Banking Companies with the Highest Multiples of Net Income to Salary, Benefits

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Banking Companies with the Highest Multiples of Net Income to Salary, Benefits

Banking Companies with Highest Multiples of Net Income to Salary, BenefitsOn June 30, 2011. Dollars in thousands
Published October 14, 2011

Rank   Multiple Net income Salary and
benefits
Return on
average assets
1 Briscoe Ranch Inc. Uvalde, Texas 15.53 $59,338 $3,820 14.47%
2 Berkshire Bancorp Inc New York 9.15 44,209 4,834 10.28
3 NRBC Holding Corp. Chicago 7.89 17,176 2,176 2.68
4 Chinatrust Capital Corp. Torrance, Calif. 4.13 44,350 10,736 5.71
5 Educational Services of America Inc. Knoxville, Tenn. 3.73 8,822 2,366 1.33
6 Barclays Delaware Holdings LLC Wilmington 3.07 197,456 64,214 2.73
7 JJR Holding Co. Inc. Brick, N.J. 2.82 8,844 3,140 3.35
8 Republic Bancorp Inc. Louisville, Ky. 2.63 80,075 30,489 4.75
9 Discover Financial Services Riverwoods, Ill. 2.61 1,190,691 456,465 3.70
10 Mid State Banks Inc. Hawkinsville, Ga. 2.47 6,771 2,739 4.41
11 Bank of the Ozarks Inc. Little Rock, Ark. 2.45 64,847 26,464 3.66
Lauritzen Corp. Omaha, Neb. 2.45 42,262 17,281 5.43
13 Cascade Bancorp Bend, Ore. 2.30 33,055 14,369 0.03
14 SBT Bancshares Inc. Dallas 2.23 4,239 1,897 1.33
15 United National Corp. Sioux Falls, S.D. 2.04 138,562 67,869 15.58
16 Olney Bancshares of Texas Inc.. 2.00 18,404 9,216 2.17
17 Capitol Bancorp. Inc. Britton, S.D. 1.99 7,198 3,611 2.16
18 Industry Bancshares Inc. Industry, Texas 1.89 15,055 7,964 1.90
19 Heartland Bancorp Inc. Bloomington, Ill. 1.87 23,006 12,277 2.70
20 Charter Bankshares Inc. Eau Claire, Wis. 1.71 5,575 3,252 1.53
First Bemidji Holding Co. Minn. 1.71 4,825 2,828 2.74
22 New York Community Bancorp Inc. Westbury 1.67 242,635 145,287 1.19
23 WestStar Bank Holding Co. Inc. El Paso, Texas 1.64 11,335 6,924 2.51
24 Franklin Resources Inc. San Mateo, Calif. 1.60 1,006,448 629,402 15.87
25 Heritage Group Inc. Wood River, Neb. 1.59 5,009 3,146 2.74
26 Parke Bancorp Inc. Swell, N.J. 1.57 4,436 2,821 1.19
27 Stearns Financial Services Inc. St. Cloud, Minn. 1.56 14,122 9,039 2.05
28 Manhattan Banking Corp. Kan. 1.55 6,172 3,973 1.72
29 The Bank of Southside Virginia Corp. Carson 1.54 5,140 3,347 1.87
30 Ida Grove Bancshares Inc. Iowa 1.52 10,021 6,601 1.78
Inwood Bancshares Inc. Dallas 1.52 10,551 6,932 1.61
WNB Bancshares I nc. Odessa, Texas 1.52 9,477 6,245 1.70
33 Lakeside Bancorp Inc. Chicago 1.49 5,821 3,913 1.09
34 First Illinois Bancorp Inc. East St. Louis 1.48 4,600 3,116 1.67
35 Amarillo National Bancorp Inc. Texas 1.47 32,539 22,201 2.31
36 East West Bancorp Inc. Pasadena, Calif. 1.46 116,596 79,641 1.10
