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Banks and Thrifts with the Highest Adjusted Nonperforming Loan Ratios

June 21, 2022, 3:55 p.m. EDT 1 Min Read
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Banks and Thrifts with the Highest Adjusted Nonperforming Loan Ratios
Rank Name City State Parent Name  Company Type  Adjusted nonperforming
loan ratio*
Mar. 31		 Adjusted nonperforming
loan ratio*
Year earlier		 Nonperformers** Net chargeoffs*** Assets
1 Security State Bank of Kenyon Kenyon Minn. Ellingson Corporation Commercial Bank $13.71 $13.73 $5,712 -0.05 $77,096
2 First Central Bank McCook McCook Neb. Central Bancshares, Inc. Commercial Bank 12.23 12.01 11,888 -0.13 123,150
3 Ashton State Bank Ashton Neb. Commercial Bank 12.00 21.38 1,394 0.00 20,777
4 BancCentral, National Association Alva Okla. Myers BancShares, Inc. Commercial Bank 11.32 5.22 32,282 1.71 541,275
5 Vermont State Bank Vermont Ill. Commercial Bank 8.64 12.49 1,652 2.08 27,829
6 Iowa State Bank Clarksville Iowa Clarkel, Inc. Commercial Bank 8.48 10.42 20,053 -0.13 434,291
7 Farmers and Merchants Bank of Kendall Kendall Wis. Commercial Bank 8.40 4.57 4,718 -0.92 80,447
8 Peoples Bank & Trust Company Ryan Okla. Commercial Bank 8.33 0.98 3,251 1.61 62,631
9 Fairview State Banking Company Fairview Ill. Commercial Bank 8.30 8.06 1,882 -0.02 35,580
10 First Central Bank Cambridge Neb. Central Bancshares, Inc. Commercial Bank 7.63 7.45 6,204 0.04 121,160
11 Hustisford State Bank Hustisford Wis. Hustisford Community Bancorp., Inc. Commercial Bank 7.07 6.37 2,952 0.03 74,797
12 Bank of Hillsboro, National Association Hillsboro Ill. Country Bancorp, Inc. Commercial Bank 6.99 7.37 20,205 -0.03 536,716
13 The State Exchange Bank Lamont Okla. State Exchange Bancshares, Inc. Commercial Bank 6.93 6.14 5,018 0.85 84,575
14 Central State Bank Clayton Ill. Clayton Bancshares, Inc. Commercial Bank 6.89 7.04 7,770 -0.29 179,517
15 Peoples Bank & Trust Company of Hazard Hazard Ky. Hazard Bancorp Commercial Bank 6.30 8.41 10,666 0.14 262,621
16 Farmers and Merchants Bank of Mound City, Kansas Mound City Kan. Cunningham Agency, Inc. Commercial Bank 6.29 8.10 2,044 0.00 49,759
17 ACB Bank Cherokee Okla. Alfalfa County Bancshares, Inc. Commercial Bank 5.94 5.75 5,410 0.29 122,974
18 Alma Bank Astoria N.Y. Commercial Bank 5.85 5.63 62,233 -0.03 1,319,644
19 Citizens Savings Bank Bogalusa La. Savings Bank 5.63 7.06 10,468 2.59 276,825
20 Marion Center Bank Indiana Pa. Community Bankers' Corporation Commercial Bank 5.56 1.25 15,409 -0.02 386,926
21 The First National Bank of Winnsboro Winnsboro Tex. Etex Banco, Inc. Commercial Bank 5.53 5.60 4,371 0.01 149,871
22 Integrity Bank Plus Wabasso Minn. Wabasso Bancshares, Inc. Commercial Bank 5.47 5.83 2,830 0.00 88,575
23 First State Bank of Bigfork Bigfork Minn. Bigfork Bancshares, Inc. Commercial Bank 5.45 5.52 3,624 -0.11 101,206
24 United Bank of Philadelphia Philadelphia Pa. United Bancshares, Inc. Commercial Bank 5.28 6.42 2,140 -0.18 67,850
25 Farmers State Bank Elmwood Ill. Elmwood Bancshares, Inc. Commercial Bank 5.26 5.97 1,660 0.00 63,041
26 Farmers and Merchants State Bank of Alpha Alpha Minn. Commercial Bank 5.25 5.50 1,333 0.00 40,745
