Community Banks with Highest Return on Average Equity (corrected)
March 30, 2005, 10:08 a.m. EST 1 Min Read
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Community Banks with Highest Return on Average Equity (corrected)
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Published March 30, 2005 | ||||||
Return on avg. equity | Assets | Return on avg. assets | Efficiency ratio | |||
4Q '04 | 4Q '03 | |||||
1 | Helm Bank Miami | 51.08 | 35.02 | 355,515 | 3.43 | 41.51 |
2 | Charter Bank Corpus Christi | 50.69 | 47.48 | 127,995 | 3.26 | 51.80 |
3 | Community State Bank Milbank S.D. | 49.75 | 42.46 | 83,576 | 8.76 | 22.54 |
4 | Broadway Bank Chicago | 44.29 | 48.45 | 565,074 | 4.76 | 18.58 |
5 | International City Bank Long Beach Calif. | 43.80 | 19.62 | 211,365 | 5.45 | 26.68 |
6 | Community's Bank Bridgeport Conn. | 43.62 | -5.70 | 27,509 | 5.29 | 48.24 |
7 | Pueblo Bank and Trust Co. Colo. | 41.88 | 44.86 | 365,426 | 3.75 | 50.92 |
8 | Bryant State Bank S.D. | 40.46 | 15.02 | 18,466 | 6.01 | 61.98 |
9 | Riverside Bank Sparkman Ark. | 38.45 | 34.59 | 44,046 | 2.96 | 50.97 |
10 | State Bank of McGregor Minn. | 38.13 | 35.64 | 44,609 | 3.64 | 36.37 |
Bank of Dade Trenton Ga. | 38.13 | 37.43 | 76,979 | 2.57 | 50.50 | |
12 | First National Bank of Picayune Miss. | 37.73 | 36.28 | 161,008 | 3.08 | 46.99 |
13 | First Bank of Northern Kentucky Fort Mitchell | 37.59 | -98.77 | 64,565 | 4.91 | 126.86 |
14 | Kasson State Bank Minn. | 37.58 | 13.39 | 60,808 | 3.85 | 38.37 |
15 | Bank Northwest Hamilton Mo. | 36.85 | 37.86 | 64,529 | 2.69 | 46.96 |
16 | National Bank of Kansas City Leawood Kan. | 36.24 | 48.48 | 339,949 | 4.01 | 79.58 |
17 | National Republic Bank Chicago | 35.85 | 48.28 | 482,705 | 3.96 | 24.59 |
18 | American Interstate Bank Elkhorn Neb. | 35.64 | 27.59 | 106,229 | 3.00 | 28.42 |
19 | Jefferson Bank Fayette Miss. | 35.46 | 4.07 | 37,642 | 2.62 | 69.64 |
20 | Security Bank of South West Missouri Cassville | 35.30 | 31.15 | 55,962 | 3.41 | 44.83 |
State Bank Texas Irving | 35.30 | 37.76 | 185,671 | 3.60 | 37.73 | |
22 | First National Bank Northwest Florida Panama City | 35.17 | 9.39 | 140,185 | 3.94 | 42.36 |
23 | Southern Horizon Bank Leary Ga. | 35.09 | 43.63 | 18,552 | 3.49 | 73.58 |
24 | Brighton Bank Salt Lake City | 35.02 | 36.86 | 160,363 | 3.88 | 47.97 |
25 | Peak National Bank Nederland Colo. | 34.78 | 38.41 | 182,862 | 3.01 | 52.16 |
26 | Farmers and Merchants State Bank Pierz Minn. | 34.77 | 35.08 | 149,475 | 3.19 | 32.48 |
27 | Arkansas National Bank Bentonville Ark. | 34.64 | 32.61 | 631,493 | 2.77 | 51.25 |
