak Brook, Ill. | 2.94 | 40,335 | 13,730 | 3.21 |
6 | First Financial Bancorp. Cincinnati | 2.86 | 246,546 | 86,068 | 5.21 |
7 | Midland States Bancorp Inc. Effingham, Ill. | 2.38 | 29,429 | 12,385 | 3.33 |
8 | Central Bancshares Inc. Golden Valley, Minn. | 2.27 | 19,658 | 8,645 | NA |
9 | New York Community Bancorp Inc. Westbury | 2.16 | 398,646 | 184,690 | 1.19 |
10 | JJR Holding Co. Inc. Brick, N.J. | 2.13 | 13,297 | 6,240 | NA |
11 | Westamerica Bancorp. San Rafael, Calif. | 1.92 | 125,426 | 65,391 | 2.47 |
12 | Citizens Bankshares Inc. Farmington, N.M. | 1.76 | 12,386 | 7,018 | 2.24 |
13 | Waupaca Bancorp. Inc. Wis. | 1.63 | 12,461 | 7,660 | 1.81 |
14 | Great Southern Bancorp Inc. Springfield, Mo. | 1.62 | 65,047 | 40,268 | 1.98 |
15 | Capitol Bancorp. Inc. Britton, S.D. | 1.50 | 11,974 | 8,004 | 1.93 |
16 | Inwood Bancshares Inc. Dallas | 1.49 | 22,535 | 15,091 | 1.69 |
17 | Parke Bancorp Inc. Sewell, N.J. | 1.48 | 6,100 | 4,114 | 0.95 |
18 | First Bancorp Troy, N.C. | 1.45 | 60,259 | 41,588 | 1.95 |
19 | Briscoe Ranch Inc. Uvalde, Texas | 1.41 | 15,180 | 10,780 | 2.34 |
20 | Hometown Community Bancorp Inc. Morton, Ill. | 1.40 | 31,001 | 22,154 | 1.46 |
Fidelity Holding Co. Minnetonka, Minn. | 1.40 | 6,183 | 4,426 | 1.63 | |
22 | Amarillo National Bancorp Inc. Texas | 1.38 | 51,493 | 37,415 | 1.91 |
23 | Bank of the Ozarks Inc. Little Rock | 1.35 | 43,102 | 31,847 | 1.43 |
24 | United National Corp. Sioux Falls, S.D. | 1.34 | 217,149 | 162,524 | 13.70 |
25 | Prosperity Bancshares Inc. Houston | 1.33 | 111,879 | 84,396 | 1.26 |
26 | Iberiabank Corp. Lafayette, La. | 1.32 | 151,250 | 114,379 | 2.39 |
27 | Discover Financial Services Riverwoods, Ill. | 1.29 | 1,104,694 | 853,549 | NA |
28 | National Bankshares Inc. Blacksburg, Va. | 1.26 | 14,319 | 11,336 | 1.47 |
29 | Tri City Bankshares Corp. Oak Creek, Wis. | 1.25 | 22,077 | 17,670 | 2.67 |
30 | Ida Grove Bancshares Inc. Iowa | 1.24 | 15,096 | 12,129 | 1.37 |
31 | Manhattan Banking Corp. Kan. | 1.23 | 8,701 | 7,075 | 1.27 |
32 | Bank of Southside Virginia Corp. Carson | 1.22 | 8,565 | 7,041 | 1.63 |
33 | Industry Bancshares Inc. Texas | 1.20 | 14,580 | 12,161 | 1.45 |
34 | First Bancorp Inc. Damariscotta, Maine | 1.19 | 13,042 | 10,926 | 0.97 |
35 | Weststar Bank Holding Co. Inc. El Paso | 1.18 | 14,447 | 12,251 | 1.86 |
36 | CentraBanc Corp. Waco, Texas | 1.17 | 7,558 | 6,469 | 1.40 |
Franklin Resources Inc. San Mateo, Calif. | 1.17 | 1,131,480 | 968,759 | 12.33 | |
