Banks and Thrifts with the Highest Adjusted Nonperforming Loan Ratios

On Sep. 30, 2018. Dollars in thousands.

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Banks and Thrifts with the Highest Adjusted Nonperforming Loan Ratios

Adjusted nonperforming loan ratio*

 
Rank Name City State Parent Name Company Type Sep. 30 Year earlier Nonperformers** Net chargeoffs*** Assets
1 State Central Bank Bonaparte Iowa Logan Investment Corporation Commercial Bank $37.47 $34.99 $7,628 -0.70 $38,092
2 Markesan State Bank Markesan Wis. Markesan Bancshares, Inc. Commercial Bank 31.05 22.73 30,000 0.04 127,455
3 First State Bank of Healy Healy Kan. Commercial Bank 18.48 22.70 8,080 -0.16 74,225
4 Gunnison Valley Bank Gunnison Utah GV Bancorp, Inc. Commercial Bank 18.08 5.54 10,251 1.03 70,596
5 First City Bank of Florida Fort Walton Beach Fla. Florida First City Banks, Inc. Commercial Bank 17.75 17.38 18,184 0.35 167,215
6 First State Bank Barboursville W.Va. First Bankshares, Inc. Commercial Bank 16.93 16.11 18,299 0.08 161,121
7 Louisa Community Bank Louisa Ky. Commercial Bank 16.16 5.51 4,291 1.63 33,489
8 LINKBANK West Chester Pa. LINKBANCORP, Inc. Commercial Bank 14.97 15.23 5,286 -0.18 50,907
9 Jackson County Bank Black River Falls Wis. Wisconsin Bank Services, Inc. Commercial Bank 13.26 5.07 19,035 6.05 221,293
10 Bank of Hazlehurst Hazlehurst Ga. Hazlehurst Investors, Inc. Commercial Bank 13.22 13.83 9,926 2.99 126,173
11 State Exchange Bank Lamont Okla. State Exchange Bancshares, Inc. Commercial Bank 12.97 5.16 7,122 4.90 66,210
12 Security State Bank of Kenyon Kenyon Minn. Ellingson Corporation Commercial Bank 12.67 7.93 5,939 0.03 54,829
13 Martinsville First Savings Bank Martinsville Va. Savings & Loan Assoc 12.63 9.06 2,771 0.09 39,960
14 City National Bank of New Jersey Newark N.J. City National Bancshares Corporation Commercial Bank 10.69 7.47 11,423 -0.33 180,631
15 Tri-State Bank of Memphis Memphis Tenn. Commercial Bank 9.88 8.19 5,425 0.30 83,180
16 Gateway Bank, F.S.B. Oakland Calif. Savings & Loan Assoc 9.76 9.81 6,564 0.00 114,206
17 First Credit Bank Los Angeles Calif. Commercial Bank 9.10 8.88 29,288 0.00 486,121
18 Interamerican Bank, A FSB Miami Fla. Savings & Loan Assoc 8.92 12.55 14,347 -0.03 202,029
19 First National Bank of Hope Hope Kan. Hope Bancshares, Inc. Commercial Bank 8.88 6.31 5,019 2.39 82,915
20 United Bank of Philadelphia Philadelphia Pa. United Bancshares, Inc. Commercial Bank 8.81 8.37 3,511 -0.02 54,055
21 Civis Bank Rogersville Tenn. Volunteer Bancorp, Inc. Commercial Bank 8.69 5.47 5,291 0.00 93,880
22 Bank, The Oberlin Kan. Decatur Investment, Inc. Commercial Bank 8.66 8.32 22,251 0.46 342,095
23 Marquette Farmers State Bank of Marquette Marquette Kan. Commercial Bank 8.45 1.98 1,324 4.40 30,805
24 Valley Bank of Ronan Ronan Mont. Valley Holding Company Commercial Bank 8.26 1.70 5,055 -0.01 105,702
25 First State Bank of Malta Malta Mont. FS Banco, Inc. Commercial Bank 8.07 1.13 8,330 0.02 142,429
26 Metro Bank Louisville Ky. Louisville Development Bancorp, Inc. Commercial Bank 8.04 4.41 1,082 -0.18 26,562
27 Peoples Bank & Trust Company of Hazard Hazard Ky. Hazard Bancorp Commercial Bank 8.02 9.39 13,682 0.21 254,879
