Community Banks with Largest Portfolios of Loans to Individuals

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Community Banks with Largest Portfolios of Loans to Individuals

Community Banks with Largest Portfolios of Loans to Individuals
On March 31, 2004. Dollars in thousands*
Published July 1, 2004
    March 31 Year earlier Change Total
loans and leases
1 Independent Bank Memphis $299,055 $258,484 15.70% $322,097
2 Crescent Bank and Trust Co. New Orleans 225,506 219,525 2.72 261,175
3 Harris Bank Naperville Ill. 188,079 148,913 26.3 643,020
4 Farmers National Bank of Canfield Ohio 155,600 151,244 2.88 483,468
5 Community Bank Northern Virginia Sterling 144,399 102,615 40.72 577,172
6 First Fidelity Bank Oklahoma City 139,210 121,941 14.16 385,249
7 Whidbey Island Bank Oak Harbor, Wash. 139,009 131,861 5.42 530,620
8 Harris Bank Palatine Ill. 138,989 129,743 7.13 463,523
9 Suburban Bank Barrington Ill. 133,094 139,112 -4.33 241,465
10 Harris Bank Argo Summit Argo, Ill. 124,117 103,790 19.58 348,811
11 Commerce Bank and Trust Co. Topeka, Kan. 122,025 117,192 4.12 486,186
12 First Internet Bank Indianapolis 120,328 38,921 209.16 219,312
13 Canandaigua National Bank and Trust Co. N.Y. 116,320 111,544 4.28 619,403
14 Ohio Valley Bank Co. Gallipolis 115,527 108,366 6.61 576,208
15 Alliance Bank Oneida, N.Y. 114,184 88,047 29.69 484,696
16 First Bank and Trust Evanston, Ill. 114,100 107,453 6.19 284,899
17 NorthSide Bank Pittsburgh 110,961 132,751 -16.41 309,471
18 Laconia Savings Bank N.H. 110,067 101,903 8.01 517,858
19 First National Bank of Scotia N.Y. 109,469 102,582 6.71 180,746
20 Berlin City Bank N.H. 104,686 100,393 4.28 326,653
21 Twin Lakes National Bank Wichita 103,053 103,532 -0.46 124,526
22 Rhinebeck Savings Bank N.Y. 98,510 92,793 6.16 263,908
23 Salin Bank and Trust Co. Indianapolis 96,979 84,165 15.22 835,693
24 Harris Bank Hinsdale Ill. 96,950 115,284 -15.9 660,014
25 Rainier Pacific Savings Bank Fife, Wash. 96,365 106,023 -9.11 451,499
26 Citizens and Farmers Bank West Point, Va. 95,394 85,530 11.53 406,864
27 American Investment Bank Salt Lake City 95,331 224,243 -57.49 95,491
28 First United Security Bank Thomasville, Ala. 94,974 82,904 14.56 382,658
29 Asheville Savings Bank N.C. 92,962 72,864 27.58 432,272
30 First National Bank in Brookings S.D. 90,347 93,594 -3.47 416,121
31 National Bank and Trust Co. Wilmington, Ohio 88,512 78,847 12.26 413,771
32 First Bank and Trust East Texas Diboll 85,978 106,122 -18.98 301,176
33 Haverford Trust Co. Radnor, Pa. 83,641 81,747 2.32 98,016
34 Harris Bank St. Charles Ill. 82,598 69,824 18.29 399,555
35 First Mutual Bank Bellevue, Wash. 81,022 39,417 105.55 768,150
36 TIB Bank of the Keys Key Largo, Fla. 80,014 34,496 131.95 551,568
37 Austin Bank of Texas Jacksonville 78,140 86,528 -9.69 467,987
38 City Bank Lubbock, Tex. 78,115 74,194 5.28 624,217
39 Amalgamated Bank Chicago 77,974 80,427 -3.05 326,091
40 Bremer Bank Grand Forks 77,867 67,029 16.17 432,993
41 FSGBankChattanooga, Tenn. 76,304 28,280 169.82 489,303
42 Bank of Glen Burnie Md. 74,299 56,818 30.77 175,407
43 Chemung Canal Trust Co. Elmira, N.Y. 72,887 81,505 -10.57 387,437
44 National Bank and Trust Co. of Sycamore Ill. 71,728 70,161 2.23 280,879
45 Harris Bank Roselle Ill. 70,482 72,417 -2.67 468,093
46 Oak Hill Bank Jackson, Ohio 69,375 62,936 10.23 832,054
47 Bank of Marin Corte Madera, Calif. 69,344 61,341 13.05 468,468
48 Old Point National Bank of Phoebus Hampton, Va. 68,934 82,773 -16.72 406,658
49 Bank and Trust of Puerto Rico Hato Rey 68,820 76,294 -9.8 373,295
