On Mar. 31, 2018. Dollars in thousands.
Banks and Thrifts with the Highest Adjusted Nonperforming Loan Ratios
Adjusted nonperforming loan ratio* | ||||||||||
Rank | Name | City | State | Parent Name | Company Type | Mar. 31 | Year earlier | Nonperformers** | Net chargeoffs*** | Assets |
1 | State Central Bank | Bonaparte | Iowa | Logan Investment Corporation | Commercial Bank | $38.18 | $36.98 | $7,629 | -0.46 | $37,525 |
2 | Markesan State Bank | Markesan | Wis. | Markesan Bancshares, Inc. | Commercial Bank | 29.04 | 13.93 | 29,601 | -0.01 | 139,749 |
3 | Beal Financial Corporation | Plano | Tex. | Savings & Loan HC | 21.73 | 11.67 | 1,104,547 | 0.49 | 7,604,554 | |
4 | Beach Community Bank | Fort Walton Beach | Fla. | Beach Community Bancshares, Inc. | Commercial Bank | 21.64 | 24.32 | 68,361 | -0.33 | 475,518 |
5 | First City Bank of Florida | Fort Walton Beach | Fla. | Florida First City Banks, Inc. | Commercial Bank | 15.28 | 16.52 | 17,079 | -0.02 | 179,642 |
6 | State Bank & Trust Company | Golden Meadow | La. | SBT Bancshares, Inc. | Commercial Bank | 14.93 | 12.60 | 13,534 | 0.16 | 117,633 |
7 | First State Bank | Barboursville | W.Va. | First Bankshares, Inc. | Commercial Bank | 14.54 | 17.58 | 17,116 | 0.04 | 174,239 |
8 | First State Bank of Healy | Healy | Kan. | Commercial Bank | 12.58 | 21.42 | 5,284 | -0.25 | 73,850 | |
9 | Bank of Hazlehurst | Hazlehurst | Ga. | Hazlehurst Investors, Inc. | Commercial Bank | 12.50 | 12.83 | 9,812 | 0.20 | 134,216 |
10 | West Texas State Bank | Snyder | Tex. | WTSB Bancorp, Inc. | Commercial Bank | 12.13 | 26.84 | 7,561 | -0.04 | 121,180 |
11 | Valley Bank of Nevada | North Las Vegas | Nev. | Commercial Bank | 10.80 | 10.67 | 9,212 | 0.00 | 119,080 | |
12 | Interamerican Bank, A FSB | Miami | Fla. | Savings & Loan Assoc | 10.78 | 13.10 | 16,808 | -1.11 | 204,922 | |
13 | Stonebridge Bank | West Chester | Pa. | Stonebridge Financial Corp. | Commercial Bank | 10.77 | 14.49 | 4,359 | -0.10 | 57,698 |
14 | First Commercial Bank | Dexter | Mo. | Gideon Bancshares Company | Commercial Bank | 10.46 | 5.53 | 15,571 | 0.00 | 222,826 |
15 | Peoples Bank & Trust Company of Hazard | Hazard | Ky. | Hazard Bancorp | Commercial Bank | 9.93 | 10.92 | 18,393 | 2.51 | 248,000 |
16 | Security State Bank | Iron River | Wis. | Security Bank Shares, Inc. | Commercial Bank | 9.87 | 9.19 | 6,115 | -0.03 | 92,531 |
17 | Gateway Bank, F.S.B. | Oakland | Calif. | Savings & Loan Assoc | 9.65 | 11.93 | 7,066 | 0.00 | 112,450 | |
18 | Louisa Community Bank | Louisa | Ky. | Commercial Bank | 9.60 | 1.76 | 3,103 | -0.07 | 35,980 | |
19 | First BanCorp. | San Juan | P.R. | Bank Holding Company | 9.52 | 9.63 | 835,842 | 1.26 | 12,200,386 | |
20 | First Credit Bank | Los Angeles | Calif. | Commercial Bank | 9.51 | 8.52 | 30,260 | 0.00 | 447,434 | |
21 | Grand Timber Bank | McGregor | Minn. | McGregor Banco, Inc. | Commercial Bank | 9.50 | 7.13 | 2,529 | 0.03 | 41,868 |
22 | St. Landry Homestead Federal Savings Bank | Opelousas | La. | Savings & Loan Assoc | 9.49 | 9.24 | 15,687 | 0.38 | 229,935 | |
23 | Champion Bank | Parker | Colo. | Commercial Bank | 9.41 | 8.28 | 3,125 | 0.00 | 57,202 | |
24 | McCook National Bank | McCook | Neb. | Graff Family, Inc. | Commercial Bank | 9.37 | 4.00 | 22,068 | -0.01 | 361,736 |
