Banks and Thrifts with the Highest Adjusted Nonperforming Loan Ratios

December 30, 2015, 1:20 p.m. EST 1 Min Read

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Banks and Thrifts with the Highest Adjusted Nonperforming Loan RatiosOn Sept. 30, 2015. Dollars in thousands Published December 30, 2015
Rank		Parent company	Type of institution	Adjusted nonperforming loan ratio*		Nonperformers**	Net chargeoffs†	Assets
Rank		Parent company	Type of institution	Sept. 30	Year earlier	Nonperformers**	Net chargeoffs†	Assets
1	Eastern Savings Bank FSB Hunt Valley, Md.		savings	53.55	54.52	$110,920	0.37	$369,054
2	State Central Bank Bonaparte, Iowa	Logan Investment Corp.	commercial	36.72	34.16	11,937	-0.20	52,516
3	South Carolina Community Bank Columbia	SCCB Financial Corp.	commercial	32.17	32.03	12,051	-0.12	54,753
4	Stonebridge Bank West Chester, Pa.	Stonebridge Financial Corp.	commercial	26.01	20.49	21,192	1.42	121,770
5	Beach Community Bank Fort Walton Beach, Fla.	Beach Community Bancshares Inc.	commercial	24.78	28.52	94,830	0.53	540,081
6	First State Bank Danville, Va.		commercial	23.59	22.02	6,660	1.33	38,744
7	North Milwaukee State Bank	North Milwaukee Bancshares Inc.	commercial	22.95	14.79	10,328	0.96	70,544
8	WestSide Bank Hiram, Ga.		commercial	22.78	23.53	14,292	1.16	116,847
9	Harvest Community Bank Pennsville, N.J.		commercial	19.24	15.18	23,801	4.35	152,646
10	Lafayette State Bank Mayo, Fla.		commercial	18.94	16.34	11,258	0.10	83,503
11	Heritage Bank Hinesville, Ga.	Liberty Shares Inc.	commercial	18.20	18.85	51,674	1.19	512,461
12	City National Bank of New Jersey Newark	City National Bancshares Corp.	commercial	17.15	17.19	24,520	0.19	247,389
13	Wilmington Savings Bank Ohio		savings	17.03	20.27	15,728	0.09	117,510
14	Liberty Bank Salt Lake City		commercial	16.98	31.13	1,024	0.00	10,958
15	Interamerican Bank FSB Miami		savings	16.73	16.81	27,288	-0.14	219,740
16	Gwinnett Community Bank Duluth, Ga.	Community Financial Holding Co. Inc.	commercial	16.68	19.29	32,742	-0.16	344,265
17	First CornerStone Bank King of Prussia, Pa.		commercial	16.52	23.98	9,329	1.05	110,865
18	Mechanics and Farmers Bank Durham, N.C.	M&F Bancorp Inc.	commercial	15.71	14.58	27,619	0.00	301,235
19	Valley Bank of Nevada North Las Vegas		commercial	15.55	17.58	9,929	0.00	93,959
20	Leaders Bank Oak Brook, Ill.	Leaders Group Inc.	commercial	15.42	17.24	44,240	0.15	345,351
21	First City Bank of Florida Fort Walton Beach	Florida First City Banks Inc.	commercial	15.16	15.91	20,946	0.59	210,402
22	Community 1st Bank Las Vegas N.M.	FNB Financial Corp.	commercial	14.83	18.43	10,220	0.09	123,743
23	Allied Bank Mulberry, Ark.	Acme Holding Co. Inc.	commercial	14.71	11.31	8,012	0.86	82,581
24	Fayette County Bank St. Elmo, Ill.	Fayette County Bancshares Inc.	commercial	14.19	27.38	3,940	2.63	41,233
25	Calumet County Bank Brillion, Wis.	Calumet Bancshares Inc.	commercial	14.04	5.22	7,915	0.38	90,758
