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Banks, thrifts and holding companies

Banks and Thrifts with the Highest Adjusted Nonperforming Loan Ratios

June 19, 2012, 9:31 p.m. EDT 1 Min Read
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Banks and Thrifts with the Highest Adjusted Nonperforming Loan Ratios

Banks and Thrifts with the Highest Adjusted Nonperforming Loan RatiosOn Dec. 31, 2011. Dollars in thousands
Published June 19, 2012
Rank   Parent
company		 Type
of institution		 Adjusted nonperforming
loan ratio*		 Nonperformers** Net
chargeoffs†		 Assets
Dec. 31 Year earlier
1 Eastern Savings Bank FSB Hunt Valley, Md. thrift 48.68% 52.99% $189,644 6.31% $598,038
2 Premier Bank Wilmette, Ill. Premier Bancorp Inc. commercial bank 46.43 20.04 72,871 0.06 268,703
3 First Guaranty Bank and Trust Co. of Jacksonville Fla. commercial bank 45.49 34.79 124,253 1.67 397,082
4 First Commercial Bank Bloomington, Minn. Commercial Bancshares Inc. commercial bank 43.87 28.46 82,171 4.20 227,194
5 Providence Bank Alpharetta, Ga. commercial bank 38.68 25.19 25,866 1.43 119,142
6 Heritage Bank of North Florida Orange Park Heritage Bancshares Inc. commercial bank 37.11 21.13 37,846 1.82 132,549
7 Brooklyn Federal Savings Bank N.Y. Brooklyn Federal Bancorp Inc. thrift 34.49 29.51 81,945 0.55 440,162
8 OptimumBank Plantation, Fla. Optimumbank Holdings Inc. commercial bank 34.44 38.61 31,531 1.15 154,386
9 Eastside Commercial Bank Conyers, Ga. Eastside Commercial Bancshares Inc. commercial bank 33.69 11.09 45,605 1.79 196,759
10 WestSide Bank Hiram, Ga. commercial bank 33.31 27.73 29,810 0.74 141,075
11 Central Florida State Bank Belleview commercial bank 32.89 18.98 15,934 7.84 71,485
12 Beach Community Bancshares Inc. Fort Walton Beach, Fla. BHC 32.82 20.66 151,036 0.80 610,993
The Wilton Bank Conn. commercial bank 32.82 40.14 13,543 3.55 76,412
14 First Capital Bank Kingfisher, Okla. FCB Holdings Inc. commercial bank 32.76 18.87 11,210 9.37 53,095
15 CenTrust Bank Northbrook, Ill. Commercial Bancshares Corp. commercial bank 31.56 32.74 19,972 10.23 95,457
16 North Texas Bancshares Inc. Dallas BHC 30.28 26.54 105,251 2.10 612,794
17 The First State Bank Stockbridge, Ga. Henry County Bancshares Inc. commercial bank 30.17 26.57 103,822 2.20 516,760
18 Valley Bank of Nevada North Las Vegas commercial bank 29.88 18.69 15,641 1.08 83,412
19 Farmers and Traders State Bank Shabbona, Ill. Farmers and Traders Bancshares Inc. commercial bank 29.42 6.20 7,725 4.90 43,796
20 Second Federal Savings and Loan Association of Chicago thrift 28.89 21.78 44,088 2.88 198,243
21 Independent Bankers' Bank of Florida Lake Mary Bankers' Bancorp. of Florida Inc. commercial bank 28.56 18.67 44,766 2.09 247,217
22 1st Regents Bank Andover, Minn. Alliance Bank Shares Corp. commercial bank 27.90 16.30 11,695 0.79 62,804
23 New City Bank Chicago New City Bancorp Inc. commercial bank 27.73 12.30 11,705 9.25 71,202
24 Citizens State Bank Kingsland, Ga. South Banking Co. commercial bank 27.49 25.05 12,379 2.31 69,558
