Community Banks with Largest NonCard Consumer Loan Portfolios

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Community Banks with Largest NonCard Consumer Loan Portfolios

Community Banks with Largest NonCard Consumer Loan Portfolios
On June 30, 2005. Dollars in thousands*
Published November 22, 2005
Rank   June 30, 2005 Year earlier Change Loans and Leases
Total Noncard
1 Independent Bank Memphis $331,971 $331,415 0.17% $368,923 89.98%
2 Crescent Bank and Trust Co. New Orleans 245,184 269,696 -9.09 286,773 85.5
3 First Internet Bank Indiana Indianapolis 229,608 169,449 35.50 300,084 76.51
4 Glenview State Bank Ill. 179,313 176,259 1.73 475,194 37.73
5 First Fidelity Bank Oklahoma City 167,601 142,688 17.46 438,813 38.19
6 Alliance Bank Syracuse, N.Y. 154,761 122,695 26.13 579,432 26.71
7 Southwest National Bank Wichita 152,104 32,908 362.21 249,030 61.08
8 Farmers National Bank of Canfield Ohio 138,470 151,945 -8.87 497,699 27.82
9 Whidbey Island Bank Oak Harbor, Wash. 121,465 136,475 -11.00 622,037 19.53
10 Ohio Valley Bank Co. Gallipolis 117,771 113,936 3.37 585,115 20.13
11 Citizens and Farmers Bank West Point, Va. 114,562 97,161 17.91 541,027 21.17
12 Asheville Savings Bank N.C. 108,811 96,961 12.22 478,718 22.73
13 First National Bank of Scotia N.Y. 108,248 107,493 0.70 193,817 55.85
14 Rhinebeck Savings Bank N.Y. 106,176 99,963 6.22 313,041 33.92
15 Laconia Savings Bank N.H. 105,295 102,531 2.70 538,123 19.57
16 Northeast Bank Auburn, Maine 105,003 NA NA 461,371 22.76
17 First United Security Bank Thomasville, Ala. 102,716 97,404 5.45 415,736 24.71
18 First Bank and Trust Evanston, Ill. 102,450 117,488 -12.80 311,311 32.91
19 BPD Bank New York 96,872 36,010 169.01 261,939 36.98
20 Bank of Marin Corte Madera, Calif. 91,999 72,846 26.29 659,940 13.94
21 National Bank and Trust Co. of Sycamore Ill. 88,013 75,893 15.97 372,003 23.66
22 Haverford Trust Co. Radnor, Pa. 87,560 80,487 8.79 100,664 86.98
23 Community West Bank Goleta, Calif. 84,381 54,402 55.11 336,215 25.1
24 Prosperity Bank St. Augustine, Fla. 83,798 52,858 58.53 568,173 14.75
25 1st Security Bank of Washington Lynnwood 82,873 90,368 -8.29 218,758 37.88
26 Austin Bank Texas Jacksonville 81,832 76,610 6.82 557,425 14.68
27 Bremer Bank Grand Forks, N.D. 81,227 74,313 9.30 481,498 16.87
28 First Bank and Trust Brookings, S.D. 80,916 79,250 2.10 481,475 16.81
29 Wilson Bank and Trust Co. Lebanon, Tenn. 77,965 42,281 84.40 747,457 10.43
30 Bank of Glen Burnie Md. 77,821 74,404 4.59 191,535 40.63
31 National Bank and Trust Co. Wilmington, Ohio 77,741 83,262 -6.63 408,875 19.01
32 First Bank and Trust East Texas Diboll 74,285 81,493 -8.84 309,199 24.02
33 Delaware Place Bank Chicago 73,496 72,348 1.59 195,168 37.66
34 Kleberg First National Bank Kingsville Tex. 73,388 66,693 10.04 128,937 56.92
35 Salin Bank and Trust Co. Indianapolis 71,394 94,934 -24.80 787,013 9.07
