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Banks, thrifts and holding companies

Banks and Thrifts with the Highest Adjusted Nonperforming Loan Ratios

March 12, 2012, 5:39 p.m. EDT 1 Min Read
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Banks and Thrifts with the Highest Adjusted Nonperforming Loan Ratios

Banks and Thrifts with the Highest Adjusted Nonperforming Loan RatiosOn Sept. 30, 2011. Dollars in thousands
Published March 12, 2012
Rank   Parent
company		 Type
of institution		 Adjusted nonperforming
loan ratio*		 Nonperformers** Net
chargeoffs†		 Assets
Sept. 30 Year earlier
1 Eastern Savings Bank FSB Hunt Valley, Md. thrift 47.47% 50.44% $196,785 6.99% $641,000
2 Country Bank Aledo, Ill. CB Holding Corp. commercial bank 45.27 3.71 64,566 6.75 195,034
3 Providence Bank Alpharetta, Ga. commercial bank 44.50 28.31 31,899 2.05 117,645
4 Premier Bank Wilmette, Ill. Premier Bancorp Inc. commercial bank 42.74 12.74 67,831 0.08 280,539
5 First Guaranty Bank and Trust Co. of Jacksonville Fla. commercial bank 41.06 30.38 113,662 2.19 377,894
6 Brooklyn Federal Savings Bank N.Y. Brooklyn Federal Bancorp Inc. thrift 40.26 21.41 113,288 0.89 458,986
7 First commercial bank Bloomington, Minn. Commercial Bancshares Inc. commercial bank 37.76 8.98 74,682 2.92 238,639
8 Heritage Bank of North Florida Orange Park Heritage Bancshares Inc. commercial bank 35.97 21.39 37,446 2.42 138,155
9 Premier Community Bank of the Emerald Coast Crestview, Fla. commercial bank 35.57 14.52 29,824 13.37 125,976
10 The Wilton Bank Conn. commercial bank 33.23 45.86 14,156 3.36 76,602
11 Hometown Community Bank Braselton, Ga. Hometown Community Bancshares Inc. commercial bank 33.15 11.66 24,064 0.28 139,398
12 North Texas Bancshares Inc. Dallas BHC 31.71 26.80 132,708 2.40 633,028
13 CenTrust Bank Northbrook, Ill. Commercial Bancshares Corp. commercial bank 31.25 37.44 21,628 12.44 94,430
14 OptimumBank Plantation, Fla. Optimumbank Holdings Inc. commercial bank 30.69 34.38 30,346 1.51 166,940
15 WestSide Bank Hiram, Ga. commercial bank 30.35 27.40 27,115 0.74 139,541
16 Central Florida State Bank Belleview commercial bank 29.25 14.06 14,621 8.55 79,358
17 Beach Community Bancshares Inc. Fort Walton Beach, Fla. BHC 28.81 18.59 132,920 1.01 629,565
18 First Capital Bank Kingfisher, Okla. FCB Holdings Inc. commercial bank 28.36 17.34 10,642 12.23 54,582
19 American Metro Bank Chicago American Metro Bancorp Inc. commercial bank 28.06 23.18 16,806 4.25 88,283
20 Henry County Bancshares Inc. Stockbridge, Ga. BHC 28.01 29.73 99,361 2.91 537,069
21 Second Federal Savings and Loan Association of Chicago thrift 27.77 20.12 43,451 2.36 208,861
22 Independent Bankers' Bank of Florida Lake Mary Bankers' Bancorp. of Florida Inc. commercial bank 27.35 19.77 46,196 1.32 258,777
TransCapital Bank Sunrise, Fla. commercial bank 27.35 28.44 49,943 3.20 244,414
24 Eastside commercial bank Conyers, Ga. Eastside Commercial Bancshares Inc. commercial bank 26.85 13.53 38,348 1.35 204,964
25 Charter Bank Albuquerque, N.M. Beal Financial Corp. thrift 26.80 23.81 129,962 1.33 705,980