25 Liberty Bank Inc. Salt Lake City commercial bank 27.35 5.77 2,118 3.84 12,316
26 Truman Bank St. Louis The Templar Fund Inc. commercial bank 26.75 19.58 62,377 3.98 315,317
27 Bank of Coral Gables LLC Fla. commercial bank 26.64 19.91 20,874 2.50 115,389
28 EuroBank Coral Gables, Fla. commercial bank 26.35 14.93 15,812 0.39 75,939
29 TransCapital Bank Sunrise, Fla. commercial bank 26.33 29.06 45,543 4.22 230,067
30 Great Florida Bank Coral Gables commercial bank 26.11 23.21 231,788 2.12 1,145,716
31 Columbia Bank Lake City, Fla. First Columbia Bancorp Inc. commercial bank 26.02 13.25 38,246 3.53 219,250
32 Tennessee Central Bancshares Inc. Parsons BHC 25.75 17.65 108,703 2.39 570,404
33 Patriot Bank Minnesota Forest Lake Lino Lakes Banc Shares Inc. commercial bank 25.47 13.23 19,447 4.68 105,029
Service1st Bank of Nevada Las Vegas Western Liberty Bancorp commercial bank 25.47 13.67 25,946 5.68 194,011
35 Town and Country Bank Las Vegas West Point Bancorp Inc. commercial bank 25.09 15.35 27,393 6.81 160,612
36 Douglas County Bank Douglasville, Ga. Thornton Holding Co. Inc. commercial bank 24.44 21.78 54,193 0.91 327,113
37 Americana Community Bank Sleepy Eye, Minn. Midwest Bancshares Inc. commercial bank 24.25 18.32 18,721 1.23 123,957
38 The First National Bank of Winnsboro Texas Etex Banco Inc. commercial bank 23.85 14.93 20,360 0.55 145,460
39 Brand Group Holdings Inc. Lawrenceville, Ga. BHC 23.78 17.34 215,359 2.40 1,211,676
40 Champion Bank Parker, Colo. commercial bank 23.62 20.02 10,238 2.80 64,963
41 First Olathe Bancshares Inc. Kan. BHC 23.56 22.07 81,307 6.00 459,170
42 Fidelity Bank of Florida Merritt Island commercial bank 23.51 23.38 61,228 3.44 350,496
43 American Metro Bank Chicago American Metro Bancorp Inc. commercial bank 23.42 26.47 13,050 3.30 85,728
44 BankEast Knoxville, Tenn. Bankeast Corp. commercial bank 23.34 11.09 42,203 0.74 261,947
45 First United Bank Crete, Ill. Crete Bancorp. Inc. commercial bank 23.10 19.45 46,109 4.21 354,677
46 Community Bank of Oak Park River Forest Oak Park, Ill. Oak Park River Forest Bankshares Inc. commercial bank 23.05 20.45 58,924 0.19 334,414
47 Banks of Wisconsin Kenosha Wisconsin Bancshares Inc. commercial bank 22.98 17.76 27,337 3.95 166,552
48 U.S. Century Bank Doral, Fla. commercial bank 22.91 18.14 268,548 4.38 1,345,628
49 Rocky Mountain Bank Wilson, Wyo. Rocky Mountain Capital commercial bank 22.86 16.93 34,383 2.68 222,215
50 Central Bank of Georgia Ellaville Middle Georgia Corp. commercial bank 22.84 15.95 42,875 2.43 278,860
51 Stonebridge Bank Exton, Pa. Stonebridge Financial Corp. commercial bank 22.73 18.26 50,125 2.68 300,673
52 Frontier Bank Lagrange, Ga. Frontier National Corp. commercial bank 22.69 9.15 39,107 6.83 297,838
53 Pinnacle Bank Orange City, Fla. Pinnacle Bank Holding Co. Inc. commercial bank 22.59 9.94 29,280 2.05 201,794
54 Excel Bank Sedalia, Mo. Investors Financial Corp. of Pettis County Inc. commercial bank 22.55 8.02 39,424 4.84 237,629
