Community Banks with Largest Portfolios of Home Equity Loans
March 01, 2005, 12:00 a.m. EST 1 Min Read
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Community Banks with Largest Portfolios of Home Equity Loans
Community Banks* with the Largest Portfolios of Home Equity LoansOn Sept. 30, 2004. Dollars in thousands | |||||
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Rank | Sept. 30, 2004 | Year earlier | Change | Assets | |
1 | Lexington State Bank N.C. | $89,596 | $69,402 | 29.10% | $911,223 |
2 | National Bank of Indianapolis | 85,911 | 71,495 | 20.16 | 892,666 |
3 | Yadkin Valley Bank and Trust Co. Elkin, N.C. | 84,802 | 51,196 | 65.64 | 879,591 |
4 | Woronoco Savings Bank Westfield, Mass. | 84,031 | 80,461 | 4.44 | 898,475 |
5 | Northwestern Savings Bank and Trust Co. Traverse City, Mich. | 80,207 | 47,262 | 69.71 | 604,060 |
6 | Suburban Bank of Barrington Ill. | 77,577 | 34,774 | 123.09 | 269,105 |
7 | Ozaukee Bank Cedarburg, Wis. | 73,619 | 64,011 | 15.01 | 593,992 |
8 | FNB Southeast Reidsville, N.C. | 72,649 | 62,957 | 15.39 | 845,025 |
9 | Kennebunk Savings Bank Maine | 71,638 | 42,687 | 67.82 | 656,321 |
10 | Norway Savings Bank Maine | 71,321 | 48,992 | 45.58 | 662,505 |
11 | Commonwealth Bank and Trust Co. Louisville, Ky. | 69,710 | 74,970 | -7.02 | 500,723 |
12 | Founders Bank Worth, Ill. | 67,471 | 47,341 | 42.52 | 737,031 |
13 | Macon Bank Franklin, N.C. | 65,800 | 50,555 | 30.16 | 787,091 |
14 | Newtown Savings Bank Conn. | 64,251 | 48,926 | 31.32 | 615,294 |
15 | First National Bank of Damariscotta Maine | 62,473 | 46,475 | 34.42 | 627,867 |
16 | Lorain National Bank Lorain, Ohio | 62,350 | 55,631 | 12.08 | 766,943 |
17 | FSGBank Chattanooga, Tenn. | 61,662 | 45,957 | 34.17 | 674,259 |
18 | Peoples Bank Newton, N.C. | 60,843 | 53,199 | 14.37 | 692,938 |
19 | River City Bank Sacramento, Calif. | 59,926 | 37,250 | 60.88 | 765,024 |
20 | Capital Bank Raleigh, N.C. | 59,867 | 53,337 | 12.24 | 874,812 |
21 | First Bank and Trust Evanston, Ill. | 59,582 | 51,980 | 14.62 | 348,437 |
22 | First County Bank Stamford, Conn. | 57,999 | 38,686 | 49.92 | 906,525 |
23 | Bridgehampton National Bank N.Y. | 55,188 | 47,585 | 15.98 | 568,634 |
24 | Riverside Bank of Gulf Coast Cape Coral, Fla. | 54,868 | 28,538 | 92.26 | 340,332 |
25 | Bank of Tampa | 54,864 | 46,954 | 16.85 | 709,070 |
26 | Bank of Kentucky Crestview Hills | 54,591 | 42,614 | 28.11 | 852,123 |
27 | Mercantile National Bank of Indiana Hammond | 54,441 | 46,838 | 16.23 | 785,696 |
28 | First Mutual Bank Bellevue, Wash. | 53,866 | 21,392 | 151.80 | 982,125 |
29 | Great Lakes Bank NA Blue Island, Ill. | 52,994 | 45,071 | 17.58 | 697,094 |
30 | Centennial Bank West Fort Collins, Colo. | 52,991 | 49,388 | 7.30 | 781,521 |
31 | Bank of Newport R.I. | 52,829 | 44,684 | 18.23 | 945,858 |
32 | Hampden Bank Springfield, Mass. | 52,803 | 41,924 | 25.95 | 414,036 |
33 | Legacy Bank Pittsfield, Mass. | 51,943 | 41,063 | 26.50 | 685,981 |
34 | Rockville Bank South Windsor, Conn. | 51,887 | 30,235 | 71.61 | 845,348 |
35 | Heritage Bank Decatur, Ala. | 51,801 | 31,880 | 62.49 | 541,654 |
