Community Banks with Largest Portfolios of Home Equity Loans
August 07, 2008, 12:00 a.m. EDT 1 Min Read
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Community Banks with Largest Portfolios of Home Equity Loans
Community Banks with Largest Portfolios of Home Equity LoansOn March 31, 2008. Dollars in thousands | |||||||
---|---|---|---|---|---|---|---|
Rank | Home equity loans | Year earlier | Change | Total loans and leases | |||
Total | Closed end | Line of credit* | |||||
1 | Northwestern Bank Traverse City, Mich. | $135,083 | $45,156 | $89,927 | $119,704 | 12.8% | $643,517 |
2 | Chelsea Groton Savings Bank Norwich, Conn. | 133,983 | 120,654 | 13,329 | 125,758 | 6.5 | 516,690 |
3 | River City Bank Sacramento | 132,353 | 91,886 | 40,467 | 136,343 | -2.9 | 504,424 |
4 | Seattle Savings Bank | 120,223 | 545 | 119,678 | 5,764 | 1985.8 | 579,696 |
5 | Norway Savings Bank Maine | 113,152 | 16,395 | 96,757 | 102,882 | 10.0 | 726,787 |
6 | Indiana Bank and Trust Co. Columbus | 106,106 | 63,067 | 43,039 | 106,554 | -0.4 | 758,966 |
7 | Newtown Savings Bank Conn. | 105,841 | 37,984 | 67,857 | 95,017 | 11.4 | 722,434 |
8 | Gorham Savings Bank Maine | 100,082 | 49,945 | 50,137 | 104,414 | -4.1 | 575,005 |
9 | First Banking Center Burlington, Wis. | 100,020 | 72,985 | 27,035 | 81,285 | 23.0 | 707,238 |
10 | Harleysville Savings Bank Pa. | 96,628 | 73,822 | 22,806 | 98,893 | -2.3 | 442,553 |
11 | Legacy Banks Pittsfield, Mass. | 94,945 | 37,333 | 57,612 | 77,752 | 22.1 | 661,203 |
12 | Naugatuck Savings Bank Conn. | 93,198 | 47,483 | 45,715 | 83,672 | 11.4 | 593,589 |
13 | Kennebunk Savings Bank Maine | 90,709 | 23,776 | 66,933 | 98,562 | -8.0 | 638,921 |
14 | Riverside Bank of the Gulf Coast Cape Coral, Fla. | 89,539 | 4,950 | 84,589 | 87,799 | 2.0 | 412,231 |
15 | Peoples Bank Newton, N.C. | 88,603 | 5,994 | 82,609 | 77,308 | 14.6 | 727,225 |
16 | Commonwealth Bank and Trust Co. Louisville | 79,934 | 9,826 | 70,108 | 80,317 | -0.5 | 495,761 |
17 | Peoples Bank Lynden, Wash. | 77,971 | 38,517 | 39,454 | 68,649 | 13.6 | 860,602 |
18 | Founders Bank Worth, Ill. | 76,252 | 13,279 | 62,973 | 82,680 | -7.8 | 666,920 |
19 | Union Center National Bank N.J. | 76,009 | 46,272 | 29,737 | 66,982 | 13.5 | 565,025 |
20 | Bank of Tampa | 75,934 | 3,641 | 72,293 | 71,534 | 6.2 | 615,259 |
21 | Monarch Bank Chesapeake, Va. | 75,277 | 3,391 | 71,886 | 61,581 | 22.2 | 491,728 |
22 | Union National Community Bank Lancaster, Pa. | 74,542 | 49,869 | 24,673 | 66,655 | 11.8 | 366,852 |
23 | First Hope Bank Hope, N.J. | 73,990 | 31,596 | 42,394 | 78,485 | -5.7 | 276,163 |
24 | Orrstown Bank Shippensburg, Pa. | 72,643 | 42,198 | 30,445 | 57,230 | 26.9 | 721,234 |
25 | Tri City National Bank Oak Creek, Wis. | 71,839 | 47,085 | 24,754 | 66,268 | 8.4 | 582,177 |
26 | Adams County National Bank Gettysburg, Pa. | 70,838 | 22,956 | 47,882 | 64,194 | 10.3 | 569,036 |
27 | Atlantic Stewardship Bank Midland Park, N.J. | 68,340 | 38,953 | 29,387 | 59,316 | 15.2 | 427,603 |