Prosperity Bancshares Inc. Houston 1.46 68,970 47,198 1.43
Westamerica Bancorp. San Rafael, Calif. 1.46 43,651 29,988 1.78
39 Citizens Bankshares Inc. Farmington, N.M. 1.45 5,134 3,548 1.72
40 First NBC Bank Holding Co. New Orleans 1.45 8,891 6,135 1.15
41 Intervest Bancshares Corp. New York 1.45 5,039 3,477 0.49
42 National Bankshares Inc. Blacksburg, Va. 1.44 8,240 5,727 1.60
43 Amboy Bancorp. Old Bridge, N.J. 1.43 14,414 10,070 1.22
Rockhold Bancorp Kirksville, Mo. 1.43 2,249 1,574 0.98
45 Ambank Co. Inc. Sioux Center, Iowa 1.42 7,113 5,001 1.87
First California Financial Group Inc. Los Angeles 1.42 18,005 12,641 2.10
47 Waupaca Bancorp. Inc. Wis. 1.41 6,101 4,340 1.61
48 First Citizens Financial Corp. Mason City, Iowa 1.37 8,834 6,461 1.60
49 Herky Hawk Financial Corp. Monticello, Iowa 1.36 2,867 2,115 1.88
West Bancorp. Inc. West Des Moines, Iowa 1.36 8,453 6,225 1.31
51 Stockman Financial Corp. Miles City, Mont. 1.35 17,659 13,085 1.77
52 Citizens Bancshares Inc. Bluffton, Ohio 1.34 5,670 4,234 2.00
53 Blackhawk Bancorp. Inc. Milan, Ill. 1.33 6,054 4,561 1.38
First Financial Banc Corp. El Dorado, Ark. 1.33 10,223 7,696 2.75
55 Capital One Financial Corp. McLean, Va. 1.32 1,927,424 1,454,769 1.99
First Breckinridge Bancshares Inc. Irvington, Ky. 1.32 6,539 4,971 1.92
57 Peoples Financial Services Corp. Hallstead, Pa. 1.31 4,158 3,178 2.16
58 Centrabanc Corp. Waco, Texas 1.30 4,400 3,392 1.48
59 Cathay General Bancorp El Monte, Calif. 1.29 46,365 35,930 0.87
Hills Bancorp. Iowa 1.29 14,131 10,955 1.44
Planters Financial Group Inc. Hopkinsville, Tenn. 1.29 4,700 3,654 2.33
62 Oriental Financial Group Inc. San Juan, Puerto Rico 1.27 29,548 23,309 0.82
63 Parkway Bancorp Inc. Harwood Heights, Ill. 1.26 9,473 7,538 0.76
64 American National Corp. Omaha, Neb. 1.24 16,828 13,619 1.92
American State Financial Corp. Lubbock, Texas 1.24 23,985 19,358 1.75
66 Citizens and Northern Corp. Wellsboro, Pa. 1.22 11,238 9,194 1.71
67 Home BancShares Inc. Conway, Ark. 1.21 26,262 21,758 1.41
68 Citizens Financial Services Inc. Mansfield, Pa. 1.19 5,977 5,033 1.43
69 AFNB Holdings Inc. Houston 1.18 5,309 4,516 1.50
First Security Bancorp Searcy, Ark. 1.18 44,264 37,487 2.34
Hometown Banc Corp Grand Island, Neb. 1.18 6,430 5,447 1.57
72 Ames National Corp. Iowa 1.17 6,716 5,722 1.36
Oxford Bank Corp. Mich. 1.17 2,125 1,810 1.52
74 First Financial Bankshares Inc. Abilene, Texas 1.16 32,815 28,385 1.72
First Paragould Bankshares Inc. Ark. 1.16 4,380 3,773 1.33
Nodaway Valley Bancshares Inc. Maryville, Mo. 1.16 6,072 5,257 1.70
ServisFirst Bancshares Inc. Birmingham, Ala. 1.16 10,716 9,240 1.10
78 Center Bancorp Inc. Union, N.J. 1.14 6,602 5,770 1.04
Penns Wood Bancorp Inc. Jersey Shore, Pa. 1.14 5,817 5,107 1.64
