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Banks, thrifts and holding companies

Banks and Thrifts with the Highest Adjusted Nonperforming Loan Ratios

March 24, 2015, 2:11 p.m. EDT 1 Min Read
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Banks and Thrifts with the Highest Adjusted Nonperforming Loan Ratios

Banks and Thrifts with the Highest Adjusted Nonperforming Loan RatiosOn Sept. 30, 2014. Dollars in thousands
Published March 24, 2015
Rank   Parent
company		 Type
of institution		 Adjusted nonperforming
loan ratio*		 Nonperformers** Net
chargeoffs†		 Assets
Sept. 30 Year earlier
1 Eastern Savings Bank FSB Hunt Valley, Md.   savings 54.52 50.70 $126,240 1.33 $421,292
2 State Central Bank Bonaparte, Iowa Logan Investment Corp. commercial 34.16 23.56 12,416 -0.61 58,946
3 South Carolina Community Bank Columbia SCCB Financial Corp. commercial 32.03 24.18 13,713 0.19 61,783
4 American Metro Bank Chicago American Metro Bancorp Inc. commercial 29.33 28.68 13,639 -0.22 61,721
5 Beach Community Bancshares Inc. Fort Walton Beach, Fla.   BHC 28.52 24.72 111,835 2.54 559,229
6 Fayette County Bank St. Elmo, Ill. Fayette County Bancshares Inc. commercial 27.38 0.00 10,892 5.31 44,796
7 First CornerStone Bank King of Prussia, Pa.   commercial 23.98 19.64 15,384 -0.01 117,978
8 WestSide Bank Hiram, Ga.   commercial 23.53 24.83 16,041 -0.14 115,801
9 First State Bank Danville, Va.   commercial 22.02 25.18 6,360 0.22 39,226
10 Stonebridge Bank West Chester, Pa. Stonebridge Financial Corp. commercial 20.49 17.21 20,916 0.89 153,554
11 Wilmington Savings Bank Ohio   savings 20.27 24.13 19,317 3.55 126,674
12 Guaranty Financial MHC Milwaukee   BHC 20.22 20.01 108,467 2.82 1,060,210
13 Independent Bankers' Bank of Florida Lake Mary Bankers' Bancorp. of Florida Inc. commercial 20.14 21.74 16,776 0.50 165,053
14 Capitol City Bancshares Inc. Atlanta   BHC 19.56 22.04 37,632 4.22 276,128
15 Gwinnett Community Bank Duluth, Ga. Community Financial Holding Co. Inc. commercial 19.29 19.27 42,848 0.81 384,287
16 Liberty Shares Inc. Hinesville, Ga.   BHC 18.85 20.36 59,557 0.39 527,136
17 Cecil Bank Elkton, Md. Cecil Bancorp Inc. commercial 18.69 16.15 38,065 5.16 340,406
18 Community 1st Bank Las Vegas N.M. FNB Financial Corp. commercial 18.43 10.12 14,356 0.64 134,310
19 TransCapital Bank Sunrise, Fla.   commercial 18.23 16.76 22,180 -0.27 166,275
20 Golden State Bank Upland, Calif.   commercial 17.97 12.98 10,579 1.38 100,035
21 Valley Bank of Nevada North Las Vegas   commercial 17.58 22.89 10,553 -0.29 82,901
22 Leaders Bank Oak Brook, Ill. Leaders Group Inc. commercial 17.24 15.66 52,901 2.27 355,039
23 City National Bank of New Jersey Newark City National Bancshares Corp. commercial 17.19 18.65 26,988 0.18 287,222
24 Anchor Commercial Bank Juno Beach, Fla.   commercial 17.11 22.16 11,251 0.11 102,471
25 Crown Bank Elizabeth, N.J.   commercial 16.91 19.97 60,503 0.28 517,606