55 H&R Block Bank Kansas City, Mo. Block Financial LLC thrift 22.47 18.18 196,232 3.18 1,565,747
56 Georgia Trust Bank Buford Georgia Trust Bancshares Inc. commercial bank 22.41 14.42 16,730 1.00 122,283
57 Northern States Financial Corp. Waukegan, Ill. BHC 22.21 18.49 71,688 1.73 462,990
58 Citicorp Trust Bank FSB Wilmington, Del. Citigroup Inc. thrift 22.18 20.21 2,204,972 2.30 11,818,068
59 First Federal Bank Harrison, Ark. First Federal Bancshares of Arkansas thrift 22.16 24.24 78,984 4.15 590,149
60 City National Bank of New Jersey Newark City National Bancshares Corp. commercial bank 22.15 15.65 46,238 1.22 358,432
Westside Community Bank University Place, Wash. Westside Banking Co. commercial bank 22.15 22.24 20,625 3.93 116,875
62 The Wilmington Savings Bank Ohio savings bank 22.14 8.07 37,556 3.45 208,265
63 Doral Financial Corp. San Juan, Puerto Rico BHC 21.94 22.47 1,371,674 1.30 7,975,165
64 Metropolitan Bank Group Inc. Chicago BHC 21.84 17.44 432,165 3.25 2,898,254
65 First Citizens Bank of Polson Mont. Flathead Lake Bancorp. Inc. commercial bank 21.46 17.15 3,082 1.79 23,932
66 First CornerStone Bank King Of Prussia, Pa. commercial bank 21.34 16.55 23,858 2.43 160,514
67 Dearborn Bancorp Inc. Mich. BHC 21.09 15.94 140,419 0.91 843,014
68 International Finance Bank Miami commercial bank 20.99 14.92 56,593 4.86 358,673
69 First Community Bank of East Tennessee Rogersville First Community Corp. commercial bank 20.91 5.00 27,248 1.01 214,569
Mountain National Bancshares Inc. Sevierville, Tenn. BHC 20.91 24.84 66,182 6.47 509,954
71 Montgomery Bank and Trust Ailey, Ga. PFGBI LLC commercial bank 20.87 25.89 23,754 5.16 181,768
72 Home Federal Bank of Hollywood Hallandale Beach, Fla. Home Bancgroup Inc. thrift 20.85 26.12 11,889 4.26 74,876
73 FirsTier Bank Kimball, Neb. Firstier II Bancorp. commercial bank 20.63 24.69 36,768 3.60 241,022
74 Farmers and Merchants Bank Eatonton, Ga. Putnam-Greene Financial Corp. commercial bank 20.56 16.37 25,640 0.94 215,902
75 Community First Bank Pikesville, Md. Community First Holdings LLC thrift 20.53 11.40 5,346 1.18 46,180
76 CornerstoneBank Atlanta Cornerstone Bancshares thrift 20.50 14.31 53,962 4.20 408,127
77 The Patterson Bank Ga. Patterson Bankshares Inc. commercial bank 20.47 13.22 18,970 1.99 123,604
78 Security Bank North Lauderdale, Fla. Faro Bancorp Inc. commercial bank 20.26 30.98 15,157 2.83 95,433
79 Anchor Commercial Bank North Palm Beach, Fla. commercial bank 20.22 13.27 19,897 5.33 127,834
80 Landmark Bank Fort Lauderdale, Fla. Giant Holdings Inc. commercial bank 20.19 15.67 45,600 0.69 282,838
81 GulfSouth Private Bank Destin, Fla. commercial bank 20.10 14.78 26,844 2.17 174,101
82 Carolina Federal Savings Bank Charleston, S.C. thrift 20.09 22.11 8,595 0.50 56,610
83 HarVest Bank of Maryland Rockville Harvest Bancorp Inc. commercial bank 20.07 16.28 19,192 1.29 164,340
84 Capitol Bancorp Ltd. Lansing, Mich. BHC 19.74 13.68 337,064 3.59 2,204,429
85 Community Financial Holding Co. Inc. Duluth, Ga. BHC 19.60 16.28 62,096 1.35 493,518
