Community Banks with Largest Credit Card Portfolios

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Community Banks with Largest Credit Card Portfolios

Community Banks with Largest Credit Card Portfolios
On March 31, 2006. Dollars in thousands
Published October 5, 2006
Related Table: Community Banking Leaders in Credit Card Concentration and Growth
      Loans and leases
    March 31 Year earlier Change Total Cards
1 Amalgamated Bank of Chicago $70,243 $74,500 -5.70% $382,355 18.40%
2 First National Bank of Colorado Boulder 57,366 82,248 -30.3 538,397 10.7
3 First National Bank Fort Pierre, S.D. 54,597 40,843 33.7 393,412 13.9
4 First National Bank and Trust Co. of Columbus Neb. 54,497 102,811 -47 296,371 18.4
5 First National Bank North Platte, Neb. 51,629 115,147 -55.2 333,120 15.5
6 Platte Valley State Bank and Trust Co. Kearney, Neb. 31,552 65,799 -52 284,144 11.1
7 First National Bank South Dakota Yankton 28,678 41,124 -30.3 315,436 9.1
8 Shelby County State Bank Harlan, Iowa 28,250 28,250 0 156,644 18
9 Pulaski Bank and Trust Co. Little Rock 28,064 50,239 -44.1 351,319 8
10 Coppermark Bank Oklahoma City 19,566 21,340 -8.3 766,700 2.6
11 Rainier Pacific Bank Tacoma 19,566 20,373 -4 595,695 3.3
12 Washington County Bank Blair, Neb. 16,350 16,350 0 183,873 8.9
13 CorTrust Bank Mitchell, S.D. 16,140 15,457 4.4 308,219 5.2
14 First Savings Bank Beresford, S.D. 15,031 5,757 161.1 344,507 4.4
15 New Millennium Bank New Brunswick, N.J. 13,017 10,620 22.6 101,060 12.9
16 Bank of Guam Hagatna 12,334 13,215 -6.7 413,368 3
17 Sound Community Bank Seattle 11,483 11,380 0.9 195,480 5.9
18 Banker’s Bank of Kansas Wichita 10,059 9,931 1.3 72,335 13.9
19 Landmands National Bank Audubon, Iowa 9,125 9,125 0 48,847 18.7
20 Farmers and Merchants State Bank Bloomfield, Neb. 7,700 7,700 0 72,886 10.6
21 First Bank and Trust Brookings, S.D. 7,684 9,248 -16.9 545,629 1.4
22 First International Bank and Trust Watford City, N.D. 6,752 6,187 9.1 578,441 1.2
23 Lexington State Bank N.C. 6,482 6,257 3.6 754,976 0.9
24 State Bank of Cross Plains Wis. 6,312 6,201 1.8 377,521 1.7
25 Sibley State Bank Iowa 6,225 6,225 0 52,957 11.8
26 Crawford County Trust and Savings Bank Denison, Iowa 5,600 5,600 0 88,237 6.3
27 Columbia River Bank The Dalles, Ore. 5,581 5,188 7.6 682,758 0.8
28 First Penn Bank Philadelphia, Pa. 5,336 5,281 1 380,967 1.4
29 Delaware County Bank and Trust Co. Lewis Center, Ohio 5,315 4,317 23.1 568,819 0.9
30 National Bank of Blacksburg Va. 4,777 4,957 -3.6 324,591 1.5
31 Appalachian Community Bank Ellijay, Ga. 4,758 5,000 -4.8 492,678 1
32 Plains Commerce Bank Hoven, S.D. 4,746 5,706 -16.8 179,201 2.6
33 Universal Savings Bank Milwaukee 4,552 14,689 -69 78,718 5.8