28 Resolute Bank Maumee Ohio Princeton Capital Holdings LLC Savings & Loan Assoc 7.82 4.41 1,345 -4.76 29,085
29 First Federal Savings and Loan Association of Lorain Lorain Ohio Savings & Loan Assoc 7.71 8.09 18,889 -0.14 412,886
30 Citizens Savings Bank Bogalusa La. Savings Bank 7.68 8.78 13,996 0.13 227,216
31 Peoples Bank Eatonton Ga. Peoples Bankshares, Inc. Commercial Bank 7.59 8.41 6,142 0.07 124,150
32 Baxter State Bank Baxter Springs Kan. Baxter Bancshares, Inc. Commercial Bank 7.45 9.05 1,022 -0.03 27,145
Valley Bank of Nevada North Las Vegas Nev. Commercial Bank 7.45 9.45 6,312 0.00 131,108
34 Grand Timber Bank McGregor Minn. McGregor Banco, Inc. Commercial Bank 7.38 8.22 2,047 -0.01 43,000
35 Geauga Savings Bank Newbury Ohio Maple Leaf Financial, Inc. Savings & Loan Assoc 7.37 8.75 13,558 0.58 280,889
36 State Bank of Downs Downs Kan. B Bank, Inc. Commercial Bank 7.36 3.23 5,301 -0.01 87,054
37 Farmers Bank Parsons Tenn. Townsend Financial Corporation Commercial Bank 7.27 3.34 1,402 0.00 36,530
38 Integrity Bank Plus Wabasso Minn. Wabasso Bancshares, Inc. Commercial Bank 7.25 4.83 3,180 0.10 59,953
39 State Bank & Trust Company Golden Meadow La. SBT Bancshares, Inc. Commercial Bank 7.10 12.33 6,119 2.10 122,767
40 Farmers & Merchants Bank Lakeland Ga. FMB Bancshares, Inc. Commercial Bank 7.01 7.84 27,484 0.21 503,778
41 Allied First Bank,sb Oswego Ill. Allied First Bancorp, Inc. Savings Bank 7.00 3.55 3,893 0.06 84,208
42 Beach Community Bank Fort Walton Beach Fla. Commercial Bank 6.97 23.79 17,332 17.75 467,571
North Alabama Bank Hazel Green Ala. BOLC Corp. Commercial Bank 6.97 7.65 5,002 -0.01 102,804
44 Bank of Washington Washington Mo. Diamond Bancorp, Inc. Commercial Bank 6.96 9.28 38,870 0.13 676,191
Columbia Savings and Loan Association Milwaukee Wis. Savings & Loan Assoc 6.96 8.79 1,283 0.00 23,586
46 Cornerstone Bank Atlanta Ga. Cornerstone Bancshares, Inc. Savings & Loan Assoc 6.95 4.08 10,461 -0.05 215,209
47 St. Landry Homestead Federal Savings Bank Opelousas La. Savings & Loan Assoc 6.89 9.36 11,274 0.14 230,150
48 Enterprise Bank of South Carolina Ehrhardt S.C. Commercial Bank 6.83 8.35 12,571 -0.45 330,738
Thayer County Bank Hebron Neb. Thayer Agency, Inc. Commercial Bank 6.83 4.06 2,425 5.24 56,922
50 Bennington State Bank Salina Kan. Berco, Inc. Commercial Bank 6.77 5.75 33,432 0.34 682,447
51 Lake Country Community Bank Morristown Minn. Morristown Holding Company Commercial Bank 6.74 9.05 999 -0.23 25,061
52 Bank of Grandin Grandin Mo. Commercial Bank 6.71 5.82 6,470 0.60 155,525
53 Citizens State Bank of Hayfield Hayfield Minn. Country Bankers, Inc. Commercial Bank 6.63 6.34 4,605 2.47 92,580
54 Alma Bank Astoria N.Y. Commercial Bank 6.62 7.68 67,039 0.38 1,160,052
55 Huron National Bank Rogers City Mich. Huron National Bancorp, Inc. Commercial Bank 6.59 6.23 2,548 -0.69 65,458
56 Citizens Bank of Chatsworth Chatsworth Ill. CBC Financial, Inc. Commercial Bank 6.58 5.72 1,197 0.00 31,550
57 McIntosh County Bank Ashley N.D. McIntosh County Bank Holding Company, Inc. Commercial Bank 6.57 3.84 3,937 0.03 87,533
