On June 30, 2017. Dollars in thousands.
Banks and Thrifts with the Highest Adjusted Nonperforming Loan Ratios
Adjusted nonperforming loan ratio* | ||||||||||
Rank | Name | City | State | Parent Name | Company Type | Jun. 30 | Year earlier | Nonperformers** | Net chargeoffs*** | Assets |
1 | State Central Bank | Bonaparte | Iowa | Logan Investment Corporation | Commercial Bank | $36.12 | $35.18 | $8,400 | 3.52 | $41,626 |
2 | South Carolina Community Bank | Columbia | S.C. | SCCB Financial Corporation | Commercial Bank | 28.15 | 27.80 | 8,475 | 6.23 | 49,154 |
3 | Beach Community Bank | Fort Walton Beach | Fla. | Beach Community Bancshares, Inc. | Commercial Bank | 23.21 | 24.24 | 77,277 | 0.38 | 508,979 |
4 | Markesan State Bank | Markesan | Wis. | Markesan Bancshares, Inc. | Commercial Bank | 21.79 | 8.75 | 26,548 | 4.32 | 154,450 |
5 | First State Bank of Healy | Healy | Kan. | Commercial Bank | 21.73 | 13.17 | 10,174 | -0.01 | 79,713 | |
6 | Integrity Bank Plus | Wabasso | Minn. | Wabasso Bancshares, Inc. | Commercial Bank | 19.75 | 0.88 | 7,643 | -1.19 | 57,217 |
7 | West Texas State Bank | Snyder | Tex. | WTSB Bancorp, Inc. | Commercial Bank | 18.80 | 7.83 | 14,215 | 9.35 | 120,898 |
8 | First State Bank | Barboursville | W.Va. | First Bankshares, Inc. | Commercial Bank | 16.86 | 14.93 | 23,929 | 0.17 | 194,665 |
9 | Lafayette State Bank | Mayo | Fla. | Commercial Bank | 15.76 | 25.28 | 8,451 | 0.28 | 77,899 | |
10 | First City Bank of Florida | Fort Walton Beach | Fla. | Florida First City Banks, Inc. | Commercial Bank | 15.66 | 15.32 | 19,719 | -0.01 | 203,361 |
11 | Farmers and Merchants State Bank of Argonia | Argonia | Kan. | Farmers & Merchants Financial Corporation | Commercial Bank | 15.51 | 1.84 | 4,376 | 12.92 | 34,199 |
12 | Stonebridge Bank | West Chester | Pa. | Stonebridge Financial Corp. | Commercial Bank | 13.48 | 23.79 | 7,215 | 4.08 | 76,765 |
13 | First State Bank of Swanville | Swanville | Minn. | Swanville Bancshares, Inc. | Commercial Bank | 13.32 | 8.91 | 2,185 | 0.00 | 24,333 |
14 | Liberty Bank, Inc. | Salt Lake City | Utah | Commercial Bank | 13.11 | 14.84 | 1,001 | 0.00 | 11,091 | |
15 | Bank of Hazlehurst | Hazlehurst | Ga. | Hazlehurst Investors, Inc. | Commercial Bank | 12.71 | 3.62 | 10,504 | 1.25 | 130,484 |
16 | Interamerican Bank, A FSB | Miami | Fla. | Savings & Loan Assoc | 12.63 | 14.70 | 20,134 | -0.04 | 206,645 | |
17 | State Bank & Trust Company | Golden Meadow | La. | SBT Bancshares, Inc. | Commercial Bank | 12.37 | 13.48 | 11,655 | 2.00 | 122,653 |
18 | Security State Bank | Iron River | Wis. | Security Bank Shares, Inc. | Commercial Bank | 11.21 | 11.26 | 7,075 | 0.00 | 87,902 |
19 | Beal Financial Corporation | Plano | Tex. | Savings & Loan HC | 11.20 | 12.45 | 623,460 | 0.06 | 7,364,771 | |
20 | Lake City Federal Bank | Lake City | Minn. | Savings & Loan Assoc | 10.75 | 6.48 | 5,897 | -0.05 | 71,590 | |
21 | WestSide Bank | Hiram | Ga. | Commercial Bank | 10.52 | 18.77 | 7,425 | -0.23 | 126,751 | |
22 | Gateway Bank, F.S.B. | Oakland | Calif. | Savings & Loan Assoc | 10.41 | 11.75 | 8,250 | 0.00 | 132,208 | |
23 | HomePride Bank | Mansfield | Mo. | Banc 60, Inc. | Commercial Bank | 10.09 | 10.97 | 8,116 | 7.69 | 101,110 |
24 | Valley Bank of Nevada | North Las Vegas | Nev. | Commercial Bank | 10.04 | 12.68 | 8,377 | 0.00 | 110,646 | |
