Community Banks with Largest Portfolios of Home Equity Loans
July 23, 2009, 12:00 a.m. EDT 1 Min Read
View Table
Printer Friendly Version
Community Banks with Largest Portfolios of Home Equity Loans
Community Banks with Largest Portfolios of Home Equity LoansOn Dec. 31, 2008. Dollars in thousands | |||||||
---|---|---|---|---|---|---|---|
Rank | Home equity loans | Year earlier | Change | Total loans and leases | |||
Total | Closed-end | Line of credit | |||||
1 | Northwestern Bank Traverse City, Mich. | $145,619 | $44,164 | $101,455 | $132,681 | 9.8% | $742,612 |
2 | River City Bank Sacramento | 133,689 | 86,804 | 46,885 | 132,936 | 0.6 | 529,445 |
3 | Norway Savings Bank MHC Maine | 131,899 | 14,924 | 116,975 | 111,922 | 17.8 | 777,658 |
4 | Chelsea Groton Savings Bank Norwich, Conn. | 127,231 | 112,606 | 14,625 | 136,431 | -6.7 | 541,583 |
5 | Newtown Savings Bank Conn. | 126,009 | 35,003 | 91,006 | 101,233 | 24.5 | 806,851 |
6 | Seattle Bank | 124,834 | 460 | 124,374 | 3,525 | 3441.4 | 632,335 |
7 | Indiana Bank and Trust Co. Columbus | 110,823 | 57,435 | 53,388 | 109,035 | 1.6 | 803,591 |
8 | Kennebunk Savings Bank Maine | 107,036 | 35,549 | 71,487 | 91,693 | 16.7 | 661,209 |
9 | First Banking Center Burlington, Wis. | 104,193 | 76,060 | 28,133 | 92,661 | 12.4 | 747,508 |
10 | Legacy Banks Pittsfield, Mass. | 102,159 | 38,640 | 63,519 | 94,337 | 8.3 | 701,905 |
11 | Peoples Bank Newton, N.C. | 100,301 | 6,849 | 93,452 | 85,140 | 17.8 | 781,188 |
12 | Naugatuck Savings Bank Conn. | 98,840 | 39,956 | 58,884 | 92,841 | 6.5 | 588,279 |
13 | Monarch Bank Chesapeake, Va. | 97,774 | 11,923 | 85,851 | 68,110 | 43.6 | 559,109 |
14 | Harleysville Savings Bank Pa. | 93,480 | 65,208 | 28,272 | 97,495 | -4.1 | 485,886 |
15 | Bremer Bank Alexandria, Minn. | 91,899 | 33,053 | 58,846 | 87,913 | 4.5 | 503,586 |
16 | Bank of Tampa | 91,732 | 5,488 | 86,244 | 75,227 | 21.9 | 671,957 |
17 | Commonwealth Bank and Trust Co. Louisville | 87,404 | 9,931 | 77,473 | 78,957 | 10.7 | 560,527 |
18 | Aliant Bank Alexander City, Ala. | 83,478 | 4,981 | 78,497 | 61,904 | 34.9 | 754,816 |
19 | Founders Bank Worth, Ill. | 82,754 | 11,586 | 71,168 | 74,038 | 11.8 | 618,246 |
20 | Farmers and Merchants Bank Granite Quarry, N.C. | 79,329 | 4,601 | 74,728 | 65,446 | 21.2 | 582,123 |
21 | First Hope Bank N.J. | 78,405 | 30,186 | 48,219 | 75,431 | 3.9 | 289,316 |
22 | Evergreen Bank Group Oak Brook, Ill. | 78,062 | 14,391 | 63,671 | 14,565 | 436.0 | 278,274 |
23 | Gorham Savings Bank Maine | 76,563 | 22,383 | 54,180 | 104,051 | -26.4 | 582,883 |
24 | First Bank and Trust Evanston, Ill. | 76,521 | 3,672 | 72,849 | 59,670 | 28.2 | 390,581 |
25 | Tri City National Bank Oak Creek, Wis. | 76,351 | 48,273 | 28,078 | 74,072 | 3.1 | 599,646 |
26 | Adams County National Bank Gettysburg, Pa. | 76,253 | 23,203 | 53,050 | 71,134 | 7.2 | 640,967 |
27 | Colorado Capital Bank Castle Rock | 75,505 | 11,172 | 64,333 | 52,855 | 42.9 | 756,322 |
