Banks and Thrifts with Largest Home Equity Loan Portfolios

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Banks and Thrifts with Largest Home Equity Loan Portfolios

Banks and Thrifts with Largest Home Equity Loan PortfoliosOn June 30, 2009. Dollars in thousands
Published November 24, 2009

Rank   Home equity loans Home equity loans (year earlier) Change in total HE loans Total loans
Total Closed-end Lines of credit Total Closed-end Lines of credit
1 Bank of America Corp. Charlotte $151,151,791 $29,382,778 $121,769,013 $120,078,267 $21,219,882 $98,858,385 25.9% $1,001,372,926
2 Wells Fargo & Co. San Francisco 127,734,000 23,850,000 103,884,000 84,759,000 16,700,000 68,059,000 50.7 869,018,000
3 JPMorgan Chase & Co. New York 124,934,000 14,440,000 110,494,000 85,485,000 15,731,000 69,754,000 46.1 694,045,000
4 Citigroup Inc. New York 63,391,000 31,415,000 31,976,000 69,447,000 39,312,000 30,135,000 -8.7 672,440,000
5 PNC Financial Services Group Inc. Pittsburgh 32,720,882 8,385,983 24,334,899 11,683,419 4,409,885 7,273,534 180.1 169,708,016
6 Citizens Financial Group Inc. Providence, R.I. 24,191,482 9,655,906 14,535,576 24,136,888 12,198,578 11,938,310 0.2 104,136,866
7 SunTrust Banks Inc. Atlanta 22,059,387 5,761,159 16,298,228 22,754,790 7,027,792 15,726,998 -3.1 130,847,290
8 U.S. Bancorp Minneapolis 19,328,000 3,463,000 15,865,000 17,536,000 4,091,000 13,445,000 10.2 189,368,000
9 Regions Financial Corp. Birmingham, Ala. 14,446,230 731,325 13,714,905 13,624,019 901,378 12,722,641 6.0 98,138,538
10 HSBC North America Holdings Inc. Mettawa, Ill. 13,828,465 7,787,586 6,040,879 16,845,550 10,142,227 6,703,323 -17.9 222,012,684
11 Fifth Third Bancorp Cincinnati 11,926,746 1,287,510 10,639,236 11,882,951 1,533,194 10,349,757 0.4 84,768,267
12 USAA Federal Savings Bank San Antonio 11,629,945 2,948,675 8,681,270 12,095,618 3,365,735 8,729,883 -3.8 26,904,676
13 KeyCorp Cleveland 9,841,021 1,463,601 8,377,420 9,373,073 1,783,691 7,589,382 5.0 71,711,747
14 E-Trade Bank Arlington, Va. 9,036,287 2,293,088 6,743,199 11,041,262 3,129,557 7,911,705 -18.2 25,951,813
15 BB&T Corp. Winston-Salem, N.C. 7,915,986 2,320,422 5,595,564 7,934,788 2,893,419 5,041,369 -0.2 100,334,283
16 GMAC Inc. Detroit 7,443,000 3,605,000 3,838,000 0 NA NA NA 103,332,000
17 TD Bank US Holding Co. Portland, Maine 7,209,584 2,100,851 5,108,733 6,472,272 2,597,349 3,874,923 11.4 52,825,771
18 M&T Bank Corp. Buffalo 6,280,427 547,509 5,732,918 4,986,294 527,918 4,458,376 26.0 52,714,644
19 Huntington Bancshares Inc. Columbus, Ohio 6,194,112 1,336,783 4,857,329 5,983,930 1,867,158 4,116,772 3.5 39,035,505
20 First Horizon National Corp. Memphis 6,157,741 1,731,680 4,426,061 6,556,570 2,068,345 4,488,225 -6.1 20,067,782
21 Sovereign Bank Wyomissing, Pa. 5,855,100 1,785,945 4,069,155 5,227,356 2,084,384 3,142,972 12.0 52,488,604
22 Harris Financial Corp. Wilmington, Del. 5,356,194 1,196,528 4,159,666 5,023,565 1,447,974 3,575,591 6.6 32,977,166
23 RBC Bancorp. USA Raleigh 3,970,879 767,783 3,203,096 3,377,074 817,465 2,559,609 17.6 21,106,334
24 Marshall & Ilsley Corp. Milwaukee 3,758,704 1,011,071 2,747,633 3,603,360 1,143,238 2,460,122 4.3 48,183,144
25 UnionBanCal Corp. San Francisco 3,728,073 56,717 3,671,356 3,108,557 57,574 3,050,983 19.9 48,896,520