26 ProBank Tallahassee, Fla. Pro Financial Holdings Inc. commercial 16.84 21.28 5,402 -0.73 48,885
27 Interamerican Bank FSB Miami   savings 16.81 15.61 28,110 -0.12 216,251
28 Wawel Bank MHC Garfield, N.J. Wawel Financial Services MHC savings 16.46 12.83 7,151 -1.61 76,742
29 Lafayette State Bank Mayo, Fla.   commercial 16.34 5.36 10,892 -0.95 93,268
30 1st Equity Bank Northwest Buffalo Grove, Ill. Northwest Equity Corp. commercial 16.27 9.30 5,059 0.00 39,946
31 Georgia Primary Bank Atlanta   commercial 15.95 28.45 16,597 9.46 157,454
32 First City Bank of Florida Fort Walton Beach Florida First City Banks Inc. commercial 15.91 17.71 22,510 -0.31 227,590
33 First Southern Bank Patterson, Ga.   commercial 15.81 18.20 10,197 4.03 86,417
34 Bay Bank Green Bay, Wis. Bay Bancorp. Inc. commercial 15.66 16.39 7,566 2.88 83,076
35 Harvard Savings Bank Ill. Harvard Illinois Bancorp Inc. savings 15.63 5.35 22,024 0.34 169,347
36 American Patriot Bank Greeneville, Tenn. American Patriot Financial Group Inc. commercial 15.54 12.10 6,749 -0.08 71,296
37 Pinnacle Bank Orange City, Fla. Pinnacle Bank Holding Co. Inc. commercial 15.43 19.52 13,065 0.49 163,662
38 PNA Bank Chicago Polish National Alliance of the US of NA savings 15.42 17.80 12,554 0.40 99,016
39 Prairie Community Bank Marengo, Ill. Marengo Bancshares Inc. commercial 15.39 18.96 11,703 0.69 105,398
40 Harvest Community Bank Pennsville, N.J.   commercial 15.18 9.44 21,044 0.44 181,107
41 High Desert Bank Bend, Ore.   savings 15.13 18.46 3,259 -0.11 28,070
42 Regal Financial Bank Seattle   commercial 15.04 16.53 11,874 0.02 95,266
43 North Milwaukee State Bank North Milwaukee Bancshares Inc. commercial 14.79 12.75 8,370 0.50 77,115
44 Mechanics and Farmers Bank Durham, N.C. M&F Bancorp Inc. commercial 14.58 14.74 26,993 0.08 289,202
  Champion Bank Parker, Colo.   commercial 14.58 16.26 6,634 -0.03 61,646
46 OptimumBank Plantation, Fla. OptimumBank Holdings Inc. commercial 14.44 23.05 11,261 -0.02 122,642
47 Citizens State Bank Kingsland, Ga. South Banking Co. commercial 14.33 13.96 6,091 1.32 61,524
48 Columbia Bank Lake City, Fla. First Columbia Bancorp Inc. commercial 14.26 15.31 14,733 1.44 188,775
49 Surety Bank Deland, Fla.   commercial 14.13 14.43 7,638 0.72 96,688
50 Johnson County Bank Mountain City, Tenn.   commercial 13.89 10.79 8,628 1.98 121,590
51 Georgia Bancshares Inc. Peachtree City   BHC 13.63 26.04 22,980 0.85 319,380
52 Monarch Community Bank Coldwater, Mich. Monarch Community Bancorp Inc. commercial 13.61 16.60 18,496 0.36 175,382
53 Farmers & Merchants Bank Tomah, Wis. F& M Bancorp of Tomah Inc. commercial 13.57 7.30 16,045 0.04 192,574
54 Tioga Franklin Savings Bank Philadelphia   savings 13.47 9.96 3,506 0.40 34,007
55 Columbia Savings and Loan Association Milwaukee   savings 13.39 11.79 2,598 0.00 24,345
