Banks and Thrifts with the Highest Adjusted Nonperforming Loan Ratios

August 14, 2013, 4:42 p.m. EDT 1 Min Read

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Banks and Thrifts with the Highest Adjusted Nonperforming Loan RatiosOn March 31, 2013. Dollars in thousands Published August 14, 2013
Rank		Parent company	Type of institution	Adjusted nonperforming loan ratio*		Nonperformers**	Net chargeoffs	Assets
Rank		Parent company	Type of institution	March 31	Year earlier	Nonperformers**	Net chargeoffs	Assets
1	Eastern Savings Bank FSB Hunt Valley, Md.		savings bank	48.82	54.46	$147,274	1.75	$465,225
2	Eastside Commercial Bank Conyers, Ga.	Eastside Commercial Bancshares Inc.	commercial bank	41.48	35.70	49,736	0.51	179,818
3	North Texas Bancshares Inc. Dallas		BHC	31.97	29.35	88,791	-0.87	473,460
4	Providence Bank Alpharetta, Ga.		commercial bank	29.92	41.05	18,209	0.18	116,945
5	WestSide Bank Hiram, Ga.		commercial bank	28.87	32.43	24,560	14.42	120,890
6	Northern States Financial Corp. Waukegan, Ill.		BHC	28.76	23.18	76,593	0.32	404,015
7	American Metro Bank Chicago	American Metro Bancorp Inc.	commercial bank	28.10	21.47	12,922	2.21	78,762
8	Tennessee Central Bancshares Inc. Parsons		BHC	27.94	22.81	81,816	0.56	396,249
9	State Central Bank Keokuk, Iowa	Logan Investment Corp.	commercial bank	27.73	25.32	25,028	2.79	139,589
10	Georgia Primary Bank Atlanta		commercial bank	27.62	18.22	46,402	3.30	210,438
11	CenTrust Bank Northbrook, Ill.	United Community Bancshares Inc.	commercial bank	26.87	30.04	10,361	15.85	69,768
12	Valley Bank of Nevada North Las Vegas		commercial bank	26.29	28.77	14,860	-0.81	87,007
13	First Tuskegee Bank Ala.	Birthright Incorporated	commercial bank	25.90	21.27	8,729	-0.08	62,983
14	Wilmington Savings Bank Ohio		savings bank	25.82	24.43	32,959	1.61	147,374
15	Liberty Bank Salt Lake City		commercial bank	25.42	27.70	1,415	2.56	10,335
16	NRBC Holding Corp. Chicago		BHC	25.18	6.76	240,615	0.35	1,111,292
17	Georgia Bancshares Inc. Peachtree City		BHC	24.78	21.34	56,871	0.09	331,686
18	Signature Bank of Georgia Sandy Springs	Signature Bancshares Inc.	commercial bank	23.89	22.83	16,838	0.23	124,294
19	Beach Community Bancshares Inc. Fort Walton Beach, Fla.		BHC	23.74	22.76	101,144	0.03	587,536
20	Pinnacle Bank Orange City, Fla.	Pinnacle Bank Holding Co. Inc.	commercial bank	23.13	25.15	23,879	6.21	169,642
21	South Carolina Community Bank Columbia	SCCB Financial Corp.	commercial bank	22.95	16.26	11,491	1.32	81,031
22	Metropolitan Bank Group Inc. Chicago		BHC	22.82	20.85	351,983	2.16	2,408,993
23	Champion Bank Parker, Colo.		commercial bank	22.75	23.21	11,010	0.00	65,662
24	Neighborhood National Bank San Diego	Neighborhood Bancorp	commercial bank	22.47	17.06	14,498	-3.26	97,161
25	Great Florida Bank Miami Lakes, Fla.		commercial bank	22.29	24.80	163,693	1.32	1,143,369
26	Pan American Bank Los Angeles		commercial bank	21.74	12.51	6,538	-0.81	39,606
27	Community Financial Holding Co. Inc. Duluth, Ga.		BHC	21.68	21.97	62,332	2.45	449,908
