Banks and Thrifts with the Largest C&I Loan Portfolios

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Banks and Thrifts with the Largest C&I Loan Portfolios

Banks and Thrifts with the Largest C&I Loan PortfoliosOn Sept. 30, 2012. Dollars in thousands
Published January 23, 2013

Rank   Type of
institution
U.S. commercial and industrial loans Nonperforming*
Sept. 30 Year earlier Change Sept. 30 Year earlier
1 Bank of America Corp. Charlotte, N.C. BHC $198,805,346 $175,411,797 13.3% 4.54% 4.89%
2 Wells Fargo & Co. San Francisco BHC 158,070,000 142,326,000 11.1 4.26 4.38
3 Citigroup Inc. New York BHC 142,421,000 120,787,000 17.9 5.30 5.79
4 JPMorgan Chase & Co. New York BHC 133,636,000 110,700,000 20.7 5.20 7.11
5 PNC Financial Services Group Inc. Pittsburgh BHC 53,893,581 44,166,672 22.0 2.57 3.16
6 U.S. Bancorp Minneapolis BHC 46,599,000 39,852,000 16.9 2.97 3.66
7 Ally Financial Inc. Detroit BHC 41,913,000 38,419,000 9.1 1.33 4.36
8 SunTrust Banks Inc. Atlanta BHC 32,511,527 28,400,798 14.5 3.36 4.89
9 Fifth Third Bancorp Cincinnati BHC 28,580,495 24,307,665 17.6 3.70 4.34
10 Comerica Inc. Dallas BHC 25,022,631 21,810,030 14.7 1.82 2.46
11 HSBC North America Holdings Inc. New York foreign BHC 21,928,503 16,443,832 33.4 21.67 20.00
12 RBS Citizens Financial Group Inc. Providence, R.I. foreign BHC 20,838,139 18,133,027 14.9 2.47 2.60
13 Regions Financial Corp. Birmingham, Ala. BHC 18,163,070 16,591,007 9.5 6.12 6.97
14 Capital One Financial Corp. McLean, Va. BHC 17,916,956 16,605,645 7.9 1.03 1.73
15 UnionBanCal Corp. San Francisco foreign BHC 17,803,158 14,768,187 20.6 1.62 1.88
16 KeyCorp Cleveland BHC 17,247,672 14,337,573 20.3 1.15 1.55
17 BB&T Corp. Winston-Salem, N.C. BHC 15,832,614 14,380,460 10.1 2.20 2.82
18 TD Bank US Holding Co. Portland, Maine foreign BHC 15,687,759 13,347,324 17.5 1.47 1.93
19 Morgan Stanley New York BHC 14,597,000 11,856,000 23.1 1.16 1.31
20 Utrecht-America Holdings Inc. New York foreign BHC 13,762,000 14,649,000 -6.1 2.62 2.71
21 M&T Bank Corp. Buffalo, N.Y. BHC 13,406,056 12,304,666 9.0 1.82 2.26
22 BMO Financial Corp. Chicago foreign BHC 13,404,733 13,017,053 3.0 3.61 3.01
23 BBVA USA Bancshares Inc. Houston foreign BHC 12,242,905 10,750,971 13.9 2.71 4.43
24 Santander Holdings USA Inc. Boston foreign BHC 11,813,183 NA NA 3.31 NA
25 Huntington Bancshares Inc. Columbus, Ohio BHC 11,166,970 9,369,435 19.2 2.46 3.00
26 GE Capital Bank Salt Lake City commercial bank 10,210,955 7,253,922 40.8 1.00 0.18
27 CIT Group Inc. New York BHC 10,193,721 9,594,583 6.2 2.92 4.10
28 Zions Bancorp. Salt Lake City BHC 9,989,219 9,031,803 10.6 3.01 4.04
29 American Express Co. New York BHC 8,712,000 7,983,000 9.1 1.24 1.52
30 BancWest Corp. San Francisco foreign BHC 8,422,916 7,547,924 11.6 2.13 3.01