28 | Laconia Savings Bank N.H. | 67,285 | 12,971 | 54,314 | 58,312 | 15.4 | 630,822 |
29 | Farmers and Merchants Bank Granite Quarry, N.C. | 67,178 | 4,309 | 62,869 | 63,244 | 6.2 | 537,274 |
30 | Middleburg Bank Va. | 66,859 | 15,233 | 51,626 | 47,320 | 41.3 | 690,331 |
31 | Aliant Bank Alexander City, Ala. | 66,702 | 4,558 | 62,144 | 57,794 | 15.4 | 724,335 |
32 | Fidelity Deposit and Discount Bank Dunmore, Pa. | 66,633 | 55,904 | 10,729 | 59,643 | 11.7 | 399,628 |
33 | First National Bank of the South Spartanburg, S.C. | 66,383 | 5,558 | 60,825 | 23,415 | 183.5 | 717,177 |
34 | River Valley Bank Wausau, Wis. | 65,842 | 28,656 | 37,186 | 62,709 | 5.0 | 724,252 |
35 | CNB Bank Clearfield, Pa. | 65,678 | 31,122 | 34,556 | 52,847 | 24.3 | 609,975 |
36 | PeoplesBank York, Pa. | 63,931 | 28,775 | 35,156 | 44,466 | 43.8 | 466,901 |
37 | Pioneer Bank Troy, N.Y. | 63,552 | 40,607 | 22,945 | 65,627 | -3.2 | 453,212 |
38 | Merchants Bank Winona, Minn. | 63,209 | 14,753 | 48,456 | 36,415 | 73.6 | 542,881 |
39 | Byron Bank Byron Center, Mich. | 62,715 | 22,916 | 39,799 | 51,399 | 22.0 | 607,518 |
40 | Ulster Savings Bank Kingston, N.Y. | 62,638 | 42,006 | 20,632 | 65,838 | -4.9 | 504,882 |
41 | Whidbey Island Bank Oak Harbor, Wash. | 62,537 | 23,734 | 38,803 | 60,072 | 4.1 | 815,446 |
42 | Leader Bank Arlington, Mass. | 62,258 | 13,201 | 49,057 | 52,543 | 18.5 | 195,634 |
43 | Bank of St. Petersburg Tampa | 62,179 | 1,557 | 60,622 | 59,589 | 4.3 | 439,784 |
44 | Bridgehampton National Bank N.Y. | 62,157 | 1,414 | 60,743 | 61,849 | 0.5 | 387,971 |
45 | Farmers and Merchants Trust Co. of Chambersburg Pa. | 62,042 | 44,319 | 17,723 | 60,853 | 2.0 | 588,980 |
46 | Park Bank Madison, Wis. | 61,407 | 20,147 | 41,260 | 60,985 | 0.7 | 612,519 |
47 | HomeStar Bank and Financial Services Manteno, Ill. | 61,101 | 29,025 | 32,076 | 53,608 | 14.0 | 348,513 |
48 | First Bank and Trust Evanston, Ill. | 60,931 | 4,074 | 56,857 | 54,388 | 12.0 | 353,391 |
49 | EagleBank Bethesda, Md. | 60,613 | 1,174 | 59,439 | 51,099 | 18.6 | 759,615 |
50 | Manasquan Savings Bank N.J. | 60,381 | 36,133 | 24,248 | 61,909 | -2.5 | 414,826 |
51 | Community Bank of Wheaton and Glen Ellyn Ill. | 59,658 | 3,349 | 56,309 | 43,843 | 36.1 | 232,586 |
52 | Your Community Bank New Albany, Ind. | 58,899 | 15,634 | 43,265 | 60,638 | -2.9 | 536,580 |
53 | Easthampton Savings Bank Mass. | 58,847 | 38,166 | 20,681 | 57,651 | 2.1 | 575,504 |
54 | Old Point National Bank of Phoebus Hampton, Va. | 58,433 | 23,488 | 34,945 | 50,457 | 15.8 | 612,673 |
55 | New Peoples Bank Honaker, Va. | 58,404 | 53,726 | 4,678 | 44,928 | 30.0 | 680,350 |
56 | Foster Bank Chicago | 58,054 | 11,106 | 46,948 | 48,517 | 19.7 | 486,840 |
57 | Crescent State Bank Cary, N.C. | 57,922 | 11,492 | 46,430 | 42,996 | 34.7 | 710,544 |
58 | Hampden Bank Springfield, Mass. | 57,695 | 0 | 57,695 | 61,198 | -5.7 | 349,613 |
59 | Kitsap Bank Port Orchard, Wash. | 57,275 | 25,009 | 32,266 | 47,948 | 19.5 | 668,104 |
