Community Banks with Largest Portfolios of First Mortgage Loans

March 01, 2005, 10:08 a.m. EST 1 Min Read

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*Community Banks with Largest Portfolios of First Mortgage Loans**
On Sept. 30, 2004. Dollars in thousands Published March 1, 2005
Rank		Sept. 30, 2004	Year earlier	Change	Assets
1	EFS Bank Elgin, Ill.	$531,228	$492,799	7.80%	$996,486
2	Woronoco Savings Bank Westfield, Mass.	459,220	365,040	25.80	898,475
3	First County Bank Stamford, Conn.	453,794	430,639	5.38	906,525
4	Dedham Institution For Savings Mass.	449,742	400,581	12.27	871,686
5	BAC Florida Bank Miami, Fla.	430,121	382,425	12.47	744,856
6	Rockville Bank South Windsor, Conn.	425,386	330,401	28.75	845,348
7	Haven Savings Bank Hoboken, N.J.	416,928	382,390	9.03	678,184
8	Easthampton Savings Bank Mass.	380,932	340,233	11.96	628,469
9	Bank of Newport R.I.	375,628	330,205	13.76	945,858
10	Lisle Savings Bank Ill.	362,503	320,081	13.25	502,242
11	PeoplesBank Holyoke, Mass.	360,247	335,715	7.31	987,219
12	Florence Savings Bank Mass.	354,425	345,926	2.46	795,792
13	East Cambridge Savings Bank Cambridge, Mass.	353,744	306,769	15.31	686,334
14	Great Midwest Bank SSB Brookfield, Wis.	350,007	349,923	0.02	479,517
15	Kennebec Savings Bank Augusta, Maine	341,646	305,873	11.70	501,184
16	Saco and Biddeford Savings Institution Saco, Maine	331,163	283,541	16.80	561,813
17	Newmil Bank New Milford, Conn.	330,053	312,400	5.65	730,523
18	Legacy Bank Pittsfield, Mass.	324,861	298,367	8.88	685,981
19	Newtown Savings Bank Conn.	321,846	289,564	11.15	615,294
20	Manasquan Savings Bank Wall, N.J.	315,499	265,879	18.66	510,963
21	Torrington Savings Bank Conn.	309,998	291,982	6.17	619,748
22	Lexington State Bank N.C.	293,127	274,595	6.75	911,223
23	Chelsea Groton Savings Bank Norwich, Conn.	291,290	259,259	12.35	636,841
24	Pioneer Savings Bank Troy, N.Y.	287,690	289,972	-0.79	674,031
25	Naugatuck Savings Bank Conn.	287,426	272,935	5.31	622,922
26	Gorham Savings Bank Maine	284,936	286,259	-0.46	593,572
27	National Bank NA Commerce, Ga.	279,335	136,377	104.83	385,346
28	First National Bank of Damariscotta Maine	277,337	214,360	29.38	627,867
29	First State Bank East Detroit Eastpointe, Mich.	276,712	257,734	7.36	753,300
30	Home Federal Bank Columbus, Ind.	275,272	282,477	-2.55	873,970
31	Abington Savings Bank Jenkintown, Pa.	270,130	245,693	9.95	657,744
32	Ulster Savings Bank Kingston, N.Y.	269,899	242,680	11.22	567,047
33	First Collinsville Bank Ill.	269,116	177,336	51.75	488,680
34	Benjamin Franklin Savings Bank Franklin, Mass.	267,382	191,471	39.65	517,091
35	Kennebunk Savings Bank Maine	265,036	244,460	8.42	656,321
36	Bar Harbor Banking and Trust Co. Maine	259,703	229,373	13.22	655,677
37	Fulton Savings Bank N.Y.	256,810	229,658	11.82	411,887
38	Horizon Bank NA Michigan City, Ind.	253,542	282,812	-10.35	814,487
39	First Federal Savings Bank Elizabethtown, Ky.	252,981	266,865	-5.20	701,575
40	Hudson Savings Bank Mass.	250,945	210,622	19.14	572,060
41	Norway Savings Bank Maine	246,237	192,595	27.85	662,505
42	Belmont Savings Bank Mass.	244,754	250,079	-2.13	416,966
43	Cooperative Bank Wilmington, N.C.	243,531	228,116	6.76	544,691
44	Helm Bank Miami	243,483	159,505	52.65	316,654
45	Ohio Valley Bank Co. Gallipolis	241,991	225,946	7.10	720,783
46	Savings Bank of Danbury Conn.	241,218	217,157	11.08	510,708
47	Wainwright Bank and Trust Co. Boston	235,306	197,123	19.37	675,201
48	Macon Bank Franklin, N.C.	235,037	197,605	18.94	787,091
49	Asheville Savings Bank SSB N.C.	234,023	213,067	9.84	542,063