38 | City Holding Co. Charleston, W.Va. | 1.14 | 42,645 | 37,526 | 1.63 |
39 | Heartland Bancorp Inc. Bloomington, Ill. | 1.13 | 23,893 | 21,220 | 1.67 |
40 | Olney Bancshares of Texas Inc. | 1.12 | 19,874 | 17,716 | 1.26 |
Citizens Bancshares Inc. Bluffton, Ohio | 1.12 | 8,715 | 7,792 | 1.55 | |
42 | Plains Bancorp Inc. Lubbock | 1.11 | 13,128 | 11,823 | 1.58 |
43 | FirstPerryton Bancorp Inc. Texas | 1.10 | 11,987 | 10,850 | 1.78 |
44 | International Bancshares Corp. Laredo, Texas | 1.09 | 142,742 | 130,849 | 1.23 |
American National Corp. Omaha | 1.09 | 27,424 | 25,211 | 1.60 | |
46 | Cameron Bancshares Inc. Lake Charles, La. | 1.08 | 11,216 | 10,353 | 1.65 |
First Financial Bankshares Inc. Abilene, Texas | 1.08 | 53,797 | 49,780 | 1.75 | |
48 | FirstBank Holding Co. Lakewood, Colo. | 1.07 | 146,562 | 136,558 | 1.53 |
Rockhold Bancorp Kirksville, Mo. | 1.07 | 3,517 | 3,296 | 0.76 | |
50 | Southside Bancshares Inc. Tyler, Texas | 1.04 | 44,396 | 42,505 | 1.59 |
51 | Citizens Financial Services Inc. Mansfield, Pa. | 1.04 | 9,864 | 9,472 | 1.42 |
CVB Financial Corp. Ontario, Calif. | 1.04 | 65,419 | 62,985 | 0.99 | |
53 | Palm Bancorp Palmerton, Pa. | 0.99 | 7,012 | 7,079 | 1.18 |
Pinnacle Bancorp Inc. Central City, Neb. | 0.99 | 79,491 | 80,655 | 1.46 | |
First Keystone Corp. Berwick, Pa. | 0.99 | 7,937 | 8,056 | 1.07 | |
56 | United Community Bancorp Inc. Chatham, Ill. | 0.98 | 9,357 | 9,530 | 1.17 |
57 | Magnolia Banking Corp. Ark. | 0.96 | 7,899 | 8,200 | 1.24 |
Stockman Financial Corp. Miles City, Mont. | 0.96 | 23,358 | 24,341 | 1.42 | |
East West Bancorp Inc. Pasadena, Calif. | 0.96 | 76,642 | 80,073 | 0.55 | |
Cummins-American Corp. Glenview, Ill. | 0.96 | 12,327 | 12,879 | 1.21 | |
61 | First Artesia Bancshares Inc. N.M. | 0.94 | 12,784 | 13,587 | 1.82 |
62 | Nodaway Valley Bancshares Inc. Maryville, Mo. | 0.93 | 9,552 | 10,234 | 1.43 |
Camden National Corp. Maine | 0.93 | 22,773 | 24,588 | 1.00 | |
64 | First New Mexico Financial Corp. Deming | 0.92 | 4,216 | 4,569 | 1.22 |
Traditional Bancorp. Inc. Mount Sterling, Ky. | 0.92 | 9,160 | 9,969 | 0.99 | |
Middlesex Bancorp MHC Natick, Mass. | 0.92 | 40,689 | 44,293 | NA | |
Guaranty Bancshares Inc. Mount Pleasant, Texas | 0.92 | 11,431 | 12,483 | 1.45 | |
68 | Security National Corp. Omaha | 0.91 | 10,524 | 11,613 | 1.69 |
First Citizens Financial Corp. Mason City, Iowa | 0.91 | 11,735 | 12,958 | 1.13 | |
Ambank Co. Inc. Sioux Center, Iowa | 0.91 | 8,227 | 9,090 | 1.16 | |
71 | Hometown Banc Corp Grand Island, Neb. | 0.90 | 8,154 | 9,056 | 1.17 |
