Community Banks with Largest First Mortgage Portfolios

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Community Banks with Largest First Mortgage Portfolios

Community Banks with Largest First Mortgage PortfoliosOn Dec. 31, 2008. Dollars in thousands
Published April 23, 2009

Rank   First mortgages Total loans
and leases
Assets
Dec. 31 Year earlier Change
1 Dedham Institution for Savings Mass. $537,390 $525,070 2.3% $697,540 $963,581
2 Institution for Savings in Newburyport and Its Vicinity Mass. 536,392 431,821 24.2 630,740 983,095
3 Fidelity Homestead Savings Bank New Orleans 501,034 444,553 12.7 616,627 878,044
4 Kennebec Savings Bank Augusta, Maine 464,868 426,070 9.1 571,921 672,002
5 Needham Bank Mass. 459,448 307,515 49.4 768,266 944,081
6 Haven Savings Bank Hoboken, N.J. 448,883 440,252 2.0 495,437 701,509
7 Easthampton Savings Bank Mass. 423,175 399,903 5.8 584,841 780,590
8 East Cambridge Savings Bank Mass. 419,601 382,584 9.7 577,532 812,399
9 Saco and Biddeford Savings Institution Maine 411,106 377,272 9.0 607,601 736,617
10 BAC Florida Bank Coral Gables 405,432 425,055 -4.6 626,549 974,164
11 Torrington Savings Bank Conn. 400,407 376,677 6.3 441,348 730,148
12 Great Midwest Bank Brookfield, Wis. 396,338 394,455 0.5 472,665 572,705
13 Newtown Savings Bank Conn. 375,319 333,867 12.4 806,851 938,661
14 Avidia Bank Hudson, Mass. 363,546 377,852 -3.8 718,863 939,313
15 Lisle Savings Bank Ill. 345,099 358,960 -3.9 432,664 527,069
16 Harleysville Savings Bank Pa. 337,847 307,570 9.8 485,886 824,402
17 Ulster Savings Bank Kingston, N.Y. 337,492 275,562 22.5 552,225 696,424
18 Savings Bank of Danbury Conn. 323,783 267,426 21.1 596,978 710,628
19 Cooperative Bank Wilmington, N.C. 314,719 263,288 19.5 888,393 974,556
20 Norway Savings Bank Maine 310,634 285,216 8.9 777,658 902,400
21 First Collinsville Bank Ill. 309,294 286,092 8.1 473,972 585,799
22 Hingham Institution for Savings Mass. 308,002 284,758 8.2 651,800 806,207
23 Marquette Savings Bank Erie, Pa. 306,975 275,766 11.3 369,561 525,205
24 Legacy Banks Pittsfield, Mass. 306,011 310,149 -1.3 701,905 923,443
25 Village Bank Newton, Mass. 301,324 290,537 3.7 484,311 623,093
26 South Shore Savings Bank South Weymouth, Mass. 281,764 262,245 7.4 636,402 943,623
27 Newburyport Five Cents Savings Bank Mass. 280,524 231,583 21.1 454,353 587,666
28 Greenfield Savings Bank Mass. 277,357 263,984 5.1 405,660 596,537
29 First State Community Bank Farmington, Mo. 275,705 197,152 39.8 717,787 951,273
30 Manasquan Savings Bank N.J. 270,795 308,625 -12.3 442,479 603,996
31 Citizens-Union Savings Bank Fall River, Mass. 269,051 242,321 11.0 487,887 638,595
32 Benjamin Franklin Bank Mass. 266,623 203,904 30.8 696,758 997,806
33 Fidelity Savings Bank Pittsburgh 265,876 270,373 -1.7 477,135 735,003
34 Bar Harbor Bank and Trust Maine 264,078 262,793 0.5 633,603 971,441
35 First National Bank of America East Lansing, Mich. 261,319 254,538 2.7 372,633 409,625
