On June 30, 2018. Dollars in thousands.
Banks and Thrifts with the Highest Adjusted Nonperforming Loan Ratios
Adjusted nonperforming loan ratio* | ||||||||||
Rank | Name | City | State | Parent Name | Company Type | Jun. 30 | Year earlier | Nonperformers** | Net chargeoffs*** | Assets |
1 | State Central Bank | Bonaparte | Iowa | Logan Investment Corporation | Commercial Bank | $37.50 | $36.12 | $7,460 | -0.85 | $39,580 |
2 | Markesan State Bank | Markesan | Wis. | Markesan Bancshares, Inc. | Commercial Bank | 31.76 | 21.79 | 31,115 | -0.02 | 134,219 |
3 | Beal Financial Corporation | Plano | Tex. | Savings & Loan HC | 24.02 | 11.20 | 1,193,539 | 0.09 | 7,241,968 | |
4 | First State Bank of Healy | Healy | Kan. | Commercial Bank | 21.57 | 21.73 | 8,965 | 3.75 | 72,309 | |
5 | First City Bank of Florida | Fort Walton Beach | Fla. | Florida First City Banks, Inc. | Commercial Bank | 18.51 | 15.66 | 19,294 | -0.59 | 175,661 |
6 | Beach Community Bank | Fort Walton Beach | Fla. | Commercial Bank | 16.94 | 23.21 | 48,809 | 0.13 | 469,949 | |
7 | First State Bank | Barboursville | W.Va. | First Bankshares, Inc. | Commercial Bank | 16.18 | 16.86 | 17,780 | -0.52 | 167,644 |
8 | Louisa Community Bank | Louisa | Ky. | Commercial Bank | 14.78 | 1.68 | 4,370 | 0.65 | 34,696 | |
9 | Jackson County Bank | Black River Falls | Wis. | Wisconsin Bank Services, Inc. | Commercial Bank | 14.61 | 0.18 | 23,256 | 12.62 | 229,123 |
10 | State Bank & Trust Company | Golden Meadow | La. | SBT Bancshares, Inc. | Commercial Bank | 14.37 | 12.37 | 13,075 | 0.37 | 117,711 |
11 | Stonebridge Bank | West Chester | Pa. | Stonebridge Financial Corp. | Commercial Bank | 13.99 | 13.48 | 5,218 | 0.20 | 55,225 |
12 | Gunnison Valley Bank | Gunnison | Utah | GV Bancorp, Inc. | Commercial Bank | 13.02 | 5.43 | 7,668 | -0.30 | 69,834 |
13 | Security State Bank of Kenyon | Kenyon | Minn. | Ellingson Corporation | Commercial Bank | 12.72 | 7.78 | 5,842 | -0.01 | 55,859 |
14 | Bank of Hazlehurst | Hazlehurst | Ga. | Hazlehurst Investors, Inc. | Commercial Bank | 12.32 | 12.71 | 10,276 | 2.50 | 123,974 |
15 | Martinsville First Savings Bank | Martinsville | Va. | Savings & Loan Assoc | 11.63 | 8.39 | 2,592 | -0.13 | 40,762 | |
16 | West Texas State Bank | Snyder | Tex. | WTSB Bancorp, Inc. | Commercial Bank | 10.93 | 18.80 | 6,845 | 0.47 | 122,510 |
17 | Interamerican Bank, A FSB | Miami | Fla. | Savings & Loan Assoc | 10.74 | 12.63 | 16,965 | -0.52 | 206,568 | |
18 | First National Bank of Hope | Hope | Kan. | Hope Bancshares, Inc. | Commercial Bank | 10.71 | 6.27 | 6,029 | 1.13 | 84,665 |
19 | Baxter State Bank | Baxter Springs | Kan. | Baxter Bancshares, Inc. | Commercial Bank | 10.13 | 7.01 | 1,459 | 0.20 | 28,039 |
20 | Security State Bank | Iron River | Wis. | Security Bank Shares, Inc. | Commercial Bank | 9.92 | 11.21 | 6,323 | 0.00 | 94,809 |
21 | First BanCorp. | San Juan | P.R. | Bank Holding Company | 9.88 | 8.81 | 860,862 | 1.12 | 12,384,862 | |
22 | Valley Bank of Nevada | North Las Vegas | Nev. | Commercial Bank | 9.67 | 10.04 | 8,873 | 0.00 | 126,717 | |
23 | City National Bank of New Jersey | Newark | N.J. | City National Bancshares Corporation | Commercial Bank | 9.48 | 5.51 | 11,689 | 1.41 | 198,563 |
24 | Bank, The | Oberlin | Kan. | Decatur Investment, Inc. | Commercial Bank | 9.35 | 7.80 | 24,135 | 0.00 | 346,557 |
