Banks and Thrifts with the Highest Nonperformer Ratios

August 03, 2010, 2:33 p.m. EDT 1 Min Read

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Banks and Thrifts with the Highest Nonperformer RatiosOn March 31, 2010. Dollars in thousands Published August 3, 2010
Rank		Holding company	Institution type	Ratio*	Year earlier	Nonperformers	Net chargeoffs**	Assets
1	Eastern Savings Bank FSB Hunt Valley, Md.	none	thrift	51.51%	61.86%	$318,753	2.66%	$882,715
2	Wilton Bank Conn.	none	bank	47.48	39.53	29,669	2.87	93,414
3	Bank of Ellijay Ga.	none	bank	37.17	2.28	46,758	0.95	171,699
4	Bank of Commerce Wood Dale, Ill.	Bancshares Holding Corp.	bank	32.78	16.94	52,855	0.83	196,070
5	Gordon Bank Ga.	none	bank	32.51	36.07	5,657	0.12	31,750
6	Builders Financial Corp. Chicago	none	BHC	31.80	19.80	85,127	0.94	465,906
7	Haven Trust Bank Florida Ponte Vedra Beach	H Financial of Florida Inc.	bank	31.64	6.26	38,437	7.44	164,708
8	Delta Bank Manteca, Calif.	Delta National Bancorp	bank	31.50	11.72	20,827	0.59	115,319
9	Family Federal Savings of Illinois Cicero	GreenChoice Holding Co. Inc.	thrift	31.21	20.83	12,708	0.00	57,287
10	First Commerce Community Bank Douglasville, Ga.	First Commerce Community Bankshares Inc.	bank	30.96	15.54	50,129	2.16	261,852
11	CenTrust Bank Northbrook, Ill.	CenTrust Financial Inc.	bank	30.58	12.15	28,173	0.62	113,654
12	Cortez Community Bank Brooksville, Fla.	none	bank	30.12	22.76	18,055	2.66	82,739
13	North Georgia Bank Watkinsville	North Georgia Bancorp Inc.	bank	30.11	10.45	36,864	1.00	173,635
14	Security Bank North Lauderdale, Fla.	Faro Bancorp Inc.	bank	29.59	14.20	34,401	2.43	160,281
15	First East Side Savings Bank Tamarac, Fla.	Raddatz Family Limited Partnership	thrift	29.42	18.55	14,745	0.00	99,154
16	WestSide Bank Hiram, Ga.	none	bank	28.84	9.70	29,380	0.08	152,547
17	First Security Bank of Nevada Las Vegas	none	bank	28.79	5.34	23,504	7.26	113,348
18	Maritime Savings Bank West Allis, Wis.	none	thrift	27.48	24.54	70,804	0.94	367,509
19	Ravenswood Bank Chicago	CBR Holdings Inc.	bank	26.58	3.93	59,133	2.90	302,824
20	First Guaranty Bank and Trust Co. of Jacksonville Fla.	none	bank	26.17	10.41	90,163	0.02	474,502
21	OptimumBank Fort Lauderdale, Fla.	OptimumBank Holdings Inc.	bank	26.15	4.64	36,079	9.04	217,450
22	Coastal Community Bank Panama City, Fla.	Coastal Community Investments Inc.	bank	26.01	6.05	73,638	6.85	372,890
23	First National Bank of Florida Milton	none	bank	25.58	10.97	62,553	4.08	355,270
24	Community Security Bank New Prague, Minn.	New Prague Bancshares Inc.	bank	25.34	4.16	21,135	2.31	107,951
25	Security Exchange Bank Marietta, Ga.	SEB Bancorp Inc.	bank	25.00	15.48	26,665	1.49	184,439
26	Copper Star Bank Scottsdale, Ariz.	Star Bancorp	bank	24.74	8.22	41,258	0.34	215,193
