Community Banks with Largest Portfolios of Home Equity Loans

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Community Banks with Largest Portfolios of Home Equity Loans

Community Banks* with the Largest Portfolios of Home Equity LoansOn Sept. 30, 2005. Dollars in thousands
Published January 5, 2006

Rank   Sept. 30, 2005 Year earlier Change Assets
1 Bank of Nashville $169,030 $149,337 13.19% $713,088
2 North Shore Community Bank and Trust Wilmette, Ill. 113,260 135,962 -16.70 945,561
3 Lexington State Bank N.C. 109,888 89,596 22.65 991,164
4 Macon Bank Inc. Franklin, N.C. 91,119 65,800 38.48 905,509
5 Yadkin Valley Bank and Trust Co. Elkin, N.C. 90,888 84,802 7.18 997,353
6 Northwestern Savings Bank and Trust Traverse City, Mich. 89,073 80,207 11.05 662,707
7 First NA Damariscotta, Maine 85,205 62,473 36.39 963,399
8 Kennebunk Savings Bank Maine 80,417 71,638 12.25 680,483
9 Hinsdale Bank and Trust Co. Ill. 78,466 67,962 15.46 934,713
10 Norway Savings Bank Maine 78,071 71,321 9.46 728,796
11 Riverside Bank of the Gulf Coast Cape Coral, Fla. 77,301 54,868 40.89 463,043
12 Leesport Bank Wyomissing, Pa. 76,974 51,562 49.28 900,949
13 Founders Bank Worth, Ill. 76,440 67,471 13.29 856,814
14 Northbrook Bank and Trust Co. Ill. 76,268 41,481 83.86 661,561
15 National Bank of Indianapolis 75,351 85,911 -12.29 938,527
16 Peoples Bank Newton, N.C. 73,204 60,843 20.32 727,133
17 Ozaukee Bank Cedarburg, Wis. 72,574 73,619 -1.42 652,517
18 Mercantile Southern Maryland Bank Leonardtown 72,458 33,666 115.23 959,735
19 Newtown Savings Bank Conn. 72,359 64,251 12.62 704,592
20 Commonwealth Bank and Trust Co. Louisville 72,312 69,710 3.73 499,190
21 Pinnacle National Bank Nashville 71,403 45,810 55.87 978,267
22 Libertyville Bank and Trust Co. Ill. 70,363 61,212 14.95 837,368
23 First County Bank Stamford, Conn. 69,481 57,999 19.80 968,789
24 River City Bank Sacramento 69,406 59,926 15.82 764,613
25 Lorain National Bank Ohio 67,742 62,350 8.65 812,401
26 First National Bank and Trust Co. Asheboro, N.C. 65,557 46,040 42.39 906,604
27 Villa Park Trust and Savings Bank Ill. 64,700 43,837 47.59 284,758
28 Gorham Savings Bank Maine 64,471 47,279 36.36 721,294
29 Bank of Tampa 62,922 54,864 14.69 790,971
30 Capital Bank Raleigh 62,527 59,867 4.44 924,951
31 Gateway Bank and Trust Co. Elizabeth City, N.C. 62,138 24,154 157.26 737,932
32 First National Bank of Chester County West Chester, Pa. 60,186 49,474 21.65 833,114
33 Prosperity Bank Saint Augustine, Fla. 59,962 35,238 70.16 836,923
34 Bridgehampton National Bank N.Y. 59,939 55,188 8.61 547,016
35 First Bank and Trust Evanston, Ill. 59,326 59,582 -0.43 369,347
36 Chemical Bank West Walker, Mich. 58,728 57,846 1.52 902,275
37 Wyoming County Bank Warsaw, N.Y. 58,535 56,998 2.70 730,983
38 Barrington Bank and Trust Co. Ill. 58,016 56,485 2.71 754,976
39 Mercantile National Bank of Indiana Hammond 57,903 54,441 6.36 780,345
40 Legacy Banks Pittsfield, Mass. 57,119 51,943 9.96 735,855
41 Bank of Kentucky Inc. Crestview Hills 56,496 54,591 3.49 895,653
42 Glacier Bank Kalispell, Mont. 56,494 48,223 17.15 684,732
43 Hampden Bank Springfield, Mass. 54,814 52,803 3.81 434,736
44 Savings Bank of Danbury Conn. 53,764 51,050 5.32 564,263
45 Great Lakes Bank Blue Island, Ill. 53,110 52,994 0.22 708,864
46 Salin Bank and Trust Co. Indianapolis 52,634 50,628 3.96 896,327
47 BankNewport Newport, R.I. 52,289 52,829 -1.02 994,702
48 Citrus and Chemical Bank Bartow, Fla. 51,773 50,958 1.60 753,243
49 Paramount Bank Farmington Hills, Mich. 51,455 47,162 9.10 247,029