New Frontier Bank Saint Charles Mo. Lincoln County Bancorp, Inc. Commercial Bank 6.57 3.53 3,850 -0.04 81,827
59 Farmers Savings Bank Wever Iowa FSB Bancorp Commercial Bank 6.47 2.93 6,539 1.87 125,097
60 Wilmington Savings Bank Wilmington Ohio Commercial Bank 6.42 8.33 8,915 -0.24 156,724
61 Putnam County Bank Hurricane W.Va. Putnam Bancshares, Inc. Commercial Bank 6.41 7.37 22,690 -0.35 609,190
Security State Bank Iron River Wis. Security Bank Shares, Inc. Commercial Bank 6.41 9.65 4,246 4.82 96,475
63 Mechanics and Farmers Bank Durham N.C. M&F Bancorp, Inc. Commercial Bank 6.38 7.96 10,779 -2.84 262,050
64 First Farmers and Commercial Bank Pikeville Tenn. First Pikeville Bancshares, Inc. Commercial Bank 6.37 3.50 3,670 2.13 114,906
65 United Community Bank Raceland La. Community Bancorp of Louisiana, Inc. Commercial Bank 6.33 5.40 26,114 2.08 534,227
66 Garfield County Bank Jordan Mont. Garfield County Bancshares, Inc. Commercial Bank 6.32 3.17 4,585 0.01 88,440
67 South Lafourche Bank & Trust Company Larose La. Lafourche Bancshares, Inc. Commercial Bank 6.25 7.48 7,357 -0.44 142,020
68 Columbia Bank Lake City Fla. First Columbia Bancorp, Inc. Commercial Bank 6.23 7.08 9,424 -0.10 209,446
69 Community State Bank Brook Ind. Commercial Bank 6.21 9.10 2,963 0.00 60,237
70 Iowa State Bank Clarksville Iowa Clarkel, Inc. Commercial Bank 6.19 1.52 17,207 3.12 365,357
71 First Central Savings Bank Glen Cove N.Y. Savings Bank 6.17 4.25 28,566 7.86 602,655
72 F & M Bank and Trust Company Manchester Ga. F & M Holding Company, Inc. Commercial Bank 6.14 6.83 2,866 0.15 72,232
73 Central Bank Savannah Tenn. Commercial Bank 6.12 7.73 3,650 0.03 92,158
Clinton Bank Clinton Ky. Clinton Bancorp, Inc. Commercial Bank 6.12 1.24 2,202 -0.02 60,498
75 Rosedale Federal Savings and Loan Association Baltimore Md. Savings & Loan Assoc 6.02 9.29 41,292 -0.02 942,299
76 Concordia Bank Concordia Mo. Northern Missouri Bancshares, Inc. Commercial Bank 6.01 4.65 3,091 -0.03 70,363
77 West Pointe Bank Oshkosh Wis. West Pointe Bancshares, Inc. Commercial Bank 5.99 6.72 14,111 -0.03 283,925
78 Alamerica Bank Birmingham Ala. Alamerica BancCorp, Inc. Commercial Bank 5.97 4.15 995 -0.09 27,122
79 Southwest Capital Bank Albuquerque N.M. Las Vegas Bancorporation, Inc. Commercial Bank 5.96 8.05 15,975 0.94 368,891
80 Kentland Federal Savings and Loan Association Kentland Ind. Savings & Loan Assoc 5.93 1.33 248 0.00 4,504
81 Normangee State Bank Normangee Tex. Normangee Bancshares, Inc. Commercial Bank 5.89 6.63 4,529 3.00 120,337
82 Blue Grass Valley Bank Blue Grass Va. Commercial Bank 5.85 5.29 1,671 0.36 45,143
83 Home National Bank Racine Ohio Commercial Bank 5.84 6.02 2,615 0.55 64,390
84 Bank of Kaukauna Kaukauna Wis. Brogan Bankshares, Inc. Commercial Bank 5.83 6.36 4,045 2.78 97,965
85 River Town Bank Dardanelle Ark. Bank of Dardanelle Bankshares, Inc. Commercial Bank 5.82 4.04 5,528 0.01 134,227
86 1st Equity Bank Skokie Ill. First Equity Corp. Commercial Bank 5.81 7.85 5,125 0.00 99,167
MNB Bank McCook Neb. Graff Family, Inc. Commercial Bank 5.81 2.65 13,992 -0.03 360,120
88 Crown Bank Elizabeth N.J. Commercial Bank 5.78 7.01 22,023 0.02 502,457