25 | South Lafourche Bank & Trust Company | Larose | La. | Lafourche Bancshares, Inc. | Commercial Bank | 9.68 | 11.25 | 12,370 | 3.73 | 161,851 |
26 | St. Landry Homestead Federal Savings Bank | Opelousas | La. | Savings & Loan Assoc | 9.43 | 7.35 | 15,819 | -0.07 | 227,933 | |
27 | Wilmington Savings Bank | Wilmington | Ohio | Savings Bank | 9.38 | 13.49 | 11,107 | -0.02 | 141,971 | |
28 | Peoples Bank & Trust Company of Hazard | Hazard | Ky. | Hazard Bancorp | Commercial Bank | 9.29 | 10.84 | 18,226 | 4.04 | 252,038 |
29 | Bank of Washington | Washington | Mo. | Diamond Bancorp, Inc. | Commercial Bank | 9.28 | 8.91 | 47,802 | 0.06 | 639,771 |
30 | Citizens Savings Bank | Bogalusa | La. | Savings Bank | 9.15 | 8.46 | 15,728 | 0.94 | 226,172 | |
31 | Community State Bank | Brook | Ind. | Commercial Bank | 9.08 | 12.97 | 3,971 | -0.06 | 59,858 | |
Eastern Savings Bank, FSB | Hunt Valley | Md. | Savings & Loan Assoc | 9.08 | 38.57 | 20,557 | 0.16 | 335,677 | ||
33 | First Credit Bank | Los Angeles | Calif. | Commercial Bank | 8.96 | 9.53 | 34,779 | 0.00 | 489,904 | |
34 | Crown Bank | Elizabeth | N.J. | Commercial Bank | 8.94 | 9.19 | 32,424 | 0.41 | 530,718 | |
35 | Geauga Savings Bank | Newbury | Ohio | Maple Leaf Financial, Inc. | Savings Bank | 8.89 | 13.28 | 15,096 | -0.03 | 336,801 |
36 | Fidelity Bank of Florida, National Association | Merritt Island | Fla. | Commercial Bank | 8.85 | 13.44 | 10,557 | 1.39 | 175,731 | |
Scotiabank de Puerto Rico | San Juan | P.R. | Bank of Nova Scotia | Commercial Bank | 8.85 | 8.10 | 274,023 | 1.59 | 4,145,913 | |
38 | First BanCorp. | San Juan | P.R. | Bank Holding Company | 8.81 | 11.26 | 783,419 | 2.18 | 11,913,800 | |
39 | State Bank of Townsend | Townsend | Mont. | Big Muddy Bancorp, Inc. | Commercial Bank | 8.73 | 5.74 | 3,018 | -0.03 | 59,155 |
40 | Leaders Bank | Oak Brook | Ill. | Commercial Bank | 8.67 | 13.00 | 23,175 | 0.10 | 326,880 | |
41 | Ripley Federal Savings Bank | Ripley | Ohio | Savings & Loan Assoc | 8.66 | 9.01 | 4,488 | 0.18 | 67,253 | |
United Bank of Philadelphia | Philadelphia | Pa. | United Bancshares, Inc. | Commercial Bank | 8.66 | 6.83 | 3,302 | -0.26 | 55,631 | |
43 | Farmers & Merchants Bank | Lakeland | Ga. | FMB Bancshares, Inc. | Commercial Bank | 8.63 | 7.72 | 34,973 | 0.56 | 548,047 |
Morganton Savings Bank, S.S.B. | Morganton | N.C. | Savings Bank | 8.63 | 10.06 | 3,740 | 0.12 | 79,528 | ||
45 | Columbia Savings and Loan Association | Milwaukee | Wis. | Savings & Loan Assoc | 8.58 | 12.92 | 1,569 | 0.83 | 24,656 | |
46 | Peoples Bank | Eatonton | Ga. | Peoples Bankshares, Inc. | Commercial Bank | 8.57 | 5.86 | 6,325 | 0.01 | 126,241 |
47 | Brickyard Bank | Lincolnwood | Ill. | Brickyard Bancorp, Inc. | Commercial Bank | 8.51 | 11.00 | 6,772 | -0.41 | 103,497 |
48 | Champion Bank | Parker | Colo. | Commercial Bank | 8.44 | 11.71 | 2,566 | -0.09 | 49,945 | |
49 | Texas Champion Bank | Corpus Christi | Tex. | Mesquite Financial Services, Inc. | Commercial Bank | 8.40 | 7.00 | 20,966 | -0.01 | 323,681 |
50 | Martinsville First Savings Bank | Martinsville | Va. | Savings & Loan Assoc | 8.39 | 9.62 | 1,834 | 0.11 | 43,111 | |
51 | Tri-State Bank of Memphis | Memphis | Tenn. | Commercial Bank | 8.33 | 8.80 | 5,346 | -0.01 | 93,709 | |
