Community Banks with Largest Portfolios of Home Equity Loans

October 23, 2009, 6:14 p.m. EDT 1 Min Read

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Community Banks with Largest Portfolios of Home Equity LoansOn March 31, 2009. Dollars in thousands Published October 23, 2009
Rank		Home equity loans			Year earlier	Change	Total loans and leases
Rank		Total	Closed-end	Line of credit*	Year earlier	Change	Total loans and leases
1	M&T Bank Oakfield, N.Y.	$495,837	$0	$495,837	$73,237	577.0	$850,487
2	Advantage Bank Cambridge, Ohio	147,583	25,690	121,893	153,451	-3.8	745,390
3	Northwestern Bank Traverse City, Mich.	142,017	41,840	100,177	135,083	5.1	737,905
4	Norway Savings Bank MHC Maine	138,600	14,009	124,591	113,152	22.5	779,194
5	River City Bank Sacramento	133,071	84,015	49,056	132,353	0.5	513,012
6	Newtown Savings Bank Newtown, Conn.	129,760	32,123	97,637	105,841	22.6	793,819
7	Seattle Bank	125,453	460	124,993	120,223	4.4	646,776
8	Chelsea Groton Savings Bank Norwich, Conn.	119,487	104,128	15,359	133,983	-10.8	564,730
9	Kennebunk Savings Bank Maine	109,163	35,866	73,297	90,709	20.3	661,133
10	Legacy Banks Pittsfield, Mass.	102,968	35,395	67,573	94,945	8.5	700,180
11	Monarch Bank Chesapeake, Va.	97,633	12,467	85,166	83,153	17.4	587,959
12	Naugatuck Savings Bank Conn.	96,635	36,480	60,155	93,198	3.7	587,068
13	Ulster Savings Bank Kingston, N.Y.	96,043	41,095	54,948	62,638	53.3	567,095
14	Florida Bank Tampa	96,026	3,476	92,550	62,179	54.4	665,757
15	Bank of Tampa	95,799	4,597	91,202	75,934	26.2	667,524
16	Harleysville Savings Bank Pa.	92,010	59,864	32,146	96,628	-4.8	486,229
17	Commonwealth Bank and Trust Co. Louisville	89,513	9,499	80,014	79,934	12.0	567,775
18	Bremer Bank Alexandria, Minn.	89,227	30,428	58,799	86,683	2.9	502,664
19	Aliant Bank Alexander City, Ala.	85,957	4,789	81,168	66,702	28.9	744,223
20	First Banking Center Burlington, Wis.	85,168	58,088	27,080	100,020	-14.8	739,366
21	Farmers & Merchants Bank Granite Quarry, N.C.	80,817	4,888	75,929	67,178	20.3	578,554
22	Evergreen Bank Group Oak Brook, Ill.	79,201	15,941	63,260	35,322	124.2	284,941
23	Colorado Capital Bank Castle Rock	79,150	11,061	68,089	46,146	71.5	760,912
24	First Hope Bank Hope, N.J.	78,851	28,164	50,687	73,990	6.6	293,137
25	First Bank and Trust Evanston, Ill.	78,525	3,558	74,967	60,931	28.9	392,715
26	Tri City National Bank Oak Creek, Wis.	76,562	45,648	30,914	71,839	6.6	602,536
27	Salin Bank and Trust Co. Indianapolis	75,700	1,701	73,999	50,118	51.0	594,622
28	Gorham Savings Bank Maine	75,297	18,485	56,812	100,082	-24.8	594,583
29	Adams County National Bank Gettysburg, Pa.	75,165	23,313	51,852	70,838	6.1	648,616
30	Leader Bank Arlington, Mass.	74,231	20,812	53,419	62,258	19.2	242,552
31	Bremer Bank Menomonie, Wis.	73,888	35,060	38,828	72,035	2.6	401,186
32	Laconia Savings Bank N.H.	73,869	14,459	59,410	67,285	9.8	666,675
33	River Valley Bank Wausau, Wis.	73,264	27,080	46,184	65,842	11.3	756,727
34	Southern First Bank Greenville, S.C.	73,098	5,902	67,196	52,287	39.8	566,394
35	Bank of American Fork Utah	73,071	4,771	68,300	53,451	36.7	759,433
36	Whidbey Island Bank Oak Harbor, Wash.	72,616	20,744	51,872	62,537	16.1	831,807