56 Ripley Federal Savings Bank Ohio   savings 13.34 13.03 6,455 0.00 66,664
57 Northern States Financial Corp. Waukegan, Ill.   BHC 13.20 23.07 28,117 0.30 423,222
58 Regent Bancorp Inc. Davie, Fla.   BHC 13.11 15.09 34,104 0.53 352,411
59 Commerce Bank of Arizona Inc. Tucson CBOA Financial Inc. commercial 13.07 7.55 17,934 5.35 183,197
60 Doral Financial Corp. San Juan, Puerto Rico   BHC 13.04 14.99 636,100 1.41 6,562,620
61 Franklin County UNITED Bank Decherd, Tenn. Franklin County UNITED Bancshares Inc. commercial 13.03 11.46 8,540 0.34 85,654
62 Village Bank and Trust Financial Corp. Midlothian, Va.   BHC 12.92 15.85 36,475 0.03 432,387
63 F&M Bank and Trust Co. Manchester, Ga. F & M Holding Co. Inc. commercial 12.86 13.52 6,801 1.32 79,048
64 Heritage Bank Jonesboro, Ga. CCF Holding Co. commercial 12.84 14.17 33,810 0.44 367,896
65 Pan American Bank Los Angeles   commercial 12.60 19.62 4,073 -2.30 40,185
66 Peoples State Bank Lake City, Fla. PSB BancGroup Inc. commercial 12.47 12.88 6,370 -0.01 69,205
67 West Pointe Bank Oshkosh, Wis. West Pointe Bancshares Inc. commercial 12.46 15.46 27,825 0.74 273,644
68 Security State Bank Iron River, Wis. Security Bank Shares Inc. commercial 12.37 16.86 6,845 2.04 82,831
69 Baraboo Bancorp. Inc. Wis.   BHC 12.34 12.21 38,459 0.27 441,761
70 Home Loan Investment Bank FSB Warwick, R.I. Prospect Financial Corp. savings 12.29 14.57 22,928 0.68 216,231
71 Trinity Capital Corp. Los Alamos, N.M.   BHC 12.24 13.22 114,246 0.68 1,471,920
72 State Bank of Herscher Ill. Hershare Financial Corp. commercial 12.12 12.23 10,010 0.35 138,523
73 Putnam County National Bank of Carmel N.Y.   commercial 11.94 12.39 9,622 -0.49 159,444
74 Goldwater Bank Scottsdale, Ariz.   commercial 11.91 10.78 5,482 4.99 76,400
75 FirstSecure Bank and Trust Co. Palos Hills, Ill. Community Holdings Corp. commercial 11.89 17.97 3,792 -0.05 55,788
76 Peoples Bank Eatonton, Ga. Peoples Bankshares Inc. commercial 11.87 13.18 8,167 1.20 132,966
77 CenTrust Bank Northbrook, Ill. United Community Bancshares Inc. commercial 11.80 27.70 4,818 1.79 64,441
78 Grand Bankshares Inc. West Palm Beach, Fla.   BHC 11.70 12.44 14,921 -0.82 207,835
79 Mohave State Bank Lake Havasu City, Ariz. State Bank Corp. commercial 11.69 10.63 23,997 -0.04 317,648
80 ABC Bank Chicago Greater Chicago Financial Corp. commercial 11.64 6.75 28,232 1.70 333,323
81 Securant Bank & Trust Milwaukee, Wis. Capital Commerce Bancorp Inc. commercial 11.62 17.24 15,598 0.10 192,001
82 Ruby Valley National Bank Twin Bridges, Mont. TwinCo Inc. commercial 11.61 12.19 7,103 0.36 84,610
83 First BanCorp. San Juan, Puerto Rico   BHC 11.55 10.65 1,083,611 1.86 12,643,280
84 First South Bank Spartanburg, S.C. First South Bancorp Inc. commercial 11.53 10.73 17,391 0.26 259,649
85 Spring Valley Bank Wyoming, Ohio SV Bancorp Inc. commercial 11.50 13.85 5,190 -1.55 67,158
86 HCSB Financial Corp. Loris, S.C.   BHC 11.36 13.69 27,897 2.43 434,360
