Community Banks with Largest Portfolios of Home Equity Loans

July 23, 2009, 12:00 a.m. EDT 1 Min Read

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Community Banks with Largest Portfolios of Home Equity LoansOn Dec. 31, 2008. Dollars in thousands Published July 23, 2009
Rank		Home equity loans			Year earlier	Change	Total loans and leases
Rank		Total	Closed-end	Line of credit	Year earlier	Change	Total loans and leases
1	Northwestern Bank Traverse City, Mich.	$145,619	$44,164	$101,455	$132,681	9.8%	$742,612
2	River City Bank Sacramento	133,689	86,804	46,885	132,936	0.6	529,445
3	Norway Savings Bank MHC Maine	131,899	14,924	116,975	111,922	17.8	777,658
4	Chelsea Groton Savings Bank Norwich, Conn.	127,231	112,606	14,625	136,431	-6.7	541,583
5	Newtown Savings Bank Conn.	126,009	35,003	91,006	101,233	24.5	806,851
6	Seattle Bank	124,834	460	124,374	3,525	3441.4	632,335
7	Indiana Bank and Trust Co. Columbus	110,823	57,435	53,388	109,035	1.6	803,591
8	Kennebunk Savings Bank Maine	107,036	35,549	71,487	91,693	16.7	661,209
9	First Banking Center Burlington, Wis.	104,193	76,060	28,133	92,661	12.4	747,508
10	Legacy Banks Pittsfield, Mass.	102,159	38,640	63,519	94,337	8.3	701,905
11	Peoples Bank Newton, N.C.	100,301	6,849	93,452	85,140	17.8	781,188
12	Naugatuck Savings Bank Conn.	98,840	39,956	58,884	92,841	6.5	588,279
13	Monarch Bank Chesapeake, Va.	97,774	11,923	85,851	68,110	43.6	559,109
14	Harleysville Savings Bank Pa.	93,480	65,208	28,272	97,495	-4.1	485,886
15	Bremer Bank Alexandria, Minn.	91,899	33,053	58,846	87,913	4.5	503,586
16	Bank of Tampa	91,732	5,488	86,244	75,227	21.9	671,957
17	Commonwealth Bank and Trust Co. Louisville	87,404	9,931	77,473	78,957	10.7	560,527
18	Aliant Bank Alexander City, Ala.	83,478	4,981	78,497	61,904	34.9	754,816
19	Founders Bank Worth, Ill.	82,754	11,586	71,168	74,038	11.8	618,246
20	Farmers and Merchants Bank Granite Quarry, N.C.	79,329	4,601	74,728	65,446	21.2	582,123
21	First Hope Bank N.J.	78,405	30,186	48,219	75,431	3.9	289,316
22	Evergreen Bank Group Oak Brook, Ill.	78,062	14,391	63,671	14,565	436.0	278,274
23	Gorham Savings Bank Maine	76,563	22,383	54,180	104,051	-26.4	582,883
24	First Bank and Trust Evanston, Ill.	76,521	3,672	72,849	59,670	28.2	390,581
25	Tri City National Bank Oak Creek, Wis.	76,351	48,273	28,078	74,072	3.1	599,646
26	Adams County National Bank Gettysburg, Pa.	76,253	23,203	53,050	71,134	7.2	640,967
27	Colorado Capital Bank Castle Rock	75,505	11,172	64,333	52,855	42.9	756,322
28	Laconia Savings Bank N.H.	75,140	15,228	59,912	65,347	15.0	671,643
29	PeoplesBank York, Pa.	73,834	26,934	46,900	63,204	16.8	582,098
30	Bremer Bank Menomonie, Wis.	73,771	36,848	36,923	72,240	2.1	388,451
31	River Valley Bank Wausau, Wis.	73,291	28,707	44,584	64,007	14.5	753,228
32	First National Bank of the South Spartanburg, S.C.	73,070	4,925	68,145	34,594	111.2	709,286
33	Florida Bank Tampa	72,576	2,979	69,597	59,233	22.5	471,602
34	Middleburg Bank Va.	71,236	15,755	55,481	62,537	13.9	712,696
35	Savings Bank of Danbury Conn.	70,950	3,534	67,416	53,965	31.5	596,978
36	Park Bank Madison, Wis.	70,723	20,586	50,137	61,631	14.8	722,533