26 BancWest Corp. San Francisco 3,676,949 930,939 2,746,010 3,281,819 1,135,916 2,145,903 12.0 54,259,763
27 Capital One Financial Corp. McLean, Va. 3,387,738 809,006 2,578,732 2,319,006 669,140 1,649,866 46.1 101,956,314
28 BBVA USA Bancshares Inc. Houston 3,301,103 577,491 2,723,612 3,076,203 645,713 2,430,490 7.3 37,725,424
29 Charles Schwab Bank Reno 3,082,976 339 3,082,637 1,724,726 455 1,724,271 78.8 6,741,935
30 Third Federal Savings and Loan Association of Cleveland MHC 2,972,097 188,888 2,783,209 2,288,065 247,843 2,040,222 29.9 9,601,722
31 Webster Financial Corp. Waterbury, Conn. 2,790,388 821,127 1,969,261 2,743,067 990,298 1,752,769 1.7 11,724,661
32 Northern Trust Corp. Chicago 2,766,774 95,542 2,671,232 1,984,667 133,940 1,850,727 39.4 29,031,574
33 TCF Financial Corp. Wayzata, Minn. 2,631,441 962,536 1,668,905 2,723,310 1,102,786 1,620,524 -3.4 13,962,656
34 Zions Bancorp. Salt Lake City 2,570,586 346,693 2,223,893 2,314,973 404,491 1,910,482 11.0 41,682,623
35 Comerica Inc. Dallas 2,235,515 552,312 1,683,203 2,176,885 666,800 1,510,085 2.7 46,589,042
36 State Farm Bank FSB Bloomington, Ill. 2,186,240 482,785 1,703,455 2,119,489 493,489 1,626,000 3.1 12,529,636
37 First Citizens BancShares Inc. Raleigh 2,118,029 65,088 2,052,941 1,713,131 75,082 1,638,049 23.6 11,638,965
38 Synovus Financial Corp. Columbus, Ga. 2,054,670 303,919 1,750,751 1,969,698 318,332 1,651,366 4.3 27,933,298
39 People's United Bank Bridgeport, Conn. 1,978,939 274,302 1,704,637 1,748,099 352,159 1,395,940 13.2 14,452,905
40 Associated Banc-Corp Green Bay, Wis. 1,928,916 596,651 1,332,265 2,557,143 1,205,621 1,351,522 -24.6 15,751,940
41 Fulton Financial Corp. Lancaster, Pa. 1,515,502 603,831 911,671 1,356,331 669,771 686,560 11.7 12,109,257
42 OneWest Bank FSB Pasadena, Calif. 1,208,089 38,647 1,169,442 0 NA NA NA 6,683,591
43 Popular Inc. Hato Rey, Puerto Rico 1,144,000 425,000 719,000 1,380,000 537,000 843,000 -17.1 24,850,000
44 AmTrust Bank Cleveland 1,129,119 682,044 447,075 1,372,028 856,401 515,627 -17.7 9,179,291
45 Wintrust Financial Corp. Lake Forest, Ill. 1,041,285 49,757 991,528 895,799 65,988 829,811 16.2 8,434,277
46 FirstMerit Corp. Akron 1,017,045 269,932 747,113 976,668 283,856 692,812 4.1 7,166,094
47 Citizens Republic Bancorp Inc. Flint, Mich. 986,634 311,918 674,716 1,073,708 377,456 696,252 -8.1 8,503,732
48 Principal Bank Des Moines 974,475 387,748 586,727 1,022,276 433,220 589,056 -4.7 1,728,949
49 Bank of Hawaii Corp. Honolulu 942,142 204,266 737,876 952,309 258,371 693,938 -1.1 6,190,905
50 Harleysville National Corp. Pa. 847,427 389,278 458,149 664,066 346,344 317,722 27.6 3,439,267
51 National Penn Bancshares Inc. Boyertown, Pa. 800,122 382,315 417,807 765,107 436,715 328,392 4.6 6,306,849
52 Susquehanna Bancshares Inc. Lititz, Pa. 798,062 345,182 452,880 682,730 402,821 279,909 16.9 9,916,618
53 Bremer Financial Corp. St. Paul 764,535 305,057 459,478 773,998 324,510 449,488 -1.2 5,704,145
54 Guaranty Bank MHC Milwaukee 761,254 394,090 367,164 897,486 461,509 435,977 -15.2 1,103,289
55 First Citizens Bancorp. Inc. Columbia, S.C. 750,335 37,723 712,612 656,545 28,153 628,392 14.3 4,859,286
56 City National Corp. Los Angeles 740,641 49,415 691,226 556,225 60,891 495,334 33.2 12,421,342