72 | Bar Harbor Bankshares Maine | 0.89 | 10,350 | 11,594 | 0.98 |
American Bancorp. Inc. Sapulpa, Okla. | 0.89 | 9,505 | 10,682 | 1.41 | |
74 | First Citizens Bancorp. Inc. Columbia, S.C. | 0.88 | 101,020 | 114,435 | 1.36 |
75 | First Financial Banc Corp. El Dorado, Ark. | 0.87 | 11,495 | 13,230 | 1.85 |
76 | Hyde Park Bancorp MHC Mass. | 0.86 | 5,369 | 6,224 | 0.01 |
United Bankshares Inc. Charleston, W.Va. | 0.86 | 67,298 | 78,093 | 0.85 | |
78 | Southeast Bancshares Inc. Chanute, Kan. | 0.85 | 3,248 | 3,801 | 1.22 |
79 | Ames National Corp. Iowa | 0.84 | 9,006 | 10,757 | 1.02 |
80 | Stearns Financial Services Inc. St. Cloud, Minn. | 0.83 | 16,641 | 19,938 | 1.31 |
American State Financial Corp. Lubbock | 0.83 | 29,130 | 35,137 | 1.27 | |
Goldman Sachs Group Inc. New York | 0.83 | 13,385,000 | 16,193,000 | 1.47 | |
83 | Republic Bancorp Inc. Louisville | 0.82 | 42,131 | 51,173 | 1.23 |
First Paragould Bankshares Inc. Ark. | 0.82 | 6,521 | 7,923 | 1.05 | |
CBX Corp. Carrollton, Ill. | 0.82 | 6,737 | 8,259 | 0.87 | |
Charter Bankshares Inc. Eau Claire, Wis. | 0.82 | 4,937 | 6,055 | 0.69 | |
87 | RCB Holding Co. Inc. Claremore, Okla. | 0.81 | 18,991 | 23,328 | 1.44 |
First Bancorp Inc. Lebanon, Va. | 0.81 | 11,977 | 14,719 | 1.15 | |
Home BancShares Inc. Conway, Ark. | 0.81 | 26,806 | 33,035 | 1.03 | |
Arrow Financial Corp. Glens Falls, N.Y. | 0.81 | 21,792 | 27,042 | 1.24 | |
91 | NEB Corp. Fond Du Lac, Wis. | 0.80 | 13,859 | 17,332 | 0.96 |
Suffolk Bancorp Riverhead, N.Y. | 0.80 | 22,548 | 28,267 | 1.36 | |
United Bank Corp. Zebulon, Ga. | 0.80 | 13,342 | 16,751 | 1.58 | |
94 | First NBC Bank Holding Co. New Orleans | 0.79 | 5,466 | 6,888 | 0.57 |
95 | Farmers and Merchants Bankshares Inc. Stuttgart, Ark. | 0.78 | 6,539 | 8,361 | NA |
Orrstown Financial Services Inc. Shippensburg, Pa. | 0.78 | 13,373 | 17,105 | 1.19 | |
Midland Financial Corp. Casper, Wyo. | 0.78 | 7,094 | 9,093 | 1.51 | |
1st Summit Bancorp of Johnstown Inc. Pa. | 0.78 | 5,223 | 6,697 | 0.90 | |
99 | Jeff Davis Bancshares Inc. Jennings, La. | 0.77 | 6,663 | 8,636 | 1.35 |
100 | Wilshire Bancorp Inc. Los Angeles | 0.76 | 20,124 | 26,398 | 0.68 |
First Farmers Financial Corp. Converse, Ind. | 0.76 | 7,875 | 10,391 | 1.15 | |
102 | CCFNB Bancorp Inc. Bloomsburg, Pa. | 0.75 | 5,877 | 7,806 | 1.02 |
Bank of Marin Bancorp Novato, Calif. | 0.75 | 12,765 | 17,001 | 1.16 | |
Hills Bancorp. Iowa | 0.75 | 15,985 | 21,443 | 0.88 | |
105 | Merchants Bancorp Inc. Hillsboro, Ohio | 0.74 | 4,519 | 6,082 | NA |