28	Independent Bankers' Bank of Florida Lake Mary	Bankers' Bancorp. of Florida Inc.	commercial bank	21.64	28.04	26,680	7.44	229,449
29	West Pointe Bank Oshkosh, Wis.	West Pointe Bancshares Inc.	commercial bank	21.53	7.95	54,965	1.03	306,459
30	First City Bank of Florida Fort Walton Beach	Florida First City Banks Inc.	commercial bank	21.47	9.81	34,525	-0.01	256,333
31	First National Bank Group Inc. Edinburg, Texas		BHC	21.38	19.49	414,515	1.94	3,202,740
32	TransCapital Bank Sunrise, Fla.		commercial bank	21.35	21.48	33,634	0.06	198,816
33	Security State Bank Iron River, Wis.	Security Bank Shares Inc.	commercial bank	21.25	18.80	11,684	-0.38	81,404
34	Anchor Commercial Bank Juno Beach, Fla.		commercial bank	21.19	19.07	16,704	3.48	106,467
35	Porter Bancorp Inc. Louisville, Ky.		BHC	21.18	15.36	175,150	7.93	1,132,869
36	OptimumBank Plantation, Fla.	OptimumBank Holdings Inc.	commercial bank	20.16	33.61	17,861	5.77	135,707
37	First CornerStone Bank King of Prussia, Pa.		commercial bank	19.65	18.16	16,052	-0.02	146,288
38	Liberty Shares Inc. Hinesville, Ga.		BHC	19.48	17.14	79,926	1.40	697,297
39	Home Federal Bank of Hollywood Hallandale Beach, Fla.	Home Bancgroup Inc.	savings bank	19.47	22.59	8,410	0.25	59,442
	Guaranty Financial MHC Brown Deer, Wis.		BHC	19.47	16.38	127,050	3.38	1,187,680
41	AztecAmerica Bank Berwyn, Ill.	AztecAmerica Bancorp Inc.	commercial bank	19.46	16.06	11,038	1.06	80,876
42	Town & Country Bank Las Vegas	West Point Bancorp Inc.	commercial bank	19.41	27.06	16,943	-3.28	133,430
43	Americana Community Bank Sleepy Eye, Minn.	Midwest Bancshares Inc.	commercial bank	19.28	23.51	13,334	1.31	121,294
44	City National Bank of New Jersey Newark	City National Bancshares Corp.	commercial bank	19.27	21.66	32,278	0.79	330,448
45	Stonebridge Bank West Chester, Pa.	Stonebridge Financial Corp.	commercial bank	19.26	19.00	28,092	1.36	213,511
46	Capitol Bancorp Ltd. Lansing, Mich.		BHC	19.16	18.93	201,982	0.72	1,402,751
47	First Mountain Bank Big Bear Lake, Calif.		commercial bank	19.15	18.69	18,046	0.33	143,148
48	Texas Community Bank The Woodlands	TCB Holding Co.	commercial bank	19.01	15.99	24,338	0.98	227,872
49	Citizens State Bank Kingsland, Ga.	South Banking Co.	commercial bank	18.83	26.89	8,049	0.38	67,024
50	Enterprise Bank of South Carolina Ehrhardt		commercial bank	18.75	12.89	41,677	1.91	404,338
51	Capitol City Bancshares Inc. Atlanta		BHC	18.73	16.00	40,922	0.81	300,064
52	First Southern Bank Patterson, Ga.	Patterson Bankshares Inc.	commercial bank	17.81	21.98	12,869	0.96	110,616
53	Regal Financial Bank Seattle		commercial bank	17.62	14.97	13,865	-2.77	96,596
54	PNA Bank Downers Grove, Ill.	Polish National Alliance of the U.S.	savings bank	17.59	19.45	17,778	2.94	121,722
55	First Community Bank of Southwest Florida Fort Myers	Southwest Florida Community Bancorp Inc.	commercial bank	17.40	15.43	31,984	2.28	265,736
56	Mutual Federal Bank MHC Chicago	Mutual Federal Bancorp MHC	savings bank	17.23	20.65	8,890	1.58	73,991
57	JJR Holding Co. Inc. Brick, N.J.		BHC	17.22	14.98	75,949	0.02	564,235