52 | 1st Equity Bank Northwest | Buffalo Grove | Ill. | Northwest Equity Corp. | Commercial Bank | 8.28 | 1.00 | 2,701 | 0.26 | 38,452 |
53 | Urban Partnership Bank | Chicago | Ill. | Commercial Bank | 8.23 | 8.61 | 29,609 | -3.19 | 503,178 | |
54 | First National Bank of Fleming | Fleming | Colo. | Fleming Community Agency, Incorporated | Commercial Bank | 8.17 | 0.57 | 1,603 | 0.55 | 23,128 |
55 | Columbia Bank | Lake City | Fla. | First Columbia Bancorp, Inc. | Commercial Bank | 8.13 | 8.86 | 11,670 | 1.09 | 212,052 |
56 | First South Bank | Spartanburg | S.C. | First South Bancorp, Inc. | Commercial Bank | 8.08 | 9.61 | 12,877 | 0.01 | 239,676 |
57 | Rosedale Federal Savings and Loan Association | Baltimore | Md. | Savings & Loan Assoc | 7.96 | 6.21 | 44,631 | 0.28 | 830,741 | |
58 | 1st Equity Bank | Skokie | Ill. | First Equity Corp. | Commercial Bank | 7.93 | 2.11 | 6,729 | 0.00 | 98,496 |
59 | Alma Bank | Astoria | N.Y. | Commercial Bank | 7.92 | 3.84 | 72,703 | 0.16 | 1,075,640 | |
60 | First Federal Savings and Loan Association of Lorain | Lorain | Ohio | Savings & Loan Assoc | 7.90 | 7.18 | 18,840 | -0.03 | 420,592 | |
61 | Commercial Bank of Oak Grove | Oak Grove | Mo. | Country Agencies & Investments, Inc. | Commercial Bank | 7.83 | 12.04 | 3,406 | 0.03 | 69,072 |
62 | Citizens Savings Bank and Trust Company | Nashville | Tenn. | CSB&T Bancorp, Inc. | Commercial Bank | 7.78 | 1.83 | 7,188 | 0.00 | 106,728 |
Security State Bank of Kenyon | Kenyon | Minn. | Ellingson Corporation | Commercial Bank | 7.78 | 8.28 | 3,512 | 0.21 | 56,289 | |
64 | Santander Holdings USA, Inc. | Boston | Mass. | Banco Santander, SA | Bank Holding Company | 7.77 | 6.22 | 6,642,518 | 2.71 | 134,755,695 |
65 | Freedom Bank, Inc. | Belington | W.Va. | Freedom Bancshares, Inc. | Commercial Bank | 7.76 | 7.82 | 10,057 | -0.01 | 161,683 |
66 | ABC Bank | Chicago | Ill. | Greater Chicago Financial Corp. | Commercial Bank | 7.73 | 8.52 | 19,219 | 1.30 | 352,014 |
67 | Hiawatha National Bank | Hager City | Wis. | Lake Shore III Corporation | Commercial Bank | 7.62 | 2.40 | 10,967 | 0.80 | 198,091 |
68 | American Founders Bank, Inc. | Louisville | Ky. | Commercial Bank | 7.60 | 12.57 | 6,866 | -0.09 | 116,117 | |
69 | Plains Commerce Bank | Hoven | S.D. | Commercial Bank | 7.58 | 1.56 | 39,730 | 0.32 | 645,455 | |
70 | Seamen's Bank | Provincetown | Mass. | Savings Bank | 7.56 | 7.98 | 18,195 | 0.00 | 352,573 | |
71 | First Commercial Bank | Dexter | Mo. | Gideon Bancshares Company | Commercial Bank | 7.54 | 2.46 | 10,977 | 0.01 | 220,372 |
72 | Southwest Capital Bank | Albuquerque | N.M. | Las Vegas Bancorporation, Inc. | Commercial Bank | 7.51 | 0.24 | 19,033 | 0.33 | 368,252 |
73 | Normangee State Bank | Normangee | Tex. | Normangee Bancshares, Inc. | Commercial Bank | 7.47 | 2.30 | 6,069 | 0.19 | 128,493 |
74 | Frontier State Bank | Oklahoma City | Okla. | Commercial Bank | 7.39 | 6.82 | 29,877 | 3.08 | 628,928 | |
75 | First National Bank of Hughes Springs | Hughes Springs | Tex. | Chalybeate Springs Corporation | Commercial Bank | 7.36 | 0.11 | 13,697 | -1.20 | 273,121 |
76 | Lake Country Community Bank | Morristown | Minn. | Morristown Holding Company | Commercial Bank | 7.30 | 2.42 | 1,252 | -0.09 | 27,821 |
77 | Central Bank | Savannah | Tenn. | Commercial Bank | 7.29 | 7.28 | 3,946 | 0.58 | 93,491 | |
