Community Banks with Largest First Mortgage Portfolios

January 27, 2009, 10:08 a.m. EST 1 Min Read

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Community Banks with Largest First Mortgage PortfoliosOn Sept. 30, 2008. Dollars in thousands Published January 27, 2009
Rank		First mortgages			Total loans and leases	Assets
Rank		Sept. 30	Year earlier	Change	Total loans and leases	Assets
1	Dedham Institution for Savings Mass.	$565,490	$514,394	9.9%	$722,286	$984,155
2	Institution for Savings in Newburyport and Its Vicinity Mass.	521,838	412,758	26.4	615,174	953,016
3	Fidelity Homestead Savings Bank New Orleans	495,523	416,312	19.0	608,870	882,544
4	Kennebec Savings Bank Augusta, Maine	459,362	424,479	8.2	566,989	667,376
5	Haven Savings Bank Hoboken, N.J.	449,674	445,142	1.0	493,437	697,232
6	Needham Bank Mass.	432,644	294,400	47.0	731,669	893,755
7	Easthampton Savings Bank Mass.	424,546	396,718	7.0	586,581	774,215
8	East Cambridge Savings Bank Mass.	417,513	380,436	9.7	574,816	814,998
9	BAC Florida Bank Coral Gables	413,677	418,305	-1.1	615,170	949,564
10	Saco and Biddeford Savings Institution Maine	406,387	374,364	8.6	596,230	727,024
11	Torrington Savings Bank Conn.	397,758	379,737	4.7	437,435	726,668
12	Great Midwest Bank Brookfield, Wis.	389,412	401,560	-3.0	469,969	595,079
13	Newtown Savings Bank Conn.	381,555	324,630	17.5	801,728	932,752
14	Avidia Bank Hudson, Mass.	365,671	377,731	-3.2	720,413	954,005
15	Lisle Savings Bank Ill.	351,326	362,431	-3.1	438,565	496,381
16	Wainwright Bank and Trust Co. Boston	348,407	263,898	32.0	802,504	979,538
17	M&T Bank Oakfield, N.Y.	341,024	103,707	228.8	438,528	645,033
18	Harleysville Savings Bank Pa.	331,659	299,496	10.7	479,207	825,798
19	Legacy Banks Pittsfield, Mass.	316,944	308,270	2.8	693,982	901,436
20	Ulster Savings Bank Kingston, N.Y.	316,519	264,301	19.8	539,441	672,882
21	Savings Bank of Danbury Conn.	315,062	263,362	19.6	573,088	680,773
22	Norway Savings Bank Maine	303,706	277,172	9.6	759,531	917,367
23	First Collinsville Bank Ill.	302,245	289,331	4.5	471,964	572,443
24	Marquette Savings Bank Erie, Pa.	297,548	268,660	10.8	360,461	512,095
25	Hingham Institution for Savings Mass.	296,884	278,908	6.4	639,810	812,139
26	Village Bank Newton, Mass.	296,726	282,296	5.1	485,630	625,487
27	Cooperative Bank Wilmington, N.C.	296,409	263,171	12.6	884,474	981,910
28	South Shore Savings Bank South Weymouth, Mass.	283,492	258,129	9.8	638,651	963,911
29	Newburyport Five Cents Savings Bank Mass.	277,052	229,161	20.9	456,472	589,746
30	Greenfield Savings Bank Mass.	276,471	261,491	5.7	394,964	576,744
31	Citizens-Union Savings Bank Fall River, Mass.	271,631	251,552	8.0	480,099	642,676
32	Manasquan Savings Bank N.J.	269,523	307,202	-12.3	422,027	574,427
33	First State Community Bank Farmington, Mo.	266,108	194,481	36.8	708,506	929,361
34	Fidelity Savings Bank Pittsburgh	265,437	267,950	-0.9	464,435	721,972