31 MetLife Inc. New York BHC 8,168,616 8,576,778 -4.8 0.46 0.58
32 Goldman Sachs Group Inc. New York BHC 7,298,000 938,000 678.0 0.31 0.00
33 SVB Financial Group Santa Clara, Calif. BHC 5,860,457 4,360,162 34.4 0.49 0.66
34 Raymond James Financial Inc. St. Petersburg, Fla. BHC 5,430,079 NA NA 1.16 NA
35 Northern Trust Corp. Chicago BHC 5,396,532 4,917,423 9.7 1.11 1.17
36 BOK Financial Corp. Tulsa, Okla. BHC 5,068,141 4,206,768 20.5 1.17 2.14
37 City National Corp. Los Angeles BHC 4,846,094 4,386,649 10.5 1.17 1.23
38 Wintrust Financial Corp. Rosemont, Ill. BHC 4,831,303 3,901,446 23.8 1.94 3.74
39 Deutsche Bank Trust Corp. New York foreign BHC 4,646,000 NA NA 0.70 NA
40 People's United Financial Inc. Bridgeport, Conn. BHC 4,541,198 NA NA 2.71 NA
41 Ameriprise Financial Inc. Minneapolis BHC 4,481,652 NA NA 1.14 NA
42 PrivateBancorp Inc. Chicago BHC 4,406,355 3,354,186 31.4 2.76 4.86
43 UBS Bank USA Salt Lake City foreign bank 4,389,102 3,968,365 10.6 0.00 0.01
44 East West Bancorp Inc. Pasadena, Calif. BHC 4,305,333 3,779,179 13.9 2.75 3.31
45 First Niagara Financial Group Inc. Buffalo, N.Y. BHC 4,138,299 3,213,170 28.8 1.00 0.76
46 Cullen/Frost Bankers Inc. San Antonio BHC 3,940,459 3,540,310 11.3 1.21 1.36
47 Synovus Financial Corp. Columbus, Ga. BHC 3,842,198 3,477,848 10.5 7.03 7.72
48 Associated Banc-Corp Green Bay, Wis. BHC 3,836,917 2,934,199 30.8 2.72 3.74
49 First Horizon National Corp. Memphis, Tenn. BHC 3,768,620 4,106,380 -8.2 4.34 4.21
50 Hancock Holding Co. Gulfport, Miss. BHC 3,353,885 2,775,138 20.9 1.46 0.96
51 Texas Capital Bancshares Inc. Dallas BHC 3,265,706 2,431,160 34.3 0.71 1.27
52 Webster Financial Corp. Waterbury, Conn. BHC 2,918,685 2,632,121 10.9 4.40 5.36
53 TCF Financial Corp. Wayzata, Minn. BHC 2,889,031 2,076,921 39.1 6.21 5.07
54 FirstMerit Corp. Akron, Ohio BHC 2,886,942 2,582,322 11.8 1.52 1.92
55 Apple Financial Holdings Inc. New York BHC 2,575,799 1,412,216 82.4 0.17 0.13
56 UMB Financial Corp. Kansas City, Mo. BHC 2,526,357 1,873,738 34.8 0.52 0.41
57 Bank Leumi Le-Israel Corp. New York foreign BHC 2,515,920 2,798,285 -10.1 2.13 2.33
58 Discount Bancorp Inc. New York foreign BHC 2,412,678 2,447,141 -1.4 1.29 1.88
59 Popular Inc. Hato Rey, Puerto Rico BHC 2,246,000 2,455,000 -8.5 8.60 9.01
60 Bank of New York Mellon Corp. BHC 2,087,000 2,374,000 -12.1 0.89 1.01
61 CapitalSource Bank Los Angeles commercial bank 2,083,552 1,654,664 25.9 1.60 3.18
62 Cathay General Bancorp El Monte, Calif. BHC 2,057,920 1,751,562 17.5 3.42 4.56
63 Commerce Bancshares Inc. Kansas City, Mo. BHC 2,051,046 1,878,325 9.2 1.15 1.39
64 Iberiabank Corp. Lafayette, La. BHC 2,046,838 1,575,766 29.9 6.25 11.48
65 MB Financial Inc. Chicago BHC 2,020,799 1,863,245 8.5 2.18 3.01
66 Valley National Bancorp Wayne, N.J. BHC 1,851,271 1,641,219 12.8 2.86 3.36
