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Community Banks with Largest Portfolios of Home Equity Loans

January 08, 2009, 10:08 a.m. EST 1 Min Read
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Community Banks with Largest Portfolios of Home Equity Loans

Community Banks with Largest Portfolios of Home Equity LoansOn June 30, 2008. Dollars in thousands
Published January 8, 2009
Rank   Home equity loans Year earlier Change Total loans
and leases
Total Closed-end Line of credit*
1 Northwestern Bank Traverse City, Mich. $137,176 $44,022 $93,154 $123,442 11.1% $655,709
2 River City Bank Sacramento 132,575 89,965 42,610 135,617 -2.2 507,224
3 Chelsea Groton Savings Bank Norwich, Conn. 131,919 117,590 14,329 130,079 1.4 526,263
4 Seattle Savings Bank 121,769 488 121,281 5,591 2077.9 576,796
5 Norway Savings Bank MHC Maine 117,364 15,511 101,853 107,884 8.8 731,564
6 Newtown Savings Bank Conn. 109,281 35,147 74,134 96,986 12.7 763,800
7 Indiana Bank and Trust Co. Columbus 106,313 61,483 44,830 107,574 -1.2 783,040
8 First Banking Center Burlington, Wis. 102,348 75,597 26,751 86,096 18.9 726,982
9 Gorham Savings Bank Maine 96,050 46,437 49,613 103,860 -7.5 573,544
10 Harleysville Savings Bank Pa. 95,923 70,895 25,028 97,507 -1.6 459,586
11 Naugatuck Savings Bank Conn. 95,884 44,525 51,359 86,138 11.3 599,253
12 Legacy Banks Pittsfield, Mass. 95,693 37,859 57,834 86,225 11.0 688,815
13 First National Bank of Chester County West Chester, Pa. 95,567 37,010 58,557 91,706 4.2 786,548
14 Peoples Bank Newton, N.C. 92,721 6,174 86,547 76,876 20.6 756,235
15 Kennebunk Savings Bank Maine 92,608 25,152 67,456 95,650 -3.2 653,301
16 Monarch Bank Chesapeake, Va. 90,946 9,045 81,901 64,313 41.4 526,917
17 Bremer Bank Alexandria, Minn. 88,945 31,485 57,460 85,257 4.3 495,598
18 Riverside Bank of the Gulf Coast Cape Coral, Fla. 85,494 4,908 80,586 86,582 -1.3 406,660
19 Commonwealth Bank and Trust Co. Louisville 83,479 10,241 73,238 85,043 -1.8 520,213
20 Peoples Bank Lynden, Wash. 81,974 36,742 45,232 80,998 1.2 889,317
21 Bank of Tampa 81,589 3,621 77,968 70,747 15.3 651,004
22 Orrstown Bank Shippensburg, Pa. 79,379 44,162 35,217 66,166 20.0 752,697
23 Founders Bank Worth, Ill. 78,887 12,666 66,221 79,916 -1.3 658,489
24 Middleburg Bank Va. 77,399 15,260 62,139 51,993 48.9 702,587
25 Union National Community Bank Lancaster, Pa. 76,107 48,487 27,620 71,027 7.2 375,275
26 Tri City National Bank Oak Creek, Wis. 76,092 49,507 26,585 68,862 10.5 579,690
27 First Hope Bank N.J. 75,054 31,990 43,064 75,438 -0.5 282,551
28 CNB Bank Clearfield, Pa. 74,317 32,278 42,039 58,040 28.0 652,084
29 Union Center National Bank N.J. 73,878 43,960 29,918 69,898 5.7 631,221
30 Bremer Bank Menomonie, Wis. 72,563 37,539 35,024 74,499 -2.6 379,293
31 Adams County National Bank Gettysburg, Pa. 72,415 22,605 49,810 66,826 8.4 599,380
32 Aliant Bank Alexander City, Ala. 71,355 4,586 66,769 59,924 19.1 736,962
33 Farmers and Merchants Bank Granite Quarry, N.C. 70,608 4,334 66,274 62,866 12.3 553,240
34 Atlantic Stewardship Bank Midland Park, N.J. 69,869 38,170 31,699 63,426 10.2 450,779
35 Laconia Savings Bank N.H. 69,796 13,740 56,056 62,005 12.6 645,617
