Community Banks and Thrifts with Highest Returns on Average Assets
April 14, 2009, 10:08 a.m. EDT 1 Min Read
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Community Banks and Thrifts with Highest Returns on Average Assets
Community Banks and Thrifts with Highest Returns on Average AssetsOn Dec. 31, 2008. Dollars in thousands | ||||||
---|---|---|---|---|---|---|
Rank | | Assets | Return on | Efficiency ratio | ||
| | |||||
1 | Peoples State Bank Cherryvale, Kan. | 5.38% | 4.66% | $17,096 | 19.78% | 40.03% |
2 | Brighton Bank Salt Lake City | 4.17 | 4.74 | 149,978 | 32.52 | 47.31 |
3 | First Bank of Delaware Wilmington | 4.02 | 6.13 | 116,236 | 13.11 | 56.04 |
4 | First Credit Bank Los Angeles | 3.91 | 6.53 | 490,928 | 15.25 | 10.87 |
5 | State Bank of Texas Irving | 3.57 | 5.68 | 585,494 | 32.76 | 21.45 |
6 | Plaza Park State Bank Waite Park, Minn. | 3.46 | 1.02 | 141,061 | 37.57 | 43.82 |
7 | Peoples Community Bank Greenville, Mo. | 3.40 | 3.12 | 82,592 | 20.29 | 43.05 |
8 | Bank of Baker Mont. | 3.35 | 3.73 | 89,497 | 36.51 | 35.35 |
9 | Great Lakes Bankers Bank Gahanna, Ohio | 3.20 | -0.05 | 69,754 | 39.49 | 46.15 |
10 | Farmers and Merchants Bank of Kendall Wis. | 3.13 | 2.92 | 52,634 | 36.04 | 41.37 |
11 | First National Bank Mattoon, Ill. | 3.07 | 0.11 | 54,817 | 38.97 | 46.28 |
12 | State Bank of Niantic Ill. | 3.00 | 2.62 | 56,002 | 17.87 | 41.62 |
Texas Bank Brownwood | 3.00 | 3.25 | 284,256 | 29.65 | 54.51 | |
14 | Corydon State Bank Iowa | 2.91 | 2.21 | 64,905 | 19.56 | 21.86 |
15 | First National Bank of Picayune Miss. | 2.88 | 3.14 | 206,080 | 32.11 | 45.17 |
Peoples Bank and Trust Co. Owenton, Ky. | 2.88 | 2.73 | 85,524 | 27.40 | 44.16 | |
17 | Ruby Valley National Bank Twin Bridges, Mont. | 2.87 | 2.66 | 69,705 | 22.90 | 53.10 |
18 | Home Bank of California San Diego | 2.86 | 2.85 | 149,758 | 31.73 | 40.26 |
19 | The Bank Oberlin, Kan. | 2.83 | 3.16 | 168,915 | 27.83 | 36.11 |
20 | State Bank of Wheaton Minn. | 2.82 | 3.90 | 68,440 | 12.99 | 42.25 |
21 | Spring Valley Bank Wyoming, Ohio | 2.80 | 3.68 | 63,219 | 8.19 | 32.30 |
22 | Vermillion State Bank Minn. | 2.79 | 3.32 | 414,897 | 24.37 | 26.04 |
23 | Yellowstone Bank Laurel, Mont. | 2.76 | 3.65 | 429,700 | 18.05 | 38.47 |
24 | Heritage State Bank Lawrenceville, Ill. | 2.75 | 1.67 | 83,810 | 33.10 | 56.98 |
25 | Peoples Community State Bank Doniphan, Mo. | 2.73 | 2.57 | 111,934 | 23.00 | 46.79 |
26 | Deposit Bank of Carlisle Ky. | 2.72 | 2.73 | 75,687 | 11.42 | 37.95 |