25 | Bank, The | Oberlin | Kan. | Decatur Investment, Inc. | Commercial Bank | 8.96 | 1.78 | 23,155 | 0.05 | 356,164 |
26 | Santander Holdings USA, Inc. | Boston | Mass. | Banco Santander, SA | Bank Holding Company | 8.91 | 7.38 | 7,315,252 | 2.80 | 129,227,891 |
27 | Lake Country Community Bank | Morristown | Minn. | Morristown Holding Company | Commercial Bank | 8.88 | 6.06 | 1,462 | -0.12 | 25,004 |
28 | Civis Bank | Rogersville | Tenn. | Volunteer Bancorp, Inc. | Commercial Bank | 8.82 | 7.39 | 5,769 | -0.02 | 98,364 |
29 | Geauga Savings Bank | Newbury | Ohio | Maple Leaf Financial, Inc. | Savings & Loan Assoc | 8.74 | 9.70 | 15,355 | -0.24 | 279,741 |
30 | United Bank of Philadelphia | Philadelphia | Pa. | United Bancshares, Inc. | Commercial Bank | 8.39 | 8.25 | 3,318 | -0.02 | 59,100 |
31 | Gunnison Valley Bank | Gunnison | Utah | GV Bancorp, Inc. | Commercial Bank | 8.36 | 5.68 | 5,369 | 2.35 | 75,542 |
32 | Citizens State Bank of Hayfield | Hayfield | Minn. | Country Bankers, Inc. | Commercial Bank | 8.33 | 7.02 | 5,756 | 0.00 | 89,550 |
33 | North Side Federal Savings and Loan Association of Chicago | Chicago | Ill. | Savings & Loan Assoc | 8.32 | 6.47 | 1,866 | 0.00 | 40,979 | |
34 | Tri-State Bank of Memphis | Memphis | Tenn. | Commercial Bank | 8.15 | 6.81 | 4,735 | 0.90 | 91,169 | |
United Community Bank | Raceland | La. | Community Bancorp of Louisiana, Inc. | Commercial Bank | 8.15 | 5.20 | 34,920 | 1.36 | 536,806 | |
36 | Bank of Washington | Washington | Mo. | Diamond Bancorp, Inc. | Commercial Bank | 8.00 | 9.80 | 41,357 | -0.09 | 636,417 |
37 | 1st Equity Bank Northwest | Buffalo Grove | Ill. | Northwest Equity Corp. | Commercial Bank | 7.95 | 0.14 | 2,730 | 0.00 | 43,759 |
38 | Sunrise Bank Dakota | Onida | S.D. | Adino Company | Commercial Bank | 7.90 | 0.00 | 3,446 | 9.06 | 64,845 |
39 | Central Savings Bank | Sault Sainte Marie | Mich. | Central Bank Corporation | Commercial Bank | 7.89 | 6.60 | 11,923 | -0.03 | 249,013 |
40 | Enterprise Bank of South Carolina | Ehrhardt | S.C. | Commercial Bank | 7.87 | 6.28 | 13,647 | -0.07 | 327,181 | |
41 | 1st Equity Bank | Skokie | Ill. | First Equity Corp. | Commercial Bank | 7.85 | 6.89 | 6,651 | 0.00 | 98,960 |
WestSide Bank | Hiram | Ga. | Commercial Bank | 7.85 | 13.64 | 6,064 | 0.00 | 121,973 | ||
43 | Thayer County Bank | Hebron | Neb. | Thayer Agency, Inc. | Commercial Bank | 7.77 | 4.31 | 2,718 | -0.04 | 58,387 |
44 | Martinsville First Savings Bank | Martinsville | Va. | Savings & Loan Assoc | 7.75 | 7.81 | 1,704 | 0.04 | 40,616 | |
45 | First Federal Savings and Loan Association of Lorain | Lorain | Ohio | Savings & Loan Assoc | 7.74 | 7.02 | 18,832 | 0.05 | 428,075 | |
46 | Peoples Bank | Eatonton | Ga. | Peoples Bankshares, Inc. | Commercial Bank | 7.72 | 9.63 | 6,025 | 0.07 | 123,102 |
47 | North Alabama Bank | Hazel Green | Ala. | BOLC Corp. | Commercial Bank | 7.65 | 5.58 | 5,068 | -0.02 | 92,734 |
Resolute Bank | Maumee | Ohio | Princeton Capital Holdings LLC | Savings & Loan Assoc | 7.65 | 1.78 | 1,865 | 0.06 | 34,449 | |
49 | Citizens Savings Bank | Bogalusa | La. | Savings Bank | 7.57 | 8.50 | 13,317 | 0.12 | 227,653 | |
50 | Columbia Bank | Lake City | Fla. | First Columbia Bancorp, Inc. | Commercial Bank | 7.53 | 8.72 | 11,051 | -0.12 | 207,588 |
