Community Banks with Largest Credit Card Portfolios

June 14, 2006, 10:08 a.m. EDT 1 Min Read

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Community Banks with Largest Credit Card Portfolios
On Dec. 31, 2005. Dollars in thousands* Published June 7, 2006
Related Table: Leaders in Credit Card Concentration and Growth
Rank		Dec. 31	Year earlier	Change	Loans and leases
Rank		Dec. 31	Year earlier	Change	Total	Cards
1	Amalgamated Bank of Chicago	$75,348	$79,731	-5.50%	$375,166	20.08%
2	First National Bank Fort Pierre, S.D.	54,101	42,355	27.73	383,229	14.12
3	Pulaski Bank and Trust Co. Little Rock	27,245	51,215	-46.80	332,675	8.19
4	Rainier Pacific Bank Tacoma	20,972	21,468	-2.31	582,894	3.60
5	Coppermark Bank Oklahoma City	20,867	22,708	-8.11	733,054	2.85
6	CorTrust Bank Mitchell, S.D.	17,717	16,296	8.72	308,087	5.75
7	New Millennium Bank New Brunswick, N.J.	13,320	10,297	29.36	99,107	13.44
8	Bank of Guam Hagatna, Guam	12,887	13,108	-1.69	391,931	3.14
9	Bankers Bank of Kansas Wichita	10,867	10,602	2.50	73,911	14.70
10	ANB Financial National Association Bentonville, Ark.	10,038	9,653	3.99	846,781	1.19
11	Landmands National Bank Audubon, Iowa	9,125	9,125	0.00	48,644	18.76
12	First Bank and Trust Brookings, S.D.	8,418	10,351	-18.67	513,338	1.64
13	Farmers and Merchants State Bank Bloomfield, Neb.	7,700	7,700	0.00	73,167	10.52
14	First International Bank and Trust Watford City, N.D.	7,083	6,711	5.54	531,568	1.33
15	Lexington State Bank N.C.	6,973	6,702	4.04	755,398	0.92
16	State Bank of Cross Plains Wis.	6,807	6,860	-0.77	364,023	1.87
17	Sibley State Bank Iowa	6,225	6,225	0.00	52,501	11.86
18	Columbia River Bank The Dalles, Ore.	5,856	5,329	9.89	685,848	0.85
19	First Penn Bank Philadelphia	5,621	5,914	-4.95	372,736	1.51
20	Crawford County Trust and Savings Bank Denison, Iowa	5,600	5,600	0.00	90,436	6.19
21	Plains Commerce Bank Hoven, S.D.	5,414	6,447	-16.02	177,050	3.06
22	Delaware County Bank and Trust Co. Lewis Center, Ohio	5,358	3,753	42.77	554,685	0.97
23	National Bank of Blacksburg Va.	5,325	5,030	5.86	321,088	1.66
24	Appalachian Community Bank Ellijay, Ga.	4,948	5,304	-6.71	457,418	1.08
25	Texas Bank and Trust Co. Longview	4,921	4,748	3.64	560,889	0.88
26	Community First Bank Harrison, Ark.	4,603	4,486	2.61	292,801	1.57
27	Cashmere Valley Bank Wash.	4,593	4,396	4.48	417,512	1.10
28	First National Bank and Trust Co. Fort Walton Beach, Fla.	4,372	4,530	-3.49	233,863	1.87
29	Skagit State Bank Burlington, Wash.	4,321	5,112	-15.47	300,597	1.44
30	Ozaukee Bank Cedarburg, Wis.	4,146	4,139	0.17	511,207	0.81
31	Merchants Bank Winona, Minn.	4,128	3,648	13.16	370,302	1.11
32	Bank of Tampa	3,773	3,438	9.74	532,222	0.71
33	Emprise Bank Wichita	3,770	2,446	54.13	591,552	0.64
34	Palos Bank and Trust Co. Palos Heights, Ill.	3,758	3,675	2.26	233,978	1.61
