Community Banks with Largest Portfolios of First Mortgage Loans

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Community Banks with Largest Portfolios of First Mortgage Loans

Community Banks* with Largest Portfolios of First Mortgage Loans
On June 30, 2004. Dollars in thousands
Published October 20, 2004
Rank   June 30, 2004 Year earlier Change Assets
1 EFS Bank Elgin, Ill. $509,450 $477,677 6.65% $946,935
2 Woronoco Savings Bank Westfield, Mass. 445,833 357,222 24.81 881,909
3 First County Bank Stamford, Conn. 443,805 425,679 4.26 936,420
4 Dedham Institution For Savings Mass. 441,402 396,864 11.22 866,134
5 Haven Savings Bank Hoboken, N.J. 418,868 336,056 24.64 677,054
6 Rockville Bank South Windsor, Conn. 395,146 325,658 21.34 800,735
7 Easthampton Savings Bank Mass. 376,674 337,446 11.62 622,701
8 Lisle Savings Bank Ill. 359,615 294,839 21.97 493,108
9 Bank of Newport R.I. 358,035 324,434 10.36 922,821
10 Great Midwest Bank Brookfield, Wis. 347,287 348,497 -0.35 462,445
11 Florence Savings Bank Mass. 344,817 354,492 -2.73 776,768
12 PeoplesBank Holyoke, Mass. 344,636 328,837 4.80 950,120
13 Kennebec Savings Bank Augusta, Maine 332,826 295,812 12.51 490,183
14 East Cambridge Savings Bank Cambridge, Mass. 330,766 297,234 11.28 647,737
15 Newmil Bank New Milford, Conn. 323,704 287,617 12.55 730,830
16 Saco and Biddeford Savings Institution Saco, Maine 320,144 270,701 18.26 555,490
17 Newtown Savings Bank Conn. 314,440 265,178 18.58 601,294
18 Legacy Bank Pittsfield, Mass. 312,334 287,854 8.50 646,962
19 Manasquan Savings Bank Wall Township, N.J. 299,680 253,345 18.29 500,648
20 Horizon Bank Michigan City, Ind. 288,209 389,829 -26.07 804,785
21 Pioneer Savings Bank Troy, N.Y. 285,482 301,883 -5.43 667,573
22 Chelsea Groton Savings Bank Norwich, Conn. 283,611 244,055 16.21 648,470
23 Gorham Savings Bank Maine 283,466 278,029 1.96 575,975
24 Lexington State Bank N.C. 282,899 267,432 5.78 899,376
25 Naugatuck Savings Bank Conn. 279,780 254,414 9.97 611,132
26 Home Federal Bank Columbus, Ind. 268,891 302,552 -11.13 856,044
27 First State Bank of East Detroit Eastpointe, Mich. 265,285 231,868 14.41 734,382
28 Abington Savings Bank Jenkintown, Pa. 263,948 252,197 4.66 634,208
29 First National Bank of Damariscotta Maine 263,503 200,317 31.54 611,739
30 Savings Institute Willimantic, Conn. 261,424 235,985 10.78 549,249
31 Ulster Savings Bank Kingston, N.Y. 261,215 242,495 7.72 563,436
32 NLSB Plainfield, Ill. 258,657 250,898 3.09 982,743
33 Bar Harbor Banking and Trust Co. Maine 253,235 223,602 13.25 671,222
34 First Federal Savings Bank of Elizabethtown Ky. 253,149 284,583 -11.05 689,216
35 Kennebunk Savings Bank Maine 252,232 222,481 13.37 613,818
36 Fulton Savings Bank N.Y. 251,582 215,935 16.51 393,091
37 Centrue Bank Kankakee, Ill. 250,735 19,433 1190.25 604,580
38 NBankCommerce, Ga. 243,657 209,193 16.47 362,640
39 First Collinsville Bank Ill. 243,017 156,320 55.46 450,484
40 Hudson Savings Bank Mass. 241,390 188,115 28.32 557,224
41 Cooperative Bank Wilmington, N.C. 239,785 247,424 -3.09 527,866
42 Belmont Savings Bank Mass. 238,196 224,937 5.89 421,225
43 Ohio Valley Bank Co. Gallipolis 236,491 223,449 5.84 708,093
44 Peoples Bank Munster, Ind. 235,672 231,367 1.86 539,924
45 Norway Savings Bank Maine 232,033 192,139 20.76 655,445
46 Benjamin Franklin Savings Bank Franklin, Mass. 230,937 179,084 28.95 501,783
47 Insouth Bank Brownsville, Tenn. 230,862 270,155 -14.54 493,948
48 Macon Bank Franklin, N.C. 230,116 198,235 16.08 782,336
49 Bryn Mawr Trust Co. Pa. 227,603 180,816 25.88 659,711