51 | Grundy National Bank | Grundy | Va. | GNB Bankshares Corporation | Commercial Bank | 7.45 | 7.77 | 11,617 | -0.02 | 310,752 |
52 | Security State Bank of Kenyon | Kenyon | Minn. | Ellingson Corporation | Commercial Bank | 7.43 | 10.18 | 3,443 | 0.00 | 55,317 |
53 | MidSouth Bancorp, Inc. | Lafayette | La. | Bank Holding Company | 7.36 | 4.51 | 83,787 | 0.52 | 1,857,755 | |
54 | Gwinnett Community Bank | Duluth | Ga. | Community Financial Holding Company, Inc. | Commercial Bank | 7.32 | 6.67 | 11,402 | -0.15 | 258,862 |
55 | Citizens Savings Bank and Trust Company | Nashville | Tenn. | CSB&T Bancorp, Inc. | Commercial Bank | 7.26 | 8.32 | 6,263 | 0.00 | 101,278 |
56 | State Exchange Bank | Lamont | Okla. | State Exchange Bancshares, Inc. | Commercial Bank | 7.23 | 5.20 | 4,135 | 0.00 | 65,587 |
57 | Fidelity Bank of Florida, National Association | Merritt Island | Fla. | Commercial Bank | 7.14 | 11.83 | 8,478 | 0.74 | 171,774 | |
58 | Alma Bank | Astoria | N.Y. | Commercial Bank | 7.11 | 7.17 | 68,765 | -0.02 | 1,076,468 | |
59 | Mechanics and Farmers Bank | Durham | N.C. | M&F Bancorp, Inc. | Commercial Bank | 7.10 | 6.53 | 11,283 | 2.56 | 254,628 |
60 | Citizens Bank of Chatsworth | Chatsworth | Ill. | Commercial Bank | 7.06 | 5.48 | 1,366 | 0.30 | 31,640 | |
61 | Bank of Grandin | Grandin | Mo. | Commercial Bank | 7.02 | 6.37 | 6,501 | 0.32 | 151,336 | |
62 | Gladewater National Bank | Gladewater | Tex. | East Texas Financial Corporation | Commercial Bank | 6.99 | 5.32 | 1,619 | 0.00 | 37,255 |
63 | Commercial Bank of Oak Grove | Oak Grove | Mo. | Country Agencies & Investments, Inc. | Commercial Bank | 6.85 | 7.84 | 2,757 | -0.38 | 69,868 |
River Town Bank | Dardanelle | Ark. | Bank of Dardanelle Bankshares, Inc. | Commercial Bank | 6.85 | 4.25 | 6,248 | 0.16 | 136,807 | |
South Lafourche Bank & Trust Company | Larose | La. | Lafourche Bancshares, Inc. | Commercial Bank | 6.85 | 10.78 | 8,452 | 0.86 | 154,133 | |
66 | Bennington State Bank | Salina | Kan. | Berco, Inc. | Commercial Bank | 6.83 | 1.23 | 34,671 | -0.03 | 689,946 |
67 | Patriots Bank | Garnett | Kan. | Garnett Bancshares, Inc. | Commercial Bank | 6.73 | 4.11 | 5,390 | 0.00 | 113,142 |
68 | Jackson County Bank | Black River Falls | Wis. | Wisconsin Bank Services, Inc. | Commercial Bank | 6.70 | 0.31 | 12,376 | 1.62 | 251,513 |
Rosedale Federal Savings and Loan Association | Baltimore | Md. | Savings & Loan Assoc | 6.70 | 6.05 | 44,801 | 0.09 | 962,762 | ||
70 | City National Bank of New Jersey | Newark | N.J. | City National Bancshares Corporation | Commercial Bank | 6.62 | 6.94 | 8,692 | 0.10 | 229,980 |
71 | Farmers & Merchants Bank | Lakeland | Ga. | FMB Bancshares, Inc. | Commercial Bank | 6.58 | 8.88 | 25,715 | 0.11 | 506,751 |
72 | Bank of Little Rock | Little Rock | Ark. | Little Rock Bankshares, Inc. | Commercial Bank | 6.57 | 1.60 | 6,910 | -0.01 | 210,048 |
73 | Leaders Bank | Oak Brook | Ill. | Commercial Bank | 6.55 | 12.81 | 17,498 | 0.40 | 324,989 | |
74 | Home Loan Investment Bank, F.S.B. | Warwick | R.I. | Prospect Financial Corporation | Savings & Loan Assoc | 6.54 | 7.83 | 16,064 | 0.16 | 277,415 |
Princeville State Bank | Princeville | Ill. | Main Street Bancorp, Inc. | Commercial Bank | 6.54 | 1.09 | 2,663 | 0.01 | 77,569 | |
