Community Banks with Largest Portfolios of Loans to Individuals

January 13, 2004, 10:08 a.m. EST 1 Min Read

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Community Banks with Largest Portfolios of Loans to Individuals*
By amount outstanding on Sept. 30, 2003. Dollars in thousands** January 13, 2004
	Buyer	Sept. 30	Year earlier	Change
1	Independent Bank Memphis	$287,337	$229,356	25.28%
2	Crescent Bank and Trust Co. New Orleans	207,806	161,855	28.39
3	Prudential Bank and Trust Co. Atlanta	166,817	178,665	-6.63
4	American Investment Bank Salt Lake City	161,063	290,862	-44.63
5	State Bank and Trust Fargo, N.D.	158,099	130,114	21.5
6	Farmers National Bank of Canfield Ohio	157,113	146,345	7.36
7	First National Bank Chicago Heights, Ill.	140,931	107,897	30.62
8	First Fidelity Bank Oklahoma City	137,716	123,919	11.13
9	Whidbey Island Bank Oak Harbor, Wash.	134,052	125,119	7.14
10	Community Bank of Northern Virginia Sterling	129,185	92,993	38.92
11	NorthSide Bank Pittsburgh	120,496	136,032	-11.42
12	Commerce Bank and Trust Co. Topeka, Kan.	115,469	114,472	0.87
13	Berlin City Bank N.H.	115,025	86,228	33.4
14	First National Bank of Scotia N.Y.	113,996	96,521	18.1
15	Ohio Valley Bank Co. Gallipolis	112,092	108,119	3.67
16	Laconia Savings Bank N.H.	111,128	96,216	15.5
17	First Bank and Trust Evanston Ill.	111,083	109,020	1.89
18	Canandaigua National Bank and Trust Co. N.Y.	110,907	108,795	1.94
19	Twin Lakes National Bank Wichita	106,230	95,841	10.84
20	Alliance Bank NA Oneida, N.Y.	104,613	82,461	26.86
21	Rainier Pacific Savings Bank Fife, Wash.	102,258	107,613	-4.98
22	Rhinebeck Savings Bank N.Y.	95,158	95,488	-0.35
23	GreatBank Algonquin, Ill.	95,134	85,503	11.26
24	First Bank and Trust East Texas Diboll	94,638	120,803	-21.66
25	First United Bank and Trust Co. Durant, Okla.	93,683	106,227	-11.81
26	Citizens and Farmers Bank West Point, Va.	92,070	81,878	12.45
27	First United Security Bank Thomasville Ala.	90,256	79,593	13.4
28	National Bank and Trust Co. Wilmington, Ohio	87,239	68,007	28.28
29	Salin Bank and Trust Co. Indianapolis	85,971	88,044	-2.35
30	Haverford Trust Co. Radnor, Pa.	84,650	71,227	18.85
31	First National Bank in Brookings S.D.	84,631	95,474	-11.36
32	Austin Bank Texas NA Jacksonville	80,859	94,961	-14.85
33	Asheville Savings Bank N.C.	79,676	73,678	8.14
34	Old Point National Bank of Phoebus Hampton, Va.	77,972	89,138	-12.53
35	City Bank Lubbock, Tex.	76,618	71,676	6.89
36	Chemung Canal Trust Co. Elmira, N.Y.	76,472	84,478	-9.48
37	First National Bank in Sioux Falls	75,539	24,920	203.13
38	National Bank and Trust Co. of Sycamore Ill.	74,208	72,667	2.12
39	Bank and Trust of Puerto Rico Hato Rey	73,734	79,366	-7.1
40	FSGBank NA Chattanooga, Tenn.	73,641	30,706	139.83
41	First Internet Bank of Indiana Indianapolis	73,479	29,534	148.79
42	American Bank of Texas Sherman	72,336	79,999	-9.58
43	Bremer Bank Grand Forks, N.D.	71,884	61,127	17.6
44	United Bank Zebulon, Ga.	71,647	85,442	-16.15
45	First National Community Bank Dunmore, Pa.	69,687	64,518	8.01
46	Greene County Bank Greeneville, Tenn.	69,295	77,356	-10.42
47	Community Bank Blountsville, Ala.	67,690	83,671	-19.1