50	Northfield Savings Bank Vt.	231,503	212,812	8.78	477,963
51	Insouth Bank Brownsville, Tenn.	231,038	240,054	-3.76	494,209
52	Centrue Bank Kankakee, Ill.	228,855	19,894	1050.37	596,438
53	Bryn Mawr Trust Co. Pa.	228,826	175,641	30.28	655,321
54	Peoples Bank SB Munster, Ind.	225,330	236,063	-4.55	541,236
55	Alliance Bank NA Syracuse, N.Y.	224,393	215,775	3.99	882,128
56	Wilson Bank and Trust Co. Lebanon, Tenn.	222,304	318,368	-30.17	709,865
57	South Shore Savings Bank Weymouth, Mass.	222,015	194,967	13.87	861,323
58	Community Banks of Colorado Cripple Creek	220,417	176,575	24.83	843,821
59	Hoyne Savings Bank Chicago	217,549	210,896	3.15	335,941
60	Newburyport Five Cents Savings Bank Mass.	216,089	196,575	9.93	471,245
61	First Farmers and Merchants National Bank Columbia, Tenn.	212,335	185,899	14.22	845,548
62	Hingham Institution For Savings Mass.	211,554	191,996	10.19	529,151
63	Citizens-Union Savings Bank Fall River, Mass.	211,221	171,738	22.99	532,990
64	Cape Cod Co-op Bank Yarmouth Port, Mass.	211,067	176,162	19.81	391,325
65	Fall River Five Cents Savings Bank Mass.	209,877	165,384	26.90	515,821
66	Greenfield Savings Bank Mass.	209,480	189,138	10.76	494,512
67	Southbridge Savings Bank Mass.	205,486	182,753	12.44	356,930
68	Irwin Bank and Trust Co. Pa.	205,251	197,862	3.73	676,109
69	East Boston Savings Bank Boston	205,170	206,847	-0.81	782,838
70	Cape Savings Bank Cape May, N.J.	204,739	198,990	2.89	528,362
71	Laconia Savings Bank N.H.	202,850	194,847	4.11	796,149
72	Prosperity Bank St. Augustine, Fla.	201,751	167,023	20.79	654,342
73	National Bank of Indianapolis	201,608	174,267	15.69	892,666
74	Equitable Bank SSB Wauwatosa, Wis.	200,718	139,482	43.90	447,775
75	First Citizens National Bank Mansfield, Pa.	200,290	188,945	6.00	497,043
76	Northwestern Savings Bank and Trust Co. Traverse City, Mich.	199,488	181,031	10.20	604,060
77	North Easton Savings Bank Mass.	199,093	172,821	15.20	396,081
78	Village Bank Newton, Mass.	198,235	195,691	1.30	486,757
79	Medford Co-op Bank Mass.	198,068	179,393	10.41	436,509
80	Stoneham Co-op Bank Mass.	197,901	205,264	-3.59	366,036
81	Extraco Banks NA Temple, Tex.	196,735	206,096	-4.54	853,834
82	Guilford Savings Bank Conn.	196,597	190,592	3.15	376,521
83	Meredith Village Savings Bank N.H.	194,346	171,884	13.07	456,387
84	Citizens National Bank of Meridian Miss.	190,629	179,301	6.32	795,547
85	Mount Washington Co-op Bank South Boston, Mass.	190,334	178,324	6.73	386,429
86	Westbank West Springfield, Mass.	190,219	234,282	-18.81	748,085
87	Mechanics Savings Bank Mansfield, Ohio	189,691	185,237	2.40	305,501
88	Winchester Savings Bank Mass.	189,114	181,962	3.93	460,078
89	First Bank Richmond NA Ind.	188,918	191,372	-1.28	554,537
90	Milford Bank Conn.	188,595	187,883	0.38	333,353
91	Sanford Institution For Savings Sanford, Maine	188,430	176,993	6.46	329,625
92	Skowhegan Savings Bank Maine	188,383	176,558	6.70	387,101
93	Bristol County Savings Bank Taunton, Mass.	187,866	179,742	4.52	837,638
94	First State Community Bank Farmington, Mo.	185,461	165,804	11.86	561,349
95	Thomaston Savings Bank Conn.	184,405	177,106	4.12	434,170
96	Lorain National Bank Ohio	184,226	190,821	-3.46	766,943
97	Union Trust Co. Ellsworth, Maine	183,863	176,743	4.03	478,962
98	First National Bank of Chester County West Chester, Pa.	183,841	140,346	30.99	825,320
99	Tri City National Bank Oak Creek, Wis.	182,753	149,978	21.85	671,264
100	FNB Southeast Reidsville, N.C.	182,700	155,610	17.41	845,025
101	Clinton Savings Bank Mass.	180,196	139,788	28.91	365,146
102	Eureka Savings Bank La Salle, Ill.	179,389	171,941	4.33	336,522