26 Bank of Coral Gables LLC Fla. commercial bank 26.22 25.14 21,736 2.86 121,506
27 Builders Financial Corp. Chicago BHC 26.18 35.55 42,468 0.16 305,286
28 Douglas County Bank Douglasville, Ga. Thornton Holding Co. Inc. commercial bank 26.02 20.77 58,079 0.63 328,935
29 SunFirst Bank St. George, Utah Sunfirst Corp. commercial bank 25.92 15.87 31,284 7.04 198,081
30 Tennessee Central Bancshares Inc. Parsons BHC 25.87 18.11 115,699 1.78 592,351
31 Great Florida Bank Coral Gables commercial bank 25.04 20.69 219,674 2.28 1,192,419
32 Citizens State Bank Kingsland, Ga. South Banking Co. commercial bank 24.72 25.37 11,176 1.68 72,668
33 1st Regents Bank Andover, Minn. Alliance Bank Shares Corp. commercial bank 24.44 11.69 11,042 0.28 67,784
34 Home Federal Bank of Hollywood Hallandale Beach, Fla. Home Bancgroup Inc. thrift 23.89 29.81 14,461 2.86 81,178
35 Community Bank of Oak Park River Forest Oak Park, Ill. Oak Park River Forest Bankshares Inc. commercial bank 23.77 22.14 58,691 -0.16 319,778
36 Northern States Financial Corp. Waukegan, Ill. BHC 23.56 17.69 82,656 2.06 502,529
37 New City Bank Chicago New City Bancorp Inc. commercial bank 23.44 11.60 10,620 4.83 77,509
38 Capmark Bank Midvale, Utah commercial bank 23.38 29.99 823,585 0.00 6,229,177
39 Golden State Bank Upland, Calif. commercial bank 23.35 10.56 19,813 2.81 112,825
40 Columbia Bank Lake City, Fla. First Columbia Bancorp Inc. commercial bank 23.32 10.29 35,805 3.05 228,821
41 Valley Bank of Nevada North Las Vegas commercial bank 23.29 19.30 12,372 1.44 81,904
42 First Federal Bank Harrison, Ark. First Federal Bancshares of Arkansas, thrift 23.17 22.43 86,348 2.54 601,013
43 Community Bank of Rockmart Ga. commercial bank 22.97 16.21 9,384 0.00 62,383
44 FirsTier Bank Kimball, Neb. Firstier II Bancorp. commercial bank 22.84 25.60 42,913 3.96 242,644
45 Blue Ridge Savings Bank Inc. Asheville, N.C. savings bank 22.79 39.07 20,625 3.47 161,430
46 Doral Financial Corp. San Juan, Puerto Rico BHC 22.74 21.46 1,389,898 1.41 8,014,458
47 Mountain National Bancshares Inc. Sevierville, Tenn. BHC 22.54 25.05 75,458 6.96 517,078
48 Westside Community Bank University Place, Wash. Westside Banking Co. commercial bank 22.51 19.70 21,791 3.34 135,029
49 Fidelity Bank of Florida Merritt Island commercial bank 22.40 21.76 61,162 3.36 360,291
50 Georgia Trust Bank Buford Georgia Trust Bancshares Inc. commercial bank 22.39 14.27 17,574 1.14 130,706
51 Banks of Wisconsin Kenosha Wisconsin Bancshares Inc. commercial bank 22.28 19.21 28,380 4.20 176,870
Rocky Mountain Bank Wilson, Wyo. Rocky Mountain Capital commercial bank 22.28 10.87 35,567 2.31 237,554
53 EuroBank Coral Gables, Fla. commercial bank 22.13 5.99 13,526 0.61 83,434
54 HarVest Bank of Maryland Rockville Harvest Bancorp Inc. commercial bank 22.01 23.81 23,246 1.07 158,623
55 Central Bank of Georgia Ellaville Middle Georgia Corp. commercial bank 21.88 12.50 43,015 2.06 276,225
56 Carver Federal Savings Bank New York Carver Bancorp Inc. thrift 21.86 12.45 116,075 4.03 677,694
