Community Banks with Largest Portfolios of Home Equity Loans
Published October 20, 2004, 12:00 a.m. EDT
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Updated September 08, 2010, 2:52 p.m. EDT
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Community Banks with Largest Portfolios of Home Equity Loans
Community Banks* with the Largest Portfolios of Home Equity LoansOn June 30, 2004. Dollars in thousands | |||||
|---|---|---|---|---|---|
| Rank | June 30, 2004 | Year earlier | Change | Assets | |
| 1 | Yadkin Valley Bank and Trust Co. Elkin, N.C. | $82,318 | $47,943 | 71.70% | $874,059 |
| 2 | Lexington State Bank N.C. | 81,591 | 67,489 | 20.90 | 899,376 |
| 3 | Woronoco Savings Bank Westfield, Mass. | 80,578 | 80,991 | -0.51 | 881,909 |
| 4 | National Bank of Indianapolis | 80,300 | 72,319 | 11.04 | 847,426 |
| 5 | Placer Sierra Bank Auburn, Calif. | 79,757 | 62,296 | 28.03 | 986,317 |
| 6 | Ozaukee Bank Cedarburg, Wis. | 71,111 | 55,880 | 27.26 | 585,440 |
| 7 | Northwestern Savings Bank and Trust Co. Traverse City, Mich. | 71,100 | 47,088 | 50.99 | 577,723 |
| 8 | NLSB Plainfield, Ill. | 70,333 | 56,932 | 23.54 | 982,743 |
| 9 | FNB Southeast Reidsville, N.C. | 68,791 | 61,452 | 11.94 | 786,053 |
| 10 | Norway Savings Bank Maine | 68,057 | 44,037 | 54.55 | 655,445 |
| 11 | Commonwealth Bank and Trust Co. Louisville | 66,626 | 73,182 | -8.96 | 489,103 |
| 12 | Kennebunk Savings Bank Maine | 65,659 | 38,159 | 72.07 | 613,818 |
| 13 | Macon Bank Franklin, N.C. | 62,281 | 48,682 | 27.93 | 782,336 |
| 14 | Lorain National Bank Ohio | 61,835 | 54,219 | 14.05 | 757,513 |
| 15 | Newtown Savings Bank Conn. | 61,546 | 48,414 | 27.12 | 601,294 |
| 16 | FSG Bank Chattanooga, Tenn. | 60,667 | 25,809 | 135.06 | 657,790 |
| 17 | Founders Bank Worth, Ill. | 59,952 | 44,577 | 34.49 | 728,257 |
| 18 | Capital Bank Raleigh | 59,724 | 48,266 | 23.74 | 884,951 |
| 19 | Suburban Bank of Barrington Ill. | 59,085 | 32,633 | 81.06 | 266,306 |
| 20 | First National Bank of Damariscotta Maine | 58,857 | 42,784 | 37.57 | 611,739 |
| 21 | Peoples Bank Newton, N.C. | 58,045 | 52,044 | 11.53 | 684,270 |
| 22 | Bridgehampton National Bank N.Y. | 54,546 | 43,986 | 24.01 | 557,512 |
| 23 | Centennial Bank West Fort Collins, Colo. | 53,975 | 43,152 | 25.08 | 691,115 |
| 24 | First Bank and Trust Evanston, Ill. | 53,964 | 52,283 | 3.22 | 344,228 |
| 25 | River City Bank Sacramento | 53,365 | 35,012 | 52.42 | 725,300 |
| 26 | Mercantile National Bank of Indiana Hammond | 53,071 | 44,458 | 19.37 | 780,587 |
| 27 | Bank of Tampa | 53,038 | 46,259 | 14.65 | 695,994 |
| 28 | First Mutual Bank Bellevue, Wash. | 52,481 | 21,991 | 138.65 | 962,657 |
| 29 | Great Lakes Bank Blue Island, Ill. | 52,433 | 46,707 | 12.26 | 686,295 |
| 30 | Bank of Newport R.I. | 52,381 | 43,980 | 19.10 | 922,821 |
| 31 | First County Bank Stamford, Conn. | 51,804 | 37,067 | 39.76 | 936,420 |
| 32 | Leesport Bank Wyomissing, Pa. | 50,218 | 34,157 | 47.02 | 618,366 |
| 33 | Hampden Bank Springfield, Mass. | 50,058 | 39,268 | 27.48 | 410,306 |
| 34 | Citrus and Chemical Bank Bartow, Fla. | 50,033 | 47,058 | 6.32 | 654,246 |
| 35 | Bank of Kentucky Crestview Hills | 49,773 | 40,831 | 21.90 | 831,783 |