28 | Laconia Savings Bank N.H. | 75,140 | 15,228 | 59,912 | 65,347 | 15.0 | 671,643 |
29 | PeoplesBank York, Pa. | 73,834 | 26,934 | 46,900 | 63,204 | 16.8 | 582,098 |
30 | Bremer Bank Menomonie, Wis. | 73,771 | 36,848 | 36,923 | 72,240 | 2.1 | 388,451 |
31 | River Valley Bank Wausau, Wis. | 73,291 | 28,707 | 44,584 | 64,007 | 14.5 | 753,228 |
32 | First National Bank of the South Spartanburg, S.C. | 73,070 | 4,925 | 68,145 | 34,594 | 111.2 | 709,286 |
33 | Florida Bank Tampa | 72,576 | 2,979 | 69,597 | 59,233 | 22.5 | 471,602 |
34 | Middleburg Bank Va. | 71,236 | 15,755 | 55,481 | 62,537 | 13.9 | 712,696 |
35 | Savings Bank of Danbury Conn. | 70,950 | 3,534 | 67,416 | 53,965 | 31.5 | 596,978 |
36 | Park Bank Madison, Wis. | 70,723 | 20,586 | 50,137 | 61,631 | 14.8 | 722,533 |
37 | HomeStar Bank and Financial Services Manteno, Ill. | 70,720 | 33,950 | 36,770 | 60,994 | 15.9 | 354,132 |
38 | Leader Bank Arlington, Mass. | 70,606 | 17,627 | 52,979 | 58,988 | 19.7 | 232,714 |
39 | Fidelity Deposit and Discount Bank Dunmore, Pa. | 69,773 | 55,150 | 14,623 | 66,714 | 4.6 | 441,194 |
40 | Bank of American Fork Utah | 69,672 | 4,730 | 64,942 | 47,849 | 45.6 | 752,028 |
41 | Bremer Bank St. Cloud, Minn. | 69,469 | 24,742 | 44,727 | 63,628 | 9.2 | 533,420 |
42 | Graystone Tower Bank Lancaster, Pa. | 69,157 | 26,120 | 43,037 | 41,389 | 67.1 | 571,046 |
43 | Southern First Bank Greenville, S.C. | 68,560 | 5,277 | 63,283 | 51,416 | 33.3 | 566,607 |
44 | Salin Bank and Trust Co. Indianapolis | 67,845 | 1,882 | 65,963 | 50,369 | 34.7 | 597,221 |
45 | Whidbey Island Bank Oak Harbor, Wash. | 67,693 | 23,452 | 44,241 | 61,968 | 9.2 | 825,964 |
46 | Private Bank Minnesota Minneapolis | 67,435 | 5,552 | 61,883 | 48,308 | 39.6 | 145,442 |
47 | Atlantic Stewardship Bank Midland Park, N.J. | 67,287 | 36,155 | 31,132 | 68,489 | -1.8 | 439,663 |
48 | Foster Bank Chicago | 67,181 | 7,783 | 59,398 | 55,300 | 21.5 | 530,280 |
49 | Byron Bank Byron Center, Mich. | 66,592 | 16,228 | 50,364 | 59,244 | 12.4 | 689,694 |
50 | Waukesha State Bank Wis. | 66,031 | 21,385 | 44,646 | 55,176 | 19.7 | 518,235 |
51 | Bridgehampton National Bank N.Y. | 65,792 | 1,991 | 63,801 | 60,938 | 8.0 | 429,683 |
52 | Bank Independent Sheffield, Ala. | 65,717 | 10,798 | 54,919 | 50,081 | 31.2 | 696,497 |
53 | Glenview State Bank Ill. | 65,501 | 5,737 | 59,764 | 55,688 | 17.6 | 542,710 |
54 | Cambridge Trust Co. Mass. | 64,652 | 19,585 | 45,067 | 61,667 | 4.8 | 471,814 |
55 | Union National Community Bank Lancaster, Pa. | 64,638 | 32,653 | 31,985 | 72,661 | -11.0 | 358,280 |
56 | Merchants Bank Winona, Minn. | 64,542 | 12,365 | 52,177 | 64,452 | 0.1 | 604,356 |
57 | Bank of Blue Valley Overland Park, Kan. | 64,180 | 4,923 | 59,257 | 44,853 | 43.1 | 670,558 |
58 | F&M Bank Clarksville, Tenn. | 64,027 | 7,909 | 56,118 | 46,334 | 38.2 | 588,781 |
59 | Manasquan Savings Bank MHC N.J. | 63,976 | 37,978 | 25,998 | 61,417 | 4.2 | 442,479 |
60 | Suburban Bank and Trust Co. Elmhurst, Ill. | 63,815 | 4,565 | 59,250 | 44,925 | 42.0 | 515,270 |