37	HomeStar Bank and Financial Services Manteno, Ill.	70,720	33,950	36,770	60,994	15.9	354,132
38	Leader Bank Arlington, Mass.	70,606	17,627	52,979	58,988	19.7	232,714
39	Fidelity Deposit and Discount Bank Dunmore, Pa.	69,773	55,150	14,623	66,714	4.6	441,194
40	Bank of American Fork Utah	69,672	4,730	64,942	47,849	45.6	752,028
41	Bremer Bank St. Cloud, Minn.	69,469	24,742	44,727	63,628	9.2	533,420
42	Graystone Tower Bank Lancaster, Pa.	69,157	26,120	43,037	41,389	67.1	571,046
43	Southern First Bank Greenville, S.C.	68,560	5,277	63,283	51,416	33.3	566,607
44	Salin Bank and Trust Co. Indianapolis	67,845	1,882	65,963	50,369	34.7	597,221
45	Whidbey Island Bank Oak Harbor, Wash.	67,693	23,452	44,241	61,968	9.2	825,964
46	Private Bank Minnesota Minneapolis	67,435	5,552	61,883	48,308	39.6	145,442
47	Atlantic Stewardship Bank Midland Park, N.J.	67,287	36,155	31,132	68,489	-1.8	439,663
48	Foster Bank Chicago	67,181	7,783	59,398	55,300	21.5	530,280
49	Byron Bank Byron Center, Mich.	66,592	16,228	50,364	59,244	12.4	689,694
50	Waukesha State Bank Wis.	66,031	21,385	44,646	55,176	19.7	518,235
51	Bridgehampton National Bank N.Y.	65,792	1,991	63,801	60,938	8.0	429,683
52	Bank Independent Sheffield, Ala.	65,717	10,798	54,919	50,081	31.2	696,497
53	Glenview State Bank Ill.	65,501	5,737	59,764	55,688	17.6	542,710
54	Cambridge Trust Co. Mass.	64,652	19,585	45,067	61,667	4.8	471,814
55	Union National Community Bank Lancaster, Pa.	64,638	32,653	31,985	72,661	-11.0	358,280
56	Merchants Bank Winona, Minn.	64,542	12,365	52,177	64,452	0.1	604,356
57	Bank of Blue Valley Overland Park, Kan.	64,180	4,923	59,257	44,853	43.1	670,558
58	F&M Bank Clarksville, Tenn.	64,027	7,909	56,118	46,334	38.2	588,781
59	Manasquan Savings Bank MHC N.J.	63,976	37,978	25,998	61,417	4.2	442,479
60	Suburban Bank and Trust Co. Elmhurst, Ill.	63,815	4,565	59,250	44,925	42.0	515,270
61	Community Bank-Wheaton/Glen Ellyn Ill.	63,593	3,652	59,941	53,760	18.3	224,324
62	American National Bank and Trust Co. Danville, Va.	62,754	5,584	57,170	55,101	13.9	572,874
63	Farmers and Merchants Trust Co. of Chambersburg Pa.	62,231	43,855	18,376	64,221	-3.1	676,217
64	Crescent State Bank Cary, N.C.	61,300	8,946	52,354	54,241	13.0	785,377
65	Arthur State Bank Union, S.C.	61,238	2,704	58,534	47,766	28.2	548,160
66	Cornerstone National Bank and Trust Co. Palatine, Ill.	61,125	3,450	57,675	41,960	45.7	342,273
67	Old Point National Bank of Phoebus Hampton, Va.	61,106	27,482	33,624	52,297	16.8	637,696
68	Pioneer Bank Troy, N.Y.	60,700	36,893	23,807	65,066	-6.7	483,428
69	Unity Bank Clinton, N.J.	60,698	33,399	27,299	54,893	10.6	685,946
70	Alpine Bank and Trust Co. Rockford, Ill.	60,413	18,186	42,227	41,330	46.2	634,404
71	Hampden Bank Springfield, Mass.	60,022	0	60,022	57,972	3.5	392,380
72	Easthampton Savings Bank Mass.	59,235	35,319	23,916	60,039	-1.3	584,841
73	Butte Community Bank Chico, Calif.	58,936	2,897	56,039	48,249	22.1	494,668
74	Herget Bank Pekin, Ill.	58,907	24,994	33,913	49,851	18.2	162,765
75	Bremer Bank Willmar, Minn.	58,110	34,814	23,296	53,464	8.7	391,112
76	Reliance Savings Bank Altoona, Pa.	58,014	35,517	22,497	54,581	6.3	245,915