76 | West Pointe Bank | Oshkosh | Wis. | West Pointe Bancshares, Inc. | Commercial Bank | 6.53 | 6.92 | 14,784 | -0.03 | 276,476 |
77 | American Founders Bank, Inc. | Louisville | Ky. | Commercial Bank | 6.47 | 7.79 | 5,974 | -0.51 | 106,211 | |
Crown Bank | Elizabeth | N.J. | Commercial Bank | 6.47 | 9.12 | 23,988 | 0.00 | 547,199 | ||
79 | Wilmington Savings Bank | Wilmington | Ohio | Commercial Bank | 6.46 | 10.24 | 9,190 | -0.08 | 163,412 | |
80 | F & M Bank and Trust Company | Manchester | Ga. | F & M Holding Company, Inc. | Commercial Bank | 6.44 | 7.62 | 3,158 | -0.02 | 76,019 |
81 | Conway Bank | Conway Springs | Kan. | Norcon Financial Corp. | Commercial Bank | 6.43 | 6.85 | 4,946 | 0.01 | 102,687 |
82 | Central Bank | Savannah | Tenn. | Commercial Bank | 6.36 | 7.90 | 3,689 | 0.61 | 94,794 | |
83 | Putnam County Bank | Hurricane | W.Va. | Putnam Bancshares, Inc. | Commercial Bank | 6.35 | 6.67 | 23,597 | 4.56 | 615,083 |
84 | First National Bank of Ava | Ava | Ill. | Headquarters Holding Company, Inc. | Commercial Bank | 6.28 | 5.09 | 2,137 | 0.56 | 62,293 |
Trinity Capital Corporation | Los Alamos | N.M. | Bank Holding Company | 6.28 | 6.37 | 44,326 | 1.60 | 1,284,414 | ||
86 | Persons Banking Company | Forsyth | Ga. | Persons Banking Company, Inc. | Commercial Bank | 6.26 | 6.64 | 13,008 | 0.13 | 321,036 |
87 | Amboy Bancorporation | Old Bridge | N.J. | Bank Holding Company | 6.23 | 3.94 | 109,688 | -0.06 | 2,342,387 | |
88 | Bank of Kaukauna | Kaukauna | Wis. | Brogan Bankshares, Inc. | Commercial Bank | 6.20 | 7.22 | 4,686 | 0.00 | 94,152 |
Hatboro Federal Savings, FA | Hatboro | Pa. | Savings & Loan Assoc | 6.20 | 6.55 | 20,499 | 0.00 | 496,215 | ||
90 | South Carolina Community Bank | Columbia | S.C. | SCCB Financial Corporation | Commercial Bank | 6.13 | 19.08 | 1,943 | -0.03 | 52,284 |
91 | Community State Bank | Brook | Ind. | Commercial Bank | 6.06 | 8.42 | 2,719 | -0.14 | 57,631 | |
Seamen's Bank | Provincetown | Mass. | Savings Bank | 6.06 | 7.26 | 16,091 | 0.00 | 359,706 | ||
93 | Hebron Savings Bank | Hebron | Md. | HSB Bancorp, Inc. | Commercial Bank | 6.05 | 6.56 | 30,880 | 0.20 | 585,196 |
94 | Security State Bank of Hibbing | Hibbing | Minn. | Security Financial Services, Inc. | Commercial Bank | 6.04 | 6.56 | 4,060 | 0.01 | 119,370 |
95 | Home National Bank | Racine | Ohio | Commercial Bank | 6.01 | 5.79 | 2,611 | 0.28 | 62,602 | |
Huron National Bank | Rogers City | Mich. | Huron National Bancorp, Inc. | Commercial Bank | 6.01 | 6.75 | 2,414 | 0.09 | 63,869 | |
97 | Community Shores Bank | Muskegon | Mich. | Community Shores Bank Corporation | Commercial Bank | 6.00 | 6.59 | 8,622 | -0.06 | 194,151 |
98 | First State Bank of Swanville | Swanville | Minn. | Swanville Bancshares, Inc. | Commercial Bank | 5.95 | 12.72 | 993 | -0.02 | 25,413 |
99 | State Bank of Downs | Downs | Kan. | B Bank, Inc. | Commercial Bank | 5.94 | 2.98 | 4,371 | 0.04 | 95,833 |
100 | Frontier State Bank | Oklahoma City | Okla. | Commercial Bank | 5.93 | 8.10 | 23,916 | -0.03 | 602,981 | |
101 | EvaBank | Cullman | Ala. | Commercial Bank | 5.89 | 3.42 | 16,927 | 0.70 | 375,600 | |
102 | Allied First Bank,sb | Oswego | Ill. | Allied First Bancorp, Inc. | Savings Bank | 5.88 | 3.56 | 3,206 | -0.12 | 83,191 |
