On Sep. 30, 2018. Dollars in thousands.
Banks and Thrifts with the Highest Adjusted Nonperforming Loan Ratios
Adjusted nonperforming loan ratio* | ||||||||||
Rank | Name | City | State | Parent Name | Company Type | Sep. 30 | Year earlier | Nonperformers** | Net chargeoffs*** | Assets |
1 | State Central Bank | Bonaparte | Iowa | Logan Investment Corporation | Commercial Bank | $37.47 | $34.99 | $7,628 | -0.70 | $38,092 |
2 | Markesan State Bank | Markesan | Wis. | Markesan Bancshares, Inc. | Commercial Bank | 31.05 | 22.73 | 30,000 | 0.04 | 127,455 |
3 | First State Bank of Healy | Healy | Kan. | Commercial Bank | 18.48 | 22.70 | 8,080 | -0.16 | 74,225 | |
4 | Gunnison Valley Bank | Gunnison | Utah | GV Bancorp, Inc. | Commercial Bank | 18.08 | 5.54 | 10,251 | 1.03 | 70,596 |
5 | First City Bank of Florida | Fort Walton Beach | Fla. | Florida First City Banks, Inc. | Commercial Bank | 17.75 | 17.38 | 18,184 | 0.35 | 167,215 |
6 | First State Bank | Barboursville | W.Va. | First Bankshares, Inc. | Commercial Bank | 16.93 | 16.11 | 18,299 | 0.08 | 161,121 |
7 | Louisa Community Bank | Louisa | Ky. | Commercial Bank | 16.16 | 5.51 | 4,291 | 1.63 | 33,489 | |
8 | LINKBANK | West Chester | Pa. | LINKBANCORP, Inc. | Commercial Bank | 14.97 | 15.23 | 5,286 | -0.18 | 50,907 |
9 | Jackson County Bank | Black River Falls | Wis. | Wisconsin Bank Services, Inc. | Commercial Bank | 13.26 | 5.07 | 19,035 | 6.05 | 221,293 |
10 | Bank of Hazlehurst | Hazlehurst | Ga. | Hazlehurst Investors, Inc. | Commercial Bank | 13.22 | 13.83 | 9,926 | 2.99 | 126,173 |
11 | State Exchange Bank | Lamont | Okla. | State Exchange Bancshares, Inc. | Commercial Bank | 12.97 | 5.16 | 7,122 | 4.90 | 66,210 |
12 | Security State Bank of Kenyon | Kenyon | Minn. | Ellingson Corporation | Commercial Bank | 12.67 | 7.93 | 5,939 | 0.03 | 54,829 |
13 | Martinsville First Savings Bank | Martinsville | Va. | Savings & Loan Assoc | 12.63 | 9.06 | 2,771 | 0.09 | 39,960 | |
14 | City National Bank of New Jersey | Newark | N.J. | City National Bancshares Corporation | Commercial Bank | 10.69 | 7.47 | 11,423 | -0.33 | 180,631 |
15 | Tri-State Bank of Memphis | Memphis | Tenn. | Commercial Bank | 9.88 | 8.19 | 5,425 | 0.30 | 83,180 | |
16 | Gateway Bank, F.S.B. | Oakland | Calif. | Savings & Loan Assoc | 9.76 | 9.81 | 6,564 | 0.00 | 114,206 | |
17 | First Credit Bank | Los Angeles | Calif. | Commercial Bank | 9.10 | 8.88 | 29,288 | 0.00 | 486,121 | |
18 | Interamerican Bank, A FSB | Miami | Fla. | Savings & Loan Assoc | 8.92 | 12.55 | 14,347 | -0.03 | 202,029 | |
19 | First National Bank of Hope | Hope | Kan. | Hope Bancshares, Inc. | Commercial Bank | 8.88 | 6.31 | 5,019 | 2.39 | 82,915 |
20 | United Bank of Philadelphia | Philadelphia | Pa. | United Bancshares, Inc. | Commercial Bank | 8.81 | 8.37 | 3,511 | -0.02 | 54,055 |
21 | Civis Bank | Rogersville | Tenn. | Volunteer Bancorp, Inc. | Commercial Bank | 8.69 | 5.47 | 5,291 | 0.00 | 93,880 |
22 | Bank, The | Oberlin | Kan. | Decatur Investment, Inc. | Commercial Bank | 8.66 | 8.32 | 22,251 | 0.46 | 342,095 |
23 | Marquette Farmers State Bank of Marquette | Marquette | Kan. | Commercial Bank | 8.45 | 1.98 | 1,324 | 4.40 | 30,805 | |
24 | Valley Bank of Ronan | Ronan | Mont. | Valley Holding Company | Commercial Bank | 8.26 | 1.70 | 5,055 | -0.01 | 105,702 |