57 BancorpSouth Inc. Tupelo, Miss. 720,634 188,302 532,332 800,215 329,715 470,500 -9.9 9,857,575
58 BankAtlantic Fort Lauderdale, Fla. 710,760 16,673 694,087 724,704 18,872 705,832 -1.9 4,276,176
59 South Financial Group Inc. Greenville, S.C. 703,393 53,100 650,293 635,378 51,881 583,497 10.7 9,350,609
60 United Bankshares Inc. Charleston, W.Va. 672,533 117,277 555,256 655,657 119,191 536,466 2.6 5,902,347
61 Valley National Bancorp Wayne, N.J. 663,982 230,458 433,524 584,551 263,836 320,715 13.6 9,645,973
62 First American Bank Corp. Elk Grove Village, Ill. 661,135 128,791 532,344 707,336 155,330 552,006 -6.5 1,950,537
63 First Niagara Bank Lockport, N.Y. 658,432 258,263 400,169 600,357 310,294 290,063 9.7 6,451,274
64 Wilmington Trust Corp. Del. 652,661 198,630 454,031 658,665 224,068 434,597 -0.9 9,246,178
65 Flagstar Bank FSB Troy, Mich. 643,643 246,432 397,211 679,755 295,111 384,644 -5.3 11,251,314
66 Northwest Savings Bank MHC Warren, Pa. 643,032 442,837 200,195 631,221 483,784 147,437 1.9 5,162,280
67 Commerce Bancshares Inc. Kansas City, Mo. 618,506 127,594 490,912 606,681 144,328 462,353 1.9 11,090,330
68 Midfirst Bank Oklahoma City 615,348 469,042 146,306 610,782 510,852 99,930 0.7 10,517,408
69 NBT Bancorp Inc. Norwich, N.Y. 607,889 413,261 194,628 596,701 424,873 171,828 1.9 3,649,546
70 ING Bank FSB Wilmington, Del. 584,781 85,070 499,711 458,295 60,385 397,910 27.6 36,377,400
71 Arvest Bank Group Inc. Bentonville, Ark. 561,712 308,601 253,111 532,892 298,287 234,605 5.4 7,640,572
72 F.N.B. Corp. Hermitage, Pa. 555,285 228,257 327,028 537,732 272,335 265,397 3.3 5,793,816
73 First Midwest Bancorp Inc. Itasca, Ill. 550,438 126,788 423,650 516,361 139,920 376,441 6.6 5,340,771
74 NewAlliance Bancshares Inc. New Haven 546,427 222,231 324,196 521,251 262,342 258,909 4.8 4,905,941
75 Fremont Bancorp. Calif. 534,964 85,472 449,492 503,629 123,876 379,753 6.2 1,949,491
76 First Banks Inc. Clayton, Mo. 526,331 76,816 449,515 482,302 94,432 387,870 9.1 8,197,048
77 Sterling Financial Corp. Spokane 506,413 411,572 94,841 490,229 400,915 89,314 3.3 8,894,371
78 Glacier Bancorp Inc. Kalispell, Mont. 485,912 96,770 389,142 449,291 90,859 358,432 8.2 4,129,039
79 BOK Financial Corp. Tulsa 474,673 289,394 185,279 455,238 285,752 169,486 4.3 12,380,722
80 Pacific Capital Bancorp Santa Barbara, Calif. 469,637 114,385 355,252 434,522 147,169 287,353 8.1 5,667,448
81 Johnson Financial Group Inc. Racine, Wis. 466,486 76,293 390,193 370,489 75,671 294,818 25.9 4,608,892
82 First Commonwealth Financial Corp. Indiana, Pa. 458,465 123,626 334,839 381,728 146,971 234,757 20.1 4,536,771
83 United Community Banks Inc. Blairsville, Ga. 448,369 56,930 391,439 427,026 53,914 373,112 5.0 5,665,124
84 MB Financial Inc. Chicago 429,283 33,687 395,596 380,734 24,955 355,779 12.8 6,485,359
85 Cullen/Frost Bankers Inc. San Antonio 418,853 264,077 154,776 329,217 228,043 101,174 27.2 8,650,913
86 Independent Bank Corp. Rockland, Mass. 417,434 74,097 343,337 342,032 91,955 250,077 22.0 3,376,530
87 FirstBank Holding Co. Lakewood, Colo. 412,725 107,248 305,477 325,058 112,806 212,252 27.0 4,215,272
88 Ameriprise Bank FSB Minneapolis 412,210 1,613 410,597 330,534 680 329,854 24.7 560,698
89 UMB Financial Corp. Kansas City, Mo. 411,575 25,478 386,097 342,334 20,246 322,088 20.2 4,369,947