103	Commonwealth Bank and Trust Co. Louisville, Ky.	179,345	182,394	-1.67	500,723
104	Farmers National Bank of Canfield Ohio	179,195	176,445	1.56	807,516
105	Farmers and Merchants Bank Timberville, Va.	179,138	115,947	54.50	351,026
106	Laurel Savings Bank Allison Park, Pa.	177,729	143,139	24.17	306,181
107	Solvay Bank N.Y.	176,963	171,801	3.00	439,221
108	First County Bank New Baden, Ill.	175,816	120,717	45.64	340,311
109	Sturdy Savings Bank Stone Harbor, N.J.	174,281	130,975	33.06	443,657
110	First Citizens National Bank Dyersburg, Tenn.	173,618	173,951	-0.19	752,449
111	Community Savings Bank Chicago	173,087	186,338	-7.11	408,482
112	Central Co-op Bank Somerville, Mass.	172,924	195,802	-11.68	503,586
113	Glenview State Bank Ill.	172,646	154,801	11.53	893,286
114	Orrstown Bank Shippensburg, Pa.	172,499	149,035	15.74	516,740
115	Winchester Co-op Bank Mass.	172,331	143,187	20.35	343,058
116	Republic First Bank Philadelphia	172,274	203,419	-15.31	661,186
117	Palmetto Bank Laurens, S.C.	171,927	159,701	7.66	965,581
118	First Financial Bank Downingtown, Pa.	171,750	181,949	-5.61	642,260
119	Capitalbank Greenwood, S.C.	171,416	142,846	20.00	542,115
120	Texas Bank and Trust Co. Longview	171,414	160,875	6.55	590,298
121	Maritime Savings Bank West Allis, Wis.	171,102	164,024	4.32	304,817
122	Highlands Union Bank Abingdon, Va.	170,351	151,528	12.42	571,683
123	First South Bank Washington, N.C.	170,041	166,974	1.84	714,511
124	Lee Bank Mass.	169,389	150,118	12.84	267,144
125	Waukesha State Bank Wis.	169,149	144,171	17.33	579,607
126	Pinebank NA Miami	168,255	99,089	69.80	402,793
127	First State Bank of the Floria Keys Key West	168,253	167,493	0.45	534,635
128	Isabella Bank and Trust Mount Pleasant, Mich.	167,446	154,026	8.71	528,136
129	Aliant Bank Alexander City, Ala.	167,147	165,452	1.02	710,955
130	Community Bank and Trust Co. Wolfeboro, N.H.	166,045	144,493	14.92	433,232
131	Citizens and Farmers Bank West Point, Va.	165,100	173,918	-5.07	591,766
132	Bank of Kentucky Crestview Hills, Ky.	165,081	150,909	9.39	852,123
133	First Mutual Bank Bellevue, Wash.	164,425	137,832	19.29	982,125
134	First National Bank American East Lansing, Mich.	163,826	207,917	-21.21	346,363
135	Bogota Savings Bank N.J.	163,446	147,797	10.59	219,454
136	Access National Bank Reston, Va.	163,383	129,171	26.49	389,678
137	Farmington Savings Bank Conn.	162,306	166,686	-2.63	736,982
138	Yadkin Valley Bank and Trust Co. Elkin, N.C.	161,019	131,131	22.79	879,591
139	Mercantile National Bank of Indiana Hammond, Ind.	160,770	166,098	-3.21	785,696
140	Town and Country Bank Salem, Mo.	158,611	125,805	26.08	373,330
141	Farmers and Merchants Trust Co. Chambersburg, Pa.	158,440	150,848	5.03	562,249
142	Needham Co-op Bank Mass.	158,123	132,991	18.90	437,200
143	Peoples Bank Newton, N.C.	157,602	153,356	2.77	692,938
144	Montgomery First National Bank Sikeston, Mo.	155,773	133,510	16.68	655,872
145	First Mid Illinois Bank and Trust NA Mattoon	155,752	136,922	13.75	815,003
146	Ozaukee Bank Cedarburg, Wis.	155,541	124,370	25.06	593,992
147	First State Bank Union City, Tenn.	155,485	151,685	2.51	699,556
148	Strata Bank Medway, Mass.	155,274	133,793	16.06	319,744
149	Lebanon-Citizens National Bank Lebanon, Ohio	154,693	134,986	14.60	513,511
150	Jersey Shore State Bank Pa.	154,585	145,306	6.39	544,278

* Independent banks with less than $1 billion of assets or whose holding companies have less than $1 billion of assets. Excluded are banks at which loans constituted less than half of assets and whose credit card loans exceeded 25% of gross loans.