Community Banks with Largest Portfolios of Home Equity Loans

August 07, 2008, 12:00 a.m. EDT 1 Min Read

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Community Banks with Largest Portfolios of Home Equity LoansOn March 31, 2008. Dollars in thousands Published August 7, 2008
Rank		Home equity loans			Year earlier	Change	Total loans and leases
Rank		Total	Closed end	Line of credit*	Year earlier	Change	Total loans and leases
1	Northwestern Bank Traverse City, Mich.	$135,083	$45,156	$89,927	$119,704	12.8%	$643,517
2	Chelsea Groton Savings Bank Norwich, Conn.	133,983	120,654	13,329	125,758	6.5	516,690
3	River City Bank Sacramento	132,353	91,886	40,467	136,343	-2.9	504,424
4	Seattle Savings Bank	120,223	545	119,678	5,764	1985.8	579,696
5	Norway Savings Bank Maine	113,152	16,395	96,757	102,882	10.0	726,787
6	Indiana Bank and Trust Co. Columbus	106,106	63,067	43,039	106,554	-0.4	758,966
7	Newtown Savings Bank Conn.	105,841	37,984	67,857	95,017	11.4	722,434
8	Gorham Savings Bank Maine	100,082	49,945	50,137	104,414	-4.1	575,005
9	First Banking Center Burlington, Wis.	100,020	72,985	27,035	81,285	23.0	707,238
10	Harleysville Savings Bank Pa.	96,628	73,822	22,806	98,893	-2.3	442,553
11	Legacy Banks Pittsfield, Mass.	94,945	37,333	57,612	77,752	22.1	661,203
12	Naugatuck Savings Bank Conn.	93,198	47,483	45,715	83,672	11.4	593,589
13	Kennebunk Savings Bank Maine	90,709	23,776	66,933	98,562	-8.0	638,921
14	Riverside Bank of the Gulf Coast Cape Coral, Fla.	89,539	4,950	84,589	87,799	2.0	412,231
15	Peoples Bank Newton, N.C.	88,603	5,994	82,609	77,308	14.6	727,225
16	Commonwealth Bank and Trust Co. Louisville	79,934	9,826	70,108	80,317	-0.5	495,761
17	Peoples Bank Lynden, Wash.	77,971	38,517	39,454	68,649	13.6	860,602
18	Founders Bank Worth, Ill.	76,252	13,279	62,973	82,680	-7.8	666,920
19	Union Center National Bank N.J.	76,009	46,272	29,737	66,982	13.5	565,025
20	Bank of Tampa	75,934	3,641	72,293	71,534	6.2	615,259
21	Monarch Bank Chesapeake, Va.	75,277	3,391	71,886	61,581	22.2	491,728
22	Union National Community Bank Lancaster, Pa.	74,542	49,869	24,673	66,655	11.8	366,852
23	First Hope Bank Hope, N.J.	73,990	31,596	42,394	78,485	-5.7	276,163
24	Orrstown Bank Shippensburg, Pa.	72,643	42,198	30,445	57,230	26.9	721,234
25	Tri City National Bank Oak Creek, Wis.	71,839	47,085	24,754	66,268	8.4	582,177
26	Adams County National Bank Gettysburg, Pa.	70,838	22,956	47,882	64,194	10.3	569,036
27	Atlantic Stewardship Bank Midland Park, N.J.	68,340	38,953	29,387	59,316	15.2	427,603
28	Laconia Savings Bank N.H.	67,285	12,971	54,314	58,312	15.4	630,822
29	Farmers and Merchants Bank Granite Quarry, N.C.	67,178	4,309	62,869	63,244	6.2	537,274
30	Middleburg Bank Va.	66,859	15,233	51,626	47,320	41.3	690,331
31	Aliant Bank Alexander City, Ala.	66,702	4,558	62,144	57,794	15.4	724,335
32	Fidelity Deposit and Discount Bank Dunmore, Pa.	66,633	55,904	10,729	59,643	11.7	399,628
33	First National Bank of the South Spartanburg, S.C.	66,383	5,558	60,825	23,415	183.5	717,177
34	River Valley Bank Wausau, Wis.	65,842	28,656	37,186	62,709	5.0	724,252
35	CNB Bank Clearfield, Pa.	65,678	31,122	34,556	52,847	24.3	609,975