36 | Leesport Bank Wyomissing, Pa. | 51,562 | 39,342 | 31.06 | 619,563 |
37 | Savings Bank of Danbury Conn. | 51,050 | 38,904 | 31.22 | 510,708 |
38 | Citrus and Chemical Bank Bartow, Fla. | 50,958 | 47,954 | 6.26 | 669,392 |
39 | First National Bank of Chester County West Chester, Pa. | 49,474 | 33,554 | 47.45 | 825,320 |
40 | Wainwright Bank and Trust Co. Boston | 49,226 | 28,206 | 74.52 | 675,201 |
41 | Bank of the Sierra Porterville, Calif. | 49,002 | 33,518 | 46.20 | 944,058 |
42 | Cornerstone National Bank and Trust Co. Palatine, Ill. | 48,888 | 32,137 | 52.12 | 218,530 |
43 | Farmers and Merchants Bank Granite Quarry, N.C. | 48,283 | 43,834 | 10.15 | 400,627 |
44 | Glenview State Bank Ill. | 47,898 | 40,358 | 18.68 | 893,286 |
45 | Canandaigua National Bank and Trust Co. Canandaigua, N.Y. | 47,738 | 35,460 | 34.62 | 965,009 |
46 | Heritage Community Bank Glenwood, Ill. | 47,601 | 49,904 | -4.61 | 242,803 |
47 | Gorham Savings Bank Maine | 47,279 | 43,848 | 7.82 | 593,572 |
48 | Paramount Bank Farmington Hills, Mich. | 47,162 | 26,089 | 80.77 | 200,050 |
49 | First National Bank and Trust Co. Asheboro, N.C. | 46,040 | 40,327 | 14.17 | 664,791 |
50 | First Federal Savings Bank Elizabethtown, Ky. | 45,927 | 37,371 | 22.89 | 701,575 |
51 | Alliance Bank New Ulm, Minn. | 45,859 | 33,495 | 36.91 | 392,970 |
52 | Pinnacle National Bank Nashville, Tenn. | 45,810 | 22,863 | 100.37 | 684,906 |
53 | Alliance Bank NA Syracuse, N.Y. | 45,322 | 38,247 | 18.50 | 882,128 |
54 | Foster Bank Chicago | 45,127 | 35,477 | 27.20 | 344,847 |
55 | Talbot Bank of Easton Maryland | 44,226 | 43,907 | 0.73 | 433,356 |
56 | First South Bank Washington, N.C. | 44,100 | 37,850 | 16.51 | 714,511 |
57 | Bank of Walnut Creek Calif. | 43,920 | 44,341 | -0.95 | 487,458 |
58 | American National Bank and Trust Co. Danville, Va. | 43,886 | 40,986 | 7.08 | 622,853 |
59 | Villa Park Trust and Savings Bank Villa Park, Ill. | 43,837 | 34,786 | 26.02 | 273,566 |
60 | First Volunteer Bank of Tennessee Chattanooga | 43,360 | 34,100 | 27.16 | 448,625 |
61 | Enterprise Bank and Trust Co. Lowell, Mass. | 42,793 | 33,055 | 29.46 | 821,512 |
62 | Aliant Bank Alexander City, Ala. | 42,558 | 39,488 | 7.77 | 710,955 |
63 | First State Bank East Detroit Eastpointe, Mich. | 42,528 | 27,980 | 51.99 | 753,300 |
64 | Bar Harbor Banking and Trust Co. Maine | 42,249 | 31,553 | 33.90 | 655,677 |
65 | Farmers and Merchants Bank Clarksville, Tenn. | 42,066 | 37,668 | 11.68 | 460,327 |
66 | Riverside Bank Marietta, Ga. | 41,485 | 30,646 | 35.37 | 537,611 |
67 | Carrollton Bank Baltimore | 40,911 | 37,664 | 8.62 | 303,418 |
68 | Eaglebank Bethesda, Md. | 40,287 | 31,167 | 29.26 | 490,343 |
69 | Warren Bank Mich. | 39,698 | 34,482 | 15.13 | 508,916 |
70 | Palmetto Bank Laurens, S.C. | 39,625 | 26,225 | 51.10 | 965,581 |
71 | Naugatuck Savings Bank Conn. | 39,571 | 30,902 | 28.05 | 622,922 |
72 | Midwest BankCentre Lemay, Mo. | 39,418 | 24,869 | 58.50 | 974,842 |
73 | Home Federal Bank Columbus, Ind. | 39,204 | 35,520 | 10.37 | 873,970 |
74 | Waukesha State Bank Wis. | 39,124 | 31,599 | 23.81 | 579,607 |