89 First Federal Savings and Loan Association of Bath Bath Maine Savings & Loan Assoc 5.77 5.72 6,342 0.11 130,602
90 Our Community Bank Spencer Ind. Home Financial Bancorp Commercial Bank 5.75 2.38 2,977 -0.04 73,341
91 Dickinson County Bank Enterprise Kan. Commercial Bank 5.74 1.88 650 0.27 14,138
92 Grant County Bank Ulysses Kan. Resource One, Inc. Commercial Bank 5.72 5.99 8,520 0.05 222,253
93 North Side Federal Savings and Loan Association of Chicago Chicago Ill. Savings & Loan Assoc 5.70 6.05 1,301 0.00 40,186
94 Great Plains Bank Eureka S.D. Great Plains Bank Corporation Commercial Bank 5.67 3.20 5,422 0.44 108,319
95 Conway Bank Conway Springs Kan. Norcon Financial Corp. Commercial Bank 5.62 2.42 4,229 0.04 100,411
Seamen's Bank Provincetown Mass. Savings Bank 5.62 7.50 15,732 0.00 402,700
97 First State Bank Shallowater Tex. South Texas Bancshares, Inc. Commercial Bank 5.58 2.43 4,648 0.00 106,335
98 Hatboro Federal Savings, FA Hatboro Pa. Savings & Loan Assoc 5.53 5.85 19,833 -0.02 495,179
99 EvaBank Cullman Ala. Commercial Bank 5.49 4.11 16,081 0.07 371,803
100 First State Bank of Swanville Swanville Minn. Swanville Bancshares, Inc. Commercial Bank 5.48 11.61 947 -0.02 25,540
101 Farmers-Merchants Bank & Trust Company Breaux Bridge La. Commercial Bank 5.43 5.71 13,303 0.02 309,974
102 Bank of Chestnut Chestnut Ill. Commercial Bank 5.36 2.34 797 0.03 18,221
103 Home Loan Investment Bank, F.S.B. Warwick R.I. Prospect Financial Corporation Savings & Loan Assoc 5.35 6.25 14,158 0.25 294,229
104 Frontier State Bank Oklahoma City Okla. Commercial Bank 5.32 6.87 21,340 0.64 621,402
105 Rolette State Bank Rolette N.D. Commercial Bank 5.31 4.36 1,698 0.00 38,531
106 Clover Community Bank Clover S.C. Clover Community Bankshares, Inc. Commercial Bank 5.27 2.45 3,624 0.01 129,766
107 Town & Country Bank Las Vegas Nev. West Point Bancorp, Inc. Commercial Bank 5.24 0.00 5,977 -5.89 162,607
108 Farmers and Merchants Bank of Kendall Kendall Wis. Commercial Bank 5.23 1.38 3,557 -0.01 72,297
109 Central Federal Savings and Loan Association Cicero Ill. Savings & Loan Assoc 5.22 6.98 5,765 0.14 177,144
110 State National Bank of Groom Groom Tex. Groom Bancshares, Inc. Commercial Bank 5.21 3.92 1,266 0.05 36,338
Synergy Bank Houma La. Synergy Bancshares, Inc. Commercial Bank 5.21 5.84 17,658 1.42 517,105
112 Continental Bank Salt Lake City Utah Continental Bancorporation Commercial Bank 5.18 3.91 7,275 -0.07 168,708
113 Central Savings Bank Sault Sainte Marie Mich. Central Bank Corporation Commercial Bank 5.14 6.47 7,922 -0.08 256,580
Heritage State Bank Lawrenceville Ill. HBancorporation, Inc. Commercial Bank 5.14 0.00 4,290 0.01 91,759
115 Community Shores Bank Muskegon Mich. Community Shores Bank Corporation Commercial Bank 5.11 5.61 7,453 0.47 179,983
116 Community Bank and Trust Company Muscatine Iowa C-B-G, Inc. Commercial Bank 5.10 1.60 7,410 0.88 240,747
117 First National Community Bank New Richmond Wis. One Corporation Commercial Bank 5.05 4.19 6,652 -0.60 199,524
Hebron Savings Bank Hebron Md. HSB Bancorp, Inc. Commercial Bank 5.05 6.35 26,153 0.38 590,912
119 Johnson County Bank Mountain City Tenn. Commercial Bank 5.03 4.56 3,259 0.25 118,689