67 Fulton Financial Corp. Lancaster, Pa. BHC 1,822,863 1,757,281 3.7 2.18 2.69
68 1st Source Corp. South Bend, Ind. BHC 1,755,463 1,634,153 7.4 1.57 2.04
69 Susquehanna Bancshares Inc. Lititz, Pa. BHC 1,727,320 1,461,802 18.2 0.96 2.28
70 Mizuho Corporate Bank USA New York foreign bank 1,706,374 1,622,120 5.2 0.00 0.00
71 Mercantil Commercebank Holding Corp. Coral Gables, Fla. foreign BHC 1,693,786 1,476,593 14.7 3.25 6.44
72 First Citizens BancShares Inc. Raleigh, N.C. BHC 1,689,716 1,806,029 -6.4 2.72 3.70
73 First Republic Bank San Francisco commercial bank 1,664,160 1,137,572 46.3 0.19 0.16
74 Signature Bank New York commercial bank 1,632,980 1,186,195 37.7 0.72 0.96
75 F.N.B. Corp. Hermitage, Pa. BHC 1,539,004 1,279,655 20.3 1.08 2.00
76 Taylor Capital Group Inc. Rosemont, Ill. BHC 1,456,899 1,282,923 13.6 2.26 4.40
77 Doral Financial Corp. San Juan, Puerto Rico BHC 1,447,968 1,058,120 36.8 17.69 24.81
78 Beal Financial Corp. Plano, Texas BHC 1,361,930 NA NA 9.77 NA
79 WEX Bank Midvale, Utah commercial bank 1,328,225 1,263,266 5.1 0.00 0.00
80 Citizens Republic Bancorp Inc. Flint, Mich. BHC 1,325,697 1,093,194 21.3 1.86 2.26
81 National Americas Holdings LLC New York foreign BHC 1,290,538 886,998 45.5 3.38 6.14
82 BancorpSouth Inc. Tupelo, Miss. BHC 1,272,018 1,302,075 -2.3 2.78 3.87
83 First Midwest Bancorp Inc. Itasca, Ill. BHC 1,270,309 1,056,130 20.3 3.82 3.66
84 Cadence Bancorp LLC Houston BHC 1,266,958 218,291 480.4 0.15 0.36
85 Pinnacle Financial Partners Inc. Nashville, Tenn. BHC 1,259,179 1,073,543 17.3 1.70 2.21
86 Umpqua Holdings Corp. Portland, Ore. BHC 1,237,377 1,172,378 5.5 2.05 2.73
87 IMB HoldCo LLC Pasadena, Calif. BHC 1,205,849 NA NA 0.89 NA
88 PlainsCapital Corp. Dallas BHC 1,199,602 1,041,609 15.2 1.42 1.95
89 Trustmark Corp. Jackson, Miss. BHC 1,168,856 1,085,525 7.7 1.42 1.66
90 BankUnited Inc. Miami Lakes, Fla. BHC 1,159,506 NA NA 0.70 NA
91 Arvest Bank Group Inc. Bentonville, Ark. BHC 1,106,711 981,029 12.8 5.08 5.06
92 GE Capital Retail Bank Draper, Utah savings bank 1,100,744 1,129,309 -2.5 2.69 3.46
93 First BanCorp. San Juan, Puerto Rico BHC 1,096,715 1,419,121 -22.7 14.69 13.65
94 Bremer Financial Corp. St. Paul, Minn. BHC 1,083,766 1,059,144 2.3 1.91 2.13
95 Intrust Financial Corp. Wichita, Kan. BHC 1,052,815 992,799 6.0 6.73 1.98
96 New York Private Bank and Trust Corp. BHC 1,029,213 566,242 81.8 11.54 12.24
97 United Bankshares Inc. Charleston, W.Va. BHC 1,016,787 954,929 6.5 1.36 0.92
98 Santander BanCorp Guaynabo, Puerto Rico foreign BHC 990,030 974,138 1.6 9.37 9.49
99 BBCN Bancorp Inc. Los Angeles BHC 975,006 499,782 95.1 1.81 2.54
100 First Commonwealth Financial Corp. Indiana, Pa. BHC 965,614 819,745 17.8 2.23 3.88
101

F&M Bancorp. Inc. Tulsa, Okla.