36 Miners and Merchants Bank and Trust Co. Grundy, Va. 70,310 64,620 8.81 267,402 26.29
37 Cashmere Valley Bank Wash. 70,092 46,231 51.61 388,937 18.02
38 Sterling Bank Mount Laurel, N.J. 69,427 47,853 45.08 242,963 28.58
39 First National Community Bank Dunmore, Pa. 69,421 70,326 -1.29 676,432 10.26
40 Chemung Canal Trust Co. Elmira, N.Y. 69,053 64,815 6.54 404,618 17.07
41 Lorain National Bank Ohio 68,169 53,746 26.84 582,198 11.71
42 Lexington State Bank N.C. 66,951 46,183 44.97 767,281 8.73
43 Citizens Bank Philadelphia, Miss. 65,464 63,761 2.67 373,436 17.53
44 Oxford Bank Mich. 64,079 60,748 5.48 354,656 18.07
45 FSGBank Chattanooga, Tenn. 64,034 71,693 -10.68 623,986 10.26
46 Murphy Bank Fresno 64,015 65,475 -2.23 86,150 74.31
47 Juniata Valley Bank Mifflintown, Pa. 63,730 59,779 6.61 291,985 21.83
48 Wilber National Bank Oneonta, N.Y. 63,695 60,355 5.53 406,911 15.65
49 BankWest Inc. Pierre, S.D. 63,417 57,947 9.44 404,937 15.66
50 Oxford Bank and Trust Addison, Ill. 63,126 61,159 3.22 368,305 17.14
51 Equitable Bank SSB Wauwatosa, Wis. 62,019 61,305 1.16 468,838 13.23
52 Old Point National Bank of Phoebus Hampton, Va. 61,015 67,638 -9.79 437,117 13.96
53 First National Bank of Bryan Tex. 60,901 48,886 24.58 264,959 22.99
54 Emprise Bank Wichita 59,886 14,308 318.55 605,755 9.89
55 Old Fort Banking Co. Ohio 59,152 51,014 15.95 240,347 24.61
56 Community Bank Carmichaels, Pa. 59,030 55,541 6.28 220,262 26.8
57 Berlin City Bank N.H. 58,145 92,820 -37.36 302,880 19.2
58 River City Bank Sacramento 58,105 33,190 75.07 446,224 13.02
59 National Bank Bettendorf, Iowa 58,046 46,450 24.96 324,139 17.91
60 Bank of Southside Virginia Carson 57,425 47,377 21.21 221,164 25.96
61 Heritage Bank of the South Albany, Ga. 56,940 NA NA 244,943 23.25
62 First Bank and Trust New Orleans 56,521 57,174 -1.14 578,186 9.78
63 Delaware County Bank and Trust Co. Lewis Center, Ohio 55,798 41,633 34.02 527,832 10.57
64 Extraco Banks Temple, Tex. 55,020 54,475 1.00 581,242 9.47
65 Jonestown Bank and Trust Co. Pa. 54,626 55,137 -0.93 159,768 34.19
66 Peoples Bank Lynden, Wash. 53,741 46,742 14.97 626,968 8.57
67 First State Bank Union City, Tenn. 52,696 30,242 74.25 628,112 8.39
68 Skowhegan Savings Bank Maine 52,447 50,102 4.68 281,801 18.61
69 Illinois National Bank Springfield 51,538 40,547 27.11 280,288 18.39
70 Republic Bank of Chicago Darien, Ill. 51,214 35,344 44.90 585,589 8.75
71 First Victoria National Bank Tex. 50,836 54,371 -6.50 602,062 8.44
72 Summit Bank Arkadelphia, Ark. 50,813 53,474 -4.98 492,081 10.33
73 Rainier Pacific Savings Bank Tacoma 50,769 65,394 -22.36 515,995 9.84
74 Community Bank Blountsville, Ala. 50,568 53,953 -6.27 321,817 15.71
75 Jeff Davis Bank and Trust Co. Jennings, La. 50,412 42,550 18.48 221,159 22.79
76 First National Bank and Trust Co. Beloit, Wis. 50,406 49,196 0.02 385,902 13.06