50 Delaware Place Bank Chicago 68,099 71,186 -4.34 155,459
51 First National Community Bank Dunmore, Pa. 67,779 63,139 7.35 559,710
52 Harris Bank Arlington Meadows Rolling Meadows, Ill. 67,460 69,832 -3.4 255,671
53 Kleberg First National Bank Kingsville Tex. 66,696 62,120 7.37 114,373
54 Commercial Bank of Texas Nacogdoches 66,285 67,564 -1.89 152,699
55 Mercantile Trust and Savings Bank Quincy, Ill. 65,615 61,089 7.41 334,520
56 Murphy Bank Fresno 63,689 57,359 11.04 82,834
57 Citizens Bank Philadelphia, Miss. 63,244 60,017 5.38 358,733
58 First National Bank of Bryan Tex. 63,012 57,011 10.53 241,864
59 Harris Bank Westchester Ill. 62,035 54,500 13.83 166,433
60 Equitable Bank SSB Wauwatosa, Wis. 61,735 60,502 2.04 350,192
61 United Bank Zebulon, Ga. 60,932 81,268 -25.02 375,464
62 Community Bank Carmichaels, Pa. 60,729 54,669 11.08 204,010
63 Juniata Valley Bank Mifflintown, Pa. 59,789 51,656 15.74 260,535
64 Miners and Merchants Bank and Trust Co. Grundy, Va. 59,408 42,350 40.28 245,606
65 Harris Bank Libertyville Ill. 59,343 55,572 6.79 311,392
66 Androscoggin Savings Bank Lewiston, Maine 59,299 58,594 1.2 332,378
67 North Valley Bank Redding, Calif. 59,153 64,372 -8.11 406,680
68 Oxford Bank and Trust Addison, Ill. 59,101 50,439 17.17 300,900
69 Harris Bank Frankfort Ill. 58,764 51,379 14.37 268,941
70 Oxford Bank Mich. 58,406 43,903 33.03 308,186
71 BankWest Inc. Pierre, S.D. 58,121 44,956 29.28 330,796
72 Community Bank Blountsville, Ala. 57,781 77,821 -25.75 314,788
73 First Victoria National Bank Tex. 56,789 54,719 3.78 565,161
74 Highlands Union Bank Abingdon, Va. 56,761 55,601 2.09 375,859
75 Harris Bank Wilmette Ill. 55,964 21,645 158.55 138,327
76 FNB Southeast Reidsville, N.C. 54,884 45,313 21.12 602,657
  Lexington State Bank N.C. 54,884 53,961 1.71 678,980
78 Extraco Banks Temple, Tex. 54,264 59,661 -9.05 514,087
79 Palmetto Bank Laurens, S.C. 54,151 59,503 -8.99 713,352
80 Lorain National Bank Lorain, Ohio 54,047 45,074 19.91 537,008
81 Horizon Bank Michigan City, Ind. 54,036 40,958 31.93 524,602
82 Peoples Bank and Trust Co. Selma, Ala. 53,669 61,617 -12.9 454,731
83 Jonestown Bank and Trust Co. Pa. 53,564 43,777 22.36 143,866
84 First National Bank Fort Pierre, S.D. 53,498 51,135 4.62 326,097
85 Summit Bank Arkadelphia, Ark. 53,314 48,223 10.56 422,691
86 Pulaski Bank and Trust Co. Little Rock 52,234 44,712 16.82 272,872
87 Citizens Bank Mooresville, Ind. 52,086 49,757 4.68 167,033
88 Dacotah Bank Aberdeen, S.D. 51,082 49,443 3.31 601,679
89 CorTrust Bank Mitchell, S.D. 50,995 52,133 -2.18 242,528
90 State Bank La Grange, Tex. 50,656 58,806 -13.86 406,840
91 Adirondack Trust Co. Saratoga Springs, N.Y. 50,323 52,107 -3.42 345,609
92 Harris Bank Aurora Ill. 50,240 53,778 -6.58 156,723
93 Bank of the Sierra Porterville, Calif. 50,146 50,261 -0.23 610,361
94 Skowhegan Savings Bank Maine 50,059 48,420 3.38 275,908
95 Pemigewasset National Bank of Plymouth N.H. 49,928 56,749 -12.02 153,537
96 First National Bank and Trust Co. Beloit, Wis. 48,623 50,371 -3.47 365,004
97 Southwest Missouri Bank Carthage 48,535 54,575 -11.07 296,703
98 Sterling Bank Mount Laurel, N.J. 48,488 42,506 14.07 169,291
99 Bremer Bank Alexandria, Minn. 48,274 46,613 3.56 357,730
100 Georgia Bank and Trust Co. Augusta 48,234 51,814 -6.91 458,242
101 Peoples Bank Lynden, Wash. 48,202 27,436 75.69 466,340
102 Old Fort Banking Co. Old Fort, Ohio 48,072 19,743 143.49 209,285
103 Country Bank For Savings Ware, Mass. 47,922 53,645 -10.67 536,151
104 First Bankers Trust Co. Quincy, Ill. 47,896 35,786 33.84 229,876