48	Commercial Bank of Texas Nacogdoches	67,356	70,245	-4.11
49	First National Bank of Bryan Tex.	65,437	65,997	-0.85
50	Oak Hill Bank Jackson, Ohio	64,778	56,864	13.92
51	Mercantile Trust and Savings Bank Quincy, Ill.	64,236	58,377	10.04
52	TIB Bank of the Keys Key Largo, Fla.	63,941	15,704	307.16
53	Citizens Bank Philadelphia, Miss.	63,531	58,886	7.89
54	Kleberg First National Bank of Kingsville Tex.	63,400	59,629	6.32
55	Delaware Place Bank Chicago	62,854	85,810	-26.75
56	First National Bank Fort Pierre, S.D.	62,540	56,977	9.76
57	Murphy Bank Fresno	62,100	13,725	352.46
58	Community Bank NA Carmichaels, Pa.	61,209	53,207	15.04
59	First Mutual Bank Bellevue, Wash.	61,197	29,336	108.61
60	Equitable Bank Wauwatosa, Wis.	60,712	66,833	-9.16
61	Greatbank A NA Evanston, Ill.	59,386	52,254	13.65
62	Juniata Valley Bank Mifflintown, Pa.	59,171	51,986	13.82
63	Bank of Marin Corte Madera, Calif.	58,600	56,649	3.44
64	State Bank La Grange, Tex.	58,336	55,499	5.11
65	Lexington State Bank N.C.	57,558	55,281	4.12
66	Highlands Union Bank Abingdon, Va.	57,291	59,971	-4.47
67	Androscoggin Savings Bank Lewiston, Maine	56,912	65,970	-13.73
68	Palmetto Bank Laurens, S.C.	56,497	58,939	-4.14
69	Bank of Glen Burnie Md.	56,228	60,799	-7.52
70	Peoples Bank and Trust Co. Selma, Ala.	56,101	68,419	-18
71	Oxford Bank and Trust Addison, Ill.	54,353	48,494	12.08
72	Extraco Banks Temple, Tex.	54,118	61,569	-12.1
73	Blue Ridge Bank and Trust Co. Kansas City, Mo.	53,725	72,045	-25.43
74	North Valley Bank Redding, Calif.	53,641	70,758	-24.19
75	Oxford Bank Mich.	53,591	40,187	33.35
76	Southwest Missouri Bank Carthage, Mo.	53,350	54,505	2.12
77	First Victoria National Bank Tex.	53,095	55,741	-4.75
78	CorTrust Bank Mitchell, S.D.	53,081	53,352	-0.51
79	Skowhegan Savings Bank Maine	52,990	39,458	34.29
80	Citizens Bank Mooresville, Ind.	52,971	47,553	11.39
81	Lorain National Bank Ohio	52,844	49,337	7.11
82	Georgia Bank and Trust Co. Augusta	52,739	48,534	8.66
83	BankWest Inc. Pierre, S.D.	52,647	36,935	42.54
84	Summit Bank Arkadelphia, Ark.	52,620	46,112	14.11
85	Country Bank for Savings Ware, Mass.	52,532	61,451	-14.51
86	Dacotah Bank Aberdeen, S.D.	52,390	48,107	8.9
87	First National Bank of Gilmer Tex.	52,362	68,867	-23.97
88	Adirondack Trust Co. Saratoga Springs, N.Y.	52,343	44,344	18.04
89	Miners and Merchants Bank and Trust Co. Grundy, Va.	52,017	40,262	29.2
90	First National Bank and Trust Co. Beloit, Wis.	51,357	48,969	4.88
91	Vinton County National Bank of McArthur Ohio	51,124	52,780	-3.14
92	Morgan Bank NA Hudson, Ohio	51,036	33,689	51.49
93	Bank of the Sierra Porterville, Calif.	50,753	51,440	-1.34
94	Lebanon-Citizens National Bank Ohio	50,350	54,827	-8.17
95	Commercial Savings Bank Upper Sandusky, Ohio	50,127	54,009	-7.19
96	FNB Southeast Reidsville, N.C.	50,063	41,583	20.39
97	Farmers Bank Frankfort, Ind.	49,845	61,682	-19.19
98	Jonestown Bank and Trust Co. Pa.	49,510	45,649	8.46
99	Bremer Bank Alexandria, Minn.	48,563	46,679	4.04
100	Pemigewasset National Bank of Plymouth N.H.	48,514	63,490	-23.59
101	Farmers and Merchants State Bank Archbold,Ohio	48,296	51,431	-6.1
102	Sunflower Bank NA Salina, Kan.	48,069	51,798	-7.2
103	Kansas State Bank Manhattan	47,822	18,012	165.5
