Community Banks with Largest Credit Card Portfolios

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Community Banks with Largest Credit Card Portfolios

Community Banks with Largest Credit Card Portfolios
On March 31, 2005. Dollars in thousands*
Published July 19, 2005
Related Table: Leaders in Credit Card Concentration and Growth
Rank   March 31, 2005 Year earlier Change Loans and leases
Total Cards
1 Amalgamated Bank of Chicago $74,500 $75,465 -1.28% $350,302 21.27%
2 Pulaski Bank and Trust Co. Little Rock 50,239 41,330 21.56 333,558 15.06
3 First National Bank Fort Pierre, S.D. 40,843 37,017 10.34 355,374 11.49
4 Coppermark Bank Oklahoma City 21,340 23,522 -9.28 659,905 3.23
5 Rainier Pacific Savings Bank Tacoma 20,373 20,728 -1.71 498,154 4.09
6 CorTrust Bank Mitchell, S.D. 15,457 14,716 5.04 270,565 5.71
7 Bank of Louisiana New Orleans 13,060 14,642 -10.80 61,746 21.15
8 New Millennium Bank New Brunswick, N.J. 10,620 6,897 53.98 91,433 11.62
9 Bankers Bank of Kansas Wichita 9,931 7,933 25.19 66,343 14.97
10 First Bank and Trust Brookings, S.D. 9,248 11,994 -22.89 448,119 2.06
11 ANB Financial Rogers, Ark. 9,128 8,372 9.03 585,885 1.56
12 Landmans National Bank Audubon, Iowa 9,125 9,125 0.00 42,578 21.43
13 Farmers and Merchants State Bank Bloomfield, Neb. 7,700 7,700 0.00 71,295 10.80
14 Lexington State Bank N.C. 6,257 6,299 -0.67 744,153 0.84
15 Sibley State Bank Iowa 6,225 6,225 0.00 51,089 12.18
16 State Bank of Cross Plains Wis. 6,201 6,071 2.14 334,442 1.85
17 First International Bank and Trust Co. Watford City, N.D. 6,187 5,984 3.39 475,239 1.30
18 Plains Commerce Bank Hoven, S.D. 5,706 4,665 22.32 163,846 3.48
19 Crawford County Trust and Savings Bank Denison, Iowa 5,600 5,600 0.00 75,518 7.42
20 Quad City Bank and Trust Co. Bettendorf, Iowa 5,323 4,373 21.72 467,985 1.14
21 First Penn Bank Philadelphia 5,281 5,757 -8.27 356,429 1.48
22 Skagit State Bank Burlington, Wash. 5,195 5,399 -3.78 347,893 1.49
23 Columbia River Bank The Dalles, Ore. 5,188 4,628 12.10 581,558 0.89
24 Appalachian Community Bank Ellijay, Ga. 5,000 5,326 -6.12 388,424 1.29
25 National Bank of Blacksburg Va. 4,957 4,506 10.01 320,717 1.55
26 Community First Bank Harrison, Ark. 4,474 4,090 9.39 291,050 1.54
27 First National Bank and Trust Fort Walton Beach, Fla. 4,470 4,797 -6.82 239,909 1.86
28 Delaware County Bank and Trust Co. Lewis Center, Ohio 4,317 3,981 8.44 509,271 0.85
Texas Bank and Trust Co. Longview 4,317 4,378 -1.39 450,075 0.96
30 Cashmere Valley Bank Cashmere, Wash. 4,262 4,360 -2.25 365,640 1.17
31 1st Security Bank of Washington Lynnwood 4,016 NA NA 228,154 1.76
32 Ozaukee Bank Cedarburg, Wis. 3,701 3,784 -2.19 473,105 0.78
33 Parish National Bank Bogalusa, La. 3,616 3,677 -1.66 471,865 0.77
34 Merchants Bank Winona, Minn. 3,507 3,021 16.09 362,393 0.97
