Banking Companies with the Highest Multiples of Net Income to Salary, Benefits

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Banking Companies with the Highest Multiples of Net Income to Salary, Benefits

Banking Companies with the Highest Multiples of Net Income to Salary, BenefitsYear to date through March 31, 2016. Dollars in thousands
Published Aug. 1, 2016

Rank   Multiple Net income Salary and
benefits
Return on
average assets
1 Dime Community Bancshares, Inc. Brooklyn, N.Y. 5.08 $50,037 $9,853 3.87
2 Beal Financial Corporation Plano, Tex. 3.90 49,853 12,778 2.99
3 Briscoe Ranch, Inc. Uvalde, Tex. 3.09 6,761 2,190 1.63
4 NexBank Capital, Inc. Dallas, Tex. 3.07 15,085 4,912 2.29
5 Sterling Bancorp, Inc. Southfield, Mich. 2.80 9,040 3,224 2.13
6 Clayton HC, Inc. Knoxville, Tenn. 2.78 10,447 3,754 3.73
7 United National Corporation Sioux Falls, S.D. 2.64 107,417 40,670 17.38
8 Pioneer Bancshares, Inc. Dripping Springs, Tex. 2.57 19,562 7,599 9.74
9 Lauritzen Corporation Omaha, Neb. 2.42 19,332 7,976 6.86
10 Bank of the Ozarks, Inc. Little Rock, Ark. 2.21 51,688 23,362 1.97
11 Capitol Federal Financial, Inc. Topeka, Kan. 2.13 21,527 10,090 0.77
12 BofI Holding, Inc. San Diego, Calif. 2.13 35,914 16,897 1.95
13 Lakeside Bancorp, Inc. Chicago, Ill. 1.93 6,638 3,435 2.10
14 Stearns Financial Services, Inc. Saint Cloud, Minn. 1.86 16,274 8,746 3.27
15 Olney Bancshares of Texas, Inc. Olney, Tex. 1.86 16,164 8,687 2.25
16 Home BancShares, Inc. Conway, Ark. 1.73 41,427 23,958 1.78
17 Cathay General Bancorp Los Angeles, Calif. 1.71 46,163 26,931 1.42
18 Merchants Bancorp Carmel, Ind. 1.68 5,149 3,056 0.89
19 Synchrony Financial Stamford, Conn. 1.67 582,280 348,529 2.81
20 Villages Bancorporation, Inc. The Villages, Fla. 1.67 4,659 2,796 0.98
21 Industry Bancshares, Inc. Industry, Tex. 1.66 11,679 7,056 1.38
22 AFNB Holdings, Inc. Houston, Tex. 1.64 6,278 3,825 2.14
23 Discover Financial Services Riverwoods, Ill. 1.64 575,235 350,770 2.62
24 Manhattan Banking Corporation Manhattan, Kan. 1.63 8,206 5,046 2.16
25 ServisFirst Bancshares, Inc. Birmingham, Ala. 1.59 17,649 11,067 1.35
26 Traditional Bancorporation, Inc. Mount Sterling, Ky. 1.58 6,057 3,839 1.94
27 Oritani Financial Corp. Township of Washington, N.J. 1.54 11,313 7,343 1.29
28 Inwood Bancshares, Inc. Dallas, Tex. 1.54 9,322 6,067 1.67
29 John Deere Capital Corporation Reno, Nev. 1.51 87,021 57,587 1.02
30 East West Bancorp, Inc. Pasadena, Calif. 1.49 107,516 72,127 1.32
31 PacWest Bancorp Beverly Hills, Calif. 1.48 90,456 61,065 1.71
32 Eagle Bancorp, Inc. Bethesda, Md. 1.46 23,455 16,119 1.54
33 New York Community Bancorp, Inc. Westbury, N.Y. 1.45 129,909 89,303 1.04
34 First NBC Bank Holding Company New Orleans, La. 1.44 13,914 9,661 1.14
35 Washington Federal, Inc. Seattle, Wash. 1.42 41,723 29,319 1.14
36 Ida Grove Bancshares, Inc. Ida Grove, Iowa 1.42 5,994 4,225 1.77
37 Lakeland Financial Corporation Warsaw, Ind. 1.39 12,279 8,820 1.29
