Community Banks with Highest Returns on Equity
November 01, 2005, 10:08 a.m. EST 1 Min Read
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Community Banks with Highest Returns on Equity
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Return on avg. equity | Return on avg. assets | Efficiency ratio | ||||
Rank | 2Q '05 | 2Q '04 | Assets | |||
1 | Citizens National Bank Evans City, Pa. | 100.06% | 10.15% | $471,298 | 9.64% | 32.59% |
2 | Bryant State Bank S.D. | 67.2 | 52.67 | 18,326 | 10.89 | 49.49 |
3 | Charter Bank Corpus Christi, Tex. | 51.84 | 49.61 | 122,938 | 3.14 | 53.79 |
4 | Citizens State Bank Petersburg, Ind. | 48.35 | 15.85 | 121,060 | 4.59 | 26.03 |
5 | Pueblo Bank and Trust Co. Colo. | 43.76 | 47.36 | 363,294 | 4.25 | 47.1 |
6 | Miami Valley Bank Quincy, Ohio | 42.16 | 28.19 | 136,919 | 4.54 | 29.75 |
7 | Riverside Bank Sparkman, Ark. | 41.79 | 37.54 | 49,121 | 3.2 | 48.83 |
8 | First National Bank Fabens, Tex. | 41.56 | 33.75 | 196,317 | 3.46 | 34.43 |
9 | First National Bank Heavener, Okla. | 39.47 | 31.67 | 79,704 | 2.88 | 41.51 |
10 | Smith River Community Bank Martinsville, Va. | 39.29 | -9.64 | 64,839 | 3.28 | 69.47 |
11 | Bank Northwest Hamilton, Mo. | 39.18 | 35.9 | 69,167 | 2.83 | 42.57 |
12 | Broadway Bank Chicago | 39.1 | 46.47 | 670,665 | 4.32 | 15.79 |
13 | United Security Bank Sparta, Ga. | 38.98 | 26.34 | 96,505 | 2.81 | 40.64 |
14 | Inter National Bank McAllen, Tex. | 38.98 | 24.79 | 988,098 | 3.18 | 36.51 |
15 | Union National Bank Elgin, Ill. | 38.91 | 32.47 | 318,970 | 4.07 | 18.65 |
16 | Farmers and Merchants Bank Kendall, Wis. | 38.35 | 33.86 | 34,149 | 3.22 | 43.49 |
17 | State Bank of New Richland Minn. | 37.77 | 23.8 | 49,501 | 2.74 | 39.8 |
18 | State Bank New Prague, Minn. | 37.62 | 38.41 | 100,066 | 2.86 | 39.8 |
19 | Investorsbank Pewaukee, Wis. | 37.46 | 19.17 | 273,447 | 3.12 | 27.82 |
20 | First National Bank of Picayune Miss. | 37.32 | 37.07 | 160,640 | 3.11 | 45.15 |
21 | Farmers and Merchants Bank of Hill City Kan. | 37.18 | 20.54 | 34,684 | 3.93 | 45.99 |
22 | State Bank of McGregor Minn. | 37.14 | 37.55 | 46,250 | 3.27 | 39.77 |
23 | Bank of Dade Trenton, Ga. | 36.95 | 37.45 | 77,079 | 2.39 | 51.19 |
24 | Security Bank of South West Missouri Cassville | 36.49 | 34.69 | 61,021 | 3.41 | 44.39 |
25 | Peotone Bank and Trust Co. Ill. | 36.41 | 29.22 | 117,720 | 2.58 | 52.61 |
26 | Southern Horizon Bank Leary, Ga. | 35.96 | 41.28 | 19,430 | 3.54 | 69.46 |
27 | First Coleman National Bank Tex. | 35.9 | 24.82 | 64,292 | 3.84 | 40.23 |
28 | First Bank and Trust Co. Wagoner, Okla. | 35.75 | 30.35 | 143,273 | 3.14 | 39.56 |
29 | First Bank of Delaware Brandywine | 35.65 | 39.39 | 66,071 | 6.93 | 40.95 |
30 | State Bank of Countryside Ill. | 35.3 | 30.69 | 999,519 | 3.21 | 28.2 |
31 | Interstate Bank Oak Forest, Ill. | 35.06 | 32.95 | 174,312 | 2.67 | 55.64 |
32 | 1st Bank Sidney, Mont. | 35.03 | 12.04 | 51,169 | 4.56 | 48.87 |
33 | Security First National Bank of Hugo Okla. | 34.99 | 32.97 | 90,983 | 2.38 | 38.44 |
34 | First National Bank and Trust Fort Walton Beach, Fla. | 34.9 | 19.5 | 443,672 | 2.78 | 56.51 |
35 | Community Bank Longview, Tex. | 34.9 | 32.01 | 62,627 | 2.51 | 62.37 |
36 | Elysian Bank Minn. | 34.77 | 33.44 | 32,237 | 3.54 | 31.25 |
37 | Commerce Bank Geneva, Minn. | 34.51 | 28.01 | 127,068 | 3.55 | 30.1 |