35	Bank of Travelers Rest S.C.	3,740	2,851	31.18	225,126	1.66
36	Parish National Bank Bogalusa, La.	3,651	3,849	-5.14	492,911	0.74
37	1st Security Bank of Washington Lynnwood	3,623	4,428	-18.18	218,524	1.66
38	Atlantic Stewardship Bank Midland Park, N.J.	3,610	3,470	4.03	347,864	1.04
39	German American Bank Jasper, Ind.	3,534	3,390	4.25	283,612	1.25
40	Park Bank Madison	3,497	3,173	10.21	468,432	0.75
41	Anchor Mutual Savings Bank Aberdeen, Wash.	3,383	3,292	2.76	416,986	0.81
42	State Bank and Trust Co. Defiance, Ohio	3,312	3,694	-10.34	268,585	1.23
43	MidSouth Bank Lafayette, La.	3,290	2,804	17.33	352,675	0.93
44	Farmers and Merchants State Bank Archbold, Ohio	3,286	3,536	-7.07	464,092	0.71
45	Farmers State Bank Marion, Iowa	3,250	2,888	12.53	311,639	1.04
46	Great Basin Bank of Nevada Elko	3,209	3,093	3.75	118,050	2.72
47	Central Bank Provo, Utah	3,206	3,215	-0.28	294,242	1.09
48	County National Bank Clearfield, Pa.	3,163	2,981	6.11	511,400	0.62
49	Penn Security Bank and Trust Co. Scranton, Pa.	3,152	2,872	9.75	321,362	0.98
50	Chemung Canal Trust Co. Elmira, N.Y.	3,102	3,751	-17.30	418,689	0.74
51	First Bremen Bank Ohio	3,039	2,719	11.77	219,209	1.39
52	Planters Bank and Trust Co. Indianola, Miss.	2,975	3,065	-2.94	293,475	1.01
53	Bank of Kentucky Inc. Crestview Hills	2,898	2,689	7.77	732,668	0.40
54	FirstBank Northwest Clarkston, Wash.	2,866	2,853	0.46	626,156	0.46
55	Citizens Bank Batesville, Ark.	2,813	2,794	0.68	303,597	0.93
56	State Bank of Southern Utah Cedar City	2,810	2,741	2.52	273,539	1.03
57	Baker-Boyer National Bank Walla Walla, Wash.	2,766	2,588	6.88	253,157	1.09
58	First National Bank Paragould, Ark.	2,757	2,801	-1.57	357,407	0.77
59	D. L. Evans Bank Burley, Idaho	2,750	2,816	-2.34	421,184	0.65
60	National Bank of Indianapolis	2,737	2,480	10.36	684,487	0.40
61	Croghan Colonial Bank Fremont, Ohio	2,729	2,827	-3.47	340,910	0.80
62	American Trust and Savings Bank Dubuque, Iowa	2,653	2,806	-5.45	561,810	0.47
63	Bank of American Fork Utah	2,634	2,301	14.47	477,734	0.55
64	North Side Bank and Trust Co. Cincinnati	2,625	2,672	-1.76	300,644	0.87
65	Security State Bank Centralia, Wash.	2,617	2,513	4.14	251,282	1.04
66	Whidbey Island Bank Oak Harbor, Wash.	2,592	2,266	14.39	633,086	0.41
67	Somerset Trust Co. Pa.	2,589	2,300	12.57	255,905	1.01
68	First National Bank and Trust Co. Powell, Wyo.	2,577	2,465	4.54	154,267	1.67
69	Conway National Bank S.C.	2,547	2,308	10.36	503,926	0.51
70	Bank of Clarke County Berryville, Va.	2,527	2,298	9.97	355,779	0.71
71	First Internet Bank of Indiana Indianapolis	2,522	2,699	-6.56	300,390	0.84
72	Idaho Independent Bank Coeur DAlene	2,498	2,187	14.22	421,898	0.59
73	First National Banking Co. Ash Flat, Ark.	2,494	2,331	6.99	252,697	0.99
74	American Marine Bank Bainbridge Island, Wash.	2,463	2,732	-9.85	261,787	0.94