61 | Community Bank-Wheaton/Glen Ellyn Ill. | 63,593 | 3,652 | 59,941 | 53,760 | 18.3 | 224,324 |
62 | American National Bank and Trust Co. Danville, Va. | 62,754 | 5,584 | 57,170 | 55,101 | 13.9 | 572,874 |
63 | Farmers and Merchants Trust Co. of Chambersburg Pa. | 62,231 | 43,855 | 18,376 | 64,221 | -3.1 | 676,217 |
64 | Crescent State Bank Cary, N.C. | 61,300 | 8,946 | 52,354 | 54,241 | 13.0 | 785,377 |
65 | Arthur State Bank Union, S.C. | 61,238 | 2,704 | 58,534 | 47,766 | 28.2 | 548,160 |
66 | Cornerstone National Bank and Trust Co. Palatine, Ill. | 61,125 | 3,450 | 57,675 | 41,960 | 45.7 | 342,273 |
67 | Old Point National Bank of Phoebus Hampton, Va. | 61,106 | 27,482 | 33,624 | 52,297 | 16.8 | 637,696 |
68 | Pioneer Bank Troy, N.Y. | 60,700 | 36,893 | 23,807 | 65,066 | -6.7 | 483,428 |
69 | Unity Bank Clinton, N.J. | 60,698 | 33,399 | 27,299 | 54,893 | 10.6 | 685,946 |
70 | Alpine Bank and Trust Co. Rockford, Ill. | 60,413 | 18,186 | 42,227 | 41,330 | 46.2 | 634,404 |
71 | Hampden Bank Springfield, Mass. | 60,022 | 0 | 60,022 | 57,972 | 3.5 | 392,380 |
72 | Easthampton Savings Bank Mass. | 59,235 | 35,319 | 23,916 | 60,039 | -1.3 | 584,841 |
73 | Butte Community Bank Chico, Calif. | 58,936 | 2,897 | 56,039 | 48,249 | 22.1 | 494,668 |
74 | Herget Bank Pekin, Ill. | 58,907 | 24,994 | 33,913 | 49,851 | 18.2 | 162,765 |
75 | Bremer Bank Willmar, Minn. | 58,110 | 34,814 | 23,296 | 53,464 | 8.7 | 391,112 |
76 | Reliance Savings Bank Altoona, Pa. | 58,014 | 35,517 | 22,497 | 54,581 | 6.3 | 245,915 |
77 | Dime Bank Norwich, Conn. | 57,969 | 33,431 | 24,538 | 53,565 | 8.2 | 534,330 |
78 | American Bank and Trust Co. Davenport, Iowa | 57,844 | 28,761 | 29,083 | 49,695 | 16.4 | 549,336 |
79 | Cape Cod Cooperative Bank Hyannis, Mass. | 57,636 | 6,205 | 51,431 | 45,879 | 25.6 | 460,002 |
80 | Your Community Bank New Albany, Ind. | 57,597 | 14,804 | 42,793 | 58,527 | -1.6 | 522,731 |
81 | Farmers National Bank of Emlenton Pa. | 57,454 | 53,456 | 3,998 | 49,426 | 16.2 | 268,590 |
82 | South Central Bank Chicago | 57,403 | 41,503 | 15,900 | 42,098 | 36.4 | 144,602 |
83 | First National Bank and Trust Co. of Newtown Pa. | 56,952 | 40,021 | 16,931 | 45,972 | 23.9 | 380,672 |
84 | Montecito Bank and Trust Santa Barbara, Calif. | 56,760 | 303 | 56,457 | 46,958 | 20.9 | 527,120 |
85 | Northfield Savings Bank MHC Vt. | 56,700 | 28,552 | 28,148 | 53,237 | 6.5 | 450,671 |
86 | Great Lakes Bank Blue Island, Ill. | 56,572 | 3,353 | 53,219 | 54,600 | 3.6 | 448,062 |
87 | Kitsap Bank Port Orchard, Wash. | 56,516 | 23,398 | 33,118 | 56,643 | -0.2 | 657,380 |
88 | Barnes Banking Co. Kaysville, Utah | 56,398 | 3,050 | 53,348 | 49,033 | 15.0 | 729,064 |
89 | Central Bank Stillwater, Minn. | 56,345 | 7,168 | 49,177 | 44,215 | 27.4 | 367,522 |
90 | Fidelity Co-operative Bank Leominster, Mass. | 56,093 | 19,316 | 36,777 | 53,602 | 4.6 | 343,097 |
91 | Asheville Savings Bank SSB N.C. | 56,043 | 2,209 | 53,834 | 50,334 | 11.3 | 595,268 |