28 | First Bank of Delaware Brandywine | 34.48 | 32.51 | 58,608 | 6.50 | 42.12 |
29 | Citizens State Bank of Clara City Minn. | 34.31 | 27.17 | 174,848 | 2.77 | 40.16 |
30 | Randall State Bank Minn. | 34.29 | 32.46 | 33,968 | 3.38 | 34.26 |
31 | Jackson State Bank and Trust Wyo. | 34.06 | 36.63 | 664,761 | 2.90 | 37.84 |
32 | Douglas County Bank Douglasville Ga. | 33.81 | 32.52 | 271,376 | 3.09 | 44.26 |
33 | Summit Community Bank Moorefield W.Va. | 33.63 | 10.82 | 603,950 | 2.73 | 46.79 |
34 | Bank of Bloomsdale Mo. | 33.62 | 37.73 | 142,927 | 2.63 | 37.86 |
35 | North Valley Bank Thornton Colo. | 33.37 | 31.56 | 106,661 | 2.54 | 60.14 |
36 | Security First National Bank of Hugo Okla. | 32.65 | 33.97 | 83,805 | 2.37 | 41.85 |
37 | State Bank New Prague Minn. | 32.60 | 29.88 | 98,564 | 2.52 | 48.90 |
38 | Murphy Bank Fresno | 32.59 | 36.56 | 97,034 | 3.91 | 37.86 |
39 | King Southern Bank Chaplin Ky. | 32.58 | 23.16 | 111,286 | 2.08 | 49.92 |
40 | Montrosebank Montrose Colo. | 32.41 | 34.23 | 119,629 | 2.85 | 51.77 |
41 | Farmers and Merchants Bank Kendall Wis. | 32.31 | 31.66 | 32,029 | 2.78 | 47.69 |
42 | Gulf Coast Bank and Trust Co. New Orleans | 32.23 | 30.66 | 525,561 | 2.27 | 60.70 |
43 | Union National Bank Elgin Ill. | 31.97 | 23.73 | 253,597 | 3.03 | 32.27 |
44 | Vermillion State Bank Minn. | 31.95 | 32.63 | 310,432 | 3.32 | 29.69 |
45 | Ocala National Bank Ocala Fla. | 31.79 | 23.67 | 110,045 | 2.23 | 59.30 |
46 | Wilburton State Bank Okla. | 31.67 | 21.19 | 55,403 | 1.81 | 48.60 |
47 | State Bank of Countryside Ill. | 31.31 | 29.39 | 878,262 | 3.02 | 30.21 |
48 | Wauchula State Bank Fla. | 31.27 | 22.67 | 446,690 | 2.29 | 44.28 |
49 | First National Bank Heavener Okla. | 31.13 | 24.50 | 74,885 | 2.37 | 45.45 |
50 | Fife Commercial Bank Fife Wash. | 31.09 | 20.88 | 68,901 | 2.67 | 54.19 |
51 | First Security Bank of Sleepy Eye Minn. | 31.07 | 28.06 | 126,980 | 2.02 | 54.37 |
Central Bank and Trust Lander Wyo. | 31.07 | 28.21 | 69,213 | 2.22 | 52.37 | |
Elysian Bank Minn. | 31.07 | 30.69 | 33,596 | 3.21 | 36.05 | |
54 | Community Bank Longview Tex. | 30.92 | 30.21 | 61,177 | 2.17 | 67.55 |
55 | Bank of Inverness Fla. | 30.64 | 27.05 | 231,437 | 2.43 | 51.13 |
56 | Miami Valley Bank Quincy Ohio | 30.48 | 23.25 | 128,728 | 3.11 | 35.87 |
57 | First National Bank Fabens Tex. | 30.42 | 32.50 | 201,502 | 2.32 | 46.51 |
58 | Commerce Bank Geneva Minn. | 30.31 | 31.54 | 121,219 | 3.27 | 33.41 |
59 | Tama State Bank Marshalltown Iowa | 30.04 | 9.99 | 89,337 | 2.48 | 43.38 |