77	Dime Bank Norwich, Conn.	57,969	33,431	24,538	53,565	8.2	534,330
78	American Bank and Trust Co. Davenport, Iowa	57,844	28,761	29,083	49,695	16.4	549,336
79	Cape Cod Cooperative Bank Hyannis, Mass.	57,636	6,205	51,431	45,879	25.6	460,002
80	Your Community Bank New Albany, Ind.	57,597	14,804	42,793	58,527	-1.6	522,731
81	Farmers National Bank of Emlenton Pa.	57,454	53,456	3,998	49,426	16.2	268,590
82	South Central Bank Chicago	57,403	41,503	15,900	42,098	36.4	144,602
83	First National Bank and Trust Co. of Newtown Pa.	56,952	40,021	16,931	45,972	23.9	380,672
84	Montecito Bank and Trust Santa Barbara, Calif.	56,760	303	56,457	46,958	20.9	527,120
85	Northfield Savings Bank MHC Vt.	56,700	28,552	28,148	53,237	6.5	450,671
86	Great Lakes Bank Blue Island, Ill.	56,572	3,353	53,219	54,600	3.6	448,062
87	Kitsap Bank Port Orchard, Wash.	56,516	23,398	33,118	56,643	-0.2	657,380
88	Barnes Banking Co. Kaysville, Utah	56,398	3,050	53,348	49,033	15.0	729,064
89	Central Bank Stillwater, Minn.	56,345	7,168	49,177	44,215	27.4	367,522
90	Fidelity Co-operative Bank Leominster, Mass.	56,093	19,316	36,777	53,602	4.6	343,097
91	Asheville Savings Bank SSB N.C.	56,043	2,209	53,834	50,334	11.3	595,268
92	Bar Harbor Bank and Trust Maine	56,030	12,080	43,950	50,077	11.9	633,603
93	First Northern Bank of Dixon Calif.	55,737	6,981	48,756	42,675	30.6	533,595
94	QNB Bank Quakertown, Pa.	55,394	33,573	21,821	51,463	7.6	403,699
95	Spencer Savings Bank Mass.	55,138	39,924	15,214	54,271	1.6	311,890
96	Androscoggin Savings Bank MHC Lewiston, Maine	54,932	17,867	37,065	48,196	14.0	530,871
97	Rainier Pacific Savings Bank Tacoma	54,833	20,676	34,157	51,009	7.5	672,280
98	Machias Savings Bank MHC Maine	54,465	11,293	43,172	39,326	38.5	847,766
99	First Volunteer Bank of Tennessee Chattanooga	54,444	7,147	47,297	47,818	13.9	506,540
100	Commercial Bank and Trust Co. Paris, Tenn.	54,029	19,880	34,149	46,640	15.8	457,655
101	Alliance Bank Corp. Chantilly, Va.	53,711	17,488	36,223	48,786	10.1	367,719
102	Bryant Bank Tuscaloosa, Ala.	53,705	4,832	48,873	23,000	133.5	499,050
103	Central Illinois Bank Champaign	53,601	39,486	14,115	49,878	7.5	267,015
104	Alliance Bank St. Paul	53,252	12,048	41,204	48,194	10.5	637,031
105	First South Bank Washington, N.C.	53,246	25,223	28,023	53,859	-1.1	756,706
106	Village Bank Midlothian, Va.	53,230	11,454	41,776	26,575	100.3	475,048
107	Anchor Mutual Savings Bank Aberdeen, Wash.	53,107	39,227	13,880	39,550	34.3	524,204
108	Bremer Bank Brainerd, Minn.	52,785	22,892	29,893	51,288	2.9	265,344
109	Penn Liberty Bank Wayne, Pa.	52,492	21,703	30,789	36,245	44.8	331,998
110	Artisans’ Bank Wilmington, Del.	52,063	33,565	18,498	57,323	-9.2	458,644
111	First National Bank of Shelby N.C.	52,019	9,725	42,294	43,029	20.9	576,980
112	Marine Bank Wauwatosa, Wis.	51,965	40,656	11,309	58,082	-10.5	273,444
113	Penn Security Bank and Trust Co. Scranton, Pa.	51,845	23,107	28,738	50,309	3.1	441,148
114	Liberty Bank Springfield, Mo.	51,693	8,489	43,204	44,362	16.5	800,053
115	CapitalBank Greenwood, S.C.	51,574	3,744	47,830	45,341	13.7	642,998