50 UnitedKingfield Bank Bangor, Maine 50,616 45,783 10.56 500,386
51 Farmers and Merchants Bank Granite Quarry, N.C. 50,404 48,283 4.39 476,566
52 Mountain West Bank Coeur D’Alene, Idaho 49,914 45,386 9.98 754,504
53 Alliance Bank Syracuse, N.Y. 49,779 45,322 9.83 977,524
54 Foster Bank Chicago 49,691 45,127 10.11 411,920
55 Planters Bank and Trust Co. of Virginia Staunton 49,572 48,112 3.03 792,210
56 Glenview State Bank Ill. 49,210 47,898 2.74 889,513
57 First Hope Bank, N.J. 49,064 38,119 28.71 315,291
58 Aliant Bank Alexander City, Ala. 48,895 42,558 14.89 821,940
59 EagleBank Bethesda, Md. 47,954 40,287 19.03 637,576
60 Westminster Union Bank Md. 47,899 44,757 7.02 873,178
61 First Volunteer Bank of Tennessee Chattanooga 47,350 43,360 9.20 498,617
62 Cornerstone National Bank and Trust Co. Palatine, Ill. 47,108 48,888 -3.64 264,263
63 Lafayette Bank and Trust Co. Ind. 46,265 45,724 1.18 934,685
64 Monarch Bank Chesapeake, Va. 46,090 31,447 46.56 300,289
65 Great Florida Bank Miami 45,581 4,974 816.39 732,710
66 Naugatuck Savings Bank Conn. 44,930 39,571 13.54 641,483
67 Community Bank of Southern Indiana New Albany, Ind. 44,925 38,614 16.34 647,140
68 Warren Bank Mich. 44,717 39,698 12.64 558,856
69 First Federal Savings Bank of Elizabethtown Ky. 44,590 45,927 -2.91 757,041
70 Enterprise Bank and Trust Co. Lowell, Mass. 44,365 42,793 3.67 912,131
71 Centennial Bank of the West Fort Collins, Colo. 44,221 52,991 -16.55 812,508
72 Bank of Walnut Creek Calif. 44,079 43,920 0.36 534,477
73 Waukesha State Bank Wis. 43,472 39,124 11.11 609,788
74 Delaware National Bank Georgetown 43,382 38,171 13.65 394,613
75 Wilmington Trust of Pennsylvania Villanova 43,293 38,003 13.92 886,934
76 Independent Bank of West Michigan Grand Rapids 43,227 26,118 65.51 741,186
77 Bar Harbor Bank and Trust Co. Maine 43,118 42,249 2.06 704,243
78 Heritage Community Bank Glenwood, Ill. 43,031 47,601 -9.60 296,896
79 Riverside Bank Marietta, Ga. 42,894 41,485 3.40 661,147
80 Carrollton Bank Baltimore 42,613 40,911 4.16 349,315
81 American National Bank and Trust Co. Danville, Va. 42,387 43,886 -3.42 610,481
82 Marco Community Bank Marco Island, Fla. 42,358 36,235 16.90 151,176
83 Abington Savings Bank Jenkintown, Pa. 42,250 30,201 39.90 828,819
84 First State Bank of East Detroit Eastpointe, Mich. 42,199 42,528 -0.77 716,724
85 CapitalBank Greenwood, S.C. 41,846 35,546 17.72 577,824
86 Ulster Savings Bank Kingston, N.Y. 41,409 33,306 24.33 598,117
87 HomeFederal Bank Columbus, Ind. 41,309 39,204 5.37 854,066
88 First Northern Bank of Dixon Calif. 40,999 36,788 11.45 649,657
89 Independent Bank of East Michigan Troy 40,486 40,632 -0.36 704,866
90 First National Bank of Santa Fe N.M. 40,461 37,734 7.23 486,030
91 First Farmers and Merchants National Bank of Columbia Tenn. 40,431 37,506 7.80 811,334
92 Bank of St. Petersburg Tampa 40,165 18,145 121.36 303,440
93 Asheville Savings Bank, N.C. 40,125 32,982 21.66 572,237
94 Mercantile County Bank Elkton, Md. 39,938 28,645 39.42 911,652
95 Old Second Bank-Kane County Elburn, Ill. 39,842 37,452 6.38 377,962
96 Leader Bank Arlington, Mass. 39,667 32,368 22.55 176,083
97 S&C Bank New Richmond, Wis. 39,572 29,420 34.51 412,241
98 Florence Savings Bank Mass. 39,460 32,960 19.72 865,929
99 Maine Bank and Trust Co. Portland, Maine 39,229 38,046 3.11 350,955
100 Midwest BankCentre Lemay, Mo. 39,054 39,418 -0.92 987,055
101 Farmers and Merchants Bank Clarksville, Tenn. 39,028 42,066 -7.22 491,792