87 First Federal of South Carolina FSB MHC Walterboro, S.C. First Carolina Bancshares MHC savings 11.32 13.19 4,561 0.82 72,829
88 Allied Bank Mulberry, Ark. Acme Holding Co. Inc. commercial 11.31 13.19 8,401 0.02 119,594
89 Merchants Commercial Bank St. Thomas, V.I.   commercial 11.16 13.16 8,439 0.16 116,720
90 Edgebrook Bank Chicago Edgebrook Bancorp Inc. commercial 11.15 10.68 8,684 -0.01 94,781
91 First Mountain Bank Big Bear Lake, Calif.   commercial 10.95 12.51 10,107 0.00 136,201
  Diamond Bancorp Inc. Washington, Mo.   BHC 10.95 7.58 54,959 1.14 651,617
  Chelten Hills Savings Bank Abington, Pa.   savings 10.95 7.72 3,076 0.00 34,251
94 Porter Bancorp Inc. Louisville, Ky.   BHC 10.92 20.46 69,711 0.58 1,030,714
95 Homeland Community Bank McMinnville, Tenn.   commercial 10.91 10.17 8,959 0.38 140,848
96 First Federal Savings and Loan Association of Greensburg Ind.   savings 10.74 9.05 9,221 0.36 157,885
97 Grand Timber Bank McGregor, Minn. McGregor Banco Inc. commercial 10.66 11.40 2,935 -0.10 41,573
98 Freedom Bank of Oklahoma Tulsa   commercial 10.63 4.86 3,252 5.36 41,452
  Providence Bank Alpharetta, Ga.   commercial 10.63 18.62 6,799 0.00 117,156
100 Bank of Eastman Ga. Magnolia Bankshares Inc. commercial 10.62 15.69 12,309 1.96 190,116
101 International Finance Bank Miami   commercial 10.59 14.65 25,785 0.03 344,681
102 Capitol National Bank Lansing, Mich.   commercial 10.58 10.66 7,866 -0.24 119,104
  Columbus Junction State Bank Iowa CJSB Bancorp. commercial 10.58 3.60 2,767 -0.02 51,132
104 North Side Federal Savings and Loan Association of Chicago   savings 10.52 8.94 2,856 0.18 44,793
105 Mutual Federal Bank MHC Chicago Mutual Federal Bancorp MHC savings 10.50 16.15 6,891 0.04 81,498
106 Hometown Bank of the Hudson Valley MHC Walden, N.Y. Hometown Bancorp MHC savings 10.48 13.35 11,634 -0.37 130,686
  First Citizens Bank of Polson Mont. Flathead Lake Bancorp. Inc. commercial 10.48 15.78 1,399 0.21 20,671
108 FMB Bancshares Inc. Lakeland, Ga.   BHC 10.37 10.54 42,096 0.18 552,807
109 Devon Bank Chicago Devon Bancorp Inc. commercial 10.36 12.45 16,306 0.24 238,790
110 St. Landry Homestead Federal Savings Bank Opelousas, La.   savings 10.27 10.18 18,691 -0.10 232,546
111 First Community Bank of East Tennessee Rogersville First Community Corp. commercial 10.24 1.11 10,290 -0.04 187,277
112 Kaw Valley Bank Topeka, Kan. Kaw Valley Bancorp Inc. commercial 10.16 8.68 24,307 0.50 355,656
113 Royal Banks of Missouri St. Louis Royal Bancshares Inc. commercial 10.15 10.36 33,095 -0.03 414,422
  First State Bank Barboursville, W.Va. First Bankshares Inc. commercial 10.15 5.78 19,812 3.00 252,871
115 Oxford Bank Mich. Oxford Bank Corp. commercial 10.11 14.05 18,928 0.09 263,440
116 Gateway Bank FSB Oakland, Calif.   savings 10.01 15.57 16,031 -0.02 203,526