57 Community Capital Bank Jonesboro, Ga. CCB Financial Corp. commercial bank 21.83 10.75 27,457 0.79 165,291
58 All American Bank Des Plaines, Ill. commercial bank 21.72 23.35 5,670 5.29 34,800
59 GulfSouth Private Bank Destin, Fla. commercial bank 21.70 12.21 28,905 1.47 181,319
60 First South Bank Spartanburg, S.C. First South Bancorp Inc. commercial bank 21.47 15.94 55,339 3.08 400,033
61 Southern Bancshares N.C. Inc. Mount Olive BHC 21.45 1.53 268,039 0.19 2,071,115
62 Metropolitan Bank Group Inc. Chicago BHC 21.38 17.44 439,763 2.98 2,953,159
63 Liberty Bank Inc. Salt Lake City commercial bank 21.31 7.12 1,666 5.04 11,119
64 First United Bank Crete, Ill. Crete Bancorp. Inc. commercial bank 21.22 14.39 44,955 5.48 375,638
Truman Bank St. Louis The Templar Fund Inc. commercial bank 21.22 19.95 52,736 3.59 337,947
66 Dearborn Bancorp Inc. Mich. BHC 21.20 15.11 143,494 0.90 846,263
67 First CornerStone Bank King of Prussia, Pa. commercial bank 21.18 15.30 24,638 0.90 174,306
68 Carolina Federal Savings Bank Charleston, S.C. thrift 21.10 22.85 9,317 0.65 57,667
69 The First National Bank of Winnsboro Texas Etex Banco Inc. commercial bank 21.09 16.28 18,484 0.61 153,221
70 Pinnacle Bank Rogers, Ark. Pinnacle Bancshares Inc. commercial bank 20.98 13.88 12,795 1.78 91,888
71 Business Bank Burlington, Wash. commercial bank 20.94 17.36 13,141 2.40 86,504
72 Stonebridge Bank Exton, Pa. Stonebridge Financial Corp. commercial bank 20.89 13.16 49,436 2.62 315,504
73 Security Bank North Lauderdale, Fla. Faro Bancorp Inc. commercial bank 20.73 28.98 17,333 1.65 102,820
74 Bank of the Eastern Shore Cambridge, Md. commercial bank 20.70 24.47 29,650 4.47 170,310
75 Citicorp Trust Bank FSB Wilmington, Del. Citigroup Inc. thrift 20.63 16.62 2,149,536 2.51 11,689,554
76 First Olathe Bancshares Inc. Kan. BHC 20.57 21.08 74,277 7.15 462,122
77 Oconee State Bank Watkinsville, Ga. Oconee Financial Corp. commercial bank 20.47 9.49 31,626 0.75 259,713
78 Northside Bank Adairsville, Ga. Northside Bancshares Inc. commercial bank 20.24 9.10 15,759 1.02 129,964
79 First Citizens Bank of Georgia Dawsonville First Citizens Financial Corp. commercial bank 20.21 16.57 14,155 1.48 107,162
80 Home Loan Investment Bank FSB Warwick, R.I. Prospect Financial Corp. thrift 19.85 16.30 29,216 7.14 215,236
81 Plantation Federal Bank Pawleys Island, S.C. Plantation Financial Corp. thrift 19.84 19.41 74,256 5.36 516,579
82 DuPage National Bank West Chicago F.F. Holding Corp. commercial bank 19.80 14.96 9,149 1.08 71,583
Frontier Bank Lagrange, Ga. Frontier National Corp. commercial bank 19.80 9.83 37,730 0.94 319,044
84 Prime Pacific Bank Lynnwood, Wash. Prime Pacific Financial Services Inc. commercial bank 19.76 19.70 19,902 2.80 136,690
85 Community First Bank Pikesville, Md. Community First Holdings LLC thrift 19.72 8.12 5,887 1.19 48,327
86 BankEast Knoxville, Tenn. Bankeast Corp. commercial bank 19.68 9.17 36,480 0.96 272,630
87 Federal Trust Bank Sanford, Fla. Federal Trust Corp. thrift 19.49 14.62 33,590 0.47 322,131
