Banking Companies with the Highest Multiples of Net Income to Salary, Benefits
October 14, 2011, 7:04 p.m. EDT 1 Min Read
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Banking Companies with the Highest Multiples of Net Income to Salary, Benefits
Banking Companies with Highest Multiples of Net Income to Salary, BenefitsOn June 30, 2011. Dollars in thousands | |||||
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Rank | Multiple | Net income | Salary and benefits | Return on average assets | |
1 | Briscoe Ranch Inc. Uvalde, Texas | 15.53 | $59,338 | $3,820 | 14.47% |
2 | Berkshire Bancorp Inc New York | 9.15 | 44,209 | 4,834 | 10.28 |
3 | NRBC Holding Corp. Chicago | 7.89 | 17,176 | 2,176 | 2.68 |
4 | Chinatrust Capital Corp. Torrance, Calif. | 4.13 | 44,350 | 10,736 | 5.71 |
5 | Educational Services of America Inc. Knoxville, Tenn. | 3.73 | 8,822 | 2,366 | 1.33 |
6 | Barclays Delaware Holdings LLC Wilmington | 3.07 | 197,456 | 64,214 | 2.73 |
7 | JJR Holding Co. Inc. Brick, N.J. | 2.82 | 8,844 | 3,140 | 3.35 |
8 | Republic Bancorp Inc. Louisville, Ky. | 2.63 | 80,075 | 30,489 | 4.75 |
9 | Discover Financial Services Riverwoods, Ill. | 2.61 | 1,190,691 | 456,465 | 3.70 |
10 | Mid State Banks Inc. Hawkinsville, Ga. | 2.47 | 6,771 | 2,739 | 4.41 |
11 | Bank of the Ozarks Inc. Little Rock, Ark. | 2.45 | 64,847 | 26,464 | 3.66 |
Lauritzen Corp. Omaha, Neb. | 2.45 | 42,262 | 17,281 | 5.43 | |
13 | Cascade Bancorp Bend, Ore. | 2.30 | 33,055 | 14,369 | 0.03 |
14 | SBT Bancshares Inc. Dallas | 2.23 | 4,239 | 1,897 | 1.33 |
15 | United National Corp. Sioux Falls, S.D. | 2.04 | 138,562 | 67,869 | 15.58 |
16 | Olney Bancshares of Texas Inc.. | 2.00 | 18,404 | 9,216 | 2.17 |
17 | Capitol Bancorp. Inc. Britton, S.D. | 1.99 | 7,198 | 3,611 | 2.16 |
18 | Industry Bancshares Inc. Industry, Texas | 1.89 | 15,055 | 7,964 | 1.90 |
19 | Heartland Bancorp Inc. Bloomington, Ill. | 1.87 | 23,006 | 12,277 | 2.70 |
20 | Charter Bankshares Inc. Eau Claire, Wis. | 1.71 | 5,575 | 3,252 | 1.53 |
First Bemidji Holding Co. Minn. | 1.71 | 4,825 | 2,828 | 2.74 | |
22 | New York Community Bancorp Inc. Westbury | 1.67 | 242,635 | 145,287 | 1.19 |
23 | WestStar Bank Holding Co. Inc. El Paso, Texas | 1.64 | 11,335 | 6,924 | 2.51 |
24 | Franklin Resources Inc. San Mateo, Calif. | 1.60 | 1,006,448 | 629,402 | 15.87 |
25 | Heritage Group Inc. Wood River, Neb. | 1.59 | 5,009 | 3,146 | 2.74 |
26 | Parke Bancorp Inc. Swell, N.J. | 1.57 | 4,436 | 2,821 | 1.19 |
27 | Stearns Financial Services Inc. St. Cloud, Minn. | 1.56 | 14,122 | 9,039 | 2.05 |
28 | Manhattan Banking Corp. Kan. | 1.55 | 6,172 | 3,973 | 1.72 |
29 | The Bank of Southside Virginia Corp. Carson | 1.54 | 5,140 | 3,347 | 1.87 |