50 Asheville Savings BankN.C. 227,054 222,853 1.89 528,446
51 Savings Bank of Danbury Conn. 226,761 210,620 7.66 521,256
52 Wainwright Bank and Trust Co. Boston 225,083 163,200 37.92 676,809
53 Alliance Bank Syracuse, N.Y. 223,603 201,970 10.71 857,468
54 South Shore Savings Bank Weymouth, Mass. 222,051 189,674 17.07 881,318
55 Northfield Savings Bank Vt. 220,859 201,363 9.68 473,524
56 Helm Bank Miami 218,782 154,511 41.60 311,800
57 Hoyne Savings Bank Chicago 218,551 202,440 7.96 335,312
58 Greater Buffalo Savings Bank N.Y. 218,194 158,249 37.88 493,288
59 Wilson Bank and Trust Co. Lebanon, Tenn. 215,053 306,629 -29.87 688,553
60 Cape Cod Co-op Bank Yarmouth Port, Mass. 214,497 177,882 20.58 384,304
61 Oak Hill Bank Jackson, Ohio 214,221 200,396 6.90 970,296
62 Newburyport Five Cents Savings Bank Mass. 212,556 191,303 11.11 462,051
63 Irwin Bank and Trust Co. Pa. 205,993 176,512 16.70 658,328
64 Hingham Institution For Savings Mass. 203,050 188,046 7.98 526,022
65 Laconia Savings Bank N.H. 203,047 196,897 3.12 799,176
66 First National Bancshares Inc. East Lansing, Mich. 201,895 236,793 -14.74 395,892
67 East Boston Savings Bank 199,636 211,868 -5.77 765,124
68 Stoneham Co-op Bank Mass. 199,534 180,573 10.50 350,249
69 First Citizens National Bank Mansfield, Pa. 197,258 180,527 9.27 494,391
70 Southbridge Savings Bank Mass. 196,168 182,562 7.45 350,031
71 First Farmers and Merchants National Bank of Columbia Tenn. 195,744 185,986 5.25 833,738
72 National Bank of Indianapolis 195,308 175,230 11.46 847,426
73 Extraco Banks Temple, Tex. 194,980 237,078 -17.76 840,617
74 Cape Savings Bank Cape May, N.J. 194,867 196,268 -0.71 514,498
75 CNB National Bank Lake City, Fla. 193,846 175,720 10.32 847,355
76 Westbank West Springfield, Mass. 193,538 244,460 -20.83 764,017
77 Milford Bank Conn. 193,102 167,797 15.08 334,680
78 Greenfield Savings Bank Mass. 192,136 184,010 4.42 484,142
79 Guilford Savings Bank Conn. 192,014 183,292 4.76 381,839
80 Meredith Village Savings Bank N.H. 191,666 174,352 9.93 449,478
81 Village Bank Newton, Mass. 191,125 138,485 38.01 482,248
82 First Bank of Richmond Ind. 191,116 192,090 -0.51 556,844
83 Prosperity Bank St. Augustine, Fla. 190,864 152,792 24.92 633,227
84 North Easton Savings Bank Mass. 189,182 173,455 9.07 393,874
85 Northwestern Savings Bank and Trust Co. Traverse City, Mich. 187,526 238,266 -21.30 577,723
86 Sanford Institution for Savings Maine 186,696 176,111 6.01 334,798
87 Medford Co-op Bank Mass. 186,000 175,026 6.27 437,844
88 Fall River Five Cents Savings Bank Mass. 185,877 163,910 13.40 498,084
89 Bristol County Savings Bank Taunton, Mass. 185,817 186,578 -0.41 822,668
90 Citizens National Bank of Meridian Miss. 185,336 176,538 4.98 784,185
91 Danvers Savings Bank Mass. 184,936 176,448 4.81 975,906
92 Winchester Savings Bank Mass. 184,665 183,451 0.66 443,353
93 Mechanics Savings Bank Mansfield, Ohio 184,608 186,632 -1.08 309,776
94 Thomaston Savings Bank Conn. 181,711 174,859 3.92 431,143
95 Lorain National Bank Ohio 180,622 194,885 -7.32 757,513
96 Mount Washington Co-op Bank South Boston, Mass. 180,327 172,024 4.83 359,091
97 Placer Sierra Bank Auburn, Calif. 179,950 133,354 34.94 986,317
98 Tri City National Bank Oak Creek, Wis. 177,908 148,149 20.09 675,395
99 Farmers National Bank of Canfield Ohio 176,866 175,791 0.61 802,495
100 Community Savings Bank Chicago, Ill. 176,034 192,860 -8.72 405,178
101 Solvay Bank N.Y. 175,666 170,313 3.14 437,216
102 First Financial Bank Downingtown, Pa. 175,304 184,180 -4.82 641,229
103 Union Trust Co. Ellsworth, Maine 174,833 147,620 18.43 466,807