75 | Community Bank Southern Indiana New Albany | 38,614 | 30,065 | 28.44 | 566,359 |
76 | First Hope Bank N.J. | 38,119 | 27,720 | 37.51 | 289,783 |
77 | First National Bank of Santa Fe N.M. | 37,734 | 33,188 | 13.70 | 447,876 |
78 | Horizon Bank NA Michigan City, Ind. | 37,515 | 22,521 | 66.58 | 814,487 |
79 | First Farmers and Merchants National Bank Columbia, Tenn. | 37,506 | 23,961 | 56.53 | 845,548 |
80 | First State Bank Burlington, N.C. | 37,211 | 29,374 | 26.68 | 375,123 |
81 | First Financial Bank Downingtown, Pa. | 37,100 | 31,938 | 16.16 | 642,260 |
82 | Connecticut Community Bank Westport | 37,060 | 11,467 | 223.19 | 254,226 |
83 | First Northern Bank of Dixon Calif. | 36,788 | 25,561 | 43.92 | 598,309 |
84 | PeoplesBank Holyoke, Mass. | 36,701 | 30,563 | 20.08 | 987,219 |
85 | First State Bank of the Florida Keys Key West | 36,645 | 28,395 | 29.05 | 534,635 |
86 | Montecito Bank and Trust Santa Barbara, Calif. | 36,619 | 27,202 | 34.62 | 609,624 |
87 | First Northwest Bank Arlington Heights, Ill. | 36,377 | 30,167 | 20.59 | 267,479 |
88 | Peoples Bank Lynden, Wash. | 36,290 | 23,518 | 54.31 | 582,463 |
89 | Marco Community Bank Marco Island, Fla. | 36,235 | 1,282 | 2726.44 | 99,863 |
90 | Barnes Banking Co. Kaysville, Utah | 36,086 | 31,857 | 13.27 | 582,412 |
91 | Capitalbank Greenwood, S.C. | 35,546 | 23,364 | 52.14 | 542,115 |
92 | Community Bank and Trust Co. Wolfeboro, N.H. | 35,508 | 30,619 | 15.97 | 433,232 |
93 | Bank of American Fork Utah | 35,285 | 28,597 | 23.39 | 529,380 |
94 | Prosperity Bank St. Augustine, Fla. | 35,238 | 24,705 | 42.64 | 654,342 |
95 | Centra Bank Morgantown, W.Va. | 34,871 | 20,100 | 73.49 | 435,682 |
96 | Lebanon-Citizens National Bank Ohio | 34,412 | 28,715 | 19.84 | 513,511 |
97 | Sturgis Bank and Trust Mich. | 34,121 | 25,389 | 34.39 | 311,599 |
98 | Mid Carolina Bank Burlington, N.C. | 33,968 | 26,333 | 28.99 | 279,159 |
99 | Merchants Bank NA Winona, Minn. | 33,964 | 23,534 | 44.32 | 479,550 |
100 | Lakeside Bank Chicago | 33,915 | 30,358 | 11.72 | 566,633 |
101 | Community Bank of Oak Park River Forest Oak Park, Ill. | 33,829 | 25,337 | 33.52 | 195,948 |
102 | National Bank and Trust Co. Wilmington, Ohio | 33,590 | 28,984 | 15.89 | 644,704 |
103 | Bank of Bartlett Tenn. | 33,489 | 27,040 | 23.85 | 412,191 |
104 | Voyager Bank Eden Prairie, Minn. | 33,347 | 23,110 | 44.30 | 490,084 |
105 | Ulster Savings Bank Kingston, N.Y. | 33,306 | 24,658 | 35.07 | 567,047 |
106 | Asheville Savings Bank N.C. | 32,982 | 25,837 | 27.65 | 542,063 |
107 | Florence Savings Bank Mass. | 32,960 | 28,556 | 15.42 | 795,792 |
108 | Sterling State Bank Austin, Minn. | 32,910 | 27,605 | 19.22 | 267,552 |
109 | 1st Security Bank of Washington Lynnwood | 32,765 | NA | NA | 273,139 |
110 | Greenville First Bank Greenville, S.C. | 32,539 | 22,634 | 43.76 | 292,786 |
111 | Park Bank Madison, Wis. | 32,531 | 23,663 | 37.48 | 408,314 |
112 | Bank of Elmwood Racine, Wis. | 32,444 | 26,008 | 24.75 | 238,905 |
113 | Leader Bank Arlington, Mass. | 32,368 | 18,201 | 77.84 | 131,986 |
114 | Central Bank Stillwater, Minn. | 32,203 | 23,071 | 39.58 | 293,562 |