26	Horry County State Bank Loris, S.C.	HCSB Financial Corp.	commercial	14.01	11.36	30,810	1.02	378,415
27	Columbia Savings and Loan Association Milwaukee		savings	13.62	13.39	2,644	0.02	23,903
28	Peoples Bank Eatonton, Ga.	Peoples Bankshares Inc.	commercial	13.39	11.87	10,201	0.10	135,551
29	Guaranty Financial MHC Milwaukee		savings	13.29	20.22	97,407	1.09	1,001,473
30	Champion Bank Parker, Colo.		commercial	13.22	14.58	5,052	0.00	53,726
31	Bay Bank Green Bay, Wis.	Bay Bancorp. Inc.	commercial	12.91	15.66	6,501	0.02	81,817
32	Gateway Bank FSB Oakland, Calif.		savings	12.88	10.01	12,601	1.22	142,149
33	West Pointe Bank Oshkosh, Wis.	West Pointe Bancshares Inc.	commercial	12.84	12.46	27,709	0.01	265,630
34	First National Bank Waupaca, Wis.	Waupaca Bancorp. Inc.	commercial	12.53	8.48	54,873	1.78	559,893
35	Anchor Commercial Bank Juno Beach, Fla.		commercial	12.49	17.11	8,611	0.08	105,501
36	Kopernik Bank Baltimore		savings	12.45	8.19	5,128	0.45	60,500
37	North Side Federal Savings and Loan Association of Chicago		savings	12.37	10.52	3,323	-0.15	45,204
38	Merchants Commercial Bank St. Thomas, V.I.		commercial	12.31	11.16	9,754	2.15	138,715
39	First State Bank Barboursville, W.Va.	First Bankshares Inc.	commercial	12.27	10.15	21,417	2.64	241,151
40	Beal Financial Corp. Plano, Texas		savings	12.16	6.83	611,142	7.13	7,145,160
41	Prairie Community Bank Marengo, Ill.	Marengo Bancshares Inc.	commercial	12.00	15.39	9,125	0.00	104,681
42	Stanley Bank Overland Park, Kan.	Columbus Corp.	commercial	11.98	5.98	8,395	-0.03	102,186
43	South Lafourche Bank & Trust Co. Larose, La.	Lafourche Bancshares Inc.	commercial	11.94	2.80	15,760	0.46	161,574
44	Home Loan Investment Bank FSB Warwick, R.I.	Prospect Financial Corp.	savings	11.65	12.29	21,067	0.35	211,431
45	Regent Bank Davie, Fla.	Regent Bancorp Inc.	commercial	11.52	13.11	30,528	0.12	344,926
46	Commerce Bank of Arizona Inc. Tucson	CBOA Financial Inc.	commercial	11.16	13.07	15,242	0.16	177,130
47	Surety Bank Deland, Fla.		commercial	11.13	14.13	5,759	-1.79	96,625
48	Pinnacle Bank Orange City, Fla.	Pinnacle Bank Holding Co. Inc.	commercial	10.89	15.43	9,261	-0.04	152,985
49	F&M Bank and Trust Co. Manchester, Ga.	F and M Holding Co. Inc.	commercial	10.87	12.86	5,789	0.21	82,501
50	City First Bank of D.C. Washington, D.C.	City First Enterprises Inc.	commercial	10.74	2.28	17,269	-0.10	249,614
	Peoples State Bank Lake City, Fla.	PSB BancGroup Inc.	commercial	10.74	12.47	5,558	0.40	75,061
52	American Metro Bank Chicago	American Metro Bancorp Inc.	commercial	10.69	15.37	5,345	0.98	64,098
53	HomePride Bank Mansfield, Mo.	Banc 60 Inc.	commercial	10.58	1.47	8,340	0.01	96,336
54	Brighton Bank Tenn.	Brighton Bancorp Inc.	commercial	10.56	2.28	4,451	0.06	52,866
55	Ripley Federal Savings Bank Ohio		savings	10.55	13.34	5,484	-0.01	66,333
56	ABC Bank Chicago	Greater Chicago Financial Corp.	commercial	10.50	11.64	25,235	0.06	344,084