102 Alliance Bank New Ulm, Minn. 38,876 45,859 -15.23 405,735
103 Bank of North Carolina Thomasville 38,844 30,649 26.74 577,971
104 Indian River National Bank Vero Beach, Fla. 38,800 28,255 37.32 767,137
105 Labe Bank Chicago 38,605 30,732 25.62 473,896
106 Greenville First Bank S.C. 38,579 32,539 18.56 375,113
107 Arthur State Bank Union, S.C. 38,119 27,506 38.58 491,390
108 1st State Bank Burlington, N.C. 38,114 37,211 2.43 365,563
109 Bank of Bartlett Tenn. 38,066 33,489 13.67 451,008
110 Central Bank Stillwater, Minn. 38,037 32,203 18.12 344,316
111 First State Bank of the Florida Keys Key West 38,029 36,645 3.78 584,140
112 Peoples Bank Lynden, Wash. 37,786 36,290 4.12 711,520
113 Community Bank of Oak Park River Forest Oak Park, Ill. 37,419 33,829 10.61 259,138
114 Mahopac National Bank N.Y. 37,098 33,481 10.80 485,161
115 Castle Bank DeKalb, Ill. 36,619 35,737 2.47 789,902
116 Skylands Community Bank Hackettstown, N.J. 36,599 31,244 17.14 495,832
117 Voyager Bank Eden Prairie, Minn. 36,547 33,347 9.60 529,928
118 River Valley State Bank Rothschild, Wis. 36,396 16,285 123.49 668,840
119 Cumberland Bank Franklin, Tenn. 36,355 30,248 20.19 714,883
120 Park Bank Madison, Wis. 35,990 32,531 10.63 520,483
121 First Bank of Highland Park Ill. 35,903 28,983 23.88 820,132
122 Montecito Bank and Trust Santa Barbara, Calif. 35,881 36,619 -2.02 685,926
123 Connecticut Community Bank Westport 35,603 37,060 -3.93 333,635
124 Private Bank Minnesota Minneapolis 35,341 29,912 18.15 117,697
125 Community Bank of Naples Fla. 35,293 17,052 106.97 380,060
126 Finance Factors Ltd. Honolulu 35,290 21,845 61.55 620,044
127 Vintage Bank Napa, Calif. 35,289 22,257 58.55 629,548
128 First Gulf Bank Pensacola, Fla. 35,254 5,688 519.80 561,755
129 Johnson Bank Arizona Phoenix 35,190 30,631 14.88 610,355
130 Village Bank and Trust Arlington Heights, Ill. 35,104 1,714 1948.07 545,961
131 MidCarolina Bank Burlington, N.C. 34,927 33,968 2.82 357,382
132 Adams County National Bank Gettysburg, Pa. 34,822 27,955 24.56 929,159
133 Bank of American Fork Utah 34,737 35,285 -1.55 656,695
134 First-Knox National Bank Mount Vernon, Ohio 34,689 34,054 1.86 761,973
135 Patriot National Bank Stamford, Conn. 34,676 31,139 11.36 455,141
136 Middleburg Bank Va. 34,579 17,586 96.63 715,284
137 Bank of Blue Valley Overland Park, Kan. 34,474 31,019 11.14 688,269
138 National Bank and Trust Co. Wilmington, Ohio 34,449 33,590 2.56 652,788
139 First National Bank Christiansburg, Va. 34,404 31,913 7.81 764,391
140 Barnes Banking Co. Kaysville, Utah 34,301 36,086 -4.95 629,386
141 Sturgis Bank and Trust Co. Mich. 34,274 34,121 0.45 316,304
142 Androscoggin Savings Bank Lewiston, Maine 34,182 30,101 13.56 525,187
143 Wilber National Bank Oneonta, N.Y. 33,957 25,112 35.22 756,052
144 Century National Bank Zanesville, Ohio 33,851 16,905 100.24 724,112
145 Laconia Savings Bank N.H. 33,846 30,624 10.52 784,617
146 Bank of Clarke County Berryville, Va. 33,771 28,083 20.25 456,544
147 Community Bank of Dearborn Mich. 33,724 23,182 45.47 683,459
148 Park Bank Milwaukee 33,534 31,158 7.63 684,007
149 NewMil Bank New Milford, Conn. 33,471 30,180 10.90 857,365
150 Lebanon Citizens National Bank Ohio 33,352 34,412 -3.08 535,182

*Independent banks with less than $1 billion of assets or whose holding companies have less than $1 billion of assets. Excluded are those at which loans constituted less than half of assets and whose credit card loans exceeded 25% of gross loans.

Source:

SNL Financial
, Charlottesville, Va.
© 2006 American Banker