25 | First State Bank of Malta | Malta | Mont. | FS Banco, Inc. | Commercial Bank | 8.07 | 1.13 | 8,330 | 0.02 | 142,429 |
26 | Metro Bank | Louisville | Ky. | Louisville Development Bancorp, Inc. | Commercial Bank | 8.04 | 4.41 | 1,082 | -0.18 | 26,562 |
27 | Peoples Bank & Trust Company of Hazard | Hazard | Ky. | Hazard Bancorp | Commercial Bank | 8.02 | 9.39 | 13,682 | 0.21 | 254,879 |
28 | Resolute Bank | Maumee | Ohio | Princeton Capital Holdings LLC | Savings & Loan Assoc | 7.82 | 4.41 | 1,345 | -4.76 | 29,085 |
29 | First Federal Savings and Loan Association of Lorain | Lorain | Ohio | Savings & Loan Assoc | 7.71 | 8.09 | 18,889 | -0.14 | 412,886 | |
30 | Citizens Savings Bank | Bogalusa | La. | Savings Bank | 7.68 | 8.78 | 13,996 | 0.13 | 227,216 | |
31 | Peoples Bank | Eatonton | Ga. | Peoples Bankshares, Inc. | Commercial Bank | 7.59 | 8.41 | 6,142 | 0.07 | 124,150 |
32 | Baxter State Bank | Baxter Springs | Kan. | Baxter Bancshares, Inc. | Commercial Bank | 7.45 | 9.05 | 1,022 | -0.03 | 27,145 |
Valley Bank of Nevada | North Las Vegas | Nev. | Commercial Bank | 7.45 | 9.45 | 6,312 | 0.00 | 131,108 | ||
34 | Grand Timber Bank | McGregor | Minn. | McGregor Banco, Inc. | Commercial Bank | 7.38 | 8.22 | 2,047 | -0.01 | 43,000 |
35 | Geauga Savings Bank | Newbury | Ohio | Maple Leaf Financial, Inc. | Savings & Loan Assoc | 7.37 | 8.75 | 13,558 | 0.58 | 280,889 |
36 | State Bank of Downs | Downs | Kan. | B Bank, Inc. | Commercial Bank | 7.36 | 3.23 | 5,301 | -0.01 | 87,054 |
37 | Farmers Bank | Parsons | Tenn. | Townsend Financial Corporation | Commercial Bank | 7.27 | 3.34 | 1,402 | 0.00 | 36,530 |
38 | Integrity Bank Plus | Wabasso | Minn. | Wabasso Bancshares, Inc. | Commercial Bank | 7.25 | 4.83 | 3,180 | 0.10 | 59,953 |
39 | State Bank & Trust Company | Golden Meadow | La. | SBT Bancshares, Inc. | Commercial Bank | 7.10 | 12.33 | 6,119 | 2.10 | 122,767 |
40 | Farmers & Merchants Bank | Lakeland | Ga. | FMB Bancshares, Inc. | Commercial Bank | 7.01 | 7.84 | 27,484 | 0.21 | 503,778 |
41 | Allied First Bank,sb | Oswego | Ill. | Allied First Bancorp, Inc. | Savings Bank | 7.00 | 3.55 | 3,893 | 0.06 | 84,208 |
42 | Beach Community Bank | Fort Walton Beach | Fla. | Commercial Bank | 6.97 | 23.79 | 17,332 | 17.75 | 467,571 | |
North Alabama Bank | Hazel Green | Ala. | BOLC Corp. | Commercial Bank | 6.97 | 7.65 | 5,002 | -0.01 | 102,804 | |
44 | Bank of Washington | Washington | Mo. | Diamond Bancorp, Inc. | Commercial Bank | 6.96 | 9.28 | 38,870 | 0.13 | 676,191 |
Columbia Savings and Loan Association | Milwaukee | Wis. | Savings & Loan Assoc | 6.96 | 8.79 | 1,283 | 0.00 | 23,586 | ||
46 | Cornerstone Bank | Atlanta | Ga. | Cornerstone Bancshares, Inc. | Savings & Loan Assoc | 6.95 | 4.08 | 10,461 | -0.05 | 215,209 |
47 | St. Landry Homestead Federal Savings Bank | Opelousas | La. | Savings & Loan Assoc | 6.89 | 9.36 | 11,274 | 0.14 | 230,150 | |
48 | Enterprise Bank of South Carolina | Ehrhardt | S.C. | Commercial Bank | 6.83 | 8.35 | 12,571 | -0.45 | 330,738 | |
Thayer County Bank | Hebron | Neb. | Thayer Agency, Inc. | Commercial Bank | 6.83 | 4.06 | 2,425 | 5.24 | 56,922 | |
50 | Bennington State Bank | Salina | Kan. | Berco, Inc. | Commercial Bank | 6.77 | 5.75 | 33,432 | 0.34 | 682,447 |