58	Legacy State Bank Loganville, Ga.		commercial bank	17.14	18.49	6,692	-0.02	69,778
59	U.S. Century Bank Doral, Fla.		commercial bank	17.13	22.99	131,300	-0.65	950,672
60	Bank of Wausau Wis.	Central Wisconsin Financial Services Inc.	commercial bank	17.07	9.02	4,789	1.28	48,525
61	First State Bank of Miami Texas	Miami Bancshares Inc.	commercial bank	16.99	2.96	4,174	3.16	42,685
62	FirstSecure Bank and Trust Co. Palos Hills, Ill.	Community Holdings Corp.	commercial bank	16.88	16.39	6,613	0.97	58,544
63	First Citizens Bank of Polson Mont.	Flathead Lake Bancorp. Inc.	commercial bank	16.69	19.44	2,373	0.60	22,466
64	Alamerica Bank Birmingham, Ala.	Alamerica BancCorp Inc.	commercial bank	16.55	16.25	4,011	-0.03	36,515
65	Broadway Federal Bank Los Angeles	Broadway Financial Corp.	savings bank	16.44	18.37	42,874	2.07	363,352
66	Doral Financial Corp. San Juan, Puerto Rico		BHC	16.34	16.81	1,080,428	1.75	8,369,005
67	Mutual Savings Association Leavenworth, Kan.		savings bank	16.21	15.04	18,437	1.24	212,532
68	American Bank of Baxter Springs Kan.	American Bancshares Inc.	commercial bank	16.20	13.21	9,021	0.81	103,963
69	State Bank of Herscher Ill.	Hershare Financial Corp.	commercial bank	16.15	16.10	15,918	4.20	165,612
70	Monarch Community Bank Coldwater, Mich.	Monarch Community Bancorp Inc.	commercial bank	16.12	13.88	20,468	1.20	196,588
71	High Desert Bank Bend, Ore.		savings bank	16.11	13.09	3,465	0.22	29,925
72	Interamerican Bank FSB Miami	Voting Trust-Ferrera Fuentes Pacheco	savings bank	16.02	17.31	28,497	0.83	224,354
73	Village Bank and Trust Financial Corp. Midlothian, Va.		BHC	15.94	16.62	54,272	1.53	487,129
74	Home Loan Investment Bank FSB Warwick, R.I.	Prospect Financial Corp.	savings bank	15.79	20.07	25,331	1.12	192,704
75	International Finance Bank Miami		commercial bank	15.75	21.44	35,111	0.08	335,989
76	Flint Creek Valley Bank Philipsburg, Mont.	Flint Creek Holding Co.	commercial bank	15.70	3.24	6,815	0.34	63,675
77	Prairie Community Bank Marengo, Ill.	Marengo Bancshares Inc.	commercial bank	15.60	14.74	12,823	0.42	121,008
78	Superior Bank Hazelwood, Mo.	Superior Bancshares Inc.	commercial bank	15.56	11.31	3,888	0.45	33,961
79	Security Savings Bank SSB Southport, N.C.		savings bank	15.55	15.60	24,363	2.82	224,143
80	Tidelands Bancshares Inc. Mount Pleasant, S.C.		BHC	15.51	15.23	52,694	0.26	513,102
81	Idaho Banking Co. Boise	Idaho Bancorp	commercial bank	15.43	14.36	11,044	1.16	106,720
	Community Bank of Oak Park River Forest Oak Park, Ill.	Oak Park River Forest Bankshares Inc.	commercial bank	15.43	11.42	33,612	-0.11	304,567
83	Oconee State Bank Watkinsville, Ga.	Oconee Financial Corp.	commercial bank	15.41	16.82	21,281	0.02	270,189
84	Securant Bank & Trust Milwaukee	Capital Commerce Bancorp Inc.	commercial bank	15.39	11.41	22,308	3.89	202,342
	Washington State Bank La.	Washington State Bancshares Inc.	commercial bank	15.39	8.29	10,788	0.01	137,963
86	Columbia Savings Bank Cincinnati	Columbia Bancorp Inc	savings bank	15.38	13.74	4,642	1.36	40,891