103 | ESB Bank | Caledonia | Minn. | Eitzen Independents, Inc. | Commercial Bank | 5.86 | 6.61 | 4,485 | 0.06 | 106,143 |
104 | Columbia Savings and Loan Association | Milwaukee | Wis. | Savings & Loan Assoc | 5.84 | 7.83 | 1,115 | 0.00 | 23,741 | |
105 | Popular, Inc. | Hato Rey | P.R. | Bank Holding Company | 5.83 | 6.27 | 1,423,000 | 0.91 | 45,757,000 | |
106 | Freedom Bank, Inc. | Belington | W.Va. | Freedom Bancshares, Inc. | Commercial Bank | 5.82 | 7.47 | 7,509 | 0.13 | 161,729 |
107 | Synergy Bank | Houma | La. | Synergy Bancshares, Inc. | Commercial Bank | 5.75 | 7.54 | 20,073 | 0.00 | 518,708 |
108 | Carter Bank & Trust | Martinsville | Va. | Commercial Bank | 5.74 | 4.35 | 152,736 | 0.00 | 4,112,793 | |
109 | First South Bank | Spartanburg | S.C. | First South Bancorp, Inc. | Commercial Bank | 5.73 | 8.61 | 9,354 | -0.09 | 229,202 |
110 | Carver State Bank | Savannah | Ga. | Carver Financial Corporation | Commercial Bank | 5.72 | 5.34 | 1,484 | 0.11 | 41,098 |
111 | Southwest Capital Bank | Albuquerque | N.M. | Las Vegas Bancorporation, Inc. | Commercial Bank | 5.68 | 6.45 | 15,235 | 0.56 | 368,894 |
112 | Farmers Bank | Parsons | Tenn. | Townsend Financial Corporation | Commercial Bank | 5.65 | 2.20 | 1,096 | 0.44 | 36,277 |
State Bank of Newburg | Newburg | Wis. | SBN Community Bancorp, Inc. | Commercial Bank | 5.65 | 5.91 | 7,874 | 0.11 | 171,734 | |
114 | Mutual Savings Association, FSA | Leavenworth | Kan. | Savings & Loan Assoc | 5.63 | 6.72 | 6,690 | 0.00 | 208,848 | |
115 | Grant County Bank | Ulysses | Kan. | Resource One, Inc. | Commercial Bank | 5.59 | 6.73 | 7,901 | 0.05 | 226,716 |
116 | Systematic Savings Bank | Springfield | Mo. | Savings & Loan Assoc | 5.56 | 0.75 | 2,162 | 0.00 | 44,403 | |
117 | Central Federal Savings and Loan Association | Cicero | Ill. | Savings & Loan Assoc | 5.54 | 6.83 | 6,138 | 0.06 | 180,858 | |
First National Community Bank | New Richmond | Wis. | One Corporation | Commercial Bank | 5.54 | 4.67 | 6,892 | 0.00 | 199,127 | |
Valley Bank of Ronan | Ronan | Mont. | Valley Holding Company | Commercial Bank | 5.54 | 1.99 | 3,246 | 0.03 | 101,798 | |
120 | Kentland Federal Savings and Loan Association | Kentland | Ind. | Savings & Loan Assoc | 5.53 | 5.86 | 242 | 0.00 | 4,662 | |
121 | First Federal Savings and Loan Association of Bath | Bath | Maine | Savings & Loan Assoc | 5.52 | 5.67 | 5,951 | -0.06 | 127,230 | |
122 | Rolette State Bank | Rolette | N.D. | Commercial Bank | 5.47 | 5.02 | 1,567 | 0.03 | 39,210 | |
123 | Farmers State Bank | Mountain City | Tenn. | Farmers State Bancshares, Inc. | Commercial Bank | 5.44 | 7.75 | 4,873 | 0.07 | 144,010 |
Plains Commerce Bank | Hoven | S.D. | Commercial Bank | 5.44 | 5.28 | 28,054 | -0.04 | 646,743 | ||
125 | First National Bank of Hope | Hope | Kan. | Hope Bancshares, Inc. | Commercial Bank | 5.43 | 6.12 | 3,067 | 0.66 | 83,852 |
126 | Community Bank and Trust Company | Muscatine | Iowa | C-B-G, Inc. | Commercial Bank | 5.42 | 1.55 | 8,153 | 3.91 | 247,200 |
127 | HomePride Bank | Mansfield | Mo. | Banc 60, Inc. | Commercial Bank | 5.41 | 11.49 | 4,143 | 0.04 | 100,912 |
128 | Woodruff Federal Savings and Loan Association | Woodruff | S.C. | Savings & Loan Assoc | 5.35 | 2.54 | 2,986 | 0.00 | 89,017 | |
129 | Community Bank of Trenton | Trenton | Ill. | CBT Bancorp, Inc. | Commercial Bank | 5.30 | 8.41 | 3,067 | 0.22 | 81,712 |