86 Benchmark Bank Gahanna, Ohio Benchmark Bancorp Inc. savings bank 19.55 19.04 18,077 2.22 111,938
87 PNA Bank Chicago PNA Holding Co. thrift 19.35 15.08 24,631 1.14 147,309
88 First South Bank Spartanburg, S.C. First South Bancorp Inc. commercial bank 19.27 16.78 49,742 2.82 379,633
89 Cecil Bank Elkton, Md. Cecil Bancorp Inc. commercial bank 19.25 17.81 63,586 2.70 462,969
90 Mutual Federal Bank Chicago Mutual Federal Bancorp Inc. thrift 19.19 14.21 9,407 2.40 82,550
Sevier County Bank Sevierville, Tenn. Sevier County Bancshares Inc. commercial bank 19.19 15.68 40,469 0.82 332,696
92 Putnam State Bank Palatka, Fla. Neighborhood Bank Corp. commercial bank 19.16 23.12 22,045 2.85 171,424
93 Northside Bank Adairsville, Ga. Northside Bancshares Inc. commercial bank 19.11 18.01 14,525 0.84 124,530
94 Carver Federal Savings Bank New York Carver Bancorp Inc. thrift 19.10 14.58 92,392 3.33 670,357
95 Georgia Bancshares Inc. Peachtree City BHC 19.07 9.51 44,271 2.13 361,426
96 The Citizens Bank of Cochrane Ga. Putnam-Greene Financial Corp. commercial bank 19.00 15.86 6,778 1.47 61,382
97 First National Bank Group Inc. Edinburg, Texas BHC 18.96 9.15 450,763 1.56 3,522,142
98 Regal Financial Bank Seattle Regal Financial Bancorp Inc. commercial bank 18.92 14.75 13,207 3.07 102,631
99 Mid State Banks Inc. Hawkinsville, Ga. BHC 18.88 13.22 35,421 1.01 288,768
100 Business Bank Burlington, Wash. commercial bank 18.79 24.92 12,501 1.76 88,688
101 Home Loan Investment Bank FSB Warwick, R.I. Prospect Financial Corp. thrift 18.78 21.43 26,770 5.65 195,395
102 American Heartland Bank and Trust Sugar Grove, Ill. American Heartland Bancshares Inc. commercial bank 18.76 15.26 14,077 3.40 93,591
103 Security State Bank Iron River, Wis. Security Bank Shares Inc. commercial bank 18.66 20.16 11,264 0.10 83,568
104 Neighborhood National Blank San Diego Neighborhood Bancorp commercial bank 18.64 8.05 16,021 1.56 104,149
105 First Tuskegee Bank Ala. Birthright Inc. commercial bank 18.63 8.95 6,860 1.18 67,219
106 DuPage National Bank West Chicago F.F. Holding Corp. commercial bank 18.57 19.90 8,059 2.85 68,499
FirstSecure Bank and Trust Co. Palos Hills, Ill. Community Holdings Corp. commercial bank 18.57 15.88 9,720 0.92 66,049
108 Mutual Savings Association Leavenworth, Kan. thrift 18.49 11.76 23,027 0.66 217,853
109 Central Bancorp Inc. Garland, Texas BHC 18.47 7.09 262,916 3.06 2,350,910
110 Decatur State Bank Ark. Peterson Holding Co. commercial bank 18.27 8.21 22,461 10.00 165,993
111 Pilsen State Bank Lincolnville, Kan. commercial bank 18.24 19.63 1,503 -0.02 10,584
112 Community Bank of Pickens County Jasper, Ga. Community Banks of Georgia Inc. commercial bank 18.18 8.70 38,654 2.93 300,245
113 1st Advantage Bank St. Peters, Mo. 1st Advantage Bancshares Inc. commercial bank 18.04 16.17 10,946 2.97 78,804
114 Oconee State Bank Watkinsville, Ga. Oconee Financial Corp. commercial bank 17.96 10.43 26,037 3.23 259,142
115 Community First Inc. Columbia, Tenn. BHC 17.95 6.91 78,900 2.42 618,532