37	First National Bank of the South Spartanburg, S.C.	72,592	4,992	67,600	66,383	9.4	686,087
38	PeoplesBank York, Pa.	72,555	26,257	46,298	63,931	13.5	600,342
39	Savings Bank of Danbury Conn.	72,055	3,468	68,587	54,727	31.7	571,480
40	Middleburg Bank Va.	69,567	14,988	54,579	66,859	4.1	726,746
41	Foster Bank Chicago	69,289	7,339	61,950	58,054	19.4	527,302
42	Bank Independent Sheffield, Ala.	68,749	10,851	57,898	52,105	31.9	689,152
43	Park Bank Madison, Wis.	68,716	19,811	48,905	61,407	11.9	737,796
44	HomeStar Bank and Financial Services Manteno, Ill.	68,043	31,740	36,303	61,101	11.4	353,514
45	Waukesha State Bank Wis.	68,016	21,222	46,794	57,047	19.2	513,750
46	Private Bank Minnesota Minneapolis	67,973	5,863	62,110	50,251	35.3	144,622
47	Bremer Bank St. Cloud, Minn.	67,414	22,965	44,449	65,704	2.6	542,923
48	Fidelity Deposit and Discount Bank Dunmore, Pa.	67,292	51,303	15,989	66,633	1.0	426,466
49	Byron Bank Byron Center, Mich.	67,024	15,590	51,434	62,715	6.9	705,233
50	Bridgehampton National Bank N.Y.	66,999	2,123	64,876	62,157	7.8	441,229
51	Bank of Blue Valley Overland Park, Kan.	66,961	4,107	62,854	47,589	40.7	642,003
52	Suburban Bank and Trust Co. Elmhurst, Ill.	66,864	4,601	62,263	47,175	41.7	510,264
53	American National Bank and Trust Co. Danville, Va.	66,655	5,197	61,458	55,561	20.0	571,785
54	Cornerstone National Bank and Trust Co. Palatine, Ill.	65,209	4,888	60,321	50,012	30.4	332,302
55	Atlantic Stewardship Bank Midland Park, N.J.	65,127	33,385	31,742	68,340	-4.7	438,760
56	F&M Bank Clarksville, Tenn.	63,902	8,060	55,842	49,595	28.8	593,955
57	Community Bank-Wheaton/Glen Ellyn Glen Ellyn, Ill.	63,603	3,149	60,454	59,658	6.6	220,427
58	Farmers and Merchants Trust Co. of Chambersburg Pa.	63,448	42,212	21,236	62,042	2.3	696,773
59	Union National Community Bank Lancaster, Pa.	63,317	30,397	32,920	74,542	-15.1	356,289
60	Cambridge Trust Co. Mass.	62,624	14,867	47,757	58,289	7.4	468,789
61	Manasquan Savings Bank MHC N.J.	62,218	32,220	29,998	60,381	3.0	438,366
62	Arthur State Bank Union, S.C.	61,648	2,684	58,964	49,366	24.9	545,958
63	Herget Bank Pekin, Ill.	61,320	23,552	37,768	52,071	17.8	163,238
64	Unity Bank Clinton, N.J.	60,943	31,995	28,948	56,231	8.4	669,902
65	United Bank Barnesville, Ga.	60,706	15,114	45,592	45,473	33.5	532,997
66	Cape Cod Cooperative Bank Hyannis, Mass.	60,571	6,079	54,492	49,691	21.9	462,446
67	Old Point National Bank of Phoebus Hampton, Va.	60,390	25,436	34,954	58,433	3.3	629,987
68	Central Bank Stillwater, Minn.	59,960	5,850	54,110	45,714	31.2	367,407
69	Butte Community Bank Chico, Calif.	59,872	4,326	55,546	52,681	13.7	484,771
70	Pioneer Bank Troy, N.Y.	59,694	34,989	24,705	63,552	-6.1	490,623
71	Bremer Bank Willmar, Minn.	59,538	34,563	24,975	54,046	10.2	402,194
72	Alpine Bank and Trust Co. Rockford, Ill.	59,270	16,611	42,659	40,503	46.3	652,000
73	Easthampton Savings Bank Mass.	59,140	32,892	26,248	58,847	0.5	588,704
74	Hampden Bank Springfield, Mass.	58,981	0	58,981	57,695	2.2	388,685
75	Bryant Bank Tuscaloosa, Ala.	58,794	5,456	53,338	26,315	123.4	538,955
76	Montecito Bank and Trust Santa Barbara, Calif.	58,651	302	58,349	44,009	33.3	529,127