30 | Ida Grove Bancshares Inc. Iowa | 1.52 | 10,021 | 6,601 | 1.78 |
Inwood Bancshares Inc. Dallas | 1.52 | 10,551 | 6,932 | 1.61 | |
WNB Bancshares I nc. Odessa, Texas | 1.52 | 9,477 | 6,245 | 1.70 | |
33 | Lakeside Bancorp Inc. Chicago | 1.49 | 5,821 | 3,913 | 1.09 |
34 | First Illinois Bancorp Inc. East St. Louis | 1.48 | 4,600 | 3,116 | 1.67 |
35 | Amarillo National Bancorp Inc. Texas | 1.47 | 32,539 | 22,201 | 2.31 |
36 | East West Bancorp Inc. Pasadena, Calif. | 1.46 | 116,596 | 79,641 | 1.10 |
Prosperity Bancshares Inc. Houston | 1.46 | 68,970 | 47,198 | 1.43 | |
Westamerica Bancorp. San Rafael, Calif. | 1.46 | 43,651 | 29,988 | 1.78 | |
39 | Citizens Bankshares Inc. Farmington, N.M. | 1.45 | 5,134 | 3,548 | 1.72 |
40 | First NBC Bank Holding Co. New Orleans | 1.45 | 8,891 | 6,135 | 1.15 |
41 | Intervest Bancshares Corp. New York | 1.45 | 5,039 | 3,477 | 0.49 |
42 | National Bankshares Inc. Blacksburg, Va. | 1.44 | 8,240 | 5,727 | 1.60 |
43 | Amboy Bancorp. Old Bridge, N.J. | 1.43 | 14,414 | 10,070 | 1.22 |
Rockhold Bancorp Kirksville, Mo. | 1.43 | 2,249 | 1,574 | 0.98 | |
45 | Ambank Co. Inc. Sioux Center, Iowa | 1.42 | 7,113 | 5,001 | 1.87 |
First California Financial Group Inc. Los Angeles | 1.42 | 18,005 | 12,641 | 2.10 | |
47 | Waupaca Bancorp. Inc. Wis. | 1.41 | 6,101 | 4,340 | 1.61 |
48 | First Citizens Financial Corp. Mason City, Iowa | 1.37 | 8,834 | 6,461 | 1.60 |
49 | Herky Hawk Financial Corp. Monticello, Iowa | 1.36 | 2,867 | 2,115 | 1.88 |
West Bancorp. Inc. West Des Moines, Iowa | 1.36 | 8,453 | 6,225 | 1.31 | |
51 | Stockman Financial Corp. Miles City, Mont. | 1.35 | 17,659 | 13,085 | 1.77 |
52 | Citizens Bancshares Inc. Bluffton, Ohio | 1.34 | 5,670 | 4,234 | 2.00 |
53 | Blackhawk Bancorp. Inc. Milan, Ill. | 1.33 | 6,054 | 4,561 | 1.38 |
First Financial Banc Corp. El Dorado, Ark. | 1.33 | 10,223 | 7,696 | 2.75 | |
55 | Capital One Financial Corp. McLean, Va. | 1.32 | 1,927,424 | 1,454,769 | 1.99 |
First Breckinridge Bancshares Inc. Irvington, Ky. | 1.32 | 6,539 | 4,971 | 1.92 | |
57 | Peoples Financial Services Corp. Hallstead, Pa. | 1.31 | 4,158 | 3,178 | 2.16 |
58 | Centrabanc Corp. Waco, Texas | 1.30 | 4,400 | 3,392 | 1.48 |
59 | Cathay General Bancorp El Monte, Calif. | 1.29 | 46,365 | 35,930 | 0.87 |
Hills Bancorp. Iowa | 1.29 | 14,131 | 10,955 | 1.44 | |
Planters Financial Group Inc. Hopkinsville, Tenn. | 1.29 | 4,700 | 3,654 | 2.33 | |
62 | Oriental Financial Group Inc. San Juan, Puerto Rico | 1.27 | 29,548 | 23,309 | 0.82 |
63 | Parkway Bancorp Inc. Harwood Heights, Ill. | 1.26 | 9,473 | 7,538 | 0.76 |
64 | American National Corp. Omaha, Neb. | 1.24 | 16,828 | 13,619 | 1.92 |