104 Eureka Savings Bank La Salle, Ill. 174,611 176,053 -0.82 335,061
105 Clinton Savings Bank Mass. 174,558 118,849 46.87 350,522
106 First Street Community Bank Farmington, Mo. 174,221 167,548 3.98 533,980
107 Skowhegan Savings Bank Maine 173,829 173,614 0.12 386,009
108 First Citizens National Bank Dyersburg, Tenn. 172,882 177,754 -2.74 738,874
109 Central Co-op Bank Somerville, Mass. 172,579 225,719 -23.54 506,831
110 Capitalbank Greenwood, S.C. 171,249 142,595 20.09 531,658
111 Glenview State Bank Ill. 170,705 153,197 11.43 889,969
112 Yadkin Valley Bank and Trust Co. Elkin, N.C. 170,366 128,933 32.14 874,059
113 First South Bank Washington, N.C. 169,575 191,288 -11.35 719,204
114 Orrstown Bank Shippensburg, Pa. 169,458 148,806 13.88 489,413
115 FNB Southeast Reidsville, N.C. 169,128 158,647 6.61 786,053
116 Maritime Savings Bank West Allis, Wis. 168,950 150,929 11.94 298,873
117 First National Bank of Chester County West Chester, Pa. 168,894 120,813 39.80 756,431
118 Lee Bank Mass. 167,856 143,525 16.95 262,307
119 Commonwealth Bank and Trust Co. Louisville 167,698 188,398 -10.99 489,103
120 Aliant Bank Alexander City, Ala. 167,614 156,714 6.96 697,971
121 Citizens and Farmers Bank West Point, Va. 167,561 194,801 -13.98 586,400
122 First State Bank of the Florida Keys Key West 166,247 157,632 5.47 526,350
123 Texas Bank and Trust Co. Longview 165,837 165,195 0.39 571,956
124 Mercantile National Bank of Indiana Hammond 165,689 164,186 0.92 780,587
125 Palmetto Bank Laurens, S.C. 165,011 158,038 4.41 941,084
126 Laurel Savings Bank Allison Park, Pa. 164,788 163,185 0.98 298,951
127 Isabella Bank and Trust Mount Pleasant, Mich. 164,718 138,975 18.52 541,960
128 First Mutual Bank Bellevue, Wash. 164,178 130,888 25.43 962,657
129 Pinebank Miami, Fla. 163,828 98,954 65.56 387,286
130 Highlands Union Bank Abingdon, Va. 163,753 149,678 9.40 546,688
131 Bogota Savings Bank N.J. 163,017 150,653 8.21 190,297
132 Fidelity Bank Edina, Minn. 162,637 481,507 -66.22 352,018
133 Winchester Co-Op Bank Mass. 162,146 143,035 13.36 341,787
134 Farmers and Merchants Trust Co. Chambersburg, Pa. 161,176 146,833 9.77 554,694
135 First County Bank New Baden, Ill. 161,079 109,920 46.54 326,579
136 Kentucky Bank Paris 159,942 132,914 20.33 515,452
137 Bank of Kentucky Crestview Hills 159,831 154,903 3.18 831,783
138 Republic First Bank Philadelphia 159,815 195,914 -18.43 636,001
139 Waukesha State Bank Wis. 159,728 148,316 7.69 574,300
140 Community Bank and Trust Co. Wolfeboro, N.H. 159,388 131,478 21.23 429,547
141 Sturdy Savings Bank Stone Harbor, N.J. 159,252 133,835 18.99 427,475
142 Community Banks of Colorado Cripple Creek 158,433 170,471 -7.06 567,916
143 Farmington Savings Bank Conn. 157,931 157,018 0.58 749,830
144 First National Bank in Sioux Falls S.D. 157,280 153,017 2.79 780,819
145 First Banking Center Burlington, Wis. 156,827 163,087 -3.84 564,173
146 Peoples Bank Newton, N.C. 156,134 148,882 4.87 684,270
147 Needham Co-Op Bank Mass. 155,881 131,058 18.94 428,316
148 Naugatuck Valley Savings and Loan Conn. 155,179 144,773 7.19 253,659
149 Rainier Pacific Savings Bank Fife, Wash. 155,049 141,355 9.69 759,183
150 FirstBank Northwest Clarkston, Wash. 154,970 75,374 105.60 730,917

* Independent banks with less than $1 billion of assets or whose holding companies have less than $1 billion of assets. Excluded are banks at which loans constituted less than half of assets and whose credit card loans exceeded 25% of gross loans.

Source: Highline Banking Data Services (877-305-6657)

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