Community Banks with Largest Portfolios of Home Equity Loans
April 10, 2008, 12:00 a.m. EDT 1 Min Read
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Community Banks with Largest Portfolios of Home Equity Loans
Community Banks with Largest Portfolios of Home Equity LoansOn December 31, 2007. Dollars in thousands | |||||||
---|---|---|---|---|---|---|---|
Rank | Home equity loans | Year earlier | Change | Total loans and leases | |||
Total | Closed-end | Line of credit* | |||||
1 | Chelsea Groton Savings Bank Norwich, Conn. | $136,431 | $122,962 | $13,469 | $122,663 | 11.2% | $519,265 |
2 | River City Bank Sacramento | 132,920 | 92,468 | 40,452 | 140,843 | -5.6 | 504,760 |
3 | Northwestern Bank Traverse City, Mich. | 132,681 | 45,660 | 87,021 | 115,301 | 15.1 | 636,662 |
4 | Norway Savings Bank Maine | 111,922 | 16,987 | 94,935 | 100,643 | 11.2 | 729,951 |
5 | Indiana Bank and Trust Co. Columbus, Ind. | 109,035 | 66,590 | 42,445 | 107,012 | 1.9 | 749,845 |
6 | Gorham Savings Bank Maine | 104,051 | 52,249 | 51,802 | 108,817 | -4.4 | 577,470 |
7 | Newtown Savings Bank Conn. | 101,233 | 38,737 | 62,496 | 98,994 | 2.3 | 701,850 |
8 | Harleysville Savings Bank Pa. | 97,495 | 75,294 | 22,201 | 99,244 | -1.8 | 430,938 |
9 | Legacy Banks Pittsfield, Mass. | 94,337 | 37,072 | 57,265 | 73,300 | 28.7 | 659,198 |
10 | First National Bank of Chester County West Chester, Pa. | 93,220 | 39,997 | 53,223 | 93,790 | -0.6 | 743,440 |
11 | Naugatuck Savings Bank Conn. | 92,841 | 48,850 | 43,991 | 80,487 | 15.3 | 586,156 |
12 | First Banking Center Burlington, Wis. | 92,661 | 66,893 | 25,768 | 81,919 | 13.1 | 667,264 |
13 | Kennebunk Savings Bank Maine | 91,693 | 24,240 | 67,453 | 100,315 | -8.6 | 621,256 |
14 | Riverside Bank of the Gulf Coast Cape Coral, Fla. | 88,397 | 4,917 | 83,480 | 87,021 | 1.6 | 403,606 |
15 | Peoples Bank Newton, N.C. | 85,140 | 5,823 | 79,317 | 76,367 | 11.5 | 722,277 |
16 | Florence Savings Bank Mass. | 80,373 | 45,369 | 35,004 | 77,032 | 4.3 | 642,843 |
17 | Commonwealth Bank and Trust Co. Louisville | 78,874 | 10,021 | 68,853 | 83,610 | -5.7 | 471,521 |
18 | Peoples Bank Lynden, Wash. | 76,128 | 40,972 | 35,156 | 66,444 | 14.6 | 834,765 |
19 | First Hope Bank Hope, N.J. | 75,431 | 32,460 | 42,971 | 77,356 | -2.5 | 270,351 |
20 | Bank of Tampa | 75,227 | 3,565 | 71,662 | 74,441 | 1.1 | 628,496 |
21 | Tri City National Bank Oak Creek, Wis. | 74,072 | 50,087 | 23,985 | 64,934 | 14.1 | 586,278 |
22 | Founders Bank Worth, Ill. | 74,038 | 13,603 | 60,435 | 83,037 | -10.8 | 641,154 |
23 | Union National Community Bank Lancaster, Pa. | 72,661 | 49,759 | 22,902 | 66,122 | 9.9 | 364,337 |
24 | Adams County National Bank Gettysburg, Pa. | 71,134 | 23,836 | 47,298 | 64,591 | 10.1 | 548,202 |
25 | Orrstown Bank Shippensburg, Pa. | 69,082 | 40,477 | 28,605 | 55,587 | 24.3 | 700,500 |
26 | Talbot Bank of Easton Maryland | 68,714 | 26,145 | 42,569 | 55,161 | 24.6 | 461,250 |
27 | Atlantic Stewardship Bank Midland Park, N.J. | 68,489 | 39,102 | 29,387 | 56,292 | 21.7 | 420,146 |