51 | Lake Country Community Bank | Morristown | Minn. | Morristown Holding Company | Commercial Bank | 6.74 | 9.05 | 999 | -0.23 | 25,061 |
52 | Bank of Grandin | Grandin | Mo. | Commercial Bank | 6.71 | 5.82 | 6,470 | 0.60 | 155,525 | |
53 | Citizens State Bank of Hayfield | Hayfield | Minn. | Country Bankers, Inc. | Commercial Bank | 6.63 | 6.34 | 4,605 | 2.47 | 92,580 |
54 | Alma Bank | Astoria | N.Y. | Commercial Bank | 6.62 | 7.68 | 67,039 | 0.38 | 1,160,052 | |
55 | Huron National Bank | Rogers City | Mich. | Huron National Bancorp, Inc. | Commercial Bank | 6.59 | 6.23 | 2,548 | -0.69 | 65,458 |
56 | Citizens Bank of Chatsworth | Chatsworth | Ill. | CBC Financial, Inc. | Commercial Bank | 6.58 | 5.72 | 1,197 | 0.00 | 31,550 |
57 | McIntosh County Bank | Ashley | N.D. | McIntosh County Bank Holding Company, Inc. | Commercial Bank | 6.57 | 3.84 | 3,937 | 0.03 | 87,533 |
New Frontier Bank | Saint Charles | Mo. | Lincoln County Bancorp, Inc. | Commercial Bank | 6.57 | 3.53 | 3,850 | -0.04 | 81,827 | |
59 | Farmers Savings Bank | Wever | Iowa | FSB Bancorp | Commercial Bank | 6.47 | 2.93 | 6,539 | 1.87 | 125,097 |
60 | Wilmington Savings Bank | Wilmington | Ohio | Commercial Bank | 6.42 | 8.33 | 8,915 | -0.24 | 156,724 | |
61 | Putnam County Bank | Hurricane | W.Va. | Putnam Bancshares, Inc. | Commercial Bank | 6.41 | 7.37 | 22,690 | -0.35 | 609,190 |
Security State Bank | Iron River | Wis. | Security Bank Shares, Inc. | Commercial Bank | 6.41 | 9.65 | 4,246 | 4.82 | 96,475 | |
63 | Mechanics and Farmers Bank | Durham | N.C. | M&F Bancorp, Inc. | Commercial Bank | 6.38 | 7.96 | 10,779 | -2.84 | 262,050 |
64 | First Farmers and Commercial Bank | Pikeville | Tenn. | First Pikeville Bancshares, Inc. | Commercial Bank | 6.37 | 3.50 | 3,670 | 2.13 | 114,906 |
65 | United Community Bank | Raceland | La. | Community Bancorp of Louisiana, Inc. | Commercial Bank | 6.33 | 5.40 | 26,114 | 2.08 | 534,227 |
66 | Garfield County Bank | Jordan | Mont. | Garfield County Bancshares, Inc. | Commercial Bank | 6.32 | 3.17 | 4,585 | 0.01 | 88,440 |
67 | South Lafourche Bank & Trust Company | Larose | La. | Lafourche Bancshares, Inc. | Commercial Bank | 6.25 | 7.48 | 7,357 | -0.44 | 142,020 |
68 | Columbia Bank | Lake City | Fla. | First Columbia Bancorp, Inc. | Commercial Bank | 6.23 | 7.08 | 9,424 | -0.10 | 209,446 |
69 | Community State Bank | Brook | Ind. | Commercial Bank | 6.21 | 9.10 | 2,963 | 0.00 | 60,237 | |
70 | Iowa State Bank | Clarksville | Iowa | Clarkel, Inc. | Commercial Bank | 6.19 | 1.52 | 17,207 | 3.12 | 365,357 |
71 | First Central Savings Bank | Glen Cove | N.Y. | Savings Bank | 6.17 | 4.25 | 28,566 | 7.86 | 602,655 | |
72 | F & M Bank and Trust Company | Manchester | Ga. | F & M Holding Company, Inc. | Commercial Bank | 6.14 | 6.83 | 2,866 | 0.15 | 72,232 |
73 | Central Bank | Savannah | Tenn. | Commercial Bank | 6.12 | 7.73 | 3,650 | 0.03 | 92,158 | |
Clinton Bank | Clinton | Ky. | Clinton Bancorp, Inc. | Commercial Bank | 6.12 | 1.24 | 2,202 | -0.02 | 60,498 | |
75 | Rosedale Federal Savings and Loan Association | Baltimore | Md. | Savings & Loan Assoc | 6.02 | 9.29 | 41,292 | -0.02 | 942,299 | |
76 | Concordia Bank | Concordia | Mo. | Northern Missouri Bancshares, Inc. | Commercial Bank | 6.01 | 4.65 | 3,091 | -0.03 | 70,363 |
77 | West Pointe Bank | Oshkosh | Wis. | West Pointe Bancshares, Inc. | Commercial Bank | 5.99 | 6.72 | 14,111 | -0.03 | 283,925 |