27 | Alamosa State Bank Colo. | 2.70 | 2.74 | 133,534 | 26.85 | 47.62 |
28 | Security Bank of Southwest Missouri Cassville | 2.65 | 2.62 | 67,415 | 29.69 | 47.78 |
29 | Continental Bank Salt Lake City | 2.62 | 3.48 | 89,050 | 19.80 | 42.99 |
Pioneer Trust Bank Salem, Ore. | 2.62 | 2.70 | 264,114 | 20.56 | 33.28 | |
31 | Drummond Community Bank Chiefland, Fla. | 2.61 | 2.47 | 179,300 | 17.86 | 54.58 |
Heritage Bank Wood River, Neb. | 2.61 | 2.51 | 409,026 | 26.38 | 39.36 | |
33 | 1st Bank and Trust Broken Bow, Okla. | 2.59 | 2.53 | 107,827 | 24.75 | 51.38 |
First Bank Upper Michigan Gladstone | 2.59 | 2.72 | 152,570 | 18.35 | 50.19 | |
Mason National Bank Tex. | 2.59 | 2.36 | 91,345 | 16.20 | 43.99 | |
Wilburton State Bank Okla. | 2.59 | 2.60 | 62,605 | 39.54 | 47.95 | |
37 | PrinsBank Prinsburg, Minn. | 2.58 | 2.79 | 54,908 | 19.56 | 64.94 |
38 | First Whitney Bank and Trust Atlantic, Iowa | 2.57 | 2.37 | 130,989 | 24.00 | 35.41 |
39 | First Security Bank of Roundup Mont. | 2.56 | 2.77 | 43,069 | 22.19 | 55.75 |
40 | Bank of Dade Trenton, Ga. | 2.54 | 2.79 | 88,234 | 36.84 | 51.94 |
City Savings Bank and Trust Co. De Ridder, La. | 2.54 | 2.26 | 173,214 | 21.67 | 60.64 | |
42 | Bank of Calhoun County Hardin, Ill. | 2.53 | 0.90 | 58,822 | 29.58 | 77.42 |
Citizens National Bank at Brownwood Tex. | 2.53 | 3.06 | 191,431 | 21.19 | 47.29 | |
44 | National Bank of Andrews Tex. | 2.52 | 2.88 | 99,799 | 27.19 | 66.40 |
45 | Western Commerce Bank Carlsbad, N.M. | 2.51 | 2.87 | 302,141 | 24.54 | 53.32 |
46 | First State Bank Danville, Va. | 2.49 | -3.28 | 27,655 | 44.08 | 74.35 |
Quail Creek Bank Oklahoma City | 2.49 | 2.73 | 402,651 | 30.00 | 45.39 | |
48 | Armstrong Bank Muskogee, Okla. | 2.48 | 2.83 | 520,910 | 26.77 | 58.64 |
First State Bank of Beecher City Ill. | 2.48 | 2.78 | 48,374 | 17.37 | 49.77 | |
InvestorsBank Pewaukee, Wis. | 2.48 | 1.92 | 270,391 | 27.59 | 19.98 | |
51 | Preston National Bank Dallas | 2.47 | 3.38 | 64,174 | 21.54 | 63.49 |
52 | First Bank of Okarche Okla. | 2.46 | 2.60 | 50,713 | 15.11 | 48.90 |
MontroseBank Colo. | 2.46 | 2.69 | 186,692 | 26.63 | 53.11 | |
54 | Bank of Bloomsdale Mo. | 2.45 | 2.56 | 168,835 | 30.42 | 41.54 |
Solon State Bank Iowa | 2.45 | 2.50 | 81,423 | 13.19 | 44.19 | |
Welch State Bank Okla. | 2.45 | 1.92 | 187,002 | 31.10 | 45.51 | |
57 | First Bank Wadley, Ala. | 2.44 | 2.31 | 69,360 | 34.82 | 48.86 |
58 | Cumberland Security Bank Somerset, Ky. | 2.43 | 1.82 | 174,333 | 23.11 | 49.25 |