60 | Glenview State Bank Ill. | 57,209 | 6,993 | 50,216 | 51,502 | 11.1 | 572,195 |
61 | Waukesha State Bank Wis. | 57,047 | 22,072 | 34,975 | 53,679 | 6.3 | 513,545 |
62 | Community Resource Bank Orangeburg, S.C. | 56,785 | 5,134 | 51,651 | 41,747 | 36.0 | 456,466 |
63 | Unity Bank Clinton, N.J. | 56,231 | 35,116 | 21,115 | 53,241 | 5.6 | 602,943 |
64 | American National Bank and Trust Co. Danville, Va. | 55,561 | 6,603 | 48,958 | 54,150 | 2.6 | 556,348 |
65 | Artisans’ Bank Wilmington, Del. | 54,892 | 38,788 | 16,104 | 61,537 | -10.8 | 435,878 |
66 | Savings Bank of Danbury Conn. | 54,727 | 3,707 | 51,020 | 49,697 | 10.1 | 496,817 |
67 | First South Bank Washington, N.C. | 54,511 | 28,782 | 25,729 | 53,127 | 2.6 | 782,189 |
68 | Great Lakes Bank Blue Island, Ill. | 54,447 | 3,656 | 50,791 | 55,422 | -1.8 | 478,071 |
69 | Spencer Savings Bank Mass. | 54,371 | 37,541 | 16,830 | 46,363 | 17.3 | 278,387 |
70 | Lincoln Bank Plainfield, Ind. | 54,245 | 14,271 | 39,974 | 50,167 | 8.1 | 638,186 |
71 | Dime Bank Norwich, Conn. | 54,226 | 32,560 | 21,666 | 47,214 | 14.9 | 500,621 |
72 | Fidelity Co-operative Bank Leominster, Mass. | 53,999 | 21,530 | 32,469 | 47,262 | 14.3 | 324,348 |
73 | Reliance Savings Bank Altoona, Pa. | 53,864 | 35,434 | 18,430 | 52,044 | 3.5 | 235,489 |
74 | Bank of American Fork Utah | 53,451 | 1,341 | 52,110 | 42,562 | 25.6 | 725,275 |
75 | First National Bank and Trust Co. of Newtown Pa. | 52,808 | 39,102 | 13,706 | 34,719 | 52.1 | 364,237 |
76 | Butte Community Bank Chico, Calif. | 52,681 | 6,579 | 46,102 | 41,333 | 27.5 | 457,798 |
77 | Northfield Savings Bank Vt. | 52,317 | 28,677 | 23,640 | 50,354 | 3.9 | 417,463 |
78 | Southern First Bank Greenville, S.C. | 52,287 | 4,144 | 48,143 | 42,412 | 23.3 | 536,821 |
79 | Bank Independent Sheffield, Ala. | 52,105 | 10,171 | 41,934 | 45,207 | 15.3 | 569,800 |
80 | Herget Bank Pekin, Ill. | 52,071 | 27,206 | 24,865 | 39,132 | 33.1 | 151,904 |
81 | Asheville Savings Bank N.C. | 51,742 | 2,527 | 49,215 | 44,260 | 16.9 | 536,511 |
82 | QNB Bank Quakertown, Pa. | 51,514 | 35,138 | 16,376 | 48,491 | 6.2 | 380,797 |
83 | First Federal Savings Bank of Elizabethtown Ky. | 51,379 | 17,097 | 34,282 | 47,664 | 7.8 | 782,891 |
84 | Barnes Banking Co. Kaysville, Utah | 51,103 | 5,589 | 45,514 | 35,566 | 43.7 | 777,461 |
85 | Alliance Bank Corp. Chantilly, Va. | 50,368 | 14,469 | 35,899 | 90,845 | -44.6 | 380,277 |
86 | Penn Security Bank and Trust Co. Scranton, Pa. | 50,357 | 26,299 | 24,058 | 48,961 | 2.9 | 408,975 |
87 | Bar Harbor Bank and Trust Maine | 50,351 | 12,990 | 37,361 | 48,769 | 3.2 | 607,165 |
88 | Private Bank Minnesota Minneapolis | 50,251 | 4,912 | 45,339 | 45,085 | 11.5 | 126,545 |
89 | Community First Bank and Trust Columbia, Tenn. | 50,216 | 11,111 | 39,105 | 33,234 | 51.1 | 531,876 |
90 | Salin Bank and Trust Co. Indianapolis | 50,118 | 3,116 | 47,002 | 51,229 | -2.2 | 608,380 |
91 | Cornerstone National Bank and Trust Co. Palatine, Ill. | 50,012 | 5,197 | 44,815 | 41,310 | 21.1 | 310,731 |