Gateway Bank, F.S.B. | Oakland | Calif. | Savings & Loan Assoc | 9.35 | 10.41 | 6,320 | 0.00 | 120,867 | ||
26 | First Credit Bank | Los Angeles | Calif. | Commercial Bank | 9.13 | 8.96 | 29,685 | 0.00 | 464,736 | |
27 | Grand Timber Bank | McGregor | Minn. | McGregor Banco, Inc. | Commercial Bank | 9.04 | 7.27 | 2,423 | 0.33 | 41,953 |
28 | United Bank of Philadelphia | Philadelphia | Pa. | United Bancshares, Inc. | Commercial Bank | 8.87 | 8.66 | 3,487 | 0.27 | 55,473 |
29 | Civis Bank | Rogersville | Tenn. | Volunteer Bancorp, Inc. | Commercial Bank | 8.81 | 6.72 | 5,485 | -0.02 | 96,909 |
30 | Santander Holdings USA, Inc. | Boston | Mass. | Banco Santander, SA | Bank Holding Company | 8.76 | 7.77 | 7,418,139 | 2.02 | 130,138,694 |
31 | New Frontier Bank | Saint Charles | Mo. | Lincoln County Bancorp, Inc. | Commercial Bank | 8.74 | 3.68 | 5,032 | -0.05 | 82,566 |
32 | First Commercial Bank | Dexter | Mo. | Gideon Bancshares Company | Commercial Bank | 8.66 | 7.54 | 13,733 | 0.00 | 226,562 |
33 | Tri-State Bank of Memphis | Memphis | Tenn. | Commercial Bank | 8.54 | 8.33 | 4,782 | -1.72 | 91,610 | |
34 | Marquette Farmers State Bank of Marquette | Marquette | Kan. | Commercial Bank | 8.48 | 1.93 | 1,378 | -0.44 | 31,549 | |
35 | Peoples Bank & Trust Company of Hazard | Hazard | Ky. | Hazard Bancorp | Commercial Bank | 8.41 | 9.29 | 14,785 | 13.88 | 259,337 |
36 | North Side Federal Savings and Loan Association of Chicago | Chicago | Ill. | Savings & Loan Assoc | 8.28 | 6.30 | 1,852 | 0.00 | 40,278 | |
37 | EvaBank | Cullman | Ala. | Commercial Bank | 8.21 | 3.93 | 23,707 | 0.39 | 378,621 | |
38 | Metro Bank | Louisville | Ky. | Louisville Development Bancorp, Inc. | Commercial Bank | 8.07 | 4.39 | 1,106 | -0.15 | 26,585 |
39 | 1st Equity Bank Northwest | Buffalo Grove | Ill. | Northwest Equity Corp. | Commercial Bank | 7.98 | 8.28 | 2,730 | 0.00 | 42,427 |
40 | Geauga Savings Bank | Newbury | Ohio | Maple Leaf Financial, Inc. | Savings & Loan Assoc | 7.89 | 8.89 | 14,254 | -1.81 | 264,231 |
41 | Citizens Bank of Chatsworth | Chatsworth | Ill. | CBC Financial, Inc. | Commercial Bank | 7.88 | 5.35 | 1,443 | 0.00 | 30,212 |
42 | Citizens Savings Bank | Bogalusa | La. | Savings Bank | 7.78 | 9.15 | 13,803 | 0.32 | 225,886 | |
43 | MNB Bank | McCook | Neb. | Graff Family, Inc. | Commercial Bank | 7.76 | 2.54 | 18,672 | 3.86 | 352,482 |
44 | Peoples Bank | Eatonton | Ga. | Peoples Bankshares, Inc. | Commercial Bank | 7.62 | 8.57 | 6,277 | -0.05 | 122,653 |
45 | Thayer County Bank | Hebron | Neb. | Thayer Agency, Inc. | Commercial Bank | 7.58 | 4.12 | 2,700 | -0.15 | 58,222 |
46 | First Federal Savings and Loan Association of Lorain | Lorain | Ohio | Savings & Loan Assoc | 7.48 | 7.90 | 18,341 | -0.30 | 423,126 | |
47 | Bank of Washington | Washington | Mo. | Diamond Bancorp, Inc. | Commercial Bank | 7.36 | 9.28 | 40,057 | -1.12 | 665,668 |
48 | Enterprise Bank of South Carolina | Ehrhardt | S.C. | Commercial Bank | 7.31 | 8.85 | 13,178 | -0.34 | 333,644 | |
49 | St. Landry Homestead Federal Savings Bank | Opelousas | La. | Savings & Loan Assoc | 7.30 | 9.43 | 11,932 | 0.28 | 227,228 | |
50 | State Bank of Downs | Downs | Kan. | B Bank, Inc. | Commercial Bank | 7.29 | 2.30 | 5,436 | 0.28 | 90,601 |