59 | Citizens Bank of Las Cruces N.M. | 2.42 | 2.61 | 330,588 | 29.18 | 54.68 |
Farmers State Bank of Adams Minn. | 2.42 | 2.42 | 72,738 | 21.48 | 39.79 | |
61 | Farmers Trust and Savings Bank Williamsburg, Iowa | 2.41 | 2.28 | 101,368 | 12.52 | 41.15 |
New Era Bank Fredericktown, Mo. | 2.41 | 2.49 | 267,533 | 19.86 | 40.23 | |
West Texas State Bank Odessa | 2.41 | 2.39 | 247,041 | 23.43 | 48.36 | |
64 | Charter Bank Corpus Christi | 2.40 | 2.62 | 156,327 | 40.17 | 55.36 |
Lusk State Bank Wyo. | 2.40 | 2.57 | 40,348 | 28.16 | 53.08 | |
Peoples Bank Taylorsville, Ky. | 2.40 | 2.61 | 96,024 | 21.04 | 51.23 | |
67 | Citizens State Bank of Cheney Kan. | 2.38 | 2.32 | 47,270 | 19.66 | 50.40 |
68 | Commerce National Bank Corinth, Miss. | 2.37 | 2.43 | 84,558 | 21.43 | 46.96 |
Horizon Bank Waverly, Neb. | 2.37 | 1.86 | 118,684 | 25.75 | 41.16 | |
Lamar Bank and Trust Co. Mo. | 2.37 | 2.55 | 114,009 | 25.57 | 49.95 | |
Security Bank Odessa, Tex. | 2.37 | 2.23 | 253,536 | 33.88 | 62.63 | |
South Lafourche Bank and Trust Co. Larose, La. | 2.37 | 2.57 | 125,958 | 28.26 | 54.88 | |
73 | Bank of Grandin Mo. | 2.36 | 2.21 | 131,522 | 17.33 | 37.76 |
Bank of Las Vegas N.M. | 2.36 | 2.44 | 175,602 | 27.88 | 53.43 | |
First National Bank of Estes Park Colo. | 2.36 | 3.02 | 90,324 | 18.69 | 59.63 | |
First State Bank of Grove City Minn. | 2.36 | 2.11 | 18,915 | 11.33 | 56.88 | |
Vermilion Bank and Trust Co. Kaplan, La. | 2.36 | 2.30 | 99,605 | 27.29 | 57.75 | |
78 | First American Bank Stonewall, Okla. | 2.35 | 2.48 | 20,992 | 23.33 | 55.69 |
First Capital Bank Guthrie, Okla. | 2.35 | 1.47 | 127,365 | 28.44 | 53.86 | |
Home State Bank Louisville, Neb. | 2.35 | 2.59 | 83,980 | 23.83 | 46.82 | |
81 | Shell Lake State Bank Wis. | 2.34 | 2.07 | 122,616 | 13.44 | 44.23 |
Sound Banking Co. Tacoma | 2.34 | 1.31 | 49,605 | 31.00 | 58.34 | |
83 | Farmers Bank Carnegie, Okla. | 2.33 | 1.41 | 46,190 | 22.17 | 58.18 |
First Bank and Trust Co. Perry, Okla. | 2.33 | 2.01 | 125,519 | 19.08 | 54.70 | |
85 | Bank of Commerce Chouteau, Okla. | 2.32 | 2.58 | 32,253 | 25.90 | 62.68 |
Crockett National Bank San Angelo, Tex. | 2.32 | 2.00 | 288,332 | 23.91 | 53.86 | |
First Security Bank Flower Mound, Tex. | 2.32 | 2.53 | 162,774 | 19.32 | 45.98 | |
Justin State Bank Tex. | 2.32 | 3.23 | 72,222 | 24.48 | 53.59 | |
Pikes Peak National Bank Colorado Springs | 2.32 | 2.39 | 88,256 | 26.27 | 49.01 | |
Union Bank and Trust Co. Livingston, Tenn. | 2.32 | 2.02 | 76,646 | 24.71 | 46.03 | |