27	Home Federal Bank of Hollywood Hallandale Beach, Fla.	Home Bancgroup Inc.	thrift	24.40	13.22	15,337	0.00	87,214
28	Bank of Coral Gables Fla.	none	bank	24.35	3.99	29,466	2.57	139,980
29	North County Bank Arlington, Wash.	County Bancorp Inc.	bank	24.24	8.15	54,248	8.12	326,368
30	Wakulla Bancorp Crawfordville, Fla.	none	BHC	24.08	4.62	76,741	2.47	454,806
31	ISN Bank Cherry Hill, N.J.	none	bank	23.91	11.70	16,026	24.42	84,266
32	San Luis Trust Bank FSB San Luis Obispo, Calif.	none	thrift	23.79	6.62	62,027	5.70	327,073
33	Community Financial Holding Co. Inc. Duluth, Ga.	none	BHC	23.76	NA	77,995	6.20	514,374
34	Habersham Bancorp Cornelia, Ga.	none	BHC	23.75	16.15	62,883	9.68	436,318
35	Providence Bank Alpharetta, Ga.	none	bank	23.45	8.49	21,505	0.63	122,240
36	Valley Community Bank St. Charles, Ill.	Valley Community Bancorp Inc.	bank	23.03	11.15	23,989	1.31	154,101
37	First National Bank of Crestview Fla.	FNBC Financial Corp.	bank	22.81	10.59	18,062	4.99	146,615
38	First Bank of Jacksonville Fla.	none	bank	22.66	10.82	13,505	3.34	84,495
39	Community First Bank-Chicago	none	bank	22.61	4.84	9,205	0.00	60,009
40	Progress Bank of Florida Tampa	FA Capital LLC	bank	22.51	5.92	23,684	8.53	119,407
41	Gulf Coast Community Bank Pensacola, Fla.	none	bank	22.21	5.84	47,012	1.08	266,418
42	Legacy State Bank Loganville, Ga.	none	bank	22.10	11.42	11,659	0.35	104,978
43	International Bancorp of Miami Inc. Coral Gables, Fla.	Granvalor Holding Ltd.	BHC	21.95	19.81	79,931	6.84	494,000
44	Henry County Bancshares Inc. Stockbridge, Ga.	none	BHC	21.93	16.46	91,751	0.05	600,268
45	First Commercial Bank of Tampa Bay Tampa	FCB Financial Inc.	bank	21.88	12.29	19,663	0.77	134,467
46	ShoreBank Corp. Chicago	none	BHC	21.70	9.16	318,430	3.55	2,511,454
	Western Community Bank Orem, Utah	Community Bancorp.	bank	21.70	9.58	18,965	4.89	113,146
48	SouthwestUSA Bank Las Vegas	SouthwestUSA Corp.	bank	21.40	16.16	36,294	1.85	214,042
49	FirsTier Bancorp Broomfield, Colo.	none	BHC	21.33	4.42	142,873	1.93	889,746
50	Hershenhorn Bancorp. Inc. Palatine, Ill.	none	BHC	21.26	14.99	56,100	-0.03	366,595
51	Doral GP Ltd. San Juan, Puerto Rico	none	BHC	21.22	17.73	1,209,158	0.51	9,638,553
52	Liberty Federal Savings Bank Enid, Okla.	none	thrift	21.18	11.39	29,150	0.77	177,389
53	Premier Bancshares Inc. Jefferson City, Mo.	none	BHC	21.17	9.17	193,031	7.10	1,249,427
54	Great Florida Bank Miami Lakes	none	bank	20.76	12.94	248,212	2.36	1,772,918
55	DBT Holding Co. Vidalia, Ga.	none	BHC	20.72	9.12	97,674	0.65	793,349
56	Mountain Heritage Bank Clayton, Ga.	none	bank	20.55	3.58	16,366	0.08	118,881
57	All American Bank Des Plaines, Ill.	none	bank	20.46	5.96	6,040	-0.08	38,427
58	Nexity Financial Corp. Birmingham, Ala.	none	BHC	20.45	14.32	100,078	1.59	950,454
