Community Banks with Largest Portfolios of Home Equity Loans

April 07, 2009, 10:08 a.m. EDT 1 Min Read

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Community Banks with Largest Portfolios of Home Equity LoansOn Sept. 30, 2008. Dollars in thousands Published April 7, 2009
Rank		Home equity loans			Year earlier	Change	Total loans and leases
Rank		Total	Closed-end	Line of credit*	Year earlier	Change	Total loans and leases
1	Northwestern Bank Traverse City, Mich.	$142,095	$44,932	$97,163	$131,683	7.9%	$679,853
2	River City Bank Sacramento	133,987	89,591	44,396	134,916	-0.7	504,969
3	Chelsea Groton Savings Bank Norwich, Conn.	131,600	116,608	14,992	135,835	-3.1	538,056
4	Seattle Bank	124,496	487	124,009	4,221	2849.4	624,933
5	Norway Savings Bank MHC Maine	123,900	15,366	108,534	111,771	10.9	759,531
6	Newtown Savings Bank Conn.	119,211	35,752	83,459	99,244	20.1	801,728
7	Indiana Bank and Trust Co. Columbus	109,323	60,563	48,760	109,492	-0.2	798,606
8	First Banking Center Burlington, Wis.	105,561	78,122	27,439	88,437	19.4	745,333
9	Kennebunk Savings Bank Maine	102,074	32,997	69,077	93,655	9.0	659,303
10	Naugatuck Savings Bank Conn.	99,516	43,131	56,385	89,385	11.3	589,793
11	Legacy Banks Pittsfield, Mass.	99,068	38,031	61,037	92,434	7.2	693,982
12	Peoples Bank Newton, N.C.	97,210	6,256	90,954	80,484	20.8	765,103
13	Monarch Bank Chesapeake, Va.	96,065	12,130	83,935	65,108	47.5	537,478
14	Gorham Savings Bank Maine	95,865	44,457	51,408	107,125	-10.5	571,058
15	Harleysville Savings Bank Pa.	94,701	67,954	26,747	97,374	-2.7	479,207
16	Bremer Bank Alexandria, Minn.	90,055	31,925	58,130	86,963	3.6	490,509
17	Bank of Tampa	88,904	5,882	83,022	71,160	24.9	651,807
18	Commonwealth Bank and Trust Co. Louisville	85,245	10,201	75,044	89,408	-4.7	543,466
19	Founders Bank Worth, Ill.	81,554	11,527	70,027	78,707	3.6	639,461
20	Aliant Bank Alexander City, Ala.	78,478	4,350	74,128	60,571	29.6	755,509
21	Tri City National Bank Oak Creek, Wis.	77,765	50,173	27,592	72,054	7.9	593,062
22	M&T Bank Oakfield, N.Y.	77,258	0	77,258	75,267	2.6	438,528
23	First Hope Bank N.J.	77,191	31,996	45,195	73,529	5.0	286,977
24	Adams County National Bank Gettysburg, Pa.	75,143	23,434	51,709	69,960	7.4	623,704
25	Farmers and Merchants Bank Granite Quarry, N.C.	74,075	4,423	69,652	64,329	15.2	576,912
26	Bremer Bank Menomonie, Wis.	74,036	38,165	35,871	74,317	-0.4	391,954
27	River Valley Bank Wausau, Wis.	72,280	28,938	43,342	62,830	15.0	752,460
28	PeoplesBank York, Pa.	72,105	27,830	44,275	57,929	24.5	536,950
29	HomeStar Bank and Financial Services Manteno, Ill.	71,945	36,180	35,765	60,402	19.1	367,148
30	Laconia Savings Bank N.H.	71,735	15,141	56,594	65,075	10.2	665,082
31	First Bank and Trust Evanston, Ill.	71,078	3,642	67,436	58,091	22.4	378,422
32	Evergreen Bank Group Oak Brook, Ill.	70,894	11,994	58,900	7,533	841.1	270,847
33	Colorado Capital Bank Castle Rock	70,693	15,106	55,587	49,010	44.2	737,402
34	First National Bank of the South Spartanburg, S.C.	70,671	5,339	65,332	32,205	119.4	714,246
35	Middleburg Bank Va.	70,103	15,901	54,202	58,469	19.9	696,476