Bank of Hawaii Corp. Honolulu | 0.74 | 144,033 | 194,521 | 1.22 | |
Porter Bancorp Inc. Louisville | 0.74 | 11,068 | 15,009 | 0.65 | |
108 | Park National Corp. Newark, Ohio | 0.73 | 74,192 | 101,225 | 1.05 |
Independent Alliance Banks Inc. Fort Wayne, Ind. | 0.73 | 8,427 | 11,514 | 0.96 | |
Sunflower Financial Inc. Salina, Kan. | 0.73 | 21,019 | 28,830 | 1.23 | |
Premier Financial Bancorp Inc. Huntington, W.Va. | 0.73 | 9,118 | 12,509 | 1.11 | |
Harleysville Savings Financial Corp. Pa. | 0.73 | 4,555 | 6,273 | 0.55 | |
113 | Evangeline Bancshares Inc. Ville Platte, La. | 0.72 | 4,659 | 6,464 | 0.84 |
114 | First Community Bancshares Inc. Batesville, Ark. | 0.71 | 5,822 | 8,146 | 0.98 |
M&F Bancorp Inc. Holly Springs, Miss. | 0.71 | 1,247 | 1,751 | 1.56 | |
First National Security Co. Hot Springs, Ark. | 0.71 | 6,864 | 9,640 | 0.80 | |
Oriental Financial Group Inc. San Juan, Puerto Rico | 0.71 | 22,945 | 32,239 | 0.36 | |
LSB Corp. North Andover, Mass. | 0.71 | 5,037 | 7,083 | 0.64 | |
Valley National Bancorp Wayne, N.J. | 0.71 | 116,061 | 163,746 | 0.81 | |
120 | Penseco Financial Services Corp. Scranton, Pa. | 0.70 | 8,891 | 12,616 | 1.10 |
Falcon Bancshares Inc. Laredo, Texas | 0.70 | 9,666 | 13,749 | 1.04 | |
122 | Whitcorp Financial Co. Leoti, Kan. | 0.69 | 6,086 | 8,765 | 1.01 |
BCB Bancorp Inc. Bayonne, N.J. | 0.69 | 3,748 | 5,403 | 0.61 | |
Lakeland Financial Corp. Warsaw, Ind. | 0.69 | 18,966 | 27,354 | 0.78 | |
Security Bancorp of Tennessee Inc. Halls | 0.69 | 4,567 | 6,631 | 1.27 | |
Lakeside Bancorp Inc. Chicago | 0.69 | 5,663 | 8,257 | 0.54 | |
127 | First Illinois Bancorp Inc. East St. Louis | 0.68 | 3,195 | 4,666 | NA |
Tennessee State Bancshares Inc. Pigeon Forge | 0.68 | 6,839 | 10,022 | 0.93 | |
Planters Holding Co. Indianola, Miss. | 0.68 | 5,584 | 8,270 | 1.00 | |
130 | Durant Bancorp Inc. Okla. | 0.67 | 23,450 | 34,769 | 1.12 |
131 | Forcht Bancorp Inc. Corbin, Ky. | 0.66 | 10,551 | 15,874 | 1.01 |
LCNB Corp. Lebanon, Ohio | 0.66 | 7,766 | 11,727 | 1.08 | |
Farmers and Merchants Bancorp Lodi, Calif. | 0.66 | 20,013 | 30,316 | 1.15 | |
Merchants Bancshares Inc. South Burlington, Vt. | 0.66 | 12,479 | 18,912 | 0.91 | |
New Mexico Banquest Corp. Santa Fe | 0.66 | 8,409 | 12,779 | 1.27 | |
Armed Forces Benefit Association Alexandria, Va. | 0.66 | 15,130 | 22,997 | NA | |
First Security Bancorp Searcy, Ark. | 0.66 | 50,435 | 76,692 | 1.68 | |
Cashmere Valley Financial Corp. Cashmere, Wash. | 0.66 | 7,663 | 11,678 | 0.75 | |
