Community Banks with Highest Return on Average Equity (corrected)

View Table
Printer Friendly Version
Community Banks with Highest Return on Average Equity (corrected)

Community Banks with Highest Return on Average Equity (corrected)
In the fourth quarter of 2004. Dollars in thousands
Published March 30, 2005
    Return on avg. equity Assets Return on
avg. assets
Efficiency
ratio
4Q '04 4Q '03
1 Helm Bank Miami 51.08 35.02 355,515 3.43 41.51
2 Charter Bank Corpus Christi 50.69 47.48 127,995 3.26 51.80
3 Community State Bank Milbank S.D. 49.75 42.46 83,576 8.76 22.54
4 Broadway Bank Chicago 44.29 48.45 565,074 4.76 18.58
5 International City Bank Long Beach Calif. 43.80 19.62 211,365 5.45 26.68
6 Community's Bank Bridgeport Conn. 43.62 -5.70 27,509 5.29 48.24
7 Pueblo Bank and Trust Co. Colo. 41.88 44.86 365,426 3.75 50.92
8 Bryant State Bank S.D. 40.46 15.02 18,466 6.01 61.98
9 Riverside Bank Sparkman Ark. 38.45 34.59 44,046 2.96 50.97
10 State Bank of McGregor Minn. 38.13 35.64 44,609 3.64 36.37
  Bank of Dade Trenton Ga. 38.13 37.43 76,979 2.57 50.50
12 First National Bank of Picayune Miss. 37.73 36.28 161,008 3.08 46.99
13 First Bank of Northern Kentucky Fort Mitchell 37.59 -98.77 64,565 4.91 126.86
14 Kasson State Bank Minn. 37.58 13.39 60,808 3.85 38.37
15 Bank Northwest Hamilton Mo. 36.85 37.86 64,529 2.69 46.96
16 National Bank of Kansas City Leawood Kan. 36.24 48.48 339,949 4.01 79.58
17 National Republic Bank Chicago 35.85 48.28 482,705 3.96 24.59
18 American Interstate Bank Elkhorn Neb. 35.64 27.59 106,229 3.00 28.42
19 Jefferson Bank Fayette Miss. 35.46 4.07 37,642 2.62 69.64
20 Security Bank of South West Missouri Cassville 35.30 31.15 55,962 3.41 44.83
  State Bank Texas Irving 35.30 37.76 185,671 3.60 37.73
22 First National Bank Northwest Florida Panama City 35.17 9.39 140,185 3.94 42.36
23 Southern Horizon Bank Leary Ga. 35.09 43.63 18,552 3.49 73.58
24 Brighton Bank Salt Lake City 35.02 36.86 160,363 3.88 47.97
25 Peak National Bank Nederland Colo. 34.78 38.41 182,862 3.01 52.16
26 Farmers and Merchants State Bank Pierz Minn. 34.77 35.08 149,475 3.19 32.48
27 Arkansas National Bank Bentonville Ark. 34.64 32.61 631,493 2.77 51.25
28 First Bank of Delaware Brandywine 34.48 32.51 58,608 6.50 42.12
29 Citizens State Bank of Clara City Minn. 34.31 27.17 174,848 2.77 40.16
30 Randall State Bank Minn. 34.29 32.46 33,968 3.38 34.26
31 Jackson State Bank and Trust Wyo. 34.06 36.63 664,761 2.90 37.84
32 Douglas County Bank Douglasville Ga. 33.81 32.52 271,376 3.09 44.26
33 Summit Community Bank Moorefield W.Va. 33.63 10.82 603,950 2.73 46.79
34 Bank of Bloomsdale Mo. 33.62 37.73 142,927 2.63 37.86
35 North Valley Bank Thornton Colo. 33.37 31.56 106,661 2.54 60.14
36 Security First National Bank of Hugo Okla. 32.65 33.97 83,805 2.37 41.85
37 State Bank New Prague Minn. 32.60 29.88 98,564 2.52 48.90
38 Murphy Bank Fresno 32.59 36.56 97,034 3.91 37.86
39 King Southern Bank Chaplin Ky. 32.58 23.16 111,286 2.08 49.92
40 Montrosebank Montrose Colo. 32.41 34.23 119,629 2.85 51.77
41 Farmers and Merchants Bank Kendall Wis. 32.31 31.66 32,029 2.78 47.69
42 Gulf Coast Bank and Trust Co. New Orleans 32.23 30.66 525,561 2.27 60.70
43 Union National Bank Elgin Ill. 31.97 23.73 253,597 3.03 32.27
44 Vermillion State Bank Minn. 31.95 32.63 310,432 3.32 29.69
45 Ocala National Bank Ocala Fla. 31.79 23.67 110,045 2.23 59.30
46 Wilburton State Bank Okla. 31.67 21.19 55,403 1.81 48.60
47 State Bank of Countryside Ill. 31.31 29.39 878,262 3.02 30.21
48 Wauchula State Bank Fla. 31.27 22.67 446,690 2.29 44.28