36	Fidelity Deposit and Discount Bank Dunmore, Pa.	68,766	55,768	12,998	63,379	8.5	431,426
37	Florida Bank Tampa	67,945	1,773	66,172	59,057	15.0	459,343
38	Bremer Bank St. Cloud, Minn.	67,714	24,236	43,478	63,368	6.9	514,354
39	Union National Community Bank Lancaster, Pa.	67,664	37,624	30,040	73,378	-7.8	370,549
40	Park Bank Madison, Wis.	67,447	20,685	46,762	63,565	6.1	680,916
41	Atlantic Stewardship Bank Midland Park, N.J.	66,894	36,389	30,505	65,488	2.1	443,788
42	Savings Bank of Danbury Conn.	66,769	3,708	63,061	51,856	28.8	573,088
43	Leader Bank Arlington, Mass.	66,599	16,388	50,211	58,829	13.2	221,048
44	Byron Bank Byron Center, Mich.	65,592	17,149	48,443	56,602	15.9	652,215
45	Private Bank Minnesota Minneapolis	65,292	5,485	59,807	46,326	40.9	143,656
46	Whidbey Island Bank Oak Harbor, Wash.	64,576	22,931	41,645	62,365	3.5	824,084
47	Merchants Bank Winona, Minn.	64,247	13,189	51,058	65,463	-1.9	588,680
48	Bank of American Fork Utah	63,940	4,408	59,532	44,290	44.4	736,399
49	Foster Bank Chicago	63,803	7,914	55,889	52,510	21.5	520,809
50	Bank of Marin Novato, Calif.	63,585	12,050	51,535	38,840	63.7	839,007
51	Farmers and Merchants Trust Co. of Chambersburg Pa.	63,552	45,762	17,790	63,042	0.8	655,481
52	Waukesha State Bank Wis.	63,489	22,174	41,315	53,832	17.9	524,119
53	Bridgehampton National Bank N.Y.	63,244	1,850	61,394	60,988	3.7	413,193
54	Southern First Bank Greenville, S.C.	63,239	4,251	58,988	47,395	33.4	561,274
55	Manasquan Savings Bank MHC N.J.	63,220	38,388	24,832	59,559	6.1	422,027
56	Cambridge Trust Co. Mass.	62,977	20,990	41,987	57,816	8.9	462,966
57	Crescent State Bank Cary, N.C.	62,111	10,098	52,013	53,075	17.0	769,060
58	Community Bank-Wheaton/Glen Ellyn Ill.	61,985	3,214	58,771	48,859	26.9	225,864
59	Salin Bank and Trust Co. Indianapolis	61,612	2,785	58,827	50,647	21.6	607,151
60	American National Bank and Trust Co. Danville, Va.	61,609	5,944	55,665	52,718	16.9	578,867
61	Graystone Bank Lancaster, Pa.	61,573	22,654	38,919	30,485	102.0	543,419
62	Pioneer Bank Troy, N.Y.	61,496	38,150	23,346	65,992	-6.8	477,032
63	Ulster Savings Bank Kingston, N.Y.	61,118	41,785	19,333	65,958	-7.3	539,441
64	F&M Bank Clarksville, Tenn.	60,120	7,947	52,173	43,804	37.2	576,482
65	Old Point National Bank of Phoebus Hampton, Va.	60,047	27,560	32,487	53,928	11.3	640,702
66	American Bank and Trust Co. Davenport, Iowa	60,020	31,160	28,860	48,192	24.5	537,969
67	Hampden Bank Springfield, Mass.	59,621	0	59,621	59,440	0.3	378,009
68	Bank of Blue Valley Overland Park, Kan.	59,444	5,515	53,929	43,246	37.5	648,987
69	Easthampton Savings Bank Mass.	59,267	35,984	23,283	59,925	-1.1	586,581
70	Alpine Bank and Trust Co. Rockford, Ill.	59,242	17,861	41,381	41,567	42.5	603,537
71	Nicolet National Bank Green Bay, Wis.	59,106	35,166	23,940	40,728	45.1	468,024
72	Bank Independent Sheffield, Ala.	59,076	10,073	49,003	48,225	22.5	639,606
73	Herget Bank Pekin, Ill.	58,313	25,893	32,420	46,382	25.7	161,833
74	Dime Bank Norwich, Conn.	58,307	34,300	24,007	51,795	12.6	534,160
75	Cornerstone National Bank and Trust Co. Palatine, Ill.	58,192	4,814	53,378	41,718	39.5	328,614