27 The Harbor Bank of Maryland Baltimore Md. Harbor Bankshares Corporation Commercial Bank 4.95 3.14 9,473 -0.21 369,532
28 Commercial State Bank of Wagner Wagner S.D. Commercial Holding Company Commercial Bank 4.94 4.62 6,623 -0.02 247,249
Peoples State Bank Prairie Du Chien Wis. Peoples Bancorp, Inc. Commercial Bank 4.94 5.43 23,221 0.00 926,182
30 Colonial Savings, FA Fort Worth Tex. First Western Mortgage Corporation Savings & Loan Assoc 4.91 4.25 34,573 -0.01 1,090,983
31 Putnam County National Bank Carmel N.Y. Commercial Bank 4.87 5.24 5,467 -0.02 192,763
32 First State Bank Shallowater Tex. South Texas Bancshares, Inc. Commercial Bank 4.86 0.43 3,160 -0.01 128,084
Peoples Bank Mendenhall Miss. Peoples Bancshares, Inc. Commercial Bank 4.86 4.50 14,525 0.14 444,874
34 Sicily Island State Bank Sicily Island La. Commercial Bank 4.79 4.95 2,624 -0.01 76,133
35 Home National Bank Racine Ohio Commercial Bank 4.77 5.11 2,182 0.05 79,295
36 First State Bank of Beecher City Beecher City Ill. Tri-County Bancshares, Inc Commercial Bank 4.75 5.51 2,753 -0.03 99,466
37 GN Bank Chicago Ill. Groupe Nduom Savings & Loan Assoc 4.71 8.37 3,024 0.10 79,793
38 Santander Holdings USA, Inc. Boston Mass. Banco Santander, S.A. Bank Holding Company 4.67 5.71 4,304,086 1.24 153,786,178
39 North Side Federal Savings and Loan Association of Chicago Chicago Ill. Savings & Loan Assoc 4.65 5.77 1,141 0.00 47,108
40 Interamerican Bank, A Federal Savings Bank Miami Fla. Savings & Loan Assoc 4.51 4.79 7,332 -0.05 273,648
41 Union Bank & Trust Company Livingston Tenn. Overton Financial Services, Inc. Commercial Bank 4.49 2.20 2,655 0.44 104,862
42 EvaBank Cullman Ala. Commercial Bank 4.47 6.73 13,603 0.29 422,144
43 First National Bank Spearman Tex. Spearman Bancshares, Inc. Commercial Bank 4.46 5.69 7,717 0.00 251,174
44 Hodge Bank & Trust Company Hodge La. Hodge Bancshares, Inc. Commercial Bank 4.34 3.98 1,975 -0.01 84,254
45 Carrollton Federal Bank Carrollton Ky. Savings & Loan Assoc 4.32 4.76 1,119 0.56 40,304
First BanCorp. Santurce P.R. Bank Holding Company 4.32 5.04 480,864 0.24 19,929,037
47 New York Private Bank & Trust Corporation New York N.Y. Bank Holding Company 4.31 5.15 184,684 -0.01 5,923,925
48 State Bank of Nauvoo Nauvoo Ill. Commercial Bank 4.20 3.42 883 0.11 37,284
United Pacific Bank City of Industry Calif. Commercial Bank 4.20 0.01 4,757 -0.02 167,717
50 Nano Banc Irvine Calif. Allegiant United Holdings, LLC Commercial Bank 4.18 1.45 37,293 0.00 1,108,715
51 Farmers-Merchants Bank & Trust Company Breaux Bridge La. Commercial Bank 4.13 5.02 9,084 0.01 408,907
52 KANZA Bank Kingman Kan. KANZA Financial Corporation Commercial Bank 4.11 0.07 6,997 -0.04 297,582
Kingstree Federal Savings and Loan Association Kingstree S.C. Kingstree Bancshares, M.H.C. Savings & Loan Assoc 4.11 3.80 1,011 0.00 40,241
54 ESB Financial Emporia Kan. Namyaw Corporation, Inc. Commercial Bank 4.04 2.27 7,580 0.05 358,554
55 Amboy Bancorporation Old Bridge N.J. Bank Holding Company 4.00 5.27 61,520 -0.09 2,847,705
56 Western Bank of Clovis Clovis N.M. Western Bancshares of Clovis, Inc. Commercial Bank 3.97 3.31 1,755 0.00 68,246