120 First Security Bank & Trust Company Charles City Iowa Cedar Valley Bankshares, Ltd. Commercial Bank 5.01 3.77 14,769 0.02 478,846
MCNB Bank and Trust Co. Welch W.Va. MCNB Banks, Inc. Commercial Bank 5.01 4.92 9,641 0.02 294,585
Unity Bank Augusta Wis. Augusta Financial Corporation Commercial Bank 5.01 0.84 7,353 0.04 179,032
123 First State Bank of Claremont Groton S.D. Commercial Bank 5.00 2.28 1,619 0.00 55,915
124 Lafayette State Bank Mayo Fla. Commercial Bank 4.99 13.57 2,953 0.14 91,371
125 American Bank of the North Nashwauk Minn. Mesaba Bancshares, Inc. Commercial Bank 4.98 7.23 20,330 -0.04 546,552
Quail Creek Bank, National Association Oklahoma City Okla. Quail Creek Bancshares, Inc. Commercial Bank 4.98 2.25 25,075 0.16 674,303
127 Bank of Springfield Springfield Ill. Spring Bancorp, Inc. Commercial Bank 4.97 4.06 42,742 0.00 1,028,758
128 Eastern Savings Bank, FSB Hunt Valley Md. Savings & Loan Assoc 4.92 9.28 12,500 0.08 327,125
129 Sallie Mae Bank Salt Lake City Utah SLM Corporation Commercial Bank 4.91 4.70 1,096,561 0.66 25,622,354
130 Lumbee Guaranty Bank Pembroke N.C. Commercial Bank 4.88 5.14 8,965 -0.02 340,395
Sunrise Bank Dakota Onida S.D. Adino Company Commercial Bank 4.88 10.13 2,012 0.88 58,897
132 Cass County Bank, Inc. Plattsmouth Neb. Citizens National Corporation Commercial Bank 4.82 3.64 2,499 0.98 69,615
133 Claxton Bank Claxton Ga. Southern Bankshares, Inc. Commercial Bank 4.77 2.85 3,728 0.01 121,445
134 Farmers and Merchants Bank of Mound City, Kansas Mound City Kan. Cunningham Agency, Inc. Commercial Bank 4.76 4.54 1,495 0.02 38,766
Peoples Bank of Moniteau County Jamestown Mo. Jamestown Bancshares, Inc. Commercial Bank 4.76 3.35 1,878 4.16 58,615
136 Alva State Bank & Trust Company Alva Okla. Grace Investment Company, Inc. Commercial Bank 4.74 1.75 14,598 1.40 383,234
County Bank Rehoboth Beach Del. CB Financial Corporation Commercial Bank 4.74 5.06 12,993 0.01 363,007
State Bank of Townsend Townsend Mont. Big Muddy Bancorp, Inc. Commercial Bank 4.74 7.42 4,387 0.00 108,042
139 Taylorsville Savings Bank, SSB Taylorsville N.C. Savings Bank 4.71 5.18 3,911 0.00 100,890
140 Bank of Evergreen Evergreen Ala. Commercial Bank 4.68 3.72 1,771 0.88 60,326
141 Century Bank of Kentucky, Inc. Lawrenceburg Ky. Century Bancshares, Inc. Commercial Bank 4.67 4.63 5,125 0.01 138,553
142 Monterey County Bank Monterey Calif. Northern California Bancorp, Inc. Commercial Bank 4.66 0.14 3,931 -0.03 165,505
143 First National Bank of Wauchula Wauchula Fla. First Hardee Holding Corporation Commercial Bank 4.64 5.90 2,071 -0.10 72,170
144 Cowboy State Bank Ranchester Wyo. Cowboy State Bancorp, Inc. Commercial Bank 4.63 0.92 1,396 4.00 47,568
145 Freedom Bank, Inc. Belington W.Va. Freedom Bancshares, Inc. Commercial Bank 4.61 6.11 6,020 0.05 155,829
146 Trust Bank Lenox Ga. Trust Holding Company, Inc. Commercial Bank 4.59 1.86 1,115 0.33 37,188
147 Citizens Bank Nashville Ga. Nashville Holding Company Commercial Bank 4.55 5.86 7,388 0.10 248,403
148 First Federal Bank & Trust Sheridan Wyo. Savings & Loan Assoc 4.54 5.02 8,692 -0.24 299,115
149 Bank of Little Rock Little Rock Ark. Little Rock Bankshares, Inc. Commercial Bank 4.53 4.82 4,666 0.16 201,112