| 36 | Legacy Bank Pittsfield, Mass. | 49,614 | 38,212 | 29.84 | 646,962 |
| 37 | Salin Bank and Trust Co. Indianapolis | 48,614 | 39,433 | 23.28 | 997,936 |
| 38 | Savings Bank of Danbury Conn. | 48,136 | 35,776 | 34.55 | 521,256 |
| 39 | Glenview State Bank Ill. | 48,061 | 42,734 | 12.47 | 889,969 |
| 40 | Riverside Bank of Gulf Coast Cape Coral, Fla. | 47,327 | 22,749 | 108.04 | 323,092 |
| 41 | Heritage Bank Decatur, Ala. | 47,050 | 29,700 | 58.42 | 543,993 |
| 42 | Rockville Bank South Windsor, Conn. | 46,821 | 29,295 | 59.83 | 800,735 |
| 43 | Farmers and Merchants Bank Granite Quarry N.C. | 46,806 | 42,394 | 10.41 | 385,387 |
| 44 | Cornerstone National Bank and Trust Co. Palatine, Ill. | 46,083 | 28,646 | 60.87 | 218,669 |
| 45 | Heritage Community Bank Glenwood Ill. | 45,860 | 50,485 | -9.16 | 235,240 |
| 46 | First National Bank of Chester County West Chester, Pa. | 45,166 | 28,526 | 58.33 | 756,431 |
| 47 | Danvers Savings Bank Mass. | 45,000 | 46,297 | -2.80 | 975,906 |
| 48 | Canandaigua National Bank and Trust Co. N.Y. | 44,800 | 30,891 | 45.03 | 914,700 |
| 49 | Wainwright Bank and Trust Co. Boston | 44,759 | 27,285 | 64.04 | 676,809 |
| 50 | First National Bank and Trust Co. Asheboro, N.C. | 44,643 | 39,756 | 12.29 | 651,411 |
| 51 | American National Bank and Trust Co. Danville, Va. | 44,622 | 39,635 | 12.58 | 629,997 |
| 52 | Northview Bank and Trust Co. Northfield, Ill. | 44,249 | 38,547 | 14.79 | 337,910 |
| 53 | Villa Park Trust and Savings Bank Ill. | 44,220 | 33,278 | 32.88 | 260,725 |
| 54 | First Federal Savings Bamk of Elizabethtown Ky. | 44,168 | 35,824 | 23.29 | 689,216 |
| 55 | Bank of Walnut Creek Calif. | 44,047 | 44,917 | -1.94 | 481,644 |
| 56 | First South Bank Washington, N.C. | 43,557 | 37,028 | 17.63 | 719,204 |
| 57 | Gorham Savings Bank Maine | 43,465 | 42,327 | 2.69 | 575,975 |
| 58 | Talbot Bank of Easton Maryland | 43,325 | 41,613 | 4.11 | 437,730 |
| 59 | Bank of the Sierra Porterville, Calif. | 43,121 | 27,604 | 56.21 | 930,288 |
| 60 | Alliance Bank Syracuse, N.Y. | 43,062 | 36,450 | 18.14 | 857,468 |
| 61 | Riverside Bank Marietta, Ga. | 42,619 | 29,996 | 42.08 | 495,750 |
| 62 | Aliant Bank Alexander City, Ala. | 42,469 | 40,357 | 5.23 | 697,971 |
| 63 | First Volunteer Bank of Tennessee Chattanooga | 42,395 | 31,686 | 33.80 | 441,561 |
| 64 | Foster Bank Chicago | 42,166 | 34,730 | 21.41 | 338,379 |
| 65 | Farmers and Merchants Bank Clarksville, Tenn. | 42,023 | 35,428 | 18.62 | 445,984 |
| 66 | Paramount Bank Farmington Hills, Mich. | 41,995 | 21,996 | 90.92 | 173,389 |
| 67 | Enterprise Bank and Trust Co. Lowell, Mass. | 41,273 | 32,566 | 26.74 | 805,769 |
| 68 | Alliance Bank New Ulm, Minn. | 40,877 | 29,239 | 39.80 | 385,871 |
| 69 | Carrollton Bank Baltimore | 40,652 | 37,911 | 7.23 | 302,971 |
| 70 | Bar Harbor Banking and Trust Co. Maine | 40,023 | 31,764 | 26.00 | 671,222 |
| 71 | First State Bank of East Detroit Eastpointe, Mich. | 39,290 | 23,702 | 65.77 | 734,382 |
| 72 | Oak Hill Bank Jackson, Ohio | 38,739 | 29,229 | 32.54 | 970,296 |
| 73 | First National Bank of Santa Fe N.M. | 38,502 | 32,508 | 18.44 | 452,637 |
| 74 | Warren Bank Mich. | 38,263 | 31,410 | 21.82 | 467,224 |