BHC 943,984 670,465 40.8 1.03 0.85
102 Western Alliance Bancorp. Phoenix BHC 931,965 721,115 29.2 4.02 4.20
103 SNBNY Holdings Ltd. New York BHC 921,439 987,889 -6.7 0.15 0.04
104 Enterprise Financial Services Corp Clayton, Mo. BHC 906,654 752,135 20.5 1.45 2.18
105 International Bancshares Corp. Laredo, Texas BHC 883,213 886,173 -0.3 1.68 2.18
106 TriState Capital Holdings Inc. Pittsburgh BHC 871,565 647,108 34.7 0.87 1.56
107 ServisFirst Bancshares Inc. Birmingham, Ala. BHC 865,283 657,107 31.7 1.02 1.27
108 Old National Bancorp Evansville, Ind. BHC 864,512 887,541 -2.6 5.43 6.67
109 Community Trust Financial Corp. Ruston, La. BHC 858,358 593,386 44.7 1.04 1.52
110 National Penn Bancshares Inc. Boyertown, Pa. BHC 846,484 813,746 4.0 1.10 1.27
111 Lakeland Financial Corp. Warsaw, Ind. BHC 829,578 765,546 8.4 2.66 2.52
112 Sterling Bancorp New York BHC 785,379 847,836 -7.4 0.58 0.82
113 Manufacturers Bank Los Angeles foreign bank 753,973 613,496 22.9 1.20 1.97
114 First Financial Bancorp. Cincinnati BHC 730,043 775,378 -5.8 2.04 2.21
115 Brookline Bancorp Inc. Mass. BHC 716,730 410,530 74.6 0.78 0.43
116 PacWest Bancorp Los Angeles BHC 702,287 627,139 12.0 4.11 3.97
117 Eastern Bank Corp. Boston BHC 698,700 610,632 14.4 2.17 2.21
118 W.T.B. Financial Corp. Spokane, Wash. BHC 691,332 644,233 7.3 2.75 2.40
119 NBT Bancorp Inc. Norwich, N.Y. BHC 689,052 582,307 18.3 1.00 1.07
120 Central Bancompany Inc. Jefferson City, Mo. BHC 688,771 632,645 8.9 2.42 2.92
121 Heartland Financial USA Inc. Dubuque, Iowa BHC 671,580 524,791 28.0 2.37 4.18
122 Independent Bank Corp. Rockland, Mass. BHC 663,329 618,518 7.2 1.84 1.57
123 Hawaiian Electric Industries Inc. Honolulu BHC 656,859 NA NA 2.11 NA
124 Columbia Banking System Inc. Tacoma, Wash. BHC 653,988 652,985 0.2 1.91 2.16
125 BancFirst Corp. Oklahoma City BHC 647,107 617,121 4.9 1.28 1.10
126 Square 1 Financial Inc. Durham, N.C. BHC 647,036 582,217 11.1 1.12 1.25
127 Mutual of Omaha Bank Neb. savings bank 623,542 678,407 -8.1 1.21 2.49
128 First Interstate BancSystem Inc. Billings, Mont. BHC 622,609 648,175 -3.9 3.75 5.95
129 New York Community Bancorp Inc. Westbury BHC 618,573 659,783 -6.2 1.18 1.60
130 S&T Bancorp Inc. Indiana, Pa. BHC 617,786 549,995 12.3 3.11 2.57
131 Amarillo National Bancorp Inc. Texas BHC 613,967 563,272 9.0 1.10 0.48
132 Prosperity Bancshares Inc. Houston BHC 606,557 328,027 84.9 0.15 0.21
133 Bridge Capital Holdings San Jose, Calif. BHC 599,994 453,652 32.3 2.27 3.09
134 First Merchants Corp. Muncie, Ind. BHC 592,517 518,848 14.2 2.17 3.13
135 Eagle Bancorp Inc. Bethesda, Md. BHC 588,456 467,473 25.9 1.34 1.77
136 Chemical Financial Corp. Midland, Mich. BHC 586,317 555,808 5.5 2.87 3.40