92 | Cape Cod Co-operative Bank Yarmouth Port, Mass. | 49,691 | 5,609 | 44,082 | 39,646 | 25.3 | 423,022 |
93 | F&M Bank Clarksville, Tenn. | 49,595 | 8,269 | 41,326 | 41,373 | 19.9 | 505,016 |
94 | South Shore Savings Bank South Weymouth, Mass. | 49,550 | 27,515 | 22,035 | 47,059 | 5.3 | 599,281 |
95 | Alliance Bank St. Paul | 49,451 | 11,142 | 38,309 | 47,412 | 4.3 | 559,428 |
96 | Arthur State Bank Union, S.C. | 49,366 | 3,035 | 46,331 | 44,479 | 11.0 | 491,189 |
97 | Rainier Pacific Savings Bank Tacoma | 49,151 | 23,732 | 25,419 | 46,220 | 6.3 | 655,624 |
98 | Farmers National Bank of Emlenton Pa. | 48,892 | 45,082 | 3,810 | 46,225 | 5.8 | 236,181 |
99 | Somerset Hills Bank Bernardsville, N.J. | 48,775 | 19,885 | 28,890 | 42,435 | 14.9 | 207,237 |
100 | Community Bank of Bergen County Maywood, N.J. | 48,772 | 41,806 | 6,966 | 50,583 | -3.6 | 167,799 |
101 | American Bank and Trust Co. Davenport, Iowa | 48,539 | 24,354 | 24,185 | 43,453 | 11.7 | 487,961 |
102 | Androscoggin Savings Bank Lewiston, Maine | 48,046 | 16,600 | 31,446 | 45,394 | 5.8 | 491,417 |
103 | Muncy Bank and Trust Co. Pa. | 48,043 | 41,681 | 6,362 | 41,747 | 15.1 | 155,054 |
104 | Greater Community Bank Totowa, N.J. | 47,968 | 20,503 | 27,465 | 53,280 | -10.0 | 811,224 |
105 | Bank of Clarke County Berryville, Va. | 47,862 | 13,444 | 34,418 | 46,186 | 3.6 | 387,597 |
106 | First Volunteer Bank of Tennessee Chattanooga | 47,826 | 5,461 | 42,365 | 45,732 | 4.6 | 419,710 |
107 | LCNB National Bank Lebanon, Ohio | 47,752 | 12,259 | 35,493 | 33,860 | 41.0 | 446,824 |
108 | First State Bank of East Detroit Eastpointe, Mich. | 47,703 | 20,602 | 27,101 | 50,328 | -5.2 | 411,887 |
109 | Bank of Blue Valley Overland Park, Kan. | 47,589 | 6,115 | 41,474 | 41,156 | 15.6 | 629,242 |
110 | Graystone Bank Lancaster, Pa. | 47,563 | 19,852 | 27,711 | 21,739 | 118.8 | 444,173 |
111 | Commercial Bank and Trust Co. Paris, Tenn. | 47,293 | 16,988 | 30,305 | 36,306 | 30.3 | 417,973 |
112 | Suburban Bank and Trust Co. Elmhurst, Ill. | 47,175 | 5,076 | 42,099 | 37,307 | 26.5 | 441,508 |
113 | Savings Bank of Mendocino County Ukiah, Calif. | 47,026 | 21,895 | 25,131 | 45,762 | 2.8 | 390,534 |
114 | Timberland Bank Hoquiam, Wash. | 47,003 | 40,749 | 6,254 | 41,357 | 13.7 | 555,248 |
115 | Patriot National Bank Stamford, Conn. | 46,958 | 1,955 | 45,003 | 32,866 | 42.9 | 760,799 |
116 | Colorado Capital Bank Castle Rock | 46,146 | 9,881 | 36,265 | 37,771 | 22.2 | 642,928 |
117 | Central Bank Stillwater, Minn. | 45,714 | 7,705 | 38,009 | 45,213 | 1.1 | 335,729 |
118 | CapitalBank Greenwood, S.C. | 45,563 | 3,077 | 42,486 | 43,537 | 4.7 | 667,240 |
119 | United Bank Zebulon, Ga. | 45,473 | 15,335 | 30,138 | 40,889 | 11.2 | 473,771 |
120 | Bank of Elmwood Racine, Wis. | 45,293 | 9,613 | 35,680 | 41,395 | 9.4 | 309,446 |
121 | South Central Bank Chicago | 45,167 | 30,858 | 14,309 | 41,178 | 9.7 | 132,548 |
122 | New Century Bank Dunn, N.C. | 44,929 | 5,554 | 39,375 | 35,849 | 25.3 | 446,698 |