78 | Grand Timber Bank | McGregor | Minn. | McGregor Banco, Inc. | Commercial Bank | 7.27 | 10.04 | 1,889 | 0.06 | 41,906 |
79 | International Bank of Chicago | Chicago | Ill. | IBC Bancorp, Inc. | Commercial Bank | 7.20 | 5.09 | 26,003 | 2.39 | 524,315 |
80 | First Community National Bank | Cuba | Mo. | Steelville Community Banc-Shares, Inc. | Commercial Bank | 7.16 | 9.04 | 8,347 | 3.10 | 167,918 |
81 | Northern Michigan Bank & Trust | Escanaba | Mich. | First Bancshares Corporation | Commercial Bank | 7.15 | 6.88 | 12,219 | 0.06 | 262,005 |
82 | Persons Banking Company | Forsyth | Ga. | Persons Banking Company, Inc. | Commercial Bank | 7.13 | 5.70 | 15,307 | 0.08 | 323,181 |
83 | West Pointe Bank | Oshkosh | Wis. | West Pointe Bancshares, Inc. | Commercial Bank | 7.12 | 9.30 | 15,689 | -0.08 | 269,536 |
84 | Huron National Bank | Rogers City | Mich. | Huron National Bancorp, Inc. | Commercial Bank | 7.11 | 5.46 | 3,035 | -0.32 | 61,024 |
85 | Colonial Co-operative Bank | Gardner | Mass. | Savings Bank | 7.04 | 5.01 | 4,130 | 0.53 | 69,027 | |
86 | Baxter State Bank | Baxter Springs | Kan. | Baxter Bancshares, Inc. | Commercial Bank | 7.01 | 3.62 | 1,077 | 0.16 | 29,652 |
87 | First National Bank of Barry | Barry | Ill. | FNB Barry Bancorp, Inc. | Commercial Bank | 6.93 | 6.74 | 4,664 | 2.49 | 100,696 |
88 | Bank of Kaukauna | Kaukauna | Wis. | Brogan Bankshares, Inc. | Commercial Bank | 6.86 | 8.24 | 5,456 | -0.02 | 93,307 |
89 | Union Bank & Trust Company | Monticello | Ark. | First Union Financial Corporation | Commercial Bank | 6.77 | 5.54 | 10,687 | 0.15 | 215,944 |
90 | F & M Bank and Trust Company | Manchester | Ga. | F & M Holding Company, Inc. | Commercial Bank | 6.74 | 10.75 | 3,344 | 0.00 | 75,048 |
91 | Civis Bank | Rogersville | Tenn. | Volunteer Bancorp, Inc. | Commercial Bank | 6.72 | 7.02 | 4,622 | -0.02 | 103,537 |
Putnam County Bank | Hurricane | W.Va. | Putnam Bancshares, Inc. | Commercial Bank | 6.72 | 6.19 | 28,129 | 0.07 | 656,044 | |
93 | Central Federal Savings and Loan Association | Cicero | Ill. | Savings & Loan Assoc | 6.71 | 9.07 | 6,692 | 0.27 | 174,993 | |
94 | Grant County Bank | Ulysses | Kan. | Resource One, Inc. | Commercial Bank | 6.69 | 7.52 | 9,274 | 0.09 | 217,515 |
95 | Farmers-Merchants Bank & Trust Company | Breaux Bridge | La. | Commercial Bank | 6.67 | 7.50 | 13,740 | -0.04 | 286,040 | |
96 | Mechanics and Farmers Bank | Durham | N.C. | M&F Bancorp, Inc. | Commercial Bank | 6.65 | 13.42 | 10,359 | 0.15 | 265,122 |
97 | Central Savings Bank | Sault Sainte Marie | Mich. | Central Bank Corporation | Commercial Bank | 6.57 | 6.82 | 9,374 | 0.04 | 250,545 |
98 | Hebron Savings Bank | Hebron | Md. | HSB Bancorp, Inc. | Commercial Bank | 6.56 | 8.56 | 32,098 | 0.55 | 569,296 |
99 | Adams County Building and Loan Company | West Union | Ohio | Savings & Loan Assoc | 6.50 | 5.80 | 938 | 0.00 | 22,980 | |
100 | Gwinnett Community Bank | Duluth | Ga. | Community Financial Holding Company, Inc. | Commercial Bank | 6.49 | 11.10 | 10,749 | 1.07 | 297,806 |
101 | Farmers State Bank | Markesan | Wis. | FS BancShares, Inc. | Commercial Bank | 6.46 | 8.83 | 3,804 | 0.02 | 80,831 |
102 | Community State Bank | Union Grove | Wis. | Union Bancorporation, Inc. | Commercial Bank | 6.44 | 6.91 | 12,858 | 0.01 | 343,064 |
103 | Movement Bank | Danville | Va. | Commercial Bank | 6.41 | 5.68 | 1,353 | 3.41 | 39,505 | |