36	PeoplesBank York, Pa.	63,931	28,775	35,156	44,466	43.8	466,901
37	Pioneer Bank Troy, N.Y.	63,552	40,607	22,945	65,627	-3.2	453,212
38	Merchants Bank Winona, Minn.	63,209	14,753	48,456	36,415	73.6	542,881
39	Byron Bank Byron Center, Mich.	62,715	22,916	39,799	51,399	22.0	607,518
40	Ulster Savings Bank Kingston, N.Y.	62,638	42,006	20,632	65,838	-4.9	504,882
41	Whidbey Island Bank Oak Harbor, Wash.	62,537	23,734	38,803	60,072	4.1	815,446
42	Leader Bank Arlington, Mass.	62,258	13,201	49,057	52,543	18.5	195,634
43	Bank of St. Petersburg Tampa	62,179	1,557	60,622	59,589	4.3	439,784
44	Bridgehampton National Bank N.Y.	62,157	1,414	60,743	61,849	0.5	387,971
45	Farmers and Merchants Trust Co. of Chambersburg Pa.	62,042	44,319	17,723	60,853	2.0	588,980
46	Park Bank Madison, Wis.	61,407	20,147	41,260	60,985	0.7	612,519
47	HomeStar Bank and Financial Services Manteno, Ill.	61,101	29,025	32,076	53,608	14.0	348,513
48	First Bank and Trust Evanston, Ill.	60,931	4,074	56,857	54,388	12.0	353,391
49	EagleBank Bethesda, Md.	60,613	1,174	59,439	51,099	18.6	759,615
50	Manasquan Savings Bank N.J.	60,381	36,133	24,248	61,909	-2.5	414,826
51	Community Bank of Wheaton and Glen Ellyn Ill.	59,658	3,349	56,309	43,843	36.1	232,586
52	Your Community Bank New Albany, Ind.	58,899	15,634	43,265	60,638	-2.9	536,580
53	Easthampton Savings Bank Mass.	58,847	38,166	20,681	57,651	2.1	575,504
54	Old Point National Bank of Phoebus Hampton, Va.	58,433	23,488	34,945	50,457	15.8	612,673
55	New Peoples Bank Honaker, Va.	58,404	53,726	4,678	44,928	30.0	680,350
56	Foster Bank Chicago	58,054	11,106	46,948	48,517	19.7	486,840
57	Crescent State Bank Cary, N.C.	57,922	11,492	46,430	42,996	34.7	710,544
58	Hampden Bank Springfield, Mass.	57,695	0	57,695	61,198	-5.7	349,613
59	Kitsap Bank Port Orchard, Wash.	57,275	25,009	32,266	47,948	19.5	668,104
60	Glenview State Bank Ill.	57,209	6,993	50,216	51,502	11.1	572,195
61	Waukesha State Bank Wis.	57,047	22,072	34,975	53,679	6.3	513,545
62	Community Resource Bank Orangeburg, S.C.	56,785	5,134	51,651	41,747	36.0	456,466
63	Unity Bank Clinton, N.J.	56,231	35,116	21,115	53,241	5.6	602,943
64	American National Bank and Trust Co. Danville, Va.	55,561	6,603	48,958	54,150	2.6	556,348
65	Artisans’ Bank Wilmington, Del.	54,892	38,788	16,104	61,537	-10.8	435,878
66	Savings Bank of Danbury Conn.	54,727	3,707	51,020	49,697	10.1	496,817
67	First South Bank Washington, N.C.	54,511	28,782	25,729	53,127	2.6	782,189
68	Great Lakes Bank Blue Island, Ill.	54,447	3,656	50,791	55,422	-1.8	478,071
69	Spencer Savings Bank Mass.	54,371	37,541	16,830	46,363	17.3	278,387
70	Lincoln Bank Plainfield, Ind.	54,245	14,271	39,974	50,167	8.1	638,186
71	Dime Bank Norwich, Conn.	54,226	32,560	21,666	47,214	14.9	500,621
72	Fidelity Co-operative Bank Leominster, Mass.	53,999	21,530	32,469	47,262	14.3	324,348
73	Reliance Savings Bank Altoona, Pa.	53,864	35,434	18,430	52,044	3.5	235,489
74	Bank of American Fork Utah	53,451	1,341	52,110	42,562	25.6	725,275
75	First National Bank and Trust Co. of Newtown Pa.	52,808	39,102	13,706	34,719	52.1	364,237