104	Delaware County Bank and Trust Co. Lewis Center, Ohio	47,800	49,958	-4.32
105	Pulaski Bank and Trust Co. Little Rock	47,597	42,191	12.81
106	Citizens Tri-County Bank Dunlap, Tenn.	47,374	42,994	10.19
107	New Peoples Bank Honaker, Va.	46,637	45,722	2
108	Americrest Bank Oklahoma City	45,771	52,306	-12.49
109	Armstrong Bank Muskogee, Okla.	45,767	44,999	1.71
110	First Bank and Trust New Orleans	45,700	40,194	13.7
111	First National Bank of Central Texas Waco	45,132	45,310	-0.39
112	First National Bank of Altavista Va.	44,910	44,090	1.86
113	Horizon Bank NA Michigan City, Ind.	44,409	39,522	12.37
114	Community Bank and Trust Cornelia, Ga.	43,880	46,187	-4.99
115	Desert Community Bank Victorville, Calif.	43,777	43,060	1.67
116	Metropolitan National Bank Little Rock	43,330	55,655	-22.15
117	Norway Savings Bank Maine	43,138	42,974	0.38
118	Century Bank Lucedale, Miss.	43,053	48,122	-10.53
119	Monticello Banking Co. Ky.	42,950	38,391	11.88
120	Passumpsic Savings Bank St. Johnsbury, Vt.	42,888	39,590	8.33
121	Sterling Bank Mount Laurel, N.J.	42,679	38,773	10.07
122	Landmark Bank NA Ada, Okla.	42,591	45,981	-7.37
123	First Federal Savings Bank Elizabethtown, Ky.	42,576	NA	NA
124	State Bank and Trust Co.Cleveland, Miss.	42,494	38,844	9.4
125	Classic Bank Corp. Ashland, Ky.	42,461	29,884	42.09
126	Town and Country Bank Springfield, Ill.	42,238	60,185	-29.82
127	Croghan Colonial Bank Fremont, Ohio	42,072	46,648	-9.81
128	Commercial Bank and Trust Co. Monticello, Ark.	42,028	41,490	1.3
129	Wilson Bank and Trust Co. Lebanon, Tenn.	41,885	41,687	0.47
130	First Bankers Trust Co. NA Quincy, Ill.	41,728	39,688	5.14
131	State Bank of the Lakes Antioch, Ill.	41,030	47,860	-14.27
132	First International Bank and Trust Co. Watford City, N.D.	40,875	37,103	10.17
133	Peoples Bank and Trust Co. Hazard, Ky.	40,844	44,494	-8.2
134	Bank of Benton Ky.	40,831	40,500	0.82
135	Texas Bank and Trust Co. Longview	40,729	48,163	-15.44
136	Wayne Bank Honesdale, Pa.	40,523	51,213	-20.87
137	First Bank and Trust Co. Lebanon, Va.	40,486	34,005	19.06
138	Community National Bank Chanute, Kan.	40,305	38,478	4.75
139	Westbank West Springfield, Mass.	40,240	39,799	1.11
140	Fauquier Bank Warrenton, Va.	40,128	35,930	11.68
141	Bank of Denver	39,789	30,056	32.38
142	Steuben Trust Co. Hornell, N.Y.	39,046	47,730	-18.19
143	First National Bank and Trust Co. Louisville, Ga.	38,988	39,007	-0.05
144	Alpine Bank of Illinois Rockford	38,948	41,589	-6.35
145	Byron Center State Bank Mich.	38,878	58,938	-34.04
146	Exchange National Bank and Trust Co. of Atchison Kan.	38,569	37,575	2.65
147	Center Bank Los Angeles	38,417	34,572	11.12
148	National Bank Bettendorf, Iowa	38,394	32,918	16.64
149	First Citizens National Bank Dyersburg, Tenn.	37,917	36,697	3.32
150	Jeff Davis Bank and Trust Co. Jennings, La.	37,884	37,413	1.26

* For personal expenditures; excludes loans secured by real estate.
** Independent banks with less than $1 billion of assets or whose holding companies have less than $1 billion. Excludes industrial banks and those at which loans were less than half of assets and those whose credit card loans exceeded 25% of gross loans.