130 | Citizens State Bank | Hugoton | Kan. | Hugoton Bancshares, Inc. | Commercial Bank | 5.28 | 0.00 | 4,135 | -0.07 | 122,956 |
131 | Sherwood State Bank | Sherwood | Ohio | Sherwood Banc Corporation | Commercial Bank | 5.25 | 2.27 | 2,129 | 0.04 | 64,790 |
132 | Blue Grass Valley Bank | Blue Grass | Va. | Commercial Bank | 5.23 | 5.26 | 1,515 | -0.07 | 44,658 | |
133 | Normangee State Bank | Normangee | Tex. | Normangee Bancshares, Inc. | Commercial Bank | 5.21 | 7.24 | 4,018 | 1.89 | 125,199 |
134 | McHenry Savings Bank | McHenry | Ill. | McHenry Bancorp, Inc. | Savings Bank | 5.20 | 7.30 | 7,694 | 0.09 | 224,602 |
Union State Bank of West Salem | West Salem | Wis. | Commercial Bank | 5.20 | 3.54 | 3,274 | 0.06 | 80,525 | ||
136 | Gibsland Bank & Trust Company | Gibsland | La. | Gibsland Bancshares, Inc. | Commercial Bank | 5.18 | 3.02 | 15,523 | 0.31 | 415,541 |
137 | Lafayette State Bank | Mayo | Fla. | Commercial Bank | 5.16 | 18.37 | 2,774 | -0.22 | 86,919 | |
138 | Bank of Galesville | Galesville | Wis. | Gale Bank Holding Company, Inc. | Commercial Bank | 5.15 | 4.90 | 3,886 | -0.31 | 92,895 |
Clover Community Bank | Clover | S.C. | Clover Community Bankshares, Inc. | Commercial Bank | 5.15 | 2.25 | 3,581 | 0.01 | 130,221 | |
Farmers Security Bank | Washburn | N.D. | McLean Bank Holding Company | Commercial Bank | 5.15 | 3.12 | 1,715 | 0.08 | 57,562 | |
141 | Peoples Bank Mt. Washington | Mount Washington | Ky. | Crossroads Bancorp, Inc. | Commercial Bank | 5.14 | 5.59 | 2,822 | -0.03 | 88,662 |
142 | New York Private Bank & Trust Corporation | New York | N.Y. | Bank Holding Company | 5.13 | 5.96 | 223,065 | -0.02 | 6,307,781 | |
143 | Taylorsville Savings Bank, SSB | Taylorsville | N.C. | Savings Bank | 5.12 | 3.97 | 4,135 | 0.06 | 100,183 | |
144 | Park Bank | Holmen | Wis. | Golden Oak Bancshares, Inc. | Commercial Bank | 5.08 | 4.63 | 1,682 | 1.99 | 58,982 |
145 | First Security Bank & Trust Company | Charles City | Iowa | Cedar Valley Bankshares, Ltd. | Commercial Bank | 5.06 | 4.22 | 15,105 | 0.01 | 495,380 |
International Bank of Chicago | Chicago | Ill. | IBC Bancorp, Inc. | Commercial Bank | 5.06 | 8.09 | 21,472 | 0.01 | 579,218 | |
147 | Anna-Jonesboro National Bank | Anna | Ill. | Union County Bancshares, Inc. | Commercial Bank | 5.05 | 7.15 | 5,951 | 0.55 | 232,866 |
Medallion Bank | Salt Lake City | Utah | Medallion Financial Corp. | Commercial Bank | 5.05 | 5.74 | 47,814 | 5.34 | 1,008,523 | |
149 | Farmers Savings Bank | Wever | Iowa | FSB Bancorp | Commercial Bank | 5.04 | 2.70 | 5,572 | -0.04 | 132,457 |
150 | State Savings Bank | Rake | Iowa | Rake Bancorporation | Commercial Bank | 5.03 | 3.30 | 3,282 | 0.00 | 73,470 |
151 | American Bank of the North | Nashwauk | Minn. | Mesaba Bancshares, Inc. | Commercial Bank | 4.98 | 6.69 | 21,601 | 0.76 | 540,277 |
First Southern Bank | Patterson | Ga. | Commercial Bank | 4.98 | 4.60 | 3,670 | 2.82 | 113,652 | ||
153 | First Central Savings Bank | Glen Cove | N.Y. | Savings Bank | 4.97 | 5.63 | 24,129 | 0.26 | 577,066 | |
154 | Benton State Bank | Benton | Wis. | BSB Community Bancorporation, Inc. | Commercial Bank | 4.95 | 2.54 | 2,828 | 0.22 | 64,834 |
155 | First National Bank of Wauchula | Wauchula | Fla. | First Hardee Holding Corporation | Commercial Bank | 4.94 | 6.58 | 2,212 | -0.04 | 74,395 |