38 Prosperity Bancshares, Inc. Houston, Tex. 1.38 68,950 50,114 1.24
39 First Security Bancorp Searcy, Ark. 1.37 26,492 19,347 2.17
40 ConnectOne Bancorp, Inc. Englewood Cliffs, N.J. 1.37 10,391 7,599 1.03
41 Western Alliance Bancorporation Phoenix, Ariz. 1.37 61,332 44,855 1.70
42 West Bancorporation, Inc. West Des Moines, Iowa 1.34 5,696 4,256 1.31
43 Choice Financial Holdings, Inc. Fargo, N.D. 1.30 6,648 5,121 2.42
44 Ambank Company, Inc. Sioux Center, Iowa 1.29 4,631 3,577 1.69
45 Amboy Bancorporation Old Bridge, N.J. 1.29 7,033 5,467 1.22
46 Hometown Community Bancorp, Inc. Morton, Ill. 1.26 10,455 8,265 1.36
47 Plains Bancorp, Inc. Dimmitt, Tex. 1.26 5,522 4,378 1.96
48 First Bancorp, Inc. Damariscotta, Maine 1.25 4,503 3,595 1.15
49 Great Western Bancorp, Inc. Sioux Falls, S.D. 1.24 30,674 24,668 1.24
50 Pinnacle Bancorp, Inc. Omaha, Neb. 1.22 38,903 31,947 1.69
51 Crews Banking Corporation Wauchula, Fla. 1.22 6,160 5,059 1.87
52 E*TRADE Financial Corporation New York, N.Y. 1.22 152,684 125,512 1.33
53 Independence Bancshares, Inc. Owensboro, Ky. 1.22 7,168 5,893 1.56
54 FCB Financial Holdings, Inc. Weston, Fla. 1.22 22,452 18,464 1.19
55 United Bankshares, Inc. Charleston, W.Va. 1.20 34,706 28,882 1.12
56 Unity Bancorp, Inc. Clinton, N.J. 1.18 4,205 3,549 1.53
57 Stockman Financial Corporation Miles City, Mont. 1.18 12,986 10,962 1.66
58 Hometown Banc Corp Grand Island, Neb. 1.18 4,046 3,430 1.33
59 WestStar Bank Holding Company, Inc. El Paso, Tex. 1.18 5,575 4,731 1.92
60 TrustCo Bank Corp NY Glenville, N.Y. 1.16 10,409 9,003 0.88
61 NEB Corporation Fond du Lac, Wis. 1.14 6,260 5,470 1.35
62 Educational Services of America, Inc. Farragut, Tenn. 1.14 5,339 4,693 0.61
63 First Financial Bankshares, Inc. Abilene, Tex. 1.13 25,696 22,702 1.59
64 Luther Burbank Corporation Santa Rosa, Calif. 1.13 10,554 9,333 0.95
65 Hills Bancorporation Hills, Iowa 1.12 7,700 6,857 1.23
66 North American Bancshares, Inc. Sherman, Tex. 1.11 7,980 7,174 1.39
67 Bank First National Corporation Manitowoc, Wis. 1.10 3,849 3,492 1.18
68 Magnolia Banking Corporation Magnolia, Ark. 1.10 5,203 4,722 1.63
69 CVB Financial Corp. Ontario, Calif. 1.10 23,391 21,253 1.21
70 Westamerica Bancorporation San Rafael, Calif. 1.08 14,226 13,117 1.10
71 Hope Bancorp, Inc. Los Angeles, Calif. 1.08 23,623 21,904 1.20
72 International Bancshares Corporation Laredo, Tex. 1.07 32,984 30,782 1.12
73 American Express Company New York, N.Y. 1.07 1,426,000 1,338,000 3.57
74 National Bankshares, Inc. Blacksburg, Va. 1.06 3,779 3,568 1.27
75 First Citizens Financial Corp. Mason City, Iowa 1.04 4,066 3,895 1.39
76 Republic Bancorp, Inc. Louisville, Ky. 1.04 17,735 17,083 1.60
77 Blackhawk Bancorporation, Inc. Milan, Ill. 1.04 3,016 2,909 1.03
78 First of Long Island Corporation Glen Head, N.Y. 1.03 7,430 7,247 0.94
79 Customers Bancorp, Inc. Wyomissing, Pa. 1.02 17,699 17,332 0.85