American State Financial Corp. Lubbock, Texas | 1.24 | 23,985 | 19,358 | 1.75 | |
66 | Citizens and Northern Corp. Wellsboro, Pa. | 1.22 | 11,238 | 9,194 | 1.71 |
67 | Home BancShares Inc. Conway, Ark. | 1.21 | 26,262 | 21,758 | 1.41 |
68 | Citizens Financial Services Inc. Mansfield, Pa. | 1.19 | 5,977 | 5,033 | 1.43 |
69 | AFNB Holdings Inc. Houston | 1.18 | 5,309 | 4,516 | 1.50 |
First Security Bancorp Searcy, Ark. | 1.18 | 44,264 | 37,487 | 2.34 | |
Hometown Banc Corp Grand Island, Neb. | 1.18 | 6,430 | 5,447 | 1.57 | |
72 | Ames National Corp. Iowa | 1.17 | 6,716 | 5,722 | 1.36 |
Oxford Bank Corp. Mich. | 1.17 | 2,125 | 1,810 | 1.52 | |
74 | First Financial Bankshares Inc. Abilene, Texas | 1.16 | 32,815 | 28,385 | 1.72 |
First Paragould Bankshares Inc. Ark. | 1.16 | 4,380 | 3,773 | 1.33 | |
Nodaway Valley Bancshares Inc. Maryville, Mo. | 1.16 | 6,072 | 5,257 | 1.70 | |
ServisFirst Bancshares Inc. Birmingham, Ala. | 1.16 | 10,716 | 9,240 | 1.10 | |
78 | Center Bancorp Inc. Union, N.J. | 1.14 | 6,602 | 5,770 | 1.04 |
Penns Wood Bancorp Inc. Jersey Shore, Pa. | 1.14 | 5,817 | 5,107 | 1.64 | |
80 | Oxford Financial Corp. Addison, Ill. | 1.12 | 4,877 | 4,363 | 1.75 |
81 | First Arkansas Bancshares Inc. Jacksonville | 1.11 | 6,303 | 5,654 | 1.84 |
82 | FirstBank Holding Co. Lakewood, Colo. | 1.10 | 80,201 | 73,049 | 1.48 |
83 | Citco Community Bancshares Inc. Elizabethton, Tenn. | 1.09 | 4,483 | 4,097 | 1.48 |
First Keystone Corp. Berwick, Pa. | 1.09 | 5,039 | 4,634 | 1.25 | |
Pinnacle Bancorp Inc. Central City, Neb. | 1.09 | 46,644 | 42,873 | 1.52 | |
United Community Bancorp Inc. Chatham, Ill. | 1.09 | 8,257 | 7,593 | 1.41 | |
87 | Magnolia Banking Corp. Ark. | 1.07 | 4,495 | 4,201 | 1.31 |
88 | First Bancorp Inc. Damariscotta, Maine | 1.06 | 6,336 | 6,000 | 0.90 |
89 | CVB Financial Corp. Ontario, Calif. | 1.05 | 37,637 | 35,880 | 1.16 |
Honat Bancorp Inc. Honesdale, Pa. | 1.05 | 3,657 | 3,491 | 2.08 | |
Paducah Bank Shares Inc. Ky. | 1.05 | 5,113 | 4,887 | 2.90 | |
Virginia Commerce Bancorp Inc. Arlington | 1.05 | 13,803 | 13,085 | 1.00 | |
93 | Hometown Community Bancorp Inc. Morton, Ill. | 1.04 | 14,115 | 13,583 | 1.04 |
Plains Bancorp Inc. Dimmit, Texas | 1.04 | 7,404 | 7,118 | 1.47 | |
95 | Johnson Financial Group Inc. Racine, Wis. | 1.03 | 44,184 | 42,890 | -0.12 |
Southern Missouri Bancorp Inc. Poplar Bluff | 1.03 | 4,591 | 4,466 | 1.98 | |
97 | Fidelity Holding Co. Minnetonka, Minn. | 1.02 | 2,023 | 1,981 | 1.19 |
International Bancshares Corp. Laredo, Texas | 1.02 | 66,145 | 64,654 | 1.10 | |
99 | Carbon County Holding Co. Rawlins, Wyo. | 1.01 | 1,768 | 1,745 | 2.09 |
Liberty Bancshares Inc. Springfield, Mo. | 1.01 | 7,901 | 7,847 | 1.53 | |