156 | Lumbee Guaranty Bank | Pembroke | N.C. | Commercial Bank | 4.93 | 5.41 | 8,550 | 0.01 | 315,607 | |
157 | Harrison Building and Loan Association | Harrison | Ohio | Savings & Loan Assoc | 4.91 | 5.05 | 5,694 | 0.00 | 218,365 | |
158 | Community State Bank | Union Grove | Wis. | Union Bancorporation, Inc. | Commercial Bank | 4.88 | 7.02 | 10,543 | 0.29 | 379,025 |
First Federal Bank & Trust | Sheridan | Wyo. | Savings & Loan Assoc | 4.88 | 3.41 | 9,250 | 0.17 | 299,575 | ||
160 | First Federal Savings Bank | Rochester | Ind. | American Midwest Financial Corp. | Savings & Loan Assoc | 4.86 | 5.39 | 15,138 | 0.09 | 393,361 |
New Buffalo Savings Bank | New Buffalo | Mich. | New Bancorp, Inc. | Savings & Loan Assoc | 4.86 | 3.44 | 4,675 | 0.00 | 121,562 | |
162 | Community First Bank | Maywood | Neb. | UniBanc Corp. | Commercial Bank | 4.83 | 2.29 | 4,315 | -0.20 | 127,263 |
Superior Savings Bank | Superior | Wis. | Savings Bank | 4.83 | 3.98 | 2,124 | 0.00 | 65,644 | ||
164 | Morganton Savings Bank, S.S.B. | Morganton | N.C. | Savings Bank | 4.82 | 8.92 | 2,240 | 0.00 | 80,627 | |
165 | Citizens Bank | Nashville | Ga. | Nashville Holding Company | Commercial Bank | 4.80 | 5.33 | 8,000 | 0.37 | 257,092 |
166 | MCNB Bank and Trust Co. | Welch | W.Va. | MCNB Banks, Inc. | Commercial Bank | 4.77 | 3.50 | 9,339 | 0.45 | 295,097 |
167 | National Bank of Andrews | Andrews | Tex. | Andrews Bancshares, Inc. | Commercial Bank | 4.74 | 0.99 | 5,274 | 0.09 | 192,540 |
168 | Cass County Bank, Inc. | Plattsmouth | Neb. | Citizens National Corporation | Commercial Bank | 4.70 | 0.98 | 2,572 | -0.11 | 70,081 |
Cowboy State Bank | Ranchester | Wyo. | Cowboy State Bancorp, Inc. | Commercial Bank | 4.70 | 1.55 | 1,353 | 0.00 | 44,033 | |
170 | Ladysmith Federal Savings and Loan Association | Ladysmith | Wis. | Savings & Loan Assoc | 4.68 | 5.82 | 1,597 | 0.00 | 50,102 | |
171 | Johnson County Bank | Mountain City | Tenn. | Commercial Bank | 4.66 | 4.57 | 3,091 | 0.07 | 119,965 | |
172 | Sallie Mae Bank | Salt Lake City | Utah | SLM Corporation | Commercial Bank | 4.64 | 3.84 | 947,688 | 0.69 | 23,267,239 |
173 | First National Bank of Winnsboro | Winnsboro | Tex. | Etex Banco, Inc. | Commercial Bank | 4.63 | 5.27 | 4,216 | 0.00 | 141,344 |
Miners Exchange Bank | Coeburn | Va. | Commercial Bank | 4.63 | 3.83 | 2,492 | 0.28 | 94,866 | ||
175 | Security Bank, s.b. | Springfield | Ill. | Savings Bank | 4.62 | 5.18 | 4,504 | -0.01 | 124,007 | |
176 | Merchants & Farmers Bank of Greene County | Eutaw | Ala. | Merchants and Farmers Bancshares, Inc. | Commercial Bank | 4.60 | 2.80 | 1,595 | 0.04 | 60,530 |
177 | First Bank, Upper Michigan | Gladstone | Mich. | First Bancshares Corporation | Commercial Bank | 4.58 | 2.90 | 15,292 | 0.10 | 458,053 |
178 | Bank of Landisburg | Landisburg | Pa. | Commercial Bank | 4.57 | 4.52 | 9,585 | 0.04 | 281,311 | |
Equity Bank | Minnetonka | Minn. | Equity Bank Holding Company, Inc. | Commercial Bank | 4.57 | 1.65 | 1,893 | 0.00 | 47,212 | |
180 | First National Bank in Fairfield | Fairfield | Iowa | Iowa First Bancshares Corp. | Commercial Bank | 4.56 | 0.69 | 6,003 | 1.42 | 163,705 |