91 | Bank of the West Grapevine, Tex. | 2.31 | 1.75 | 249,973 | 26.01 | 63.51 |
Community National Bank of Okarche Okla. | 2.31 | 2.46 | 59,248 | 16.11 | 50.71 | |
First National Bank of Hughes Springs Tex. | 2.31 | 2.50 | 176,069 | 22.71 | 48.41 | |
Security First National Bank of Hugo Okla. | 2.31 | 2.53 | 101,032 | 29.89 | 42.63 | |
95 | Bank of Rantoul Ill. | 2.30 | 2.12 | 186,344 | 30.87 | 41.12 |
Bank of the Rio Grande Las Cruces, N.M. | 2.30 | 3.20 | 101,925 | 20.28 | 62.70 | |
Central National Bank of Poteau Okla. | 2.30 | 2.68 | 191,003 | 25.63 | 53.52 | |
Clackamas County Bank Sandy, Ore. | 2.30 | 2.86 | 143,054 | 13.24 | 64.07 | |
Nebraska State Bank Oshkosh | 2.30 | 2.83 | 38,392 | 25.14 | 57.30 | |
100 | Lone Star State Bank Tex. | 2.29 | 6.23 | 35,666 | 24.05 | 50.86 |
State Bank of Lincoln Ill. | 2.29 | 2.15 | 195,883 | 20.33 | 56.71 | |
102 | Bank of Rison Ark. | 2.28 | 2.09 | 29,450 | 13.50 | 48.62 |
Senath State Bank Mo. | 2.28 | 2.70 | 56,980 | 14.67 | 55.57 | |
104 | First National Bank of La Grange Ill. | 2.27 | 2.63 | 257,907 | 23.03 | 56.09 |
Community Bank Longview, Tex. | 2.27 | 2.42 | 105,936 | 34.02 | 62.54 | |
First National Bank Fabens, Tex. | 2.27 | 3.10 | 266,553 | 29.84 | 51.11 | |
Grand Marais State Bank Minn. | 2.27 | 1.93 | 64,648 | 26.08 | 55.24 | |
Moorhead State Bank Iowa | 2.27 | 2.97 | 17,951 | 10.85 | 37.03 | |
109 | First American Bank Artesia, N.M. | 2.26 | 2.46 | 587,834 | 30.91 | 56.97 |
Bank of St. Elizabeth Mo. | 2.26 | 2.00 | 92,979 | 20.46 | 49.23 | |
First Bank and Trust Co. Wagoner, Okla. | 2.26 | 3.36 | 212,686 | 25.40 | 46.13 | |
Riverside Bank Sparkman, Ark. | 2.26 | 2.31 | 51,378 | 28.94 | 57.06 | |
113 | Bank of Buffalo Ky. | 2.25 | 1.81 | 60,297 | 24.73 | 36.09 |
Phenix-Girard Bank Phenix City, Ala. | 2.25 | 1.96 | 169,823 | 17.59 | 54.87 | |
115 | FirstBank Antlers, Okla. | 2.24 | 2.25 | 170,678 | 24.38 | 63.97 |
116 | Farmers Bank Hardinsburg, Ky. | 2.23 | 2.30 | 87,812 | 11.02 | 46.21 |
Southwest National Bank Wichita | 2.23 | 2.04 | 344,514 | 26.08 | 53.35 | |
Wells Bank of Platte City Mo. | 2.23 | 1.94 | 67,472 | 24.52 | 50.86 | |
119 | Basin State Bank Stanford, Mont. | 2.22 | 2.29 | 116,814 | 21.69 | 51.76 |
Central Bank of Kansas City Mo. | 2.22 | 1.81 | 168,333 | 17.13 | 59.18 | |
Lakeside Bank of Salina Okla. | 2.22 | 2.60 | 28,094 | 18.98 | 45.24 | |
Peoples Bank Westville, Okla. | 2.22 | 2.41 | 48,317 | 19.42 | 60.94 | |