116 Pikes Peak National Bank Colorado Springs, Colo. Pikes Peak National Co. commercial bank 17.90 21.15 7,543 2.33 74,433
117 Capitol City Bancshares Inc. Atlanta BHC 17.89 16.45 39,430 1.20 296,483
118 North Milwaukee State Bank Wis. North Milwaukee Bancshares Inc. commercial bank 17.81 12.12 11,419 0.79 89,449
119 American Enterprise Bank Buffalo Grove, Ill. A. E. Bancorp Inc. commercial bank 17.76 15.73 35,802 1.05 300,949
120 Alamerica Bank Birmingham, Ala. Alamerica Banccorp Inc. commercial bank 17.72 11.30 3,067 0.43 33,514
121 State Central Bank Keokuk, Iowa Logan Investment Corp. commercial bank 17.70 19.21 20,922 4.03 181,664
122 Hometown National Bank Longview, Wash. Hometown Financial Services Inc. commercial bank 17.59 9.53 1,830 0.55 18,669
123 Broadway Federal Bank FSB Los Angeles other bank 17.52 0.00 62,536 18.02 418,357
124 Liberty Shares Inc. Hinesville, Ga. BHC 17.44 10.39 96,235 4.34 865,685
125 HCSB Financial Corp. Loris, S.C. BHC 17.40 12.77 63,861 4.55 535,698
Plantation Federal Bank Pawleys Island, S.C. Plantation Financial Corp. thrift 17.40 19.79 60,662 5.26 486,400
127 Bay Bank Green Bay, Wis. Bay Bancorp. commercial bank 17.25 7.01 11,903 0.84 103,310
128 Bank of Versailles Mo. Bov Holding Co. commercial bank 17.23 15.63 35,720 1.92 265,022
129 Centennial Bank Fountain Valley, Calif. commercial bank 17.14 17.12 97,626 1.64 657,565
State Bank of Georgia Fayetteville commercial bank 17.14 9.64 11,509 3.44 93,801
131 Premier Bank Tallahassee, Fla. Premier Bank Holding Co. commercial bank 17.06 14.35 34,142 4.74 296,532
State Bank of India California Los Angeles State Bank of India commercial bank 17.06 15.02 98,343 4.05 799,091
133 Boundary Waters Bank Ely, Minn. BW Bancorp commercial bank 17.05 18.76 14,714 5.08 110,477
134 Inland Bancorp Inc. Oak Brook, Ill. BHC 17.04 16.80 139,542 2.48 1,318,642
135 Monarch Community Bank Coldwater, Mich. Monarch Community Bancorp Inc commercial bank 16.99 16.34 26,449 1.68 207,740
136 Seattle Bank savings bank 16.89 5.55 30,413 1.53 314,340
137 Pacific International Bank Seattle Pacific International Bancorp Inc. commercial bank 16.82 11.20 31,017 5.18 229,576
138 Tennessee Commerce Bank Franklin Tennessee Commerce Bancorp Inc. commercial bank 16.77 4.69 150,480 10.41 1,009,154
139 Rogers Bancshares Inc. Little Rock, Ark. BHC 16.74 15.41 105,222 1.46 1,050,652
140 Savoy Bank New York commercial bank 16.61 6.62 9,289 0.06 78,934
141 First Citizens Bank of Georgia Dawsonville First Citizens Financial Corp. commercial bank 16.57 18.94 10,675 1.95 102,364
Signature Bank of Georgia Sandy Springs Signature Bancshares Inc. commercial bank 16.57 6.76 14,797 1.55 172,768
143 Flagler Bank West Palm Beach, Fla. commercial bank 16.51 18.33 12,290 2.67 112,993
144 North Side Federal Savings and Loan Association of Chicago thrift 16.50 9.69 4,933 1.04 41,456
145 Peoples Bank of Mount Washington N.Y. Crossroads Bancorp Inc. commercial bank 16.47 10.69 8,635 2.68 84,571
146 Peoples Financial Corp. Biloxi, Miss. BHC 16.45 4.44 71,121 0.35 804,857