36 Guilford Savings Bank Conn. 251,594 232,255 8.3 352,882 473,091
37 Dime Bank Norwich, Conn. 248,721 230,871 7.7 534,330 671,917
38 Martha’s Vineyard Savings Bank Edgartown, Mass. 248,069 235,280 5.4 370,291 470,170
39 Laconia Savings Bank N.H. 247,794 212,764 16.5 671,643 951,818
40 Winchester Co-operative Bank Mass. 246,074 230,502 6.8 308,663 400,741
41 Republic Federal Bank Miami 245,971 257,714 -4.6 374,727 482,627
42 Ohio Valley Bank Co. Gallipolis 243,855 242,930 0.4 620,628 770,838
43 Belmont Savings Bank Mass. 243,315 236,371 2.9 370,360 497,987
44 Northfield Savings Bank Vt. 242,880 225,528 7.7 450,671 587,991
45 Androscoggin Savings Bank Lewiston, Maine 242,229 213,738 13.3 530,871 641,088
46 Middleburg Bank Va. 240,960 189,290 27.3 712,696 978,360
47 Bogota Savings Bank N.J. 239,636 208,302 15.0 282,367 326,515
48 Brannen Bank Inverness, Fla. 239,468 121,630 96.9 303,851 401,738
49 Cape Cod Cooperative Bank Hyannis, Mass. 237,076 233,760 1.4 460,002 575,452
50 First Savings Bank of Hegewisch Chicago 236,997 211,699 11.9 257,646 503,134
51 Adams County National Bank Gettysburg, Pa. 236,934 214,224 10.6 640,967 960,896
52 Clinton Savings Bank Mass. 235,454 210,192 12.0 381,166 484,899
53 Chelsea Groton Savings Bank Norwich, Conn. 233,765 212,540 10.0 541,583 699,256
54 Fulton Savings Bank N.Y. 232,082 225,236 3.0 296,882 405,127
55 Gorham Savings Bank Maine 230,898 217,107 6.4 582,883 835,820
56 First National Bank of Greencastle Pa. 230,773 214,619 7.5 423,294 540,050
57 Patriot National Bank Stamford, Conn. 228,264 149,792 52.4 804,816 920,126
58 Thomaston Savings Bank Conn. 227,703 211,228 7.8 362,402 545,349
59 Pioneer Bank Troy, N.Y. 227,483 234,674 -3.1 483,428 703,587
60 Bank of Canton Mass. 227,152 209,387 8.5 631,498 840,209
61 Geauga Savings Bank Newbury, Ohio 223,578 236,041 -5.3 353,550 522,307
62 Southbridge Savings Bank Mass. 222,771 210,313 5.9 361,895 448,678
63 StonehamBank Mass. 221,206 200,051 10.6 335,055 430,052
64 Mechanics Savings Bank Mansfield, Ohio 220,753 208,929 5.7 274,359 334,661
65 Hoyne Savings Bank Chicago 216,725 223,404 -3.0 228,637 299,754
66 Equitable Bank Wauwatosa, Wis. 215,839 234,047 -7.8 485,962 548,778
67 Winchester Savings Bank Mass. 215,174 189,079 13.8 329,116 486,820
68 Mt. Washington Co-operative Bank South Boston 213,897 180,383 18.6 386,347 540,052
69 Northway Bank Berlin, N.H. 211,916 187,825 12.8 559,685 719,597
70 Eureka Savings Bank La Salle, Ill. 211,676 201,914 4.8 233,384 342,027
71 Kennebunk Savings Bank Maine 210,870 212,098 -0.6 661,209 806,046
72 Cambridge Trust Co. Mass. 210,258 180,879 16.2 471,814 917,212
73 New Peoples Bank Honaker, Va. 210,228 184,481 14.0 721,174 807,237
74 North Easton Savings Bank Mass. 207,842 186,946 11.2 282,815 417,704
75 First County Bank New Baden, Ill. 203,565 188,050 8.3 335,746 385,681
76 Penn Security Bank and Trust Co. Scranton, Pa. 200,689 183,959 9.1 441,148 625,601