57	Trinity Capital Corp. Los Alamos, N.M.		BHC	10.47	12.24	87,397	2.52	1,437,422
58	First Mountain Bank Big Bear Lake, Calif.		commercial	10.28	10.95	9,843	0.00	147,641
59	Columbia Bank Lake City, Fla.	First Columbia Bancorp Inc.	commercial	10.27	14.26	11,632	2.33	177,410
60	Seaway Bank and Trust Co. Chicago	Seaway Bancshares Inc.	commercial	10.22	6.35	25,025	12.88	386,127
61	Central Bank Little Rock, Ark.		commercial	10.11	5.74	6,439	0.00	106,331
62	First National Bank of Winnsboro Texas	Etex Banco Inc.	commercial	10.07	8.04	8,913	0.05	138,238
	TransCapital Bank Sunrise, Fla.		commercial	10.07	18.23	12,475	-0.02	179,720
64	State Bank & Trust Co. Golden Meadow, La.	SBT Bancshares Inc.	commercial	10.01	1.08	9,853	0.02	140,210
65	Bank of Washington Mo.	Diamond Bancorp Inc.	commercial	9.99	10.95	46,251	0.33	601,911
66	Hometown Bank of the Hudson Valley MHC Walden, N.Y.	Hometown Bancorp MHC	savings	9.88	10.48	10,929	-0.05	121,487
67	1st Equity Bank Northwest Buffalo Grove, Ill.	Northwest Equity Corp.	commercial	9.85	16.27	2,750	-0.55	37,194
68	Baraboo National Bank Wis.	Baraboo Bancorp. Inc.	commercial	9.70	12.34	26,665	0.21	436,318
69	Crown Bank Elizabeth, N.J.		commercial	9.61	16.91	31,067	0.40	513,668
70	Johnson County Bank Mountain City, Tenn.		commercial	9.60	13.89	6,057	0.24	121,030
71	Bank of Kaukauna Wis.	Brogan Bankshares Inc.	commercial	9.53	8.79	6,478	0.01	89,569
72	Security State Bank Iron River, Wis.	Security Bank Shares Inc.	commercial	9.48	12.37	5,461	0.34	81,962
73	Tri-State Bank of Memphis Tenn.		commercial	9.42	7.22	7,243	0.42	120,091
74	First Credit Bank Los Angeles		commercial	9.35	3.96	29,265	0.00	403,137
75	Farmers & Merchants Bank Lakeland, Ga.	FMB Bancshares Inc.	commercial	9.30	10.37	37,429	0.17	541,514
76	CenTrust Bank Northbrook, Ill.	United Community Bancshares Inc.	commercial	9.21	11.80	4,297	-0.04	68,724
77	Central Savings Bank Sault Sainte Marie, Mich.	Central Bank Corp.	commercial	9.17	9.28	12,389	0.57	258,730
	First BanCorp. San Juan, Puerto Rico		BHC	9.17	11.55	855,547	1.04	12,820,989
79	Ruby Valley National Bank Twin Bridges, Mont.	TwinCo Inc.	commercial	9.09	11.61	5,291	-0.01	91,456
	Commercial Bank of Oak Grove Mo.	Country Agencies & Investments Inc.	commercial	9.09	11.72	3,690	-1.80	71,844
81	American Patriot Bank Greeneville, Tenn.	American Patriot Financial Group Inc.	commercial	9.06	15.54	3,829	0.39	65,923
82	SunSouth Bank Dothan, Ala.	SunSouth Bancshares Inc.	commercial	9.04	9.26	8,384	0.54	160,060
	Mohave State Bank Lake Havasu City, Ariz.	State Bank Corp.	commercial	9.04	11.69	19,961	0.63	325,075
	Heritage Bank Jonesboro, Ga.	CCF Holding Co.	commercial	9.04	12.84	24,396	1.10	395,158
	Santander BanCorp San Juan, Puerto Rico	Banco Santander SA	BHC	9.04	7.44	374,158	1.19	5,650,087
86	Marathon Savings Bank Wausau, Wis.		savings	9.00	9.32	6,799	0.12	145,695