60 | Bank of the West Thomas Okla. | 29.96 | 32.19 | 109,057 | 2.44 | 48.73 |
61 | Hernando County Bank Brooksville Fla. | 29.85 | 27.19 | 52,257 | 2.10 | 64.80 |
62 | First State Bank Scottsbluff Neb. | 29.77 | 31.14 | 191,205 | 2.58 | 47.08 |
63 | Dairyland State Bank Bruce Wis. | 29.72 | 28.22 | 34,613 | 2.28 | 58.24 |
64 | Southwest State Bank Sentinel Okla. | 29.65 | 18.67 | 39,125 | 2.06 | 57.17 |
65 | Village Bank St. Francis Minn. | 29.64 | 22.13 | 145,295 | 2.42 | 55.21 |
66 | Transcapital Bank Hallandale Fla. | 29.45 | 30.78 | 147,923 | 3.79 | 27.02 |
Citizens Bank of Cumberland Burkesville Ky. | 29.45 | 20.14 | 88,086 | 2.21 | 42.45 | |
68 | Northpointe Bank Grand Rapids Mich. | 29.42 | 29.75 | 252,706 | 2.58 | 48.68 |
69 | Bank of Hemet Riverside Calif. | 29.41 | 17.57 | 357,411 | 2.56 | 48.57 |
70 | Bank/First Citizens Bank Cleveland Tenn. | 29.19 | 25.16 | 419,985 | 2.25 | 50.49 |
Missouri Bank The Warrenton Mo. | 29.19 | 26.97 | 126,638 | 2.19 | 50.11 | |
72 | County Bank Rehoboth Beach Del. | 29.09 | 32.10 | 283,707 | 2.68 | 46.69 |
73 | First Bank Burkburnett Tex. | 29.07 | 30.44 | 144,027 | 2.28 | 61.18 |
74 | United Security Bank Sparta Ga. | 29.02 | 21.48 | 67,110 | 2.18 | 50.05 |
75 | Interstate Bank Oak Forest Ill. | 28.97 | 33.29 | 166,100 | 2.19 | 57.24 |
76 | First Bank and Trust Co. Wagoner Okla. | 28.93 | 29.28 | 143,679 | 2.76 | 48.52 |
77 | First Community Bank Savage Minn. | 28.92 | 31.36 | 97,133 | 2.47 | 41.41 |
78 | Pan American Bank Chicago | 28.90 | -33.75 | 31,061 | 3.15 | 76.22 |
79 | First National Bank of Durango Colo. | 28.87 | 27.94 | 288,933 | 2.15 | 57.10 |
80 | First Community Bank Milton Wis. | 28.86 | 29.21 | 61,748 | 2.12 | 56.33 |
81 | Security State Bank Aitkin Minn. | 28.81 | 23.31 | 89,765 | 3.07 | 43.13 |
82 | FirstCity Bank Stockbridge Ga. | 28.65 | 26.42 | 109,131 | 2.28 | 52.74 |
83 | Marseilles Bank Ill. | 28.61 | 28.27 | 31,598 | 2.46 | 52.24 |
84 | First National Bank of Gilman Ill. | 28.54 | 41.80 | 48,481 | 1.56 | 68.00 |
85 | First Valley Bank Seeley Lake Mont. | 28.48 | 28.95 | 38,285 | 2.09 | 47.16 |
86 | Shoshone First Bank Cody Wyo. | 28.44 | 30.04 | 259,381 | 2.19 | 46.75 |
87 | Stockmans Bank Elk Grove Calif. | 28.39 | 29.15 | 328,296 | 2.49 | 41.91 |
88 | Coffee County Bank Manchester Tenn. | 28.37 | 24.77 | 77,428 | 2.56 | 46.72 |
89 | First Bank of Owasso Okla. | 28.18 | 21.53 | 189,853 | 2.02 | 55.09 |
90 | Bank of Bonifay Fla. | 28.07 | 25.43 | 157,522 | 2.64 | 54.51 |
91 | First State Bank Forrest Ill. | 28.02 | 28.88 | 53,536 | 2.73 | 39.02 |