181 | First NaturalState Bank | McGehee | Ark. | First National Financial Corporation | Commercial Bank | 4.55 | 0.57 | 1,337 | 0.01 | 54,280 |
182 | First Exchange Bank | Mannington | W.Va. | Heritage Bancshares, Inc. | Commercial Bank | 4.53 | 3.20 | 9,595 | 0.01 | 244,799 |
183 | OFG Bancorp | San Juan | P.R. | Bank Holding Company | 4.51 | 4.04 | 193,902 | 1.10 | 6,247,121 | |
Soy Capital Bank and Trust Company | Decatur | Ill. | SCB Bancorp, Inc. | Commercial Bank | 4.51 | 1.28 | 11,568 | -0.01 | 437,836 | |
185 | Ashton State Bank | Ashton | Neb. | Commercial Bank | 4.50 | 5.93 | 738 | -0.10 | 21,771 | |
Homestead Savings Bank | Albion | Mich. | Savings & Loan Assoc | 4.50 | 5.10 | 2,208 | -0.20 | 66,147 | ||
187 | Northwoods Bank of Minnesota | Park Rapids | Minn. | Dorset Bancshares, Inc. | Savings & Loan Assoc | 4.49 | 3.58 | 2,983 | 0.01 | 112,732 |
188 | Citizens Bank of Newburg | Rolla | Mo. | Newburg Insurance Agency, Inc. | Commercial Bank | 4.48 | 7.24 | 4,569 | -0.01 | 155,147 |
County Bank | Rehoboth Beach | Del. | CB Financial Corporation | Commercial Bank | 4.48 | 5.71 | 11,908 | 0.10 | 350,172 | |
Farmers-Merchants Bank & Trust Company | Breaux Bridge | La. | Commercial Bank | 4.48 | 7.55 | 9,965 | 0.13 | 303,173 | ||
191 | Community National Bank in Monmouth | Monmouth | Ill. | Commercial Bank | 4.47 | 4.53 | 1,073 | 0.21 | 43,758 | |
192 | Bay Bank | Green Bay | Wis. | Bay Bancorporation, Inc. | Commercial Bank | 4.45 | 6.35 | 2,576 | -0.03 | 89,675 |
193 | Cornerstone Bank | Atlanta | Ga. | Cornerstone Bancshares, Inc. | Savings & Loan Assoc | 4.44 | 3.92 | 7,816 | 0.47 | 271,081 |
VISIONBank | Fargo | N.D. | Vision Bank Holdings, Inc. | Commercial Bank | 4.44 | 4.18 | 7,362 | 0.00 | 182,189 | |
195 | Great Plains Bank | Eureka | S.D. | Great Plains Bank Corporation | Commercial Bank | 4.43 | 1.87 | 4,117 | 0.00 | 102,596 |
196 | Peoples State Bank | Lake City | Fla. | PSB BancGroup, Inc. | Commercial Bank | 4.40 | 5.53 | 3,150 | -0.02 | 84,551 |
197 | Farmers and Merchants Bank of Mound City, Kansas | Mound City | Kan. | Cunningham Agency, Inc. | Commercial Bank | 4.39 | 4.67 | 1,393 | -0.21 | 38,871 |
First State Bank of Bigfork | Bigfork | Minn. | Bigfork Bancshares, Inc. | Commercial Bank | 4.39 | 4.77 | 2,619 | -0.01 | 77,387 | |
Heritage Bank | Hinesville | Ga. | Heritage Bancorporation, Inc. | Commercial Bank | 4.39 | 8.84 | 13,416 | 0.16 | 546,048 | |
Security State Bank | Radcliffe | Iowa | Drake Holding Company | Commercial Bank | 4.39 | 2.54 | 2,267 | 0.01 | 96,746 |
Data from preliminary quarterly call reports. Excludes institutions whose loans were less than 50% of assets.
*Nonperforming loans net of the delinquent U.S. government-guaranteed portion, divided by total loans.
**Sum total of nonaccruing loans (excluding debt securities and other assets) and restructured loans, minus the guaranteed portion of nonaccruing loans wholly or partially guaranteed by the U.S. government.
***Chargeoffs, minus recoveries credited to the loan allowance. For savings institutions, net chargeoffs related to specific valuation allowance are included. Divided by average loans and leases.
Figures for prior periods are not adjusted for mergers and acquisitions. Rankings include only companies current as of June 22, 2018.
© 2018 American Banker
Source: SNL Financial, Charlottesville, Va. (