87	Tioga Franklin Savings Bank Philadelphia		savings	8.98	13.47	2,313	1.07	32,953
88	Seamen's Bank Provincetown, Mass.		savings	8.90	9.06	19,497	0.00	361,103
89	Morganton Savings Bank SSB N.C.		savings	8.89	5.79	3,787	-0.28	80,558
90	Independence Bank East Greenwich, R.I.		commercial	8.82	7.49	2,435	0.92	37,643
91	Whitaker Bank Corp. of Kentucky Lexington		BHC	8.79	9.66	79,886	0.46	1,763,333
92	Spring Valley Bank Wyoming, Ohio	SV Bancorp Inc.	commercial	8.71	11.50	3,917	-0.04	65,593
93	OptimumBank Plantation, Fla.	OptimumBank Holdings Inc.	commercial	8.69	14.44	6,868	0.94	119,417
94	Martinsville First Savings Bank Va.		savings	8.62	9.14	2,025	0.18	42,091
	First South Bank Spartanburg, S.C.	First South Bancorp Inc.	commercial	8.62	11.53	13,164	0.26	249,055
96	Signature Bank of Georgia Sandy Springs		commercial	8.61	3.42	4,364	0.78	87,111
97	Securant Bank & Trust Milwaukee	Capital Commerce Bancorp Inc.	commercial	8.58	11.62	11,716	-0.03	178,477
	Friends Bank New Smyrna Beach, Fla.		commercial	8.58	9.49	5,848	-0.40	94,806
99	Citizens Bank Mukwonago, Wis.	Citizens Bank Holding Inc.	commercial	8.54	6.57	36,172	-0.20	664,416
100	Farmers & Merchants Bank Tomah, Wis.	F& M Bancorp of Tomah Inc.	commercial	8.48	13.57	10,481	-0.17	195,484
101	Century Bank of Florida Tampa	Century Bancshares of Florida Inc.	commercial	8.46	8.82	3,801	0.44	70,564
102	Cabool State Bank Mo.	Cabool Bancshares Inc.	commercial	8.44	5.16	3,192	0.00	61,639
103	County Bank Rehoboth Beach, Del.	CB Financial Corp.	commercial	8.41	7.90	20,109	0.43	346,968
104	Heartland Bank Little Rock, Ark.	Rock Bancshares Inc.	commercial	8.40	1.51	17,289	0.38	248,929
105	Mutual Savings Association FSA Leavenworth, Kan.		savings	8.39	9.90	9,552	1.07	194,931
106	Scotiabank de Puerto Rico San Juan	Bank of Nova Scotia	commercial	8.28	7.10	318,517	0.60	4,612,498
107	First National Bank of Wauchula Fla.	First Hardee Holding Corp.	commercial	8.27	8.30	3,329	0.73	72,408
108	Capitol National Bank Lansing, Mich.		commercial	8.20	10.58	6,288	0.11	114,441
109	Ladysmith Federal Savings and Loan Association Wis.		savings	8.14	9.80	2,380	0.06	45,552
110	First Western Mortgage Corp. Fort Worth, Texas		savings	8.08	4.69	46,417	0.04	1,117,970
111	Broadway Federal Bank FSB Los Angeles	Broadway Financial Corp.	savings	8.07	8.53	18,777	-0.01	403,881
112	Providence Bank Alpharetta, Ga.		commercial	8.01	10.63	5,340	-0.02	112,507
113	Thomas County Federal Savings & Loan Association Thomasville, Ga.		savings	7.97	9.99	15,769	4.25	247,467
	OFG Bancorp San Juan, Puerto Rico		BHC	7.97	7.07	371,614	0.91	7,203,822
115	United Bank of Philadelphia	United Bancshares Inc.	commercial	7.96	7.71	2,989	2.05	59,145
116	Royal Banks of Missouri St. Louis	Royal Bancshares Inc.	commercial	7.95	10.15	26,332	0.08	413,079
117	Citizens Bank of Cochran Ga.	Putnam-Greene Financial Corp.	commercial	7.94	12.16	3,235	-0.68	71,316