80 Oxford Financial Corp. Addison, Ill. 1.12 4,877 4,363 1.75
81 First Arkansas Bancshares Inc. Jacksonville 1.11 6,303 5,654 1.84
82 FirstBank Holding Co. Lakewood, Colo. 1.10 80,201 73,049 1.48
83 Citco Community Bancshares Inc. Elizabethton, Tenn. 1.09 4,483 4,097 1.48
First Keystone Corp. Berwick, Pa. 1.09 5,039 4,634 1.25
Pinnacle Bancorp Inc. Central City, Neb. 1.09 46,644 42,873 1.52
United Community Bancorp Inc. Chatham, Ill. 1.09 8,257 7,593 1.41
87 Magnolia Banking Corp. Ark. 1.07 4,495 4,201 1.31
88 First Bancorp Inc. Damariscotta, Maine 1.06 6,336 6,000 0.90
89 CVB Financial Corp. Ontario, Calif. 1.05 37,637 35,880 1.16
Honat Bancorp Inc. Honesdale, Pa. 1.05 3,657 3,491 2.08
Paducah Bank Shares Inc. Ky. 1.05 5,113 4,887 2.90
Virginia Commerce Bancorp Inc. Arlington 1.05 13,803 13,085 1.00
93 Hometown Community Bancorp Inc. Morton, Ill. 1.04 14,115 13,583 1.04
Plains Bancorp Inc. Dimmit, Texas 1.04 7,404 7,118 1.47
95 Johnson Financial Group Inc. Racine, Wis. 1.03 44,184 42,890 -0.12
Southern Missouri Bancorp Inc. Poplar Bluff 1.03 4,591 4,466 1.98
97 Fidelity Holding Co. Minnetonka, Minn. 1.02 2,023 1,981 1.19
International Bancshares Corp. Laredo, Texas 1.02 66,145 64,654 1.10
99 Carbon County Holding Co. Rawlins, Wyo. 1.01 1,768 1,745 2.09
Liberty Bancshares Inc. Springfield, Mo. 1.01 7,901 7,847 1.53
101 Enterprise Financial Services Corp Clayton, Mo. 1.00 16,961 17,043 1.17
102 Brookline Bancorp Inc. Mass. 0.99 14,267 14,342 1.39
Cashmere Valley Financial Corp. Cashmere, Wash. 0.99 5,981 6,041 1.07
CBX Corp. Carrollton, Ill. 0.99 5,124 5,165 1.06
Hanmi Financial Corp. Los Angeles 0.99 18,438 18,570 1.30
Independence Bancshares Inc. Owensboro, Ky. 0.99 7,446 7,510 1.43
North Jersey Community Bancorp Inc. Englewood Cliffs, N.J. 0.99 3,157 3,180 1.47
Villages Bancorp. Inc. The Villages, Fla. 0.99 4,482 4,542 0.70
109 City Holding Co. Cross Lanes, W.Va. 0.97 19,445 20,095 1.45
Neighbor Insurance Agency Inc. Marion, Iowa 0.97 4,852 5,001 1.64
Northern Bancorp Inc. Woburn, Mass. 0.97 4,074 4,192 1.19
QNB Corp. Quakertown, Pa. 0.97 4,646 4,795 1.13
Wood and Huston Bancorp. Inc. Marshall, Mo. 0.97 3,892 4,014 1.61
114 Camden National Corp. Maine 0.96 13,409 13,965 1.15
115 Guaranty Bancshares Inc. Mount Pleasant, Texas 0.95 7,148 7,560 1.44
116 American Central Bancorp. Inc. Mount Zion, Ill. 0.94 4,935 5,232 1.58
Falcon Bancshares Inc. Laredo, Texas 0.94 5,942 6,319 1.38
NEB Corp. Fond du Lac, Wis. 0.94 8,130 8,617 1.05
Palm Bancorp Palmerton, Pa. 0.94 3,600 3,820 1.06
Traditional Bancorp. Inc. Mount Sterling, Ky. 0.94 5,597 5,946 1.05
U.S. Bancorp Minneapolis 0.94 2,249,000 2,402,000 1.44
122 1st Summit Bancorp of Johnstown Inc. Pa. 0.93 3,628 3,904 1.04