116	Carolina Bank Greensboro, N.C.	51,368	7,177	44,191	38,866	32.2	501,424
117	Muncy Bank and Trust Co. Pa.	51,325	43,520	7,805	46,847	9.6	175,595
118	Park Sterling Bank Charlotte	51,297	2,244	49,053	25,991	97.4	371,271
119	South Shore Savings Bank MHC South Weymouth, Mass.	51,250	26,671	24,579	51,775	-1.0	636,402
120	Paducah Bank and Trust Co. Ky.	51,076	13,271	37,805	42,268	20.8	343,945
121	Somerset Hills Bank Bernardsville, N.J.	51,047	15,699	35,348	51,518	-0.9	213,382
122	Savings Bank of Mendocino County Ukiah, Calif.	50,753	21,126	29,627	46,571	9.0	374,931
123	Leaders Bank Oak Brook, Ill.	50,477	2,420	48,057	32,355	56.0	592,018
124	Bank of Bartlett Tenn.	50,294	2,777	47,517	45,596	10.3	310,099
125	Summit Bank Arkadelphia, Ark.	50,149	12,880	37,269	35,780	40.2	802,512
126	Sturgis Bank and Trust Co. Mich.	50,109	10,446	39,663	44,742	12.0	285,282
127	First Western Trust Bank Denver	50,082	2,265	47,817	25,255	98.3	303,417
128	Timberland Bank Hoquiam, Wash.	49,895	41,593	8,302	47,071	6.0	565,721
129	Ulster Savings Bank Kingston, N.Y.	49,679	30,434	19,245	64,648	-23.2	552,225
130	Community First Bank and Trust Columbia, Tenn.	49,617	10,695	38,922	44,059	12.6	576,220
131	1st United Bank Boca Raton, Fla.	49,575	2,389	47,186	29,413	68.5	487,447
132	Chesapeake Bank Kilmarnock, Va.	49,523	6,024	43,499	45,774	8.2	396,207
133	Tennessee State Bank Pigeon Forge	49,329	4,252	45,077	42,939	14.9	562,661
134	Baraboo National Bank Wis.	48,952	26,067	22,885	43,003	13.8	615,978
135	Independence Bank of Kentucky Owensboro	48,863	17,390	31,473	43,487	12.4	594,708
136	Security Savings Bank Southport, N.C.	48,705	4,589	44,116	34,139	42.7	359,115
137	Mt. Washington Co-operative Bank South Boston	48,561	0	48,561	37,520	29.4	386,307
138	Community Bank of Oak Park River Forest Ill.	48,537	1,116	47,421	38,933	24.7	295,971
139	United Bank Barnesville, Ga.	48,479	17,231	31,248	44,203	9.7	501,802
140	Citizens-Union Savings Bank MHC Fall River, Mass.	48,473	31,790	16,683	44,550	8.8	491,615
141	Citizens and Farmers Bank West Point, Va.	48,119	18,936	29,183	39,728	21.1	683,179
142	Patriot National Bank Stamford, Conn.	48,102	788	47,314	40,183	19.7	804,816
143	Meredith Village Savings Bank Meredith, N.H.	47,946	9,629	38,317	35,466	35.2	429,728
144	Warren Bank Mich.	47,728	5,475	42,253	38,914	22.6	430,889
145	First National Bank of Durango Colo.	47,629	7,533	40,096	38,127	24.9	258,473
146	First Bank Strasburg, Va.	47,582	12,242	35,340	42,886	10.9	451,977
147	Community Bank and Trust Sheboygan, Wis.	47,372	19,966	27,406	39,057	21.3	530,375
148	MidCarolina Bank Burlington, N.C.	47,354	4,064	43,290	43,983	7.7	434,662
149	Traditional Bank Mount Sterling, Ky.	47,254	11,132	36,122	39,049	21.0	689,727
150	Palos Bank and Trust Co. Palos Heights, Ill.	47,174	11,015	36,159	41,775	12.9	377,224

List includes independent banks with less than $1 billion of assets or whose holding companies have less than $1 billion. Excludes industrial banks and banks at which loans were less than 50% of assets or whose credit card loans exceeded 25% of gross loans. Also excludes thrifts. *Total committed loans.

Source:

SNL Financial