59	Rogers Bancshares Inc. Little Rock	none	BHC	20.34	7.03	193,149	4.82	1,413,174
60	Home Valley Bank Grants Pass, Ore.	Home Valley Bancorp Inc.	bank	20.21	10.79	41,193	4.69	251,846
61	Putnam State Bank Palatka, Fla.	Neighborhood Bank Corp.	bank	20.20	14.49	27,793	2.87	200,019
62	Lydian Private Bank Palm Beach, Fla.	Lydian Trust Co.	thrift	20.19	4.86	295,628	-0.02	1,941,389
63	First Bankshares Inc. Winter Park, Fla.	none	BHC	20.10	11.19	60,645	1.38	427,883
64	American Trust Bank Roswell, Ga.	American Trust Bancorp	bank	20.07	7.99	37,122	1.01	281,305
65	K Capital Corp. Owings Mills, Md.	none	BHC	20.05	12.38	91,261	6.29	604,508
66	Nevada Commerce Bank Las Vegas	NCB Financial	bank	20.02	1.69	26,502	0.41	200,621
67	High Trust Bank Stockbridge, Ga.	High Trust Bancorp Inc.	bank	19.94	10.51	33,388	-0.01	211,905
	PSB Group Inc. Madison Heights, Mich.	none	BHC	19.94	8.14	70,331	0.92	458,181
69	Pueblo Bank and Trust Co. Colo.	Pueblo Bancorp.	bank	19.93	13.86	46,747	4.53	348,757
70	Bank of Wrightsville Ga.	Wrightsville Bancshares Inc.	bank	19.91	5.30	6,622	-0.07	59,918
71	Capmark Bank Midvale, Utah	KKR Millennium Fund L.P.	bank	19.90	5.46	1,330,676	8.73	9,852,116
	Enterprise Banking Co. McDonough, Ga.	Enterprise Banking Co. Inc.	bank	19.90	7.11	15,097	0.71	104,686
73	American Metro Bank Chicago	American Metro Bancorp Inc.	bank	19.84	18.18	14,658	0.00	98,580
	Mountain National Bancshares Inc. Sevierville, Tenn.	none	BHC	19.84	8.47	80,146	0.58	646,618
75	Montgomery Bank and Trust Ailey, Ga.	Montgomery County Bankshares Inc.	bank	19.63	10.73	29,533	1.87	238,943
76	First Sound Bank Seattle	none	bank	19.57	8.01	30,787	9.14	190,379
77	Chestatee State Bank Dawsonville, Ga.	Chestatee Bancshares Inc.	bank	19.53	23.20	35,848	5.08	267,348
78	First Arizona Savings Scottsdale	FASLA Holding Co.	thrift	19.51	13.24	38,922	-0.08	294,005
79	FirsTier Bank Kimball, Neb.	FirsTier II Bancorp	bank	19.24	2.81	44,523	-0.25	319,115
	Northwest Bank and Trust Acworth, Ga.	Northwest Bancshares Inc.	bank	19.24	12.52	20,254	2.27	167,675
81	Central Progressive Bank Lacombe, La.	Blossman Bancshares Inc.	bank	19.22	24.23	50,114	0.20	413,103
82	McIntosh Bancshares Inc. Jackson, Ga.	none	BHC	19.20	9.45	49,831	3.52	394,170
83	First Asian Bank Las Vegas	none	bank	19.06	0.00	5,942	3.60	41,832
84	Flagstar Bank FSB Troy, Mich.	MatlinPatterson LLC	thrift	18.95	9.49	1,761,914	1.47	14,323,245
	Security Savings Bank SSB Southport, N.C.	none	savings bank	18.95	2.70	57,583	4.85	430,882
86	OneWest Bank FSB Pasadena, Calif.	IMB Management Holdings LP	thrift	18.91	17.70	2,964,434	0.00	27,957,076
87	FCB Florida Bancorp. Inc. Orlando	none	BHC	18.72	11.32	95,264	1.22	662,870
88	Coastal Bank Cocoa Beach, Fla.	Coastal Bancorp. Inc.	thrift	18.71	12.33	20,137	0.18	149,507