51 | Gladewater National Bank | Gladewater | Tex. | East Texas Financial Corporation | Commercial Bank | 7.26 | 5.53 | 1,568 | 0.27 | 35,798 |
52 | North Alabama Bank | Hazel Green | Ala. | BOLC Corp. | Commercial Bank | 7.25 | 5.39 | 5,065 | -0.08 | 92,080 |
53 | Amboy Bancorporation | Old Bridge | N.J. | Bank Holding Company | 7.24 | 3.80 | 127,439 | -0.43 | 2,338,425 | |
54 | Princeville State Bank | Princeville | Ill. | Main Street Bancorp, Inc. | Commercial Bank | 7.10 | 3.79 | 2,868 | 0.02 | 79,693 |
55 | South Lafourche Bank & Trust Company | Larose | La. | Lafourche Bancshares, Inc. | Commercial Bank | 7.09 | 9.68 | 8,054 | 0.05 | 153,088 |
56 | Farmers & Merchants Bank | Lakeland | Ga. | FMB Bancshares, Inc. | Commercial Bank | 7.08 | 8.63 | 27,864 | 1.32 | 512,937 |
57 | Allied First Bank,sb | Oswego | Ill. | Allied First Bancorp, Inc. | Savings Bank | 7.04 | 3.71 | 4,042 | -0.23 | 82,494 |
58 | MidSouth Bancorp, Inc. | Lafayette | La. | Bank Holding Company | 7.01 | 4.53 | 74,119 | 0.83 | 1,858,917 | |
59 | Bennington State Bank | Salina | Kan. | Berco, Inc. | Commercial Bank | 6.91 | 5.28 | 35,264 | -0.10 | 685,978 |
60 | Mechanics and Farmers Bank | Durham | N.C. | M&F Bancorp, Inc. | Commercial Bank | 6.81 | 6.65 | 11,212 | 0.00 | 255,735 |
61 | Bank of Kaukauna | Kaukauna | Wis. | Brogan Bankshares, Inc. | Commercial Bank | 6.80 | 6.86 | 5,009 | 0.00 | 86,566 |
62 | Valley Bank of Ronan | Ronan | Mont. | Valley Holding Company | Commercial Bank | 6.76 | 1.61 | 4,105 | -0.14 | 103,370 |
63 | 1st Equity Bank | Skokie | Ill. | First Equity Corp. | Commercial Bank | 6.75 | 7.93 | 5,678 | 0.00 | 99,084 |
Dickinson County Bank | Enterprise | Kan. | Commercial Bank | 6.75 | 1.54 | 760 | 0.04 | 13,436 | ||
65 | Bank of Little Rock | Little Rock | Ark. | Little Rock Bankshares, Inc. | Commercial Bank | 6.67 | 2.74 | 6,957 | 4.10 | 207,628 |
Putnam County Bank | Hurricane | W.Va. | Putnam Bancshares, Inc. | Commercial Bank | 6.67 | 6.72 | 24,137 | 0.74 | 607,864 | |
67 | Rosedale Federal Savings and Loan Association | Baltimore | Md. | Savings & Loan Assoc | 6.65 | 7.96 | 45,060 | 0.14 | 962,743 | |
68 | Columbia Bank | Lake City | Fla. | First Columbia Bancorp, Inc. | Commercial Bank | 6.64 | 8.13 | 9,646 | -0.21 | 206,059 |
69 | Community State Bank | Brook | Ind. | Commercial Bank | 6.59 | 9.08 | 3,014 | 0.01 | 57,871 | |
West Pointe Bank | Oshkosh | Wis. | West Pointe Bancshares, Inc. | Commercial Bank | 6.59 | 7.12 | 15,129 | -0.03 | 280,752 | |
71 | Bank of Grandin | Grandin | Mo. | Commercial Bank | 6.58 | 5.97 | 6,390 | 0.00 | 154,278 | |
72 | Southwest Capital Bank | Albuquerque | N.M. | Las Vegas Bancorporation, Inc. | Commercial Bank | 6.55 | 7.24 | 17,328 | -0.10 | 369,729 |
73 | River Town Bank | Dardanelle | Ark. | Bank of Dardanelle Bankshares, Inc. | Commercial Bank | 6.54 | 4.16 | 6,229 | -0.02 | 136,143 |
74 | United Community Bank | Raceland | La. | Community Bancorp of Louisiana, Inc. | Commercial Bank | 6.53 | 5.28 | 27,699 | 1.67 | 540,895 |
75 | Alma Bank | Astoria | N.Y. | Commercial Bank | 6.49 | 7.92 | 63,724 | 0.52 | 1,119,671 | |
Central Savings Bank | Sault Sainte Marie | Mich. | Central Bank Corporation | Commercial Bank | 6.49 | 6.57 | 9,868 | -0.04 | 252,010 | |