77 BankFive Fall River, Mass. 200,442 201,597 -0.6 504,581 693,777
78 Peoples Bank Munster, Ind. 199,792 204,611 -2.4 489,508 665,161
79 Town and Country Bank Salem, Mo. 199,214 185,231 7.5 359,092 466,253
80 Asheville Savings Bank N.C. 196,920 182,079 8.2 595,268 705,712
81 Sanford Institution for Savings Maine 196,787 201,735 -2.5 370,298 442,565
82 Machias Savings Bank Maine 196,555 134,358 46.3 847,766 947,611
83 Glenview State Bank Ill. 194,783 195,463 -0.3 542,710 968,184
84 Pentucket Bank Haverhill, Mass. 194,094 171,056 13.5 369,205 496,081
85 Naugatuck Savings Bank Conn. 193,491 189,238 2.2 588,279 731,436
86 Access National Bank Reston, Va. 193,162 155,220 24.4 570,241 701,209
87 Traditional Bank Mount Sterling, Ky. 192,611 164,022 17.4 689,727 919,604
88 Gulf Coast Bank and Trust Co. New Orleans 192,074 149,834 28.2 745,097 935,627
89 RSI Bank Rahway, N.J. 191,701 156,539 22.5 242,782 445,300
90 Espirito Santo Bank Miami 190,664 151,886 25.5 429,773 493,315
91 First State Bank of East Detroit Eastpointe, Mich. 187,093 219,217 -14.7 363,342 664,114
92 Bank Independent Sheffield, Ala. 187,055 155,271 20.5 696,497 898,455
93 First Farmers and Merchants Bank Columbia, Tenn. 186,896 183,545 1.8 595,606 907,661
94 Omni Bank Metairie, La. 186,887 131,400 42.2 584,523 744,426
95 Chemung Canal Trust Co. Elmira, N.Y. 186,595 188,354 -0.9 565,265 835,011
96 Conway National Bank S.C. 185,671 178,876 3.8 598,281 875,037
97 Ameriserv Financial Bank Johnstown, Pa. 184,668 185,002 -0.2 707,109 937,050
98 Bath Savings Institution Maine 183,359 177,628 3.2 361,034 495,876
99 Summit Bank Arkadelphia, Ark. 182,766 147,529 23.9 802,512 992,007
100 Juniata Valley Bank Mifflintown, Pa. 182,154 167,404 8.8 315,132 422,560
101 Community Savings Bank Chicago 178,677 178,455 0.1 282,917 389,854
102 North Country Savings Bank Canton, N.Y. 178,169 178,481 -0.2 203,870 242,132
103 Savers Co-operative Bank Southbridge, Mass. 178,158 146,462 21.6 287,468 366,508
104 UniBank for Savings Whitinsville, Mass. 177,965 178,051 0.0 443,990 748,724
105 Meredith Village Savings Bank N.H. 177,841 177,990 -0.1 429,728 592,481
106 Central Co-operative Bank Somerville, Mass. 177,365 170,208 4.2 456,284 551,644
107 Claremont Savings Bank N.H. 177,034 162,150 9.2 246,527 308,815
108 Highlands Union Bank Abingdon, Va. 176,239 163,918 7.5 490,425 667,986
109 First State Bank of the Florida Keys Key West 175,787 151,767 15.8 485,441 819,709
110 Prudential Savings Bank Philadelphia 175,528 141,086 24.4 255,755 491,799
111 Strata Bank Medway, Mass. 175,243 162,819 7.6 323,988 385,809
112 EvaBank Cullman, Ala. 174,708 154,619 13.0 343,559 421,262
113 Georgia Banking Co. Atlanta 174,292 142,787 22.1 216,259 234,465
114 First Bank and Trust Co. Lebanon, Va. 173,240 137,476 26.0 877,727 998,546
115 Citizens and Farmers Bank West Point, Va. 173,136 151,547 14.2 683,179 847,034
