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Community Banks and Thrifts with Highest Return on Equity

July 17, 2008, 10:08 a.m. EDT 1 Min Read
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Community Banks and Thrifts with Highest Return on Equity

Community Banks and Thrifts with Highest Return on EquityIn the first quarter of 2008. Dollars in thousands.
Published July 17, 2008
Related Table: Leaders in ROE Improvement and in Efficiency
Rank   Return on avg. equity Assets Return on average assets Efficiency ratio
1Q '08 1Q '07
1 Great Lakes Bankers Bank Gahanna, Ohio 161.46% 3.25% $53,927 14.62% 16.67%
2 Plaza Park State Bank Waite Park, Minn. 113.16 11.44 130,035 10.87 21.18
3 First Mountain Bank Leadville, Colo. 73.31 17.42 23,999 5.55 41.62
4 First Security Bank Sanborn, Minn. 67.11 -26.64 11,076 6.28 80.41
5 Millennium Bank Reston, Va. 50.05 5.41 377,023 4.56 142.80
6 Richland State Bank Bruce, S.D. 45.80 25.20 32,965 7.79 29.22
7 Wilburton State Bank Okla. 45.25 45.54 58,121 3.03 47.82
8 First Capital Bank Guthrie, Okla. 43.26 31.74 114,879 3.66 50.83
9 American National Bank Parma, Ohio 41.87 1.41 57,599 6.59 44.53
10 Bank of Las Vegas 40.52 33.78 171,333 3.32 40.14
11 Justin State Bank Tex. 39.98 48.82 69,108 3.68 44.69
12 Columbian Bank and Trust Co. Topeka, Kan. 39.24 54.74 735,766 2.88 29.51
13 Charter Bank Corpus Christi 39.14 43.84 145,119 2.42 57.29
14 Pikes Peak National Bank Colorado Springs 38.43 28.64 95,293 3.26 46.62
15 Bank of Commerce Wetumka, Okla. 38.22 13.68 38,975 3.35 70.33
16 Howard State Bank Kan. 37.84 3.83 40,489 3.58 53.89
17 Union Bank Marksville, La. 37.77 15.43 251,095 3.03 51.56
18 Bank of Baker Mont. 37.61 37.81 70,647 3.82 31.27
19 EvergreenBank Seattle 37.39 10.18 432,030 3.44 30.51
20 Guaranty Bond Bank Mount Pleasant, Tex. 37.23 15.20 624,481 2.72 59.58
21 Farmers Bank Carnegie, Okla. 37.07 28.58 45,500 3.82 36.69
22 Bank of Dade Trenton, Ga. 35.37 47.49 83,059 2.45 52.63
23 State Bank of Texas Irving 34.87 37.05 500,565 3.96 18.97
24 Community Bank Longview, Tex. 34.30 35.99 91,166 2.41 61.97
25 First National Bank of Picayune Miss. 34.12 43.01 225,760 3.04 39.90
26 First State Bank Scottsbluff, Neb. 34.06 31.01 201,898 2.96 41.34
27 Security First National Bank of Hugo Okla. 34.04 39.05 105,774 2.53 39.94
28 Paducah Bank and Trust Co. Ky. 33.92 23.35 478,037 2.83 49.85
29 Farmers and Merchants Bank of Kendall Wis. 33.55 35.55 46,949 2.92 41.12
30 Security State Bank Odessa, Tex. 33.20 31.00 248,199 2.43 64.75
31 Vermont State Bank Ill. 33.14 38.04 12,946 3.15 35.40
32 Brighton Bank Salt Lake City 33.09 42.35 195,213 4.16 47.88
33 Roxbury Bank Kan. 32.76 25.20 17,210 3.37 48.00
34 State Bank of Cochran Ga. 32.73 19.10 190,959 3.06 44.82