87	Century Bank of Florida Tampa	Century Bancshares of Florida Inc.	commercial bank	15.36	12.89	6,925	0.10	72,478
88	Millennium Bankshares Corp. Sterling, Va.		BHC	15.29	15.20	12,839	1.02	148,370
89	Columbia Bank Lake City, Fla.	First Columbia Bancorp Inc.	commercial bank	15.27	25.21	16,842	6.33	194,505
90	Texas Savings Bank SSB Snyder	Texas Bancshares Inc.	savings bank	15.23	12.03	8,370	-0.01	85,886
91	Oxford Bank Corp. Mich.		BHC	14.99	13.66	26,637	0.70	265,882
92	HCSB Financial Corp. Loris, S.C.		BHC	14.91	18.86	43,263	1.60	469,956
93	DuPage National Bank West Chicago	F.F. Holding Corp.	commercial bank	14.89	12.31	4,591	0.61	61,353
94	Leaders Bank Oak Brook, Ill.	Leaders Group Inc.	commercial bank	14.67	14.50	44,507	0.26	365,251
95	Bank of Vernon Ala.	First Vernon Bancshares Inc.	commercial bank	14.59	13.15	16,291	0.20	150,267
96	First Federal of South Carolina MHC Walterboro	First Carolina Bancshares MHC	savings bank	14.55	18.60	8,269	0.19	105,364
97	Edgebrook Bank Chicago	Edgebrook Bancorp Inc.	commercial bank	14.52	12.90	10,718	0.23	89,443
98	Bank of Union El Reno, Okla.	Union City Corp.	commercial bank	14.47	0.63	44,835	-0.77	387,771
99	Merchants Commercial Bank St. Thomas, V.I.		commercial bank	14.43	15.93	11,283	0.00	108,911
100	Golden Eagle Community Bank Woodstock, Ill.	Golden Eagle Bancorp Inc.	commercial bank	14.41	14.87	14,194	0.20	138,845
101	NBRS Financial Bank Rising Sun, Md.	Rising Sun Bancorp	commercial bank	14.39	16.12	21,263	2.53	218,656
102	Grand Bankshares Inc. West Palm Beach, Fla.		BHC	14.25	14.97	24,091	0.49	247,197
103	Mitchell Bank Milwaukee	M.S. Investment Co.	commercial bank	14.24	9.70	4,748	-0.01	59,059
104	GreenChoice Bank FSB Chicago	GreenChoice Holding Co. Inc.	savings bank	14.22	9.65	9,114	2.07	81,421
105	Cecil Bank Elkton, Md.	Cecil Bancorp Inc.	commercial bank	14.17	16.52	42,172	2.60	435,163
106	Central Bancorp Inc. Garland, Texas		BHC	14.11	12.86	129,673	-0.17	1,799,164
107	Liberty Capital Inc. Wilmington, Ohio		BHC	14.08	13.63	48,468	0.68	546,119
108	Peoples Bank Mt. Washington Ky.	Crossroads Bancorp Inc.	commercial bank	13.90	16.47	6,831	0.17	90,455
109	Farmers & Merchants Bank Statesboro, Ga.	FMB Equibanc Inc.	commercial bank	13.86	10.83	14,889	1.86	175,878
110	Allied Bank Mulberry, Ark.	Acme Holding Co. Inc.	commercial bank	13.85	4.16	15,162	0.59	158,846
111	Landmark Bank Fort Lauderdale, Fla.	Giant Holdings Inc.	commercial bank	13.80	18.65	29,357	0.33	253,050
112	Spring Valley Bank Wyoming, Ohio	SV Bancorp Inc.	commercial bank	13.66	10.91	7,074	0.17	73,966
113	Chelten Hills Savings Bank Abington, Pa.		savings bank	13.64	10.78	3,936	0.00	36,417
114	New Buffalo Savings Bank FSB Mich.		savings bank	13.63	7.67	8,216	0.96	92,326
115	1st Equity Bank Skokie, Ill.	First Equity Corp.	commercial bank	13.58	4.53	11,276	-0.01	118,465
116	Bank of The Rockies White Sulphur Springs, Mont.	Countricorp	commercial bank	13.55	11.44	9,598	0.18	124,622
	Parke Bancorp Inc. Sewell, N.J.		BHC	13.55	12.28	85,734	0.05	757,099