57 The First National Bank of Le Center Lonsdale Minn. Traxshares, Inc. Commercial Bank 3.90 4.46 3,052 -0.02 131,716
58 Eastern Savings Bank Federal Savings Bank Hunt Valley Md. Savings & Loan Assoc 3.87 4.24 7,663 -0.01 340,416
59 Mercer County State Bank Sandy Lake Pa. Mercer County State Bancorp, Inc. Commercial Bank 3.84 4.15 12,060 0.06 548,593
60 International Bank of Chicago Chicago Ill. IBC Bancorp, Inc. Commercial Bank 3.83 4.21 24,594 0.00 844,664
61 First Federal Savings Bank Rochester Ind. American Midwest Financial Corporation Savings & Loan Assoc 3.79 1.20 13,790 0.02 543,978
Security State Bank Iron River Wis. Security Bank Shares, Inc. Commercial Bank 3.79 3.57 2,608 -0.02 131,597
63 Home Loan Investment Bank, F.S.B. Warwick R.I. Prospect Financial Corporation Savings & Loan Assoc 3.78 4.54 9,721 0.18 337,619
64 California Pacific Bank San Francisco Calif. Commercial Bank 3.73 4.31 2,317 0.00 92,999
First Federal Savings and Loan Association of Bath Bath Maine Savings & Loan Assoc 3.73 4.80 4,051 -0.01 179,872
66 Enterprise Bank Allison Park Pa. Enterprise Financial Services Group, Inc. Commercial Bank 3.68 3.65 10,340 0.00 373,698
67 Sterling Federal Bank, Federal Savings Bank Sterling Ill. Savings & Loan Assoc 3.67 4.54 9,437 0.03 468,733
68 State Bank of Downs Downs Kan. B Bank, Inc. Commercial Bank 3.66 4.05 3,171 0.00 132,199
69 BankPacific, Ltd. Hagatna Guam Joseph & Angela Flores Trust Savings & Loan Assoc 3.62 5.12 3,689 0.32 190,343
70 American Metro Bank Chicago Ill. American Metro Bancorp, Inc. Commercial Bank 3.61 4.21 2,125 -0.06 84,924
First Federal Savings and Loan Association Morehead Ky. Savings & Loan Assoc 3.61 5.04 998 0.00 36,003
72 Union Bank Lake Odessa Mich. Union Financial Corporation Commercial Bank 3.60 5.03 6,603 -0.24 319,046
73 Peoples State Bank of Velva Velva N.D. Beall Bancshares Inc. Commercial Bank 3.58 5.45 3,234 -0.65 141,733
74 Bank of Ontario Ontario Wis. Ontario Bancorporation, Inc. Commercial Bank 3.54 5.23 2,083 0.06 69,202
75 Prime Alliance Bank Woods Cross Utah Commercial Bank 3.53 5.77 17,282 -0.12 579,837
Talbot State Bank Woodland Ga. TSB Bancorp, Inc. Commercial Bank 3.53 3.42 1,205 0.00 59,540
The First National Bank of Carmi Carmi Ill. Southern Illinois Bancorp, Inc. Commercial Bank 3.53 2.08 12,591 -0.04 663,292
78 The National Bank of Andrews Andrews Tex. Andrews Bancshares, Inc. Commercial Bank 3.52 3.30 5,246 0.00 265,441
79 The State Bank of Toledo Toledo Iowa Tama County Abstract Company Commercial Bank 3.46 4.81 3,152 0.05 143,726
80 State Bank of Fairmont Fairmont Minn. Web, Inc. Commercial Bank 3.43 3.25 3,240 1.05 128,939
81 Ergo Bank Markesan Wis. FS BancShares, Inc. Commercial Bank 3.38 3.62 3,422 0.00 140,301
82 Taylorsville Savings Bank, SSB Taylorsville N.C. Savings Bank 3.36 4.18 2,639 0.01 140,437
83 SSB Bank Pittsburgh Pa. SSB Bancorp, MHC Savings Bank 3.35 3.03 6,606 0.00 243,272
84 Bank of Commerce Duncan Okla. Commerce Bancorp, Inc. Commercial Bank 3.34 2.36 8,007 0.95 356,074
85 Community State Bank of Rock Falls Rock Falls Ill. Community Illinois Corporation Commercial Bank 3.33 3.63 6,200 0.19 331,912
Elysian Bank Elysian Minn. Elysian, Inc. Commercial Bank 3.33 2.92 1,192 -0.03 65,490