137 First NBC Bank Holding Co. New Orleans BHC 582,802 430,256 35.5 0.72 0.49
138 First Banks Inc. Clayton, Mo. BHC 581,470 722,478 -19.5 7.97 10.36
139 Bank of Hawaii Corp. Honolulu BHC 579,149 594,938 -2.7 1.14 1.20
140 Flagstar Bancorp Inc. Troy, Mich. BHC 570,204 NA NA 19.04 NA
141 Berkshire Hills Bancorp Inc. Pittsfield, Mass. BHC 568,781 NA NA 0.79 NA
142 Firstrust Savings Bank Conshohocken, Pa. savings bank 566,535 493,540 14.8 2.11 2.89
143 Park National Corp. Newark, Ohio BHC 547,957 566,167 -3.2 4.34 4.91
144 Banner Corp. Walla Walla, Wash. BHC 543,225 506,843 7.2 3.08 4.13
145 Green Bancorp Inc. Houston BHC 534,061 296,077 80.4 1.04 1.98
146 Capital Bank Financial Corp. Coral Gables, Fla. BHC 518,386 439,127 18.0 0.89 0.93
147 Sun Bancorp Inc. Vineland, N.J. BHC 507,203 467,687 8.4 5.10 5.81
148 American Chartered Bancorp Inc. Schaumburg, Ill. BHC 504,003 479,632 5.1 4.29 4.54
149 CoBiz Financial Inc. Denver BHC 503,193 498,222 1.0 3.02 2.64
150 Sabadell United Bank Miami foreign bank 498,083 251,105 98.4 1.25 5.02
151 Transportation Alliance Bank Inc. Ogden, Utah commercial bank 483,878 428,016 13.1 5.35 2.17
152 First Financial Corp. Terre Haute, Ind. BHC 469,715 423,122 11.0 3.27 3.01
153 WSFS Financial Corp. Wilmington, Del. BHC 455,116 NA NA 1.81 NA
154 Sterling Financial Corp. Spokane, Wash. BHC 445,280 355,514 25.2 3.25 5.43
155 BTC Financial Corp. Des Moines, Iowa BHC 445,191 386,438 15.2 0.73 1.01
156 Community Bank Pasadena, Calif. commercial bank 443,969 416,395 6.6 3.14 4.37
157 Univest Corp. of Pennsylvania Souderton BHC 433,939 406,425 6.8 2.97 2.92
158 Commerce Bancshares Corp. Worchester, Mass. BHC 425,011 286,189 48.5 1.92 1.66
159 Midland Financial Co. Oklahoma City BHC 423,395 NA NA 2.37 NA
160 WNB Bancshares I nc. Odessa, Texas BHC 418,967 348,225 20.3 1.17 2.76
161 Stifel Financial Corp. St. Louis BHC 418,814 227,356 84.2 0.11 0.11
162 United Community Banks Inc. Blairsville, Ga. BHC 407,935 377,684 8.0 5.95 5.16
163 Marquette Financial Cos. Minneapolis BHC 404,882 445,830 -9.2 1.82 3.92
164 Boston Private Financial Holdings Inc. BHC 403,161 358,914 12.3 1.95 2.08
165 Stearns Financial Services Inc. St. Cloud, Minn. BHC 402,869 213,874 88.4 3.18 5.15
166 Glacier Bancorp Inc. Kalispell, Mont. BHC 401,717 411,465 -2.4 6.07 6.54
167 Liberty Bank Middletown, Conn. savings bank 400,864 435,566 -8.0 1.45 2.39
168 Tompkins Financial Corp. Ithaca, N.Y. BHC 392,347 278,274 41.0 1.49 2.09
169 Medallion Bank Salt Lake City commercial bank 391,591 339,504 15.3 0.62 1.00
170 Johnson Financial Group Inc. Racine, Wis. BHC 382,692 442,299 -13.5 3.16 6.22
171 First Financial Bankshares Inc. Abilene, Texas BHC 374,372 337,854 10.8 1.21 1.02