118	Georgia Primary Bank Atlanta		commercial	7.92	15.95	8,021	-0.11	153,720
119	Community State Bank Union Grove, Wis.	Union Bancorp. Inc.	commercial	7.91	9.31	13,015	-0.28	313,316
120	Goldwater Bank Scottsdale, Ariz.		commercial	7.88	11.91	4,057	0.12	94,645
121	Golden State Bank Glendale, Calif.	Golden State Bancorp	commercial	7.83	17.97	6,990	-0.66	118,175
122	Peoples Bank Marion, Ky.	Peoples-Marion Bancorp Inc.	commercial	7.82	3.07	2,449	0.17	37,569
123	Grand Timber Bank McGregor, Minn.	McGregor Banco Inc.	commercial	7.80	10.66	2,181	-0.21	42,844
124	St. Landry Homestead Federal Savings Bank Opelousas, La.		savings	7.75	10.27	13,897	-0.01	225,706
	Gulf Coast Community Bank Pensacola, Fla.		commercial	7.75	8.84	6,514	-0.63	137,741
126	First Federal Savings and Loan Association of Lorain Ohio		savings	7.63	7.72	20,170	0.73	421,761
127	CornerstoneBank Atlanta	Cornerstone Bancshares Inc.	savings	7.62	10.00	12,488	-1.16	244,044
128	Bank of Eastman Ga.	Magnolia Bankshares Inc.	commercial	7.56	10.62	9,109	1.11	182,183
	Talbot State Bank Woodland, Ga.	TSB Bancorp Inc.	commercial	7.56	6.44	2,933	0.07	70,362
	Century Bank of Kentucky Inc. Lawrenceburg	Century Bancshares Inc.	commercial	7.56	7.23	6,223	-0.02	113,949
131	Devon Bank Chicago	Devon Bancorp Inc.	commercial	7.55	10.36	12,226	1.33	251,588
132	Northern Michigan Bank & Trust Escanaba	Northern Michigan Corp.	commercial	7.52	9.74	12,149	0.29	243,520
133	Landmark Bank Fort Lauderdale, Fla.	Giant Holdings Inc.	commercial	7.46	7.72	24,502	-0.03	391,300
134	Mid America Bank Janesville, Wis.	Wisconsin Bancorp Inc.	commercial	7.36	3.93	4,288	3.41	88,163
135	Community Bank of Pickens County Jasper, Ga.	Community Banks of Georgia Inc.	commercial	7.35	7.86	17,332	1.24	321,672
136	Lake City Federal Bank Minn.		savings	7.32	5.60	3,742	-0.04	68,948
	Oxford Bank Mich.	Oxford Bank Corp.	commercial	7.32	10.11	14,800	0.21	322,589
138	CoreFirst Bank & Trust Topeka, Kan.	Commerce Bank and Trust Holding Co.	commercial	7.31	8.65	37,729	0.30	882,435
139	Old Dominion National Bank North Garden, Va.		commercial	7.29	2.69	2,496	3.32	49,363
140	Equitable Bank SSB Wauwatosa, Wis.		savings	7.24	9.97	18,411	0.05	296,979
	One World Bank Dallas	One World Holding Inc.	commercial	7.24	5.75	3,152	-0.08	82,584
142	Citizens State Bank Kingsland, Ga.	South Banking Co.	commercial	7.15	14.33	2,727	0.22	58,454
143	State Bank of Newburg Wis.	SBN Community Bancorp Inc.	commercial	7.13	6.67	9,210	-0.23	165,045
144	New York Private Bank & Trust Corp.		BHC	7.08	8.53	287,380	0.00	6,634,107
145	First Capital Bank Laurinburg, N.C.	First Capital Bancshares Inc.	commercial	7.06	6.48	3,151	-1.35	52,473
146	Hebron Savings Bank Md.	HSB Bancorp Inc.	commercial	7.05	4.68	31,788	0.63	552,996
147	Independent Bank Corp. Grand Rapids, Mich.		BHC	7.04	8.46	105,177	-0.07	2,394,861
148	Peoples Bank of the South LaFollette, Tenn.		commercial	7.03	7.37	8,513	0.19	141,310