The Bank of Landisburg Landisburg Pa. Commercial Bank 3.33 4.37 8,171 0.36 356,144
88 Foresight Bank Plainview Minn. Plainview Bankshares, Inc. Commercial Bank 3.32 4.27 7,684 -0.02 314,060
89 First Federal Savings Bank of Washington Washington Ind. Savings Bank 3.31 1.34 1,651 0.00 76,231
Main Street Bank Corp. Wheeling W.Va. Main Street Financial Services Corp. Commercial Bank 3.31 2.75 13,291 0.13 594,373
Northeast Bank Portland Maine Commercial Bank 3.31 3.94 40,778 -0.02 1,566,116
92 First Exchange Bank White Hall W.Va. Heritage Bancshares, Inc. Commercial Bank 3.29 3.57 8,401 0.01 330,310
93 Community State Bank Brook Ind. Commercial Bank 3.28 4.91 2,210 -0.01 101,039
Noah Bank Elkins Park Pa. Commercial Bank 3.28 3.92 7,432 -0.42 303,346
Washington Savings Bank Effingham Ill. Washington Savings MHC Savings Bank 3.28 3.50 10,357 0.01 596,281
96 Neighborhood National Bank El Cajon Calif. Neighborhood Bancorp Commercial Bank 3.25 3.55 2,182 0.00 121,215
97 Unity Bank Augusta Wis. Kimberly Leasing Corporation Commercial Bank 3.24 2.36 13,321 0.01 603,011
Wray State Bank Wray Colo. HOTC Investment Co. Commercial Bank 3.24 4.02 4,478 -0.06 196,134
99 Millennium Bank Des Plaines Ill. Millennium Bancorp, Inc. Commercial Bank 3.23 0.41 5,897 -0.01 291,215
100 Citizens Savings Bank and Trust Company Nashville Tenn. CSB&T Bancorp, Inc. Commercial Bank 3.21 1.77 3,258 0.65 134,401
Rosedale Federal Savings and Loan Association Baltimore Md. Savings & Loan Assoc 3.21 3.91 21,340 0.00 1,063,151
102 Patriot Bank, National Association Stamford Conn. Patriot National Bancorp, Inc. Commercial Bank 3.20 4.45 24,958 0.09 975,256
103 Elderton State Bank Elderton Pa. Keystrong Financial, Inc. Commercial Bank 3.19 4.60 8,778 0.27 334,276
The Farmers State Bank Westmoreland Kan. Commercial Bank 3.19 3.44 4,184 -0.45 232,206
105 Millennium Bank Ooltewah Tenn. PBD Holdings, LLC Commercial Bank 3.18 2.75 10,775 -0.14 549,775
106 Gateway First Bank Jenks Okla. Gateway First Bancorp, Inc Commercial Bank 3.16 1.43 40,128 0.02 1,886,915
Lake Area Bank Lindstrom Minn. Waseca Bancshares, Inc. Commercial Bank 3.16 1.82 7,918 0.00 407,703
108 Wayne County Bank Waynesboro Tenn. Wayne County Bancshares, Inc. Commercial Bank 3.14 4.18 7,589 -0.06 402,570
109 First Credit Bank Los Angeles Calif. Commercial Bank 3.11 2.74 12,186 -0.39 498,852
First State Bank New London Wis. First State Bancshares, Inc. Commercial Bank 3.11 3.38 8,943 0.01 528,708
111 Grand Timber Bank McGregor Minn. Midcountry Acquisition Corp. Commercial Bank 3.09 3.83 1,135 -0.01 56,757
112 Patriots Bank Garnett Kan. Garnett Bancshares, Inc. Commercial Bank 3.08 0.40 4,259 -0.01 174,846
113 The Fahey Banking Company Marion Ohio Commercial Bank 3.07 4.22 5,343 -0.07 272,115
114 FreedomBank Elkader Iowa Freedombank Shares, Inc. Commercial Bank 3.05 2.85 8,959 3.41 462,000
The First National Bank of Hughes Springs Hughes Springs Tex. Chalybeate Springs Corporation Commercial Bank 3.05 3.17 5,722 -0.08 342,822
116 Columbia Savings and Loan Association Milwaukee Wis. Savings & Loan Assoc 3.04 4.91 554 0.00 26,607
First Federal Savings and Loan Association of Lorain Lorain Ohio Savings & Loan Assoc 3.04 4.36 7,812 -0.04 479,149