117 CornerstoneBank Atlanta Cornerstone Bancshares Inc. savings 10.00 9.65 19,150 -0.58 256,590
118 Thomas County Federal Savings & Loan Association Thomasville, Ga.   savings 9.99 7.89 21,065 0.27 260,461
119 Equitable Bank SSB Wauwatosa, Wis.   savings 9.97 8.83 26,213 0.90 314,681
120 State Bank of Arthur Ill. Arthur Bancshares Corp. commercial 9.96 0.80 6,263 0.07 121,633
121 Mutual Savings Association FSA Leavenworth, Kan.   savings 9.90 12.31 11,076 3.51 195,187
122 First National Bank Ronceverte, W.Va. First National Bankshares Corp. commercial 9.87 10.72 12,585 0.02 253,978
123 Mercantile Bank of Louisiana Mo.   commercial 9.86 10.54 5,728 -0.06 101,925
124 Tennessee State Bancshares Inc. Pigeon Forge   BHC 9.82 12.01 36,620 2.07 626,173
125 Ladysmith Federal Savings and Loan Association Wis.   savings 9.80 7.97 2,584 -0.14 47,095
126 Lake Area Bank Lindstrom, Minn. Freedom Bancorp. Inc. commercial 9.79 11.60 16,091 2.08 270,374
127 Northern Michigan Bank & Trust Escanaba Northern Michigan Corp. commercial 9.74 7.64 15,157 0.21 244,824
128 Persons Banking Co. Inc. Macon, Ga.   BHC 9.71 12.53 24,845 0.85 362,148
129 Whitaker Bank Corp. of Kentucky Lexington   BHC 9.66 6.95 91,862 0.69 1,745,449
130 Signature Bank of Arkansas Fayetteville White River Bancshares Co. commercial 9.56 10.29 37,460 1.23 491,907
131 Eastside Commercial Bank Bellevue, Wash.   commercial 9.55 7.99 2,102 -0.18 35,964
132 Parke Bancorp Inc. Sewell, N.J.   BHC 9.54 12.09 65,133 -0.01 813,880
133 Bank of Vernon Ala. First Vernon Bancshares Inc. commercial 9.51 9.77 9,475 0.06 140,640
134 Friends Bank New Smyrna Beach, Fla.   commercial 9.49 12.18 6,535 -0.02 98,338
135 Peoples Bank Mt. Washington Ky. Crossroads Bancorp Inc. commercial 9.45 13.38 5,410 0.38 77,920
136 Community State Bank Union Grove, Wis. Union Bancorp. Inc. commercial 9.31 6.69 15,091 4.73 307,635
137 Central Savings Bank Sault Sainte Marie, Mich. Central Bank Corp. commercial 9.28 7.23 12,039 0.06 252,125
138 Central Bank Savannah, Tenn.   commercial 9.27 6.60 6,695 1.77 107,532
139 SunSouth Bank Dothan, Ala. SunSouth Bancshares Inc. commercial 9.26 8.24 9,951 -0.32 148,401
  Frontenac Bank Earth City, Mo. Frontenac Bancshares Inc. commercial 9.26 15.09 18,204 2.73 267,769
141 Martinsville First Savings Bank Va.   savings 9.14 9.00 2,193 0.31 44,197
  Maple Bank Champlin, Minn. Maple Financial Holding Co. commercial 9.14 0.51 3,181 -0.25 47,684
143 1st Equity Bank Skokie, Ill. First Equity Corp. commercial 9.11 9.49 6,056 0.00 97,904
  Community Bank of Georgia Baxley Community Bank of Georgia Inc. commercial 9.11 9.18 3,692 0.06 71,486
145 1st Advantage Bank St. Peters, Mo. Banc Investors LLC commercial 9.08 16.12 5,906 1.98 76,803
146 Seamen's Bank Provincetown, Mass.   savings 9.06 8.61 19,918 0.03 348,578
147 FirsTier Bank Kimball, Neb. FirsTier II Bancorp. commercial 9.05 16.05 11,528 1.82 232,955