77	Dime Bank Norwich, Conn.	58,508	32,737	25,771	54,226	7.9	525,700
78	First Northern Bank of Dixon Calif.	58,490	6,345	52,145	44,064	32.7	500,205
79	First National Bank and Trust Co. of Newtown Pa.	57,760	38,394	19,366	52,808	9.4	383,123
80	South Central Bank Chicago	57,622	41,096	16,526	45,167	27.6	145,125
81	Barnes Banking Co. Kaysville, Utah	57,542	3,045	54,497	51,103	12.6	689,891
82	Great Lakes Bank Blue Island, Ill.	57,307	3,290	54,017	54,447	5.3	436,376
83	Reliance Savings Bank Altoona, Pa.	57,163	34,345	22,818	53,864	6.1	241,581
84	Asheville Savings Bank SSB N.C.	56,774	2,156	54,618	51,742	9.7	610,764
85	Machias Savings Bank MHC Maine	56,661	10,726	45,935	39,857	42.2	859,604
86	QNB Bank Quakertown, Pa.	56,538	31,435	25,103	51,514	9.8	420,264
87	Your Community Bank New Albany, Ind.	56,321	13,833	42,488	58,899	-4.4	509,275
88	Kitsap Bank Port Orchard, Wash.	56,255	21,770	34,485	57,275	-1.8	637,660
89	Northfield Savings Bank MHC Vt.	56,088	26,486	29,602	52,317	7.2	450,180
90	Park Sterling Bank Charlotte	55,765	2,503	53,262	33,258	67.7	387,132
91	Farmers National Bank of Emlenton Pa.	55,723	51,454	4,269	48,892	14.0	277,978
92	Fidelity Co-operative Bank Leominster, Mass.	55,464	18,141	37,323	53,999	2.7	344,298
93	American Bank and Trust Co. Davenport, Iowa	55,264	26,750	28,514	48,539	13.9	560,340
94	Penn Liberty Bank Wayne, Pa.	54,691	20,433	34,258	40,019	36.7	334,123
95	Commercial Bank and Trust Co. Paris, Tenn.	54,233	19,291	34,942	47,293	14.7	454,144
96	Carolina Bank Greensboro, N.C.	53,869	7,425	46,444	41,694	29.2	514,202
97	Alliance Bank Corp. Chantilly, Va.	53,800	18,539	35,261	50,368	6.8	368,537
98	Muncy Bank and Trust Co. Pa.	53,030	44,981	8,049	48,043	10.4	178,300
99	Sturgis Bank and Trust Co. Mich.	52,817	10,330	42,487	44,317	19.2	288,430
100	Bremer Bank Brainerd, Minn.	52,776	21,706	31,070	50,321	4.9	267,842
101	First Volunteer Bank of Tennessee Chattanooga	52,538	7,136	45,402	47,826	9.9	499,546
102	CapitalBank Greenwood, S.C.	52,481	4,215	48,266	45,563	15.2	628,790
103	First Western Trust Bank Denver	52,401	2,273	50,128	25,183	108.1	334,222
104	Rainier Pacific Savings Bank Tacoma	52,334	18,752	33,582	49,151	6.5	640,268
105	Spencer Savings Bank Mass.	52,197	37,924	14,273	54,371	-4.0	313,812
106	Androscoggin Savings Bank MHC Lewiston, Maine	52,174	16,322	35,852	48,046	8.6	541,655
107	Anchor Mutual Savings Bank Aberdeen, Wash.	52,137	37,575	14,562	40,671	28.2	508,650
108	Village Bank Midlothian, Va.	52,069	8,932	43,137	29,243	78.1	482,307
109	Liberty Bank Springfield, Mo.	51,870	8,261	43,609	44,891	15.5	800,325
110	Independence Bank of Kentucky Owensboro	51,715	17,888	33,827	43,175	19.8	603,986
111	First South Bank Washington, N.C.	51,201	23,932	27,269	54,511	-6.1	748,047
112	1st United Bank Boca Raton, Fla.	50,866	2,541	48,325	33,749	50.7	497,872
113	South Shore Savings Bank MHC South Weymouth, Mass.	50,824	24,951	25,873	49,550	2.6	632,455
114	Tennessee State Bank Pigeon Forge	50,819	4,437	46,382	44,539	14.1	563,733
115	Citizens & Farmers Bank West Point, Va.	50,522	19,675	30,847	44,701	13.0	693,662
116	Fidelity Savings Bank Pittsburgh	50,446	29,679	20,767	41,044	22.9	461,232