	Citizens Savings Bank Bogalusa, La.		savings	7.03	7.51	11,607	0.03	205,858
150	Linn County State Bank Coggon, Iowa	Iowa State Financial Services Corp.	commercial	7.01	6.98	1,850	-0.01	38,114
151	Georgia Heritage Bank Dallas		commercial	6.98	8.65	3,400	0.18	74,125
152	First National Bank of Bangor Wis.	Bosshard Banco, Ltd.	commercial	6.95	8.51	9,514	0.00	223,107
153	U.S. Century Bank Doral, Fla.		commercial	6.92	8.39	50,350	-0.03	909,022
154	Provident Financial Holdings Inc. Riverside, Calif.		savings	6.91	7.58	67,570	-0.14	1,177,312
155	Village Bank St. Francis, Minn.	Village Bancshares Inc.	commercial	6.90	7.40	10,368	-0.92	192,218
156	Freedom Bank Inc. Belington, W.Va.	Freedom Bancshares Inc.	commercial	6.89	8.09	8,509	0.04	155,162
157	Community Savings Bank Chicago		savings	6.86	5.95	14,303	-0.10	406,853
	One Bank & Trust Little Rock, Ark.	OneFinancial Corp.	commercial	6.86	7.92	15,718	0.24	329,386
	Citizens State Bank of Lankin N.D.	Citizens State Bancshares Inc.	commercial	6.86	0.44	2,135	0.00	45,047
160	Mid-Southern Savings Bank FSB MHC Salem, Ind.	Mid-Southern, MHC	savings	6.85	7.39	8,245	0.24	183,759
161	First Chatham Bank Savannah, Ga.	FCB Financial Corp.	commercial	6.81	7.15	16,560	0.05	359,860
162	First Alliance Bank Cordova, Tenn.	First Alliance Bancshares Inc.	commercial	6.79	7.87	6,556	-0.04	119,871
163	Citizens Bank of Newburg Rolla, Mo.	Newburg Insurance Agency Inc.	commercial	6.78	3.62	6,939	0.00	157,940
	State Savings Bank of Manistique Mich.	SSB Inc.	commercial	6.78	5.76	4,223	0.00	117,713
	1st Equity Bank Skokie, Ill.	First Equity Corp.	commercial	6.78	9.11	4,625	-0.88	100,239
166	Ulster Savings Bank Kingston, N.Y.		savings	6.73	7.01	38,188	0.50	764,352
	Franklin County UNITED Bank Decherd, Tenn.	Franklin County UNITED Bancshares Inc.	commercial	6.73	13.03	3,833	1.72	81,550
168	Peoples Bank Mt. Washington Ky.	Crossroads Bancorp Inc.	commercial	6.72	9.45	3,740	0.62	80,524
169	Central Bank Savannah, Tenn.		commercial	6.69	9.27	4,311	1.68	99,739
170	First Community Bank Glasgow, Mont.	First Community Bancorp Inc.	commercial	6.68	6.36	9,242	0.02	273,587
171	Farmers State Bank Center, Texas	Farmers Bancshares Inc.	commercial	6.67	0.80	12,718	-0.04	356,295
172	County First Bank La Plata, Md.		commercial	6.64	8.59	9,547	-0.02	222,774
173	First Federal Savings and Loan Association of Bath Maine		savings	6.63	6.39	6,891	0.56	120,110
174	American Enterprise Bank Buffalo Grove, Ill.	A. E. Bancorp Inc.	commercial	6.61	5.54	9,281	-0.20	212,526
175	McHenry Savings Bank Ill.	McHenry Bancorp Inc.	savings	6.58	7.94	10,044	0.19	246,048
176	Hatboro Federal Savings FA Pa.		savings	6.56	6.15	20,291	0.00	491,624
177	State Bank of Fairmont Minn.	Web Inc.	commercial	6.53	4.79	4,889	-0.11	102,619
178	Bank of Commerce Sarasota, Fla.	Bank of Commerce Holdings Inc.	commercial	6.47	6.53	9,166	-0.13	210,994