78 | Alamerica Bank | Birmingham | Ala. | Alamerica BancCorp, Inc. | Commercial Bank | 5.97 | 4.15 | 995 | -0.09 | 27,122 |
79 | Southwest Capital Bank | Albuquerque | N.M. | Las Vegas Bancorporation, Inc. | Commercial Bank | 5.96 | 8.05 | 15,975 | 0.94 | 368,891 |
80 | Kentland Federal Savings and Loan Association | Kentland | Ind. | Savings & Loan Assoc | 5.93 | 1.33 | 248 | 0.00 | 4,504 | |
81 | Normangee State Bank | Normangee | Tex. | Normangee Bancshares, Inc. | Commercial Bank | 5.89 | 6.63 | 4,529 | 3.00 | 120,337 |
82 | Blue Grass Valley Bank | Blue Grass | Va. | Commercial Bank | 5.85 | 5.29 | 1,671 | 0.36 | 45,143 | |
83 | Home National Bank | Racine | Ohio | Commercial Bank | 5.84 | 6.02 | 2,615 | 0.55 | 64,390 | |
84 | Bank of Kaukauna | Kaukauna | Wis. | Brogan Bankshares, Inc. | Commercial Bank | 5.83 | 6.36 | 4,045 | 2.78 | 97,965 |
85 | River Town Bank | Dardanelle | Ark. | Bank of Dardanelle Bankshares, Inc. | Commercial Bank | 5.82 | 4.04 | 5,528 | 0.01 | 134,227 |
86 | 1st Equity Bank | Skokie | Ill. | First Equity Corp. | Commercial Bank | 5.81 | 7.85 | 5,125 | 0.00 | 99,167 |
MNB Bank | McCook | Neb. | Graff Family, Inc. | Commercial Bank | 5.81 | 2.65 | 13,992 | -0.03 | 360,120 | |
88 | Crown Bank | Elizabeth | N.J. | Commercial Bank | 5.78 | 7.01 | 22,023 | 0.02 | 502,457 | |
89 | First Federal Savings and Loan Association of Bath | Bath | Maine | Savings & Loan Assoc | 5.77 | 5.72 | 6,342 | 0.11 | 130,602 | |
90 | Our Community Bank | Spencer | Ind. | Home Financial Bancorp | Commercial Bank | 5.75 | 2.38 | 2,977 | -0.04 | 73,341 |
91 | Dickinson County Bank | Enterprise | Kan. | Commercial Bank | 5.74 | 1.88 | 650 | 0.27 | 14,138 | |
92 | Grant County Bank | Ulysses | Kan. | Resource One, Inc. | Commercial Bank | 5.72 | 5.99 | 8,520 | 0.05 | 222,253 |
93 | North Side Federal Savings and Loan Association of Chicago | Chicago | Ill. | Savings & Loan Assoc | 5.70 | 6.05 | 1,301 | 0.00 | 40,186 | |
94 | Great Plains Bank | Eureka | S.D. | Great Plains Bank Corporation | Commercial Bank | 5.67 | 3.20 | 5,422 | 0.44 | 108,319 |
95 | Conway Bank | Conway Springs | Kan. | Norcon Financial Corp. | Commercial Bank | 5.62 | 2.42 | 4,229 | 0.04 | 100,411 |
Seamen's Bank | Provincetown | Mass. | Savings Bank | 5.62 | 7.50 | 15,732 | 0.00 | 402,700 | ||
97 | First State Bank | Shallowater | Tex. | South Texas Bancshares, Inc. | Commercial Bank | 5.58 | 2.43 | 4,648 | 0.00 | 106,335 |
98 | Hatboro Federal Savings, FA | Hatboro | Pa. | Savings & Loan Assoc | 5.53 | 5.85 | 19,833 | -0.02 | 495,179 | |
99 | EvaBank | Cullman | Ala. | Commercial Bank | 5.49 | 4.11 | 16,081 | 0.07 | 371,803 | |
100 | First State Bank of Swanville | Swanville | Minn. | Swanville Bancshares, Inc. | Commercial Bank | 5.48 | 11.61 | 947 | -0.02 | 25,540 |
101 | Farmers-Merchants Bank & Trust Company | Breaux Bridge | La. | Commercial Bank | 5.43 | 5.71 | 13,303 | 0.02 | 309,974 | |
102 | Bank of Chestnut | Chestnut | Ill. | Commercial Bank | 5.36 | 2.34 | 797 | 0.03 | 18,221 | |
103 | Home Loan Investment Bank, F.S.B. | Warwick | R.I. | Prospect Financial Corporation | Savings & Loan Assoc | 5.35 | 6.25 | 14,158 | 0.25 | 294,229 |
104 | Frontier State Bank | Oklahoma City | Okla. | Commercial Bank | 5.32 | 6.87 | 21,340 | 0.64 | 621,402 | |