89	American Enterprise Bank Buffalo Grove, Ill.	A. E. Bancorp Inc.	bank	18.70	4.86	53,165	-1.66	401,904
90	Fidelity Bank of Florida Merritt Island	none	bank	18.62	9.39	62,627	2.91	425,650
91	Legacy Bank Milwaukee	Legacy Bancorp Inc.	bank	18.59	3.81	31,299	0.91	247,796
92	Pikes Peak National Bank Colorado Springs	Pikes Peak National Co.	bank	18.54	9.03	9,513	0.70	84,015
93	Pinnacle Bank Rogers, Ark.	Pinnacle Bancshares Inc.	bank	18.41	4.94	13,565	0.30	106,324
94	PAB Bankshares Inc. Valdosta, Ga.	none	BHC	18.37	6.70	139,169	0.40	1,249,684
95	Pan American Bank Los Angeles	none	bank	18.31	2.49	6,186	0.75	42,909
96	Western Springs National Bank and Trust Ill.	Western Springs Bancorp Inc.	bank	18.23	5.33	31,427	9.99	219,087
97	Peoples Community National Bank Bremen, Ga.	PCNB Bancshares Inc.	bank	18.12	6.45	8,227	7.17	75,967
98	SBC Inc. Countryside, Ill.	none	BHC	17.92	12.80	101,961	1.80	888,798
99	Mid State Banks Inc. Hawkinsville, Ga.	none	BHC	17.85	10.66	43,027	3.88	338,119
100	First National Bank of Coffee County Douglas, Ga.	FNC Bancorp Inc.	bank	17.77	3.25	16,423	0.80	135,365
101	Seattle Bank	Seattle Financial Group Inc.	savings bank	17.72	16.23	79,216	1.39	554,877
102	EuroBank Coral Gables, Fla.	none	bank	17.65	4.00	11,486	0.07	101,023
103	Northpointe Bank Grand Rapids	Northpointe Bancshares Inc.	bank	17.59	13.18	36,893	2.07	266,669
	Transatlantic Holding Corp. Miami	Banco Sabadell SA	foreign BHC	17.59	18.88	67,902	2.55	629,145
105	First Federal Bank Harrison, Ark.	First Federal Bancshares of Arkansas Inc.	thrift	17.56	12.07	84,990	0.20	697,390
106	Independent National Bank Ocala, Fla.	Independent BancShares Inc.	bank	17.43	4.80	22,003	4.73	162,854
107	Community National Bank at Bartow Fla.	Community One Bancshares Inc.	bank	17.34	11.73	9,242	8.67	74,632
108	Security Savings Bank FSB Olathe, Kan.	Brittany Savings Corp.	thrift	17.30	6.15	64,339	0.12	536,140
109	Prime Pacific Bank Lynnwood, Wash.	Prime Pacific Financial Services	bank	17.23	8.97	21,501	1.32	163,033
110	Northern States Financial Corp. Waukegan, Ill.	none	BHC	17.21	7.79	70,467	0.58	575,745
111	First Chicago Bancorp	Eggemeyer Capital LLC	BHC	17.19	6.53	149,665	5.50	1,132,338
112	Osceola Bancorp. Inc. Wis.	none	BHC	17.18	10.60	61,493	0.76	472,018
113	Gulf State Community Bank Carrabelle, Fla.	Gulf State Bancorp	bank	17.17	8.80	13,718	1.41	119,569
114	Central Florida State Bank Belleview	none	bank	17.14	12.09	11,689	4.80	94,892
115	Patriot National Bancorp Inc. Stamford, Conn.	none	BHC	17.13	11.63	109,639	0.89	814,749
116	First South Bank Spartanburg, S.C.	First South Bancorp Inc.	bank	17.09	4.74	58,345	0.92	482,860
117	American Bank Bozeman, Mont.	Guaranty Development Co.	bank	17.06	9.82	52,646	0.97	391,512
118	Palm Desert National Bank Calif.	Palm Desert Investments	bank	17.02	14.27	30,646	2.46	264,791