34 Community First Bank Harrison, Ark. 4,550 4,474 1.7 304,466 1.5
35 Cashmere Valley Bank Wash. 4,511 4,262 5.8 438,149 1
36 Texas Bank and Trust Co. Longview 4,436 4,317 2.8 603,026 0.7
37 First National Bank and Trust Co. Fort Walton Beach, Fla. 4,302 4,470 -3.8 231,269 1.9
38 Skagit State Bank Burlington, Wash. 4,000 5,195 -23 298,557 1.3
39 Merchants Bank Winona, Minn. 3,878 3,507 10.6 371,027 1
40 Bank of Travelers Rest S.C. 3,743 2,955 26.7 237,753 1.6
41 Ozaukee Bank Cedarburg, Wis. 3,681 3,701 -0.5 503,061 0.7
42 York State Bank and Trust Co. Neb. 3,500 3,500 0 136,737 2.6
43 Palos Bank and Trust Co. Palos Heights, Ill. 3,476 3,402 2.2 231,223 1.5
44 Anchor Mutual Savings Bank Aberdeen, Wash. 3,457 3,109 11.2 425,831 0.8
45 Atlantic Stewardship Bank Midland Park, N.J. 3,409 3,221 5.8 346,283 1
46 Park Bank Madison, Wis. 3,405 3,103 9.7 497,784 0.7
47 Bank of Tampa 3,391 3,213 5.5 555,005 0.6
48 Parish National Bank Bogalusa, La. 3,221 3,616 -10.9 499,988 0.6
49 Great Basin Bank of Nevada Elko 3,094 3,060 1.1 131,627 2.4
50 Farmers State Bank Marion, Iowa 3,089 2,715 13.8 323,857 1
51 MidSouth Bank Lafayette, La. 3,020 2,674 12.9 355,796 0.8
52 Penn Security Bank and Trust Co. Scranton, Pa. 3,008 2,831 6.3 329,495 0.9
53 Farmers and Merchants State Bank Archbold, Ohio 2,999 3,065 -2.2 478,175 0.6
54 State Bank and Trust Co. Defiance, Ohio 2,998 3,325 -9.8 278,559 1.1
55 First Bremen Bank Ohio 2,937 2,498 17.6 217,705 1.3
56 County National Bank Clearfield, Pa. 2,937 2,826 3.9 529,420 0.6
57 Armed Forces Bank Fort Leavenworth, Kan. 2,872 2,959 -2.9 455,984 0.6
58 Bank of Kentucky Inc. Crestview Hills 2,864 2,494 14.8 749,601 0.4
59 Central Bank Provo, Utah 2,858 3,055 -6.4 303,811 0.9
60 FirstBank Northwest Clarkston, Wash. 2,787 2,689 3.6 643,695 0.4
61 Chemung Canal Trust Co. Elmira, N.Y. 2,743 3,358 -18.3 435,183 0.6
62 D. L. Evans Bank Burley, Idaho 2,706 2,725 -0.7 431,810 0.6
63 Citizens Bank Batesville, Ark. 2,611 2,584 1 302,127 0.9
64 Whidbey Island Bank Oak Harbor, Wash. 2,558 2,180 17.3 652,490 0.4
65 Baker-Boyer National Bank Walla Walla, Wash. 2,550 2,437 4.6 257,608 1
66 State Bank of Southern Utah Cedar City 2,547 2,515 1.3 307,977 0.8
67 Emprise Bank Wichita 2,541 2,250 12.9 592,196 0.4
68 First National Bank Paragould, Ark. 2,534 2,675 -5.3 356,775 0.7
69 National Bank of Indianapolis 2,521 2,349 7.3 677,093 0.4
70 North Side Bank and Trust Co. Cincinnati 2,512 2,541 -1.1 309,243 0.8
71 Somerset Trust Co. Pa. 2,501 2,252 11.1 261,902 1
72 Security State Bank Centralia, Wash. 2,490 2,525 -1.4 239,120 1
73 American Bank of the North Nashwauk, Minn. 2,470 2,081 18.7 418,529 0.6
74 American Trust and Savings Bank Dubuque, Iowa 2,460 2,566 -4.1 566,338 0.4