179	American Bank of the North Nashwauk, Minn.	Mesaba Bancshares Inc.	commercial	6.46	8.40	29,057	1.32	579,046
180	Madison Bank of Maryland Forest Hill	MB Bancorp Inc.	savings	6.45	8.38	6,168	0.40	134,421
	1880 Bank Cambridge, Md.	Delmarva Bancshares Inc.	commercial	6.45	6.20	13,922	-0.01	318,444
182	First National Bank Ronceverte, W.Va.	First National Bankshares Corp.	commercial	6.40	9.87	8,779	0.02	245,195
183	Bank of Grandin Mo.		commercial	6.35	5.45	5,187	0.38	154,260
184	Peoples Bank & Trust Buford, Ga.	Peoples Banktrust Inc.	commercial	6.33	8.78	9,322	-0.12	269,465
	United Bank of Union Mo.	Cardinal Bancorp II Inc.	commercial	6.33	7.86	13,830	-0.15	300,299
186	Citizens Bank Nashville, Ga.	Nashville Holding Co.	commercial	6.29	5.45	9,991	0.48	251,179
187	Tennessee State Bank Pigeon Forge	Tennessee State Bancshares Inc.	commercial	6.28	9.82	25,182	0.11	623,384
188	Iowa-Nebraska State Bank South Sioux City	Commfirst Bancorp. Inc.	commercial	6.27	6.38	7,631	-0.02	212,113
	Millington Bank N.J.	MSB Financial Corp.	savings	6.27	6.91	16,041	0.07	370,854
190	Miners State Bank Iron River, Mich.	MSB Bankshares Inc.	commercial	6.25	5.22	5,179	-0.02	123,844
191	Americana Community Bank Sleepy Eye, Minn.	Midwest Bancshares Inc.	commercial	6.24	7.44	4,163	-0.11	118,808
192	Rosedale Federal Savings and Loan Association Baltimore		savings	6.22	5.52	31,722	-0.04	799,123
193	State Bank of Townsend Mont.	S.B.T. Financial Inc.	commercial	6.20	2.04	2,025	-0.01	54,569
	International Finance Bank Miami		commercial	6.20	10.59	14,155	-0.01	310,250
195	First Community Bank Newell, Iowa	Newell Bancshares Inc.	commercial	6.19	0.13	3,376	1.45	94,083
196	Cedar Security Bank Fordyce, Neb.	Cedar Financial Holding Inc.	commercial	6.17	1.52	2,822	0.98	51,335
197	Grand Bank Hamilton, N.J.		commercial	6.15	6.83	9,972	1.09	196,050
198	Bank of Elk River Minn.	Metro North Bancshares Inc.	commercial	6.12	7.68	14,258	-0.24	362,898
	Covenant Bank Leeds, Ala.	Covenant Bancgroup Inc.	commercial	6.12	6.88	3,102	5.92	74,511
200	Popular Inc. Hato Rey, Puerto Rico		BHC	6.11	5.75	1,422,000	0.81	35,528,000

Notes: Data from preliminary quarterly call reports and thrift financial reports from the FDIC and OTS. Excludes institutions whose loans were less than 50% of assets.
*Nonperforming loans net of the delinquent U.S. government-guaranteed portion, divided by total loans.
**Sum total of nonaccruing loans (excluding debt securities and other assets) and restructured loans, less than guaranteed portion of nonaccruing loans wholly or partially guaranteed by the U.S. government.
† Chargeoffs, minus recoveries credited to the loan allowance. For savings institutions, net chargeoffs related to specific valuation allowance are included. Divided by average loans and leases.
Figures for prior periods are not adjusted for mergers and acquisitions. Rankings include only companies current as of Sept. 30, 2015.

Source:

SNL Financial