28 | Monarch Bank Chesapeake, Va. | 68,110 | 2,531 | 65,579 | 59,770 | 14.0 | 419,211 |
29 | Fidelity Deposit and Discount Bank Dunmore, Pa. | 66,714 | 56,593 | 10,121 | 60,598 | 10.1 | 426,290 |
30 | Farmers and Merchants Bank Granite Quarry, N.C. | 65,446 | 4,258 | 61,188 | 63,845 | 2.5 | 525,062 |
31 | Laconia Savings Bank N.H. | 65,347 | 13,184 | 52,163 | 56,807 | 15.0 | 624,268 |
32 | Pioneer Bank Troy, N.Y. | 65,066 | 41,998 | 23,068 | 66,172 | -1.7 | 449,555 |
33 | Ulster Savings Bank Kingston, N.Y. | 64,648 | 42,644 | 22,004 | 67,203 | -3.8 | 499,091 |
34 | Merchants Bank Winona, Minn. | 64,452 | 15,942 | 48,510 | 37,905 | 70.0 | 537,640 |
35 | Farmers and Merchants Trust Co. of Chambersburg Pa. | 64,221 | 45,665 | 18,556 | 55,194 | 16.4 | 571,617 |
36 | River Valley Bank Wausau, Wis. | 64,007 | 27,496 | 36,511 | 63,009 | 1.6 | 688,878 |
37 | PeoplesBank, a Codorus Valley Co. York, Pa. | 63,204 | 28,459 | 34,745 | 42,804 | 47.7 | 447,455 |
38 | CNB Bank Clearfield, Pa. | 62,592 | 31,870 | 30,722 | 50,634 | 23.6 | 593,120 |
39 | Middleburg Bank Va. | 62,537 | 14,496 | 48,041 | 49,273 | 26.9 | 645,786 |
40 | Whidbey Island Bank Oak Harbor, Wash. | 61,968 | 24,717 | 37,251 | 59,889 | 3.5 | 805,862 |
41 | Aliant Bank Alexander City, Ala. | 61,904 | 4,096 | 57,808 | 54,233 | 14.1 | 708,854 |
42 | Park Bank Madison | 61,631 | 22,176 | 39,455 | 61,555 | 0.1 | 595,660 |
43 | Manasquan Savings Bank N.J. | 61,417 | 36,419 | 24,998 | 61,914 | -0.8 | 444,253 |
44 | Community FirstBank of Charleston S.C. | 61,290 | 12,054 | 49,236 | 34,909 | 75.6 | 364,387 |
45 | HomeStar Bank Manteno, Ill. | 60,994 | 28,975 | 32,019 | 57,430 | 6.2 | 350,850 |
46 | Bridgehampton National Bank N.Y. | 60,938 | 1,442 | 59,496 | 62,687 | -2.8 | 375,236 |
47 | Easthampton Savings Bank Mass. | 60,039 | 39,661 | 20,378 | 56,374 | 6.5 | 564,305 |
48 | First Bank and Trust Evanston, Ill. | 59,670 | 3,821 | 55,849 | 54,469 | 9.5 | 361,495 |
49 | EVB Tappahannock, Va. | 59,320 | 24,981 | 34,339 | 42,321 | 40.2 | 708,817 |
50 | EagleBank Bethesda, Md. | 59,283 | 861 | 58,422 | 50,893 | 16.5 | 714,785 |
51 | Byron Bank Byron Center, Mich. | 59,244 | 22,415 | 36,829 | 48,813 | 21.4 | 582,296 |
52 | Bank of St. Petersburg Tampa | 59,233 | 1,594 | 57,639 | 60,878 | -2.7 | 429,025 |
53 | Leader Bank Arlington, Mass. | 58,988 | 11,363 | 47,625 | 55,494 | 6.3 | 181,334 |
54 | New Peoples Bank Honaker, Va. | 58,632 | 52,997 | 5,635 | 44,069 | 33.0 | 683,757 |
55 | Your Community Bank New Albany, Ind. | 58,527 | 15,211 | 43,316 | 60,472 | -3.2 | 537,129 |
56 | Hampden Bank Springfield, Mass. | 57,972 | 0 | 57,972 | 63,171 | -8.2 | 347,736 |
57 | Artisans’ Bank Wilmington | 57,323 | 40,175 | 17,148 | 60,763 | -5.7 | 433,567 |
58 | Isabella Bank Mount Pleasant, Mich. | 56,669 | 37,489 | 19,180 | 45,816 | 23.7 | 612,687 |
59 | Kitsap Bank Port Orchard, Wash. | 56,643 | 26,741 | 29,902 | 44,330 | 27.8 | 652,142 |