118	Heritage Bank Jonesboro, Ga.	CCF Holding Co.	commercial bank	13.46	13.67	33,552	1.26	361,615
119	North Side Federal Savings and Loan Association of Chicago		savings bank	13.35	14.87	3,737	-0.13	41,787
120	Community Bank of Broward Dania Beach, Fla.		commercial bank	13.32	15.30	50,061	0.36	488,198
121	Ripley Federal Savings Bank Ohio		savings bank	13.23	14.79	6,636	0.28	66,474
122	ColoEast Bankshares Inc. Lamar, Colo.		BHC	13.18	8.40	59,967	0.27	781,959
	Foster Bankshares Inc. Rolling Meadows, Ill.		BHC	13.18	8.86	41,264	3.47	395,549
124	Tennessee State Bancshares Inc. Pigeon Forge		BHC	13.15	14.19	57,914	1.10	730,280
125	Persons Banking Co. Macon, Ga.		BHC	13.14	11.86	32,183	0.40	381,653
	First Credit Bank Los Angeles		commercial bank	13.14	8.03	32,112	0.00	372,623
127	Bank of Eastman Ga.	Magnolia Bankshares Inc.	commercial bank	13.09	14.36	17,617	1.34	205,972
128	1st Advantage Bank St. Peters, Mo.	1st Advantage Bancshares Inc.	commercial bank	13.02	14.89	7,484	0.04	73,570
129	Northside Bank Adairsville, Ga.	Northside Bancshares Inc.	commercial bank	13.01	19.63	11,397	0.72	133,545
	Surety Bank Deland, Fla.		commercial bank	13.01	7.64	9,000	-0.67	105,782
131	First National Bank of Fairfax Minn.	Fort Ridgely National Bancorp. Inc.	commercial bank	13.00	0.00	2,468	-0.02	29,800
132	First South Bank Spartanburg, S.C.	First South Bancorp Inc.	commercial bank	12.98	18.99	25,362	-0.25	299,903
133	Peoples Bank Eatonton, Ga.	Peoples Bankshares Inc.	commercial bank	12.95	12.36	9,542	0.19	134,061
134	First BanCorp. San Juan, Puerto Rico		BHC	12.90	15.23	1,267,626	8.05	13,005,877
135	Devon Bank Chicago	Devon Bancorp Inc.	commercial bank	12.89	12.36	19,420	0.10	238,300
136	Community First Inc. Columbia, Tenn.		BHC	12.87	11.48	37,790	0.05	501,776
137	People's Bank & Trust Co. of Pickett County Byrdstown, Tenn.	Upper Cumberland Bancshares Inc.	commercial bank	12.86	11.04	10,880	0.55	117,843
138	Grand Mountain Bank FSB Granby, Colo.	Grand Mountain Bancshares Inc.	savings bank	12.82	13.92	8,859	-0.13	98,391
139	Advantage Bank Loveland, Colo.	Advantage Bancorp Inc.	commercial bank	12.78	15.14	24,157	3.39	258,820
140	Brand Group Holdings Inc. Lawrenceville, Ga.		BHC	12.69	23.72	150,695	0.59	1,531,195
141	Valley Community Bank Pleasanton, Calif.		commercial bank	12.66	11.39	13,713	0.04	156,455
142	Lake Area Bank Lindstrom, Minn.	Freedom Bancorp. Inc.	commercial bank	12.60	9.42	21,810	1.00	272,211
143	Gateway Bank, FSB Oakland, Calif.	SK&LL Wang LLC	savings bank	12.59	12.63	17,109	0.74	232,262
	Central Federal Savings & Loan Association Cicero, Ill.		savings bank	12.59	11.95	12,136	1.20	174,108
145	River City Bank Rome, Ga.	RCB Financial Corp.	commercial bank	12.56	11.64	12,686	0.30	158,153
146	Harrington Bank FSB Chapel Hill, N.C.	Community First Financial Group Inc.	savings bank	12.55	14.48	25,581	2.58	248,733
147	ProBank Tallahassee, Fla.	Pro Financial Holdings Inc.	commercial bank	12.54	12.92	5,454	1.20	66,198
	Community's Bank Bridgeport, Conn.	Urban Financial Group Inc.	commercial bank	12.54	6.62	2,049	0.63	28,273