36 First National Bank of the South Spartanburg, S.C. 69,046 5,541 63,505 27,299 152.9 718,040
37 First Bank and Trust Evanston, Ill. 68,291 3,542 64,749 55,439 23.2 368,372
38 Fidelity Deposit and Discount Bank Dunmore, Pa. 68,178 55,855 12,323 63,403 7.5 418,691
39 Florida Bank Tampa 67,705 2,114 65,591 60,228 12.4 449,660
40 River Valley Bank Wausau, Wis. 67,687 29,213 38,474 60,084 12.7 743,094
41 Byron Bank Byron Center, Mich. 67,331 23,124 44,207 53,811 25.1 631,308
42 HomeStar Bank and Financial Services Manteno, Ill. 66,978 34,177 32,801 58,289 14.9 360,745
43 PeoplesBank York, Pa. 66,511 27,212 39,299 48,609 36.8 501,761
44 Bremer Bank St. Cloud, Minn. 65,464 24,610 40,854 61,851 5.8 520,038
45 Leader Bank Arlington, Mass. 65,039 14,729 50,310 55,160 17.9 207,378
46 Whidbey Island Bank Oak Harbor, Wash. 64,939 23,700 41,239 59,230 9.6 825,162
47 Merchants Bank Winona, Minn. 64,204 12,874 51,330 36,446 76.2 579,758
48 Farmers and Merchants Trust Co. of Chambersburg Pa. 63,702 46,408 17,294 60,158 5.9 615,064
49 Park Bank Madison, Wis. 63,344 20,741 42,603 61,283 3.4 644,990
50 Ulster Savings Bank Kingston, N.Y. 63,130 42,626 20,504 67,065 -5.9 510,920
51 Pioneer Bank Troy, N.Y. 62,669 39,333 23,336 65,520 -4.4 459,345
52 EagleBank Bethesda, Md. 62,407 1,172 61,235 54,988 13.5 794,709
53 Foster Bank Chicago 62,190 9,938 52,252 50,522 23.1 503,866
54 Manasquan Savings Bank MHC N.J. 62,002 37,345 24,657 59,988 3.4 419,029
55 Private Bank Minnesota Minneapolis 61,981 5,815 56,166 47,557 30.3 141,243
56 Crescent State Bank Cary, N.C. 61,889 11,072 50,817 51,436 20.3 742,855
57 Bridgehampton National Bank N.Y. 61,806 1,480 60,326 61,724 0.1 399,781
58 Cambridge Trust Co. Mass. 61,188 22,920 38,268 57,661 6.1 448,790
59 Old Point National Bank of Phoebus Hampton, Va. 60,187 27,743 32,444 50,200 19.9 626,710
60 Lincoln Bank Plainfield, Ind. 59,768 16,753 43,015 49,294 21.2 638,255
61 Kitsap Bank Port Orchard, Wash. 59,605 24,503 35,102 48,411 23.1 676,462
62 Waukesha State Bank Wis. 59,323 20,895 38,428 54,473 8.9 508,960
63 Savings Bank of Danbury Conn. 59,238 3,616 55,622 49,640 19.3 530,742
64 Bank of American Fork Utah 59,192 2,310 56,882 43,972 34.6 725,033
65 Community Bank-Wheaton/Glen Ellyn Ill. 58,964 3,317 55,647 46,242 27.5 227,017
66 American National Bank and Trust Co. Danville, Va. 58,898 6,125 52,773 54,221 8.6 571,030
67 Nicolet National Bank Green Bay, Wis. 58,523 35,632 22,891 42,555 37.5 461,089
68 Easthampton Savings Bank Mass. 58,328 36,900 21,428 59,047 -1.2 586,439
69 Hampden Bank Springfield, Mass. 58,223 0 58,223 60,333 -3.5 364,226
70 Glenview State Bank Ill. 58,165 6,299 51,866 52,686 10.4 582,695
71 Your Community Bank New Albany, Ind. 58,161 16,236 41,925 61,149 -4.9 542,165
72 Colorado Capital Bank Castle Rock 57,979 10,312 47,667 38,000 52.6 707,288
73 Southern First Bank Greenville, S.C. 57,933 4,022 53,911 43,312 33.8 546,537
74 Unity Bank Clinton, N.J. 57,239 34,662 22,577 52,056 10.0 643,039
75 Dime Bank Norwich, Conn. 56,981 33,922 23,059 48,057 18.6 520,067
76 Reliance Savings Bank Altoona, Pa. 56,945 36,951 19,994 53,291 6.9 247,802