119	Crescent Banking Co. Jasper, Ga.	none	BHC	17.01	3.75	120,528	7.07	1,013,534
120	International Finance Bank Miami	none	bank	16.94	4.22	55,660	1.40	519,600
121	First National Bank and Trust Co. in Larned Kan.	Pawnee Bancshares Inc.	bank	16.91	16.75	3,335	23.28	33,383
122	CreekSide Bank Woodstock, Ga.	none	bank	16.88	11.14	13,308	0.13	117,620
123	Second Federal Savings and Loan Association of Chicago	none	thrift	16.87	7.81	31,246	0.00	226,817
124	Pacific State Bank Stockton, Calif.	Pacific State Bancorp	bank	16.83	9.27	41,072	0.15	322,254
125	HomeStreet Bank Seattle	HomeStreet Inc.	savings bank	16.68	12.82	344,555	2.22	3,148,463
126	SunFirst Bank St. George, Utah	SunFirst Corp.	bank	16.52	11.59	26,756	5.14	243,819
127	Union Credit Bank Miami	Apollo Bancshares Inc.	bank	16.49	7.05	16,353	1.01	166,976
128	Bank of Washington Lynnwood	Washington Bancorp Inc.	bank	16.37	9.67	23,838	-0.14	192,524
129	Security State Bank Iron River, Wis.	Security Bank Shares Inc.	bank	16.35	9.73	11,644	1.78	105,677
130	Oglethorpe Bank Brunswick, Ga.	Oglethorpe Bank Holding Co. Inc.	bank	16.27	3.42	32,156	9.26	251,151
131	First United Bank Crete, Ill.	Crete Bancorp. Inc.	bank	16.25	4.51	47,628	0.18	434,910
132	Bank of the Eastern Shore Cambridge, Md.	none	bank	16.24	1.96	29,162	0.55	231,205
133	Ocean Bankshares Inc. Miami	none	BHC	16.23	22.53	496,341	3.34	3,888,693
134	FNBH Bancorp Inc. Howell, Mich.	none	BHC	16.22	12.07	42,440	6.05	313,629
135	First Vietnamese American Bank Westminster, Calif.	none	bank	16.20	4.45	5,745	1.31	52,015
136	Metro Phoenix Bank	none	bank	16.18	3.86	9,686	0.00	69,749
137	First State Bancorp. Albuquerque	none	BHC	16.15	6.04	306,601	5.13	2,852,646
138	First City Bank of Florida Fort Walton Beach	Florida First City Banks Inc.	bank	16.14	10.10	35,334	1.78	340,961
139	Central Pacific Financial Corp. Honolulu	none	BHC	16.08	3.69	466,479	6.89	4,434,177
140	Bank of George Las Vegas	none	bank	16.02	2.16	13,526	-0.31	125,668
141	Community Bank of Manatee Bradenton, Fla.	CBM Florida Holding Co.	bank	15.99	13.91	29,222	3.74	265,935
142	Commonwealth Bankshares Inc. Norfolk	none	BHC	15.91	5.77	159,443	0.64	1,245,456
143	Atlantic Southern Financial Group Inc. Macon, Ga.	none	BHC	15.76	3.10	110,033	0.91	942,068
144	Interamerican Bank Miami	Voting Trust -Ferrera Fuentes Pacheco	thrift	15.71	14.07	34,184	0.16	252,032
145	First Olathe Bancshares Inc. Overland Park, Kan.	none	BHC	15.68	3.66	191,795	0.30	1,587,664
146	Oxford Bank Corp. Mich.	none	BHC	15.66	9.96	34,197	2.34	317,498
147	Colombo Bank Rockville, Md.	Colombo Bancshares Inc.	thrift	15.64	3.32	17,909	0.00	164,791
148	Palos Bancshares Inc. Palos Heights, Ill.	none	BHC	15.51	6.21	52,230	0.11	496,104
149	Regal Financial Bank Seattle	Regal Financial Bancorp Inc.	bank	15.46	8.63	16,380	1.70	144,086