80 Republic Bancorp Co. Oak Brook, Ill. 1.02 5,766 5,660 1.33
81 State Bankshares, Inc. Fargo, N.D. 1.02 32,103 31,590 3.35
82 First Financial Corporation Terre Haute, Ind. 1.01 13,675 13,543 1.85
83 LegacyTexas Financial Group, Inc. Plano, Tex. 1.00 22,083 22,061 1.23
84 First York Ban Corp. York, Neb. 0.99 5,815 5,845 1.67
85 Ally Financial Inc. Detroit, Mich. 0.99 250,000 252,000 0.64
86 BankUnited, Inc. Miami Lakes, Fla. 0.99 54,874 55,320 0.91
87 Bank of Hawaii Corporation Honolulu, Hawaii 0.98 50,210 51,310 1.29
88 United Community Bancorp, Inc. Chatham, Ill. 0.97 6,307 6,474 1.42
89 Green Dot Corporation Pasadena, Calif. 0.97 32,882 33,762 7.79
90 CBX Corporation Carrollton, Ill. 0.97 3,898 4,017 1.26
91 Franklin Financial Network, Inc. Franklin, Tenn. 0.96 6,233 6,517 1.11
92 Starion Bancorporation Bismarck, N.D. 0.95 4,381 4,625 1.46
93 Hanmi Financial Corporation Los Angeles, Calif. 0.94 14,804 15,699 1.40
94 Texas Independent Bancshares, Inc. Texas City, Tex. 0.94 4,504 4,793 1.88
95 Ames National Corporation Ames, Iowa 0.94 3,807 4,059 1.17
96 Peoples Financial Services Corp. Scranton, Pa. 0.93 4,882 5,264 1.06
97 Heartland Bancorp, Inc. Bloomington, Ill. 0.93 11,747 12,669 1.58
98 USAmeriBancorp, Inc. Clearwater, Fla. 0.92 10,233 11,084 1.11
99 City Holding Company Charleston, W.Va. 0.92 11,702 12,693 1.25
100 1st Summit Bancorp of Johnstown, Inc. Johnstown, Pa. 0.92 2,554 2,772 1.06
101 Auburn National Bancorporation, Inc. Auburn, Ala. 0.91 2,191 2,405 1.07
102 Parkway Bancorp, Inc. Harwood Heights, Ill. 0.91 4,054 4,454 0.70
103 Silver Queen Financial Services, Inc. Greenwood Village, Colo. 0.91 1,798 1,980 0.40
104 Amarillo National Bancorp, Inc. Amarillo, Tex. 0.90 11,727 13,070 1.26
105 U.S. Bancorp Minneapolis, Minn. 0.89 1,386,000 1,549,000 1.32
106 American Chartered Bancorp, Inc. Schaumburg, Ill. 0.89 7,574 8,494 1.08
107 Veritex Holdings, Inc. Dallas, Tex. 0.89 2,813 3,174 1.03
108 First-West Texas Bancshares, Inc. Midland, Tex. 0.88 2,331 2,639 0.83
109 Bar Harbor Bankshares Bar Harbor, Maine 0.88 4,406 5,017 1.09
110 WesBanco, Inc. Wheeling, W.Va. 0.87 22,874 26,257 1.07
111 Northern Bancorp, Inc. Woburn, Mass. 0.87 3,679 4,224 1.03
112 Enterprise Financial Services Corp Clayton, Mo. 0.87 11,025 12,663 1.21
113 Summit Financial Group, Inc. Moorefield, W.Va. 0.87 4,062 4,682 1.08
114 FirstBank Holding Company Lakewood, Colo. 0.87 43,892 50,612 1.13
115 Midland Financial Co. Oklahoma City, Okla. 0.86 45,654 52,940 1.49
116 Pinnacle Financial Partners, Inc. Nashville, Tenn. 0.86 27,966 32,517 1.27
117 Bank of Highland Park Financial Corporation Highland Park, Ill. 0.86 2,904 3,385 0.81
118 PrivateBancorp, Inc. Chicago, Ill. 0.85 49,552 58,339 1.14
119 United Bank Corporation Barnesville, Ga. 0.85 4,829 5,706 1.68
120 Citizens Financial Services, Inc. Mansfield, Pa. 0.85 3,283 3,882 1.11
121 Cardinal Financial Corporation McLean, Va. 0.84 13,067 15,497 1.31
