Community Banks with Largest Portfolios of Home Equity Loans

October 03, 2007, 10:08 a.m. EDT 1 Min Read

View Table

Printer Friendly Version

Community Banks with Largest Portfolios of Home Equity LoansOn March 31, 2007. Dollars in thousands. Published October 3, 2007
		Home equity loans
		Total	Closed-end	Lines of credit*	Year earlier	Change	Total loans
1	River City Bank Sacramento	$136,343	$92,844	$43,499	$113,662	16.60%	$514,551
2	Chelsea Groton Savings Bank Norwich, Conn.	125,758	112,851	12,907	112,648	10.4	494,326
3	Bryn Mawr Trust Co. Pa.	120,354	101,248	19,106	119,071	1.1	698,997
4	Northwestern Bank Traverse City, Mich.	119,704	41,479	78,225	115,878	3.2	633,848
5	Lexington State Bank N.C.	119,137	11,872	107,265	121,381	-1.9	772,848
6	HomeFederal Bank Columbus, Ind.	106,554	63,137	43,417	94,646	11.2	702,705
7	Gorham Savings Bank Maine	104,414	54,311	50,103	107,943	-3.4	539,677
8	Norway Savings Bank Maine	102,882	15,000	87,882	90,827	11.7	678,547
9	Harleysville Savings Bank Pa.	98,893	76,497	22,396	96,406	2.5	403,445
10	Kennebunk Savings Bank Maine	98,562	24,155	74,407	89,325	9.4	588,740
11	FNB Southeast Reidsville, N.C.	95,463	2,706	92,757	88,295	7.5	689,332
12	Newtown Savings Bank Conn.	95,017	32,791	62,226	95,027	0	642,277
13	Lorain National Bank Ohio	91,847	18,849	72,998	80,272	12.6	627,921
14	Alliance Bank Fairfax, Va.	90,845	49,765	41,080	67,662	25.5	392,186
15	First National Bank of Chester County West Chester, Pa.	90,656	40,398	50,258	99,995	-10.3	701,549
16	Ozaukee Bank Cedarburg, Wis.	90,042	25,700	64,342	89,281	0.8	528,152
17	Riverside Bank of the Gulf Coast Cape Coral, Fla.	87,799	5,338	82,461	86,832	1.1	412,467
18	Naugatuck Savings Bank Conn.	83,672	44,324	39,348	71,360	14.7	537,615
19	Founders Bank Worth, Ill.	82,680	19,449	63,231	84,971	-2.8	626,737
20	First Banking Center Burlington, Wis.	81,285	55,938	25,347	68,164	16.1	604,170
21	Commonwealth Bank and Trust Co. Louisville	80,317	10,060	70,257	79,473	1.1	416,981
22	First Hope Bank N.J.	78,485	27,334	51,151	77,897	0.7	262,641
23	Florence Savings Bank Mass.	78,445	40,583	37,862	69,696	11.2	597,742
24	Legacy Banks Pittsfield, Mass.	77,752	22,487	55,265	68,813	11.5	599,594
25	Peoples Bank Newton, N.C.	77,308	5,933	71,375	77,796	-0.6	644,992
26	Bank of North Carolina Thomasville	73,130	9,293	63,837	45,740	37.5	806,804
27	Bank of Tampa	71,534	3,208	68,326	71,025	0.7	588,999
28	Abington Savings Bank Jenkintown, Pa.	70,940	41,256	29,684	70,181	1.1	630,552
29	Peoples Bank Lynden, Wash.	68,649	33,620	35,029	54,643	20.4	769,196
30	Union National Community Bank Lancaster, Pa.	66,655	46,505	20,150	56,818	14.8	352,379
31	Tri City National Bank Oak Creek, Wis.	66,268	41,946	24,322	61,224	7.6	531,169
32	Ulster Savings Bank Kingston, N.Y.	65,838	37,193	28,645	67,555	-2.6	478,737
33	Pioneer Savings Bank Troy, N.Y.	65,627	40,987	24,640	62,198	5.2	436,992
34	Juniata Valley Bank Mifflintown, Pa.	65,487	55,734	9,753	11,566	82.3	300,123
35	Adams County National Bank Gettysburg, Pa.	64,194	21,158	43,036	58,297	9.2	537,227