35 Heritage Bank Wood River, Neb. 32.67 25.55 435,638 3.13 33.48
36 PrinsBank Prinsburg, Minn. 32.33 26.84 49,488 4.07 52.32
37 First National Bank Fabens, Tex. 32.05 43.02 249,653 2.51 48.28
38 First National Bank Arcadia, La. 31.74 24.69 166,695 2.26 60.53
39 First Bank Wadley, Ala. 31.71 27.09 67,825 2.52 46.10
40 First National Bank in Lamar Colo. 31.60 19.00 185,665 2.81 46.47
41 Farmers and Merchants State Bank of Cawker City Kan. 31.57 29.72 14,386 2.61 44.05
42 Farmers and Merchants State Bank of Pierz Minn. 31.53 11.29 164,622 2.60 37.02
43 Bank of the Southwest Roswell, N.M. 31.35 45.73 144,488 2.67 64.48
44 Country Club Bank Shawnee Mission, Kan. 31.33 18.58 555,438 2.47 74.53
45 Community Bank of the Arbuckles Sulphur, Okla. 31.24 -7.86 78,097 2.11 60.90
46 Bank National Association McAlester, Okla. 30.86 25.54 392,948 2.34 49.45
47 National Republic Bank of Chicago 30.55 33.78 875,583 2.72 25.72
48 Bank Oberlin, Kan. 30.49 30.71 158,604 3.20 32.38
49 Quail Creek Bank Oklahoma City 30.36 39.57 388,703 2.63 42.47
50 Bank of Ontario Wis. 30.22 14.41 30,812 2.62 52.91
51 Mechanics and Farmers Bank Durham, N.C. 29.87 8.42 276,880 3.34 100.00
52 First National Bank Artesia, N.M. 29.72 38.02 532,124 2.22 59.58
53 Bank of Bloomsdale Mo. 29.51 31.52 166,328 2.41 42.24
54 Riverside Bank Sparkman, Ark. 29.38 32.81 54,296 2.22 58.04
55 Bank of Mauston Wis. 29.32 25.41 220,630 2.88 43.14
56 State Bank of New Richland Minn. 29.30 30.28 71,552 2.17 42.73
57 Bitterroot Valley Bank Lolo, Mont. 29.17 25.03 205,821 2.28 50.23
58 Grand Timber Bank McGregor, Minn. 29.13 35.25 51,212 2.64 45.61
59 Texas Bank Brownwood 29.12 31.73 232,423 2.88 54.68
60 Welch State Bank Okla. 28.96 23.42 180,680 2.34 47.93
61 Citizens Bank of Las Cruces N.M. 28.87 32.67 328,926 2.34 54.44
62 Bank Northwest Hamilton, Mo. 28.67 28.41 86,604 2.12 51.37
63 First Community Bank Lester Prairie, Minn. 28.38 11.24 27,167 2.46 54.80
64 First Bank and Trust Co. Wagoner, Okla. 28.30 33.87 180,586 2.69 41.81
65 Central National Bank of Poteau Okla. 28.27 33.58 174,912 2.53 50.49
66 Citizens State Bank of Glenville Minn. 28.23 18.35 29,148 3.26 45.17
67 Armstrong Bank Muskogee, Okla. 28.11 30.04 471,677 2.72 56.87
68 First Bank Burkburnett, Tex. 28.06 30.57 212,078 2.33 57.13
69 1st Bank and Trust Broken Bow, Okla. 27.98 24.18 106,054 2.83 48.16
70 Heritage State Bank Lawrenceville, Ill. 27.92 19.48 77,754 2.38 53.35
71 Vermillion State Bank Minn. 27.89 28.93 396,475 3.29 24.95
72 American Bank Bozeman, Mont. 27.81 31.17 473,530 2.66 50.49
Union Bank and Trust Co. Livingston, Tenn. 27.81 31.44 80,017 2.51 47.32
74 Brush Country Bank Freer, Tex. 27.80 30.28 35,209 2.33 57.79
75 First National Bank Heavener, Okla. 27.75 29.29 95,502 1.90 51.80