76	Butte Community Bank Chico, Calif.	52,681	6,579	46,102	41,333	27.5	457,798
77	Northfield Savings Bank Vt.	52,317	28,677	23,640	50,354	3.9	417,463
78	Southern First Bank Greenville, S.C.	52,287	4,144	48,143	42,412	23.3	536,821
79	Bank Independent Sheffield, Ala.	52,105	10,171	41,934	45,207	15.3	569,800
80	Herget Bank Pekin, Ill.	52,071	27,206	24,865	39,132	33.1	151,904
81	Asheville Savings Bank N.C.	51,742	2,527	49,215	44,260	16.9	536,511
82	QNB Bank Quakertown, Pa.	51,514	35,138	16,376	48,491	6.2	380,797
83	First Federal Savings Bank of Elizabethtown Ky.	51,379	17,097	34,282	47,664	7.8	782,891
84	Barnes Banking Co. Kaysville, Utah	51,103	5,589	45,514	35,566	43.7	777,461
85	Alliance Bank Corp. Chantilly, Va.	50,368	14,469	35,899	90,845	-44.6	380,277
86	Penn Security Bank and Trust Co. Scranton, Pa.	50,357	26,299	24,058	48,961	2.9	408,975
87	Bar Harbor Bank and Trust Maine	50,351	12,990	37,361	48,769	3.2	607,165
88	Private Bank Minnesota Minneapolis	50,251	4,912	45,339	45,085	11.5	126,545
89	Community First Bank and Trust Columbia, Tenn.	50,216	11,111	39,105	33,234	51.1	531,876
90	Salin Bank and Trust Co. Indianapolis	50,118	3,116	47,002	51,229	-2.2	608,380
91	Cornerstone National Bank and Trust Co. Palatine, Ill.	50,012	5,197	44,815	41,310	21.1	310,731
92	Cape Cod Co-operative Bank Yarmouth Port, Mass.	49,691	5,609	44,082	39,646	25.3	423,022
93	F&M Bank Clarksville, Tenn.	49,595	8,269	41,326	41,373	19.9	505,016
94	South Shore Savings Bank South Weymouth, Mass.	49,550	27,515	22,035	47,059	5.3	599,281
95	Alliance Bank St. Paul	49,451	11,142	38,309	47,412	4.3	559,428
96	Arthur State Bank Union, S.C.	49,366	3,035	46,331	44,479	11.0	491,189
97	Rainier Pacific Savings Bank Tacoma	49,151	23,732	25,419	46,220	6.3	655,624
98	Farmers National Bank of Emlenton Pa.	48,892	45,082	3,810	46,225	5.8	236,181
99	Somerset Hills Bank Bernardsville, N.J.	48,775	19,885	28,890	42,435	14.9	207,237
100	Community Bank of Bergen County Maywood, N.J.	48,772	41,806	6,966	50,583	-3.6	167,799
101	American Bank and Trust Co. Davenport, Iowa	48,539	24,354	24,185	43,453	11.7	487,961
102	Androscoggin Savings Bank Lewiston, Maine	48,046	16,600	31,446	45,394	5.8	491,417
103	Muncy Bank and Trust Co. Pa.	48,043	41,681	6,362	41,747	15.1	155,054
104	Greater Community Bank Totowa, N.J.	47,968	20,503	27,465	53,280	-10.0	811,224
105	Bank of Clarke County Berryville, Va.	47,862	13,444	34,418	46,186	3.6	387,597
106	First Volunteer Bank of Tennessee Chattanooga	47,826	5,461	42,365	45,732	4.6	419,710
107	LCNB National Bank Lebanon, Ohio	47,752	12,259	35,493	33,860	41.0	446,824
108	First State Bank of East Detroit Eastpointe, Mich.	47,703	20,602	27,101	50,328	-5.2	411,887
109	Bank of Blue Valley Overland Park, Kan.	47,589	6,115	41,474	41,156	15.6	629,242
110	Graystone Bank Lancaster, Pa.	47,563	19,852	27,711	21,739	118.8	444,173
111	Commercial Bank and Trust Co. Paris, Tenn.	47,293	16,988	30,305	36,306	30.3	417,973
112	Suburban Bank and Trust Co. Elmhurst, Ill.	47,175	5,076	42,099	37,307	26.5	441,508
113	Savings Bank of Mendocino County Ukiah, Calif.	47,026	21,895	25,131	45,762	2.8	390,534