77 | Great Plains Bank | Eureka | S.D. | Great Plains Bank Corporation | Commercial Bank | 6.47 | 2.10 | 6,277 | 0.00 | 107,385 |
78 | First Western Mortgage Corporation | Fort Worth | Tex. | Savings & Loan HC | 6.45 | 7.75 | 33,661 | -0.10 | 1,007,804 | |
79 | Leaders Bank | Oak Brook | Ill. | Commercial Bank | 6.42 | 8.67 | 17,030 | 0.12 | 317,603 | |
80 | Farmers Bank | Parsons | Tenn. | Townsend Financial Corporation | Commercial Bank | 6.38 | 2.46 | 1,276 | 0.00 | 35,612 |
81 | Wilmington Savings Bank | Wilmington | Ohio | Commercial Bank | 6.29 | 9.38 | 8,842 | -0.09 | 160,311 | |
82 | Patriots Bank | Garnett | Kan. | Garnett Bancshares, Inc. | Commercial Bank | 6.26 | 4.11 | 5,351 | 0.04 | 118,163 |
Popular, Inc. | Hato Rey | P.R. | Bank Holding Company | 6.26 | 6.18 | 1,529,000 | 0.97 | 47,535,000 | ||
84 | Blue Grass Valley Bank | Blue Grass | Va. | Commercial Bank | 6.20 | 5.50 | 1,821 | -0.01 | 46,939 | |
85 | F & M Bank and Trust Company | Manchester | Ga. | F & M Holding Company, Inc. | Commercial Bank | 6.19 | 6.74 | 3,044 | 0.22 | 75,341 |
Lake Country Community Bank | Morristown | Minn. | Morristown Holding Company | Commercial Bank | 6.19 | 7.30 | 1,002 | 1.17 | 24,846 | |
87 | Huron National Bank | Rogers City | Mich. | Huron National Bancorp, Inc. | Commercial Bank | 6.17 | 7.11 | 2,427 | 1.55 | 62,011 |
88 | Home National Bank | Racine | Ohio | Commercial Bank | 6.13 | 6.01 | 2,696 | 0.58 | 63,607 | |
89 | Resolute Bank | Maumee | Ohio | Princeton Capital Holdings LLC | Savings & Loan Assoc | 6.09 | 1.29 | 1,498 | 3.48 | 31,447 |
90 | Central Bank | Savannah | Tenn. | Commercial Bank | 6.07 | 7.29 | 3,651 | -0.01 | 94,912 | |
Clinton Bank | Clinton | Ky. | Clinton Bancorp, Inc. | Commercial Bank | 6.07 | 1.19 | 2,244 | -0.03 | 62,200 | |
92 | American Founders Bank, Inc. | Louisville | Ky. | Commercial Bank | 6.04 | 7.60 | 5,617 | 0.08 | 105,158 | |
93 | Hatboro Federal Savings, FA | Hatboro | Pa. | Savings & Loan Assoc | 6.00 | 6.15 | 20,705 | 0.02 | 496,070 | |
94 | Citizens State Bank of Hayfield | Hayfield | Minn. | Country Bankers, Inc. | Commercial Bank | 5.98 | 6.32 | 4,224 | 0.82 | 95,685 |
95 | Security State Bank of Hibbing | Hibbing | Minn. | Security Financial Services, Inc. | Commercial Bank | 5.97 | 6.02 | 4,186 | 0.00 | 123,007 |
96 | Frontier State Bank | Oklahoma City | Okla. | Commercial Bank | 5.91 | 7.39 | 24,376 | 0.31 | 613,007 | |
State Exchange Bank | Lamont | Okla. | State Exchange Bancshares, Inc. | Commercial Bank | 5.91 | 5.12 | 3,298 | 1.22 | 67,423 | |
98 | State Bank of Newburg | Newburg | Wis. | SBN Community Bancorp, Inc. | Commercial Bank | 5.90 | 5.93 | 8,181 | -0.01 | 174,165 |
99 | Columbia Savings and Loan Association | Milwaukee | Wis. | Savings & Loan Assoc | 5.89 | 8.58 | 1,102 | 0.00 | 23,939 | |
100 | Home Loan Investment Bank, F.S.B. | Warwick | R.I. | Prospect Financial Corporation | Savings & Loan Assoc | 5.87 | 6.17 | 15,235 | 0.28 | 290,427 |
101 | Seamen's Bank | Provincetown | Mass. | Savings Bank | 5.84 | 7.56 | 16,310 | 0.00 | 380,770 | |
102 | Grundy National Bank | Grundy | Va. | GNB Bankshares Corporation | Commercial Bank | 5.81 | 9.21 | 9,083 | 1.35 | 310,725 |
103 | First Federal Savings and Loan Association of Bath | Bath | Maine | Savings & Loan Assoc | 5.80 | 5.53 | 6,321 | 0.14 | 128,234 | |