88 Mutual Federal Bank Chicago Mutual Federal Bancorp Inc. thrift 19.48 13.45 9,288 2.54 84,801
89 Security State Bank Iron River, Wis. Security Bank Shares Inc. commercial bank 19.46 21.07 11,859 0.27 90,213
90 Brand Group Holdings Inc. Lawrenceville, Ga. BHC 19.40 20.84 170,705 0.91 1,226,664
Champion Bank Parker, Colo. commercial bank 19.40 22.64 8,879 2.91 67,150
92 Friends Bank New Smyrna Beach, Fla. commercial bank 19.32 17.12 18,995 5.26 132,756
93 The Wilmington Savings Bank Ohio savings bank 19.28 10.18 33,813 4.08 198,787
94 Putnam State Bank Palatka, Fla. Neighborhood Bank Corp. commercial bank 19.21 23.03 22,250 3.60 177,381
95 Cambridge State Bank Wis. John T. Vucurevich Foundation commercial bank 19.18 15.24 9,950 2.02 78,033
Prairie Community Bank Marengo, Ill. Marengo Bancshares Inc. commercial bank 19.18 7.72 19,001 0.66 127,659
97 Town and Country Bank Las Vegas West Point Bancorp Inc. commercial bank 19.16 12.34 22,494 3.67 167,317
98 FirstSecure Bank and Trust Co. Palos Hills, Ill. Community Holdings Corp. commercial bank 19.13 16.20 10,240 0.14 65,563
Palm Desert National Bank Calif. Palm Desert Investments commercial bank 19.13 18.05 16,911 2.06 126,239
100 City National Bank of New Jersey Newark City National Bancshares Corp. commercial bank 19.12 13.25 41,914 1.03 349,630
101 Signature Bank of Georgia Sandy Springs Signature Bancshares Inc. commercial bank 19.06 6.89 18,425 1.76 181,114
102 U.S. Century Bank Doral, Fla. commercial bank 19.05 13.48 235,484 4.12 1,500,209
103 Grand Mountain Bank FSB Granby, Colo. Grand Mountain Bancshares Inc. thrift 18.90 14.88 14,005 4.51 106,108
104 Farmers and Merchants Bank Eatonton, Ga. Putnam-Greene Financial Corp. commercial bank 18.88 17.06 24,394 0.51 211,487
105 American Enterprise Bank Buffalo Grove, Ill. A. E. Bancorp Inc. commercial bank 18.78 16.70 39,499 0.40 310,516
106 Bank of Versailles Mo. BOV Holding Co. commercial bank 18.77 13.68 40,043 1.37 275,795
107 First Citizens Bank of Polson Mont. Flathead Lake Bancorp. Inc. commercial bank 18.74 13.62 2,784 2.34 25,055
108 Americana Community Bank Sleepy Eye, Minn. Midwest Bancshares Inc. commercial bank 18.73 8.57 15,674 0.87 122,820
109 Regal Financial Bank Seattle Regal Financial Bancorp Inc. commercial bank 18.70 13.29 13,814 3.19 107,014
110 Community Financial Holding Co. Inc. Duluth, Ga. BHC 18.66 18.75 59,986 0.92 515,214
111 CornerstoneBank Atlanta Cornerstone Bancshares thrift 18.55 14.81 49,207 2.62 427,312
112 Landmark Bank Fort Lauderdale, Fla. Giant Holdings Inc. commercial bank 18.52 18.61 42,718 0.86 291,114
113 Sevier County Bank Sevierville, Tenn. Sevier County Bancshares Inc. commercial bank 18.47 10.82 40,153 0.48 344,903
114 Mutual Savings Association Leavenworth, Kan. thrift 18.46 15.08 23,511 0.43 222,393
115 Pikes Peak National Bank Colorado Springs, Colo. Pikes Peak National Co. commercial bank 18.45 17.37 7,970 2.50 78,058
116 Piedmont Community Bank Gray, Ga. Piedmont Community Bank Group Inc. commercial bank 18.38 18.63 20,570 6.16 198,993