36	Farmers and Merchants Bank Granite Quarry, N.C.	63,244	3,492	59,752	58,961	6.8	457,314
37	River Valley State Bank Wausau, Wis.	62,709	23,071	39,638	54,938	12.4	624,577
38	Centra Bank Inc. Morgantown, W.Va.	62,400	26,726	35,674	42,176	32.4	735,831
39	Community FirstBank of Charleston S.C.	62,078	10,039	52,039	30,231	51.3	373,048
40	Manasquan Savings Bank N.J.	61,909	36,178	25,731	57,366	7.3	422,531
41	Bridgehampton National Bank N.Y.	61,849	1,338	60,511	58,439	5.5	336,263
42	Monarch Bank Chesapeake, Va.	61,581	3,830	57,751	52,597	14.6	339,792
43	Artisans Bank Wilmington, Del.	61,537	40,748	20,789	51,925	15.6	442,451
44	Hampden Bank Springfield, Mass.	61,198	0	61,198	59,434	2.9	314,727
45	Park Bank Madison, Wis.	60,985	22,911	38,074	53,996	11.5	576,248
46	Farmers and Merchants Trust Co. of Chambersburg Pa.	60,853	43,316	17,537	38,972	36	541,305
47	Your Community Bank New Albany, Ind.	60,638	15,276	45,362	56,226	7.3	522,657
48	Whidbey Island Bank Coupeville, Wash.	60,072	23,880	36,192	56,464	6	736,612
49	Fidelity Deposit and Discount Bank Dunmore, Pa.	59,643	50,200	9,443	55,782	6.5	422,998
50	Bank of St. Petersburg Tampa	59,589	1,772	57,817	55,121	7.5	394,289
51	Atlantic Stewardship Bank Midland Park, N.J.	59,316	40,215	19,101	52,868	10.9	371,573
52	Laconia Savings Bank N.H.	58,312	14,750	43,562	46,815	19.7	603,820
53	Aliant Bank Alexander City, Ala.	57,794	3,246	54,548	55,886	3.3	691,751
54	Easthampton Savings Bank Mass.	57,651	33,285	24,366	45,718	20.7	536,164
55	Orrstown Bank Shippensburg, Pa.	57,230	32,066	25,164	44,425	22.4	551,590
56	Coast Bank of Florida Bradenton	55,806	4,928	50,878	30,156	46	593,790
57	Great Lakes Bank Blue Island, Ill.	55,422	3,307	52,115	53,282	3.9	483,446
58	Greater Buffalo Savings Bank	55,107	22,498	32,609	52,505	4.7	542,655
59	Marine Bank Wauwatosa, Wis.	54,793	48,306	6,487	4,892	91.1	267,449
60	First Bank and Trust Evanston, Ill.	54,388	4,604	49,784	58,394	-7.4	336,383
61	American National Bank and Trust Co. Danville, Va.	54,150	6,146	48,004	43,230	20.2	545,374
62	Waukesha State Bank Wis.	53,679	21,274	32,405	61,356	-14.3	465,564
63	HomeStar Bank Manteno, Ill.	53,608	26,822	26,786	51,406	4.1	328,490
64	Greater Community Bank Totowa, N.J.	53,280	22,571	30,709	63,699	-19.6	749,222
65	Unity Bank Clinton, N.J.	53,241	32,543	20,698	43,840	17.7	515,562
66	First South Bank Washington, N.C.	53,127	30,585	22,542	51,252	3.5	748,768
67	Talbot Bank of Easton Md.	53,071	17,108	35,963	48,262	9.1	409,617
68	CNB Bank Clearfield, Pa.	52,847	26,550	26,297	47,669	9.8	543,917
69	Leader Bank Arlington, Mass.	52,543	6,051	46,492	44,916	14.5	168,417
70	Reliance Savings Bank Altoona, Pa.	52,044	34,918	17,126	51,728	0.6	236,427
71	Glenview State Bank Ill.	51,502	5,375	46,127	52,043	-1.1	514,686
72	Byron Bank Byron Center, Mich.	51,399	20,137	31,262	44,966	12.5	538,761
73	Salin Bank and Trust Co. Indianapolis	51,229	3,839	47,390	55,823	-9	676,696
74	EagleBank Bethesda, Md.	51,099	1,026	50,073	52,241	-2.2	637,863
75	Community Bank of Bergen County Maywood, N.J.	50,583	43,482	7,101	45,852	9.4	166,775
76	Old Point National Bank of Phoebus Hampton, Va.	$50,457	$22,437	$28,020	$43,110	14.60%	$582,762