92 | Bank of the Southwest Roswell N.M. | 28.00 | 27.26 | 117,435 | 2.44 | 64.35 |
93 | First State Bank of Thermopolis Wyo. | 27.94 | 20.80 | 64,019 | 2.14 | 55.00 |
94 | Peoples Bank of LouisianaAmite | 27.92 | 19.78 | 77,528 | 2.19 | 59.04 |
Community National Bank Sarasota County Venice Fla. | 27.92 | 26.31 | 109,634 | 2.13 | 56.34 | |
96 | Hyden Citizens Bank Ky. | 27.89 | 14.39 | 101,042 | 2.22 | 56.15 |
97 | Investorsbank Pewaukee Wis. | 27.87 | 20.11 | 236,635 | 2.48 | 32.55 |
98 | Bank of Las Vegas | 27.86 | 27.07 | 135,328 | 2.35 | 54.55 |
99 | Grand Marais State Bank Minn. | 27.82 | 26.48 | 66,597 | 2.13 | 54.81 |
100 | First Security Bank Lake Benton Minn. | 27.76 | 24.32 | 16,209 | 2.14 | 57.31 |
First National Bank of Davis Okla. | 27.76 | 24.81 | 63,974 | 2.23 | 49.88 | |
102 | Colonial Bank Aurora Colo. | 27.72 | 22.29 | 177,556 | 1.97 | 59.47 |
First Bank Upper Michigan Gladstone | 27.72 | 31.49 | 151,949 | 2.98 | 46.25 | |
104 | Georgia Banking Co. Atlanta | 27.67 | -5.06 | 145,061 | 2.42 | 57.27 |
105 | Southwest National Bank Wichita | 27.65 | 23.20 | 292,568 | 2.30 | 62.69 |
106 | Security Bank Pawnee Okla. | 27.64 | 23.36 | 240,428 | 2.64 | 29.32 |
107 | Bank of Mauston Wis. | 27.63 | 29.95 | 172,181 | 2.86 | 46.72 |
108 | Hill-Dodge Banking Co. Warsaw Ill. | 27.52 | 27.83 | 33,930 | 2.43 | 39.05 |
109 | Reliabank Dakota Estelline S.D. | 27.47 | 13.69 | 108,843 | 2.48 | 55.22 |
110 | First National Bank of Artesia N.M. | 27.40 | 26.46 | 362,224 | 2.02 | 58.43 |
111 | Falcon International Bank Laredo Tex. | 27.35 | 32.42 | 359,918 | 2.56 | 57.94 |
112 | First Bank of Chandler Okla. | 27.34 | 23.67 | 59,032 | 2.79 | 45.72 |
113 | Homosassa Springs Bank Fla. | 27.33 | 26.46 | 65,704 | 2.37 | 51.98 |
114 | PrimeSouth Bank Tallassee Ala. | 27.29 | 20.27 | 94,175 | 2.26 | 45.99 |
115 | Community Bank Cameron Wis. | 27.25 | 28.89 | 69,022 | 1.92 | 53.69 |
116 | Home State Bank Louisville Neb. | 27.21 | 23.78 | 61,083 | 2.92 | 40.83 |
117 | Bank of Agriculture and Commerce Stockton Calif. | 27.18 | 13.11 | 360,456 | 1.95 | 60.35 |
118 | Western Bank St. Paul | 27.06 | 27.75 | 351,257 | 2.57 | 55.59 |
119 | Lusk State Bank Wyo. | 27.05 | 24.24 | 33,260 | 2.22 | 54.49 |
120 | Farmers State Bank Jesup Iowa | 27.02 | 14.64 | 101,370 | 2.55 | 46.98 |
121 | Jonesburg State Bank Mo. | 27.00 | 23.66 | 45,282 | 1.92 | 59.38 |
122 | Ruby Valley National Bank Twin Bridges Mont. | 26.99 | 28.74 | 53,524 | 3.04 | 51.10 |
123 | First Bank Roxton Texas | 26.97 | 20.96 | 19,166 | 2.48 | 61.29 |
124 | State Bank Tower Minn. | 26.95 | 31.11 | 45,050 | 2.02 | 66.04 |