117 Bank of Naples Fla. Naples Bancorp Inc. commercial bank 18.32 10.73 18,779 7.22 152,963
118 Inland Bancorp Inc. Oak Brook, Ill. BHC 18.25 14.12 152,441 0.86 1,360,157
119 Old Harbor Bank Clearwater, Fla. commercial bank 18.24 9.30 26,574 7.06 209,048
120 Gulf Coast Community Bank Pensacola, Fla. commercial bank 18.11 26.30 26,883 2.90 223,123
121 North Side Federal Savings and Loan Association of Chicago thrift 18.08 11.92 5,449 1.39 39,804
122 Cecil Bank Elkton, Md. Cecil Bancorp Inc. commercial bank 18.06 15.53 62,497 2.69 468,392
123 Central Progressive Bank Lacombe, La. Blossman Bancshares Inc. commercial bank 17.95 17.84 42,953 3.45 383,132
124 First State Bank Cranford, N.J. commercial bank 17.93 16.18 25,793 0.60 191,852
125 Pinnacle Bank Orange City, Fla. Pinnacle Bank Holding Co. Inc. commercial bank 17.90 9.49 23,739 2.42 212,638
126 Mission Oaks National Bank Temecula, Calif. Mission Oaks Bancorp commercial bank 17.88 9.38 17,964 2.24 141,257
127 HCSB Financial Corp. Loris, S.C. BHC 17.86 8.58 69,908 4.78 544,430
128 International Finance Bank Miami commercial bank 17.81 11.61 50,246 5.14 377,737
129 Excel Bank Sedalia, Mo. Investors Financial Corp. of Pettis County Inc. commercial bank 17.80 7.69 35,380 2.34 250,570
130 Premier Bank Minnesota Farmington commercial bank 17.73 11.15 21,403 1.81 182,720
131 Flagler Bank West Palm Beach, Fla. commercial bank 17.53 13.64 13,063 0.99 113,063
132 Community Bank of Pickens County Jasper, Ga. Community Banks of Georgia Inc. commercial bank 17.52 7.41 37,868 1.71 304,773
133 First Community Bank of East Tennessee Rogersville First Community Corp. commercial bank 17.51 6.52 23,214 1.29 228,709
134 Mid State Banks Inc. Hawkinsville, Ga. BHC 17.49 13.08 34,157 1.11 288,936
135 First National Bank of Brookfield Ill. 1st Brookfield Inc. commercial bank 17.48 13.85 19,291 2.92 167,618
136 Patriot Bank Minnesota Forest Lake Lino Lakes Banc Shares Inc. commercial bank 17.45 14.29 13,936 6.04 111,328
137 Montgomery Bank and Trust Ailey, Ga. PFGBI LLC commercial bank 17.40 25.70 21,523 5.55 188,095
138 The RiverBank Wyoming, Minn. Osceola Bancorp. Inc. commercial bank 17.35 17.57 51,103 1.04 419,723
139 Monarch Community Bank Coldwater, Mich. Monarch Community Bancorp Inc. commercial bank 17.27 15.73 28,126 1.49 223,455
140 Alamerica Bank Birmingham, Ala. Alamerica Banccorp Inc. commercial bank 17.25 4.03 3,044 0.58 33,770
Bay Bank Green Bay, Wis. Bay Bancorp. commercial bank 17.25 6.37 12,191 0.71 113,919
142 Hartford Savings Bank Wis. savings bank 17.22 7.97 24,717 0.54 205,091
143 Covenant Bank and Trust Rock Spring, Ga. commercial bank 17.13 14.36 13,009 0.76 101,462
144 Western National Bank Phoenix Great Western Bancorp Inc. commercial bank 17.12 11.04 24,991 2.53 162,872
145 Hometown National Bank Longview, Wash. Hometown Financial Services Inc. commercial bank 17.09 9.75 2,120 0.62 18,495
146 Capitol Bancorp Ltd. Lansing, Mich. BHC 17.07 12.11 327,125 3.75 2,468,924
147 The Bank of Maine Gardiner SBM Financial Inc. thrift 17.04 13.80 101,704 1.94 809,134