101 | Enterprise Financial Services Corp Clayton, Mo. | 1.00 | 16,961 | 17,043 | 1.17 |
102 | Brookline Bancorp Inc. Mass. | 0.99 | 14,267 | 14,342 | 1.39 |
Cashmere Valley Financial Corp. Cashmere, Wash. | 0.99 | 5,981 | 6,041 | 1.07 | |
CBX Corp. Carrollton, Ill. | 0.99 | 5,124 | 5,165 | 1.06 | |
Hanmi Financial Corp. Los Angeles | 0.99 | 18,438 | 18,570 | 1.30 | |
Independence Bancshares Inc. Owensboro, Ky. | 0.99 | 7,446 | 7,510 | 1.43 | |
North Jersey Community Bancorp Inc. Englewood Cliffs, N.J. | 0.99 | 3,157 | 3,180 | 1.47 | |
Villages Bancorp. Inc. The Villages, Fla. | 0.99 | 4,482 | 4,542 | 0.70 | |
109 | City Holding Co. Cross Lanes, W.Va. | 0.97 | 19,445 | 20,095 | 1.45 |
Neighbor Insurance Agency Inc. Marion, Iowa | 0.97 | 4,852 | 5,001 | 1.64 | |
Northern Bancorp Inc. Woburn, Mass. | 0.97 | 4,074 | 4,192 | 1.19 | |
QNB Corp. Quakertown, Pa. | 0.97 | 4,646 | 4,795 | 1.13 | |
Wood and Huston Bancorp. Inc. Marshall, Mo. | 0.97 | 3,892 | 4,014 | 1.61 | |
114 | Camden National Corp. Maine | 0.96 | 13,409 | 13,965 | 1.15 |
115 | Guaranty Bancshares Inc. Mount Pleasant, Texas | 0.95 | 7,148 | 7,560 | 1.44 |
116 | American Central Bancorp. Inc. Mount Zion, Ill. | 0.94 | 4,935 | 5,232 | 1.58 |
Falcon Bancshares Inc. Laredo, Texas | 0.94 | 5,942 | 6,319 | 1.38 | |
NEB Corp. Fond du Lac, Wis. | 0.94 | 8,130 | 8,617 | 1.05 | |
Palm Bancorp Palmerton, Pa. | 0.94 | 3,600 | 3,820 | 1.06 | |
Traditional Bancorp. Inc. Mount Sterling, Ky. | 0.94 | 5,597 | 5,946 | 1.05 | |
U.S. Bancorp Minneapolis | 0.94 | 2,249,000 | 2,402,000 | 1.44 | |
122 | 1st Summit Bancorp of Johnstown Inc. Pa. | 0.93 | 3,628 | 3,904 | 1.04 |
Bar Harbor Bankshares Maine | 0.93 | 5,642 | 6,066 | 0.99 | |
First Michigan Bancorp Inc. Troy | 0.93 | 25,803 | 27,813 | 2.62 | |
M&T Bank Corp. Buffalo, N.Y. | 0.93 | 528,631 | 566,268 | 1.48 | |
Midland Financial Corp. Casper, Wyo. | 0.93 | 4,288 | 4,615 | 1.68 | |
127 | United Bankshares Inc. Charleston, W.Va. | 0.92 | 35,337 | 38,394 | 0.99 |
128 | CM Florida Holdings Inc. Coral Gables | 0.91 | 21,316 | 23,464 | 1.08 |
Planters Holding Co. Indianola, Miss. | 0.91 | 3,906 | 4,308 | 1.22 | |
The First of Long Island Corp. Glen Head, N.Y. | 0.91 | 9,443 | 10,397 | 1.07 | |
University Financial Corp. Inc. dba Sunrise Community Banks St. Paul, Minn. | 0.91 | 5,661 | 6,198 | 1.68 | |
132 | Center Financial Corp. Los Angeles | 0.90 | 9,780 | 10,924 | 0.86 |
Lakeland Financial Corp. Warsaw, Ind. | 0.90 | 13,941 | 15,545 | 1.02 | |
134 | PNC Financial Services Group Inc. Pittsburgh | 0.89 | 1,750,377 | 1,971,404 | 1.33 |
135 | Norwood Financial Corp., Honesdale, Pa. | 0.88 | 3,144 | 3,583 | 1.06 |