104 | First National Bank of Quitaque | Quitaque | Tex. | Quitaque National Corporation | Commercial Bank | 5.79 | 3.65 | 1,747 | 0.13 | 54,550 |
Kentland Federal Savings and Loan Association | Kentland | Ind. | Savings & Loan Assoc | 5.79 | 5.51 | 249 | 0.00 | 4,656 | ||
Synergy Bank | Houma | La. | Synergy Bancshares, Inc. | Commercial Bank | 5.79 | 6.13 | 20,139 | 0.16 | 516,120 | |
107 | Farmers Savings Bank | Wever | Iowa | FSB Bancorp | Commercial Bank | 5.77 | 2.74 | 6,004 | 0.15 | 128,537 |
108 | Hebron Savings Bank | Hebron | Md. | HSB Bancorp, Inc. | Commercial Bank | 5.74 | 6.56 | 29,454 | 0.25 | 583,817 |
109 | Champion Bank | Parker | Colo. | Commercial Bank | 5.71 | 8.44 | 1,654 | -3.06 | 54,314 | |
110 | First National Bank of Wauchula | Wauchula | Fla. | First Hardee Holding Corporation | Commercial Bank | 5.67 | 6.07 | 2,556 | -0.02 | 73,582 |
111 | First State Bank of Swanville | Swanville | Minn. | Swanville Bancshares, Inc. | Commercial Bank | 5.62 | 13.32 | 960 | -0.02 | 25,794 |
112 | Grant County Bank | Ulysses | Kan. | Resource One, Inc. | Commercial Bank | 5.58 | 6.69 | 8,206 | -0.08 | 230,176 |
Integrity Bank Plus | Wabasso | Minn. | Wabasso Bancshares, Inc. | Commercial Bank | 5.58 | 5.65 | 2,387 | -3.41 | 59,532 | |
114 | Farmers State Bank | Mountain City | Tenn. | Farmers State Bancshares, Inc. | Commercial Bank | 5.53 | 5.92 | 5,026 | 0.00 | 143,184 |
First Security Bank & Trust Company | Charles City | Iowa | Cedar Valley Bankshares, Ltd. | Commercial Bank | 5.53 | 4.32 | 15,980 | 0.66 | 482,306 | |
116 | Park Bank | Holmen | Wis. | Golden Oak Bancshares, Inc. | Commercial Bank | 5.50 | 5.18 | 1,816 | 1.20 | 53,265 |
117 | Continental Bank | Salt Lake City | Utah | Continental Bancorporation | Commercial Bank | 5.48 | 2.85 | 7,525 | 0.18 | 167,650 |
118 | Whitaker Bank Corporation of Kentucky | Lexington | Ky. | Bank Holding Company | 5.47 | 6.57 | 47,625 | 0.10 | 1,705,600 | |
119 | New York Private Bank & Trust Corporation | New York | N.Y. | Bank Holding Company | 5.43 | 5.28 | 227,470 | 0.00 | 6,185,731 | |
120 | Central Federal Savings and Loan Association | Cicero | Ill. | Savings & Loan Assoc | 5.41 | 6.71 | 6,012 | 0.01 | 177,500 | |
First Farmers and Commercial Bank | Pikeville | Tenn. | First Pikeville Bancshares, Inc. | Commercial Bank | 5.41 | 3.49 | 3,158 | 0.08 | 116,369 | |
122 | Cornerstone Bank | Atlanta | Ga. | Cornerstone Bancshares, Inc. | Savings & Loan Assoc | 5.40 | 3.95 | 9,230 | 0.56 | 233,566 |
Garfield County Bank | Jordan | Mont. | Garfield County Bancshares, Inc. | Commercial Bank | 5.40 | 3.48 | 3,743 | 0.00 | 87,964 | |
124 | Community Shores Bank | Muskegon | Mich. | Community Shores Bank Corporation | Commercial Bank | 5.34 | 5.63 | 7,760 | 0.04 | 178,987 |
125 | Clover Community Bank | Clover | S.C. | Clover Community Bankshares, Inc. | Commercial Bank | 5.33 | 2.32 | 3,660 | 0.10 | 129,652 |
Plains Commerce Bank | Hoven | S.D. | Commercial Bank | 5.33 | 7.58 | 28,509 | 0.85 | 655,272 | ||
127 | First South Bank | Spartanburg | S.C. | First South Bancorp, Inc. | Commercial Bank | 5.30 | 8.08 | 9,211 | -0.17 | 229,369 |
Gwinnett Community Bank | Duluth | Ga. | Community Financial Holding Company, Inc. | Commercial Bank | 5.30 | 6.49 | 8,093 | -0.19 | 247,922 | |