90 First Federal Savings and Loan Association of Charleston S.C. 410,824 19,811 391,013 317,623 20,322 297,301 29.3 2,718,300
91 First Interstate BancSystem Inc. Billings, Mont. 406,463 220,035 186,428 328,228 194,375 133,853 23.8 4,662,745
92 Hancock Holding Co. Gulfport, Miss. 400,680 68,448 332,232 318,444 72,228 246,216 25.8 4,319,850
93 Old National Bancorp Evansville, Ind. 398,061 130,722 267,339 404,129 158,880 245,249 -1.5 4,546,730
94 International Bancshares Corp. Laredo, Texas 392,182 378,454 13,728 293,037 281,380 11,657 33.8 5,741,663
95 Sandy Spring Bancorp Inc. Olney, Md. 388,107 104,650 283,457 365,573 128,458 237,115 6.2 2,403,883
96 Trustmark Corp. Jackson, Miss. 387,472 36,061 351,411 366,147 40,439 325,708 5.8 6,851,557
97 Eastern Bank Corp. Boston 385,756 138,649 247,107 390,527 185,517 205,010 -1.2 3,640,888
98 Boston Private Financial Holdings Inc. 383,651 36,528 347,123 335,634 32,473 303,161 14.3 5,589,356
99 Republic Bancorp Inc. Louisville 380,000 61,194 318,806 357,336 67,868 289,468 6.3 2,320,465
100 Dollar Bank Federal Savings Bank Pittsburgh 379,991 158,783 221,208 339,026 187,705 151,321 12.1 4,179,332
101 TriCo Bancshares Chico, Calif. 378,416 26,611 351,805 363,813 34,351 329,462 4.0 1,552,235
102 Bank of New York Mellon Corp. 372,000 16,000 356,000 373,000 38,000 335,000 -0.3 39,936,000
103 Central Banco. Inc. Jefferson City, Mo. 371,446 128,918 242,528 355,552 134,418 221,134 4.5 5,878,850
104 Encore Bancshares Inc. Houston 370,533 292,890 77,643 349,322 269,409 79,913 6.1 1,149,988
105 Park National Corp. Newark, Ohio 369,435 91,843 277,592 362,468 99,642 262,826 1.9 4,620,026
106 W.T.B. Financial Corp. Spokane 369,323 42,587 326,736 349,875 43,837 306,038 5.6 3,260,144
107 Iberiabank Corp. Lafayette, La. 361,068 201,812 159,256 329,170 203,451 125,719 9.7 3,919,695
108 Sun Bancorp Inc. Vineland, N.J. 360,524 95,661 264,863 367,157 103,391 263,766 -1.8 2,733,972
109 First Financial Bancorp. Cincinnati 350,897 31,690 319,207 298,103 25,675 272,428 17.7 2,899,147
110 Columbia Bank MHC Fair Lawn, N.J. 349,406 252,214 97,192 371,312 287,055 84,257 -5.9 3,339,557
111 First Place Bank Warren, Ohio 338,795 123,667 215,128 348,815 136,363 212,452 -2.9 2,833,084
112 Hudson City Savings Bank Paramus, N.J. 337,477 228,415 109,062 370,105 271,439 98,666 -8.8 30,808,507
113 Liberty Bank Middletown, Conn. 333,010 148,467 184,543 335,404 188,528 146,876 -0.7 2,331,452
114 Utrecht-America Holdings Inc. New York 323,655 51,450 272,205 290,489 58,499 231,990 11.4 14,146,002
115 TrustCo Bank Schenectady, N.Y. 321,658 57,695 263,963 295,033 65,252 229,781 9.0 2,187,355
116 Alpine Banks of Colorado Glenwood Springs 319,069 63,713 255,356 252,864 42,678 210,186 26.2 2,068,964
117 Astoria Federal Savings and Loan Association Lake Success, N.Y. 315,249 8,177 307,072 322,750 10,436 312,314 -2.3 16,056,037
118 Pinnacle Financial Partners Inc. Nashville 314,478 31,044 283,434 228,099 31,255 196,844 37.9 3,572,136
119 Pulaski Bank Creve Coeur, Mo. 307,212 72,502 234,710 317,857 91,409 226,448 -3.3 1,348,993
120 Provident Financial Services Inc. Jersey City 305,431 150,408 155,023 281,902 190,409 91,493 8.3 4,357,657
121 American Savings Bank FSB Honolulu 304,118 3,880 300,238 238,696 5,688 233,008 27.4 3,892,121