139 | First Guaranty Bancshares Inc. Hammond, La. | 0.65 | 7,021 | 10,732 | 0.74 |
Summit Bancorp Inc. Arkadelphia, Ark. | 0.65 | 9,945 | 15,209 | 0.94 | |
Security Holding Co. Fredericksburg, Texas | 0.65 | 7,627 | 11,677 | 1.27 | |
First of Long Island Corp. Glen Head, N.Y. | 0.65 | 13,463 | 20,696 | 0.96 | |
143 | Independence Bancshares Inc. Owensboro, Ky. | 0.64 | 8,446 | 13,100 | 1.01 |
Northern Trust Corp. Chicago | 0.64 | 864,167 | 1,341,858 | 1.16 | |
Coppermark Bancshares Inc. Oklahoma City | 0.64 | 10,445 | 16,294 | 0.91 | |
146 | First Breckinridge Bancshares Inc. Irvington, Ky. | 0.63 | 5,265 | 8,321 | 0.86 |
Longview Financial Corp. Texas | 0.63 | 11,703 | 18,508 | 1.02 | |
Citizens Bank Holding Inc. Mukwonago, Wis. | 0.63 | 5,380 | 8,521 | 0.88 | |
Montecito Bancorp Santa Barbara, Calif. | 0.63 | 8,873 | 14,067 | 0.98 | |
Red River Bancshares Inc. Alexandria, La. | 0.63 | 7,315 | 11,702 | 0.97 | |
151 | Solvay Bank Corp. N.Y. | 0.62 | 4,855 | 7,788 | 0.91 |
Bridge Bancorp Inc. Bridgehampton, N.Y. | 0.62 | 8,763 | 14,083 | 1.06 | |
Cullen/Frost Bankers Inc. San Antonio | 0.62 | 179,034 | 288,441 | 1.15 | |
CIB Marine Bancshares Inc. Pewaukee, Wis. | 0.62 | 8,004 | 12,949 | 0.97 | |
Hancock Holding Co. Gulfport, Miss. | 0.62 | 74,775 | 121,449 | 1.05 | |
156 | First York Ban Corp. Neb. | 0.61 | 10,093 | 16,554 | 1.27 |
NBT Bancorp Inc. Norwich, N.Y. | 0.61 | 52,011 | 85,565 | 0.96 | |
FNB Bancorp Inc. Newtown, Pa. | 0.61 | 6,762 | 11,130 | 1.01 | |
BOU Bancorp Inc. Ogden, Utah | 0.61 | 9,253 | 15,281 | 1.28 | |
160 | Security National Corp. Dakota Dunes, S.D. | 0.60 | 10,344 | 17,127 | 0.95 |
Penns Woods Bancorp Inc. Williamsport, Pa. | 0.60 | 6,093 | 10,189 | 0.91 | |
Central Banco. Inc. Jefferson City, Mo. | 0.60 | 92,476 | 154,721 | 1.02 | |
Northstar Financial Corp. Denton, Texas | 0.60 | 6,821 | 11,453 | 0.95 | |
Foresight Financial Group Inc. Rockford, Ill. | 0.60 | 5,483 | 9,208 | 0.71 | |
U.S. Bancorp Minneapolis | 0.60 | 2,205,000 | 3,704,000 | 0.82 | |
166 | Tompkins Financial Corp. Ithaca, N.Y. | 0.59 | 31,831 | 53,826 | 1.06 |
Carbon County Holding Co. Rawlins, Wyo. | 0.59 | 2,547 | 4,312 | 1.54 | |
Mid Illinois Bancorp Inc. Peoria | 0.59 | 5,154 | 8,737 | 0.90 | |
ESB Bancorp MHC Easthampton, Mass. | 0.59 | 5,852 | 9,984 | 0.73 | |
170 | Midland Bancshares Inc. Texas | 0.58 | 4,619 | 8,017 | 0.83 |
Community Trust Bancorp Inc. Pikeville, Ky. | 0.58 | 25,059 | 43,561 | 0.82 | |
172 | Intrust Financial Corp. Wichita | 0.57 | 31,784 | 55,350 | 0.90 |