75 Bank of American Fork Utah 2,449 2,195 11.6 507,993 0.5
76 Croghan Colonial Bank Fremont, Ohio 2,403 2,605 -7.80 338,298 0.70
77 Bank of Clarke County Berryville, Va. 2,384 2,137 11.6 361,270 0.7
78 First National Bank and Trust Co. Powell, Wyo. 2,369 2,347 0.9 159,312 1.5
79 First State Bank Loomis, Neb. 2,350 2,350 0 29,482 8
80 F and M Bank Spokane 2,339 2,370 -1.3 331,953 0.7
81 Commercial and Savings Bank Millersburg, Ohio 2,334 2,273 2.7 221,366 1.1
82 Conway National Bank S.C. 2,326 2,249 3.4 516,344 0.5
83 First National Banking Co. Ash Flat, Ark. 2,309 2,238 3.2 256,543 0.9
84 American Marine Bank Bainbridge Island, Wash. 2,240 2,563 -12.6 257,906 0.9
85 National Grand Bank of Marblehead Mass. 2,213 2,258 -2 156,547 1.4
86 Commonwealth Bank and Trust Co. Louisville, Ky. 2,195 2,062 6.5 383,196 0.6
87 Idaho Independent Bank Coeur D'Alene 2,173 2,013 7.9 437,152 0.5
88 Bar Harbor Bank and Trust Maine 2,119 1,919 10.4 529,119 0.4
89 First County Bank Stamford, Conn. 2,116 2,216 -4.5 748,628 0.3
90 First Internet Bank of Indiana Indianapolis 2,115 2,530 -16.4 299,022 0.7
91 Farmers and Merchants State Bank Boise, Idaho 2,097 2,027 3.5 494,317 0.4
92 Citizens State Bank of Clara City Minn. 2,093 1,886 11 162,210 1.3
93 Four Oaks Bank and Trust Co. N.C. 2,086 2,117 -1.5 409,740 0.5
94 Far West Bank Provo, Utah 2,079 2,093 -0.7 317,269 0.7
95 Salisbury Bank and Trust Co. Lakeville, Conn. 2,003 1,946 2.9 221,101 0.9
96 Heartland Bank Gahanna, Ohio 2,002 2,063 -3 314,943 0.6
97 Community Bank and Trust Cornelia, Ga. 1,995 1,797 11 628,621 0.3
98 EVB Tappahannock, Va. 1,978 1,518 30.3 300,705 0.7
99 Houghton State Bank Red Oak, Iowa 1,900 1,900 0 92,252 2.1
100 Bank of Upson Thomaston, Ga. 1,871 1,678 11.5 175,167 1.1
101 Huntington State Bank Tex. 1,867 1,723 8.4 91,527 2
102 Solvay Bank N.Y. 1,866 1,760 6 326,972 0.6
103 Bank of Whitman Colfax, Wash. 1,841 1,708 7.8 345,029 0.5
104 Jefferson Bank of Missouri Jefferson City 1,805 1,651 9.3 329,846 0.5
105 Adirondack Trust Co. Saratoga Springs, N.Y. 1,792 1,719 4.2 368,622 0.5
106 Arthur State Bank Union, S.C. 1,780 1,614 10.3 427,399 0.4
107 Bank Center First Bismarck, N.D. 1,751 1,763 -0.7 176,514 1
108 Citizens Bank Mooresville, Ind. 1,730 1,862 -7.1 179,771 1
109 Community National Bank Derby, Vt. 1,722 1,659 3.8 259,124 0.7
110 Friendship State Bank Ind. 1,709 1,533 11.5 155,975 1.1
111 Empire Bank Springfield, Mo. 1,707 1,394 22.5 532,099 0.3
112 Waukesha State Bank Wis. 1,707 1,553 9.9 449,831 0.4
113 Troy Bank and Trust Co. Ala. 1,707 1,632 4.6 260,419 0.7
114 First Bank and Trust Co. Duncan, Okla. 1,704 1,798 -5.2 216,443 0.8
115 Illinois National Bank Springfield 1,701 1,434 18.6 309,364 0.5