116 Essex Savings Bank Conn. 171,709 162,222 5.8 242,639 270,483
117 Milford Bank Conn. 171,583 169,593 1.2 308,678 348,844
118 Solvay Bank N.Y. 170,724 164,230 4.0 361,611 512,125
119 First Citizens National Bank Mansfield, Pa. 169,300 169,476 -0.1 432,814 667,866
120 Millington Savings Bank N.J. 169,067 147,974 14.3 266,950 318,850
121 Farmers State Bank Lagrange, Ind. 168,768 160,647 5.1 358,165 464,200
122 First State Bank Mendota, Ill. 168,552 113,721 48.2 356,412 468,325
123 Chicopee Savings Bank Mass. 167,868 156,769 7.1 419,637 526,260
124 Fidelity Co-operative Bank Leominster, Mass. 167,060 148,952 12.2 343,097 473,250
125 Cape Ann Savings Bank Gloucester, Mass. 167,048 144,976 15.2 222,816 372,188
126 Standard Bank Monroeville, Pa. 166,698 158,904 4.9 261,234 353,941
127 Community National Bank Derby, Vt. 166,178 124,174 33.8 365,693 486,950
128 Commercial Bank Harrogate, Tenn. 164,888 108,155 52.5 519,736 714,604
129 Merrimack County Savings Bank Concord, N.H. 163,031 147,405 10.6 415,333 561,452
130 Liberty Bank Springfield, Mo. 161,391 119,667 34.9 800,053 875,983
131 Putnam County Savings Bank Brewster, N.Y. 160,992 165,365 -2.6 499,540 896,619
132 South Side Trust and Savings Bank of Peoria Ill. 160,987 146,201 10.1 361,347 546,005
133 Spencer Savings Bank Mass. 159,943 131,330 21.8 311,890 372,459
134 Metuchen Savings Bank N.J. 159,281 134,419 18.5 192,349 268,613
135 Passumpsic Savings Bank St. Johnsbury, Vt. 159,237 131,961 20.7 434,135 555,418
136 Community Bank Brockton, Mass. 158,566 155,601 1.9 349,842 405,134
137 Skowhegan Savings Bank Maine 158,261 162,052 -2.3 269,436 438,929
138 First Bank Richmond Ind. 157,707 151,944 3.8 526,351 630,053
139 Bank of Versailles Mo. 157,066 139,054 13.0 271,107 332,158
140 Farmers National Bank of Canfield Ohio 157,052 153,356 2.4 551,886 879,130
141 First Columbia Bank and Trust Co. Bloomsburg, Pa. 156,769 80,736 94.2 320,067 565,890
142 Peoples Bank Newton, N.C. 156,659 144,809 8.2 781,188 965,917
143 CapitalBank Greenwood, S.C. 156,617 172,873 -9.4 642,998 788,678
144 Tri City National Bank Oak Creek, Wis. 156,078 153,290 1.8 599,646 792,734
145 Franklin Savings Bank N.H. 153,909 134,308 14.6 273,494 355,338
146 Farmers and Merchants Trust Co. of Chambersburg Pa. 153,654 145,891 5.3 676,217 897,817
147 First National Bank Paragould, Ark. 153,358 142,609 7.5 457,690 601,271
148 Biddeford Savings Bank Maine 153,311 154,313 -0.6 218,433 312,386
149 Independence Bank of Kentucky Owensboro 152,496 129,793 17.5 594,708 796,906
150 First National Bank of Litchfield Conn. 151,819 151,587 0.2 371,104 532,151

Note: Independent banks with less than $1 billion of assets or whose holding companies have less than $1 billion. Excludes industrial banks and those at which loans were less than half of assets or whose credit card loans exceeded 25% of gross loans. Thrifts were excluded.

Source:
SNL Financial
, Charlottesville, Va.
© 2009 American Banker