148 American Patriot Bank Greeneville, Tenn. American Patriot Financial Group Inc. commercial bank 17.03 21.38 10,720 1.66 94,415
149 State Bank of Herscher Ill. Hershare Financial Corp. commercial bank 17.00 4.10 24,010 0.07 198,874
150 Brickyard Bank Lincolnwood, Ill. Brickyard Bancorp Inc. commercial bank 16.90 10.48 14,920 0.25 139,292
151 American Heartland Bank and Trust Sugar Grove, Ill. American Heartland Bancshares Inc. commercial bank 16.89 15.46 12,078 3.22 82,833
152 Tri-State Bank of Memphis Tenn. commercial bank 16.88 15.63 14,175 0.73 130,943
153 Benchmark Bank Gahanna, Ohio Benchmark Bancorp Inc. savings bank 16.87 19.72 15,543 1.58 117,368
154 Broadway Federal Bank FSB Los Angeles Broadway Financial Corp. thrift 16.86 12.03 62,547 3.55 422,427
155 Liberty Shares Inc. Hinesville, Ga. BHC 16.84 9.80 98,253 3.30 895,535
156 Rogers Bancshares Inc. Little Rock, Ark. BHC 16.83 18.33 112,357 1.15 1,120,549
157 Citizens Commerce National Bank Versailles, Ky. Citizens Commerce Bancshares Inc. commercial bank 16.82 17.11 24,703 3.01 244,772
SBC Inc. Countryside, Ill. BHC 16.82 18.97 76,840 5.25 742,064
159 Southwest Florida Community Bancorp Inc. Fort Myers BHC 16.80 12.58 35,286 1.80 301,898
160 Anchor commercial bank North Palm Beach, Fla. commercial bank 16.74 10.99 17,506 5.56 135,074
161 Enterprise Bank of South Carolina Ehrhardt commercial bank 16.68 8.23 48,677 2.12 409,492
162 The National Bank of Cambridge Md. Delmarva Bancshares Inc. commercial bank 16.61 18.85 20,789 1.41 211,175
163 Capitol City Bancshares Inc. Atlanta BHC 16.55 15.61 36,721 1.56 297,823
164 Bank of George Las Vegas commercial bank 16.53 16.66 12,979 3.43 116,113
165 Advantage Bank Loveland, Colo. Advantage Bancorp Inc. commercial bank 16.49 12.66 39,012 1.00 354,083
166 Farmers and Traders State Bank Shabbona, Ill. Farmers and Traders Bancshares Inc. commercial bank 16.45 3.30 5,184 5.19 52,969
167 Neighborhood National Blank San Diego Neighborhood Bancorp commercial bank 16.39 3.96 14,775 0.51 106,602
168 Decatur State Bank Ark. Peterson Holding Co. commercial bank 16.36 7.11 21,700 11.47 173,566
169 Southeastern Bank Darien, Ga. Southeastern Banking Corp. commercial bank 16.35 17.64 35,124 3.23 408,719
170 Charter National Bank and Trust Hoffman Estates, Ill. Charter Bank Corp. commercial bank 16.31 9.71 10,612 0.38 98,409
171 Pilsen State Bank Lincolnville, Kan. commercial bank 16.22 3.25 1,287 -0.03 11,420
172 Independent Southern Bancshares Inc. Brownsville, Tenn. BHC 16.11 15.78 32,069 2.71 305,002
Insouth Bank Brownsville, Tenn. Independent Southern Bancshares Inc. ESOT commercial bank 16.11 15.79 32,069 2.71 302,903
174 Oxford Bank Corp. Mich. BHC 16.04 16.80 28,646 0.77 273,154
175 The Leaders Group Inc. Oak Brook, Ill. BHC 15.98 7.71 59,770 6.96 506,683
176 Gunnison Valley Bank Utah G V Bancorp ESOP commercial bank 15.94 13.52 8,583 1.15 71,333
177 Reliance Bancshares Inc. Des Peres, Mo. BHC 15.89 11.74 122,030 2.57 1,134,242
178 Highland Community Bank Chicago Highland Community Co. commercial bank 15.88 11.29 9,645 -0.30 99,034