35 Palos Bank and Trust Co. Palos Heights, Ill. 3,402 3,575 -4.84 223,357 1.52
36 Chemung Canal Trust Co. Elmira, N.Y. 3,358 8,301 -59.55 394,527 0.85
37 State Bank and Trust Co. Defiance, Ohio 3,325 4,038 -17.66 253,407 1.31
38 Atlantic Stewardship Bank Midland Park, N.J. 3,221 3,350 -3.85 304,152 1.06
39 Bank of Tampa 3,213 3,035 5.86 450,469 0.71
40 American Pacific Bank Portland, Ore. 3,189 3,549 -10.14 119,763 2.66
41 Anchor Mutual Savings Bank Aberdeen, Wash. 3,109 3,213 -3.24 361,236 0.86
42 Park Bank Madison, Wis. 3,103 2,848 8.95 410,719 0.76
43 Farmers and Merchants State Bank Archbold, Ohio 3,065 3,049 0.52 475,602 0.64
44 Great Basin Bank of Nevada Elko 3,060 2,816 8.66 100,490 3.05
45 Central Bank Provo, Utah 3,055 2,642 15.63 256,454 1.19
46 Bank of Travelers Rest S.C. 2,955 2,258 30.87 208,805 1.42
47 German American Bank Jasper, Ind. 2,941 2,618 12.34 279,179 1.05
48 East Carolina Bank Engelhard, N.C. 2,846 2,708 5.10 336,626 0.85
49 Penn Security Bank and Trust Co. Scranton, Pa. 2,831 2,351 20.42 291,359 0.97
50 Planters Bank and Trust Co. Indianola, Miss. 2,826 2,658 6.32 272,142 1.04
County National Bank Clearfield, Pa. 2,826 2,810 0.57 484,903 0.58
52 D L Evans Bank Burley, Idaho 2,725 2,365 15.22 377,087 0.72
53 First National Bank and Trust Co. Asheboro, N.C. 2,724 2,772 -1.73 665,255 0.41
54 Farmers State Bank Marion, Iowa 2,715 2,398 13.22 292,526 0.93
55 FirstBank Northwest Clarkston, Wash. 2,689 2,533 6.16 573,235 0.47
56 First National Bank Paragould, Ark. 2,675 2,634 1.56 337,078 0.79
57 Midsouth BankLafayette, La. 2,674 2,425 10.27 309,865 0.86
58 Croghan Colonial Bank Fremont, Ohio 2,605 2,525 3.17 346,710 0.75
59 Citizens Bank Batesville, Ark. 2,584 2,525 2.34 285,574 0.90
60 American Trust and Savings Bank Dubuque, Iowa 2,566 2,486 3.22 504,159 0.51
61 American Marine Bank Bainbridge Island, Wash. 2,563 2,844 -9.88 248,742 1.03
62 North Side Bank and Trust Co. Cincinnati 2,541 2,683 -5.29 298,394 0.85
63 First Internet Bank of Indiana Indianapolis 2,530 2,842 -10.98 289,487 0.87
64 Security State Bank Centralia, Wash. 2,525 2,291 10.21 215,313 1.17
65 State Bank of Southern Utah Cedar City 2,515 2,598 -3.19 245,752 1.02
66 First Bremen Bank Ohio 2,498 2,479 0.77 204,819 1.22
67 Bank of Kentucky Crestview Hills 2,494 2,066 20.72 730,096 0.34
68 Baker-Boyer National Bank Walla Walla, Wash. 2,437 2,470 -1.34 254,477 0.96
69 F&M Bank Spokane 2,370 2,255 5.10 270,458 0.88
70 First State Bank of Loomis Neb. 2,350 2,350 0.00 29,928 7.85
71 National Bank of Indianapolis 2,349 2,152 9.15 662,412 0.35
72 First National Bank and Trust Co. Powell, Wyo. 2,347 2,153 9.01 145,894 1.61
73 Commercial and Savings Bank Millersburg, Ohio 2,273 2,251 0.98 224,108 1.01
74 National Grand Bank of Marblehead Mass. 2,258 2,306 -2.08 137,566 1.64