104 | First National Bank | Waupaca | Wis. | Waupaca Bancorporation, Inc. | Commercial Bank | 6.36 | 12.30 | 23,238 | 0.12 | 444,449 |
105 | Citizens State Bank of Hayfield | Hayfield | Minn. | Country Bankers, Inc. | Commercial Bank | 6.32 | 6.42 | 4,586 | -0.01 | 95,635 |
First National Bank of Nokomis | Nokomis | Ill. | First Nokomis Bancorp, Inc. | Commercial Bank | 6.32 | 1.76 | 6,142 | 0.07 | 159,240 | |
107 | North Side Federal Savings and Loan Association of Chicago | Chicago | Ill. | Savings & Loan Assoc | 6.30 | 6.25 | 1,517 | 0.00 | 45,942 | |
108 | First National Bank of Hope | Hope | Kan. | Hope Bancshares, Inc. | Commercial Bank | 6.27 | 3.97 | 3,415 | -0.01 | 84,693 |
109 | Prairie Community Bank | Marengo | Ill. | Marengo Bancshares, Inc. | Commercial Bank | 6.26 | 9.41 | 4,976 | 0.00 | 116,063 |
110 | Anna-Jonesboro National Bank | Anna | Ill. | Union County Bancshares, Inc. | Commercial Bank | 6.25 | 4.88 | 7,353 | 1.61 | 227,080 |
111 | Ladysmith Federal Savings and Loan Association | Ladysmith | Wis. | Savings & Loan Assoc | 6.24 | 7.15 | 2,012 | 0.00 | 50,933 | |
112 | Popular, Inc. | Hato Rey | P.R. | Bank Holding Company | 6.18 | 6.27 | 1,436,000 | 0.99 | 41,243,000 | |
113 | Home Loan Investment Bank, F.S.B. | Warwick | R.I. | Prospect Financial Corporation | Savings & Loan Assoc | 6.17 | 9.43 | 16,095 | 0.24 | 296,542 |
114 | Hatboro Federal Savings, FA | Hatboro | Pa. | Savings & Loan Assoc | 6.15 | 5.34 | 19,473 | 0.03 | 507,136 | |
115 | Bay Bank | Green Bay | Wis. | Bay Bancorporation, Inc. | Commercial Bank | 6.14 | 9.99 | 3,465 | -0.04 | 87,935 |
Eitzen State Bank | Caledonia | Minn. | Eitzen Independents, Inc. | Commercial Bank | 6.14 | 2.16 | 4,329 | 0.00 | 96,257 | |
117 | Synergy Bank | Houma | La. | Synergy Bancshares, Inc. | Commercial Bank | 6.13 | 5.31 | 21,944 | 4.07 | 523,423 |
118 | Peoples Bank & Trust Company | Troy | Mo. | Lincoln County Bancorp, Inc. | Commercial Bank | 6.10 | 6.59 | 14,967 | -0.51 | 438,393 |
119 | First National Bank of Wauchula | Wauchula | Fla. | First Hardee Holding Corporation | Commercial Bank | 6.07 | 7.59 | 2,761 | 0.00 | 75,560 |
Mutual Savings Association, FSA | Leavenworth | Kan. | Savings & Loan Assoc | 6.07 | 7.62 | 6,998 | -0.68 | 205,747 | ||
121 | Security State Bank of Hibbing | Hibbing | Minn. | Security Financial Services, Inc. | Commercial Bank | 6.02 | 3.90 | 3,826 | 0.00 | 121,580 |
122 | Home National Bank | Racine | Ohio | Commercial Bank | 6.01 | 7.03 | 2,484 | 0.51 | 60,441 | |
123 | Citizens Bank of Newburg | Rolla | Mo. | Newburg Insurance Agency, Inc. | Commercial Bank | 5.99 | 7.35 | 6,060 | 0.00 | 151,775 |
124 | Medallion Bank | Salt Lake City | Utah | Medallion Financial Corp. | Commercial Bank | 5.98 | 4.06 | 60,161 | 1.66 | 1,077,481 |
125 | American Bank of the North | Nashwauk | Minn. | Mesaba Bancshares, Inc. | Commercial Bank | 5.97 | 5.31 | 27,111 | 0.30 | 564,420 |
Bank of Grandin | Grandin | Mo. | Commercial Bank | 5.97 | 7.05 | 5,174 | 0.05 | 153,957 | ||
127 | Bank of Fincastle | Fincastle | Va. | Commercial Bank | 5.93 | 8.97 | 7,163 | 0.46 | 193,014 | |
State Bank of Newburg | Newburg | Wis. | SBN Community Bancorp, Inc. | Commercial Bank | 5.93 | 6.30 | 7,987 | -0.01 | 173,120 | |
129 | Trinity Capital Corporation | Los Alamos | N.M. | Bank Holding Company | 5.92 | 9.02 | 44,375 | 0.01 | 1,312,719 | |