Orange County Bancorp Inc. Middletown, N.Y. | 0.88 | 3,747 | 4,262 | 1.26 | |
137 | Choice Financial Holdings Inc. Grafton, N.D. | 0.87 | 3,540 | 4,089 | 1.19 |
Nara Bancorp Inc. Los Angeles | 0.87 | 13,064 | 14,933 | 0.89 | |
139 | First New Mexico Financial Corp. Deming | 0.86 | 2,162 | 2,527 | 1.17 |
Pinnacle Financial Corp. Elberton, Ga. | 0.86 | 3,748 | 4,334 | 1.28 | |
141 | Merchants Bancorp Inc. Hillsboro, Ohio | 0.85 | 3,088 | 3,613 | 1.06 |
Sunflower Financial Inc. Salina, Kan. | 0.85 | 10,311 | 12,090 | 1.08 | |
143 | First Farmers Financial Corp. Converse, Ind. | 0.84 | 5,191 | 6,170 | 1.22 |
Republic Bancorp Co. Orland Park, Ill. | 0.84 | 5,857 | 6,998 | 0.79 | |
145 | BOU Bancorp Inc. Ogden, Utah | 0.83 | 6,712 | 8,128 | 1.82 |
Coppermark Bancshares Inc. Oklahoma City | 0.83 | 6,947 | 8,376 | 1.12 | |
First Bank Corp Fort Smith, Ark. | 0.83 | 11,319 | 13,642 | 1.43 | |
Park National Corp. Newark, Ohio | 0.83 | 41,695 | 50,317 | 1.14 | |
Starion Bancorp. Bismarck, N.D. | 0.83 | 5,348 | 6,450 | 1.35 | |
Valley National Bancorp Wayne, N.J. | 0.83 | 73,479 | 88,234 | 1.03 | |
151 | Bank of Hawaii Corp. Honolulu | 0.82 | 77,508 | 94,854 | 1.18 |
CNB Financial Corp. Clearfield, Pa. | 0.82 | 7,168 | 8,723 | 0.98 | |
Pacific Capital Bancorp Santa Barbara, Calif. | 0.82 | 37,734 | 45,993 | 1.27 | |
Pacific Premier Bancorp Inc. Costa Mesa, Calif. | 0.82 | 5,556 | 6,764 | 1.22 | |
S&T Bancorp Inc. Indiana, Pa. | 0.82 | 21,205 | 25,891 | 1.04 | |
156 | Dimeco Inc. Honesdale, Pa. | 0.81 | 2,936 | 3,620 | 1.60 |
First Artesia Bancshares Inc. N.M. | 0.81 | 6,277 | 7,750 | 1.57 | |
Harleysville Savings Financial Corp. Pa. | 0.81 | 3,082 | 3,799 | 0.72 | |
Security National Corp. Omaha | 0.81 | 5,029 | 6,246 | 1.60 | |
Security National Corp. Sioux City, S.D. | 0.81 | 7,142 | 8,847 | 1.33 | |
161 | American Express Co. New York | 0.80 | 2,508,000 | 3,117,000 | 3.40 |
Diamond Bancorp Inc. Washington, Mo. | 0.80 | 3,316 | 4,144 | 0.84 | |
First Guaranty Bancshares Inc. Hammond, La. | 0.80 | 4,789 | 5,962 | 0.83 | |
First York Ban Corp. Neb. | 0.80 | 7,742 | 9,710 | 1.60 | |
Integrity Bancshares Inc. Camp Hill, Pa. | 0.80 | 2,325 | 2,924 | 1.23 | |
166 | American Bancorp. Inc. Sapulpa, Okla. | 0.79 | 4,575 | 5,780 | 1.28 |
Apple Financial Holdings Inc. New York | 0.79 | 20,961 | 26,583 | 0.62 | |
CCFNB Bancorp Inc. Bloomsburg, Pa. | 0.79 | 3,450 | 4,387 | 1.13 | |
ESB Bancorp MHC Easthampton, Mass. | 0.79 | 4,137 | 5,205 | 0.92 | |
Longview Financial Corp. Texas | 0.79 | 8,097 | 10,301 | 1.20 | |
Penseco Financial Services Corp. Scranton, Pa. | 0.79 | 5,375 | 6,771 | 1.17 | |
Southside Bancshares Inc. Tyler, Texas | 0.79 | 18,353 | 23,313 | 1.20 | |