60 | Glenview State Bank Glenview, Ill. | 55,688 | 7,190 | 48,498 | 50,606 | 10.0 | 558,075 |
61 | Florida Capital Bank Tarpon Springs | 55,306 | 20,141 | 35,165 | 49,131 | 12.6 | 637,961 |
62 | Foster Bank Chicago | 55,300 | 10,983 | 44,317 | 43,795 | 26.3 | 481,233 |
63 | Waukesha State Bank Wis. | 55,176 | 22,666 | 32,510 | 53,818 | 2.5 | 508,812 |
64 | American National Bank and Trust Co. Danville, Va. | 55,101 | 6,788 | 48,313 | 58,659 | -6.1 | 551,391 |
65 | Unity Bank Clinton, N.J. | 54,893 | 36,122 | 18,771 | 50,395 | 8.9 | 565,492 |
66 | Great Lakes Bank Blue Island, Ill. | 54,600 | 3,833 | 50,767 | 54,612 | 0.0 | 491,508 |
67 | Reliance Savings Bank Altoona, Pa. | 54,581 | 36,197 | 18,384 | 53,641 | 1.8 | 238,464 |
68 | Spencer Savings Bank Mass. | 54,271 | 37,737 | 16,534 | 44,422 | 22.2 | 275,622 |
69 | Crescent State Bank Cary, N.C. | 54,241 | 11,036 | 43,205 | 43,797 | 23.8 | 675,916 |
70 | Savings Bank of Danbury Conn. | 53,965 | 3,661 | 50,304 | 51,463 | 4.9 | 476,482 |
71 | First South Bank Washington, N.C. | 53,859 | 29,049 | 24,810 | 52,556 | 2.5 | 767,225 |
72 | Community Bank-Wheaton/Glen Ellyn Glen Ellyn, Ill. | 53,760 | 3,867 | 49,893 | 42,337 | 27.0 | 229,710 |
73 | Fidelity Co-operative Bank Fitchburg, Mass. | 53,602 | 21,079 | 32,523 | 47,675 | 12.4 | 313,159 |
74 | Dime Bank Norwich, Conn. | 53,565 | 32,227 | 21,338 | 46,222 | 15.9 | 494,155 |
75 | Northfield Savings Bank Vt. | 53,237 | 29,406 | 23,831 | 53,164 | 0.1 | 420,760 |
76 | Colorado Capital Bank Castle Rock, Colo. | 52,855 | 8,417 | 44,438 | 37,115 | 42.4 | 548,214 |
77 | Old Point National Bank of Phoebus Hampton, Va. | 52,297 | 21,914 | 30,383 | 48,781 | 7.2 | 598,508 |
78 | Community Resource Bank Orangeburg, S.C. | 51,981 | 4,516 | 47,465 | 32,638 | 59.3 | 463,207 |
79 | South Shore Savings Bank South Weymouth, Mass. | 51,775 | 27,983 | 23,792 | 48,335 | 7.1 | 600,921 |
80 | Greater Community Bank Totowa, N.J. | 51,651 | 23,460 | 28,191 | 53,062 | -2.7 | 804,427 |
81 | Somerset Hills Bank Bernardsville, N.J. | 51,518 | 20,828 | 30,690 | 43,726 | 17.8 | 208,253 |
82 | Irwin Bank Pa. | 51,483 | 33,065 | 18,418 | 48,941 | 5.2 | 474,503 |
83 | QNB Bank Quakertown, Pa. | 51,463 | 36,304 | 15,159 | 48,377 | 6.4 | 381,016 |
84 | Southern First Bank Greenville, S.C. | 51,416 | 4,180 | 47,236 | 39,992 | 28.6 | 508,850 |
85 | Lincoln Bank Plainfield, Ind. | 51,398 | 13,264 | 38,134 | 49,193 | 4.5 | 642,104 |
86 | Rainier Pacific Savings Bank Tacoma | 51,009 | 26,378 | 24,631 | 46,017 | 10.8 | 637,000 |
87 | Farmington Savings Bank Conn. | 50,479 | 23,000 | 27,479 | 44,413 | 13.7 | 678,998 |
88 | Salin Bank and Trust Co. Indianapolis | 50,369 | 3,258 | 47,111 | 49,704 | 1.3 | 615,043 |
89 | Asheville Savings Bank N.C. | 50,334 | 2,600 | 47,734 | 44,018 | 14.3 | 522,628 |
90 | Penn Security Bank and Trust Co. Scranton, Pa. | 50,309 | 27,877 | 22,432 | 47,799 | 5.3 | 404,639 |
91 | Bank Independent Sheffield, Ala. | 50,081 | 9,589 | 40,492 | 45,484 | 10.1 | 538,049 |