92 | Bar Harbor Bank and Trust Maine | 56,030 | 12,080 | 43,950 | 50,077 | 11.9 | 633,603 |
93 | First Northern Bank of Dixon Calif. | 55,737 | 6,981 | 48,756 | 42,675 | 30.6 | 533,595 |
94 | QNB Bank Quakertown, Pa. | 55,394 | 33,573 | 21,821 | 51,463 | 7.6 | 403,699 |
95 | Spencer Savings Bank Mass. | 55,138 | 39,924 | 15,214 | 54,271 | 1.6 | 311,890 |
96 | Androscoggin Savings Bank MHC Lewiston, Maine | 54,932 | 17,867 | 37,065 | 48,196 | 14.0 | 530,871 |
97 | Rainier Pacific Savings Bank Tacoma | 54,833 | 20,676 | 34,157 | 51,009 | 7.5 | 672,280 |
98 | Machias Savings Bank MHC Maine | 54,465 | 11,293 | 43,172 | 39,326 | 38.5 | 847,766 |
99 | First Volunteer Bank of Tennessee Chattanooga | 54,444 | 7,147 | 47,297 | 47,818 | 13.9 | 506,540 |
100 | Commercial Bank and Trust Co. Paris, Tenn. | 54,029 | 19,880 | 34,149 | 46,640 | 15.8 | 457,655 |
101 | Alliance Bank Corp. Chantilly, Va. | 53,711 | 17,488 | 36,223 | 48,786 | 10.1 | 367,719 |
102 | Bryant Bank Tuscaloosa, Ala. | 53,705 | 4,832 | 48,873 | 23,000 | 133.5 | 499,050 |
103 | Central Illinois Bank Champaign | 53,601 | 39,486 | 14,115 | 49,878 | 7.5 | 267,015 |
104 | Alliance Bank St. Paul | 53,252 | 12,048 | 41,204 | 48,194 | 10.5 | 637,031 |
105 | First South Bank Washington, N.C. | 53,246 | 25,223 | 28,023 | 53,859 | -1.1 | 756,706 |
106 | Village Bank Midlothian, Va. | 53,230 | 11,454 | 41,776 | 26,575 | 100.3 | 475,048 |
107 | Anchor Mutual Savings Bank Aberdeen, Wash. | 53,107 | 39,227 | 13,880 | 39,550 | 34.3 | 524,204 |
108 | Bremer Bank Brainerd, Minn. | 52,785 | 22,892 | 29,893 | 51,288 | 2.9 | 265,344 |
109 | Penn Liberty Bank Wayne, Pa. | 52,492 | 21,703 | 30,789 | 36,245 | 44.8 | 331,998 |
110 | Artisans’ Bank Wilmington, Del. | 52,063 | 33,565 | 18,498 | 57,323 | -9.2 | 458,644 |
111 | First National Bank of Shelby N.C. | 52,019 | 9,725 | 42,294 | 43,029 | 20.9 | 576,980 |
112 | Marine Bank Wauwatosa, Wis. | 51,965 | 40,656 | 11,309 | 58,082 | -10.5 | 273,444 |
113 | Penn Security Bank and Trust Co. Scranton, Pa. | 51,845 | 23,107 | 28,738 | 50,309 | 3.1 | 441,148 |
114 | Liberty Bank Springfield, Mo. | 51,693 | 8,489 | 43,204 | 44,362 | 16.5 | 800,053 |
115 | CapitalBank Greenwood, S.C. | 51,574 | 3,744 | 47,830 | 45,341 | 13.7 | 642,998 |
116 | Carolina Bank Greensboro, N.C. | 51,368 | 7,177 | 44,191 | 38,866 | 32.2 | 501,424 |
117 | Muncy Bank and Trust Co. Pa. | 51,325 | 43,520 | 7,805 | 46,847 | 9.6 | 175,595 |
118 | Park Sterling Bank Charlotte | 51,297 | 2,244 | 49,053 | 25,991 | 97.4 | 371,271 |
119 | South Shore Savings Bank MHC South Weymouth, Mass. | 51,250 | 26,671 | 24,579 | 51,775 | -1.0 | 636,402 |
120 | Paducah Bank and Trust Co. Ky. | 51,076 | 13,271 | 37,805 | 42,268 | 20.8 | 343,945 |
121 | Somerset Hills Bank Bernardsville, N.J. | 51,047 | 15,699 | 35,348 | 51,518 | -0.9 | 213,382 |
122 | Savings Bank of Mendocino County Ukiah, Calif. | 50,753 | 21,126 | 29,627 | 46,571 | 9.0 | 374,931 |
123 | Leaders Bank Oak Brook, Ill. | 50,477 | 2,420 | 48,057 | 32,355 | 56.0 | 592,018 |