173 | 215 Holding Co. Minneapolis | 0.78 | 3,899 | 4,968 | 1.31 |
Bank of Marin Bancorp Novato, Calif. | 0.78 | 7,948 | 10,149 | 1.24 | |
Commercial Holding Co. Paris, Tenn. | 0.78 | 4,168 | 5,340 | 1.32 | |
FirstPerryton Bancorp Inc. Texas | 0.78 | 4,413 | 5,631 | 1.16 | |
MetLife Inc. New York | 0.78 | 2,315,717 | 2,956,544 | 0.62 | |
178 | Arrow Financial Corp. Glens Falls, N.Y. | 0.77 | 11,130 | 14,435 | 1.15 |
Cummins-American Corp. Glenview, Ill. | 0.77 | 5,537 | 7,178 | 0.98 | |
First Bancorp Inc. Lebanon, Va. | 0.77 | 5,945 | 7,721 | 1.00 | |
181 | Cardinal Financial Corp. McLean, Va. | 0.76 | 11,126 | 14,553 | 1.06 |
Commerce Bancshares Inc. Kansas City, Mo. | 0.76 | 129,487 | 169,682 | 1.36 | |
First Manitowoc Bancorp Inc. Wis. | 0.76 | 4,375 | 5,757 | 1.04 | |
184 | Banterra Corp Eldorado, Ill. | 0.75 | 6,954 | 9,228 | 1.27 |
First Financial Corp. Terre Haute, Ind. | 0.75 | 17,220 | 23,057 | 1.39 | |
Ironhorse Financial Group Inc. Muskogee, Okla. | 0.75 | 8,094 | 10,823 | 1.78 | |
Putnam Bancshares Inc. Hurricane, W.Va. | 0.75 | 1,932 | 2,568 | 0.68 | |
Sabine Bancshares Inc. Many, La. | 0.75 | 5,483 | 7,273 | 1.56 | |
The Bank of Kentucky Financial Corp. Crestview Hills | 0.75 | 7,306 | 9,799 | 0.89 | |
Whitcorp Financial Co. Garden City, Kan. | 0.75 | 3,532 | 4,728 | 1.12 | |
191 | Auburn National Bancorp. Inc. Ala. | 0.74 | 3,006 | 4,052 | 0.78 |
Citizens Bancorp Investment Inc. Lafayette, Tenn. | 0.74 | 2,979 | 4,022 | 1.05 | |
Community Trust Bancorp Inc. Pikeville, Ky. | 0.74 | 18,274 | 24,801 | 1.06 | |
Farmers and Merchants Bankshares Inc. Stuttgart, Ark. | 0.74 | 3,442 | 4,632 | 1.14 | |
RCB Holding Co. Inc. Claremore, Okla. | 0.74 | 11,825 | 15,931 | 1.22 | |
196 | County Bancorp Inc. Manitowoc, Wis. | 0.73 | 2,882 | 3,947 | 0.85 |
SNBNY Holdings Ltd. New York | 0.73 | 14,571 | 20,041 | 0.71 | |
Southern National Bancorp of Virginia Inc. Charlottesville | 0.73 | 2,431 | 3,308 | 1.22 | |
Summit Bancorp Inc. Arkadelphia, Ark. | 0.73 | 6,155 | 8,415 | 1.11 | |
200 | Eagle Bancorp Inc. Bethesda, Md. | 0.72 | 10,907 | 15,072 | 0.99 |
First Citizens Bancshares Inc. Waxahachie, Texas | 0.72 | 4,015 | 5,598 | 2.29 | |
Provident Financial Services Inc. Jersey City, N.J. | 0.72 | 26,908 | 37,250 | 0.79 | |
Solvay Bank Corp. N.Y. | 0.72 | 3,135 | 4,361 | 1.05 |
Only domestic holding companies that file Y-9C reports are included. Based on Y-9C filings by top tier bank holding companies with the Federal Reserve. Figures for prior periods are not adjusted for mergers and acquisitions. Rankings include only companies current as of June 30, 2011.
Source:
Financial Information Systems LLC
© 2011 American Banker