115 | EFS Bank Elgin, Ill. | 32,152 | 25,586 | 25.66 | 996,486 |
116 | Palos Bank and Trust Co. Palos Heights, Ill. | 31,921 | 27,245 | 17.16 | 416,310 |
117 | First Banking Center of Burlington Wis. | 31,712 | 27,429 | 15.61 | 578,226 |
118 | Union National Community Bank Mount Joy, Pa. | 31,660 | 24,783 | 27.75 | 382,904 |
119 | Monarch Bank Chesapeake, Va. | 31,447 | 18,498 | 70.00 | 216,500 |
120 | North Easton Savings Bank Mass. | 31,258 | 25,054 | 24.76 | 396,081 |
121 | First National Bank of Hudson Woodbury, Minn. | 31,252 | 19,855 | 57.40 | 348,224 |
122 | Park Bank Milwaukee | 31,158 | 24,717 | 26.06 | 601,933 |
123 | Patriot National Bank Stamford, Conn. | 31,139 | 26,655 | 16.82 | 368,467 |
124 | Hawaii National Bank Honolulu | 31,078 | 29,022 | 7.08 | 444,867 |
125 | Bank of Blue Valley Overland Park, Kan. | 31,019 | 23,703 | 30.87 | 651,507 |
126 | Labe Bank Chicago | 30,732 | NA | NA | 412,894 |
127 | Bank of Waukegan Ill. | 30,710 | 28,444 | 7.97 | 634,268 |
128 | Rainier Pacific Savings Bank Fife, Wash. | 30,688 | 33,788 | -9.17 | 745,490 |
129 | Bank of North Carolina Thomasville | 30,649 | 21,699 | 41.25 | 484,107 |
130 | Cambridge Bank Lake Zurich, Ill. | 30,633 | 24,510 | 24.98 | 279,377 |
131 | Laconia Savings Bank N.H. | 30,624 | 22,150 | 38.26 | 796,149 |
132 | Maritime Savings Bank West Allis, Wis. | 30,487 | 26,172 | 16.49 | 304,817 |
133 | Crescent State Bank Cary, N.C. | 30,363 | 20,347 | 49.23 | 330,988 |
134 | Cumberland Bank Franklin, Tenn. | 30,248 | 18,333 | 64.99 | 644,766 |
135 | Bryn Mawr Trust Co. Pa. | 30,235 | 29,910 | 1.09 | 655,321 |
136 | Abington Savings Bank Jenkintown, Pa. | 30,201 | 27,722 | 8.94 | 657,744 |
137 | Newmil Bank New Milford, Conn. | 30,180 | 26,005 | 16.05 | 730,523 |
138 | Home State Bank Loveland, Colo. | 30,163 | 28,360 | 6.36 | 398,140 |
139 | Kentucky Bank Paris | 30,110 | 25,600 | 17.62 | 506,474 |
140 | Androscoggin Savings Bank Lewiston, Maine | 30,101 | 27,638 | 8.91 | 472,367 |
141 | Private Bank of Minnesota Minneapolis | 29,912 | 26,377 | 13.40 | 123,839 |
142 | Somerset Hills Bank Bernardsville, N.J. | 29,621 | 24,837 | 19.26 | 187,385 |
143 | S&C Bank New Richmond, Wis. | 29,420 | 13,891 | 111.79 | 368,518 |
144 | American Bank North Nashwauk, Minn. | 29,419 | 19,229 | 52.99 | 411,170 |
145 | Byron Center State Bank Mich. | 29,368 | 17,143 | 71.31 | 521,040 |
146 | Highland Bank St. Michael, Minn. | 29,285 | 22,393 | 30.78 | 409,639 |
147 | South Coastal Bank Rockland, Mass. | 29,147 | 22,722 | 28.28 | 268,599 |
148 | Northfield Savings Bank Vt. | 28,995 | 24,457 | 18.56 | 477,963 |
149 | First Bank of Highland Park Ill. | 28,983 | 20,463 | 41.64 | 701,124 |
150 | Bridge Bank San Jose, Calif. | 28,853 | 14,504 | 98.93 | 384,561 |
*Independent banks with less than $1 billion of assets or whose holding companies have less than $1 billion of assets. Excluded are those at which loans constituted less than half of assets and whose credit card loans exceeded 25% of gross loans.
Source: Highline Banking Data Services (877-305-6657)
© 2005 American Banker