National Bank of Andrews Andrews Tex. Andrews Bancshares, Inc. Commercial Bank 4.53 0.88 5,590 0.00 203,636
151 Bank of Halls Halls Tenn. Security Bancorp of Tennessee, Inc. Commercial Bank 4.52 5.00 1,934 0.24 83,190
Farmers Security Bank Washburn N.D. McLean Bank Holding Company Commercial Bank 4.52 1.23 1,704 1.39 53,677
153 First National Bank & Trust Company of McAlester McAlester Okla. First of McAlester Corporation Commercial Bank 4.49 4.69 12,127 0.06 460,839
154 EH National Bank Beverly Hills Calif. Commercial Bank 4.48 4.02 6,288 -0.59 174,226
155 South Carolina Community Bank Columbia S.C. SCCB Financial Corporation Commercial Bank 4.46 9.10 1,544 -0.01 59,771
156 First State Bank of Bigfork Bigfork Minn. Bigfork Bancshares, Inc. Commercial Bank 4.44 4.95 2,859 0.51 77,272
157 Farmers and Merchants Bank Caldwell Ohio FarmMerc, Inc. Commercial Bank 4.42 3.22 3,579 0.17 111,716
Jacksboro National Bank Jacksboro Tex. Jacksboro National Bancshares, Inc. Commercial Bank 4.42 1.78 5,138 0.18 228,128
159 Citizens State Bank Hugoton Kan. Hugoton Bancshares, Inc. Commercial Bank 4.41 3.61 3,897 -0.04 115,032
160 Farmers Bank of Milton Milton Ky. Farmers Financial Corporation Commercial Bank 4.37 4.60 6,523 0.01 237,792
161 Community Bank of Trenton Trenton Ill. CBT Bancorp, Inc. Commercial Bank 4.36 5.04 2,551 0.09 80,988
First Southern Bank Patterson Ga. Commercial Bank 4.36 5.47 2,925 -1.16 106,241
Superior Savings Bank Superior Wis. Savings Bank 4.36 4.28 1,950 0.04 66,203
164 Capitol National Bank Lansing Mich. Commercial Bank 4.35 4.95 3,581 -0.15 118,496
First National Bank of Ava Ava Ill. Headquarters Holding Company, Inc. Commercial Bank 4.35 5.63 1,510 -0.12 62,175
166 First Bank, Upper Michigan Gladstone Mich. First Bancshares Corporation Commercial Bank 4.34 2.95 15,115 0.06 463,906
167 Farmers State Bank, S/B Bolivar Mo. Farmers Financial Corporation Commercial Bank 4.33 4.38 2,346 0.00 66,807
Leaders Bank Oak Brook Ill. Commercial Bank 4.33 8.02 11,195 0.00 312,322
169 Homestead Savings Bank Albion Mich. Savings & Loan Assoc 4.32 5.22 2,071 0.00 65,663
Southern Hills Community Bank Leesburg Ohio Savings & Loan Assoc 4.32 0.40 4,880 -0.02 160,343
171 Union Bank Jamestown Tenn. Jamestown Union Bancshares, Inc. Commercial Bank 4.31 2.63 4,784 0.96 200,660
172 Eastern Connecticut Savings Bank Norwich Conn. Commercial Bank 4.30 3.74 6,639 0.13 179,750
173 Comenity Capital Bank Draper Utah Alliance Data Systems Corporation Commercial Bank 4.29 3.63 322,822 5.40 9,026,517
Legacy Bank Wiley Colo. Commercial Bank 4.29 1.91 9,461 0.27 322,955
New Buffalo Savings Bank New Buffalo Mich. New Bancorp, Inc. Savings & Loan Assoc 4.29 2.91 4,081 0.00 118,089
176 Home Loan State Bank Grand Junction Colo. Commercial Bank 4.26 2.87 2,934 0.00 122,029
177 Beacon Business Bank, National Association San Francisco Calif. Trans Pacific Bancorp Commercial Bank 4.25 0.75 4,397 0.00 139,967
Citizens Bank & Trust Co. Hutchinson Minn. Citizens Bancshares of Hutchinson, Inc. Commercial Bank 4.25 3.76 5,934 0.00 207,045
179 Anna-Jonesboro National Bank Anna Ill. Union County Bancshares, Inc. Commercial Bank 4.22 5.61 4,887 0.40 227,657