77	Northfield Savings Bank Vt.	50,354	24,954	25,400	45,674	9.3	401,249
78	First State Bank of East Detroit Eastpointe, Mich.	50,328	21,715	28,613	55,614	-10.5	452,622
79	Lincoln Bank Plainfield, Ind.	50,167	12,456	37,711	NA	NA	646,842
80	Enterprise Bank and Trust Co. Lowell, Mass.	50,164	7,410	42,754	46,436	7.4	780,354
81	Citrus and Chemical Bank Bartow, Fla.	50,162	5,703	44,459	52,153	-4	502,439
82	Earthstar Bank Southampton, Pa.	50,002	30,504	19,498	59,672	-19.3	125,020
83	Savings Bank of Danbury Conn.	49,697	2,046	47,651	53,541	-7.7	455,859
84	Central Illinois Bank Champaign	49,552	46,174	3,378	4,798	90.3	250,879
85	Penn Security Bank and Trust Co. Scranton, Pa.	48,961	29,143	19,818	41,386	15.5	374,472
86	Irwin Bank Pa.	48,948	29,934	19,014	49,458	-1	471,018
87	Bar Harbor Bank and Trust Maine	48,769	11,428	37,341	51,070	-4.7	552,643
88	Fidelity Savings Bank Pittsburgh	48,731	39,384	9,347	75,586	-55.1	457,585
89	Foster Bank Chicago	48,517	7,136	41,381	46,707	3.7	437,575
90	S&C Bank New Richmond, Wis.	48,514	9,332	39,182	49,842	-2.7	301,304
91	Quakertown National Bank Pa.	48,491	34,756	13,735	44,743	7.7	363,520
92	Kitsap Bank Port Orchard, Wash.	47,948	23,420	24,528	37,735	21.3	622,519
93	First Federal Savings Bank of Elizabethtown Ky.	47,664	12,248	35,416	47,037	1.3	729,712
94	Alliance Bank Lake City, Minn.	47,412	9,376	38,036	40,553	14.5	508,395
95	Middleburg Bank Va.	47,320	10,380	36,940	43,491	8.1	585,331
96	Fidelity Co-operative Bank Fitchburg, Mass.	47,262	15,358	31,904	41,917	11.3	282,327
97	Isabella Bank and Trust Mount Pleasant, Mich.	47,257	29,010	18,247	44,834	5.1	434,340
98	Dime Bank Norwich, Conn.	47,214	25,447	21,767	41,570	12	468,414
99	South Shore Savings Bank South Weymouth, Mass.	47,059	21,725	25,334	40,601	13.7	557,456
100	Bank of Bartlett Tenn.	46,483	2,798	43,685	42,015	9.6	323,439
101	Spencer Savings Bank Mass.	46,363	31,774	14,589	36,238	21.8	256,321
102	Farmers National Bank of Emlenton Pa.	46,225	42,672	3,553	39,828	13.8	215,861
103	Rainier Pacific Bank Tacoma	46,220	0	46,220	36,610	20.8	638,500
104	Bank of Clarke County Berryville, Va.	46,186	12,994	33,192	43,969	4.8	384,392
105	Savings Bank of Mendocino County Ukiah, Calif.	45,762	21,299	24,463	43,867	4.1	392,626
106	First Volunteer Bank of Tennessee Chattanooga	45,732	6,410	39,322	50,414	-10.2	392,567
107	Hudson Savings Bank Mass.	45,460	16,262	29,198	42,553	6.4	496,985
108	Androscoggin Savings Bank Lewiston, Maine	45,394	14,111	31,283	43,747	3.6	450,329
109	Central Bank Stillwater, Minn.	45,213	5,040	40,173	43,033	4.8	320,078
110	Bank Independent Sheffield, Ala.	45,207	9,672	35,535	41,588	8	445,057
111	Private Bank Minnesota Minneapolis	45,085	3,288	41,797	43,270	4	117,975
112	New Peoples Bank Honaker, Va.	44,928	40,693	4,235	34,961	22.2	591,370
113	Mount Prospect National Bank Ill.	44,742	2,785	41,957	21,429	52.1	424,425
114	Arthur State Bank Union, S.C.	44,479	3,286	41,193	41,374	7	457,712
115	PeoplesBank Glen Rock, Pa.	44,466	28,573	15,893	37,943	14.7	428,314