92 | Bar Harbor Bank and Trust Maine | 50,077 | 13,260 | 36,817 | 48,152 | 4.0 | 579,711 |
93 | Herget Bank Pekin, Ill. | 49,851 | 27,504 | 22,347 | 38,705 | 28.8 | 143,605 |
94 | American Bank and Trust Co. Davenport, Iowa | 49,695 | 24,417 | 25,278 | 45,828 | 8.4 | 485,338 |
95 | Community Bank of Bergen County Maywood, N.J. | 49,649 | 42,812 | 6,837 | 50,248 | -1.2 | 166,393 |
96 | Farmers National Bank of Emlenton Pa. | 49,426 | 45,816 | 3,610 | 47,414 | 4.2 | 233,076 |
97 | Barnes Banking Co. Kaysville, Utah | 49,033 | 5,678 | 43,355 | 35,947 | 36.4 | 779,013 |
98 | First State Bank of East Detroit Eastpointe, Mich. | 48,941 | 21,308 | 27,633 | 52,593 | -6.9 | 439,422 |
99 | First Federal Savings Bank of Elizabethtown Ky. | 48,820 | 15,161 | 33,659 | 47,079 | 3.7 | 767,256 |
100 | Alliance Bank Corp. Chantilly, Va. | 48,786 | 12,111 | 36,675 | 91,819 | -46.9 | 398,224 |
101 | Private Bank Minnesota Minneapolis | 48,308 | 5,270 | 43,038 | 44,545 | 8.4 | 119,806 |
102 | Butte Community Bank Chico, Calif. | 48,249 | 4,103 | 44,146 | 45,176 | 6.8 | 446,582 |
103 | Androscoggin Savings Bank Lewiston, Maine | 48,196 | 16,310 | 31,886 | 46,262 | 4.2 | 487,854 |
104 | Alliance Bank St. Paul | 48,194 | 10,649 | 37,545 | 40,393 | 19.3 | 529,584 |
105 | Bank of Clarke County Berryville, Va. | 48,112 | 14,016 | 34,096 | 49,426 | -2.7 | 389,661 |
106 | Bank of American Fork Utah | 47,849 | 1,090 | 46,759 | 42,403 | 12.8 | 724,385 |
107 | First Volunteer Bank of Tennessee Chattanooga | 47,818 | 5,665 | 42,153 | 46,525 | 2.8 | 410,335 |
108 | Arthur State Bank Union, S.C. | 47,766 | 2,815 | 44,951 | 46,944 | 1.8 | 477,721 |
109 | LCNB National Bank Lebanon, Ohio | 47,622 | 11,166 | 36,456 | 34,676 | 37.3 | 446,887 |
110 | Iowa State Bank and Trust Co. Iowa City | 47,300 | 32,571 | 14,729 | 39,441 | 19.9 | 339,698 |
111 | Timberland Bank Hoquiam, Wash. | 47,071 | 41,093 | 5,978 | 38,434 | 22.5 | 543,144 |
112 | Earthstar Bank Southampton, Pa. | 47,031 | 25,460 | 21,571 | 51,429 | -8.6 | 122,116 |
113 | Montecito Bank and Trust Santa Barbara, Calif. | 46,958 | 98 | 46,860 | 44,277 | 6.1 | 458,159 |
114 | Muncy Bank and Trust Co. Pa. | 46,847 | 40,893 | 5,954 | 41,704 | 12.3 | 154,658 |
115 | Commercial Bank and Trust Co. Paris, Tenn. | 46,640 | 16,899 | 29,741 | 37,091 | 25.7 | 399,568 |
116 | Savings Bank of Mendocino County Ukiah, Calif. | 46,571 | 22,099 | 24,472 | 46,636 | -0.1 | 392,873 |
117 | F&M Bank Clarksville, Tenn. | 46,334 | 8,692 | 37,642 | 40,992 | 13.0 | 500,241 |
118 | First National Bank and Trust Co. of Newtown Pa. | 45,972 | 36,027 | 9,945 | 33,176 | 38.6 | 360,536 |
119 | Cape Cod Co-operative Bank Yarmouth Port, Mass. | 45,879 | 5,272 | 40,607 | 38,465 | 19.3 | 412,179 |
120 | Chesapeake Bank Kilmarnock, Va. | 45,774 | 7,061 | 38,713 | 38,008 | 20.4 | 361,647 |
121 | Bank of Bartlett Tenn. | 45,596 | 2,644 | 42,952 | 43,617 | 4.5 | 318,659 |
122 | CapitalBank Greenwood, S.C. | 45,341 | 2,713 | 42,628 | 43,148 | 5.1 | 646,146 |