123 | Farmers and Merchants State Bank of Pierz Minn. | 2.21 | 1.97 | 169,497 | 27.70 | 41.30 |
Valley Bank and Trust Mapleton, Iowa | 2.21 | 1.45 | 56,593 | 13.51 | 55.31 | |
125 | Community Bank of El Dorado Springs Mo. | 2.20 | 1.91 | 81,455 | 20.41 | 35.25 |
First State Bank of Northwest Arkansas Huntsville | 2.20 | 0.64 | 70,709 | 17.19 | 55.46 | |
Municipal Trust and Savings Bank Bourbonnais, Ill. | 2.20 | 2.17 | 276,464 | 13.56 | 38.28 | |
128 | Bank of the West El Paso | 2.19 | 2.28 | 734,910 | 27.14 | 55.70 |
First Bank of Chandler Okla. | 2.19 | 2.79 | 69,051 | 22.93 | 51.51 | |
Murphy Bank Fresno | 2.19 | 1.96 | 119,944 | 16.59 | 47.73 | |
Western Bank Lordsburg, N.M. | 2.19 | 2.46 | 113,422 | 21.54 | 57.42 | |
132 | Western National Bank Odessa, Tex. | 2.18 | 2.48 | 952,649 | 26.17 | 51.89 |
Bank of Union El Reno, Okla. | 2.18 | 1.98 | 235,777 | 22.79 | 44.53 | |
Drayton State Bank N.D. | 2.18 | 2.40 | 45,124 | 19.76 | 38.93 | |
First Bank of Lincoln Mont. | 2.18 | 1.97 | 10,957 | 13.05 | 63.82 | |
First National Bank Arcadia, La. | 2.18 | 1.92 | 163,550 | 29.79 | 60.54 | |
Peoples Bank Tex. | 2.18 | 2.38 | 113,331 | 24.62 | 64.02 | |
Waggoner National Bank of Vernon Tex. | 2.18 | 2.34 | 226,192 | 16.37 | 51.26 | |
139 | Morris State Bank Okla. | 2.17 | 2.30 | 62,549 | 24.17 | 54.59 |
140 | Bank of Hemet Riverside, Calif. | 2.16 | 2.57 | 429,271 | 24.19 | 47.61 |
Coffee County Bank Manchester, Tenn. | 2.16 | 2.27 | 126,243 | 22.79 | 43.10 | |
First Security Bank-Sleepy Eye Minn. | 2.16 | 0.40 | 176,956 | 25.78 | 54.02 | |
143 | Auburn Banking Co. Ky. | 2.15 | 2.05 | 62,401 | 28.14 | 56.70 |
Bank Northwest Hamilton, Mo. | 2.15 | 2.28 | 87,362 | 26.74 | 52.19 | |
First Citizens Bank of Butte Mont. | 2.15 | 1.68 | 64,142 | 20.95 | 62.96 | |
First State Bank Watonga, Okla. | 2.15 | 2.02 | 40,854 | 20.56 | 63.13 | |
147 | Bank of Advance Mo. | 2.14 | 2.01 | 222,567 | 14.94 | 49.72 |
Delta Bank Vidalia, La. | 2.14 | 1.86 | 175,107 | 28.97 | 59.84 | |
149 | Marion County State Bank Pella, Iowa | 2.13 | 1.80 | 199,543 | 25.90 | 39.97 |
150 | First National Bank Chadron, Neb. | 2.12 | 2.12 | 103,824 | 15.77 | 53.76 |
Note: Independent banks and thrifts with less than $1 billion of assets or whose holding companies have less than $1 billion. Excludes industrial banks and those at which loans were less than half of assets or whose credit card loans exceeded 25% of gross loans.
Source:
SNL Financial
, Charlottesville, Va.© 2009 American Banker