124 | Bank of Bartlett Tenn. | 50,294 | 2,777 | 47,517 | 45,596 | 10.3 | 310,099 |
125 | Summit Bank Arkadelphia, Ark. | 50,149 | 12,880 | 37,269 | 35,780 | 40.2 | 802,512 |
126 | Sturgis Bank and Trust Co. Mich. | 50,109 | 10,446 | 39,663 | 44,742 | 12.0 | 285,282 |
127 | First Western Trust Bank Denver | 50,082 | 2,265 | 47,817 | 25,255 | 98.3 | 303,417 |
128 | Timberland Bank Hoquiam, Wash. | 49,895 | 41,593 | 8,302 | 47,071 | 6.0 | 565,721 |
129 | Ulster Savings Bank Kingston, N.Y. | 49,679 | 30,434 | 19,245 | 64,648 | -23.2 | 552,225 |
130 | Community First Bank and Trust Columbia, Tenn. | 49,617 | 10,695 | 38,922 | 44,059 | 12.6 | 576,220 |
131 | 1st United Bank Boca Raton, Fla. | 49,575 | 2,389 | 47,186 | 29,413 | 68.5 | 487,447 |
132 | Chesapeake Bank Kilmarnock, Va. | 49,523 | 6,024 | 43,499 | 45,774 | 8.2 | 396,207 |
133 | Tennessee State Bank Pigeon Forge | 49,329 | 4,252 | 45,077 | 42,939 | 14.9 | 562,661 |
134 | Baraboo National Bank Wis. | 48,952 | 26,067 | 22,885 | 43,003 | 13.8 | 615,978 |
135 | Independence Bank of Kentucky Owensboro | 48,863 | 17,390 | 31,473 | 43,487 | 12.4 | 594,708 |
136 | Security Savings Bank Southport, N.C. | 48,705 | 4,589 | 44,116 | 34,139 | 42.7 | 359,115 |
137 | Mt. Washington Co-operative Bank South Boston | 48,561 | 0 | 48,561 | 37,520 | 29.4 | 386,307 |
138 | Community Bank of Oak Park River Forest Ill. | 48,537 | 1,116 | 47,421 | 38,933 | 24.7 | 295,971 |
139 | United Bank Barnesville, Ga. | 48,479 | 17,231 | 31,248 | 44,203 | 9.7 | 501,802 |
140 | Citizens-Union Savings Bank MHC Fall River, Mass. | 48,473 | 31,790 | 16,683 | 44,550 | 8.8 | 491,615 |
141 | Citizens and Farmers Bank West Point, Va. | 48,119 | 18,936 | 29,183 | 39,728 | 21.1 | 683,179 |
142 | Patriot National Bank Stamford, Conn. | 48,102 | 788 | 47,314 | 40,183 | 19.7 | 804,816 |
143 | Meredith Village Savings Bank Meredith, N.H. | 47,946 | 9,629 | 38,317 | 35,466 | 35.2 | 429,728 |
144 | Warren Bank Mich. | 47,728 | 5,475 | 42,253 | 38,914 | 22.6 | 430,889 |
145 | First National Bank of Durango Colo. | 47,629 | 7,533 | 40,096 | 38,127 | 24.9 | 258,473 |
146 | First Bank Strasburg, Va. | 47,582 | 12,242 | 35,340 | 42,886 | 10.9 | 451,977 |
147 | Community Bank and Trust Sheboygan, Wis. | 47,372 | 19,966 | 27,406 | 39,057 | 21.3 | 530,375 |
148 | MidCarolina Bank Burlington, N.C. | 47,354 | 4,064 | 43,290 | 43,983 | 7.7 | 434,662 |
149 | Traditional Bank Mount Sterling, Ky. | 47,254 | 11,132 | 36,122 | 39,049 | 21.0 | 689,727 |
150 | Palos Bank and Trust Co. Palos Heights, Ill. | 47,174 | 11,015 | 36,159 | 41,775 | 12.9 | 377,224 |
List includes independent banks with less than $1 billion of assets or whose holding companies have less than $1 billion. Excludes industrial banks and banks at which loans were less than 50% of assets or whose credit card loans exceeded 25% of gross loans. Also excludes thrifts. *Total committed loans.
Source:
SNL Financial
, Charlottesville, Va. © 2009 American Banker