First Secure Community Bank Sugar Grove Ill. First Secure Bank Group, Inc. Commercial Bank 3.04 3.34 8,031 0.06 499,334
Georgia Community Bank Dawson Ga. Georgia Community Bancorp, Incorporated Commercial Bank 3.04 3.61 6,503 0.00 410,513
Stearns Financial Services, Inc. Saint Cloud Minn. Bank Holding Company 3.04 3.59 54,826 0.05 2,363,885
121 Maspeth Federal Savings and Loan Association Maspeth N.Y. Savings & Loan Assoc 3.02 3.35 52,908 0.00 2,224,694
United Valley Bank Cavalier N.D. First Holding Company of Cavalier, Inc. Commercial Bank 3.02 2.94 10,910 0.00 584,737
123 Midstates Bank, National Association Council Bluffs Iowa Midstates Bancshares, Inc. Commercial Bank 3.00 4.34 10,329 -2.30 655,934
124 Carver Bancorp, Inc. New York N.Y. Savings & Loan HC 2.99 3.72 17,308 0.00 735,314
Plus International Bank Miami Fla. Commercial Bank 2.99 2.96 1,290 0.00 78,741
126 Peoples Bank Chatham La. Commercial Bank 2.96 1.74 1,863 0.28 84,512
The Farmers and Merchants Bank Caldwell Ohio FarmMerc, Inc. Commercial Bank 2.96 2.92 2,162 -0.08 118,567
128 BankGloucester Gloucester Mass. Savings Bank 2.95 2.86 7,922 -0.01 341,624
OFG Bancorp San Juan P.R. Bank Holding Company 2.95 3.18 194,554 0.04 10,190,120
State Savings Bank Rake Iowa Rake Bancorporation Commercial Bank 2.95 4.74 1,490 -1.18 83,681
131 Bank of Dickson Dickson Tenn. Dickson Financial Corporation Commercial Bank 2.93 3.45 4,535 0.00 304,044
132 MCNB Bank and Trust Co. Welch W.Va. MCNB Banks, Inc. Commercial Bank 2.91 7.04 7,203 0.02 349,736
133 Commodore Bank Somerset Ohio Commodore Financial Network, Inc. Commercial Bank 2.90 1.74 1,467 -0.01 96,929
The First National Bank and Trust Company of Okmulgee Okmulgee Okla. First Okmulgee Corporation Commercial Bank 2.90 4.42 4,847 0.08 290,396
135 Hatboro Federal Savings Hatboro Pa. Savings & Loan Assoc 2.89 3.26 9,515 0.00 589,236
136 Beneficial State Bank Oakland Calif. Beneficial State Foundation Commercial Bank 2.88 0.91 27,128 0.12 1,546,878
137 The Wilmington Savings Bank Wilmington Ohio Commercial Bank 2.87 4.80 4,140 -0.01 183,094
138 Sterling Bancorp, Inc. (Southfield, MI) Southfield Mich. Savings & Loan HC 2.86 4.41 54,052 -0.04 2,812,649
Thayer County Bank Hebron Neb. Thayer Agency, Inc. Commercial Bank 2.86 3.89 1,425 0.01 79,065
140 Northwestern Bank, National Association Dilworth Minn. Northwestern Bancshares, Inc. Commercial Bank 2.85 0.53 2,965 0.00 166,507
Peoples Savings Bank Wellsburg Iowa PSB Corporation Commercial Bank 2.85 2.01 2,455 0.21 135,976
Security National Bank Witt Ill. LBT Bancshares, Inc. Commercial Bank 2.85 2.01 1,485 -0.01 103,069
143 Farmers and Merchants State Bank of Pierz Pierz Minn. Farmers & Merchants Agency, Inc. Commercial Bank 2.84 3.42 5,415 0.00 301,358
FBT Bank & Mortgage Fordyce Ark. FBT Bancshares, Inc. Commercial Bank 2.84 3.70 3,010 -0.07 206,752
145 Commercial Bank of Mott Mott N.D. Commercial Bank 2.83 0.00 2,268 0.00 130,332
Generations Bank Exeter Neb. Glaass Financial, LLC Commercial Bank 2.83 2.30 739 0.00 48,690
Rushford State Bank (Incorporated) Rushford Minn. Rushford State Bancorp, Inc. Commercial Bank 2.83 3.60 1,264 -0.03 78,967
148 Two Rivers Bank & Trust Burlington Iowa Two Rivers Financial Group, Inc. Commercial Bank 2.82 1.43 17,522 0.11 971,689