	Inland Bancorp Inc. Oak Brook, Ill.		BHC	12.54	15.11	84,134	0.84	1,050,486
150	Village Bank St. Francis, Miss.	Village Bancshares Inc.	commercial bank	12.49	11.88	14,599	-0.10	173,655
151	OmniBank Jackson, Miss.		commercial bank	12.43	8.58	3,854	0.19	48,514
152	Mechanics and Farmers Bank Durham, N.C.	M&F Bancorp Inc.	commercial bank	12.41	13.22	22,291	0.00	269,227
153	North Milwaukee State Bank Milwaukee	North Milwaukee Bancshares Inc.	commercial bank	12.40	14.53	7,267	0.00	89,658
154	Harbor Bank of Maryland Baltimore	Harbor Bankshares Corp.	commercial bank	12.38	9.10	20,168	2.79	250,822
155	American Enterprise Bank Buffalo Grove, Ill.	A. E. Bancorp Inc.	commercial bank	12.37	19.58	19,513	0.75	252,518
	Heritage Bank & Trust Columbia, Tenn.		commercial bank	12.37	12.16	10,226	1.21	108,159
157	Flagler Bank West Palm Beach, Fla.		commercial bank	12.35	15.64	8,938	0.19	140,495
158	FirsTier Bank Kimball, Neb.	FirsTier II Bancorp.	commercial bank	12.27	14.16	16,973	-0.58	242,734
	Community Bank of South Florida Inc. Homestead		BHC	12.27	8.75	40,943	0.26	499,438
160	First National Bank Ronceverte, W.Va.	First National Bankshares Corp.	commercial bank	12.19	12.57	15,773	0.19	251,218
	St. Louis Bancshares Inc. Town and Country, Mo.		BHC	12.19	11.75	30,120	0.07	401,256
162	Severn Bancorp Inc. Annapolis, Md.		BHC	12.16	3.35	80,939	0.83	849,598
163	Connecticut Community Bank Westport	Associated Community Bancorp Inc.	commercial bank	12.11	12.82	30,783	0.23	361,217
164	Baytree National Bank & Trust Co. Lake Forest, Ill.	EB Financial Group Inc.	commercial bank	12.09	9.27	10,116	3.09	149,458
	Ruby Valley National Bank Twin Bridges, Mont.	TwinCo Inc.	commercial bank	12.09	3.24	7,031	0.00	81,204
166	Commerce National Bank & Trust Winter Park, Fla.	Commerce National Bankshares of Florida Inc.	commercial bank	12.04	12.94	7,485	0.97	80,897
167	Farmers State Bank Mountain City, Tenn.	Farmers State Bancshares Inc.	commercial bank	11.98	13.02	9,721	0.34	141,562
168	First National Bank of Winnsboro Texas	Etex Banco Inc.	commercial bank	11.95	21.38	9,066	6.08	140,735
	Mesaba Bancshares Inc. Grand Rapids, Minn.		BHC	11.95	16.57	61,361	0.58	661,189
170	First Central Savings Bank Glen Cove, N.Y.		savings bank	11.92	11.62	36,509	1.46	553,445
171	National Bank of Cambridge Md.	Delmarva Bancshares Inc.	commercial bank	11.89	16.55	13,112	0.16	205,460
	Park State Bank & Trust Woodland Park, Colo.		commercial bank	11.89	15.27	5,351	-0.17	84,783
173	Liberty First Bank Monroe, Ga.		commercial bank	11.87	16.85	8,155	0.15	106,876
174	EH National Bank Beverly Hills		commercial bank	11.85	13.66	16,079	3.61	194,911
175	Frontenac Bank Earth City, Mo.	Frontenac Bancshares Inc.	commercial bank	11.81	12.03	23,397	0.27	282,841
	Liberty Banshares Iowa Inc. West Des Moines		BHC	11.81	10.05	23,138	0.77	333,441
177	Commerce Bank and Trust Holding Co. Topeka, Kan.		BHC	11.79	4.47	61,865	0.65	999,615
178	Citizens State Bank Midwest Cavalier, N.D.	Pembina County Bankshares Ltd.	commercial bank	11.73	9.99	8,834	0.27	111,872