77 North Valley Bank Redding, Calif. 49,866 54,296 -8.16 502,197 9.93
78 Citizens Tri-County Bank Dunlap, Tenn. 49,145 47,192 4.14 229,648 21.4
79 Southwest Missouri Bank Carthage 48,847 46,181 5.77 322,218 15.16
80 Anderson Brothers Bank Mullins, S.C. 48,436 41,128 17.77 196,046 24.71
81 Community Bank and Trust Cornelia, Ga. 47,996 46,233 3.81 570,486 8.41
82 Passumpsic Savings Bank St. Johnsbury, Vt. 47,299 42,468 11.38 302,967 15.61
83 Texas National Bank Tomball 47,070 41,575 13.22 91,009 51.72
84 Citizens Bank Mooresville, Ind. 46,547 48,663 -4.35 173,809 26.78
85 Adirondack Trust Co. Saratoga Springs, N.Y. 45,841 45,758 0.18 350,865 13.07
86 Westbank West Springfield, Mass. 45,815 44,826 2.21 453,486 10.1
87 Peoples Bank and Trust Co. Selma, Ala. 45,479 51,986 -12.52 461,718 9.85
88 Soy Capital Bank and Trust Co. Decatur, Ill. 44,598 33,163 34.48 170,256 26.19
89 Bank of Benton Ky. 44,105 41,786 5.55 204,541 21.56
90 Oneida Savings Bank N.Y. 44,034 37,631 17.02 229,301 19.2
91 FNB Southeast Reidsville, N.C. 44,000 41,575 5.83 770,335 5.71
92 Morgan Bank Hudson, Ohio 43,883 46,777 -6.19 81,988 53.52
93 First Federal Savings Bank Elizabethtown, Ky. 43,714 43,528 0.43 608,931 7.18
94 Bank of Blue Valley Overland Park, Kan. 43,646 37,526 16.31 552,013 7.91
95 Armstrong Bank Muskogee, Okla. 43,131 46,545 -7.33 248,810 17.33
96 Cameron State Bank Lake Charles, La. 42,974 31,914 34.66 298,285 14.41
97 Highlands Union Bank Abingdon, Va. 42,787 53,182 -19.55 398,573 10.74
98 First National Bank of Altavista Va. 42,524 44,078 -3.53 168,425 25.25
99 Monticello Banking Co. Ky. 41,793 43,157 -3.16 272,970 15.31
100 Bank of Missouri Perryville 41,276 41,083 0.47 305,634 13.51
101 Bristol County Savings Bank Taunton, Mass. 41,200 2,681 1436.74 568,201 7.25
102 First Bankers Trust Co. Quincy, Ill. 41,157 47,299 -12.99 265,977 15.47
103 Century Bank Lucedale, Miss. 41,092 43,126 -4.72 115,449 35.59
104 Commercial Savings Bank Upper Sandusky, Ohio 41,024 46,355 -11.50 216,456 18.95
105 Bremer Bank Alexandria, Minn. 40,447 42,231 -4.22 414,040 9.77
106 Yadkin Valley Bank and Trust Co. Elkin, N.C. 40,143 41,702 -3.74 757,238 5.3
107 Blue Ridge Bank and Trust Co. Independence, Mo. 39,994 46,163 -13.36 323,856 12.35
108 Vinton County National Bank of McArthur Ohio 39,823 40,716 -2.19 191,220 20.83
109 First National Bank and Trust Co. Louisville, Ga. 39,673 39,525 0.37 441,759 8.98
110 American Eagle Bank South Elgin, Ill. 39,447 35,337 11.63 63,947 61.69
111 Panhandle State Bank Sandpoint, Idaho 38,960 15,677 148.52 510,843 7.63
112 First National Bank of Dennison Ohio 38,928 36,942 5.38 109,276 35.62
113 Alpine Bank of Illinois Rockford 38,902 37,404 4.00 307,408 12.65
114 Plumas Bank Quincy, Calif. 38,866 21,815 78.16 309,146 12.57
115 SpiritBank Tulsa 38,362 32,882 16.67 576,619 6.65