148 Superior Bank Hazelwood, Mo. Superior Bancshares Inc. commercial 8.89 12.81 1,672 -0.02 26,049
149 Gulf Coast Community Bank Pensacola, Fla.   commercial 8.84 7.44 7,581 -0.05 141,942
150 Century Bank of Florida Tampa Century Bancshares of Florida Inc. commercial 8.82 14.24 3,951 4.45 70,624
151 Bank of Kaukauna Wis. Brogan Bankshares Inc. commercial 8.79 14.38 6,110 -0.02 90,485
152 Peoples Bank & Trust Buford, Ga. Peoples Banktrust Inc. commercial 8.78 13.28 14,919 0.03 275,049
153 Valley Community Bank Pleasanton, Calif.   commercial 8.73 10.74 7,147 1.67 130,286
154 North Alabama Bank Hazel Green, Ala. North Alabama Bancshares Inc. commercial 8.66 9.73 5,027 -0.38 97,393
155 Commerce Bank and Trust Holding Co. Topeka, Kan.   BHC 8.65 12.85 45,805 0.39 929,602
  Georgia Heritage Bank Dallas   commercial 8.65 10.47 3,833 -0.01 68,967
157 Alma Exchange Bank & Trust Ga. South Banking Co. commercial 8.63 8.12 4,500 1.33 84,938
158 Crews Banking Corp. Wauchula, Fla.   BHC 8.61 11.44 64,072 0.73 1,206,355
159 County First Bank La Plata, Md.   commercial 8.59 3.20 11,554 0.74 213,989
160 Business Bank Appleton, Wis. Fox River Valley Bancorp Inc. commercial 8.58 7.46 13,438 -0.05 248,658
161 Broadway Federal Bank FSB Los Angeles Broadway Financial Corp. savings 8.53 14.90 24,802 -0.92 337,843
  New York Private Bank & Trust Corp.   BHC 8.53 11.04 341,181 -0.11 6,296,736
163 First Bank of the Lake Osage Beach, Mo.   commercial 8.52 0.21 2,768 5.33 47,240
164 First National Bank of Bangor Wis. Bosshard Banco Ltd. commercial 8.51 7.35 10,919 -0.22 206,968
  First Palmetto Financial Corp. Camden, S.C.   BHC 8.51 9.21 33,747 -0.04 566,427
166 Port Byron State Bank Ill. First Port Byron Bancorp Inc. commercial 8.49 14.37 3,493 0.00 75,423
167 Waupaca Bancorp. Inc. Wis.   BHC 8.48 6.10 56,528 0.50 785,860
168 Independent Bank Corp. Ionia, Mich.   BHC 8.46 9.63 120,404 0.02 2,239,857
169 Kasson State Bank Minn. Palmer Bancshares Inc. commercial 8.41 5.58 2,902 0.46 58,620
170 U.S. Century Bank Doral, Fla.   commercial 8.39 10.03 59,072 -0.21 886,182
171 Madison Bank of Maryland Forest Hill   savings 8.38 8.85 9,007 2.44 136,127
172 Presidential Holdings Inc. Bethesda, Md.   BHC 8.32 11.69 29,465 -0.06 523,101
173 First National Bank of Wauchula Fla. First Hardee Holding Corp. commercial 8.30 11.00 3,804 0.00 77,723
174 Alamerica Bank Birmingham, Ala. Alamerica BancCorp Inc. commercial 8.26 17.76 2,258 -0.03 40,946
175 Hometown National Bank Longview, Wash.   commercial 8.24 6.20 809 6.55 14,300
176 Ponce De Leon Federal Bank Bronx, N.Y.   savings 8.23 11.65 45,731 0.30 707,886
177 Kopernik Federal Bank Baltimore   savings 8.19 7.95 3,470 0.21 68,488
  Sunshine State Bank Plant City, Fla. Sunshine Bancorp Inc. savings 8.19 8.17 9,238 -0.02 222,819
179 Northside Bank Adairsville, Ga. Northside Bancshares Inc. commercial 8.13 11.09 7,483 1.26 137,475