123 | Bank of Elmwood Racine, Wis. | 45,027 | 10,249 | 34,778 | 42,166 | 6.8 | 302,021 |
124 | Suburban Bank and Trust Co. Elmhurst, Ill. | 44,925 | 5,300 | 39,625 | 36,780 | 22.1 | 442,369 |
125 | Bank of Blue Valley Overland Park, Kan. | 44,853 | 6,364 | 38,489 | 40,610 | 10.4 | 596,646 |
126 | Sturgis Bank and Trust Co. Mich. | 44,742 | 9,125 | 35,617 | 40,790 | 9.7 | 272,898 |
127 | Avidia Bank Hudson, Mass. | 44,624 | 6,140 | 38,484 | 43,934 | 1.6 | 711,308 |
128 | Citizens-Union Savings Bank Fall River, Mass. | 44,550 | 32,021 | 12,529 | 39,936 | 11.6 | 425,989 |
129 | Liberty Bank Springfield, Mo. | 44,362 | 9,562 | 34,800 | 36,144 | 22.7 | 703,397 |
130 | Central Bank Stillwater, Minn. | 44,215 | 6,762 | 37,453 | 44,673 | -1.0 | 332,089 |
131 | First Reliance Bank Florence, S.C. | 44,115 | 4,611 | 39,504 | 32,366 | 36.3 | 468,135 |
132 | BankFive Fall River, Mass. | 44,114 | 22,712 | 21,402 | 39,846 | 10.7 | 484,453 |
133 | Community First Bank and Trust Columbia, Tenn. | 44,059 | 9,473 | 34,586 | 30,886 | 42.7 | 441,908 |
134 | MidCarolina Bank Burlington, N.C. | 43,983 | 2,504 | 41,479 | 35,665 | 23.3 | 371,246 |
135 | Conestoga Bank Chester Springs, Pa. | 43,884 | 33,919 | 9,965 | 41,505 | 5.7 | 402,927 |
136 | Founders Bank and Trust Grand Rapids, Mich. | 43,825 | 25,380 | 18,445 | 42,798 | 2.4 | 275,965 |
137 | Cape Fear Bank Wilmington, N.C. | 43,818 | 4,752 | 39,066 | 36,150 | 21.2 | 370,678 |
138 | Paramount Bank Farmington Hills, Mich. | 43,580 | 12,469 | 31,111 | 48,676 | -10.5 | 251,403 |
139 | Fidelity and Trust Bank Bethesda, Md. | 43,577 | 32,114 | 11,463 | 43,762 | -0.4 | 332,425 |
140 | Independence Bank of Kentucky Owensboro | 43,487 | 18,085 | 25,402 | 37,862 | 14.9 | 525,090 |
141 | Great Midwest Bank Brookfield, Wis. | 43,453 | 24,045 | 19,408 | 36,644 | 18.6 | 491,175 |
142 | Carrollton Bank Ill. | 43,365 | 22,477 | 20,888 | 42,079 | 3.1 | 527,401 |
143 | Fauquier Bank Warrenton, Va. | 43,203 | 6,875 | 36,328 | 43,041 | 0.4 | 413,299 |
144 | First National Bank of Shelby N.C. | 43,029 | 10,470 | 32,559 | 40,983 | 5.0 | 536,692 |
145 | Baraboo National Bank Wis. | 43,003 | 26,136 | 16,867 | 43,689 | -1.6 | 482,836 |
146 | Tennessee State Bank Pigeon Forge | 42,939 | 3,121 | 39,818 | 42,257 | 1.6 | 482,480 |
147 | RiverBank Wyoming, Minn. | 42,905 | 27,236 | 15,669 | 34,459 | 24.5 | 396,520 |
148 | First Bank Strasburg, Va. | 42,886 | 12,376 | 30,510 | 39,999 | 7.2 | 449,587 |
149 | First Citizens National Bank Mansfield, Pa. | 42,819 | 35,003 | 7,816 | 41,805 | 2.4 | 423,379 |
150 | First Northern Bank of Dixon Calif. | 42,675 | 7,667 | 35,008 | 39,735 | 7.4 | 508,847 |
Note: Independent banks with less than $1 billion of assets or whose holding companies have less than $1 billion. Excludes industrial banks, those at which loans were less than half of assets, and those whose credit card loans exceeded 25% of gross loans. Thrifts are excluded. *Total committed loans.
Source:
SNL Financial
, Charlottesville, Va. © 2008 American Banker