147 Bank of Naples Fla. Naples Bancorp Inc. commercial bank 16.38 13.22 15,845 5.69 154,190
Idaho Independent Bank Coeur D'Alene commercial bank 16.38 14.27 40,528 1.49 441,101
149 Morganton Federal Savings and Loan Association N.C. thrift 16.27 1.72 9,171 0.53 84,576
150 Gulf Coast Community Bank Pensacola, Fla. commercial bank 16.23 27.65 22,557 2.57 218,476
151 The Leaders Group Inc. Oak Brook, Ill. BHC 16.15 11.53 57,287 5.68 462,783
152 Covenant Bank and Trust Rock Spring, Ga. commercial bank 16.12 14.06 11,043 5.13 95,725
153 One World Bank Dallas One World Holding Inc. commercial bank 16.05 15.38 10,021 0.31 94,153
154 Prime Pacific Bank Lynnwood, Wash. Prime Pacific Financial Services Inc. commercial bank 16.04 20.81 15,564 2.25 133,216
155 Prairie Community Bank Marengo, Ill. Marengo Bancshares Inc. commercial bank 16.03 14.15 15,022 2.78 123,709
156 Geauga Savings Bank Newbury, Ohio savings bank 16.02 14.57 34,996 1.68 418,626
157 AztecAmerica Bank Berwyn, Ill. Aztecamerica Bancorp Inc. commercial bank 15.98 14.71 10,386 0.76 87,375
158 Oxford Bank Corp. Mich. BHC 15.95 16.46 28,321 0.89 264,303
159 Mesaba Bancshares Inc. Grand Rapids, Minn. BHC 15.93 13.86 90,375 2.01 726,965
160 South Carolina Community Bank Columbia SCCB Financial Corp. commercial bank 15.92 11.54 8,710 2.57 83,550
161 Farmers State Bank Mountain City, Tenn. Farmers State Bancshares Inc. commercial bank 15.91 13.31 13,591 1.13 139,021
162 JJR Holding Co. Inc. Brick, N.J. BHC 15.88 9.56 73,019 0.10 566,256
163 ProBank Tallahassee, Fla. Pro Financial Holdings Inc. commercial bank 15.86 0.00 7,912 3.94 84,009
164 AnchorBank FSB Madison, Wis. Anchor BanCorp Wisconsin Inc. thrift 15.84 17.22 371,751 4.29 3,067,409
165 First National Bank of Brookfield Ill. 1st Brookfield Inc. commercial bank 15.78 17.03 16,800 2.68 164,354
166 Community Bank of Broward Dania Beach, Fla. commercial bank 15.73 7.95 62,528 1.42 470,681
167 The National Bank of Cambridge Md. Delmarva Bancshares Inc. commercial bank 15.70 20.09 19,006 1.92 201,174
168 Citizens Commerce National Bank Versailles, Ky. Citizens Commerce Bancshares Inc. commercial bank 15.69 19.87 20,828 2.50 235,850
EH National Bank Beverly Hills, Calif. commercial bank 15.69 14.64 22,747 4.58 182,679
170 First Community Holdings Santa Rosa, Calif. BHC 15.64 8.16 79,558 3.53 676,221
171 Community Bank of the Ozarks Sunrise Beach, Mo. Community Bancshares of the Ozarks Inc. commercial bank 15.62 11.81 4,630 1.53 49,177
172 Hartford Savings Bank Wis. savings bank 15.45 7.05 21,665 0.46 202,669
173 Golden State Bank Upland, Calif. commercial bank 15.43 16.30 12,220 3.26 104,972
174 First Security Bank of Nevada Las Vegas commercial bank 15.40 35.23 8,233 0.00 102,361
175 The Farmers Bank of Lynchburg Tenn. Farmers Bancorp Inc. commercial bank 15.37 5.21 16,624 4.26 158,839
176 Ripley Federal Savings Bank Ohio thrift 15.33 14.96 7,947 0.45 70,481
Waccamaw Bankshares Inc. Whiteville, N.C. BHC 15.33 11.25 51,167 3.65 554,584