122 First Bank Corp Fort Smith, Ark. 0.84 6,572 7,816 1.62
123 First Bancorp, Inc. Lebanon, Va. 0.84 4,523 5,403 1.22
124 Bank of Marin Bancorp Novato, Calif. 0.84 5,646 6,748 1.14
125 Investors Bancorp, Inc. Short Hills, N.J. 0.84 43,626 52,203 0.82
126 Meta Financial Group, Inc. Sioux Falls, S.D. 0.83 14,281 17,110 1.86
127 Moody Bancshares, Inc. Galveston, Tex. 0.83 3,214 3,878 1.15
128 Bankwell Financial Group, Inc. New Canaan, Conn. 0.82 2,991 3,626 0.87
129 Community Trust Bancorp, Inc. Pikeville, Ky. 0.82 11,602 14,133 1.20
130 Blackhawk Bancorp, Inc. Beloit, Wis. 0.82 2,573 3,136 1.63
131 Grandpoint Capital, Inc. Los Angeles, Calif. 0.82 8,090 9,861 1.03
132 Southern National Bancorp of Virginia, Inc. McLean, Va. 0.82 2,565 3,128 0.99
133 Bridge Bancorp, Inc. Bridgehampton, N.Y. 0.82 8,626 10,537 0.91
134 First Breckinridge Bancshares, Inc. Irvington, Ky. 0.82 3,443 4,215 1.29
135 Citizens Bancorp Investment, Inc. Lafayette, Tenn. 0.81 2,257 2,779 1.07
136 Arrow Financial Corporation Glens Falls, N.Y. 0.81 6,549 8,122 1.07
137 Provident Financial Services, Inc. Iselin, N.J. 0.81 20,971 26,030 0.94
138 Royal Bancshares of Pennsylvania, Inc. Bala Cynwyd, Pa. 0.81 2,189 2,718 1.11
139 Stock Yards Bancorp, Inc. Louisville, Ky. 0.80 9,836 12,220 1.40
140 PNC Financial Services Group, Inc. Pittsburgh, Pa. 0.80 923,230 1,147,193 1.04
141 Ironhorse Financial Group, Inc. Muskogee, Okla. 0.80 6,147 7,724 1.83
142 Westbrand, Inc. Minot, N.D. 0.79 3,084 3,880 1.24
143 Arbor Bancorp, Inc. Ann Arbor, Mich. 0.79 3,817 4,803 1.25
144 Glacier Bancorp, Inc. Kalispell, Mont. 0.78 28,682 36,552 1.27
145 Central Community Corporation Temple, Tex. 0.78 3,937 5,018 1.08
146 BNC Bancorp High Point, N.C. 0.78 14,435 18,413 1.03
147 First Keystone Corporation Berwick, Pa. 0.78 2,176 2,776 0.88
148 Frandsen Financial Corporation Arden Hills, Minn. 0.78 5,268 6,764 1.34
149 Mercantile Bank Corporation Grand Rapids, Mich. 0.78 8,549 11,009 1.18
150 Valley View Bancshares, Inc. Overland Park, Kan. 0.78 7,399 9,542 0.92
151 American National Bankshares Inc. Danville, Va. 0.77 4,128 5,329 1.07
152 Farmers Capital Bank Corporation Frankfort, Ky. 0.77 6,180 7,979 1.40
153 RBB Bancorp Los Angeles, Calif. 0.77 2,725 3,525 0.89
154 S&T Bancorp, Inc. Indiana, Pa. 0.77 16,093 20,901 1.01
155 First Guaranty Bancshares, Inc. Hammond, La. 0.77 3,151 4,099 0.85
156 First Artesia Bancshares, Inc. Artesia, N.M. 0.77 3,684 4,805 1.36
157 215 Holding Company Minneapolis, Minn. 0.77 2,305 3,008 1.35
158 Talmer Bancorp, Inc. Troy, Mich. 0.76 19,683 25,813 1.19
159 Capital One Financial Corporation McLean, Va. 0.76 1,012,872 1,328,767 1.22
160 Southside Bancshares, Inc. Tyler, Tex. 0.76 13,516 17,732 1.07
161 Sterling Bancorp Montebello, N.Y. 0.76 23,766 31,184 0.79
162 Longview Financial Corporation Longview, Tex. 0.76 6,263 8,236 1.13
163 CIT Group Inc. New York, N.Y. 0.75 146,879 195,097 0.87