129 | First National Bank of Ava | Ava | Ill. | Headquarters Holding Company, Inc. | Commercial Bank | 5.29 | 5.67 | 1,816 | 0.17 | 62,627 |
130 | Rolette State Bank | Rolette | N.D. | Commercial Bank | 5.26 | 4.98 | 1,642 | -0.03 | 38,547 | |
131 | American Bank of the North | Nashwauk | Minn. | Mesaba Bancshares, Inc. | Commercial Bank | 5.19 | 5.97 | 22,351 | -1.04 | 542,597 |
Farmers Security Bank | Washburn | N.D. | McLean Bank Holding Company | Commercial Bank | 5.19 | 1.96 | 1,879 | 1.29 | 55,302 | |
133 | First National Community Bank | New Richmond | Wis. | One Corporation | Commercial Bank | 5.15 | 4.77 | 6,562 | 0.04 | 201,141 |
134 | Trinity Capital Corporation | Los Alamos | N.M. | Bank Holding Company | 5.12 | 5.92 | 36,892 | 0.05 | 1,283,816 | |
135 | Farmers and Merchants Bank of Kendall | Kendall | Wis. | Commercial Bank | 5.11 | 2.60 | 3,481 | -0.04 | 71,202 | |
136 | Commercial State Bank | Donalsonville | Ga. | Georgia Community Bancorp, Incorporated | Commercial Bank | 5.09 | 3.74 | 2,610 | -0.01 | 85,164 |
Peoples Bank Mt. Washington | Mount Washington | Ky. | Crossroads Bancorp, Inc. | Commercial Bank | 5.09 | 5.52 | 2,775 | 0.04 | 88,921 | |
138 | Equity Bank | Minnetonka | Minn. | Equity Bank Holding Company, Inc. | Commercial Bank | 5.08 | 1.73 | 1,979 | 0.28 | 45,782 |
139 | Heritage State Bank | Lawrenceville | Ill. | HBancorporation, Inc. | Commercial Bank | 5.06 | 0.00 | 4,281 | 2.32 | 90,900 |
Our Community Bank | Spencer | Ind. | Home Financial Bancorp | Commercial Bank | 5.06 | 1.85 | 2,651 | 0.03 | 72,850 | |
141 | Johnson County Bank | Mountain City | Tenn. | Commercial Bank | 5.02 | 4.66 | 3,269 | 0.01 | 119,227 | |
Sallie Mae Bank | Salt Lake City | Utah | SLM Corporation | Commercial Bank | 5.02 | 4.39 | 1,034,407 | 0.78 | 24,054,263 | |
143 | Citizens State Bank | Wyoming | Iowa | C.S.B. Holding Corporation | Commercial Bank | 4.98 | 0.12 | 2,859 | 2.46 | 91,134 |
144 | Mount Vernon Bank | Mount Vernon | Ga. | Heart of Georgia Bancshares, Inc. | Commercial Bank | 4.94 | 0.74 | 3,486 | -0.01 | 130,112 |
145 | Citizens Bank & Trust Company of Vivian, Louisiana | Vivian | La. | C B & T Bancshares, Inc. | Commercial Bank | 4.93 | 3.75 | 3,394 | 0.03 | 136,145 |
146 | First State Bank | Shallowater | Tex. | South Texas Bancshares, Inc. | Commercial Bank | 4.92 | 1.41 | 3,965 | -0.05 | 110,522 |
147 | National Bank of Andrews | Andrews | Tex. | Andrews Bancshares, Inc. | Commercial Bank | 4.89 | 0.93 | 5,699 | -0.01 | 193,611 |
148 | Claxton Bank | Claxton | Ga. | Southern Bankshares, Inc. | Commercial Bank | 4.87 | 2.29 | 3,859 | -0.03 | 124,501 |
Taylorsville Savings Bank, SSB | Taylorsville | N.C. | Savings Bank | 4.87 | 3.88 | 3,957 | 0.00 | 101,244 | ||
150 | Community Bank and Trust Company | Muscatine | Iowa | C-B-G, Inc. | Commercial Bank | 4.85 | 1.46 | 7,048 | -0.06 | 249,357 |
151 | Bank of Galesville | Galesville | Wis. | Gale Bank Holding Company, Inc. | Commercial Bank | 4.84 | 5.06 | 3,809 | 0.00 | 97,279 |
Drake Bank | Saint Paul | Minn. | Plato Holdings, Inc. | Commercial Bank | 4.84 | 0.45 | 4,647 | 0.77 | 109,561 | |
Farmers State Bank | Center | Tex. | Farmers Bancshares, Inc. | Commercial Bank | 4.84 | 3.55 | 9,156 | 2.10 | 302,467 | |
154 | Pioneer State Bank | Earlville | Ill. | NBE Bancshares, Inc. | Commercial Bank | 4.83 | 0.50 | 3,341 | 0.15 | 106,628 |