76 Citizens State Bank of Waverly Minn. 27.70 25.80 54,905 2.39 59.09
MontroseBank Colo. 27.70 28.78 191,198 2.48 53.13
78 Cumberland Security Bank Somerset, Ky. 27.67 17.43 169,548 2.85 41.92
79 Cowboy Bank of Texas Maypearl 27.65 21.04 34,827 2.36 58.63
80 Citizens Bank and Trust Co. Eastman, Ga. 27.51 24.03 172,005 2.36 47.47
81 United Bank Zebulon, Ga. 27.31 26.14 654,403 2.71 56.29
82 Morris State Bank Okla. 27.24 22.54 61,105 2.40 52.52
83 Bank of Rantoul Ill. 27.23 20.47 172,406 2.33 41.59
84 Trego-WaKeeney State Bank WaKeeney, Kan. 27.16 24.89 57,789 2.34 39.94
85 Peoples State Bank Summit, S.D. 27.05 26.52 45,651 2.45 44.73
86 Grand Marais State Bank Minn. 27.02 21.13 61,312 2.42 54.29
87 Nebraska State Bank Oshkosh 26.94 35.02 35,366 2.64 53.52
88 State Central Bank Keokuk, Iowa 26.86 11.63 268,053 2.31 55.53
89 Bank of Commerce Chouteau, Okla. 26.73 24.76 33,306 2.56 61.54
90 South Lafourche Bank and Trust Co. Larose, La. 26.72 32.71 116,314 2.22 57.90
91 Farmers and Merchants Bank Laotto, Ind. 26.68 11.57 77,588 2.18 75.28
92 Community Bank Bristow, Okla. 26.62 25.11 63,912 1.84 52.99
93 Lamar Bank and Trust Co. Mo. 26.61 28.38 116,351 2.40 47.13
94 Vision Bank Ada, Okla. 26.59 14.75 485,260 2.18 45.74
95 Coffee County Bank Manchester, Tenn. 26.57 25.38 123,310 2.51 46.31
96 Great Plains National Bank Elk City, Okla. 26.54 26.33 328,984 2.13 58.72
97 Bank of St. Croix Christiansted, Virgin Islands 26.52 33.43 103,064 2.86 55.98
98 Citizens National Bank of Texas Waxahachie 26.51 25.97 456,134 2.83 62.71
99 First Community Bank Milton, Wis. 26.47 22.28 72,972 2.07 53.91
100 First Citizens Bank of Butte Mont. 26.45 28.20 64,762 2.61 56.19
First National Bank of La Grange Ill. 26.45 30.64 230,857 2.69 54.22
102 Alamosa State Bank Colo. 26.44 30.19 126,665 2.66 47.07
Bank of Hemet Riverside, Calif. 26.44 31.65 409,188 2.30 49.27
104 Western State Bank Garden City, Kan. 26.28 15.05 338,802 2.61 48.48
105 Vermilion Bank and Trust Co. Kaplan, La. 26.08 26.13 83,878 2.23 60.71
Wells Bank of Platte City Mo. 26.08 8.05 61,289 2.36 49.05
107 Town and Country Bank Midwest La Belle, Mo. 26.05 27.76 23,342 2.29 44.81
108 Buffalo Ridge Bank Beardsley, Minn. 25.92 28.83 34,581 2.12 53.28
109 First National Bank Waupaca, Wis. 25.90 17.01 639,046 2.16 44.53
110 Peoples State Bank of Plainview Minn. 25.83 13.34 148,388 2.45 47.64
111 Bank of the West El Paso 25.82 27.28 701,178 2.15 56.17
Union Bank of Mena Ark. 25.82 25.93 146,376 2.24 60.46
113 First Southeast Bank Harmony, Minn. 25.81 14.13 47,635 2.22 56.19
Town and Country Bank of Missouri La Grange 25.81 35.13 26,053 2.47 45.27
115 First Bank of Delaware Wilmington 25.73 17.75 118,185 7.38 42.72
First National Bank of Grayson Ky. 25.73 17.85 186,665 1.87 50.78