116 Old Fort Banking Co. Ohio 1,693 1,718 -1.5 253,106 0.7
117 First Volunteer Bank of Tennessee Chattanooga 1,678 1,546 8.5 368,196 0.5
118 Security National Bank of Omaha 1,661 1,700 -2.3 367,103 0.5
119 Mountain National Bank Sevierville, Tenn. 1,646 1,343 22.6 273,371 0.6
120 Bank of Stanly Albemarle, N.C. 1,641 2,081 -21.1 205,327 0.8
121 First Bank and Trust East Texas Diboll 1,613 1,591 1.4 313,922 0.5
122 First Citizens National Bank Mansfield, Pa. 1,597 1,695 -5.8 388,825 0.4
123 Bank of Southside Virginia Carson 1,597 1,495 6.8 238,549 0.7
124 Randolph Bank and Trust Co. Asheboro, N.C. 1,585 1,591 -0.4 183,655 0.9
125 South Side Trust and Savings Bank of Peoria Ill. 1,583 1,469 7.8 319,521 0.5
126 Heritage Bank Lucama, N.C. 1,580 1,675 -5.7 159,952 1
127 Bank of Fairfield Wash. 1,573 1,531 2.7 103,235 1.5
128 Carolina Bank and Trust Co. Lamar, S.C. 1,570 1,631 -3.7 201,463 0.8
129 Liberty Bank FSB West Des Moines, Iowa 1,562 397 293.5 753,555 0.2
130 Bank of Sun Prairie Wis. 1,550 1,608 -3.6 195,088 0.8
131 Isabella Bank and Trust Mount Pleasant, Mich. 1,543 1,528 1 392,020 0.4
132 Community Bank of Parkersburg W.Va. 1,541 1,446 6.6 134,067 1.1
133 Tennessee State Bank Pigeon Forge 1,540 1,501 2.6 357,470 0.4
134 Hastings State Bank Neb. 1,536 1,684 -8.8 100,490 1.5
135 East Penn Bank Emmaus, Pa. 1,523 1,493 2 295,833 0.5
136 Steuben Trust Co. Hornell, N.Y. 1,518 1,509 0.6 186,567 0.8
137 Southwest Missouri Bank Carthage, Mo. 1,508 1,722 -12.4 351,538 0.4
138 Farmers and Merchants Bank Timberville, Va. 1,506 1,351 11.5 290,555 0.5
139 Omni Bank Metairie, La. 1,504 1,663 -9.6 427,036 0.4
140 Security Federal Bank Aiken, S.C. 1,499 1,324 13.2 381,812 0.4
141 BankFirst Financial Services Macon, Miss. 1,496 1,325 12.9 345,464 0.4
142 Citizens Commerce National Bank Versailles, Ky. 1,495 1,385 7.9 174,359 0.9
143 Eaton National Bank and Trust Co. Ohio 1,488 1,397 6.5 128,707 1.2
144 Mechanics Savings Bank Mansfield, Ohio 1,485 1,605 -7.5 242,481 0.6
145 Central Progressive Bank Lacombe, La. 1,466 1,582 -7.3 461,551 0.3
146 First Security Bank of Malta Mont. 1,465 1,269 15.4 16,993 8.6
147 United Bankers’ Bank Bloomington, Minn. 1,452 1,308 11 191,007 0.8
148 Citizens Community Federal Eau Claire, Wis. 1,447 818 76.9 234,860 0.6
149 Helm Bank Miami 1,428 1,398 2.1 331,938 0.4
150 Community State Bank of St. Charles Mich. 1,426 1,487 -4.1 80,736 1.8


*Independent banks with less than $1 billion of assets or whose holding companies have less than $1 billion. Excludes industrial banks, those at which loans were less than half of assets, and those whose credit card loans exceeded 25% of gross loans.
Source:

SNL Financial
, Charlottesville, Va.
© 2006 American Banker