149 BankIowa Cedar Rapids Iowa Fidelity Ban Corporation Commercial Bank 2.78 3.34 14,059 0.00 792,306
150 First National Bank & Trust Company of McAlester McAlester Okla. First of McAlester Corporation Commercial Bank 2.77 2.34 9,184 0.01 570,037
151 Ciera Bank Graham Tex. First Graham Bancorp, Inc. Commercial Bank 2.76 0.99 15,560 0.00 872,959
152 First Bank & Trust Company Duncan Okla. Commercial Bank 2.75 2.98 14,923 0.00 791,365
153 Cattaraugus County Bank Little Valley N.Y. C.C.Bancorp, Inc. Commercial Bank 2.74 10.09 5,074 0.00 327,641
Cornerstone Bank Fargo N.D. Cornerstone Holding Company, Inc. Commercial Bank 2.74 3.30 21,858 0.04 1,272,994
Home Savings Bank, FSB Ludlow Ky. Savings & Loan Assoc 2.74 2.29 470 0.00 27,053
156 Industrial Bank Washington D.C. IBW Financial Corporation Commercial Bank 2.72 2.95 8,610 0.03 621,400
Plains State Bank Plains Kan. Plains Bancshares, Inc. Commercial Bank 2.72 3.31 4,389 0.00 295,133
The Bank of Romney Romney W.Va. Romney Bankshares, Inc. Commercial Bank 2.72 2.42 7,078 0.01 371,653
The First National Bank of Lindsay Lindsay Okla. First Lindsay Corporation Commercial Bank 2.72 2.79 1,675 0.00 83,885
160 Basile State Bank Basile La. Basile Bancshares, Inc. Commercial Bank 2.70 2.32 1,156 0.14 67,717
Metropolitan Capital Bank & Trust Chicago Ill. Metropolitan Capital Bancorp, Inc. Commercial Bank 2.70 2.87 3,811 -0.01 243,224
162 West Plains Bank Ainsworth Neb. Commercial Investment Co., Inc. Commercial Bank 2.69 0.00 1,994 0.00 132,566
163 215 Holding Co. Minneapolis Minn. Bank Holding Company 2.68 4.54 16,719 -0.01 1,010,835
The Savings Bank of Danbury Danbury Conn. SBD Bancorp, Inc. Savings Bank 2.68 3.17 27,382 -0.01 1,423,186
Valley Bank of Nevada North Las Vegas Nev. Commercial Bank 2.68 3.41 2,868 0.00 209,025
166 First Federal Savings and Loan Association of Newark Newark Ohio Savings & Loan Assoc 2.67 2.68 3,850 0.00 254,438
United National Bank Cairo Ga. Commercial Bank 2.67 2.81 5,148 0.00 286,445
168 CoreFirst Bank & Trust Topeka Kan. Commerce Bank and Trust Holding Company Commercial Bank 2.66 2.70 18,074 0.04 1,201,282
169 TNBANK Oak Ridge Tenn. Tennessee Valley Financial Holdings, Inc. Commercial Bank 2.65 3.12 5,078 0.00 290,803
170 First Federal Savings and Loan Bank Olathe Kan. First Federal of Olathe Bancorp, Inc. Commercial Bank 2.64 3.23 2,203 0.00 93,663
171 Parkway Bank and Trust Company Harwood Heights Ill. Parkway Bancorp, Inc. Commercial Bank 2.63 2.91 53,698 -0.03 2,830,493
172 Abbeville Building and Loan, A State Chartered Savings Bank Abbeville La. Savings Bank 2.62 2.79 1,136 0.00 61,728
173 First State Bank Irvington Ky. First Breckinridge Bancshares, Inc. Commercial Bank 2.59 3.13 3,806 -0.01 258,268
Modern Bank, National Association New York N.Y. Modern Bank Partners LLC Commercial Bank 2.59 0.95 15,930 0.00 784,113
Mutual Savings Bank Hartsville S.C. Savings & Loan Assoc 2.59 1.78 742 0.48 46,876
176 Bank of Washington Washington Mo. Diamond Bancorp, Inc Commercial Bank 2.57 2.52 18,478 -0.01 883,707
Citizens Bank Columbia Miss. Citizens Corporation Commercial Bank 2.57 2.33 7,614 0.00 479,724