116	EVB Tappahannock, Va.	44,330	20,043	24,287	16,064	63.8	660,732
117	Nicolet National Bank Green Bay, Wis.	44,323	21,486	22,837	41,398	6.6	404,228
118	Asheville Savings Bank N.C.	44,260	2,386	41,874	43,521	1.7	491,265
119	Paramount Bank Farmington Hills, Mich.	44,051	9,979	34,072	55,928	-27	262,537
120	Community Bank-Wheaton-Glen Ellyn Glen Ellyn, Ill.	43,843	4,120	39,723	35,494	19	196,866
121	Farmington Savings Bank Conn.	43,613	18,509	25,104	35,728	18.1	612,697
122	CapitalBank Greenwood, S.C.	43,537	2,585	40,952	43,321	0.5	597,749
123	Voyager Bank Eden Prairie, Minn.	43,504	10,301	33,203	48,795	-12.2	406,368
124	American Bank and Trust Co. Davenport, Iowa	43,453	19,832	23,621	39,246	9.7	420,645
125	First State Bank of the Florida Keys Key West	43,286	7,287	35,999	41,698	3.7	444,060
126	Baraboo National Bank Wis.	43,240	26,628	16,612	42,696	1.3	452,700
127	Fauquier Bank Warrenton, Va.	43,104	6,531	36,573	38,013	11.8	416,002
128	Crescent State Bank Cary, N.C.	42,996	5,368	37,628	41,501	3.5	432,070
129	Montecito Bank and Trust Santa Barbara, Calif.	42,989	591	42,398	45,043	-4.8	421,629
130	Founders Bank and Trust Grand Rapids	42,651	23,773	18,878	39,393	7.6	277,935
131	Bank of American Fork Utah	42,562	2,721	39,841	35,262	17.2	672,481
132	First Citizens National Bank Mansfield, Pa.	42,467	34,149	8,318	38,322	9.8	412,257
133	Somerset Hills Bank Bernardsville, N.J.	42,435	10,713	31,722	33,575	20.9	196,438
134	Southern First Bank Greenville, S.C.	42,412	4,330	38,082	39,672	6.5	432,353
135	First National Bank of Shelby N.C.	42,329	9,776	32,553	39,863	5.8	516,241
136	Citizens-Union Savings Bank Fall River, Mass.	42,085	28,841	13,244	29,697	29.4	413,830
137	Tennessee State Bank Pigeon Forge	42,022	2,326	39,696	36,019	14.3	430,808
138	Muncy Bank and Trust Co. Pa.	41,747	36,513	5,234	36,227	13.2	140,681
	Community Resource Bank Orangeburg, S.C.	41,747	4,041	37,706	8,961	78.5	432,878
140	Carrollton Bank Ill.	41,564	21,258	20,306	38,440	7.5	498,975
141	Bank of Elmwood Racine, Wis.	41,395	16,148	25,247	43,716	-5.6	287,166
142	F&M Bank Clarksville, Tenn.	41,373	6,469	34,904	43,019	-4	439,823
143	Timberland Bank Hoquiam, Wash.	41,357	35,862	5,495	34,704	16.1	484,960
144	Butte Community Bank Chico, Calif.	41,333	4,162	37,171	37,864	8.4	454,028
145	Cornerstone National Bank and Trust Co. Palatine, Ill.	41,310	4,574	36,736	46,571	-12.7	286,448
146	Sturgis Bank and Trust Co. Mich.	41,275	7,953	33,322	40,621	1.6	249,967
147	Marquette Savings Bank Erie, Pa.	41,245	35,698	5,547	36,856	10.6	305,285
148	Conestoga Bank Chester Springs, Pa.	41,232	34,459	6,773	36,312	11.9	420,695
149	South Central Bank Chicago	41,178	26,832	14,346	35,969	12.6	123,619
150	Bank of Blue Valley Overland Park, Kan.	41,156	7,697	33,459	41,111	0.1	565,476

Note: Note: Independent banks and thrifts with less than $1 billion of assets or whose holding companies have less than $1 billion. Excludes industrial banks and those at which loans constitute less than half of assets or whose credit card loans exceed 25% of gross loans. Thrifts were excluded. *Total commiteed loans
Source:

SNL Financial