35	First National Bank of America East Lansing, Mich.	262,847	241,392	8.9	370,146	406,657
36	Bar Harbor Bank and Trust Maine	262,483	258,019	1.7	624,205	943,563
37	Benjamin Franklin Bank Franklin, Mass.	254,453	208,947	21.8	678,908	980,769
38	Republic Federal Bank Miami	252,442	266,406	-5.2	397,812	533,528
39	HSBC National Bank USA Bethesda, Md.	252,285	89,326	182.4	265,947	420,650
40	Guilford Savings Bank Conn.	250,815	227,258	10.4	347,440	461,496
41	Dime Bank Norwich, Conn.	250,173	223,487	11.9	534,160	684,687
42	Belmont Savings Bank Mass.	249,605	235,425	6.0	360,183	482,055
43	Brannen Bank Inverness, Fla.	244,582	117,487	108.2	307,532	406,930
44	Martha's Vineyard Savings Bank Edgartown, Mass.	242,501	127,666	89.9	358,992	470,181
45	Ohio Valley Bank Co. Gallipolis	240,936	239,242	0.7	609,788	765,824
46	Northfield Savings Bank Vt.	240,617	219,777	9.5	442,016	579,720
47	Winchester Co-operative Bank Mass.	240,561	228,870	5.1	300,377	396,246
48	Cape Cod Cooperative Bank Hyannis, Mass.	237,918	224,636	5.9	447,795	593,756
49	Middleburg Bank Va.	236,554	189,155	25.1	696,476	930,845
50	Bogota Savings Bank N.J.	235,966	203,607	15.9	274,097	309,847
51	Laconia Savings Bank N.H.	235,495	205,420	14.6	665,082	904,705
52	Androscoggin Savings Bank Lewiston, Maine	235,113	207,905	13.1	519,305	631,024
53	First Savings Bank of Hegewisch Chicago	233,610	208,664	12.0	253,798	488,753
54	Adams County National Bank Gettysburg, Pa.	232,360	218,416	6.4	623,704	921,342
55	First National Bank of Greencastle Pa.	229,742	207,097	10.9	411,756	533,227
56	Fulton Savings Bank N.Y.	228,900	229,624	-0.3	290,943	402,097
57	Clinton Savings Bank Mass.	228,859	206,639	10.8	372,632	485,210
58	Pioneer Bank Troy, N.Y.	228,682	236,100	-3.1	477,032	693,562
59	Geauga Savings Bank Newbury, Ohio	228,635	237,759	-3.8	364,952	510,674
60	Chelsea Groton Savings Bank Norwich, Conn.	227,456	211,981	7.3	538,056	707,324
61	Thomaston Savings Bank Conn.	223,574	208,932	7.0	358,536	542,584
62	Southbridge Savings Bank Mass.	222,765	210,595	5.8	357,609	444,804
63	Northway Bank Berlin, N.H.	221,818	186,165	19.2	558,902	716,970
64	Mechanics Savings Bank Mansfield, Ohio	220,141	208,772	5.4	268,197	321,951
65	Hoyne Savings Bank Chicago	219,771	225,720	-2.6	231,254	297,497
66	StonehamBank Mass.	217,133	198,404	9.4	319,906	420,442
67	Mt. Washington Co-operative Bank South Boston	215,957	176,842	22.1	397,158	560,110
68	Patriot National Bank Stamford, Conn.	215,181	135,302	59.0	800,096	904,319
69	Bank of Canton Mass.	214,936	199,583	7.7	617,089	838,237
70	Gorham Savings Bank Maine	212,709	221,266	-3.9	571,058	795,907
71	Equitable Bank Wauwatosa, Wis.	212,602	229,952	-7.5	491,072	550,844
72	Winchester Savings Bank Mass.	212,553	184,697	15.1	326,008	471,808
73	Cambridge Trust Co. Mass.	211,866	177,970	19.0	462,966	896,628
74	Eureka Savings Bank La Salle, Ill.	211,347	201,494	4.9	233,948	336,812
75	First Federal Savings Bank of Elizabethtown Ky.	207,483	169,009	22.8	872,485	989,987