One American Corp. Vacherie, La. | 0.57 | 7,431 | 12,943 | 1.04 | |
Reliable Community Bancshares Inc. Perryville, Mo. | 0.57 | 6,777 | 11,839 | 0.92 | |
USAmeriBancorp Inc. Largo, Fla. | 0.57 | 4,838 | 8,480 | 0.68 | |
Broadway Bancshares Inc. San Antonio | 0.57 | 23,227 | 40,819 | 1.12 | |
Farmers and Merchants Bancorp Inc. Archbold, Ohio | 0.57 | 6,605 | 11,619 | 0.80 | |
Wilson Bank Holding Co. Lebanon, Tenn. | 0.57 | 11,567 | 20,375 | 0.81 | |
179 | CNB Financial Corp. Clearfield, Pa. | 0.56 | 8,512 | 15,177 | 0.81 |
Alliance Financial Corp. Syracuse | 0.56 | 11,448 | 20,428 | 0.81 | |
CNB Bancshares Inc. Sevierville, Tenn. | 0.56 | 5,670 | 10,125 | 0.70 | |
Liberty Bancshares Inc. Springfield, Mo. | 0.56 | 7,630 | 13,657 | 0.82 | |
AFNB Holdings Inc. Houston | 0.56 | 5,146 | 9,239 | 0.73 | |
German American Bancorp Inc. Jasper, Ind. | 0.56 | 12,218 | 21,961 | 0.99 | |
185 | Austin Bancorp Inc. Jacksonville, Texas | 0.55 | 12,319 | 22,322 | 1.17 |
Bank of Commerce Holdings Redding, Calif. | 0.55 | 6,005 | 10,882 | 0.75 | |
Trustmark Corp. Jackson, Miss. | 0.55 | 93,047 | 169,252 | 0.98 | |
Merchants and Southern Banks of Florida Inc. Gainesville | 0.55 | 3,327 | 6,062 | 0.85 | |
PNC Financial Services Group Inc. Pittsburgh | 0.55 | 2,447,823 | 4,478,926 | 0.88 | |
190 | First Citizens Bancshares Inc. Dyersburg, Tenn. | 0.54 | 8,327 | 15,285 | 0.89 |
Independent Bank Group Inc. McKinney, Texas | 0.54 | 7,642 | 14,043 | 0.88 | |
Citizens Holding Co. Philadelphia, Miss. | 0.54 | 7,139 | 13,123 | 0.89 | |
Bank of Kentucky Financial Corp. Crestview Hills | 0.54 | 8,760 | 16,139 | 0.65 | |
Citizens Bancshares of Batesville Inc. Ark. | 0.54 | 4,091 | 7,553 | 0.82 | |
Banterra Corp Eldorado, Ill. | 0.54 | 9,007 | 16,638 | 0.84 | |
FSB Mutual Holdings Inc. Perkasie, Pa. | 0.54 | 5,769 | 10,689 | 0.53 | |
215 Holding Co. Minneapolis | 0.54 | 3,747 | 6,954 | 0.90 | |
First Financial Corp. Terre Haute, Ind. | 0.54 | 22,720 | 42,256 | 0.95 | |
Texas Independent Bancshares Inc. Texas City | 0.54 | 7,647 | 14,252 | 1.08 | |
200 | Canandaigua National Corp. N.Y. | 0.53 | 15,194 | 28,447 | 1.00 |
Note: Only domestic holding companies that file Y-9C reports are included. Based on Y9C filings by top-tier bank holding companies with the Federal Reserve. Figures for prior periods are not adjusted for mergers and acquisitions. Rankings include only companies current as of May 1, 2010.
Source:
SNL Financial
, Charlottesville, Va. © 2010 American Banker