105 Blue Ridge Bank and Trust Co. Independence, Mo. 47,847 60,833 -21.35 295,477
106 Harris Bank Batavia Ill. 47,815 41,923 14.05 164,073
107 Community Bank and Trust Cornelia, Ga. 46,731 43,449 7.55 480,287
108 Armstrong Bank Muskogee, Okla. 46,370 46,512 -0.31 226,915
109 Citizens Tri-County Bank Dunlap, Tenn. 46,150 45,527 1.37 206,558
110 Harris Bank Winnetka Ill. 45,837 58,167 -21.2 380,242
111 Commercial Savings Bank Upper Sandusky, Ohio 45,700 49,815 -8.26 202,242
112 Goleta National Bank Calif. 45,543 30,606 48.8 262,816
113 Desert Community Bank Victorville, Calif. 45,202 43,327 4.33 275,461
114 New Peoples Bank Honaker, Va. 45,189 42,840 5.48 324,029
115 Sunflower Bank Salina, Kan. 44,871 46,400 -3.3 705,225
116 Yadkin Valley Bank and Trust Co. Elkin, N.C. 44,865 34,840 28.77 631,390
117 First National Bank of Altavista Va. 44,023 44,698 -1.51 151,194
118 First Federal Savings Bank Elizabethtown, Ky. 43,894 39,558 10.96 571,255
119 Morgan Bank Hudson, Ohio 43,883 35,874 22.33 85,822
120 Prosperity Bank St. Augustine, Fla. 43,679 29,458 48.28 391,408
121 Delaware County Bank and Trust Co. Lewis Center, Ohio 43,674 50,107 -12.84 416,082
122 Farmers and Merchants State Bank Archbold, Ohio 43,625 46,054 -5.27 492,513
123 Century Bank Lucedale, Miss. 43,523 44,756 -2.75 100,543
124 Classic Bank Corp. Ashland, Ky. 43,387 33,476 29.61 259,664
125 Monticello Banking Co. Ky. 43,019 40,189 7.04 251,334
126 FirstBank Northwest Clarkston, Wash. 42,963 8,335 415.45 470,920
127 Harris Bank Woodstock Ill. 42,885 42,579 0.72 205,740
128 Westbank West Springfield, Mass. 42,872 39,100 9.65 425,344
129 Americrest Bank Oklahoma City 42,765 48,667 -12.13 574,110
130 First National Bank of Central Texas Waco 42,693 43,073 -0.88 214,113
131 First National Bank of Gilmer Tex. 42,475 62,378 -31.91 90,436
132 Bank of Benton Ky. 42,468 39,244 8.22 189,843
  Harris Bank Glencoe Ill. 42,468 48,029 -11.58 480,207
134 Vinton County National Bank of McArthur Ohio 42,251 50,417 -16.2 179,090
135 Wilson Bank and Trust Co. Lebanon, Tenn. 42,244 40,847 3.42 471,909
136 State Bank and Trust Co. Cleveland, Miss. 42,202 42,554 -0.83 506,857
137 National Bank Bettendorf, Iowa 41,754 34,821 19.91 265,517
138 Croghan Colonial Bank Fremont, Ohio 41,223 41,060 0.4 309,741
139 First International Bank and Trust Co. Watford City, N.D. 41,222 37,270 10.6 459,515
140 Fauquier Bank Warrenton, Va. 41,004 36,488 12.38 312,703
141 Passumpsic Savings Bank St. Johnsbury, Vt. 40,997 40,211 1.95 274,653
142 Lone Star National Bank Pharr, Tex. 40,914 30,222 35.38 528,312
143 Arkansas National Bank Bentonville 40,901 35,877 14 426,065
144 Farmers Bank Frankfort, Ind. 40,152 56,218 -28.58 359,750
145 Lebanon-Citizens National Bank Lebanon, Ohio 40,136 52,719 -23.87 318,662
146 Jeff Davis Bank and Trust Co. Jennings, La. 40,079 35,989 11.36 193,747
147 Texas Bank and Trust Co. Longview 39,825 43,278 -7.98 421,224
148 Landmark Bank Ada, Okla. 39,815 40,932 -2.73 219,977
149 Bank of Missouri Perryville 39,619 18,427 115.01 247,338
150 First National Bank in Sioux Falls S.D. 39,581 29,780 32.91 487,503


*Loans for personal expenditures (excluding loans secured by real estate) at independent banks with less than $1 billion of assets or whose holding companies have less than $1 billion (excluding industrial banks and those at which loans constitute less than half of assets and whose credit card loans exceed 25% of gross loans).
Source: Highline Banking Data Services (877-299-9424)
© 2004 American Banker