105 | Rolette State Bank | Rolette | N.D. | Commercial Bank | 5.31 | 4.36 | 1,698 | 0.00 | 38,531 | |
106 | Clover Community Bank | Clover | S.C. | Clover Community Bankshares, Inc. | Commercial Bank | 5.27 | 2.45 | 3,624 | 0.01 | 129,766 |
107 | Town & Country Bank | Las Vegas | Nev. | West Point Bancorp, Inc. | Commercial Bank | 5.24 | 0.00 | 5,977 | -5.89 | 162,607 |
108 | Farmers and Merchants Bank of Kendall | Kendall | Wis. | Commercial Bank | 5.23 | 1.38 | 3,557 | -0.01 | 72,297 | |
109 | Central Federal Savings and Loan Association | Cicero | Ill. | Savings & Loan Assoc | 5.22 | 6.98 | 5,765 | 0.14 | 177,144 | |
110 | State National Bank of Groom | Groom | Tex. | Groom Bancshares, Inc. | Commercial Bank | 5.21 | 3.92 | 1,266 | 0.05 | 36,338 |
Synergy Bank | Houma | La. | Synergy Bancshares, Inc. | Commercial Bank | 5.21 | 5.84 | 17,658 | 1.42 | 517,105 | |
112 | Continental Bank | Salt Lake City | Utah | Continental Bancorporation | Commercial Bank | 5.18 | 3.91 | 7,275 | -0.07 | 168,708 |
113 | Central Savings Bank | Sault Sainte Marie | Mich. | Central Bank Corporation | Commercial Bank | 5.14 | 6.47 | 7,922 | -0.08 | 256,580 |
Heritage State Bank | Lawrenceville | Ill. | HBancorporation, Inc. | Commercial Bank | 5.14 | 0.00 | 4,290 | 0.01 | 91,759 | |
115 | Community Shores Bank | Muskegon | Mich. | Community Shores Bank Corporation | Commercial Bank | 5.11 | 5.61 | 7,453 | 0.47 | 179,983 |
116 | Community Bank and Trust Company | Muscatine | Iowa | C-B-G, Inc. | Commercial Bank | 5.10 | 1.60 | 7,410 | 0.88 | 240,747 |
117 | First National Community Bank | New Richmond | Wis. | One Corporation | Commercial Bank | 5.05 | 4.19 | 6,652 | -0.60 | 199,524 |
Hebron Savings Bank | Hebron | Md. | HSB Bancorp, Inc. | Commercial Bank | 5.05 | 6.35 | 26,153 | 0.38 | 590,912 | |
119 | Johnson County Bank | Mountain City | Tenn. | Commercial Bank | 5.03 | 4.56 | 3,259 | 0.25 | 118,689 | |
120 | First Security Bank & Trust Company | Charles City | Iowa | Cedar Valley Bankshares, Ltd. | Commercial Bank | 5.01 | 3.77 | 14,769 | 0.02 | 478,846 |
MCNB Bank and Trust Co. | Welch | W.Va. | MCNB Banks, Inc. | Commercial Bank | 5.01 | 4.92 | 9,641 | 0.02 | 294,585 | |
Unity Bank | Augusta | Wis. | Augusta Financial Corporation | Commercial Bank | 5.01 | 0.84 | 7,353 | 0.04 | 179,032 | |
123 | First State Bank of Claremont | Groton | S.D. | Commercial Bank | 5.00 | 2.28 | 1,619 | 0.00 | 55,915 | |
124 | Lafayette State Bank | Mayo | Fla. | Commercial Bank | 4.99 | 13.57 | 2,953 | 0.14 | 91,371 | |
125 | American Bank of the North | Nashwauk | Minn. | Mesaba Bancshares, Inc. | Commercial Bank | 4.98 | 7.23 | 20,330 | -0.04 | 546,552 |
Quail Creek Bank, National Association | Oklahoma City | Okla. | Quail Creek Bancshares, Inc. | Commercial Bank | 4.98 | 2.25 | 25,075 | 0.16 | 674,303 | |
127 | Bank of Springfield | Springfield | Ill. | Spring Bancorp, Inc. | Commercial Bank | 4.97 | 4.06 | 42,742 | 0.00 | 1,028,758 |
128 | Eastern Savings Bank, FSB | Hunt Valley | Md. | Savings & Loan Assoc | 4.92 | 9.28 | 12,500 | 0.08 | 327,125 | |
129 | Sallie Mae Bank | Salt Lake City | Utah | SLM Corporation | Commercial Bank | 4.91 | 4.70 | 1,096,561 | 0.66 | 25,622,354 |
130 | Lumbee Guaranty Bank | Pembroke | N.C. | Commercial Bank | 4.88 | 5.14 | 8,965 | -0.02 | 340,395 | |