	FMB Bancshares Inc. Lakeland, Ga.		BHC	11.73	10.79	48,591	2.58	589,926
180	Franklin County United Bank Decherd, Tenn.	Franklin County UNITED Bancshares Inc.	commercial bank	11.72	5.74	7,477	0.47	91,758
	Mid State Banks Inc. Hawkinsville, Ga.		BHC	11.72	17.66	21,058	0.79	285,796
182	Lakeview Bank Lakeville, Minn.	Lakeview Bancorp. Inc.	commercial bank	11.67	12.57	4,677	-0.25	54,320
183	Alma Exchange Bank & Trust Ga.	South Banking Co.	commercial bank	11.66	11.76	5,775	0.47	86,243
	Mercantile Bank of Louisiana Mo.		commercial bank	11.66	7.75	6,608	-0.18	102,292
185	Alliance Bank & Trust Co. Gastonia, N.C.	AB&T Financial Corp.	commercial bank	11.65	12.00	15,160	3.69	176,139
186	Trinity Capital Corp. Los Alamos, N.M.		BHC	11.62	10.28	136,846	1.92	1,529,180
187	Friends Bank New Smyrna Beach, Fla.		commercial bank	11.60	13.46	8,585	0.05	109,709
188	Carver Bancorp Inc. New York		BHC	11.58	19.16	44,382	-0.23	638,927
	Capitol National Bank Lansing, Mich.		commercial bank	11.58	13.23	10,942	-0.17	135,917
190	Mohave State Bank Lake Havasu City, Ariz.	State Bank Corp.	commercial bank	11.54	11.96	23,274	0.72	296,239
	St. Landry Homestead Federal Savings Bank Opelousas, La.		savings bank	11.54	6.66	21,841	0.22	239,135
192	Cabool State Bank Mo.	Cabool Bancshares Inc.	commercial bank	11.51	5.49	4,307	-0.13	66,444
193	Signature Bank of Arkansas Fayetteville	White River Bancshares Co.	commercial bank	11.48	7.85	42,383	0.83	493,768
194	Bank of Commerce Sarasota, Fla.	Bank of Commerce Holdings Inc.	commercial bank	11.45	11.26	18,068	0.18	224,152
195	Uniti Bank Buena Park, Calif.	Uniti Financial Corp.	commercial bank	11.42	18.35	10,990	0.10	180,603
196	Crews Banking Corp. Wauchula, Fla.		BHC	11.39	10.37	85,398	1.37	1,214,418
197	Liberty Bank of Maryland Baltimore		commercial bank	11.38	7.36	3,168	0.00	43,297
198	First National Bank of Wauchula Fla.	First Hardee Holding Corp.	commercial bank	11.35	3.86	5,085	0.82	74,193
199	Benchmark Bank Gahanna, Ohio	Benchmark Bancorp Inc.	savings bank	11.34	15.20	10,166	0.08	110,267
200	First Citizens Bank of Georgia Dawsonville	First Citizens Financial Corp.	commercial bank	11.33	18.19	6,349	10.48	93,566

Notes: Data from preliminary quarterly call reports and thrift financial reports from the FDIC and OTS. Excludes institutions whose loans were less than 50% of assets.
*Nonperforming loans net of the delinquent U.S. government-guaranteed portion, divided by total loans.
**Sum total of nonaccruing loans (excluding debt securities and other assets) and restructured loans, less than guaranteed portion of nonaccruing loans wholly or partially guaranteed by the U.S. government.
Chargeoffs, minus recoveries credited to the loan allowance. For savings institutions, net chargeoffs related to specific valuation allowance are included. Divided by average loans and leases.
Figures for prior periods are not adjusted for mergers and acquisitions. Rankings include only companies current as of July 5, 2013.

Source:

SNL Financial