Peoples Bank Taylorsville Ky. Lake Valley Bancorp, Inc. Commercial Bank 4.22 4.31 2,750 0.00 100,986
181 Superior National Bank & Trust Company Hancock Mich. Keweenaw Financial Corporation Commercial Bank 4.20 4.58 12,574 0.04 573,175
182 Citizens Savings Bank and Trust Company Nashville Tenn. CSB&T Bancorp, Inc. Commercial Bank 4.19 6.35 3,494 0.00 104,819
Pioneer State Bank Earlville Ill. NBE Bancshares, Inc. Commercial Bank 4.19 0.54 2,974 -0.04 108,859
184 HomePride Bank Mansfield Mo. Banc 60, Inc. Commercial Bank 4.14 9.06 3,196 1.99 96,363
McKenzie Banking Company McKenzie Tenn. Progressive Financial Services, Inc. Commercial Bank 4.14 2.05 3,101 0.09 128,674
Park Bank Holmen Wis. Golden Oak Bancshares, Inc. Commercial Bank 4.14 5.31 1,489 0.62 55,983
Sherwood State Bank Sherwood Ohio Sherwood Banc Corporation Commercial Bank 4.14 4.86 1,868 0.05 66,469
188 Marion Bank and Trust Company Marion Ala. Marion Bancshares, Inc. Commercial Bank 4.13 3.08 7,177 0.15 270,601
189 America's Community Bank Blue Springs Mo. Urich Bancorp, Inc. Commercial Bank 4.11 3.03 849 0.00 27,875
Northstar Bank Bad Axe Mich. Northstar Financial Group, Inc. Commercial Bank 4.11 3.95 20,497 0.25 647,533
191 Plains Commerce Bank Hoven S.D. Commercial Bank 4.10 6.02 22,449 0.69 666,212
192 State Bank of Newburg Newburg Wis. SBN Community Bancorp, Inc. Commercial Bank 4.09 5.65 5,725 -0.01 176,196
193 Carver State Bank Savannah Ga. Carver Financial Corporation Commercial Bank 4.08 5.18 1,038 0.06 39,686
Peoples Bank of Kankakee County Bourbonnais Ill. Romy Hammes, Inc. Commercial Bank 4.08 2.04 4,089 0.00 199,408
Raritan State Bank Raritan Ill. Raritan State Bancorp, Inc. Commercial Bank 4.08 4.13 5,293 0.25 172,090
196 Home National Bank of Thorntown Thorntown Ind. Home National Corporation Commercial Bank 4.07 2.59 2,268 -0.03 108,519
197 Randall State Bank Randall Minn. Randall Bancorp, Inc. Commercial Bank 4.05 3.48 1,431 -0.06 45,722
VISIONBank Fargo N.D. Vision Bank Holdings, Inc. Commercial Bank 4.05 4.75 7,212 0.08 194,272
199 Benton State Bank Benton Wis. BSB Community Bancorporation, Inc. Commercial Bank 4.04 4.61 2,298 -0.02 65,230
First National Bank of Hughes Springs Hughes Springs Tex. Chalybeate Springs Corporation Commercial Bank 4.04 6.24 7,541 -0.62 285,324

Data from preliminary quarterly call reports. Excludes institutions whose loans were less than 50% of assets.
*Nonperforming loans net of the delinquent U.S. government-guaranteed portion, divided by total loans.
**Sum total of nonaccruing loans (excluding debt securities and other assets) and restructured loans, minus the guaranteed portion of nonaccruing loans wholly or partially guaranteed by the U.S. government.
***Chargeoffs, minus recoveries credited to the loan allowance. For savings institutions, net chargeoffs related to specific valuation allowance are included. Divided by average loans and leases.
Figures for prior periods are not adjusted for mergers and acquisitions. Rankings include only companies current as of Sept. 30, 2018.
© 2018 American Banker
Source: SNL Financial, Charlottesville, Va. (

www.snl.com
)