76	Reliance Savings Bank Altoona, Pa.	58,109	37,156	20,953	53,475	8.7	251,107
77	Unity Bank Clinton, N.J.	58,094	34,384	23,710	53,158	9.3	685,023
78	Suburban Bank and Trust Co. Elmhurst, Ill.	58,044	5,739	52,305	42,013	38.2	504,382
79	Butte Community Bank Chico, Calif.	58,032	3,793	54,239	47,647	21.8	504,171
80	Kitsap Bank Port Orchard, Wash.	57,870	23,509	34,361	55,287	4.7	658,191
81	Arthur State Bank Union, S.C.	57,773	3,036	54,737	45,299	27.5	534,566
82	First Federal Savings Bank of Elizabethtown Ky.	57,524	18,535	38,989	48,506	18.6	872,485
83	South Central Bank Chicago	57,270	41,908	15,362	42,163	35.8	146,226
84	Your Community Bank New Albany, Ind.	57,155	15,414	41,741	58,606	-2.5	531,137
85	Farmers National Bank of Emlenton Pa.	56,861	52,809	4,052	49,928	13.9	254,506
86	Barnes Banking Co. Kaysville, Utah	56,540	6,070	50,470	45,306	24.8	738,270
87	Bremer Bank Willmar, Minn.	56,492	34,612	21,880	51,894	8.9	387,334
88	First National Bank and Trust Co. of Newtown Pa.	56,302	40,250	16,052	45,214	24.5	373,292
89	Northfield Savings Bank MHC Vt.	56,087	29,530	26,557	53,002	5.8	442,016
90	Patriot National Bank Stamford, Conn.	55,810	810	55,000	33,398	67.1	800,096
91	Great Lakes Bank Blue Island, Ill.	55,751	3,542	52,209	55,356	0.7	443,124
92	Spencer Savings Bank Mass.	55,169	39,610	15,559	52,044	6.0	302,963
93	Asheville Savings Bank SSB N.C.	55,124	2,026	53,098	47,636	15.7	580,730
94	Fidelity Co-operative Bank Leominster, Mass.	54,764	20,048	34,716	52,009	5.3	334,669
95	Marine Bank Wauwatosa, Wis.	54,583	43,291	11,292	57,770	-5.5	290,457
96	QNB Bank Quakertown, Pa.	54,424	33,726	20,698	49,412	10.1	380,105
97	Cape Cod Cooperative Bank Hyannis, Mass.	54,420	6,154	48,266	43,899	24.0	447,795
98	Alliance Bank Corp. Chantilly, Va.	54,132	18,161	35,971	59,040	-8.3	371,756
99	First South Bank Washington, N.C.	53,884	26,563	27,321	51,723	4.2	761,415
100	Bar Harbor Bank and Trust Maine	53,803	11,643	42,160	49,308	9.1	624,205
101	Central Illinois Bank Champaign	53,797	41,289	12,508	48,134	11.8	277,519
102	Commercial Bank and Trust Co. Paris, Tenn.	53,329	19,745	33,584	42,846	24.5	459,487
103	Machias Savings Bank MHC Maine	53,214	11,656	41,558	38,897	36.8	809,885
104	Montecito Bank and Trust Santa Barbara, Calif.	53,139	303	52,836	41,570	27.8	502,011
105	Penn Security Bank and Trust Co. Scranton, Pa.	52,862	23,925	28,937	47,189	12.0	432,980
106	Androscoggin Savings Bank MHC Lewiston, Maine	52,415	18,214	34,201	45,915	14.2	519,305
107	Liberty Bank Springfield, Mo.	52,082	8,977	43,105	38,964	33.7	776,046
108	Anchor Mutual Savings Bank Aberdeen, Wash.	51,925	40,232	11,693	36,956	40.5	514,507
109	Rainier Pacific Savings Bank Tacoma	51,811	22,967	28,844	48,558	6.7	664,247
110	South Shore Savings Bank MHC South Weymouth, Mass.	51,241	27,989	23,252	50,949	0.6	638,651
111	Artisans Bank Wilmington, Del.	51,231	34,371	16,860	60,582	-15.4	439,824
112	Alliance Bank St. Paul	51,090	11,478	39,612	48,497	5.3	623,551
113	First Volunteer Bank of Tennessee Chattanooga	50,418	5,445	44,973	48,613	3.7	440,684
114	First Northern Bank of Dixon Calif.	50,383	6,925	43,458	40,556	24.2	543,760