75	F & M Bank Spokane	2,455	2,332	5.27	312,901	0.78
76	National Grand Bank of Marblehead Mass.	2,430	2,525	-3.76	154,955	1.57
77	Commercial and Savings Bank Millersburg, Ohio	2,419	2,379	1.68	215,020	1.13
78	Far West Bank Provo, Utah	2,369	2,379	-0.42	301,379	0.79
79	American Bank of the North Nashwauk, Minn.	2,367	2,017	17.35	408,751	0.58
80	First State Bank Loomis, Neb.	2,350	2,350	0.00	30,231	7.77
81	Farmers and Merchants State Bank Boise, Idaho	2,299	2,067	11.22	452,645	0.51
82	Citizens State Bank of Clara City Minn.	2,295	1,893	21.24	157,301	1.46
83	Commonwealth Bank and Trust Co. Louisville, Ky.	2,266	2,283	-0.74	381,919	0.59
84	Salisbury Bank and Trust Co. Lakeville, Conn.	2,240	2,142	4.58	218,616	1.02
85	First County Bank Stamford, Conn.	2,219	2,423	-8.42	717,018	0.31
86	Bar Harbor Bank and Trust Maine	2,180	1,986	9.77	514,866	0.42
87	Four Oaks Bank and Trust Co. Four Oaks, N.C.	2,159	2,195	-1.64	397,094	0.54
88	Heartland Bank Gahanna, Ohio	2,101	2,260	-7.04	314,775	0.67
89	Bank of Upson Thomaston, Ga.	2,035	1,803	12.87	174,220	1.17
90	Community Bank and Trust Cornelia, Ga.	2,031	2,017	0.69	598,912	0.34
91	Bank of Whitman Colfax, Wash.	2,005	1,838	9.09	344,952	0.58
92	Solvay Bank N.Y.	2,003	1,890	5.98	327,477	0.61
93	Bank Center First Bismarck, N.D.	1,995	2,023	-1.38	172,953	1.15
94	EVB Tappahannock, Va.	1,980	1,583	25.08	293,392	0.67
95	Security National Bank of Omaha	1,956	1,815	7.77	355,342	0.55
96	First Volunteer Bank of Tennessee Chattanooga	1,916	1,730	10.75	372,604	0.51
97	Community National Bank Derby, Vt.	1,900	1,880	1.06	251,525	0.76
98	Huntington State Bank Tex.	1,894	1,699	11.48	91,678	2.07
99	Citizens Bank Mooresville, Ind.	1,889	1,953	-3.28	176,093	1.07
100	First Bank and Trust Co. Duncan, Okla.	1,873	2,010	-6.82	224,431	0.83
101	Adirondack Trust Co. Saratoga Springs, N.Y.	1,866	1,702	9.64	364,596	0.51
102	Merchants and Planters Bank Newport, Ark.	1,855	1,875	-1.07	74,001	2.51
103	Arthur State Bank Union, S.C.	1,849	1,673	10.52	417,400	0.44
104	Hastings State Bank Hastings, Neb.	1,831	1,812	1.05	97,324	1.88
105	Bank of Stanly Albemarle, N.C.	1,809	2,172	-16.71	197,994	0.91
106	Old Fort Banking Co. Ohio	1,784	1,856	-3.88	254,214	0.70
107	Omni Bank Metairie, La.	1,775	1,765	0.57	432,800	0.41
108	Friendship State Bank Friendship, Ind.	1,774	1,562	13.57	155,345	1.14
109	First Bank and Trust East Texas Diboll	1,764	1,799	-1.95	311,613	0.57
110	Randolph Bank and Trust Co. Asheboro, N.C.	1,755	1,623	8.13	183,455	0.96
111	Mechanics Savings Bank Mansfield, Ohio	1,739	1,751	-0.69	243,478	0.71
112	Heritage Bank Lucama, N.C.	1,738	1,758	-1.14	161,583	1.08
113	Carolina Bank and Trust Co. Lamar, S.C.	1,733	1,785	-2.91	205,841	0.84
114	South Side Trust and Savings Bank of Peoria	1,731	1,746	-0.86	316,820	0.55
115	Troy Bank and Trust Co. Ala.	1,730	1,597	8.33	262,264	0.66