76	New Peoples Bank Honaker, Va.	206,444	178,767	15.5	708,556	791,503
77	North Easton Savings Bank Mass.	205,377	186,947	9.9	279,483	413,856
78	Kennebunk Savings Bank Maine	204,826	206,319	-0.7	659,303	773,468
79	Peoples Bank Munster, Ind.	202,463	208,765	-3.0	486,600	657,331
80	Penn Security Bank and Trust Co. Scranton, Pa.	200,015	181,127	10.4	432,980	636,094
81	BankFive Fall River, Mass.	199,874	203,362	-1.7	489,843	680,539
82	Sanford Institution for Savings Maine	199,125	206,196	-3.4	370,327	446,411
83	Asheville Savings Bank N.C.	195,842	183,580	6.7	580,730	692,381
84	Town and Country Bank Salem, Mo.	195,839	183,533	6.7	353,250	460,306
85	First State Bank of East Detroit Eastpointe, Mich.	195,100	208,813	-6.6	374,704	695,539
86	First County Bank New Baden, Ill.	194,966	186,286	4.7	325,407	387,576
87	RSI Bank Rahway, N.J.	190,968	154,381	23.7	242,300	445,136
88	Pentucket Bank Haverhill, Mass.	190,928	167,453	14.0	363,771	500,312
89	Naugatuck Savings Bank Conn.	189,719	184,550	2.8	589,793	735,503
90	Traditional Bank Mount Sterling, Ky.	187,348	159,940	17.1	678,329	876,451
91	Chemung Canal Trust Co. Elmira, N.Y.	186,893	186,615	0.1	572,945	859,686
92	Machias Savings Bank Maine	186,496	130,866	42.5	809,885	925,912
93	Insouth Bank Brownsville, Tenn.	185,653	149,181	24.4	432,400	560,802
94	First Farmers and Merchants Bank Columbia, Tenn.	184,388	181,235	1.7	558,054	880,536
95	Ameriserv Financial Bank Johnstown, Pa.	183,468	180,290	1.8	663,996	896,286
96	Espirito Santo Bank Miami	183,459	138,316	32.6	405,623	461,258
97	Juniata Valley Bank Mifflintown, Pa.	183,304	169,003	8.5	317,093	432,089
98	Central Co-operative Bank Somerville, Mass.	182,974	173,329	5.6	463,940	541,366
99	Community Savings Bank Chicago	181,504	177,069	2.5	283,994	390,381
100	Strata Bank Medway, Mass.	180,168	151,587	18.9	329,802	401,471
101	UniBank for Savings Whitinsville, Mass.	179,758	175,369	2.5	431,618	733,348
102	Citizens and Farmers Bank West Point, Va.	179,248	153,608	16.7	690,543	842,034
103	Bath Savings Institution Maine	179,041	176,733	1.3	369,330	505,655
104	Conway National Bank S.C.	177,195	188,745	-6.1	588,371	854,131
105	North Country Savings Bank Canton, N.Y.	176,708	179,160	-1.4	202,592	241,165
106	Highlands Union Bank Abingdon, Va.	176,441	162,516	8.6	489,166	672,142
107	Savers Co-operative Bank Southbridge, Mass.	176,406	141,521	24.7	286,606	366,597
108	Gulf Coast Bank and Trust Co. New Orleans	175,322	126,891	38.2	733,267	884,588
109	EvaBank Ala.	174,147	148,819	17.0	354,991	419,554
110	First State Bank of the Florida Keys Key West	173,686	144,293	20.4	486,240	821,330
111	Bank Independent Sheffield, Ala.	173,187	153,415	12.9	639,606	823,239
112	Meredith Village Savings Bank N.H.	173,068	180,304	-4.0	429,626	567,712
113	Milford Bank Conn.	171,976	169,547	1.4	303,952	358,854
114	Claremont Savings Bank N.H.	171,602	160,117	7.2	239,734	304,235
115	Solvay Bank N.Y.	171,320	162,966	5.1	361,909	526,896