Bar Harbor Bankshares Maine 0.93 5,642 6,066 0.99
First Michigan Bancorp Inc. Troy 0.93 25,803 27,813 2.62
M&T Bank Corp. Buffalo, N.Y. 0.93 528,631 566,268 1.48
Midland Financial Corp. Casper, Wyo. 0.93 4,288 4,615 1.68
127 United Bankshares Inc. Charleston, W.Va. 0.92 35,337 38,394 0.99
128 CM Florida Holdings Inc. Coral Gables 0.91 21,316 23,464 1.08
Planters Holding Co. Indianola, Miss. 0.91 3,906 4,308 1.22
The First of Long Island Corp. Glen Head, N.Y. 0.91 9,443 10,397 1.07
University Financial Corp. Inc. dba Sunrise Community Banks St. Paul, Minn. 0.91 5,661 6,198 1.68
132 Center Financial Corp. Los Angeles 0.90 9,780 10,924 0.86
Lakeland Financial Corp. Warsaw, Ind. 0.90 13,941 15,545 1.02
134 PNC Financial Services Group Inc. Pittsburgh 0.89 1,750,377 1,971,404 1.33
135 Norwood Financial Corp., Honesdale, Pa. 0.88 3,144 3,583 1.06
Orange County Bancorp Inc. Middletown, N.Y. 0.88 3,747 4,262 1.26
137 Choice Financial Holdings Inc. Grafton, N.D. 0.87 3,540 4,089 1.19
Nara Bancorp Inc. Los Angeles 0.87 13,064 14,933 0.89
139 First New Mexico Financial Corp. Deming 0.86 2,162 2,527 1.17
Pinnacle Financial Corp. Elberton, Ga. 0.86 3,748 4,334 1.28
141 Merchants Bancorp Inc. Hillsboro, Ohio 0.85 3,088 3,613 1.06
Sunflower Financial Inc. Salina, Kan. 0.85 10,311 12,090 1.08
143 First Farmers Financial Corp. Converse, Ind. 0.84 5,191 6,170 1.22
Republic Bancorp Co. Orland Park, Ill. 0.84 5,857 6,998 0.79
145 BOU Bancorp Inc. Ogden, Utah 0.83 6,712 8,128 1.82
Coppermark Bancshares Inc. Oklahoma City 0.83 6,947 8,376 1.12
First Bank Corp Fort Smith, Ark. 0.83 11,319 13,642 1.43
Park National Corp. Newark, Ohio 0.83 41,695 50,317 1.14
Starion Bancorp. Bismarck, N.D. 0.83 5,348 6,450 1.35
Valley National Bancorp Wayne, N.J. 0.83 73,479 88,234 1.03
151 Bank of Hawaii Corp. Honolulu 0.82 77,508 94,854 1.18
CNB Financial Corp. Clearfield, Pa. 0.82 7,168 8,723 0.98
Pacific Capital Bancorp Santa Barbara, Calif. 0.82 37,734 45,993 1.27
Pacific Premier Bancorp Inc. Costa Mesa, Calif. 0.82 5,556 6,764 1.22
S&T Bancorp Inc. Indiana, Pa. 0.82 21,205 25,891 1.04
156 Dimeco Inc. Honesdale, Pa. 0.81 2,936 3,620 1.60
First Artesia Bancshares Inc. N.M. 0.81 6,277 7,750 1.57
Harleysville Savings Financial Corp. Pa. 0.81 3,082 3,799 0.72
Security National Corp. Omaha 0.81 5,029 6,246 1.60
Security National Corp. Sioux City, S.D. 0.81 7,142 8,847 1.33
161 American Express Co. New York 0.80 2,508,000 3,117,000 3.40
Diamond Bancorp Inc. Washington, Mo. 0.80 3,316 4,144 0.84
First Guaranty Bancshares Inc. Hammond, La. 0.80 4,789 5,962 0.83
First York Ban Corp. Neb. 0.80 7,742 9,710 1.60
Integrity Bancshares Inc. Camp Hill, Pa. 0.80 2,325 2,924 1.23
166 American Bancorp. Inc. Sapulpa, Okla. 0.79 4,575 5,780 1.28