115	Central Bank Stillwater, Minn.	50,369	6,918	43,451	40,875	23.2	356,249
116	CapitalBank Greenwood, S.C.	50,352	3,899	46,453	43,249	16.4	646,757
117	Bremer Bank Brainerd, Minn.	50,343	22,870	27,473	50,591	-0.5	256,889
118	Somerset Hills Bank Bernardsville, N.J.	50,160	16,564	33,596	50,259	-0.2	214,389
119	Muncy Bank and Trust Co. Pa.	49,748	42,906	6,842	45,431	9.5	171,202
120	Sturgis Bank and Trust Co. Mich.	49,430	11,072	38,358	43,393	13.9	282,760
121	United Bank Barnesville, Ga.	49,352	15,192	34,160	41,002	20.4	494,793
122	Community First Bank and Trust Columbia, Tenn.	49,310	10,463	38,847	41,538	18.7	556,852
123	Bank of Bartlett Tenn.	48,979	2,816	46,163	45,447	7.8	314,406
124	Timberland Bank Hoquiam, Wash.	48,690	40,723	7,967	47,269	3.0	565,737
125	Tennessee State Bank Pigeon Forge	48,146	3,503	44,643	43,237	11.4	540,596
126	Park Sterling Bank Charlotte	48,064	2,472	45,592	23,367	105.7	354,728
127	Paducah Bank and Trust Co. Ky.	47,921	12,404	35,517	41,389	15.8	344,157
128	Savannah Bank Ga.	47,819	6,024	41,795	39,225	21.9	568,218
129	Leaders Bank Oak Brook, Ill.	47,695	2,706	44,989	31,052	53.6	569,840
130	1st United Bank Boca Raton, Fla.	47,635	3,222	44,413	26,950	76.8	491,714
131	Penn Liberty Bank Wayne, Pa.	47,626	21,707	25,919	31,072	53.3	300,178
132	Chesapeake Bank Kilmarnock, Va.	47,519	6,301	41,218	44,063	7.8	389,650
133	First Western Trust Bank Denver	47,396	2,707	44,689	23,768	99.4	274,183
134	First Bank Strasburg, Va.	47,389	12,746	34,643	41,618	13.9	452,575
135	Mt. Washington Co-operative Bank South Boston, Mass.	47,262	0	47,262	34,761	36.0	397,158
136	Baraboo National Bank Wis.	47,081	26,172	20,909	42,914	9.7	603,232
137	Community Bank of Bergen County Maywood, N.J.	47,068	39,348	7,720	46,682	0.8	197,633
138	Citizens-Union Savings Bank MHC Fall River, Mass.	47,034	32,074	14,960	43,463	8.2	480,099
139	Carolina Bank Greensboro, N.C.	46,842	6,703	40,139	34,856	34.4	477,673
140	MidCarolina Bank Burlington, N.C.	46,657	3,933	42,724	42,661	9.4	419,232
141	Citizens & Farmers Bank West Point, Va.	46,548	18,263	28,285	39,035	19.2	690,543
142	LCNB National Bank Lebanon, Ohio	46,432	11,002	35,430	32,953	40.9	450,161
143	Avidia Bank MHC Hudson, Mass.	46,027	5,086	40,941	46,000	0.1	720,413
144	New Century Bank Dunn, N.C.	46,000	5,333	40,667	34,050	35.1	457,784
145	Warren Bank Mich.	45,764	5,466	40,298	37,184	23.1	421,915
146	Founders Bank and Trust Grand Rapids	45,756	24,174	21,582	43,740	4.6	300,488
147	RiverBank Wyoming, Minn.	45,663	25,978	19,685	41,997	8.7	436,239
148	Independence Bank of Kentucky Owensboro	45,400	16,628	28,772	42,476	6.9	573,435
149	Florida Capital Bank Jacksonville	45,257	3,600	41,657	51,268	-11.7	765,105
150	Community Bank of Oak Park River Forest Ill.	45,067	1,288	43,779	38,305	17.7	278,339

Note: Independent banks with less than $1 billion of assets or whose holding companies have less than $1 billion. Excludes industrial banks, those at which loans were less than half of assets, and those whose credit card loans exceeded 25% of gross loans. Thrifts were excluded. *Total committed loans.
Source:

SNL Financial