49 First National Bank Heavener Okla. 31.13 24.50 74,885 2.37 45.45
50 Fife Commercial Bank Fife Wash. 31.09 20.88 68,901 2.67 54.19
51 First Security Bank of Sleepy Eye Minn. 31.07 28.06 126,980 2.02 54.37
  Central Bank and Trust Lander Wyo. 31.07 28.21 69,213 2.22 52.37
  Elysian Bank Minn. 31.07 30.69 33,596 3.21 36.05
54 Community Bank Longview Tex. 30.92 30.21 61,177 2.17 67.55
55 Bank of Inverness Fla. 30.64 27.05 231,437 2.43 51.13
56 Miami Valley Bank Quincy Ohio 30.48 23.25 128,728 3.11 35.87
57 First National Bank Fabens Tex. 30.42 32.50 201,502 2.32 46.51
58 Commerce Bank Geneva Minn. 30.31 31.54 121,219 3.27 33.41
59 Tama State Bank Marshalltown Iowa 30.04 9.99 89,337 2.48 43.38
60 Bank of the West Thomas Okla. 29.96 32.19 109,057 2.44 48.73
61 Hernando County Bank Brooksville Fla. 29.85 27.19 52,257 2.10 64.80
62 First State Bank Scottsbluff Neb. 29.77 31.14 191,205 2.58 47.08
63 Dairyland State Bank Bruce Wis. 29.72 28.22 34,613 2.28 58.24
64 Southwest State Bank Sentinel Okla. 29.65 18.67 39,125 2.06 57.17
65 Village Bank St. Francis Minn. 29.64 22.13 145,295 2.42 55.21
66 Transcapital Bank Hallandale Fla. 29.45 30.78 147,923 3.79 27.02
  Citizens Bank of Cumberland Burkesville Ky. 29.45 20.14 88,086 2.21 42.45
68 Northpointe Bank Grand Rapids Mich. 29.42 29.75 252,706 2.58 48.68
69 Bank of Hemet Riverside Calif. 29.41 17.57 357,411 2.56 48.57
70 Bank/First Citizens Bank Cleveland Tenn. 29.19 25.16 419,985 2.25 50.49
  Missouri Bank The Warrenton Mo. 29.19 26.97 126,638 2.19 50.11
72 County Bank Rehoboth Beach Del. 29.09 32.10 283,707 2.68 46.69
73 First Bank Burkburnett Tex. 29.07 30.44 144,027 2.28 61.18
74 United Security Bank Sparta Ga. 29.02 21.48 67,110 2.18 50.05
75 Interstate Bank Oak Forest Ill. 28.97 33.29 166,100 2.19 57.24
76 First Bank and Trust Co. Wagoner Okla. 28.93 29.28 143,679 2.76 48.52
77 First Community Bank Savage Minn. 28.92 31.36 97,133 2.47 41.41
78 Pan American Bank Chicago 28.90 -33.75 31,061 3.15 76.22
79 First National Bank of Durango Colo. 28.87 27.94 288,933 2.15 57.10
80 First Community Bank Milton Wis. 28.86 29.21 61,748 2.12 56.33
81 Security State Bank Aitkin Minn. 28.81 23.31 89,765 3.07 43.13
82 FirstCity Bank Stockbridge Ga. 28.65 26.42 109,131 2.28 52.74
83 Marseilles Bank Ill. 28.61 28.27 31,598 2.46 52.24
84 First National Bank of Gilman Ill. 28.54 41.80 48,481 1.56 68.00
85 First Valley Bank Seeley Lake Mont. 28.48 28.95 38,285 2.09 47.16
86 Shoshone First Bank Cody Wyo. 28.44 30.04 259,381 2.19 46.75
87 Stockmans Bank Elk Grove Calif. 28.39 29.15 328,296 2.49 41.91
88 Coffee County Bank Manchester Tenn. 28.37 24.77 77,428 2.56 46.72
89 First Bank of Owasso Okla. 28.18 21.53 189,853 2.02 55.09
90 Bank of Bonifay Fla. 28.07 25.43 157,522 2.64 54.51
91 First State Bank Forrest Ill. 28.02 28.88 53,536 2.73 39.02
92 Bank of the Southwest Roswell N.M. 28.00 27.26 117,435 2.44 64.35
93 First State Bank of Thermopolis Wyo. 27.94 20.80 64,019 2.14 55.00
94 Peoples Bank of LouisianaAmite 27.92 19.78 77,528 2.19 59.04
  Community National Bank Sarasota County Venice Fla. 27.92 26.31 109,634 2.13 56.34
96 Hyden Citizens Bank Ky. 27.89 14.39 101,042 2.22 56.15
97 Investorsbank Pewaukee Wis. 27.87 20.11 236,635 2.48 32.55
98 Bank of Las Vegas 27.86 27.07 135,328 2.35 54.55
99 Grand Marais State Bank Minn. 27.82 26.48 66,597 2.13 54.81
100 First Security Bank Lake Benton Minn. 27.76 24.32 16,209 2.14 57.31
  First National Bank of Davis Okla. 27.76 24.81 63,974 2.23 49.88
102 Colonial Bank Aurora Colo. 27.72 22.29 177,556 1.97 59.47
  First Bank Upper Michigan Gladstone 27.72 31.49 151,949 2.98 46.25