125 | Haverford Trust Co. Radnor Pa. | 26.94 | 12.33 | 123,396 | 3.13 | 80.26 |
126 | First Coleman National Bank Tex. | 26.89 | 26.39 | 53,723 | 2.90 | 50.42 |
127 | Citizens Bank of Las Cruces N.M. | 26.88 | 26.18 | 245,313 | 2.03 | 60.24 |
128 | University National Bank Lawrence Kan. | 26.79 | 36.21 | 88,577 | 3.17 | 49.41 |
129 | First National Bank of Coffee County Douglas Ga. | 26.75 | 28.17 | 118,051 | 2.20 | 54.58 |
130 | Community Bank Missoula Mont. | 26.74 | 22.60 | 66,736 | 2.30 | 55.29 |
131 | Park Ridge Community Bank Ill. | 26.72 | 23.51 | 180,591 | 2.55 | 36.72 |
132 | Bank of the Wichitas Snyder Okla. | 26.70 | 21.02 | 61,061 | 1.82 | 63.59 |
Corydon State Bank Corydon Iowa | 26.70 | 29.23 | 45,724 | 3.23 | 23.26 | |
134 | FirstBank Antlers Okla. | 26.68 | 34.13 | 101,232 | 2.62 | 58.81 |
135 | Lake Elmo Bank Minn. | 26.63 | 15.43 | 249,277 | 2.18 | 54.32 |
136 | First National Bank of Walker Minn. | 26.62 | 24.77 | 232,097 | 2.33 | 49.89 |
137 | Capital Bank St. Paul | 26.57 | 24.37 | 46,877 | 2.12 | 55.52 |
138 | Community Pride Bank Ham Lake Minn. | 26.54 | 22.31 | 68,424 | 2.39 | 47.37 |
139 | Farmers and Merchants Bank and Trust Co. Breaux Bridge La. | 26.53 | 25.76 | 183,218 | 2.50 | 41.12 |
140 | Farmers State Bank Alto Pass Ill. | 26.50 | 29.21 | 132,188 | 2.24 | 48.53 |
141 | First National Bank of Hudson Woodbury Minn. | 26.48 | 32.29 | 361,134 | 2.65 | 55.90 |
142 | State Bank of South West Missouri Springfield | 26.41 | 34.77 | 80,882 | 1.75 | 59.24 |
143 | First State Bank Louise Tex. | 26.38 | 11.07 | 134,189 | 2.19 | 61.41 |
144 | First National Bank of La Grange Ill. | 26.37 | 26.61 | 209,201 | 2.28 | 54.16 |
Central Bank Stillwater Minn. | 26.37 | 27.11 | 302,045 | 2.16 | 57.33 | |
146 | First State Bank of the Florida Keys Key West | 26.36 | 27.25 | 535,402 | 1.74 | 62.95 |
147 | State Bank in Eden Valley Minn. | 26.34 | 27.52 | 34,096 | 2.57 | 42.12 |
Basin State Bank Stanford Mont. | 26.34 | 24.87 | 88,759 | 2.13 | 51.96 | |
149 | Farmers State Bank of Adams Minn. | 26.31 | 27.03 | 63,335 | 2.62 | 41.50 |
150 | Iowa State Bank Des Moines | 26.23 | 26.85 | 236,990 | 2.73 | 48.65 |
Town and Country Bank of Quincy Ill. | 26.23 | 23.38 | 105,032 | 2.18 | 42.80 |
Source: Highline Banking Data Services (877-305-6657)
*Independent banks with less than $1 billion of assets or whose holding companies have less than $1 billion.
Excludes industrial banks and those at which loans constitute less than half of assets and whose credit card loans exceed 25% of gross loans.
© 2005 American Banker