75 Somerset Trust Co. Pa. 2,252 2,103 7.09 251,273 0.90
76 Emprise Bank Wichita 2,250 2,349 -4.21 457,556 0.49
77 Conway National Bank S.C. 2,249 2,192 2.60 430,778 0.52
78 First National Banking Co. Ash Flat, Ark. 2,238 1,941 15.30 228,377 0.98
79 First County Bank Stamford, Conn. 2,216 2,308 -3.99 661,093 0.34
80 Bank of American Fork Utah 2,195 1,923 14.14 424,657 0.52
81 Whidbey Island Bank Oak Harbor, Wash. 2,180 1,965 10.94 596,113 0.37
82 Bank of Clarke County Berryville, Va. 2,137 2,038 4.86 320,628 0.67
83 Four Oaks Bank and Trust Co. N.C. 2,117 1,916 10.49 322,114 0.66
84 Far West Bank Provo, Utah 2,093 1,957 6.95 288,720 0.72
85 American Bank North Nashwauk, Minn. 2,081 1,454 43.12 370,802 0.56
Bank of Stanly Albemarle, N.C. 2,081 1,980 5.10 191,186 1.09
87 Horizon Bank Bellingham, Wash. 2,067 2,039 1.37 820,816 0.25
88 Heartland Bank Gahanna, Ohio 2,063 2,213 -6.78 289,485 0.71
89 Commonwealth Bank and Trust Co. Louisville 2,062 1,844 11.82 375,440 0.55
90 Wilson Bank and Trust Co. Lebanon, Tenn. 2,051 2,086 -1.68 572,791 0.36
91 Farmers and Merchants State Bank Meridian, Idaho 2,027 1,706 18.82 391,878 0.52
92 Macon Bank Franklin, N.C. 2,015 2,011 0.20 626,333 0.32
93 Idaho Independent Bank Coeur D'Alene 2,013 1,959 2.76 323,548 0.62
94 First American Bank and Trust Co. Vacherie, La. 1,976 1,949 1.39 285,126 0.69
95 Salisbury Bank and Trust Co. Lakeville, Conn. 1,946 1,029 89.12 205,534 0.95
96 Bar Harbor Banking and Trust Co. Maine 1,919 1,810 6.02 457,766 0.42
97 Citizens State Bank of Clara City Minn. 1,886 1,653 14.10 126,868 1.49
98 Citizens Bank Mooresville, Ind. 1,862 2,127 -12.46 172,517 1.08
99 Yadkin Valley Bank and Trust Co. Elkin, N.C. 1,843 1,570 17.39 725,031 0.25
100 First Bank and Trust Co. Duncan, Okla. 1,798 1,877 -4.21 190,049 0.95
101 Community Bank and Trust Cornelia, Ga. 1,797 1,739 3.34 549,827 0.33
102 Bank Center First Bismarck, N.D. 1,763 1,901 -7.26 158,288 1.11
103 Solvay Bank N.Y. 1,760 1,737 1.32 313,883 0.56
104 Huntington State Bank Tex. 1,723 1,535 12.25 86,504 1.99
105 Southwest Missouri Bank Carthage 1,722 1,767 -2.55 314,032 0.55
106 Adirondack Trust Co. Saratoga Springs, N.Y. 1,719 1,552 10.76 347,085 0.50
107 Old Fort Banking Co. Old Fort, Ohio 1,718 1,890 -9.10 230,225 0.75
108 Bank of Whitman Colfax, Wash. 1,708 1,774 -3.72 313,197 0.55
109 Security National Bank of Omaha 1,700 1,566 8.56 346,552 0.49
110 First Citizens National Bank Mansfield, Pa. 1,695 1,715 -1.17 368,642 0.46
111 Hastings State Bank Neb. 1,684 1,650 2.06 81,403 2.07
112 Bank of Upson Thomaston, Ga. 1,678 1,838 -8.71 138,320 1.21
113 Heritage Bank Lucama, N.C. 1,675 1,618 3.52 160,977 1.04
114 Omni Bank Metairie, La. 1,663 1,514 9.84 391,556 0.42
115 Community National Bank Derby Center, Vt. 1,659 1,704 -2.64 228,987 0.72