130 | First Bank and Trust of Childress | Childress | Tex. | Childress Bancshares, Inc. | Commercial Bank | 5.89 | 5.66 | 3,047 | 0.00 | 101,054 |
131 | Alamerica Bank | Birmingham | Ala. | Alamerica BancCorp, Inc. | Commercial Bank | 5.86 | 5.09 | 1,607 | -0.42 | 36,366 |
Maple Bank | Champlin | Minn. | Maple Financial Holding Company | Commercial Bank | 5.86 | 6.44 | 2,463 | -0.19 | 50,872 | |
133 | Town & Country Bank, Inc. | Saint George | Utah | Commercial Bank | 5.78 | 3.50 | 6,567 | 0.54 | 149,463 | |
134 | First National Bank of Ava | Ava | Ill. | Headquarters Holding Co., Inc. | Commercial Bank | 5.67 | 3.19 | 2,070 | 0.53 | 63,536 |
135 | Bank of Hays | Hays | Kan. | Hanston Insurance Agency, Inc. | Commercial Bank | 5.63 | 0.61 | 10,136 | 0.01 | 266,938 |
Community Shores Bank | Muskegon | Mich. | Community Shores Bank Corporation | Commercial Bank | 5.63 | 5.78 | 7,818 | 0.04 | 192,713 | |
County Bank | Rehoboth Beach | Del. | CB Financial Corporation | Commercial Bank | 5.63 | 6.67 | 14,322 | 0.16 | 346,655 | |
138 | Unity National Bank of Houston | Houston | Tex. | Commercial Bank | 5.58 | 3.83 | 4,141 | -0.02 | 101,625 | |
139 | Independence State Bank | Independence | Wis. | Northern Financial Corporation | Commercial Bank | 5.57 | 5.97 | 2,857 | 0.01 | 64,697 |
140 | American Metro Bank | Chicago | Ill. | American Metro Bancorp, Inc. | Commercial Bank | 5.55 | 6.61 | 2,809 | -0.06 | 63,163 |
141 | Peoples State Bank | Lake City | Fla. | PSB BancGroup, Inc. | Commercial Bank | 5.54 | 9.15 | 3,279 | 0.62 | 83,610 |
142 | First Federal Savings and Loan Association of Bath | Bath | Maine | Savings & Loan Assoc | 5.53 | 7.08 | 5,827 | -0.27 | 127,712 | |
First State Bank | Three Rivers | Tex. | County Bancshares, Inc. | Commercial Bank | 5.53 | 0.61 | 4,691 | 0.00 | 146,867 | |
Gladewater National Bank | Gladewater | Tex. | East Texas Financial Corporation | Commercial Bank | 5.53 | 4.75 | 1,457 | 0.10 | 42,704 | |
145 | Peoples Bank Mt. Washington | Mount Washington | Ky. | Crossroads Bancorp, Inc. | Commercial Bank | 5.52 | 5.31 | 2,986 | 0.12 | 87,562 |
146 | Community Bank of Trenton | Trenton | Ill. | CBT Bancorp, Inc. | Commercial Bank | 5.51 | 6.12 | 3,093 | 2.09 | 80,294 |
Kentland Federal Savings and Loan Association | Kentland | Ind. | Savings & Loan Assoc | 5.51 | 6.20 | 228 | 0.00 | 4,831 | ||
148 | Blue Grass Valley Bank | Blue Grass | Va. | Commercial Bank | 5.50 | 5.43 | 1,578 | -0.07 | 43,204 | |
149 | First State Bank | Tahlequah | Okla. | Maxlou Bancshares, Inc. | Commercial Bank | 5.49 | 2.67 | 2,052 | -0.02 | 63,412 |
150 | State Savings Bank | Rake | Iowa | Rake Bancorporation | Commercial Bank | 5.44 | 1.11 | 3,348 | 2.55 | 71,234 |
151 | Gunnison Valley Bank | Gunnison | Utah | GV Bancorp, Inc. | Commercial Bank | 5.43 | 5.02 | 3,544 | 2.69 | 80,929 |
152 | North Alabama Bank | Hazel Green | Ala. | North Alabama Bancshares, Inc. | Commercial Bank | 5.39 | 3.39 | 3,239 | -0.03 | 93,447 |
153 | Farmers State Bank, S/B | Bolivar | Mo. | Farmers Financial Corporation | Commercial Bank | 5.37 | 0.23 | 2,560 | 0.00 | 67,521 |
154 | Citizens Bank & Trust Co. of Jackson | Jackson | Ky. | John R Turner Holding Company | Commercial Bank | 5.36 | 3.10 | 6,125 | 0.90 | 146,963 |