179 FNB United Corp. Asheboro, N.C. BHC 15.87 20.85 145,530 13.13 1,643,893
180 Jasper Banking Co. Ga. JBC Bancshares Inc. commercial bank 15.86 14.69 17,928 0.68 211,411
181 Decatur First Bank Ga. Decatur First Bank Group Inc. commercial bank 15.81 9.24 15,145 3.29 184,750
182 One World Bank Dallas One World Holding Inc. commercial bank 15.80 12.33 9,384 0.57 96,837
State Bank of Georgia Fayetteville commercial bank 15.80 4.79 11,123 3.43 99,251
184 The Patterson Bank Ga. Patterson Bankshares Inc. commercial bank 15.78 15.12 14,673 4.57 128,307
185 Trupoint Bank Grundy, Va. Miners And Merchants Bancorp Inc. commercial bank 15.74 14.45 41,423 1.74 440,561
186 The Farmers Bank of Lynchburg Tenn. Farmers Bancorp Inc. commercial bank 15.73 6.92 18,503 1.59 162,352
187 Fort Lee Federal Savings Bank FSB N.J. thrift 15.70 13.42 4,803 0.42 54,939
188 1st Advantage Bank St. Peters, Mo. 1st Advantage Bancshares Inc. commercial bank 15.69 11.61 9,941 3.57 83,730
189 Bank of Virginia Midlothian Cordia Bancorp Inc. commercial bank 15.68 7.71 18,286 2.45 175,404
190 River City Bank Rome, Ga. RCB Financial Corp. commercial bank 15.67 4.82 20,968 2.04 199,164
Sun Security Bank Ellington, Mo. Sun Financial Corp. commercial bank 15.67 13.04 36,902 4.84 351,492
192 Pacific International Bank Seattle Pacific International Bancorp Inc. commercial bank 15.58 5.21 29,858 4.55 248,987
193 Liberty Bank FSB West Des Moines, Iowa Liberty Banshares Iowa Inc. thrift 15.55 14.00 113,177 6.12 994,972
194 North Milwaukee State Bank Wis. North Milwaukee Bancshares Inc. commercial bank 15.48 9.36 10,044 0.91 91,142
195 Security Savings Bank SSB Southport, N.C. savings bank 15.46 18.47 33,557 1.74 321,645
196 First National Bank Group Inc. Edinburg, Texas BHC 15.41 6.34 382,931 0.90 3,679,528
197 Florida Capital Group Inc. Jacksonville BHC 15.38 9.63 80,924 2.89 752,819
198 Edgebrook Bank Chicago Edgebrook Bancorp Inc. commercial bank 15.37 14.91 12,170 0.13 93,021
199 Beal Bank SSB Plano, Texas savings bank 15.28 20.87 343,007 1.74 3,558,476
Village Bank St. Francis, Minn. Village Bancshares Inc. commercial bank 15.28 9.05 25,657 5.12 220,424

Notes: Data from preliminary quarterly call reports and thrift financial reports from the FDIC and OTS. Excludes institutions whose loans were less than 50% of assets.
*Nonperforming loans net of the delinquent U.S. government-guaranteed portion, divided by total loans.
**Sum total of nonaccruing loans (excluding debt securities and other assets) and restructured loans, less than guaranteed portion of nonaccruing loans wholly or partially guaranteed by the U.S. government.
† Chargeoffs, minus recoveries credited to the loan allowance. For savings institutions, net chargeoffs related to specific valuation allowance are included. Divided by average loans and leases.
Figures for prior periods are not adjusted for mergers and acquisitions. Rankings include only companies current as of Sept. 30, 2011.

Source:

Financial Information Systems LLC

© 2012 American Banker

Banks, thrifts and holding companies