116 Troy Bank and Trust Co. Ala. 1,632 1,492 9.38 241,599 0.68
117 Carolina Bank and Trust Co. Lamar, S.C. 1,631 1,715 -4.90 195,547 0.83
118 Arthur State Bank Union, S.C. 1,614 1,607 0.44 360,357 0.45
119 Bank of Sun Prairie Wis. 1,608 1,535 4.76 192,636 0.83
120 Mechanics Savings Bank Mansfield, Ohio 1,605 1,619 -0.86 236,115 0.68
121 Milford National Bank and Trust Co. Mass. 1,592 1,522 4.60 229,814 0.69
122 First Bank and Trust East Texas Diboll 1,591 1,788 -11.02 315,813 0.50
Randolph Bank and Trust Co. Asheboro, N.C. 1,591 1,592 -0.06 179,278 0.89
124 Central Progressive Bank Lacombe, La. 1,582 1,273 24.27 387,042 0.41
125 Waukesha State Bank Wis. 1,553 125 1142.40 391,665 0.40
126 First Volunteer Bank of Tennessee Chattanooga 1,546 1,460 5.89 360,985 0.43
127 Friendship State Bank Friendship, Ind. 1,533 1,173 30.69 148,077 1.04
128 Bank of Fairfield Wash. 1,531 1,441 6.25 90,708 1.69
129 Isabella Bank and Trust Mount Pleasant, Mich. 1,528 1,689 -9.53 361,933 0.42
130 Plumas Bank Quincy, Calif. 1,527 1,707 -10.54 288,558 0.53
131 Southside Bank Tappahannock, Va. 1,518 1,145 32.58 273,907 0.55
132 Steuben Trust Co. Hornell, N.Y. 1,509 1,640 -7.99 174,064 0.87
133 Tennessee State Bank Pigeon Forge 1,501 1,514 -0.86 317,701 0.47
134 East Penn Bank Emmaus, Pa. 1,493 1,289 15.83 252,337 0.59
135 Community State Bank St. Charles Mich. 1,487 1,443 3.05 80,936 1.84
136 South Side Trust and Savings Bank Peoria, Ill. 1,469 1,566 -6.19 311,992 0.47
137 Peoples Bank Pratt, Kan. 1,462 1,036 41.12 110,498 1.32
138 Bankers Bank Oklahoma City 1,458 1,316 10.79 69,968 2.08
139 Pine Bluff National Bank Ark. 1,451 1,412 2.76 169,595 0.86
140 Community Bank Parkersburg W.Va. 1,446 1,446 0.00 128,116 1.13
141 Illinois National Bank Springfield 1,434 1,089 31.68 268,894 0.53
142 Farmers and Merchants Bank Stuttgart, Ark. 1,421 1,409 0.85 183,308 0.78
143 Gulf Coast Bank and Trust Co. New Orleans 1,414 1,381 2.39 394,824 0.36
144 Citizens Bank of Blount County Maryville, Tenn. 1,411 1,431 -1.40 161,735 0.87
145 Helm Bank Miami 1,398 1,197 16.79 320,583 0.44
146 Eaton National Bank and Trust Co., Ohio 1,397 1,317 6.07 135,339 1.03
147 Evergreen Bank Seattle 1,395 1,408 -0.92 156,495 0.89
148 Citizens Commerce National Bank Versailles, Ky. 1,385 1,162 19.19 165,637 0.84
149 Roanoke Rapids Savings Bank N.C. 1,384 1,441 -3.96 31,669 4.37
150 United Bank Atmore, Ala. 1,367 1,219 12.14 203,066 0.67

* Independent banks with less than $1 billion of assets or whose holding companies have less than $1 billion. Excludes industrial banks, those at which loans were less than half of assets, and those whose credit card loans exceeded 25% of gross loans.

Source: Highline Banking Data Services (877-305-6657)

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