155 | American State Bank & Trust Company | Great Bend | Kan. | American State Bancshares, Inc. | Commercial Bank | 5.35 | 0.03 | 12,577 | -0.01 | 382,847 |
Citizens Bank of Chatsworth | Chatsworth | Ill. | Commercial Bank | 5.35 | 4.28 | 1,202 | 0.02 | 32,683 | ||
157 | Georgia Primary Bank | Atlanta | Ga. | Commercial Bank | 5.34 | 7.61 | 6,655 | -0.08 | 175,121 | |
158 | City National Bank of New Jersey | Newark | N.J. | City National Bancshares Corporation | Commercial Bank | 5.31 | 14.78 | 6,434 | 0.38 | 219,868 |
159 | Bennington State Bank | Salina | Kan. | Berco, Inc. | Commercial Bank | 5.28 | 0.60 | 25,709 | 0.49 | 707,292 |
New York Private Bank & Trust Corporation | New York | N.Y. | Bank Holding Company | 5.28 | 5.38 | 232,175 | 0.01 | 6,429,550 | ||
United Community Bank | Raceland | La. | Community Bancorp of Louisiana, Inc. | Commercial Bank | 5.28 | 1.87 | 22,261 | -0.01 | 536,077 | |
162 | Homestead Savings Bank | Albion | Mich. | Savings & Loan Assoc | 5.27 | 3.97 | 2,588 | 0.01 | 67,162 | |
163 | Century Bank of Kentucky, Inc. | Lawrenceburg | Ky. | Century Bancshares, Inc. | Commercial Bank | 5.26 | 6.79 | 5,431 | -0.01 | 129,733 |
164 | Lumbee Guaranty Bank | Pembroke | N.C. | Commercial Bank | 5.25 | 5.19 | 9,185 | 0.30 | 322,594 | |
165 | First Central Bank McCook | McCook | Neb. | Central Bancshares, Inc. | Commercial Bank | 5.23 | 3.58 | 4,723 | 0.00 | 107,423 |
166 | Park Bank | Holmen | Wis. | Golden Oak Bancshares, Inc. | Commercial Bank | 5.18 | 5.30 | 1,645 | 0.70 | 53,074 |
167 | BANK | Wapello | Iowa | Morning Sun Bank Corp. | Commercial Bank | 5.13 | 1.61 | 3,813 | 0.06 | 84,501 |
Cass County Bank, Inc. | Plattsmouth | Neb. | Citizens National Corporation | Commercial Bank | 5.13 | 0.69 | 3,041 | -0.01 | 70,042 | |
First Citizens Bank of Polson, National Association | Polson | Mont. | Flathead Lake Bancorporation, Inc. | Commercial Bank | 5.13 | 4.52 | 651 | 0.75 | 19,520 | |
170 | Carver State Bank | Savannah | Ga. | Carver Financial Corporation | Commercial Bank | 5.12 | 8.35 | 1,401 | 0.00 | 40,199 |
State Exchange Bank | Lamont | Okla. | State Exchange Bancshares, Inc. | Commercial Bank | 5.12 | 1.98 | 2,693 | -0.55 | 60,059 | |
172 | Fowler State Bank | Fowler | Kan. | FSB Bankshares, Inc. | Commercial Bank | 5.09 | 0.27 | 2,611 | 0.22 | 73,126 |
Liberty Federal Savings Bank | Enid | Okla. | Savings & Loan Assoc | 5.09 | 7.90 | 2,852 | -0.08 | 79,721 | ||
174 | Bank of Galesville | Galesville | Wis. | Gale Bank Holding Company, Inc. | Commercial Bank | 5.06 | 3.40 | 3,816 | -0.01 | 94,876 |
175 | Security Bank, s.b. | Springfield | Ill. | Savings Bank | 5.05 | 4.94 | 4,777 | 0.16 | 125,161 | |
176 | First Federal Bank & Trust | Sheridan | Wyo. | Savings & Loan Assoc | 5.02 | 4.08 | 8,870 | 0.60 | 272,598 | |
177 | Landmark Bank | Clinton | La. | Clinton Bancshares, Inc. | Commercial Bank | 5.01 | 4.03 | 3,955 | 0.18 | 113,212 |
178 | Blue Ridge Bank | Walhalla | S.C. | Blue Ridge Financial Corporation | Commercial Bank | 5.00 | 4.30 | 3,099 | -0.03 | 119,348 |
179 | Bank of Bartlett | Bartlett | Tenn. | West Tennessee Bancshares, Inc. | Commercial Bank | 4.99 | 5.68 | 9,927 | 0.24 | 359,443 |
Madison Bank of Maryland | Forest Hill | Md. | MB Bancorp, Inc. | Savings & Loan Assoc | 4.99 | 5.81 | 4,379 | -0.12 | 141,463 | |