77 First Federal Savings Bank of Elizabethtown Ky. 56,540 18,422 38,118 48,244 17.2 844,542
78 Spencer Savings Bank Mass. 55,905 39,340 16,565 49,388 13.2 287,805
79 Bank Independent Sheffield, Ala. 55,681 9,980 45,701 47,497 17.2 592,433
80 Cornerstone National Bank and Trust Co. Palatine, Ill. 55,565 4,942 50,623 42,890 29.6 329,678
81 F&M Bank Clarksville, Tenn. 55,557 7,776 47,781 44,473 24.9 549,049
82 Butte Community Bank Chico, Calif. 55,332 5,671 49,661 44,964 23.1 495,745
83 Herget Bank Pekin, Ill. 55,130 25,907 29,223 42,685 29.2 157,055
84 Barnes Banking Co. Kaysville, Utah 55,101 5,832 49,269 39,967 37.9 749,815
85 Bremer Bank Willmar, Minn. 54,728 33,513 21,215 50,734 7.9 388,311
86 Great Lakes Bank Blue Island, Ill. 54,618 3,516 51,102 56,006 -2.5 457,084
87 Patriot National Bank Stamford, Conn. 54,217 817 53,400 33,350 62.6 783,517
88 First South Bank Washington, N.C. 54,177 27,945 26,232 50,867 6.5 775,544
89 Fidelity Co-operative Bank Leominster, Mass. 54,026 20,612 33,414 49,162 9.9 328,588
90 Graystone Bank Lancaster, Pa. 53,798 20,795 33,003 25,777 108.7 499,612
91 Alliance Bank Corp. Chantilly, Va. 53,666 17,081 36,585 88,535 -39.4 373,256
92 First National Bank and Trust Co. of Newtown Pa. 53,575 39,304 14,271 43,923 22.0 364,813
93 Evergreen Bank Group Oak Brook, Ill. 53,566 9,888 43,678 6,178 767.0 239,970
94 ServisFirst Bank Birmingham, Ala. 53,496 4,215 49,281 28,190 89.8 840,389
95 Northfield Savings Bank MHC Vt. 53,392 29,284 24,108 51,929 2.8 430,483
96 American Bank and Trust Co. Davenport, Iowa 53,392 26,463 26,929 46,828 14.0 523,588
97 Farmers National Bank of Emlenton Pa. 53,082 49,176 3,906 48,252 10.0 245,257
98 Bar Harbor Bank and Trust Maine 53,058 12,885 40,173 48,441 9.5 613,635
99 QNB Bank Quakertown, Pa. 52,962 34,232 18,730 49,214 7.6 387,479
100 Arthur State Bank Union, S.C. 52,871 3,020 49,851 44,989 17.5 509,580
101 Salin Bank and Trust Co. Indianapolis 52,797 2,890 49,907 52,130 1.3 601,076
102 Penn Security Bank and Trust Co. Scranton, Pa. 52,791 24,883 27,908 48,014 9.9 422,293
103 Asheville Savings Bank N.C. 52,718 2,079 50,639 43,613 20.9 557,431
104 Artisans’ Bank Wilmington, Del. 52,335 36,319 16,016 62,366 -16.1 443,085
105 South Central Bank Chicago 52,094 37,018 15,076 41,284 26.2 140,523
106 Bank of Marin Novato, Calif. 52,082 11,520 40,562 35,849 45.3 799,510
107 Cape Cod Co-operative Bank Yarmouth Port, Mass. 51,694 5,960 45,734 41,355 25.0 459,781
108 Montecito Bank and Trust Santa Barbara, Calif. 51,451 275 51,176 38,949 32.1 479,525
109 Suburban Bank and Trust Co. Elmhurst, Ill. 51,077 5,156 45,921 39,406 29.6 482,336
110 Bank of Blue Valley Overland Park, Kan. 50,942 5,759 45,183 42,101 21.0 643,781
111 Community First Bank and Trust Columbia, Tenn. 50,789 10,985 39,804 37,865 34.1 549,818
112 Androscoggin Savings Bank MHC Lewiston, Maine 50,471 17,528 32,943 46,577 8.4 500,520
113 Commercial Bank and Trust Co. Paris, Tenn. 50,198 18,065 32,133 39,240 27.9 443,560
114 Bremer Bank Brainerd, Minn. 50,076 23,258 26,818 47,085 6.4 270,652
115 Somerset Hills Bank Bernardsville, N.J. 49,943 18,405 31,538 44,531 12.2 213,402