38 | Territory Bank Muskogee, Okla. | 34.44 | 16.79 | 6,990 | 3.08 | 89.03 |
39 | Farmers and Merchants State Bank Pierz, Minn. | 34.31 | 35 | 151,852 | 3.12 | 31.78 |
40 | Jasper State Bank Minn. | 34.25 | 13.62 | 16,526 | 4.26 | 47.79 |
41 | National Republic Bank of Chicago | 33.72 | 35.84 | 503,007 | 4.29 | 22.75 |
42 | Hernando County Bank Brooksville, Fla. | 33.6 | 26.45 | 59,857 | 2.25 | 63.09 |
43 | Vermillion State Bank Minn. | 33.45 | 32.17 | 309,064 | 3.56 | 26.39 |
44 | Community National Bank of Sarasota County Venice, Fla. | 33.3 | 27.06 | 105,134 | 2.63 | 50.74 |
45 | Bank of Bloomsdale Mo. | 33.21 | 34.59 | 150,167 | 2.51 | 37.8 |
46 | North Valley Bank Thornton, Colo. | 33.2 | 31.56 | 107,800 | 2.5 | 59.08 |
47 | Great Plains National Bank Elk City, Okla. | 33.12 | 30.66 | 235,078 | 2.66 | 52.82 |
48 | Rural American Bank Luck Wis. | 33.08 | 23.31 | 58,798 | 2.54 | 49.42 |
49 | Justin State Bank Tex. | 33.01 | 29.75 | 57,759 | 3.6 | 42.66 |
50 | First Valley Bank | 33 | 31.36 | 41,152 | 2.35 | 40.84 |
51 | Security State Bank Howard Lake, Minn. | 32.95 | 19.39 | 87,049 | 2.59 | 42.84 |
52 | Peak National Bank Nederland, Colo. | 32.7 | 39.99 | 183,026 | 2.9 | 56.8 |
53 | Randall State Bank Minn. | 32.69 | 34.1 | 33,818 | 3.19 | 37.86 |
54 | First Bank Burkburnett, Tex. | 32.64 | 26.27 | 151,762 | 2.46 | 58.61 |
55 | Douglas County Bank Douglasville, Ga. | 32.62 | 33.35 | 314,352 | 2.68 | 44.37 |
56 | Missouri Bank and Trust Co. Kansas City | 32.29 | 20.85 | 250,308 | 2.44 | 51.96 |
57 | Community Bank Missoula | 32.01 | 24.63 | 67,030 | 2.84 | 49.97 |
58 | Citizens State Bank of Clara City Minn. | 31.98 | 37.9 | 161,310 | 2.57 | 40.02 |
59 | Stockmans Bank | 31.94 | 28.5 | 324,084 | 2.77 | 36.99 |
60 | Bank of Inverness Fla. | 31.8 | 29.46 | 231,683 | 2.42 | 52.57 |
61 | Bank/First Citizens Bank Cleveland, Tenn. | 31.73 | 25.41 | 433,924 | 2.49 | 49.68 |
62 | Coffee County Bank Manchester, Tenn. | 31.66 | 28 | 89,485 | 2.59 | 43.63 |
63 | State Bank of South West Missouri Springfield | 31.51 | 25.45 | 82,039 | 2.02 | 56.28 |
64 | King Southern Bank Chaplin, Ky. | 31.5 | 34.3 | 128,087 | 2.05 | 49.64 |
65 | Peoples Bank of Louisiana Amite | 31.43 | 26.15 | 84,008 | 2.25 | 56.44 |
66 | Nebraska State Bank Oshkosh | 31.35 | 27.22 | 32,198 | 2.84 | 53.39 |
67 | Citizens Bank of Las Cruces N.M. | 31.26 | 25.65 | 287,106 | 2.21 | 57.98 |
68 | Bank of Hemet Riverside, Calif. | 31.21 | 30.9 | 377,565 | 2.64 | 44.92 |
69 | Sterling Bank Lantana, Fla. | 31.21 | 21.02 | 278,145 | 2.53 | 47.17 |
70 | First Security Bank Beaver, Okla. | 31.07 | 23.47 | 73,546 | 1.84 | 44.37 |
71 | First State Bank Louise, Tex. | 30.93 | 25.24 | 135,039 | 2.43 | 58.04 |
72 | First Bank and Trust Broken Bow, Okla. | 30.83 | 25.46 | 88,164 | 2.87 | 48.2 |
73 | First National Bank of Coffee County Douglas, Ga. | 30.78 | 26.34 | 123,846 | 2.53 | 52.14 |
74 | Bank of Baker Mont. | 30.72 | 21.32 | 55,954 | 2.75 | 37.99 |
75 | County Bank Rehoboth Beach, Del. | 30.68 | 26.37 | 298,551 | 3.15 | 45.21 |
Note: Independent banks with less than $1 billion in assets or whose holding companies have less than $1 billion. Excludes industrial banks and those at which loans constitute less than half of assets and whose credit card loans exceed 25% of gross loans.
Source: Highline Banking Data Services (877-305-6657)
© 2005 American Banker