Apple Financial Holdings Inc. New York 0.79 20,961 26,583 0.62
CCFNB Bancorp Inc. Bloomsburg, Pa. 0.79 3,450 4,387 1.13
ESB Bancorp MHC Easthampton, Mass. 0.79 4,137 5,205 0.92
Longview Financial Corp. Texas 0.79 8,097 10,301 1.20
Penseco Financial Services Corp. Scranton, Pa. 0.79 5,375 6,771 1.17
Southside Bancshares Inc. Tyler, Texas 0.79 18,353 23,313 1.20
173 215 Holding Co. Minneapolis 0.78 3,899 4,968 1.31
Bank of Marin Bancorp Novato, Calif. 0.78 7,948 10,149 1.24
Commercial Holding Co. Paris, Tenn. 0.78 4,168 5,340 1.32
FirstPerryton Bancorp Inc. Texas 0.78 4,413 5,631 1.16
MetLife Inc. New York 0.78 2,315,717 2,956,544 0.62
178 Arrow Financial Corp. Glens Falls, N.Y. 0.77 11,130 14,435 1.15
Cummins-American Corp. Glenview, Ill. 0.77 5,537 7,178 0.98
First Bancorp Inc. Lebanon, Va. 0.77 5,945 7,721 1.00
181 Cardinal Financial Corp. McLean, Va. 0.76 11,126 14,553 1.06
Commerce Bancshares Inc. Kansas City, Mo. 0.76 129,487 169,682 1.36
First Manitowoc Bancorp Inc. Wis. 0.76 4,375 5,757 1.04
184 Banterra Corp Eldorado, Ill. 0.75 6,954 9,228 1.27
First Financial Corp. Terre Haute, Ind. 0.75 17,220 23,057 1.39
Ironhorse Financial Group Inc. Muskogee, Okla. 0.75 8,094 10,823 1.78
Putnam Bancshares Inc. Hurricane, W.Va. 0.75 1,932 2,568 0.68
Sabine Bancshares Inc. Many, La. 0.75 5,483 7,273 1.56
The Bank of Kentucky Financial Corp. Crestview Hills 0.75 7,306 9,799 0.89
Whitcorp Financial Co. Garden City, Kan. 0.75 3,532 4,728 1.12
191 Auburn National Bancorp. Inc. Ala. 0.74 3,006 4,052 0.78
Citizens Bancorp Investment Inc. Lafayette, Tenn. 0.74 2,979 4,022 1.05
Community Trust Bancorp Inc. Pikeville, Ky. 0.74 18,274 24,801 1.06
Farmers and Merchants Bankshares Inc. Stuttgart, Ark. 0.74 3,442 4,632 1.14
RCB Holding Co. Inc. Claremore, Okla. 0.74 11,825 15,931 1.22
196 County Bancorp Inc. Manitowoc, Wis. 0.73 2,882 3,947 0.85
SNBNY Holdings Ltd. New York 0.73 14,571 20,041 0.71
Southern National Bancorp of Virginia Inc. Charlottesville 0.73 2,431 3,308 1.22
Summit Bancorp Inc. Arkadelphia, Ark. 0.73 6,155 8,415 1.11
200 Eagle Bancorp Inc. Bethesda, Md. 0.72 10,907 15,072 0.99
First Citizens Bancshares Inc. Waxahachie, Texas 0.72 4,015 5,598 2.29
Provident Financial Services Inc. Jersey City, N.J. 0.72 26,908 37,250 0.79
Solvay Bank Corp. N.Y. 0.72 3,135 4,361 1.05

Only domestic holding companies that file Y-9C reports are included. Based on Y-9C filings by top tier bank holding companies with the Federal Reserve. Figures for prior periods are not adjusted for mergers and acquisitions. Rankings include only companies current as of June 30, 2011.

Source:

Financial Information Systems LLC

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