| 75 | Community Bank of Southern Indiana New Albany | 37,983 | 29,743 | 27.70 | 555,009 |
| 76 | Eaglebank Bethesda, Md. | >37,939 | 30,492 | 24.42 | >476,739 |
| 77 | Naugatuck Savings Bank Naugatuck, Conn. | 37,044 | 28,391 | 30.48 | 611,132 |
| 78 | Home Federal Bank Columbus, Ind. | 37,002 | 36,800 | 0.55 | 856,044 |
| 79 | Midwest BankCentre Lemay, Mo. | 36,173 | 20,315 | 78.06 | 975,179 |
| 80 | Palmetto Bank Laurens, S.C. | 36,117 | 21,825 | 65.48 | 941,084 |
| 81 | First Financial Bank Downingtown, Pa. | 36,100 | 32,696 | 10.41 | 641,229 |
| 82 | First State Bank Burlington, N.C. | 36,045 | 28,804 | 25.14 | 377,381 |
| 83 | Waukesha State Bank Wis. | 35,963 | 30,258 | 18.85 | 574,300 |
| 84 | Bank of Granite Granite Falls, N.C. | 35,881 | 22,669 | 58.28 | 957,106 |
| 85 | First State Bank of the Florida Keys Key West | 35,770 | 24,672 | 44.98 | 526,350 |
| 86 | First Hope Bank Hope, N.J. | 35,692 | 27,123 | 31.59 | 282,866 |
| 87 | Barnes Banking Co. Kaysville, Utah | 35,466 | 31,911 | 11.14 | 556,641 |
| 88 | Montecito Bank and Trust Santa Barbara, Calif. | 35,052 | 26,651 | 31.52 | 611,008 |
| 89 | Bank of American Fork Utah | 34,760 | 25,888 | 34.27 | 521,871 |
| 90 | Pinnacle National Bank Nashville | 34,207 | 19,113 | 78.97 | 585,841 |
| 91 | Lebanon-Citizens National Bank Lebanon, Ohio | 33,984 | 27,031 | 25.72 | 497,647 |
| 92 | First Northern Bank of Dixon Calif. | 33,895 | 24,556 | 38.03 | 586,229 |
| 93 | PeoplesBank Holyoke, Mass. | 33,689 | 30,177 | 11.64 | 950,120 |
| 94 | First Farmers and Merchants Bank of Columbia Tenn. | 33,634 | 22,619 | 48.70 | 833,738 |
| 95 | Lakeside Bank Chicago | 33,387 | 28,494 | 17.17 | 556,458 |
| 96 | National Bank and Trust Co. Wilmington, Ohio | 33,345 | 26,347 | 26.56 | 649,207 |
| 97 | First North West Bank Arlington Heights, Ill. | 33,290 | 26,153 | 27.29 | 236,037 |
| 98 | Community Bank and Trust Co. Wolfeboro, N.H. | 33,001 | 25,631 | 28.75 | 429,547 |
| 99 | Florence Savings Bank Mass. | 32,938 | 28,006 | 17.61 | 776,768 |
| 100 | Horizon Bank Michigan City, Ind. | 32,934 | 20,790 | 58.41 | 804,785 |
| 101 | Capitalbank Greenwood, S.C. | 32,867 | 22,755 | 44.44 | 531,658 |
| 102 | Community Bank of Oak Park River Forest Oak Park, Ill. | 32,549 | 25,442 | 27.93 | 189,941 |
| 103 | Connecticut Community Bank Westport | 32,548 | 10,349 | 214.50 | 256,830 |
| 104 | Sterling State Bank Austin, Minn. | 32,450 | 27,344 | 18.67 | 276,239 |
| 105 | Prosperity Bank St. Augustine, Fla. | 32,080 | 19,577 | 63.87 | 633,227 |
| 106 | CNB National Bank Lake City, Fla. | 32,048 | 20,912 | 53.25 | 847,355 |
| 107 | Mid Carolina Bank Burlington, N.C. | 32,004 | 24,351 | 31.43 | 252,589 |
| 108 | Ulster Savings Bank Kingston, N.Y. | 31,833 | 23,639 | 34.66 | 563,436 |
| 109 | Sturgis Bank and Trust Co. Mich. | 31,698 | 21,757 | 45.69 | 313,405 |
| 110 | Labe Bank Chicago | 31,343 | NA | NA | 396,909 |
| 111 | Asheville Savings Bank N.C. | 31,205 | 25,265 | 23.51 | 528,446 |
| 112 | Home State Bank Loveland, Colo. | 31,171 | 27,475 | 13.45 | 392,995 |
| 113 | Centra Bank Morgantown, W.Va. | 31,090 | 17,472 | 77.94 | 398,882 |