117 Centinel Bank of Taos N.M. 25.66 32.53 145,711 2.08 60.61
118 State Exchange Bank Lamont, Okla. 25.54 24.25 45,979 1.80 43.75
119 Citizens State Bank Clearwater, Neb. 25.52 15.63 19,551 2.19 51.64
120 State Bank of Kimball Minn. 25.50 20.39 70,544 2.16 49.56
121 Bank of Wyandotte Okla. 25.47 15.60 12,739 1.82 67.70
122 Bank of Louisiana New Orleans 25.31 16.94 105,357 2.69 57.29
123 First Community Bank of Central Alabama Wetumpka 25.27 29.63 228,250 1.73 57.71
124 Delta Bank Vidalia, La. 25.26 24.01 161,593 1.99 61.25
First State Bank Graham, Tex. 25.26 28.97 107,384 1.98 53.61
126 Hill-Dodge Banking Co. Warsaw, Ill. 25.14 29.01 34,210 2.32 41.62
127 Security Bank of Southwest Missouri Cassville 25.13 34.41 68,178 2.32 47.23
128 Security State Bank of Fergus Falls Minn. 25.12 14.63 122,232 1.70 52.80
129 American Interstate Bank Elkhorn, Neb. 25.10 19.54 101,302 2.06 47.64
130 State Bank Green River, Wyo. 25.07 9.29 44,414 2.44 72.94
131 Bank of the West Irving, Tex. 25.05 14.90 245,684 2.15 66.17
132 Guaranty Bank and Trust Co. Delhi, La. 25.03 26.33 103,747 2.70 52.63
133 Marion County State Bank Pella, Iowa 24.95 19.92 183,821 2.13 37.72
134 First Neodesha Bank Kan. 24.93 21.64 61,334 1.90 55.34
135 Farmers State Bank of Adams Minn. 24.92 24.35 69,524 2.86 35.27
136 First National Bank in Cimarron Kan. 24.81 23.68 64,232 1.72 62.75
137 PrimeSouth Bank Tallassee 24.78 36.21 145,637 2.55 36.24
138 Bankers’ Bank of the West Denver 24.65 14.48 525,212 1.94 43.85
139 Citizens State Bank Grainfield, Kan. 24.62 27.94 10,358 1.95 54.92
Community State Bank Hennessey, Okla. 24.62 25.00 31,905 2.20 66.14
141 Fife Commercial Bank Wash. 24.61 28.50 89,095 2.07 56.84
142 First National Bank of Santa Fe N.M. 24.51 28.05 577,897 2.10 56.82
First Whitney Bank and Trust Atlantic, Iowa 24.51 21.62 122,512 2.61 33.89
144 Auburn Banking Co. Ky. 24.49 24.39 60,555 2.03 58.96
145 Monterey County Bank Calif. 24.47 15.89 267,977 2.00 52.59
Washington State Bank Washington, La. 24.47 12.76 117,580 2.58 51.95
147 State Bank and Trust Co. Golden Meadow, La. 24.45 26.30 96,590 1.81 64.40
148 First Financial Bank El Dorado, Ark. 24.37 24.14 586,849 2.08 62.65
149 First National Bank of Central Texas Waco 24.35 23.16 366,584 2.13 51.33
150 Lone Star State Bank Tex. 24.30 26.06 29,821 2.45 49.02
Ruby Valley National Bank Twin Bridges, Mont. 24.30 17.09 60,941 3.12 51.48

Note: Independent banks and thrifts with less than $1 billion of assets or whose holding companies have less than $1 billion. Excludes industrial banks and those at which loans were less than half of assets or whose credit card loans exceeded 25% of gross loans.

Source:

SNL Financial
, Charlottesville, Va.

© 2008 American Banker
Community banking