150	Community Federal Savings Bank Woodhaven, N.Y.	Community FSB Holding Co.	thrift	15.45	3.70	5,955	0.00	60,407
151	First Commercial Bank Bloomington, Minn.	Commercial Bancshares Inc.	bank	15.43	3.45	45,410	1.31	347,143
	Thornton Holding Co. Inc. Douglasville, Ga.	none	BHC	15.43	6.34	38,148	0.96	357,370
153	CornerstoneBank Atlanta	Cornerstone Bancshares	thrift	15.42	12.96	51,499	-0.01	535,573
154	Beach Community Bancshares Inc. Fort Walton Beach, Fla.	none	BHC	15.41	5.67	75,674	1.04	686,898
155	Bayside Savings Bank Port St. Joe, Fla.	Coastal Community Investments Inc.	thrift	15.37	13.82	6,362	4.94	66,098
156	Royal Savings Bank Chicago	Royal Financial Inc.	savings bank	15.31	15.00	11,110	3.78	82,068
157	Carolina Federal Savings Bank Charleston, S.C.	none	thrift	15.21	6.72	8,302	0.69	61,174
158	Maple Bank Champlin, Minn.	Maple Financial Holding Co.	bank	15.17	5.06	5,979	-7.21	60,625
159	Bridgeview Bancorp Inc. Ill.	none	BHC	15.03	6.24	168,481	1.72	1,546,026
160	Banorte USA Corp. McAllen, Texas	Grupo Financiero Banorte S.A. de C.V.	foreign BHC	15.01	5.72	170,993	2.20	2,176,731
161	First Mountain Bank Big Bear Lake, Calif.	First Mountain Bancorp	bank	14.96	3.89	15,624	0.28	136,701
162	Tennessee State Bancshares Inc. Pigeon Forge	none	BHC	14.95	1.80	81,866	0.54	779,576
163	Citizens Bank of Northern California Nevada City	Citizens Bancorp	bank	14.94	9.61	44,313	1.90	338,159
164	Equity Bank SSB Dallas	EJ Financial Corp.	savings bank	14.93	7.86	26,639	0.08	239,348
165	Community Valley Bancorp Chico, Calif.	none	BHC	14.89	6.43	63,433	2.88	522,187
166	MBank Gresham, Ore.	Merchants Bancorp	bank	14.85	13.22	24,368	2.29	241,476
167	Canyon National Bank Palm Springs, Calif.	Canyon Bancorp	bank	14.78	8.05	28,544	2.50	247,469
168	Village Bank St. George, Utah	Village Bancorp	bank	14.77	5.13	24,437	5.40	241,166
169	Evergreen State Bank Stoughton, Wis.	First National Bancorp. of Stoughton Inc.	bank	14.67	4.30	26,113	0.40	288,909
170	North Alabama Bank Hazel Green	North Alabama Bancshares Inc.	bank	14.62	1.27	16,297	3.12	149,573
171	Citizens Exchange Bank Pearson, Ga.	Sum Financial Corp.	bank	14.59	3.25	2,149	-0.03	28,803
	Mercantil Commercebank Holding Corp. Coral Gables, Fla.	Mercantil Servicios Financieros	foreign BHC	14.59	9.54	472,164	1.57	6,023,039
173	Sabal Palm Bank Sarasota, Fla.	none	bank	14.51	10.68	7,167	0.00	94,741
174	First Suburban National Bank Maywood, Ill.	First Suburban Bancorp Corp.	bank	14.45	10.40	16,635	0.37	166,412
175	Rosemount National Bank Minn.	Rosemount Financial Services Inc.	bank	14.35	12.29	3,223	8.86	38,807
176	Holladay Bank and Trust Salt Lake City	none	bank	14.25	17.65	5,552	0.07	58,467
177	Covenant Bank and Trust Rock Spring, Ga.	none	bank	14.22	3.97	12,377	0.04	113,086