104 Georgia Banking Co. Atlanta 27.67 -5.06 145,061 2.42 57.27
105 Southwest National Bank Wichita 27.65 23.20 292,568 2.30 62.69
106 Security Bank Pawnee Okla. 27.64 23.36 240,428 2.64 29.32
107 Bank of Mauston Wis. 27.63 29.95 172,181 2.86 46.72
108 Hill-Dodge Banking Co. Warsaw Ill. 27.52 27.83 33,930 2.43 39.05
109 Reliabank Dakota Estelline S.D. 27.47 13.69 108,843 2.48 55.22
110 First National Bank of Artesia N.M. 27.40 26.46 362,224 2.02 58.43
111 Falcon International Bank Laredo Tex. 27.35 32.42 359,918 2.56 57.94
112 First Bank of Chandler Okla. 27.34 23.67 59,032 2.79 45.72
113 Homosassa Springs Bank Fla. 27.33 26.46 65,704 2.37 51.98
114 PrimeSouth Bank Tallassee Ala. 27.29 20.27 94,175 2.26 45.99
115 Community Bank Cameron Wis. 27.25 28.89 69,022 1.92 53.69
116 Home State Bank Louisville Neb. 27.21 23.78 61,083 2.92 40.83
117 Bank of Agriculture and Commerce Stockton Calif. 27.18 13.11 360,456 1.95 60.35
118 Western Bank St. Paul 27.06 27.75 351,257 2.57 55.59
119 Lusk State Bank Wyo. 27.05 24.24 33,260 2.22 54.49
120 Farmers State Bank Jesup Iowa 27.02 14.64 101,370 2.55 46.98
121 Jonesburg State Bank Mo. 27.00 23.66 45,282 1.92 59.38
122 Ruby Valley National Bank Twin Bridges Mont. 26.99 28.74 53,524 3.04 51.10
123 First Bank Roxton Texas 26.97 20.96 19,166 2.48 61.29
124 State Bank Tower Minn. 26.95 31.11 45,050 2.02 66.04
125 Haverford Trust Co. Radnor Pa. 26.94 12.33 123,396 3.13 80.26
126 First Coleman National Bank Tex. 26.89 26.39 53,723 2.90 50.42
127 Citizens Bank of Las Cruces N.M. 26.88 26.18 245,313 2.03 60.24
128 University National Bank Lawrence Kan. 26.79 36.21 88,577 3.17 49.41
129 First National Bank of Coffee County Douglas Ga. 26.75 28.17 118,051 2.20 54.58
130 Community Bank Missoula Mont. 26.74 22.60 66,736 2.30 55.29
131 Park Ridge Community Bank Ill. 26.72 23.51 180,591 2.55 36.72
132 Bank of the Wichitas Snyder Okla. 26.70 21.02 61,061 1.82 63.59
  Corydon State Bank Corydon Iowa 26.70 29.23 45,724 3.23 23.26
134 FirstBank Antlers Okla. 26.68 34.13 101,232 2.62 58.81
135 Lake Elmo Bank Minn. 26.63 15.43 249,277 2.18 54.32
136 First National Bank of Walker Minn. 26.62 24.77 232,097 2.33 49.89
137 Capital Bank St. Paul 26.57 24.37 46,877 2.12 55.52
138 Community Pride Bank Ham Lake Minn. 26.54 22.31 68,424 2.39 47.37
139 Farmers and Merchants Bank and Trust Co. Breaux Bridge La. 26.53 25.76 183,218 2.50 41.12
140 Farmers State Bank Alto Pass Ill. 26.50 29.21 132,188 2.24 48.53
141 First National Bank of Hudson Woodbury Minn. 26.48 32.29 361,134 2.65 55.90
142 State Bank of South West Missouri Springfield 26.41 34.77 80,882 1.75 59.24
143 First State Bank Louise Tex. 26.38 11.07 134,189 2.19 61.41
144 First National Bank of La Grange Ill. 26.37 26.61 209,201 2.28 54.16
  Central Bank Stillwater Minn. 26.37 27.11 302,045 2.16 57.33
146 First State Bank of the Florida Keys Key West 26.36 27.25 535,402 1.74 62.95
147 State Bank in Eden Valley Minn. 26.34 27.52 34,096 2.57 42.12
  Basin State Bank Stanford Mont. 26.34 24.87 88,759 2.13 51.96
149 Farmers State Bank of Adams Minn. 26.31 27.03 63,335 2.62 41.50
150 Iowa State Bank Des Moines 26.23 26.85 236,990 2.73 48.65
  Town and Country Bank of Quincy Ill. 26.23 23.38 105,032 2.18 42.80


Source: Highline Banking Data Services (877-305-6657)
*Independent banks with less than $1 billion of assets or whose holding companies have less than $1 billion.
Excludes industrial banks and those at which loans constitute less than half of assets and whose credit card loans exceed 25% of gross loans.
© 2005 American Banker