117	Bank of Bartlett Tenn.	50,239	2,442	47,797	44,164	13.8	288,991
118	Alliance Bank St. Paul	50,233	12,115	38,118	49,451	1.6	629,563
119	Community Bank of Oak Park River Forest Oak Park, Ill.	50,183	1,850	48,333	39,767	26.2	309,098
120	Savannah Bank Ga.	50,139	5,645	44,494	44,565	12.5	587,860
121	Baraboo National Bank Wis.	50,097	26,437	23,660	42,531	17.8	697,315
122	Somerset Hills Bank Bernardsville, N.J.	50,031	14,249	35,782	48,775	2.6	209,578
123	CIBM Bank Champaign, Ill.	49,973	36,446	13,527	51,449	-2.9	258,300
124	Patriot National Bank Stamford, Conn.	49,851	1,226	48,625	46,958	6.2	801,734
125	Traditional Bank Mount Sterling, Ky.	49,603	12,843	36,760	38,829	27.7	697,458
126	Chesapeake Bank Kilmarnock, Va.	49,566	5,302	44,264	43,765	13.3	387,493
127	Penn Security Bank and Trust Co. Scranton	49,532	20,981	28,551	50,357	-1.6	429,286
128	First Bank Strasburg, Va.	49,514	11,939	37,575	43,366	14.2	450,345
129	Paducah Bank and Trust Co. Ky.	49,307	12,793	36,514	43,347	13.7	333,013
130	Leaders Bank Oak Brook, Ill.	49,197	2,296	46,901	32,710	50.4	593,999
131	First Farmers & Merchants Bank Columbia, Tenn.	49,190	3,380	45,810	36,015	36.6	585,277
132	Artisans' Bank Wilmington, Del.	49,116	30,777	18,339	54,892	-10.5	453,670
133	Warren Bank Mich.	48,977	4,959	44,018	39,793	23.1	401,419
134	Nicolet National Bank Green Bay, Wis.	48,814	22,269	26,545	43,668	11.8	467,728
135	Founders Bank and Trust Grand Rapids	48,754	22,825	25,929	43,445	12.2	307,335
136	Fauquier Bank Warrenton, Va.	48,657	5,075	43,582	42,827	13.6	448,225
137	Community First Bank and Trust Columbia, Tenn.	48,626	10,228	38,398	50,216	-3.2	563,701
138	Marine Bank Wauwatosa, Wis.	48,505	36,791	11,714	56,306	-13.9	267,836
139	Citizens-Union Savings Bank MHC Fall River, Mass.	48,449	30,407	18,042	44,506	8.9	501,997
140	Mt. Washington Co-operative Bank South Boston	48,306	0	48,306	40,039	20.6	379,698
141	Palos Bank and Trust Co. Palos Heights, Ill.	48,135	10,175	37,960	41,957	14.7	367,291
142	Security Savings Bank SSB Southport, N.C.	48,066	4,489	43,577	34,530	39.2	353,963
143	Meridian Bank Devon, Pa.	47,981	5,482	42,499	21,814	120.0	231,773
144	Meredith Village Savings Bank Meredith, N.H.	47,976	9,306	38,670	36,167	32.7	427,907
145	Avidia Bank MHC Hudson, Mass.	47,867	4,404	43,463	44,412	7.8	719,550
146	MidCarolina Bank Burlington, N.C.	47,826	3,620	44,206	44,511	7.4	449,291
147	Farmers & Merchants Bank Timberville, Va.	47,672	15,057	32,615	39,695	20.1	429,873
148	Community Bank of Bergen County Maywood, N.J.	47,322	38,084	9,238	48,772	-3.0	214,106
149	Two River Community Bank Middletown, N.J.	47,242	15,848	31,394	19,224	145.7	462,466
150	Voyager Bank Eden Prairie, Minn.	47,228	11,151	36,077	40,355	17.0	449,085

Note: List includes independent banks with less than $1 billion of assets or whose holding companies have less than $1 billion. Excludes industrial banks and banks at which loans were less than 50% of assets or whose credit card loans exceeded 25% of gross loans. Also excludes thrifts. Figures for prior periods are not adjusted for mergers and acquisitions. Data includes institutions operating as of Sept. 11, 2009. *Total committed loans.
Source:

SNL Financial