180 Freedom Bank Inc. Belington, W.Va. Freedom Bancshares Inc. commercial 8.09 10.24 9,335 0.02 153,392
181 First Tuskegee Bank Ala. Birthright Inc. commercial 8.08 16.14 2,333 -0.12 55,515
182 Synergy Bank SSB McKinney, Texas Premier Bancshares Inc. savings 8.05 3.79 6,052 0.79 118,363
183 First National Bank of Winnsboro Texas Etex Banco Inc. commercial 8.04 13.18 6,582 -0.05 139,771
184 Turtle Mountain State Bank Belcourt, N.D.   commercial 8.02 0.01 1,633 -0.02 38,548
185 Liberty First Bank Monroe, Ga.   commercial 8.01 11.85 5,326 -0.02 114,023
186 Civis Bank Rogersville, Tenn. Volunteer Bancorp Inc. commercial 7.98 5.12 5,980 -0.02 114,139
  Grand Mountain Bank FSB Granby, Colo. Grand Mountain Bancshares Inc. savings 7.98 10.20 4,802 -0.62 93,698
188 McHenry Savings Bank Ill. McHenry Bancorp Inc. savings 7.94 9.58 12,459 -0.07 257,135
189 Union Bank Lake Odessa, Mich. Union Financial Corp. commercial 7.92 8.66 9,059 1.21 173,101
  One Bank & Trust Little Rock, Ark. OneFinancial Corp. commercial 7.92 10.72 18,078 0.56 358,038
191 County Bank Rehoboth Beach, Del. CB Financial Corp. commercial 7.90 7.47 19,831 1.77 341,031
192 Dart Bank Mason, Mich. Dart Financial Corp. commercial 7.88 8.91 13,967 -0.13 280,070
193 First Alliance Bank Cordova, Tenn. First Alliance Bancshares Inc. commercial 7.87 4.72 7,579 -0.02 120,444
194 United Bank of Union Mo. Cardinal Bancorp II Inc. commercial 7.86 4.51 16,889 0.12 291,409
  Community Bank of Pickens County Jasper, Ga. Community Banks of Georgia Inc. commercial 7.86 8.75 19,731 0.10 336,353
196 Benchmark Bank Gahanna, Ohio Benchmark Bancorp Inc. savings 7.83 9.61 7,873 0.62 123,672
197 Bank of Louisiana New Orleans BOL Bancshares Inc. commercial 7.81 8.78 3,982 0.14 79,078
  Mitchell Bank Milwaukee M.S. Investment Co. commercial 7.81 12.80 2,215 1.12 55,680
199 Chambers Bancshares Inc. Danville, Ark.   BHC 7.79 11.07 43,432 -0.83 776,769
200 Mid State Banks Inc. Hawkinsville, Ga.   BHC 7.77 11.60 14,974 -2.66 267,069

Notes: Data from preliminary quarterly call reports and thrift financial reports from the FDIC and OTS. Excludes institutions whose loans were less than 50% of assets.
*Nonperforming loans net of the delinquent U.S. government-guaranteed portion, divided by total loans.
**Sum total of nonaccruing loans (excluding debt securities and other assets) and restructured loans, less than guaranteed portion of nonaccruing loans wholly or partially guaranteed by the U.S. government.
† Chargeoffs, minus recoveries credited to the loan allowance. For savings institutions, net chargeoffs related to specific valuation allowance are included. Divided by average loans and leases.
Figures for prior periods are not adjusted for mergers and acquisitions. Rankings include only companies current as of Sept. 30, 2014.

Source:

SNL Financial
, Charlottesville, Va.
© 2015 American Banker

Banks, thrifts and holding companies