172 Scotiabank de Puerto Rico San Juan foreign bank 372,667 275,445 35.3 1.96 2.40
173 Pinnacle Bancorp Inc. Central City, Neb. BHC 370,838 379,606 -2.3 1.84 1.94
174 Dollar Bank FSB Pittsburgh savings bank 370,541 374,047 -0.9 0.88 1.36
175 CBFH Inc. Beaumont, Texas BHC 369,955 334,482 10.6 1.34 2.60
176 BBVA PR Holding Corp. San Juan, Puerto Rico foreign BHC 364,817 382,437 -4.6 9.61 11.49
177 Pitney Bowes Bank Inc. Salt Lake City commercial bank 360,477 386,174 -6.7 3.81 3.09
178 Community Bank System Inc. DeWitt, N.Y. BHC 347,448 334,185 4.0 0.76 0.50
179 Provident New York Bancorp Montebello BHC 347,149 NA NA 2.19 NA
180 S.Y. Bancorp Inc. Louisville, Ky. BHC 345,681 329,204 5.0 1.88 1.72
181 Crestmark Bank Troy, Mich. commercial bank 344,177 301,769 14.1 0.88 0.49
182 TowneBank Portsmouth, Va. commercial bank 343,746 318,124 8.1 2.74 3.03
183 WesBanco Inc. Wheeling, W.Va. BHC 342,944 337,356 1.7 1.61 2.52
184 Hometown Community Bancorp Inc. Morton, Ill. BHC 341,609 255,178 33.9 4.91 4.43
185 Preferred Bank Los Angeles commercial bank 339,686 246,152 38.0 3.81 8.63
186 Provident Financial Services Inc. Jersey City, N.J. BHC 326,892 320,748 1.9 3.79 4.05
187 Valley View Bancshares Inc. Overland Park, Kan. BHC 326,025 361,173 -9.7 8.29 9.08
188 Bond Street Holdings Inc. Weston, Fla. BHC 325,890 232,978 39.9 0.59 0.86
189 First Defiance Financial Corp. Ohio BHC 323,786 NA NA 2.78 NA
190 Heritage Commerce Corp San Jose, Calif. BHC 320,640 303,491 5.7 2.48 2.41
191 State Bankshares Inc. Fargo, N.D. BHC 318,942 267,395 19.3 1.05 1.38
192 USAmericibancorp Inc. Clearwater, Fla. BHC 318,010 264,705 20.1 1.85 3.33
193 Bank of Highland Park Financial Corp. Ill. BHC 316,101 365,930 -13.6 2.10 2.28
194 CVB Financial Corp. Ontario, Calif. BHC 312,419 277,651 12.5 3.41 2.82
195 Star Financial Group Inc. Fort Wayne, Ind. BHC 311,121 300,192 3.6 1.59 2.73
196 Salem Five Bancorp Mass. BHC 308,872 305,811 1.0 1.71 1.72
197 Bancorp Inc. Wilmington, Del. BHC 305,602 323,966 -5.7 1.54 1.00
198 Pacific Continental Corp. Eugene, Ore. BHC 302,716 253,558 19.4 1.36 4.83
199 Wilshire Bancorp Inc. Los Angeles BHC 301,146 273,715 10.0 4.33 4.37
200 CM Florida Holdings Inc. Coral Gables foreign BHC 298,336 207,098 44.1 1.62 3.42


Notes: Based on data for top-tier consolidated results for bank holding companies, commercial and savings banks, and thrifts operating as of Dec. 19, 2012. Figures for prior periods are not adjusted for mergers and acquisitions. Thrift data prior to 2012 are not available because of new call reporting standards.
*Nonaccrual loans plus loans and leases restructured and in compliance with modified terms.

Source:

SNL Financial
, Charlottesville, Va.
© 2013 American Banker