114	Timberland Bank Hoquiam, Wash.	47,003	40,749	6,254	41,357	13.7	555,248
115	Patriot National Bank Stamford, Conn.	46,958	1,955	45,003	32,866	42.9	760,799
116	Colorado Capital Bank Castle Rock	46,146	9,881	36,265	37,771	22.2	642,928
117	Central Bank Stillwater, Minn.	45,714	7,705	38,009	45,213	1.1	335,729
118	CapitalBank Greenwood, S.C.	45,563	3,077	42,486	43,537	4.7	667,240
119	United Bank Zebulon, Ga.	45,473	15,335	30,138	40,889	11.2	473,771
120	Bank of Elmwood Racine, Wis.	45,293	9,613	35,680	41,395	9.4	309,446
121	South Central Bank Chicago	45,167	30,858	14,309	41,178	9.7	132,548
122	New Century Bank Dunn, N.C.	44,929	5,554	39,375	35,849	25.3	446,698
123	Liberty Bank Springfield, Mo.	44,891	8,365	36,526	36,813	21.9	720,958
124	Earthstar Bank Southampton, Pa.	44,814	22,575	22,239	50,002	-10.4	115,805
125	Citizens and Farmers Bank West Point, Va.	44,701	17,871	26,830	40,194	11.2	635,666
126	Savannah Bank Ga.	44,565	5,670	38,895	35,935	24.0	560,058
127	Tennessee State Bank Pigeon Forge	44,539	3,247	41,292	42,022	6.0	518,171
128	MidCarolina Bank Burlington, N.C.	44,511	2,457	42,054	36,755	21.1	388,605
129	Citizens-Union Savings Bank Fall River, Mass.	44,506	31,625	12,881	42,085	5.8	459,659
130	First Reliance Bank Florence, S.C.	44,476	4,845	39,631	34,092	30.5	491,466
131	Avidia Bank Hudson, Mass.	44,412	5,923	38,489	45,460	-2.3	714,206
132	Sturgis Bank and Trust Co. Mich.	44,317	9,162	35,155	41,275	7.4	277,243
133	Community Bank Noblesville, Ind.	44,199	34,205	9,994	39,446	12.0	198,405
134	Bank of Bartlett Tenn.	44,164	2,387	41,777	46,483	-5.0	322,061
135	Cape Fear Bank Wilmington, N.C.	44,113	4,237	39,876	36,311	21.5	375,284
136	First Northern Bank of Dixon Calif.	44,064	7,995	36,069	38,976	13.1	497,435
137	First National Bank of Shelby N.C.	44,051	10,116	33,935	42,329	4.1	534,996
138	Montecito Bank and Trust Santa Barbara, Calif.	44,009	253	43,756	42,989	2.4	458,256
139	Chesapeake Bank Kilmarnock, Va.	43,765	6,817	36,948	37,281	17.4	366,300
140	Carrollton Bank Ill.	43,753	22,384	21,369	41,564	5.3	536,939
141	Nicolet National Bank Green Bay, Wis.	43,668	21,578	22,090	44,323	-1.5	442,797
142	Bank of Marin Novato, Calif.	43,460	11,466	31,994	34,649	25.4	769,529
143	Founders Bank and Trust Grand Rapids, Mich.	43,445	25,250	18,195	42,651	1.9	286,147
144	First Bank Strasburg, Va.	43,366	12,174	31,192	41,150	5.4	445,227
145	Paducah Bank and Trust Co. Ky.	43,347	10,264	33,083	40,365	7.4	341,721
146	Independence Bank of Kentucky Owensboro	43,175	17,436	25,739	39,278	9.9	537,435
147	ServisFirst Bank Birmingham, Ala.	43,130	3,214	39,916	20,262	112.9	760,302
148	Conestoga Bank Chester Springs, Pa.	43,022	33,244	9,778	41,232	4.3	401,601
149	Fauquier Bank Warrenton, Va.	42,827	6,479	36,348	43,104	-0.6	416,180
150	RiverBank Wyoming, Minn.	42,821	26,656	16,165	39,951	7.2	406,796

Note: Independent banks with less than $1 billion of assets or whose holding companies have less than $1 billion. Excludes industrial banks, those at which loans were less than half of assets, and those whose credit card loans exceeded 25% of gross loans. Thrifts were excluded. *Total committed loans.

Source:

SNL Financial