181 | Capitol National Bank | Lansing | Mich. | Commercial Bank | 4.98 | 6.44 | 4,980 | -0.05 | 122,483 | |
Rolette State Bank | Rolette | N.D. | Commercial Bank | 4.98 | 4.40 | 1,524 | 0.04 | 38,900 | ||
183 | Citizens Bank | Nashville | Ga. | Nashville Holding Company | Commercial Bank | 4.96 | 5.45 | 8,177 | -0.07 | 258,168 |
McHenry Savings Bank | McHenry | Ill. | McHenry Bancorp, Inc. | Savings Bank | 4.96 | 5.50 | 7,921 | 0.14 | 246,229 | |
185 | First National Bank and Trust Co., Chickasha, Oklahoma | Chickasha | Okla. | First Independent Bancorp, Inc. | Commercial Bank | 4.89 | 2.70 | 16,180 | 0.32 | 553,950 |
Midstate Community Bank | Baltimore | Md. | Savings Bank | 4.89 | 3.67 | 4,769 | 0.26 | 165,116 | ||
187 | Citizens Bank | Mukwonago | Wis. | Citizens Bank Holding, Inc. | Commercial Bank | 4.87 | 7.62 | 22,102 | 0.00 | 709,746 |
First Security Bank | Mackinaw | Ill. | Mackinaw Valley Financial Services, Inc. | Commercial Bank | 4.87 | 1.12 | 3,092 | 0.01 | 76,997 | |
189 | Conway Bank | Conway Springs | Kan. | Norcon Financial Corp. | Commercial Bank | 4.86 | 2.78 | 2,466 | -0.05 | 77,430 |
Industrial Bank | Washington | D.C. | IBW Financial Corporation | Commercial Bank | 4.86 | 3.71 | 14,131 | 0.00 | 395,142 | |
191 | United Bank of Union | Union | Mo. | Cardinal Bancorp II, Inc. | Commercial Bank | 4.84 | 5.55 | 11,289 | 0.43 | 320,412 |
192 | Today's Bank | Huntsville | Ark. | Mathias Bancshares, Inc. | Commercial Bank | 4.80 | 2.98 | 6,413 | 0.01 | 188,406 |
193 | First Federal Savings Bank | Rochester | Ind. | American Midwest Financial Corp. | Savings & Loan Assoc | 4.77 | 5.49 | 14,097 | 0.03 | 374,675 |
First National Community Bank | New Richmond | Wis. | One Corporation | Commercial Bank | 4.77 | 4.22 | 6,059 | 0.01 | 197,727 | |
195 | Enterprise Bank of South Carolina | Ehrhardt | S.C. | Commercial Bank | 4.75 | 7.07 | 8,498 | -0.07 | 330,455 | |
First Capital Bank | Laurinburg | N.C. | First Capital Bancshares, Inc. | Commercial Bank | 4.75 | 7.10 | 2,142 | 0.00 | 52,425 | |
197 | Century Bank of Florida | Tampa | Fla. | Century Bancshares of Florida, Inc. | Commercial Bank | 4.73 | 7.22 | 2,212 | -0.03 | 78,263 |
198 | Securant Bank & Trust | Milwaukee | Wis. | Capital Commerce Bancorp, Inc. | Commercial Bank | 4.71 | 6.27 | 7,717 | -0.09 | 208,690 |
199 | Commercial State Bank | Andrews | Tex. | Andrews Holding Company | Commercial Bank | 4.69 | 2.25 | 17,938 | 0.16 | 527,981 |
Harrison Building and Loan Association | Harrison | Ohio | Savings & Loan Assoc | 4.69 | 5.38 | 5,388 | 0.41 | 224,473 |
Data from preliminary quarterly call reports. Excludes institutions whose loans were less than 50% of assets.
*Nonperforming loans net of the delinquent U.S. government-guaranteed portion, divided by total loans.
**Sum total of nonaccruing loans (excluding debt securities and other assets) and restructured loans, minus the guaranteed portion of nonaccruing loans wholly or partially guaranteed by the U.S. government.
***Chargeoffs, minus recoveries credited to the loan allowance. For savings institutions, net chargeoffs related to specific valuation allowance are included. Divided by average loans and leases.
Figures for prior periods are not adjusted for mergers and acquisitions. Rankings include only companies current as of Sept. 15, 2017.
© 2017 American Banker
Source: SNL Financial, Charlottesville, Va. (