116 United Bank Zebulon, Ga. 38,359 54,711 -29.89 401,462 9.55
117 First Citizens National Bank Dyersburg, Tenn. 38,122 38,224 -0.27 549,251 6.94
118 Fauquier Bank Warrenton, Va. 38,021 41,164 -7.64 356,627 10.66
119 New Peoples Bank Honaker, Va. 38,016 40,079 -5.15 422,121 9.01
120 First Bank and Trust Co. Lebanon, Va. 37,845 38,584 -1.92 590,518 6.41
121 Wayne County Bank Waynesboro, Tenn. 37,772 35,504 6.39 119,868 31.51
122 Exchange National Bank and Trust Co. of Atchison Kan. 37,319 40,642 -8.18 121,441 30.73
123 Georgia Bank and Trust Co. Augusta 36,685 45,209 -18.85 552,286 6.64
124 Merrimack County Savings Bank Concord, N.H. 36,574 22,892 59.77 274,898 13.3
125 Republic National Bank Houston 36,482 25,139 45.12 444,486 8.21
126 Security State Bank and Trust Co. Fredericksburg, Tex. 36,479 37,390 -2.44 379,140 9.62
127 Lamar Bank Beaumont, Tex. 35,943 30,374 18.33 86,517 41.54
128 Citizens Bank Batesville, Ark. 35,927 35,025 2.58 290,257 12.38
129 Baraboo National Bank Wis. 35,800 34,793 2.89 441,471 8.11
130 First National Bank of Montana Libby 35,577 39,203 -9.25 201,298 17.67
131 State Bank and Trust Co. Greenwood, Miss. 35,535 40,290 -11.80 561,946 6.32
132 Ballston Spa National Bank N.Y. 35,462 31,552 12.39 188,981 18.76
133 ANB Financial Rogers, Ark. 35,437 33,337 6.30 677,608 5.23
134 Peoples Bank and Trust Co. Hazard, Ky. 35,072 36,989 -5.18 195,628 17.93
135 Summit Community Bank Inc. Moorefield, W.Va. 35,057 13,762 154.74 440,419 7.96
136 Conway National Bank S.C. 34,975 30,818 13.49 451,732 7.74
137 First National Bank in Sioux Falls S.D. 34,875 27,660 26.08 535,636 6.51
138 Citizens National Bank of Meridian Miss. 34,840 36,104 -3.50 455,782 7.64
139 Commercial Bank and Trust Co. Monticello, Ark. 34,609 38,139 -9.26 101,833 33.99
140 Honesdale National Bank Pa. 34,419 32,438 6.11 247,895 13.88
141 Lebanon-Citizens National Bank Lebanon, Ohio 34,393 38,949 -11.70 348,482 9.87
142 First Security State Bank Evansdale, Iowa 33,902 35,606 -4.79 74,200 45.69
143 First International Bank and Trust Co. Watford City, N.D. 33,871 33,476 1.18 504,134 6.72
144 Greenville National Bank Ohio 33,865 33,297 1.71 221,643 15.28
145 Home Federal Bank Columbus, Ind. 33,784 33,990 -0.61 627,427 5.38
146 Pemigewasset National Bank of Plymouth N.H. 33,759 58,420 -42.21 162,396 20.79
147 Citizens National Bank of Park Rapids Minn. 33,657 29,663 13.46 141,933 23.71
148 Farmers Bank of Appomattox Va. 33,481 27,078 23.65 87,682 38.18
149 First National Bank of Central Texas Waco 33,410 41,033 -18.58 220,825 15.13
150 PriorityOne Bank Magee, Miss. 33,358 32,520 2.58 258,277 12.92

* Independent banks with less than $1 billion of assets or whose holding companies have less than $1 billion. Excludes industrial banks and those at which loans were less than half of assets.

Source: Highline Banking Data Services (877-305-6657)

© 2005 American Banker