122 TowneBank Portsmouth, Va. 301,750 48,653 253,097 261,223 50,451 210,772 15.5 2,534,025
123 Capitol Bancorp Ltd. Lansing, Mich. 291,483 81,736 209,747 269,661 85,747 183,914 8.1 4,611,271
124 Umpqua Holdings Corp. Portland, Ore. 290,895 23,812 267,083 262,817 27,334 235,483 10.7 6,146,820
125 EverBank Jacksonville, Fla. 289,346 48,910 240,436 321,060 65,645 255,415 -9.9 5,253,423
126 Doral GP Ltd. San Juan, Puerto Rico 289,239 289,239 0 309,019 309,019 0 -6.4 5,538,456
127 StellarOne Corp. Charlottesville, Va. 288,974 56,335 232,639 248,659 58,206 190,453 16.2 2,292,326
128 Midwest Banc Holdings Inc. Melrose Park, Ill. 286,920 31,938 254,982 202,642 28,569 174,073 41.6 2,559,257
129 Whitney Holding Corp. New Orleans 285,959 99,436 186,523 246,964 106,473 140,491 15.8 8,860,670
130 Wilmington Savings Fund Society FSB Del. 282,364 114,427 167,937 261,707 138,290 123,417 7.9 2,552,179
131 Amcore Financial Inc. Rockford, Ill. 279,714 86,383 193,331 295,579 118,785 176,794 -5.4 3,372,129
132 First Bancorp Troy, N.C. 276,351 37,028 239,323 243,835 28,161 215,674 13.3 2,711,876
133 West Coast Bancorp Lake Oswego, Ore. 270,765 22,287 248,478 248,526 24,110 224,416 8.9 1,920,409
134 WesBanco Inc. Wheeling, W.Va. 269,618 26,726 242,892 244,694 31,672 213,022 10.2 3,554,648
135 Washington Trust Bancorp Inc. Westerly, R.I. 266,418 70,806 195,612 246,655 94,316 152,339 8.0 1,897,393
136 PrivateBancorp Inc. Chicago 261,834 41,449 220,385 188,840 53,754 135,086 38.7 8,752,751
137 AnchorBank FSB Madison, Wis. 259,107 121,640 137,467 286,638 156,608 130,030 -9.6 3,894,528
138 NewBridge Bancorp Greensboro, N.C. 257,811 22,831 234,980 237,470 22,948 214,522 8.6 1,526,550
139 SCBT Financial Corp. Columbia, S.C. 251,713 12,463 239,250 213,142 16,868 196,274 18.1 2,290,015
140 Pacific Trust Bank FSB Chula Vista, Calif. 251,177 997 250,180 207,821 789 207,032 20.9 787,657
141 Spencer Savings Bank SLA Elmwood Park, N.J. 249,812 187,852 61,960 273,310 217,170 56,140 -8.6 1,204,261
142 American Chartered Bancorp Inc. Schaumburg, Ill. 249,763 40,101 209,662 218,583 39,200 179,383 14.3 2,077,135
143 TierOne Bank Lincoln, Neb. 246,410 124,205 122,205 279,971 157,681 122,290 -12.0 2,605,988
144 City Holding Co. Charleston, W.Va. 246,275 46,002 200,273 230,729 53,399 177,330 6.7 1,786,249
145 West Suburban Bancorp Inc. Lombard, Ill. 243,700 121,048 122,652 264,329 163,173 101,156 -7.8 1,233,083
146 Inter Savings Bank FSB Maple Grove, Minn. 242,353 145,263 97,090 277,722 166,443 111,279 -12.7 601,414
147 Riverside Banking Co. Fort Pierce, Fla. 240,271 40,122 200,149 256,936 50,268 206,668 -6.5 2,195,804
148 Fairfield County Bank Ridgefield, Conn. 239,792 3,561 236,231 216,687 4,506 212,181 10.7 1,370,249
149 S&T Bancorp Inc. Indiana, Pa. 238,940 136,386 102,554 228,027 147,670 80,357 4.8 3,459,771
150 Community Bank System Inc. De Witt, N.Y. 236,265 101,921 134,344 192,189 102,065 90,124 22.9 3,095,758

Notes: List includes top-tier consolidated bank holding companies, commerical banks, savings banks and savings institutions that were operating as of Nov. 12, 2009. Figures for prior periods are not adjusted for mergers and acquisitions.

Source:

SNL Financial
, Charlottesville, Va.
© 2009 American Banker