	Hull Federal Savings Bank Baltimore	none	thrift	14.22	8.52	3,520	0.00	26,442
179	CommunitySouth Bank and Trust Easley, S.C.	CommunitySouth Financial Corp.	bank	14.21	5.27	36,913	1.40	440,542
180	First Banking Center Inc. Burlington, Wis.	none	BHC	14.19	4.01	86,680	0.49	873,057
	Idaho Trust Bank Boise	Idaho Trust Bancorp	bank	14.19	3.27	8,992	0.00	92,399
182	Town Center Bank Coppell, Texas	Town Center Holdings Inc.	bank	14.18	11.17	3,847	-0.65	40,160
183	Brooklyn Federal Savings Bank MHC N.Y.	BFS Bancorp MHC	thrift	14.15	0.46	60,597	0.16	526,413
184	First Savings Bank Northwest Renton, Wash.	First Financial Northwest Inc.	savings bank	14.14	7.06	147,553	3.56	1,311,068
185	Sterling Bank Lantana, Fla.	Sterling BancGroup Inc.	bank	14.12	9.06	34,686	5.35	407,876
186	U.S. Century Bank Doral, Fla.	none	bank	14.10	4.46	231,788	0.22	1,965,353
	Viking Financial Services Corp. Seattle	none	BHC	14.10	5.29	60,381	0.77	557,572
188	Piedmont Bank Lawrenceville, Ga.	Piedmont Bancorp Inc.	bank	14.09	7.06	33,269	0.00	316,169
	Seaway Community Bank St. Clair, Mich.	Northstar Financial Group Inc.	bank	14.09	5.29	16,816	2.49	161,788
190	Sinopac Bancorp Los Angeles	Sinopac Holdings	foreign BHC	14.06	3.86	176,987	8.47	1,879,111
191	Monarch Community Bank Coldwater, Mich.	Monarch Community Bancorp Inc.	bank	14.02	4.68	31,461	2.40	286,283
192	Chinatrust Capital Corp. Torrance, Calif.	Chinatrust Financial Holding Co. Ltd.	BHC	14.01	11.10	177,835	7.75	1,915,167
193	BankMeridian Columbia, S.C.	none	bank	13.99	4.97	31,872	1.07	303,731
194	Millennium Bankshares Corp. Sterling, Va.	none	BHC	13.98	5.44	18,271	3.57	231,367
195	Hillcrest Bancshares Inc. Overland Park, Kan.	none	BHC	13.96	8.36	163,096	3.88	1,709,489
	Paris National Bank Mo.	Paris Bancshares Inc.	bank	13.96	3.92	6,178	-0.07	76,282
197	1st Advantage Bank St. Peters, Mo.	1st Advantage Bancshares Inc.	bank	13.91	1.31	12,689	1.23	111,644
198	Dearborn Bancorp Inc. Mich.	none	BHC	13.88	9.07	113,976	2.37	970,699
	Independent Bankers’ Bank of Florida Lake Mary	Bankers’ Bancorp. of Florida Inc.	bank	13.88	2.81	31,809	1.43	416,015
200	Surety Bank Deland, Fla.	none	bank	13.87	5.50	14,039	0.26	138,598

Notes: Data from preliminary quarterly call reports and thrift financial reports from the FDIC and OTS. Excludes institutions whose loans were less than 50% of assets.
*Nonperforming loans and leases as percent of gross loans and leases.
**Chargeoffs, minus recoveries credited to the loan allowance. For savings institutions, net chargeoffs related to specific valuation allowance are included. Divided by average loans and leases. Figures for prior periods are not adjusted for mergers and acquisitions. Rankings include only companies current as of July 22, 2010.

Source:

<small>SNL Financial</small>