116 South Shore Savings Bank MHC South Weymouth, Mass. 49,826 27,349 22,477 48,278 3.2 624,128
117 Alliance Bank St. Paul 49,757 10,793 38,964 45,454 9.5 594,441
118 Muncy Bank and Trust Co. Pa. 49,012 42,433 6,579 43,371 13.0 167,143
119 First Volunteer Bank of Tennessee Chattanooga 48,901 5,532 43,369 47,811 2.3 429,823
120 Central Bank Stillwater, Minn. 48,661 7,322 41,339 43,416 12.1 348,321
121 Community Bank of Bergen County Maywood, N.J. 48,595 41,006 7,589 48,955 -0.7 178,529
122 LCNB National Bank Lebanon, Ohio 48,250 12,716 35,534 32,755 47.3 446,464
123 Anchor Mutual Savings Bank Aberdeen, Wash. 48,172 38,712 9,460 34,253 40.6 498,426
124 Tennessee State Bank Pigeon Forge 48,122 3,230 44,892 42,611 12.9 536,655
125 Rainier Pacific Savings Bank Tacoma 47,969 22,317 25,652 48,502 -1.1 663,974
126 Liberty Bank Springfield, Mo. 47,849 8,390 39,459 38,926 22.9 749,598
127 First Northern Bank of Dixon Calif. 47,608 7,458 40,150 37,989 25.3 525,479
128 Bank of Clarke County Berryville, Va. 47,405 12,717 34,688 47,344 0.1 390,660
129 First National Bank of Shelby N.C. 47,171 10,173 36,998 41,111 14.7 550,874
130 CapitalBank Greenwood, S.C. 46,880 2,814 44,066 42,531 10.2 646,885
131 Paducah Bank and Trust Co. Ky. 46,836 11,265 35,571 39,859 17.5 343,932
132 First Western Trust Bank Denver 46,818 6,895 39,923 24,061 94.6 242,681
133 Timberland Bank Hoquiam, Wash. 46,771 39,458 7,313 44,347 5.5 564,440
134 First Bank Strasburg, Va. 46,715 13,857 32,858 42,140 10.9 450,296
135 Savings Bank of Mendocino County Ukiah, Calif. 46,675 21,094 25,581 47,087 -0.9 373,588
136 Bank of Elmwood Racine, Wis. 46,545 9,525 37,020 42,065 10.7 315,415
137 United Bank Barnesville, Ga. 46,349 15,420 30,929 40,510 14.4 484,134
138 Citizens-Union Savings Bank MHC Fall River, Mass. 46,237 32,342 13,895 44,091 4.9 471,715
139 Sturgis Bank and Trust Co. Mich. 46,082 10,178 35,904 41,632 10.7 278,781
140 First State Bank of East Detroit Eastpointe, Mich. 46,045 19,477 26,568 48,310 -4.7 392,058
141 Bank of Bartlett Tenn. 45,960 2,470 43,490 46,043 -0.2 319,104
142 Cape Fear Bank Wilmington, N.C. 45,672 4,815 40,857 36,892 23.8 389,343
143 Baraboo National Bank Wis. 45,563 25,935 19,628 42,915 6.2 588,924
144 Carrollton Bank Ill. 45,386 22,730 22,656 41,596 9.1 562,291
145 New Century Bank Dunn, N.C. 45,013 5,235 39,778 35,911 25.3 452,044
146 Chesapeake Bank Kilmarnock, Va. 44,936 6,767 38,169 41,676 7.8 388,611
147 Savannah Bank Ga. 44,904 6,690 38,214 38,903 15.4 560,295
148 Fidelity and Trust Bank Bethesda, Md. 44,828 32,181 12,647 35,753 25.4 359,160
149 Avidia Bank MHC Hudson, Mass. 44,745 5,487 39,258 44,497 0.6 715,103
150 Summit Bank Arkadelphia, Ark. 44,623 11,147 33,476 30,998 44.0 773,441


Note: Independent banks with less than $1 billion of assets or whose holding companies have less than $1 billion. Excludes industrial banks, those at which loans were less than half of assets, and those whose credit card loans exceeded 25% of gross loans. Thrifts were excluded. *Total committed loans.
Source:

SNL Financial
, Charlottesville, Va.
© 2009 American Banker

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