116	Isabella Bank and Trust Mount Pleasant, Mich.	1,722	1,680	2.50	390,886	0.44
117	Southwest Missouri Bank Carthage	1,679	1,700	-1.24	341,234	0.49
118	Steuben Trust Co. Hornell, N.Y.	1,671	1,661	0.60	183,180	0.91
119	Illinois National Bank Springfield	1,664	1,453	14.52	293,797	0.57
120	Waukesha State Bank Wis.	1,661	1,554	6.89	438,051	0.38
121	Citizens Commerce National Bank Versailles, Ky.	1,661	1,427	16.40	175,589	0.95
122	Eaton National Bank and Trust Co. Ohio	1,656	1,464	13.11	130,681	1.27
123	Bank of Fairfield Wash.	1,652	1,600	3.25	98,998	1.67
124	First Citizens National Bank Mansfield, Pa.	1,642	1,801	-8.83	382,803	0.43
125	Bank of Sun Prairie Wis.	1,628	1,690	-3.67	188,039	0.87
126	East Penn Bank Emmaus, Pa.	1,616	1,557	3.79	294,464	0.55
127	Farmers and Merchants Bank Timberville, Va.	1,616	1,478	9.34	278,935	0.58
128	Citizens Bank of Blount County Maryville, Tenn.	1,614	1,533	5.28	179,368	0.90
129	Community Bank of Parkersburg W.Va.	1,591	1,486	7.07	134,809	1.18
130	Community State Bank of St. Charles Mich.	1,582	1,607	-1.56	80,791	1.96
131	Tennessee State Bank Pigeon Forge	1,574	1,516	3.83	346,610	0.45
132	Central Progressive Bank Lacombe, La.	1,571	1,563	0.51	429,972	0.37
133	Bank of Southside Virginia Carson	1,570	1,536	2.21	235,914	0.67
134	Hilltop National Bank Casper, Wyo.	1,570	1,642	-4.38	192,311	0.82
135	Cumberland Valley National Bank and Trust Co. London, Ky.	1,556	1,486	4.71	255,208	0.61
136	Helm Bank Miami	1,541	1,370	12.48	329,494	0.47
137	United Bank Atmore, Ala.	1,533	1,420	7.96	230,359	0.67
138	Union Bank Co. Columbus Grove, Ohio	1,527	1,403	8.84	310,005	0.49
139	Plumas Bank Quincy, Calif.	1,521	1,703	-10.69	322,412	0.47
140	Peoples Bank Pratt, Kan.	1,517	1,378	10.09	125,789	1.21
141	Farmers and Merchants Bank Stuttgart, Ark.	1,508	1,561	-3.40	193,522	0.78
142	St. Joseph Capital Bank Mishawaka, Ind.	1,500	925	62.16	338,705	0.44
143	Bank/First Citizens Bank Cleveland, Tenn.	1,486	1,300	14.31	315,148	0.47
144	First Security Bank of Malta Mont.	1,482	1,302	13.82	16,453	9.01
145	Gulf Coast Bank and Trust Co. New Orleans	1,474	1,538	-4.16	476,398	0.31
146	Mountain National Bank Sevierville, Tenn.	1,469	1,338	9.79	247,894	0.59
147	American State Bank Sioux Center, Iowa	1,416	1,359	4.19	287,078	0.49
148	First National Bank Orrville, Ohio	1,414	1,364	3.67	193,441	0.73
149	State Bank of Alcester S.D.	1,412	1,380	2.32	48,797	2.89
150	Greenville National Bank Ohio	1,402	1,468	-4.50	228,118	0.61

*Independent banks with less than $1 billion of assets or whose holding companies have less than $1 billion in assets.

Excludes industrial banks, those at which loans were less than half of assets, and those whose credit card loans exceeded 25% of gross loans.

Source: SNL Financial, Charlottesville, Va. (www.snl.com)