The Cornerstone Bank South West City Mo. Commercial Bank 2.57 2.33 3,098 0.06 184,298
179 Star Bank Maple Lake Minn. MidWest Bancorporation, Inc. Commercial Bank 2.56 5.82 6,729 0.98 387,082
180 Farmers & Merchants Bank Lakeland Ga. FMB Bancshares, Inc. Commercial Bank 2.54 4.20 10,287 0.50 634,964
Profinium, Inc. Truman Minn. Profinium Financial Holdings, Inc. Commercial Bank 2.54 2.95 8,667 0.00 487,487
Raritan State Bank Raritan Ill. Raritan State Bancorp, Inc. Commercial Bank 2.54 1.83 3,559 -0.01 238,460
183 First State Bank of Purdy Monett Mo. Purdy Bancshares, Inc. Commercial Bank 2.53 0.95 3,569 0.01 230,715
M&T Bank Corporation Buffalo N.Y. Bank Holding Company 2.53 2.16 2,318,197 0.03 149,863,552
185 Community Savings Bank Chicago Ill. Savings Bank 2.52 2.88 5,707 0.00 450,166
First Neighbor Bank, National Association Toledo Ill. First Neighborhood Bancshares, Inc. Commercial Bank 2.52 5.03 9,188 0.02 536,385
The Home Savings and Loan Company of Kenton Kenton Ohio Commercial Bank 2.52 3.26 3,429 0.00 182,193
188 CNB Bank & Trust, NA Carlinville Ill. CNB Bank Shares, Inc. Commercial Bank 2.51 2.39 22,569 0.00 1,591,665
Merchants & Farmers Bank of Greene County Eutaw Ala. Merchants and Farmers Bancshares, Inc. Commercial Bank 2.51 1.99 1,147 0.04 88,731
190 Huron State Bank Rogers City Mich. Huron National Bancorp, Inc. Commercial Bank 2.50 3.00 972 0.31 76,077
Key Community Bank Inver Grove Heights Minn. Inver Grove Bancshares, Inc. Commercial Bank 2.50 2.34 1,239 0.00 86,612
Malvern Bank NA Paoli Pa. Malvern Bancorp, Inc. Commercial Bank 2.50 4.56 20,504 0.34 1,100,106
193 Odin State Bank Odin Minn. Odin Bancshares, Inc. Commercial Bank 2.49 2.42 883 0.21 53,961
194 Patriot Community Bank Woburn Mass. Commercial Bank 2.47 2.65 3,335 0.00 203,443
195 United Bank & Trust Co. Marshalltown Iowa Ames National Corporation Commercial Bank 2.46 2.98 1,618 -0.01 126,532
196 Lakeside Bank of Salina Salina Okla. First Pryor Bancorp, Inc. Commercial Bank 2.45 3.48 942 0.04 51,442
The Pioneer Savings Bank Cleveland Ohio Commercial Bank 2.45 4.02 579 -0.04 42,533
198 Hebron Savings Bank Hebron Md. HSB Bancorp, Inc. Commercial Bank 2.44 2.69 12,151 0.56 834,684
The Bank of New Glarus New Glarus Wis. Bancorp of New Glarus, Inc. Commercial Bank 2.44 2.68 6,192 0.00 399,450
200 First National Bank of Elmer Elmer N.J. Elmer Bancorp, Inc. Commercial Bank 2.43 1.44 6,394 0.04 380,829

Data from preliminary quarterly call reports. Excludes institutions whose loans were less than 50% of assets.

*Nonperforming loans net of the delinquent U.S. government-guaranteed portion, divided by total loans.

**Sum total of nonaccruing loans (excluding debt securities and other assets) and restructured loans, minus the guaranteed portion of nonaccruing loans wholly or partially guaranteed by the U.S. government.

***Chargeoffs, minus recoveries credited to the loan allowance. For savings institutions, net chargeoffs related to specific valuation allowance are included. Divided by average loans and leases.

Figures for prior periods are not adjusted for mergers and acquisitions. Rankings include only companies current as of June 17, 2022.

© 2022 American Banker

Source: https://www.spglobal.com/en/