123 | Liberty Bank Springfield, Mo. | 44,891 | 8,365 | 36,526 | 36,813 | 21.9 | 720,958 |
124 | Earthstar Bank Southampton, Pa. | 44,814 | 22,575 | 22,239 | 50,002 | -10.4 | 115,805 |
125 | Citizens and Farmers Bank West Point, Va. | 44,701 | 17,871 | 26,830 | 40,194 | 11.2 | 635,666 |
126 | Savannah Bank Ga. | 44,565 | 5,670 | 38,895 | 35,935 | 24.0 | 560,058 |
127 | Tennessee State Bank Pigeon Forge | 44,539 | 3,247 | 41,292 | 42,022 | 6.0 | 518,171 |
128 | MidCarolina Bank Burlington, N.C. | 44,511 | 2,457 | 42,054 | 36,755 | 21.1 | 388,605 |
129 | Citizens-Union Savings Bank Fall River, Mass. | 44,506 | 31,625 | 12,881 | 42,085 | 5.8 | 459,659 |
130 | First Reliance Bank Florence, S.C. | 44,476 | 4,845 | 39,631 | 34,092 | 30.5 | 491,466 |
131 | Avidia Bank Hudson, Mass. | 44,412 | 5,923 | 38,489 | 45,460 | -2.3 | 714,206 |
132 | Sturgis Bank and Trust Co. Mich. | 44,317 | 9,162 | 35,155 | 41,275 | 7.4 | 277,243 |
133 | Community Bank Noblesville, Ind. | 44,199 | 34,205 | 9,994 | 39,446 | 12.0 | 198,405 |
134 | Bank of Bartlett Tenn. | 44,164 | 2,387 | 41,777 | 46,483 | -5.0 | 322,061 |
135 | Cape Fear Bank Wilmington, N.C. | 44,113 | 4,237 | 39,876 | 36,311 | 21.5 | 375,284 |
136 | First Northern Bank of Dixon Calif. | 44,064 | 7,995 | 36,069 | 38,976 | 13.1 | 497,435 |
137 | First National Bank of Shelby N.C. | 44,051 | 10,116 | 33,935 | 42,329 | 4.1 | 534,996 |
138 | Montecito Bank and Trust Santa Barbara, Calif. | 44,009 | 253 | 43,756 | 42,989 | 2.4 | 458,256 |
139 | Chesapeake Bank Kilmarnock, Va. | 43,765 | 6,817 | 36,948 | 37,281 | 17.4 | 366,300 |
140 | Carrollton Bank Ill. | 43,753 | 22,384 | 21,369 | 41,564 | 5.3 | 536,939 |
141 | Nicolet National Bank Green Bay, Wis. | 43,668 | 21,578 | 22,090 | 44,323 | -1.5 | 442,797 |
142 | Bank of Marin Novato, Calif. | 43,460 | 11,466 | 31,994 | 34,649 | 25.4 | 769,529 |
143 | Founders Bank and Trust Grand Rapids, Mich. | 43,445 | 25,250 | 18,195 | 42,651 | 1.9 | 286,147 |
144 | First Bank Strasburg, Va. | 43,366 | 12,174 | 31,192 | 41,150 | 5.4 | 445,227 |
145 | Paducah Bank and Trust Co. Ky. | 43,347 | 10,264 | 33,083 | 40,365 | 7.4 | 341,721 |
146 | Independence Bank of Kentucky Owensboro | 43,175 | 17,436 | 25,739 | 39,278 | 9.9 | 537,435 |
147 | ServisFirst Bank Birmingham, Ala. | 43,130 | 3,214 | 39,916 | 20,262 | 112.9 | 760,302 |
148 | Conestoga Bank Chester Springs, Pa. | 43,022 | 33,244 | 9,778 | 41,232 | 4.3 | 401,601 |
149 | Fauquier Bank Warrenton, Va. | 42,827 | 6,479 | 36,348 | 43,104 | -0.6 | 416,180 |
150 | RiverBank Wyoming, Minn. | 42,821 | 26,656 | 16,165 | 39,951 | 7.2 | 406,796 |
Note: Independent banks with less than $1 billion of assets or whose holding companies have less than $1 billion. Excludes industrial banks, those at which loans were less than half of assets, and those whose credit card loans exceeded 25% of gross loans. Thrifts were excluded. *Total committed loans.
Source:
SNL Financial
, Charlottesville, Va. © 2008 American Banker