| 114 | EFS Bank Elgin, Ill. | 31,067 | 24,509 | 26.76 | 946,935 |
| 115 | First Banking Center ofBurlington Wis. | 30,887 | 26,245 | 17.69 | 564,173 |
| 116 | Merchants Bank Winona, Minn. | 30,847 | 21,869 | 41.05 | 467,704 |
| 117 | Greenville First Bank S.C. | 30,737 | 21,743 | 41.37 | 273,093 |
| 118 | Cambridge Bank Lake Zurich, Ill. | 30,663 | 21,464 | 42.86 | 277,201 |
| 119 | Bank of Elmwood Racine, Wis. | 30,439 | 24,769 | 22.89 | 238,875 |
| 120 | Hawaii National Bank Honolulu | 30,392 | 29,631 | 2.57 | 445,098 |
| 121 | Rainier Pacific Savings Bank Fife, Wash. | 30,369 | 32,808 | -7.43 | 759,183 |
| 122 | North Easton Savings Bank North Easton, Mass. | 30,122 | 25,459 | 18.32 | 393,874 |
| 123 | Bank of Waukegan Ill. | 30,094 | 28,771 | 4.60 | 663,448 |
| 124 | Voyager Bank Eden Prairie, Minn. | 30,089 | 21,853 | 37.69 | 471,254 |
| 125 | Union National Community Bank Mount Joy, Pa. | 30,088 | 22,453 | 34.00 | 372,389 |
| 126 | Palos Bank and Trust Co. Palos Heights, Ill. | 29,800 | 26,542 | 12.27 | 415,314 |
| 127 | Leader Bank Arlington, Mass. | 29,661 | 12,622 | 134.99 | 122,874 |
| 128 | Private Bank Minneapolis | 29,476 | 25,488 | 15.65 | 126,487 |
| 129 | Newmil Bank New Milford, Conn. | 29,297 | 24,565 | 19.26 | 730,830 |
| 130 | Bank of Blue Valley Overland Park, Kan. | 29,258 | 21,452 | 36.39 | 77,983 |
| 131 | Bridge Bank San Jose | 29,253 | 11,866 | 146.53 | 29,253 |
| 132 | Abington Savings Bank Jenkintown, Pa. | 29,107 | 28,940 | 0.58 | 263,948 |
| 133 | Park Bank Madison | 29,102 | 20,476 | 42.13 | 101,299 |
| 134 | Laconia Savings Bank N.H. | 29,086 | 21,966 | 32.41 | 203,047 |
| 135 | First National Bank of Hudson Woodbury, Minn. | 29,028 | 18,514 | 56.79 | 121,459 |
| 136 | Park Bank Milwaukee | 28,810 | 24,122 | 19.43 | 50,654 |
| 137 | First Bank of Highland Park Ill. | 28,757 | 17,593 | 63.46 | 64,210 |
| 138 | Maritime Savings Bank West Allis, Wis. | 28,734 | 25,667 | 11.95 | 168,950 |
| 139 | Central Bank Stillwater, Minn. | 28,729 | 21,767 | 31.98 | 57,347 |
| 140 | Androscoggin Savings Bank Lewiston, Maine | 28,692 | 27,855 | 3.00 | 151,149 |
| 141 | Kentucky Bank Paris | 28,626 | 25,173 | 13.72 | 159,942 |
| 142 | Bryn Mawr Trust Co. Pa. | 28,612 | 28,608 | 0.01 | 227,603 |
| 143 | Greater Community Bank Totowa, N.J. | 28,592 | 23,366 | 22.37 | 90,496 |
| 144 | Crescent State Bank Cary, N.C. | 28,497 | 16,233 | 75.55 | 57,504 |
| 145 | Northfield Savings Bank Vt. | 28,322 | 22,574 | 25.46 | 220,859 |
| 146 | South Coastal Bank Rockland, Mass. | 28,084 | 14,865 | 88.93 | 118,920 |
| 147 | Community Bank Glen Ellyn, Ill. | 27,944 | 26,800 | 4.27 | 47,047 |
| 148 | Marco Community Bank Marco Island, Fla. | 27,941 | NA | NA | 36,179 |
| 149 | Citywide Banks Aurora Colo. | 27,936 | 23,839 | 17.19 | 50,726 |
| 150 | Bank of the Cascades Bend, Ore. | 27,859 | 22,870 | 21.81 | 58,624 |
*Independent banks with less than $1 billion of assets or whose holding companies have less than $1 billion of assets. Excluded are those at which loans constituted less than half of assets and whose credit card loans exceeded 25% of gross loans.
Source: Highline Banking Data Services (877-305-6657)
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