Sunrise Bank Dakota | Onida | S.D. | Adino Company | Commercial Bank | 4.88 | 10.13 | 2,012 | 0.88 | 58,897 | |
132 | Cass County Bank, Inc. | Plattsmouth | Neb. | Citizens National Corporation | Commercial Bank | 4.82 | 3.64 | 2,499 | 0.98 | 69,615 |
133 | Claxton Bank | Claxton | Ga. | Southern Bankshares, Inc. | Commercial Bank | 4.77 | 2.85 | 3,728 | 0.01 | 121,445 |
134 | Farmers and Merchants Bank of Mound City, Kansas | Mound City | Kan. | Cunningham Agency, Inc. | Commercial Bank | 4.76 | 4.54 | 1,495 | 0.02 | 38,766 |
Peoples Bank of Moniteau County | Jamestown | Mo. | Jamestown Bancshares, Inc. | Commercial Bank | 4.76 | 3.35 | 1,878 | 4.16 | 58,615 | |
136 | Alva State Bank & Trust Company | Alva | Okla. | Grace Investment Company, Inc. | Commercial Bank | 4.74 | 1.75 | 14,598 | 1.40 | 383,234 |
County Bank | Rehoboth Beach | Del. | CB Financial Corporation | Commercial Bank | 4.74 | 5.06 | 12,993 | 0.01 | 363,007 | |
State Bank of Townsend | Townsend | Mont. | Big Muddy Bancorp, Inc. | Commercial Bank | 4.74 | 7.42 | 4,387 | 0.00 | 108,042 | |
139 | Taylorsville Savings Bank, SSB | Taylorsville | N.C. | Savings Bank | 4.71 | 5.18 | 3,911 | 0.00 | 100,890 | |
140 | Bank of Evergreen | Evergreen | Ala. | Commercial Bank | 4.68 | 3.72 | 1,771 | 0.88 | 60,326 | |
141 | Century Bank of Kentucky, Inc. | Lawrenceburg | Ky. | Century Bancshares, Inc. | Commercial Bank | 4.67 | 4.63 | 5,125 | 0.01 | 138,553 |
142 | Monterey County Bank | Monterey | Calif. | Northern California Bancorp, Inc. | Commercial Bank | 4.66 | 0.14 | 3,931 | -0.03 | 165,505 |
143 | First National Bank of Wauchula | Wauchula | Fla. | First Hardee Holding Corporation | Commercial Bank | 4.64 | 5.90 | 2,071 | -0.10 | 72,170 |
144 | Cowboy State Bank | Ranchester | Wyo. | Cowboy State Bancorp, Inc. | Commercial Bank | 4.63 | 0.92 | 1,396 | 4.00 | 47,568 |
145 | Freedom Bank, Inc. | Belington | W.Va. | Freedom Bancshares, Inc. | Commercial Bank | 4.61 | 6.11 | 6,020 | 0.05 | 155,829 |
146 | Trust Bank | Lenox | Ga. | Trust Holding Company, Inc. | Commercial Bank | 4.59 | 1.86 | 1,115 | 0.33 | 37,188 |
147 | Citizens Bank | Nashville | Ga. | Nashville Holding Company | Commercial Bank | 4.55 | 5.86 | 7,388 | 0.10 | 248,403 |
148 | First Federal Bank & Trust | Sheridan | Wyo. | Savings & Loan Assoc | 4.54 | 5.02 | 8,692 | -0.24 | 299,115 | |
149 | Bank of Little Rock | Little Rock | Ark. | Little Rock Bankshares, Inc. | Commercial Bank | 4.53 | 4.82 | 4,666 | 0.16 | 201,112 |
National Bank of Andrews | Andrews | Tex. | Andrews Bancshares, Inc. | Commercial Bank | 4.53 | 0.88 | 5,590 | 0.00 | 203,636 | |
151 | Bank of Halls | Halls | Tenn. | Security Bancorp of Tennessee, Inc. | Commercial Bank | 4.52 | 5.00 | 1,934 | 0.24 | 83,190 |
Farmers Security Bank | Washburn | N.D. | McLean Bank Holding Company | Commercial Bank | 4.52 | 1.23 | 1,704 | 1.39 | 53,677 | |
153 | First National Bank & Trust Company of McAlester | McAlester | Okla. | First of McAlester Corporation | Commercial Bank | 4.49 | 4.69 | 12,127 | 0.06 | 460,839 |
154 | EH National Bank | Beverly Hills | Calif. | Commercial Bank | 4.48 | 4.02 | 6,288 | -0.59 | 174,226 | |
155 | South Carolina Community Bank | Columbia | S.C. | SCCB Financial Corporation | Commercial Bank | 4.46 | 9.10 | 1,544 | -0.01 | 59,771 |