164 1867 Western Financial Corporation Stockton, Calif. 0.75 7,043 9,403 1.14
165 Civista Bancshares Inc. Sandusky, Ohio 0.75 4,725 6,324 1.17
166 Independent Bank Group, Inc. McKinney, Tex. 0.74 12,452 16,774 0.95
167 QNB Corp. Quakertown, Pa. 0.74 2,265 3,054 0.90
168 Territorial Bancorp Inc. Honolulu, Hawaii 0.74 3,784 5,118 0.83
169 Planters Holding Company Indianola, Miss. 0.74 2,286 3,098 0.93
170 Security National Corporation Dakota Dunes, S.D. 0.73 4,033 5,495 1.16
171 Citizens National Banc Corp. Meridian, Miss. 0.73 3,825 5,226 1.28
172 Durant Bancorp, Inc. Durant, Okla. 0.73 15,880 21,771 2.00
173 First Farmers Financial Corporation Converse, Ind. 0.73 3,996 5,491 1.08
174 County Bancorp, Inc. Manitowoc, Wis. 0.72 2,176 3,005 0.97
175 Pacific Continental Corporation Eugene, Ore. 0.72 5,458 7,559 1.12
176 Paragon Commercial Corporation Raleigh, N.C. 0.72 2,838 3,949 0.85
177 OFG Bancorp San Juan, P.R. 0.72 14,171 19,723 0.81
178 Camden National Corporation Camden, Maine 0.72 8,334 11,634 0.89
179 JPMorgan Chase & Co. New York, N.Y. 0.72 5,520,000 7,717,000 0.92
180 Southern Missouri Bancorp, Inc. Poplar Bluff, Mo. 0.72 3,322 4,646 0.99
181 Pedcor Financial, LLC Carmel, Ind. 0.71 1,373 1,921 1.30
182 RCB Holding Company, Inc. Claremore, Okla. 0.71 7,102 9,964 1.13
183 Park National Corporation Newark, Ohio 0.71 18,686 26,327 1.01
184 First Fidelity Bancorp, Inc. Oklahoma City, Okla. 0.71 4,039 5,721 1.10
185 Foresight Financial Group, Inc. Rockford, Ill. 0.70 2,590 3,678 0.96
186 United Services Automobile Association San Antonio, Tex. 0.70 598,604 850,212 1.71
187 NexTier Incorporated Kittanning, Pa. 0.70 2,607 3,708 0.92
188 First Defiance Financial Corp. Defiance, Ohio 0.70 7,070 10,145 1.22
189 Red River Bancshares, Inc. Alexandria, La. 0.70 3,854 5,531 1.02
190 Central Bancshares, Inc. Muscatine, Iowa 0.70 2,292 3,295 1.17
191 WSFS Financial Corporation Wilmington, Del. 0.70 15,770 22,676 1.13
192 Southeastern Bank Financial Corporation Augusta, Ga. 0.69 4,696 6,772 1.03
193 M&T Bank Corporation Buffalo, N.Y. 0.69 298,528 431,785 0.97
194 Jefferson Bancshares, Inc. San Antonio, Tex. 0.69 5,390 7,803 1.33
195 First Volunteer Corporation Chattanooga, Tenn. 0.69 2,899 4,204 1.30
196 Pacific Premier Bancorp, Inc. Irvine, Calif. 0.69 8,554 12,406 1.04
197 Southern First Bancshares, Inc. Greenville, S.C. 0.69 3,007 4,363 1.00
198 Timberland Bancorp, Inc. Hoquiam, Wash. 0.69 2,380 3,466 1.13
199 Falcon Bancshares Incorporated Laredo, Tex. 0.69 2,586 3,767 1.04
200 Chemical Financial Corporation Midland, Mich. 0.69 23,262 33,890 1.01


Only domestic holding companies that file Y-9C reports are included. Based on Y-9C filings by top-tier bank holding companies with the Federal Reserve. Figures for prior periods are not adjusted for mergers and acquisitions. Rankings include only companies current as of Aug. 1, 2016.

Source:

SNL Financial
, Charlottesville, Va.
© 2016 American Banker