Queensborough Company | Augusta | Ga. | Bank Holding Company | 4.83 | NA | 35,341 | 0.02 | 1,118,981 | ||
156 | Citizens State Bank | Hugoton | Kan. | Hugoton Bancshares, Inc. | Commercial Bank | 4.82 | 3.93 | 3,996 | -0.07 | 118,192 |
First Federal Bank & Trust | Sheridan | Wyo. | Savings & Loan Assoc | 4.82 | 5.02 | 9,364 | -0.18 | 300,770 | ||
First State Bank of Bigfork | Bigfork | Minn. | Bigfork Bancshares, Inc. | Commercial Bank | 4.82 | 4.63 | 3,002 | -0.74 | 75,995 | |
159 | Capitol National Bank | Lansing | Mich. | Commercial Bank | 4.79 | 4.98 | 4,082 | -0.02 | 118,389 | |
New Buffalo Savings Bank | New Buffalo | Mich. | New Bancorp, Inc. | Savings & Loan Assoc | 4.79 | 3.06 | 4,474 | 0.00 | 119,695 | |
161 | State National Bank of Groom | Groom | Tex. | Groom Bancshares, Inc. | Commercial Bank | 4.77 | 1.04 | 1,118 | 0.00 | 39,679 |
162 | Sunrise Bank Dakota | Onida | S.D. | Adino Company | Commercial Bank | 4.71 | 2.22 | 1,918 | -5.16 | 60,153 |
163 | HomePride Bank | Mansfield | Mo. | Banc 60, Inc. | Commercial Bank | 4.70 | 10.09 | 3,614 | 2.37 | 97,035 |
164 | County Bank | Rehoboth Beach | Del. | CB Financial Corporation | Commercial Bank | 4.69 | 5.63 | 12,521 | 0.01 | 358,153 |
Sherwood State Bank | Sherwood | Ohio | Sherwood Banc Corporation | Commercial Bank | 4.69 | 4.46 | 2,041 | 0.08 | 65,381 | |
166 | South Carolina Community Bank | Columbia | S.C. | SCCB Financial Corporation | Commercial Bank | 4.67 | 14.64 | 1,563 | 0.82 | 56,329 |
Sutton Bank | Attica | Ohio | Sutton Bancshares, Inc. | Commercial Bank | 4.67 | 1.40 | 13,410 | 2.17 | 489,713 | |
168 | Crown Bank | Elizabeth | N.J. | Commercial Bank | 4.63 | 8.94 | 16,964 | -0.27 | 523,410 | |
Normangee State Bank | Normangee | Tex. | Normangee Bancshares, Inc. | Commercial Bank | 4.63 | 7.47 | 3,614 | 1.42 | 122,582 | |
170 | Farmers and Merchants Bank of Mound City, Kansas | Mound City | Kan. | Cunningham Agency, Inc. | Commercial Bank | 4.61 | 4.49 | 1,484 | 0.05 | 39,402 |
171 | Anna-Jonesboro National Bank | Anna | Ill. | Union County Bancshares, Inc. | Commercial Bank | 4.58 | 6.25 | 5,301 | 0.45 | 230,437 |
Citizens Bank | Nashville | Ga. | Nashville Holding Company | Commercial Bank | 4.58 | 4.96 | 7,515 | 0.30 | 248,116 | |
Harrison Building and Loan Association | Harrison | Ohio | Savings & Loan Assoc | 4.58 | 4.69 | 5,394 | 0.00 | 220,080 | ||
174 | Farmers and Merchants State Bank | Langdon | N.D. | F & M Bancshares, Inc. | Commercial Bank | 4.56 | 3.24 | 2,985 | 0.01 | 99,286 |
Home Loan State Bank | Grand Junction | Colo. | Commercial Bank | 4.56 | 3.26 | 2,962 | -0.42 | 122,248 | ||
176 | Community Bank of Trenton | Trenton | Ill. | CBT Bancorp, Inc. | Commercial Bank | 4.55 | 5.51 | 2,643 | -0.02 | 80,606 |
Farmers Bank of Milton | Milton | Ky. | Farmers Financial Corporation | Commercial Bank | 4.55 | 4.34 | 6,722 | 0.27 | 238,150 | |
First Federal Savings Bank | Rochester | Ind. | American Midwest Financial Corp. | Savings & Loan Assoc | 4.55 | 4.77 | 15,274 | 0.08 | 429,714 | |
179 | State Savings Bank | Rake | Iowa | Rake Bancorporation | Commercial Bank | 4.54 | 5.44 | 2,953 | 1.24 | 73,785 |
180 | Farmers-Merchants Bank & Trust Company | Breaux Bridge | La. | Commercial Bank | 4.53 | 6.67 | 10,650 | 0.01 | 303,679 | |