156 | First State Bank of Bigfork | Bigfork | Minn. | Bigfork Bancshares, Inc. | Commercial Bank | 4.44 | 4.95 | 2,859 | 0.51 | 77,272 |
157 | Farmers and Merchants Bank | Caldwell | Ohio | FarmMerc, Inc. | Commercial Bank | 4.42 | 3.22 | 3,579 | 0.17 | 111,716 |
Jacksboro National Bank | Jacksboro | Tex. | Jacksboro National Bancshares, Inc. | Commercial Bank | 4.42 | 1.78 | 5,138 | 0.18 | 228,128 | |
159 | Citizens State Bank | Hugoton | Kan. | Hugoton Bancshares, Inc. | Commercial Bank | 4.41 | 3.61 | 3,897 | -0.04 | 115,032 |
160 | Farmers Bank of Milton | Milton | Ky. | Farmers Financial Corporation | Commercial Bank | 4.37 | 4.60 | 6,523 | 0.01 | 237,792 |
161 | Community Bank of Trenton | Trenton | Ill. | CBT Bancorp, Inc. | Commercial Bank | 4.36 | 5.04 | 2,551 | 0.09 | 80,988 |
First Southern Bank | Patterson | Ga. | Commercial Bank | 4.36 | 5.47 | 2,925 | -1.16 | 106,241 | ||
Superior Savings Bank | Superior | Wis. | Savings Bank | 4.36 | 4.28 | 1,950 | 0.04 | 66,203 | ||
164 | Capitol National Bank | Lansing | Mich. | Commercial Bank | 4.35 | 4.95 | 3,581 | -0.15 | 118,496 | |
First National Bank of Ava | Ava | Ill. | Headquarters Holding Company, Inc. | Commercial Bank | 4.35 | 5.63 | 1,510 | -0.12 | 62,175 | |
166 | First Bank, Upper Michigan | Gladstone | Mich. | First Bancshares Corporation | Commercial Bank | 4.34 | 2.95 | 15,115 | 0.06 | 463,906 |
167 | Farmers State Bank, S/B | Bolivar | Mo. | Farmers Financial Corporation | Commercial Bank | 4.33 | 4.38 | 2,346 | 0.00 | 66,807 |
Leaders Bank | Oak Brook | Ill. | Commercial Bank | 4.33 | 8.02 | 11,195 | 0.00 | 312,322 | ||
169 | Homestead Savings Bank | Albion | Mich. | Savings & Loan Assoc | 4.32 | 5.22 | 2,071 | 0.00 | 65,663 | |
Southern Hills Community Bank | Leesburg | Ohio | Savings & Loan Assoc | 4.32 | 0.40 | 4,880 | -0.02 | 160,343 | ||
171 | Union Bank | Jamestown | Tenn. | Jamestown Union Bancshares, Inc. | Commercial Bank | 4.31 | 2.63 | 4,784 | 0.96 | 200,660 |
172 | Eastern Connecticut Savings Bank | Norwich | Conn. | Commercial Bank | 4.30 | 3.74 | 6,639 | 0.13 | 179,750 | |
173 | Comenity Capital Bank | Draper | Utah | Alliance Data Systems Corporation | Commercial Bank | 4.29 | 3.63 | 322,822 | 5.40 | 9,026,517 |
Legacy Bank | Wiley | Colo. | Commercial Bank | 4.29 | 1.91 | 9,461 | 0.27 | 322,955 | ||
New Buffalo Savings Bank | New Buffalo | Mich. | New Bancorp, Inc. | Savings & Loan Assoc | 4.29 | 2.91 | 4,081 | 0.00 | 118,089 | |
176 | Home Loan State Bank | Grand Junction | Colo. | Commercial Bank | 4.26 | 2.87 | 2,934 | 0.00 | 122,029 | |
177 | Beacon Business Bank, National Association | San Francisco | Calif. | Trans Pacific Bancorp | Commercial Bank | 4.25 | 0.75 | 4,397 | 0.00 | 139,967 |
Citizens Bank & Trust Co. | Hutchinson | Minn. | Citizens Bancshares of Hutchinson, Inc. | Commercial Bank | 4.25 | 3.76 | 5,934 | 0.00 | 207,045 | |
179 | Anna-Jonesboro National Bank | Anna | Ill. | Union County Bancshares, Inc. | Commercial Bank | 4.22 | 5.61 | 4,887 | 0.40 | 227,657 |
Peoples Bank | Taylorsville | Ky. | Lake Valley Bancorp, Inc. | Commercial Bank | 4.22 | 4.31 | 2,750 | 0.00 | 100,986 | |
181 | Superior National Bank & Trust Company | Hancock | Mich. | Keweenaw Financial Corporation | Commercial Bank | 4.20 | 4.58 | 12,574 | 0.04 | 573,175 |