178 Liberty Bank FSB West Des Moines, Iowa Liberty Banshares Iowa Inc. thrift 15.31 17.95 94,414 5.95 934,109
179 Independent Southern Bancshares Inc. Brownsville, Tenn. BHC 15.29 15.58 28,854 2.63 292,264
Insouth Bank Brownsville, Tenn. Independent Southern Bancshares Inc. ESOT commercial bank 15.29 15.58 28,854 2.63 290,165
Security Savings Bank SSB Southport, N.C. savings bank 15.29 16.70 31,646 1.92 309,751
182 Tidelands Bancshares Inc. Mt. Pleasant, S.C. BHC 15.28 8.18 58,063 2.88 534,116
183 Bank of Eastman Ga. Magnolia Bankshares Inc. commercial bank 15.24 8.61 25,547 3.56 220,882
184 Glasgow Savings Bank Mo. Gregg Bancshares Inc. commercial bank 15.14 7.14 2,725 3.95 23,697
185 Community Pride Bank Isanti, Minn. Community Pride Bank Corp. commercial bank 15.13 6.87 9,256 2.86 89,104
186 Interamerican Bank FSB Miami Voting Trust-Ferrera, Fuentes, Pacheco thrift 15.11 14.07 31,327 0.98 248,485
Northwoods Bank of Minnesota Park Rapids Dorset Bancshares Inc. thrift 15.11 10.06 8,967 0.94 109,789
188 Bridgeview Bancorp Inc. Ill. BHC 15.09 11.53 138,819 2.90 1,295,778
Village Bank and Trust Financial Corp. Midlothian, Va. BHC 15.09 8.95 67,008 2.20 586,267
190 Princeton National Bancorp Inc. Ill. BHC 15.08 13.34 95,236 6.40 1,032,019
Synergy Bank SSB McKinney, Texas Premier Bancshares Inc. savings bank 15.08 10.25 11,794 0.87 124,431
192 The Washington Savings Bank FSB Bowie, Md. WSB Holdings Inc. thrift 15.03 15.73 33,089 1.97 384,011
193 Tri-State Bank of Memphis, Tenn. commercial bank 15.02 16.42 12,089 3.05 125,663
194 First BanCorp. San Juan, Puerto Rico BHC 15.00 13.34 1,583,553 2.65 13,127,275
195 Metro Phoenix Bank Ariz. commercial bank 14.98 17.49 6,505 1.15 63,162
NewDominion Bank Charlotte, N.C. commercial bank 14.98 16.10 35,171 3.63 391,785
197 Interbank FSB Maple Grove, Minn. Aurora Service Corp. thrift 14.97 13.70 60,536 2.68 481,589
198 Advantage Bank Loveland, Colo. Advantage Bancorp Inc. commercial bank 14.96 12.61 34,637 1.15 348,283
199 Bank of the Carolinas Corp. Mocksville, N.C. BHC 14.94 9.49 46,003 4.79 485,967
200 Georgia Primary Bank Atlanta commercial bank 14.89 10.27 35,171 4.65 279,619

Notes: Data from preliminary quarterly call reports and thrift financial reports from the FDIC and OTS. Excludes institutions whose loans were less than 50% of assets.
*Nonperforming loans net of the delinquent U.S. government-guaranteed portion, divided by total loans.
**Sum total of nonaccruing loans (excluding debt securities and other assets) and restructured loans, less than guaranteed portion of nonaccruing loans wholly or partially guaranteed by the U.S. government.
† Chargeoffs, minus recoveries credited to the loan allowance. For savings institutions, net chargeoffs related to specific valuation allowance are included. Divided by average loans and leases.
Figures for prior periods are not adjusted for mergers and acquisitions. Rankings include only companies current as of Dec. 31, 2011.

Source:

Financial Information Systems LLC

© 2012 American Banker

 

Banks, thrifts and holding companies