181 | Farmers and Merchants Bank | Caldwell | Ohio | FarmMerc, Inc. | Commercial Bank | 4.51 | 2.99 | 3,638 | -0.05 | 112,174 |
182 | EH National Bank | Beverly Hills | Calif. | Commercial Bank | 4.50 | 3.59 | 6,388 | 1.45 | 178,164 | |
183 | Cass County Bank, Inc. | Plattsmouth | Neb. | Citizens National Corporation | Commercial Bank | 4.47 | 4.71 | 2,384 | -0.01 | 70,154 |
Community State Bank | Union Grove | Wis. | Union Bancorporation, Inc. | Commercial Bank | 4.47 | 6.44 | 10,372 | -0.17 | 374,578 | |
185 | OFG Bancorp | San Juan | P.R. | Bank Holding Company | 4.46 | 4.11 | 199,642 | 1.43 | 6,501,562 | |
Security Bank, s.b. | Springfield | Ill. | Savings Bank | 4.46 | 5.05 | 4,409 | 0.02 | 123,931 | ||
187 | Citizens State Bank of Roseau | Roseau | Minn. | Roseau Realty Company, Inc. | Commercial Bank | 4.45 | 4.04 | 4,870 | 0.22 | 207,047 |
Farmers State Bank, S/B | Bolivar | Mo. | Farmers Financial Corporation | Commercial Bank | 4.45 | 5.37 | 2,384 | 0.00 | 67,375 | |
Soy Capital Bank and Trust Company | Decatur | Ill. | SCB Bancorp, Inc. | Commercial Bank | 4.45 | 1.23 | 11,401 | 0.07 | 477,483 | |
190 | Superior Savings Bank | Superior | Wis. | Savings Bank | 4.44 | 4.22 | 1,951 | 0.31 | 65,265 | |
191 | Century Bank of Kentucky, Inc. | Lawrenceburg | Ky. | Century Bancshares, Inc. | Commercial Bank | 4.43 | 5.26 | 4,765 | -0.03 | 137,138 |
Morganton Savings Bank, S.S.B. | Morganton | N.C. | Savings Bank | 4.43 | 8.63 | 2,178 | -0.24 | 81,244 | ||
193 | Lumbee Guaranty Bank | Pembroke | N.C. | Commercial Bank | 4.42 | 5.25 | 7,850 | 0.33 | 312,126 | |
Unity Bank | Augusta | Wis. | Augusta Financial Corporation | Commercial Bank | 4.42 | 0.43 | 6,565 | 0.00 | 182,071 | |
195 | Citizens Bank of Newburg | Rolla | Mo. | Newburg Insurance Agency, Inc. | Commercial Bank | 4.41 | 5.99 | 4,497 | 0.00 | 147,532 |
First National Bank & Trust Company of McAlester | McAlester | Okla. | First of McAlester Corporation | Commercial Bank | 4.41 | 4.12 | 12,333 | 0.00 | 472,553 | |
First State Bank of Purdy | Monett | Mo. | Purdy Bancshares, Inc. | Commercial Bank | 4.41 | 2.16 | 4,883 | 0.04 | 159,708 | |
198 | Industrial Bank | Washington | D.C. | IBW Financial Corporation | Commercial Bank | 4.40 | 4.86 | 13,096 | 0.18 | 414,470 |
199 | Conway Bank | Conway Springs | Kan. | Norcon Financial Corp. | Commercial Bank | 4.39 | 4.86 | 3,257 | 0.00 | 106,193 |
Woodruff Federal Savings and Loan Association | Woodruff | S.C. | Savings & Loan Assoc | 4.39 | 2.36 | 2,509 | 0.00 | 89,092 |
Data from preliminary quarterly call reports. Excludes institutions whose loans were less than 50% of assets.
*Nonperforming loans net of the delinquent U.S. government-guaranteed portion, divided by total loans.
**Sum total of nonaccruing loans (excluding debt securities and other assets) and restructured loans, minus the guaranteed portion of nonaccruing loans wholly or partially guaranteed by the U.S. government.
***Chargeoffs, minus recoveries credited to the loan allowance. For savings institutions, net chargeoffs related to specific valuation allowance are included. Divided by average loans and leases.
Figures for prior periods are not adjusted for mergers and acquisitions. Rankings include only companies current as of Sept. 21, 2018.
© 2018 American Banker
Source: SNL Financial, Charlottesville, Va. (