182 | Citizens Savings Bank and Trust Company | Nashville | Tenn. | CSB&T Bancorp, Inc. | Commercial Bank | 4.19 | 6.35 | 3,494 | 0.00 | 104,819 |
Pioneer State Bank | Earlville | Ill. | NBE Bancshares, Inc. | Commercial Bank | 4.19 | 0.54 | 2,974 | -0.04 | 108,859 | |
184 | HomePride Bank | Mansfield | Mo. | Banc 60, Inc. | Commercial Bank | 4.14 | 9.06 | 3,196 | 1.99 | 96,363 |
McKenzie Banking Company | McKenzie | Tenn. | Progressive Financial Services, Inc. | Commercial Bank | 4.14 | 2.05 | 3,101 | 0.09 | 128,674 | |
Park Bank | Holmen | Wis. | Golden Oak Bancshares, Inc. | Commercial Bank | 4.14 | 5.31 | 1,489 | 0.62 | 55,983 | |
Sherwood State Bank | Sherwood | Ohio | Sherwood Banc Corporation | Commercial Bank | 4.14 | 4.86 | 1,868 | 0.05 | 66,469 | |
188 | Marion Bank and Trust Company | Marion | Ala. | Marion Bancshares, Inc. | Commercial Bank | 4.13 | 3.08 | 7,177 | 0.15 | 270,601 |
189 | America's Community Bank | Blue Springs | Mo. | Urich Bancorp, Inc. | Commercial Bank | 4.11 | 3.03 | 849 | 0.00 | 27,875 |
Northstar Bank | Bad Axe | Mich. | Northstar Financial Group, Inc. | Commercial Bank | 4.11 | 3.95 | 20,497 | 0.25 | 647,533 | |
191 | Plains Commerce Bank | Hoven | S.D. | Commercial Bank | 4.10 | 6.02 | 22,449 | 0.69 | 666,212 | |
192 | State Bank of Newburg | Newburg | Wis. | SBN Community Bancorp, Inc. | Commercial Bank | 4.09 | 5.65 | 5,725 | -0.01 | 176,196 |
193 | Carver State Bank | Savannah | Ga. | Carver Financial Corporation | Commercial Bank | 4.08 | 5.18 | 1,038 | 0.06 | 39,686 |
Peoples Bank of Kankakee County | Bourbonnais | Ill. | Romy Hammes, Inc. | Commercial Bank | 4.08 | 2.04 | 4,089 | 0.00 | 199,408 | |
Raritan State Bank | Raritan | Ill. | Raritan State Bancorp, Inc. | Commercial Bank | 4.08 | 4.13 | 5,293 | 0.25 | 172,090 | |
196 | Home National Bank of Thorntown | Thorntown | Ind. | Home National Corporation | Commercial Bank | 4.07 | 2.59 | 2,268 | -0.03 | 108,519 |
197 | Randall State Bank | Randall | Minn. | Randall Bancorp, Inc. | Commercial Bank | 4.05 | 3.48 | 1,431 | -0.06 | 45,722 |
VISIONBank | Fargo | N.D. | Vision Bank Holdings, Inc. | Commercial Bank | 4.05 | 4.75 | 7,212 | 0.08 | 194,272 | |
199 | Benton State Bank | Benton | Wis. | BSB Community Bancorporation, Inc. | Commercial Bank | 4.04 | 4.61 | 2,298 | -0.02 | 65,230 |
First National Bank of Hughes Springs | Hughes Springs | Tex. | Chalybeate Springs Corporation | Commercial Bank | 4.04 | 6.24 | 7,541 | -0.62 | 285,324 |
Data from preliminary quarterly call reports. Excludes institutions whose loans were less than 50% of assets.
*Nonperforming loans net of the delinquent U.S. government-guaranteed portion, divided by total loans.
**Sum total of nonaccruing loans (excluding debt securities and other assets) and restructured loans, minus the guaranteed portion of nonaccruing loans wholly or partially guaranteed by the U.S. government.
***Chargeoffs, minus recoveries credited to the loan allowance. For savings institutions, net chargeoffs related to specific valuation allowance are included. Divided by average loans and leases.
Figures for prior periods are not adjusted for mergers and acquisitions. Rankings include only companies current as of Sept. 30, 2018.
© 2018 American Banker
Source: SNL Financial, Charlottesville, Va. (