116	Prudential Savings Bank Philadelphia	170,108	140,350	21.2	245,374	489,542
117	First Citizens National Bank Mansfield, Pa.	168,808	170,731	-1.1	429,145	619,971
118	Cape Ann Savings Bank Gloucester, Mass.	168,113	143,319	17.3	222,115	378,030
119	Essex Savings Bank Conn.	167,880	156,490	7.3	233,727	272,114
120	Farmers State Bank Lagrange, Ind.	167,559	159,653	5.0	356,162	457,192
121	Millington Savings Bank N.J.	167,346	145,431	15.1	263,392	319,216
122	Chicopee Savings Bank Mass.	167,201	152,951	9.3	413,529	538,657
123	Standard Bank Monroeville, Pa.	165,568	152,624	8.5	259,845	353,120
124	First Bank and Trust Co. Lebanon, Va.	163,909	137,967	18.8	859,249	971,873
125	Community National Bank Derby, Vt.	163,871	123,389	32.8	358,750	488,816
126	Putnam County Savings Bank Brewster, N.Y.	162,872	164,801	-1.2	489,607	888,580
127	Fidelity Co-operative Bank Leominster, Mass.	160,317	149,978	6.9	334,669	453,799
128	Skowhegan Savings Bank Maine	159,903	165,490	-3.4	261,056	414,830
129	Lincoln Bank Plainfield, Ind.	158,790	172,476	-7.9	636,945	828,711
130	Merrimack County Savings Bank Concord, N.H.	158,693	146,290	8.5	407,368	557,252
131	Omni Bank Metairie, La.	157,183	151,078	4.0	573,623	732,975
132	Farmers National Bank of Canfield Ohio	156,183	152,766	2.2	529,769	870,716
133	Passumpsic Savings Bank St. Johnsbury, Vt.	156,173	131,026	19.2	436,637	563,961
134	Access National Bank Reston, Va.	155,933	147,321	5.8	544,834	655,681
135	First Bank Richmond Ind.	155,891	142,288	9.6	516,497	633,615
136	South Side Trust and Savings Bank of Peoria Ill.	155,323	147,222	5.5	347,086	527,841
137	Commercial Bank Harrogate, Tenn.	154,840	109,526	41.4	498,388	691,630
138	Community Bank Brockton, Mass.	154,271	152,622	1.1	342,640	398,644
139	Bank of Versailles Mo.	153,892	136,991	12.3	267,124	318,551
140	Biddeford Savings Bank Maine	153,737	153,808	0.0	217,489	312,413
141	First Columbia Bank and Trust Co. Bloomsburg, Pa.	153,645	78,447	95.9	324,746	580,103
142	Spencer Savings Bank Mass.	153,626	130,254	17.9	302,963	352,973
143	Tri City National Bank Oak Creek, Wis.	153,528	147,990	3.7	593,062	777,706
144	Peoples Bank Newton, N.C.	152,849	141,660	7.9	765,103	961,039
145	First National Bank Paragould, Ark.	152,753	140,373	8.8	466,950	600,368
146	SouthCoast Community Bank Mount Pleasant, S.C.	152,730	142,576	7.1	407,790	527,168
147	Farmers and Merchants Trust Co. of Chambersburg Pa.	152,639	148,302	2.9	655,481	877,019
148	Metuchen Savings Bank N.J.	152,295	130,946	16.3	186,033	269,052
149	CapitalBank Greenwood, S.C.	149,713	171,096	-12.5	646,757	788,334
150	Ballston Spa National Bank N.Y.	149,236	132,534	12.6	272,974	371,906

Note: Independent banks with less than $1 billion of assets or whose holding companies have less than $1 billion. Excludes industrial banks and those at which loans were less than half of assets or whose credit card loans exceeded 25% of gross loans. Thrifts were excluded.
Source:

SNL Financial